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Oportun Financial Corporation

$7.87 +$2.81 (+55.53%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$7.66
Day Range
$7.69$7.96
Year Range
$4.03$8.3
Market Cap
361.25M
AVG Volume
497.66K
Trailing/Forward PE
19.68/3.97
PEG ratio
0.77
Dividend Yield
-
Next Earnings Date
2026-11-03
Primary Exchange
NASDAQUS
Revenue (USD) · TTM
0200M400M600M800M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
OPRT Revenue (USD) · TTM by quarter
PeriodRevenue (USD) · TTM
26 Q2686.02M
26 Q1616.91M
25 Q4637.34M
25 Q3656.08M
25 Q2612.77M
25 Q1562.96M
24 Q4533.36M
24 Q3490.38M
24 Q2504.11M
24 Q1549.91M
Net Income (USD) · TTM
-150M-100M-50M050M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
OPRT Net Income (USD) · TTM by quarter
PeriodNet Income (USD) · TTM
26 Q219.5M
26 Q117.88M
25 Q425.25M
25 Q330.58M
25 Q2-4.57M
25 Q1-42.48M
24 Q4-78.68M
24 Q3-129.24M
24 Q2-120.43M
24 Q1-104.3M
Operating Income (USD) · TTM
-200M-100M0100M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
OPRT Operating Income (USD) · TTM by quarter
PeriodOperating Income (USD) · TTM
26 Q240.01M
26 Q134.52M
25 Q444.08M
25 Q341.42M
25 Q2-12.29M
25 Q1-71.54M
24 Q4-115.18M
24 Q3-176.37M
24 Q2-174.27M
24 Q1-142.59M
EBITDA (USD) · TTM
-200M-100M0100M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
OPRT EBITDA (USD) · TTM by quarter
PeriodEBITDA (USD) · TTM
26 Q277.64M
26 Q173.86M
25 Q485.49M
25 Q384.84M
25 Q234.45M
25 Q1-22.52M
24 Q4-64.02M
24 Q3-122.91M
24 Q2-120.34M
24 Q1-87.9M
Cash Flows (USD) · TTM
0200M400M600M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
OPRT Cash Flows (USD) · TTM by quarter
PeriodCash Flows (USD) · TTM
26 Q2408.61M
26 Q1402.91M
25 Q4401.09M
25 Q3383.82M
25 Q2394.58M
25 Q1386.95M
24 Q4374.33M
24 Q3389.18M
24 Q2386.19M
24 Q1379.27M
EPS (USD) · TTM
-4-3-2-10124 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
OPRT EPS (USD) · TTM by quarter
PeriodEPS (USD) · TTM
26 Q20.4
26 Q10.37
25 Q40.53
25 Q30.66
25 Q2-0.2
25 Q1-1.12
24 Q4-2.01
24 Q3-3.3
24 Q2-3.1
24 Q1-2.73
Expenses (USD) · TTM
0100M200M300MR&DSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
OPRT Expenses (USD) · TTM by quarter
PeriodExpenses (USD) · TTM
26 Q2216.06M
26 Q1175.08M
25 Q4196.84M
25 Q3197.96M
25 Q2202.03M
25 Q1224.95M
24 Q4226.54M
24 Q3246.53M
24 Q2256.08M
24 Q1268.71M
Shares Outstanding (USD) · TTM
-20M-15M-10M-5M0Buybacks (Repurchases)Stock-Based Compensation24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
OPRT Shares Outstanding (USD) · TTM by quarter
PeriodShares Outstanding (USD) · TTM
26 Q2-2.49M
26 Q1-5.2M
25 Q4-8.03M
25 Q3-10.88M
25 Q2-11.6M
25 Q1-11.84M
24 Q4-12.99M
24 Q3-15.03M
24 Q2-16.17M
24 Q1-17.7M
Employee Count
01K2K3K2019202020212022202320242025
OPRT Employee Count by quarter
PeriodEmployee Count
20252.4K
20242.31K
20232.34K
20223K
20212.73K
20202.73K
20192.66K
PE Ratio
0204060med 8.57Dec 21Apr 22Jul 22Nov 22Feb 26May 26Sep 26
OPRT PE Ratio by quarter
PeriodPE Ratio
Sep 2619.75
Sep 2619.75
Aug 2618.47
Aug 2618.83
Aug 2619.35
Aug 2620.31
Jul 2615.03
Jul 2615.16
Jul 2616.28
Jul 2616.3
Jul 2616
Jun 2615.6
Jun 2614
Jun 2614.24
Jun 2612.88
May 2614.7
May 2614.78
May 2614.24
May 2615.6
May 2610.93
Apr 2611.01
Apr 2611.22
Apr 269.37
Apr 268.8
Mar 268.55
Mar 268.49
Mar 268.13
Mar 269.83
Feb 269.88
Feb 267.94
Feb 267.58
Feb 268.58
Jan 268.28
Jan 268.77
Jan 267.68
Jan 268.03
Jan 267.73
Dec 258.2
Dec 258.28
Dec 258.51
Dec 258.14
Nov 257.9
Nov 257.13
Nov 257.36
Nov 257.24
Nov 221.91
Oct 222.33
Oct 221.88
Oct 221.89
Oct 222.11
Sep 221.94
Sep 222.02
Sep 222.42
Sep 222.6
Sep 222.23
Aug 222.58
Aug 222.99
Aug 223.42
Aug 223.63
Jul 223.28
Jul 223.34
Jul 223.04
Jul 223.15
Jul 223.06
Jun 222.95
Jun 223.27
Jun 223.84
Jun 224.1
May 223.97
May 223.8
May 224.09
May 227.07
Apr 227.04
Apr 227.35
Apr 228.2
Apr 228.55
Apr 228.91
Mar 228.14
Mar 228.68
Mar 227.93
Mar 228.98
Feb 2211.23
Feb 2211.57
Feb 2211.46
Feb 2211.37
Jan 2212.15
Jan 2212.79
Jan 2213
Jan 2213.53
Dec 2113.66
Dec 2114.29
Dec 2113.77
Dec 2114.35
Dec 2113.93
Nov 2115.27
Nov 2116.03
Nov 2118.71
Nov 2117
Oct 2151.08
Oct 2153.83
Free Cash Flow Yield
100%200%300%400%med 152.72%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
OPRT Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 26106.07%
Sep 26106.07%
Aug 26113.42%
Aug 26111.3%
Aug 26108.27%
Aug 26103.18%
Jul 26149.96%
Jul 26148.62%
Jul 26138.46%
Jul 26138.23%
Jul 26140.81%
Jun 26144.48%
Jun 26161%
Jun 26158.24%
Jun 26174.9%
May 26153.28%
May 26152.43%
May 26158.24%
May 26144.48%
May 26145.3%
Apr 26144.29%
Apr 26141.59%
Apr 26169.57%
Apr 26180.6%
Mar 26185.84%
Mar 26187.09%
Mar 26195.44%
Mar 26161.66%
Feb 26160.73%
Feb 26158.02%
Feb 26165.66%
Feb 26146.21%
Jan 26151.6%
Jan 26143.15%
Jan 26163.36%
Jan 26156.21%
Jan 26162.39%
Dec 25153.01%
Dec 25151.6%
Dec 25147.52%
Dec 25154.16%
Nov 25158.93%
Nov 25175.95%
Nov 25170.47%
Nov 25173.35%
Oct 25158.96%
Oct 25148.64%
Oct 25162.93%
Oct 25166.45%
Oct 25146.08%
Sep 25132.59%
Sep 25119.33%
Sep 25127.41%
Sep 25128.96%
Aug 25128.18%
Aug 25141.21%
Aug 25140.04%
Aug 25143.85%
Aug 25146.39%
Jul 25133.73%
Jul 25138.29%
Jul 25125.44%
Jul 25120.13%
Jun 25115.56%
Jun 25124.52%
Jun 25124.89%
Jun 25120.98%
May 25127.89%
May 25138.29%
May 25126%
May 25126.75%
May 25164.4%
Apr 25170.81%
Apr 25190.08%
Apr 25207.64%
Apr 25200.06%
Mar 25156.19%
Mar 25148.27%
Mar 25158.74%
Mar 25131.97%
Feb 25124.11%
Feb 25111.06%
Feb 25128.64%
Feb 25181.34%
Jan 25211.7%
Jan 25254.26%
Jan 25247.79%
Jan 25269.75%
Jan 25243.45%
Dec 24239.27%
Dec 24247.79%
Dec 24249.7%
Dec 24243.45%
Nov 24244.68%
Nov 24308.17%
Nov 24314.13%
Nov 24314.91%
Nov 24361.91%
Oct 24368.79%
Oct 24366%
Price to Sales
0.20.40.60.8med 0.42Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
OPRT Price to Sales by quarter
PeriodPrice to Sales
Sep 260.56
Sep 260.56
Aug 260.53
Aug 260.54
Aug 260.55
Aug 260.58
Jul 260.44
Jul 260.44
Jul 260.47
Jul 260.47
Jul 260.46
Jun 260.45
Jun 260.41
Jun 260.41
Jun 260.37
May 260.43
May 260.43
May 260.41
May 260.45
May 260.43
Apr 260.44
Apr 260.44
Apr 260.37
Apr 260.35
Mar 260.34
Mar 260.34
Mar 260.32
Mar 260.39
Feb 260.39
Feb 260.37
Feb 260.35
Feb 260.4
Jan 260.39
Jan 260.41
Jan 260.36
Jan 260.37
Jan 260.36
Dec 250.38
Dec 250.39
Dec 250.4
Dec 250.38
Nov 250.37
Nov 250.33
Nov 250.34
Nov 250.34
Oct 250.41
Oct 250.43
Oct 250.4
Oct 250.39
Oct 250.44
Sep 250.49
Sep 250.54
Sep 250.51
Sep 250.5
Aug 250.5
Aug 250.46
Aug 250.46
Aug 250.45
Aug 250.47
Jul 250.51
Jul 250.5
Jul 250.55
Jul 250.57
Jun 250.59
Jun 250.55
Jun 250.55
Jun 250.57
May 250.54
May 250.5
May 250.55
May 250.54
May 250.43
Apr 250.41
Apr 250.37
Apr 250.34
Apr 250.35
Mar 250.45
Mar 250.47
Mar 250.44
Mar 250.53
Feb 250.57
Feb 250.63
Feb 250.62
Feb 250.44
Jan 250.37
Jan 250.31
Jan 250.32
Jan 250.29
Jan 250.33
Dec 240.33
Dec 240.32
Dec 240.32
Dec 240.33
Nov 240.32
Nov 240.26
Nov 240.25
Nov 240.24
Nov 240.21
Oct 240.21
Oct 240.21
EV/EBITDA
020406080100med 33.99Mar 22Jul 22Oct 22Oct 25Feb 26May 26Sep 26
OPRT EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 2637.46
Sep 2637.46
Aug 2637.13
Aug 2637.22
Aug 2637.35
Aug 2637.59
Jul 2637.65
Jul 2637.68
Jul 2637.95
Jul 2637.96
Jul 2637.89
Jun 2637.79
Jun 2637.4
Jun 2637.46
Jun 2637.13
May 2637.57
May 2637.59
May 2637.46
May 2637.79
May 2634.88
Apr 2634.9
Apr 2634.96
Apr 2634.41
Apr 2634.25
Mar 2634.17
Mar 2634.15
Mar 2634.05
Mar 2634.55
Feb 2634.57
Feb 2633.97
Feb 2633.84
Feb 2634.2
Jan 2634.09
Jan 2634.27
Jan 2633.88
Jan 2634
Jan 2633.89
Dec 2534.06
Dec 2534.09
Dec 2534.17
Dec 2534.04
Nov 2533.95
Nov 2533.68
Nov 2533.76
Nov 2533.72
Oct 2584.61
Oct 2585.11
Oct 2584.44
Oct 2584.29
Oct 2585.25
Sep 2586.05
Sep 2587.01
Sep 2586.4
Sep 2586.29
Aug 2586.34
Aug 2585.52
Aug 2585.59
Aug 2585.37
Nov 2224.68
Oct 2224.92
Oct 2224.66
Oct 2224.66
Oct 2224.79
Sep 2224.7
Sep 2224.74
Sep 2224.97
Sep 2225.07
Sep 2224.86
Aug 2225.06
Aug 2225.3
Aug 2225.54
Aug 2219.72
Jul 2219.51
Jul 2219.55
Jul 2219.36
Jul 2219.43
Jul 2219.37
Jun 2219.31
Jun 2219.5
Jun 2219.85
Jun 2220.01
May 2219.93
May 2219.83
May 2220.01
May 2231.2
Apr 2231.19
Apr 2231.35
Apr 2231.8
Apr 2231.99
Apr 2232.18
Mar 2231.77
Mar 2232.06
Mar 2231.66
Mar 2232.21
Feb 2231.08
Feb 2231.25
Feb 2231.2
Feb 2231.15
Jan 2231.55
Jan 2231.87
Price/Operating Cashflow
0.20.40.60.81med 0.63Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
OPRT Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 260.92
Sep 260.92
Aug 260.86
Aug 260.87
Aug 260.9
Aug 260.94
Jul 260.65
Jul 260.65
Jul 260.7
Jul 260.7
Jul 260.69
Jun 260.67
Jun 260.6
Jun 260.61
Jun 260.55
May 260.63
May 260.64
May 260.61
May 260.67
May 260.67
Apr 260.67
Apr 260.69
Apr 260.57
Apr 260.54
Mar 260.52
Mar 260.52
Mar 260.5
Mar 260.6
Feb 260.6
Feb 260.61
Feb 260.59
Feb 260.66
Jan 260.64
Jan 260.68
Jan 260.59
Jan 260.62
Jan 260.6
Dec 250.63
Dec 250.64
Dec 250.66
Dec 250.63
Nov 250.61
Nov 250.55
Nov 250.57
Nov 250.56
Oct 250.61
Oct 250.65
Oct 250.6
Oct 250.58
Oct 250.67
Sep 250.73
Sep 250.82
Sep 250.76
Sep 250.75
Aug 250.76
Aug 250.69
Aug 250.69
Aug 250.68
Aug 250.65
Jul 250.71
Jul 250.68
Jul 250.75
Jul 250.79
Jun 250.82
Jun 250.76
Jun 250.76
Jun 250.78
May 250.74
May 250.68
May 250.75
May 250.75
May 250.58
Apr 250.56
Apr 250.5
Apr 250.46
Apr 250.48
Mar 250.61
Mar 250.64
Mar 250.6
Mar 250.72
Feb 250.77
Feb 250.86
Feb 250.74
Feb 250.53
Jan 250.45
Jan 250.37
Jan 250.38
Jan 250.35
Jan 250.39
Dec 240.4
Dec 240.38
Dec 240.38
Dec 240.39
Nov 240.39
Nov 240.31
Nov 240.3
Nov 240.3
Nov 240.26
Oct 240.26
Oct 240.26
Price to Book
0.20.40.60.81med 0.66Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
OPRT Price to Book by quarter
PeriodPrice to Book
Sep 260.95
Sep 260.95
Aug 260.88
Aug 260.9
Aug 260.93
Aug 260.97
Jul 260.68
Jul 260.68
Jul 260.73
Jul 260.74
Jul 260.72
Jun 260.7
Jun 260.63
Jun 260.64
Jun 260.58
May 260.66
May 260.67
May 260.64
May 260.7
May 260.71
Apr 260.71
Apr 260.73
Apr 260.61
Apr 260.57
Mar 260.55
Mar 260.55
Mar 260.53
Mar 260.64
Feb 260.64
Feb 260.63
Feb 260.6
Feb 260.68
Jan 260.66
Jan 260.7
Jan 260.61
Jan 260.64
Jan 260.62
Dec 250.65
Dec 250.66
Dec 250.68
Dec 250.65
Nov 250.63
Nov 250.57
Nov 250.59
Nov 250.58
Oct 250.66
Oct 250.71
Oct 250.64
Oct 250.63
Oct 250.72
Sep 250.79
Sep 250.88
Sep 250.82
Sep 250.81
Aug 250.82
Aug 250.74
Aug 250.75
Aug 250.73
Aug 250.72
Jul 250.79
Jul 250.76
Jul 250.84
Jul 250.88
Jun 250.91
Jun 250.85
Jun 250.85
Jun 250.87
May 250.83
May 250.76
May 250.84
May 250.83
May 250.64
Apr 250.62
Apr 250.56
Apr 250.51
Apr 250.53
Mar 250.68
Mar 250.71
Mar 250.67
Mar 250.8
Feb 250.85
Feb 250.95
Feb 250.92
Feb 250.66
Jan 250.56
Jan 250.47
Jan 250.48
Jan 250.44
Jan 250.49
Dec 240.5
Dec 240.48
Dec 240.48
Dec 240.49
Nov 240.49
Nov 240.39
Nov 240.38
Nov 240.35
Nov 240.3
Oct 240.3
Oct 240.3
Oportun Financial Corporation
OPRT
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News: OPRT

Oportun Reports Inducement Grants under Nasdaq Listing Rule 5635(c)(4)

globenewswire.com · 11 Sep 2026

Oportun Reports Inducement Grants under Nasdaq Listing Rule 5635(c)(4)

SAN MATEO, Calif., Sept. 11, 2026 (GLOBE NEWSWIRE) -- Oportun Financial Corporation ("Oportun", or the "Company") today announced that, on September 10, 2026, in accordance with the offer letter agreement with Sean Rowles, the Company's Chief Risk Officer, previously announced by the Company on June 16, 2026, it granted a long-term new hire equity award consisting of 382,653 restricted stock units representing the right to receive an equivalent number of shares of the Company's common stock ("RSUs") and 127,551 performance-vesting restricted stock units representing the right to receive an equivalent number of shares of the Company's common stock at target ("PSUs") to Mr. Rowles, effective on September 10, 2026. The RSUs and PSUs were an inducement material to Mr. Rowles entering into employment with the Company and granted under and subject to the terms of the Company's Amended and Restated 2021 Inducement Equity Incentive Plan and applicable award agreements. The RSUs will vest as to one-third of the award on the one-year anniversary of the grant date and as to the remaining two-thirds of the award in eight substantially equal quarterly installments, such that the RSUs will be fully vested on the third anniversary of the grant date. The PSUs are eligible to vest after the end of the three-year performance period, based on a combination of performance goals and vesting terms. The vesting of the RSUs and PSUs is generally subject to Mr. Rowles remaining in continuous service with the Company through the relevant vesting dates. Mr. Rowles's offer letter agreement was filed as Exhibit 10.2 to the Company's Current Report on Form 8-K filed with the Securities and Exchange Commission (the "SEC") on June 18, 2026. The Amended and Restated 2021 Inducement Equity Incentive Plan and the forms of RSU and PSU award agreements are filed as exhibits to the Company's Quarterly Report on Form 10-Q filed with the SEC on May 8, 2026.

Oportun: The Turnaround Is Here, Upgrading To Buy

seekingalpha.com · 10 Sep 2026

Oportun: The Turnaround Is Here, Upgrading To Buy

I rated OPRT a Hold in January over expensive corporate debt, 7.7x leverage, and an ongoing proxy contest. Since then the stock is up around 60%. Each of those concerns has been addressed: the costly term loan is largely repaid, blended cost of debt fell from 8.6% to 6.3%, and activist-driven change brought in new CEO. Credit quality surprised to the upside: 30-day delinquencies of 4% are the lowest since Q4'21, and FY26 charge-off guidance of 11.7% would be a record low.

Take the Zacks Approach to Beat the Markets: Oportun Financial, Uranium Royalty & Amgen in Focus

zacks.com · 8 Sep 2026

Take the Zacks Approach to Beat the Markets: Oportun Financial, Uranium Royalty & Amgen in Focus

Zacks spotlights Oportun Financial, Uranium Royalty and Amgen, alongside standout gains from its key stock portfolios.

Oportun Names Bill Franklin as Chief Financial Officer

globenewswire.com · 8 Sep 2026

Oportun Names Bill Franklin as Chief Financial Officer

Seasoned financial services executive brings deep consumer lending and public markets expertise to advance Oportun's mission and profitable growth. Seasoned financial services executive brings deep consumer lending and public markets expertise to advance Oportun's mission and profitable growth.

Analyzing Capital One Financial (NYSE:COF) & Oportun Financial (NASDAQ:OPRT)

defenseworld.net · 7 Sep 2026

Analyzing Capital One Financial (NYSE:COF) & Oportun Financial (NASDAQ:OPRT)

Oportun Financial (NASDAQ: OPRT - Get Free Report) and Capital One Financial (NYSE: COF - Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, risk, profitability, dividends and earnings. Analyst Ratings This is a breakdown of

Why Fast-paced Mover Oportun Financial (OPRT) Is a Great Choice for Value Investors

zacks.com · 31 Aug 2026

Why Fast-paced Mover Oportun Financial (OPRT) Is a Great Choice for Value Investors

Oportun Financial (OPRT) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.

Wall Street Analysts See a 30.97% Upside in Oportun Financial (OPRT): Can the Stock Really Move This High?

zacks.com · 21 Aug 2026

Wall Street Analysts See a 30.97% Upside in Oportun Financial (OPRT): Can the Stock Really Move This High?

The mean of analysts' price targets for Oportun Financial (OPRT) points to a 31% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

Earnings Estimates Moving Higher for Oportun Financial (OPRT): Time to Buy?

zacks.com · 14 Aug 2026

Earnings Estimates Moving Higher for Oportun Financial (OPRT): Time to Buy?

Oportun Financial Corporation (OPRT) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.