AI Analysis

Log in to generate an AI summary for this stock.

Log in to generate a MOAT report for this stock.

Log in to generate an earnings report for this stock.

Log in to generate an operating leverage report for this stock.

Log in to generate a management report for this stock.

Log in to generate a valuation report for this stock.

Old Second Bancorp, Inc.

$25.58 +$6.10 (+31.31%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$25.53
Day Range
$25.33$25.82
Year Range
$16.65$26.06
Market Cap
1.32B
AVG Volume
401.99K
Trailing/Forward PE
14.37/10.72
PEG ratio
1.57
Dividend Yield
1.09%
Next Earnings Date
2026-10-21
Primary Exchange
NASDAQUS
Revenue (USD)
0100M200M300M400M2016201720182019202020212022202320242025
OSBC Revenue (USD) by year
PeriodRevenue (USD)
2025396.97M
2024336.17M
2023321.03M
2022255.24M
2021141.91M
2020139.51M
2019149.68M
2018138.03M
2017116.54M
2016100.5M
Net Income (USD)
025M50M75M100M2016201720182019202020212022202320242025
OSBC Net Income (USD) by year
PeriodNet Income (USD)
202580.31M
202485.26M
202391.73M
202267.41M
202120.04M
202027.82M
201939.45M
201834.01M
201715.14M
201615.68M
Operating Income (USD)
050M100M150M2016201720182019202020212022202320242025
OSBC Operating Income (USD) by year
PeriodOperating Income (USD)
2025110.75M
2024112.96M
2023124.41M
202291.55M
202127.87M
202037.41M
201951.86M
201843.94M
201734.3M
201624.5M
EBITDA (USD)
050M100M150M2016201720182019202020212022202320242025
OSBC EBITDA (USD) by year
PeriodEBITDA (USD)
2025120.83M
2024122.12M
2023131.35M
202298.26M
202131.66M
202040.7M
201954.86M
201846.75M
201736.7M
201626.81M
Cash Flows (USD)
050M100M150M2016201720182019202020212022202320242025
OSBC Cash Flows (USD) by year
PeriodCash Flows (USD)
2025119.43M
2024120.75M
2023104.03M
202293.01M
202129.01M
202022.07M
201948.26M
201853.01M
201735.88M
201625.27M
EPS (USD)
01232016201720182019202020212022202320242025
OSBC EPS (USD) by year
PeriodEPS (USD)
20251.63
20241.87
20232.02
20221.49
20210.72
20200.93
20191.3
20181.12
20170.52
20160.53
Expenses (USD)
050M100M150MSG&ACapex2016201720182019202020212022202320242025
OSBC Expenses (USD) by year
PeriodExpenses (USD)
2025132.05M
2024113.87M
2023105.58M
2022104.36M
202170.19M
202060.54M
201959.28M
201856.06M
201748.72M
201644.92M
Cash & Debt (USD)
01B2B3BCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
OSBC Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025196.38M
20241.26B
20231.29B
20221.65B
20212.45B
2020826.08M
2019535.28M
2018596.48M
2017597.27M
2016579.17M
Debt ratios
-15-10-50520182019202020212022202320242025
OSBC Debt ratios by year
PeriodDebt ratios
20250.3
2024-2.92
2023-2.57
2022-6.18
2021-12.92
2020-3.72
2019-2
2018-2.07
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
OSBC Margins by year
PeriodMargins
202578.14%
202479.47%
202382.39%
202293.39%
202191%
202083.6%
201986.35%
201887.03%
201787.62%
201690.11%
Return on Capital
0%5%10%15%20%2016201720182019202020212022202320242025
OSBC Return on Capital by year
PeriodReturn on Capital
20258.96%
202412.71%
202315.89%
202214.62%
20213.99%
20209.06%
201914.2%
201814.85%
20177.56%
20168.95%
Shares Outstanding
020M40M60M2016201720182019202020212022202320242025
OSBC Shares Outstanding by year
PeriodShares Outstanding
202552.67M
202444.85M
202344.69M
202244.58M
202134.02M
202029.37M
201929.92M
201829.76M
201729.63M
201629.55M
Dividends (USD)
00.10.20.32017201820192020202120222023202420252026
OSBC Dividends (USD) by year
PeriodDividends (USD)
20260.21
20250.25
20240.21
20230.2
20220.2
20210.16
20200.04
20190.04
20180.04
20170.04
Employee Count
05001K1.5K2016201720182019202020212022202320242025
OSBC Employee Count by year
PeriodEmployee Count
20251.06K
2024877
2023834
2022819
2021891
2020533
2019535
2018518
2017450
2016467
Book Value Per Share (USD)
051015202016201720182019202020212022202320242025
OSBC Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202517.03
202414.96
202312.92
202210.34
202114.76
202010.46
20199.29
20187.7
20176.76
20165.93
Total Assets (USD)
02B4B6B8B2016201720182019202020212022202320242025
OSBC Total Assets (USD) by year
PeriodTotal Assets (USD)
20256.9B
20245.65B
20235.72B
20225.89B
20216.21B
20203.04B
20192.64B
20182.68B
20172.38B
20162.25B
PE Ratio
7.51012.51517.5med 9.99Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
OSBC PE Ratio by year
PeriodPE Ratio
Sep 2614.18
Sep 2614.26
Aug 2614
Aug 2614.05
Aug 2614.37
Aug 2614.11
Jul 2615.48
Jul 2614.71
Jul 2614.47
Jul 2614.01
Jul 2614.22
Jun 2614.31
Jun 2613.4
Jun 2613.77
Jun 2613.19
May 2613.05
May 2612.9
May 2612.5
May 2613.02
May 2613.63
Apr 2613.12
Apr 2614.38
Apr 2613.98
Apr 2613.6
Mar 2612.83
Mar 2612.76
Mar 2612.78
Mar 2612.82
Feb 2612.87
Feb 2615.34
Feb 2615.34
Feb 2615.69
Jan 2614.8
Jan 2614.84
Jan 2615.41
Jan 2614.75
Jan 2614.53
Dec 2514.84
Dec 2515.31
Dec 2515.3
Dec 2514.63
Nov 2514.06
Nov 2513.81
Nov 2513.75
Nov 2513.67
Oct 259.64
Oct 259.97
Oct 259.17
Oct 259.16
Oct 259.27
Sep 259.46
Sep 259.61
Sep 259.81
Sep 259.9
Aug 259.92
Aug 259.88
Aug 259.34
Aug 258.99
Aug 258.9
Jul 259.58
Jul 2510.01
Jul 2510.04
Jul 2510.24
Jun 259.5
Jun 258.97
Jun 258.95
Jun 259
May 258.88
May 258.81
May 259.18
May 258.9
May 258.57
Apr 258.19
Apr 257.77
Apr 257.6
Apr 257.78
Mar 258.78
Mar 258.9
Mar 258.69
Mar 258.96
Feb 259.75
Feb 259.74
Feb 259.99
Feb 2510.2
Jan 259.99
Jan 259.79
Jan 259.67
Jan 259.18
Jan 259.42
Dec 249.48
Dec 249.39
Dec 249.77
Dec 249.93
Nov 249.89
Nov 249.94
Nov 249.81
Nov 249.56
Nov 248.58
Oct 248.55
Oct 248.96
Free Cash Flow Yield
5%10%15%20%25%med 12.4%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
OSBC Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 2610.79%
Sep 2610.73%
Aug 2610.93%
Aug 2610.89%
Aug 2610.65%
Aug 2610.85%
Jul 2610.46%
Jul 2611.01%
Jul 2611.19%
Jul 2611.56%
Jul 2611.39%
Jun 2611.32%
Jun 2612.09%
Jun 2611.76%
Jun 2612.27%
May 2612.41%
May 2612.55%
May 2612.95%
May 2612.44%
May 2610.91%
Apr 2611.34%
Apr 2610.34%
Apr 2610.64%
Apr 2610.93%
Mar 2611.59%
Mar 2611.66%
Mar 2611.64%
Mar 2611.6%
Feb 2611.55%
Feb 269.1%
Feb 269.1%
Feb 268.9%
Jan 269.44%
Jan 269.41%
Jan 269.06%
Jan 269.47%
Jan 269.61%
Dec 259.41%
Dec 259.12%
Dec 259.13%
Dec 259.54%
Nov 259.93%
Nov 2510.11%
Nov 2510.15%
Nov 2510.22%
Oct 2513.64%
Oct 2513.19%
Oct 2514.34%
Oct 2514.36%
Oct 2514.18%
Sep 2513.9%
Sep 2513.68%
Sep 2513.41%
Sep 2513.28%
Aug 2513.26%
Aug 2513.31%
Aug 2514.08%
Aug 2514.62%
Aug 2512.45%
Jul 2511.58%
Jul 2511.08%
Jul 2511.05%
Jul 2510.83%
Jun 2511.67%
Jun 2512.37%
Jun 2512.4%
Jun 2512.32%
May 2512.49%
May 2512.59%
May 2512.08%
May 2512.45%
May 2516.53%
Apr 2517.29%
Apr 2518.22%
Apr 2518.63%
Apr 2518.2%
Mar 2516.13%
Mar 2515.91%
Mar 2516.3%
Mar 2515.8%
Feb 2515.05%
Feb 2515.06%
Feb 2514.69%
Feb 2514.39%
Jan 2514.69%
Jan 2514.99%
Jan 2515.17%
Jan 2515.99%
Jan 2515.58%
Dec 2415.48%
Dec 2415.63%
Dec 2415.01%
Dec 2414.77%
Nov 2414.84%
Nov 2414.76%
Nov 2414.96%
Nov 2415.35%
Nov 2420.97%
Oct 2421.04%
Oct 2420.08%
Price to Sales
1.522.533.5med 2.53Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
OSBC Price to Sales by year
PeriodPrice to Sales
Sep 263.05
Sep 263.07
Aug 263.01
Aug 263.02
Aug 263.09
Aug 263.03
Jul 263.13
Jul 262.97
Jul 262.92
Jul 262.83
Jul 262.87
Jun 262.89
Jun 262.71
Jun 262.78
Jun 262.67
May 262.64
May 262.61
May 262.53
May 262.63
May 262.76
Apr 262.65
Apr 262.91
Apr 262.83
Apr 262.75
Mar 262.6
Mar 262.58
Mar 262.58
Mar 262.59
Feb 262.6
Feb 262.95
Feb 262.95
Feb 263.01
Jan 262.84
Jan 262.85
Jan 262.96
Jan 262.83
Jan 262.79
Dec 252.85
Dec 252.94
Dec 252.94
Dec 252.81
Nov 252.7
Nov 252.65
Nov 252.64
Nov 252.62
Oct 252.39
Oct 252.47
Oct 252.27
Oct 252.27
Oct 252.3
Sep 252.35
Sep 252.38
Sep 252.43
Sep 252.45
Aug 252.46
Aug 252.45
Aug 252.32
Aug 252.23
Aug 252.22
Jul 252.39
Jul 252.5
Jul 252.5
Jul 252.55
Jun 252.37
Jun 252.24
Jun 252.23
Jun 252.24
May 252.21
May 252.2
May 252.29
May 252.22
May 252.17
Apr 252.08
Apr 251.97
Apr 251.93
Apr 251.97
Mar 252.23
Mar 252.26
Mar 252.2
Mar 252.27
Feb 252.48
Feb 252.48
Feb 252.54
Feb 252.59
Jan 252.54
Jan 252.49
Jan 252.46
Jan 252.33
Jan 252.39
Dec 242.41
Dec 242.39
Dec 242.49
Dec 242.53
Nov 242.51
Nov 242.53
Nov 242.49
Nov 242.43
Nov 242.23
Oct 242.23
Oct 242.33
EV/EBITDA
-5051015med 0.03Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
OSBC EV/EBITDA by year
PeriodEV/EBITDA
Sep 2612.91
Sep 2612.96
Aug 2612.78
Aug 2612.82
Aug 2613.03
Aug 2612.85
Jul 2612.52
Jul 2612
Jul 2611.84
Jul 2611.54
Jul 2611.68
Jun 2611.74
Jun 2611.13
Jun 2611.38
Jun 2610.99
May 2610.89
May 2610.79
May 2610.53
May 2610.88
May 2610.24
Apr 269.9
Apr 2610.74
Apr 2610.47
Apr 2610.22
Mar 269.71
Mar 269.66
Mar 269.67
Mar 269.7
Feb 269.74
Feb 264.1
Feb 264.1
Feb 264.33
Jan 263.74
Jan 263.77
Jan 264.15
Jan 263.71
Jan 263.56
Dec 253.77
Dec 254.08
Dec 254.07
Dec 253.63
Nov 253.25
Nov 253.08
Nov 253.04
Nov 252.98
Oct 25-3.15
Oct 25-2.92
Oct 25-3.47
Oct 25-3.48
Oct 25-3.4
Sep 25-3.27
Sep 25-3.17
Sep 25-3.03
Sep 25-2.97
Aug 25-2.96
Aug 25-2.98
Aug 25-3.36
Aug 25-3.6
Aug 25-1.55
Jul 25-1.08
Jul 25-0.78
Jul 25-0.77
Jul 25-0.62
Jun 25-1.14
Jun 25-1.51
Jun 25-1.52
Jun 25-1.49
May 25-1.57
May 25-1.62
May 25-1.36
May 25-1.55
May 25-3.18
Apr 25-3.45
Apr 25-3.74
Apr 25-3.86
Apr 25-3.73
Mar 25-3.04
Mar 25-2.95
Mar 25-3.1
Mar 25-2.91
Feb 25-0.08
Feb 25-0.09
Feb 250.09
Feb 250.23
Jan 250.08
Jan 25-0.05
Jan 25-0.14
Jan 25-0.48
Jan 25-0.31
Dec 24-0.27
Dec 24-0.34
Dec 24-0.06
Dec 240.05
Nov 240.01
Nov 240.05
Nov 24-0.04
Nov 24-0.21
Nov 24-0.79
Oct 24-0.81
Oct 24-0.52
Price/Operating Cashflow
4681012med 7.58Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
OSBC Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 269
Sep 269.05
Aug 268.88
Aug 268.91
Aug 269.11
Aug 268.95
Jul 269.42
Jul 268.95
Jul 268.81
Jul 268.53
Jul 268.65
Jun 268.71
Jun 268.16
Jun 268.38
Jun 268.03
May 267.94
May 267.85
May 267.61
May 267.93
May 268.96
Apr 268.62
Apr 269.45
Apr 269.18
Apr 268.93
Mar 268.43
Mar 268.38
Mar 268.39
Mar 268.42
Feb 268.46
Feb 2610.62
Feb 2610.62
Feb 2610.87
Jan 2610.25
Jan 2610.28
Jan 2610.67
Jan 2610.22
Jan 2610.06
Dec 2510.28
Dec 2510.6
Dec 2510.59
Dec 2510.13
Nov 259.73
Nov 259.56
Nov 259.52
Nov 259.46
Oct 257.04
Oct 257.28
Oct 256.7
Oct 256.69
Oct 256.77
Sep 256.91
Sep 257.02
Sep 257.17
Sep 257.23
Aug 257.24
Aug 257.22
Aug 256.82
Aug 256.57
Aug 257.32
Jul 257.87
Jul 258.22
Jul 258.25
Jul 258.41
Jun 257.8
Jun 257.37
Jun 257.35
Jun 257.39
May 257.29
May 257.24
May 257.54
May 257.32
May 255.55
Apr 255.31
Apr 255.04
Apr 254.93
Apr 255.04
Mar 255.69
Mar 255.77
Mar 255.63
Mar 255.81
Feb 256.02
Feb 256.02
Feb 256.17
Feb 256.3
Jan 256.17
Jan 256.05
Jan 255.97
Jan 255.67
Jan 255.82
Dec 245.86
Dec 245.8
Dec 246.04
Dec 246.14
Nov 246.11
Nov 246.14
Nov 246.06
Nov 245.91
Nov 244.33
Oct 244.32
Oct 244.52
Price to Book
0.811.21.41.6med 1.2Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
OSBC Price to Book by year
PeriodPrice to Book
Sep 261.45
Sep 261.46
Aug 261.43
Aug 261.44
Aug 261.47
Aug 261.44
Jul 261.49
Jul 261.42
Jul 261.39
Jul 261.35
Jul 261.37
Jun 261.38
Jun 261.29
Jun 261.33
Jun 261.27
May 261.26
May 261.24
May 261.2
May 261.25
May 261.22
Apr 261.17
Apr 261.29
Apr 261.25
Apr 261.22
Mar 261.15
Mar 261.14
Mar 261.14
Mar 261.15
Feb 261.15
Feb 261.25
Feb 261.25
Feb 261.28
Jan 261.21
Jan 261.21
Jan 261.26
Jan 261.2
Jan 261.18
Dec 251.21
Dec 251.25
Dec 251.25
Dec 251.19
Nov 251.15
Nov 251.13
Nov 251.12
Nov 251.11
Oct 251.12
Oct 251.16
Oct 251.07
Oct 251.07
Oct 251.08
Sep 251.1
Sep 251.12
Sep 251.14
Sep 251.15
Aug 251.16
Aug 251.15
Aug 251.09
Aug 251.05
Aug 251.07
Jul 251.16
Jul 251.21
Jul 251.21
Jul 251.24
Jun 251.15
Jun 251.08
Jun 251.08
Jun 251.09
May 251.07
May 251.06
May 251.11
May 251.07
May 251.09
Apr 251.04
Apr 250.99
Apr 250.97
Apr 250.99
Mar 251.12
Mar 251.13
Mar 251.1
Mar 251.14
Feb 251.24
Feb 251.24
Feb 251.27
Feb 251.3
Jan 251.27
Jan 251.25
Jan 251.23
Jan 251.17
Jan 251.2
Dec 241.21
Dec 241.2
Dec 241.25
Dec 241.27
Nov 241.26
Nov 241.27
Nov 241.25
Nov 241.22
Nov 241.19
Oct 241.18
Oct 241.24
Old Second Bancorp, Inc.
OSBC
Stockpicker

Video analysis: OSBC

All videos

No video analysis for this stock yet. Request one from our team.

Your email is used only to follow up on this request. We do not add you to marketing lists. Privacy Policy

News: OSBC

Old Second Bancorp, Inc. (NASDAQ:OSBC) Receives Consensus Recommendation of “Buy” from Analysts

defenseworld.net · 27 Aug 2026

Old Second Bancorp, Inc. (NASDAQ:OSBC) Receives Consensus Recommendation of “Buy” from Analysts

Old Second Bancorp, Inc. (NASDAQ: OSBC - Get Free Report) has received a consensus recommendation of "Buy" from the seven ratings firms that are currently covering the firm, Marketbeat.com reports. One analyst has rated the stock with a hold recommendation, five have issued a buy recommendation and one has given a strong buy recommendation to the

Old Second Bancorp (OSBC) Upgraded to Strong Buy: Here's Why

zacks.com · 31 Jul 2026

Old Second Bancorp (OSBC) Upgraded to Strong Buy: Here's Why

Old Second Bancorp (OSBC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

Are You Looking for a Top Momentum Pick? Why Old Second Bancorp (OSBC) is a Great Choice

zacks.com · 27 Jul 2026

Are You Looking for a Top Momentum Pick? Why Old Second Bancorp (OSBC) is a Great Choice

Does Old Second Bancorp (OSBC) have what it takes to be a top stock pick for momentum investors? Let's find out.

Old Second Bancorp (NASDAQ:OSBC) Hits New 12-Month High  – Should You Buy?

defenseworld.net · 26 Jul 2026

Old Second Bancorp (NASDAQ:OSBC) Hits New 12-Month High – Should You Buy?

Shares of Old Second Bancorp, Inc. (NASDAQ: OSBC - Get Free Report) reached a new 52-week high on Friday. The stock traded as high as $24.04 and last traded at $23.80, with a volume of 25972 shares traded. The stock had previously closed at $23.51. Analyst Ratings Changes OSBC has been the subject of a

Old Second Bancorp, Inc. (OSBC) Q2 2026 Earnings Call Transcript

seekingalpha.com · 23 Jul 2026

Old Second Bancorp, Inc. (OSBC) Q2 2026 Earnings Call Transcript

Old Second Bancorp, Inc. (OSBC) Q2 2026 Earnings Call Transcript

Old Second Bancorp Q2 Earnings Call Highlights

marketbeat.com · 23 Jul 2026

Old Second Bancorp Q2 Earnings Call Highlights

Old Second Bancorp NASDAQ: OSBC reported higher second-quarter earnings and an expanded net interest margin, while management said credit metrics improved despite elevated charge-offs tied largely to previously discussed problem loans.

Old Second Bancorp (OSBC) Q2 Earnings and Revenues Top Estimates

zacks.com · 22 Jul 2026

Old Second Bancorp (OSBC) Q2 Earnings and Revenues Top Estimates

Old Second Bancorp (OSBC) came out with quarterly earnings of $0.55 per share, beating the Zacks Consensus Estimate of $0.54 per share. This compares to earnings of $0.48 per share a year ago.

Compared to Estimates, Old Second Bancorp (OSBC) Q2 Earnings: A Look at Key Metrics

zacks.com · 22 Jul 2026

Compared to Estimates, Old Second Bancorp (OSBC) Q2 Earnings: A Look at Key Metrics

The headline numbers for Old Second Bancorp (OSBC) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Similar companies

Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.