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OptimumBank Holdings, Inc.

$9.07 +$4.83 (+113.92%)

AMEX · 11 Sep 2026 20:00 UTC

Previous Close

$9.07

Day Range

$8.97$9.24

Year Range

$3.91$10.68

Market Cap

110.35M

AVG Volume

85.87K

Trailing/Forward PE

5.24/6.94

PEG ratio

0.43

Dividend Yield

Next Earnings Date

2026-11-09

Primary Exchange

New York Stock Exchange Arca

Revenue (USD)

OPHC Revenue (USD) by quarter
Period	Revenue (USD)
26 Q2	19.94M
26 Q1	21.24M
25 Q4	19.16M
25 Q3	18.3M
25 Q2	17.42M
25 Q1	16.24M
24 Q4	16.71M
24 Q3	16.45M
24 Q2	16.39M
24 Q1	14.7M

Net Income (USD)

OPHC Net Income (USD) by quarter
Period	Net Income (USD)
26 Q2	6.66M
26 Q1	4.66M
25 Q4	4.85M
25 Q3	4.32M
25 Q2	3.6M
25 Q1	3.87M
24 Q4	3.95M
24 Q3	3.3M
24 Q2	3.5M
24 Q1	2.38M

Operating Income (USD)

OPHC Operating Income (USD) by quarter
Period	Operating Income (USD)
26 Q2	8.84M
26 Q1	6.2M
25 Q4	6.46M
25 Q3	5.66M
25 Q2	4.86M
25 Q1	5.2M
24 Q4	5.31M
24 Q3	4.43M
24 Q2	4.66M
24 Q1	3.22M

EBITDA (USD)

OPHC EBITDA (USD) by quarter
Period	EBITDA (USD)
26 Q2	9.08M
26 Q1	6.44M
25 Q4	6.77M
25 Q3	5.23M
25 Q2	5.73M
25 Q1	5.32M
24 Q4	5.49M
24 Q3	3.46M
24 Q2	5.93M
24 Q1	3.35M

Cash Flows (USD)

OPHC Cash Flows (USD) by quarter
Period	Cash Flows (USD)
26 Q2	10.72M
26 Q1	7.43M
25 Q4	6.35M
25 Q3	1.91M
25 Q2	6.44M
25 Q1	2.85M
24 Q4	5.74M
24 Q3	3.86M
24 Q2	2.74M
24 Q1	2.29M

EPS (USD)

OPHC EPS (USD) by quarter
Period	EPS (USD)
26 Q2	0.56
26 Q1	0.39
25 Q4	0.4
25 Q3	0.35
25 Q2	0.29
25 Q1	0.32
24 Q4	0.39
24 Q3	0.32
24 Q2	0.34
24 Q1	0.31

Expenses (USD)

OPHC Expenses (USD) by quarter
Period	Expenses (USD)
26 Q2	5.62M
26 Q1	7.15M
25 Q4	-9.71M
25 Q3	4.01M
25 Q2	3.46M
25 Q1	3.66M
24 Q4	2.36M
24 Q3	3.23M
24 Q2	3.39M
24 Q1	3.11M

Cash & Debt (USD)

OPHC Cash & Debt (USD) by quarter
Period	Cash & Debt (USD)
26 Q2	41.28M
26 Q1	140.02M
25 Q4	114.56M
25 Q3	235.09M
25 Q2	181.75M
25 Q1	143.46M
24 Q4	116.4M
24 Q3	156.09M
24 Q2	127.6M
24 Q1	174.69M

Debt ratios

OPHC Debt ratios by quarter
Period	Debt ratios
26 Q2	-1.32
26 Q1	-4.03
25 Q4	-2.68
25 Q3	-10.66
25 Q2	-8.95
25 Q1	-6.47
24 Q4	-0.75
24 Q3	-4.53
24 Q2	-2.66
24 Q1	-8.65

Margins

OPHC Margins by quarter
Period	Margins
26 Q2	74.69%
26 Q1	66.88%
25 Q4	68.88%
25 Q3	67.02%
25 Q2	63.35%
25 Q1	66.65%
24 Q4	58%
24 Q3	59.09%
24 Q2	59.48%
24 Q1	53.95%

Return on Capital

OPHC Return on Capital by quarter
Period	Return on Capital
26 Q2	4.95%
26 Q1	3.68%
25 Q4	3.98%
25 Q3	3.7%
25 Q2	3.23%
25 Q1	3.58%
24 Q4	3.83%
24 Q3	3.56%
24 Q2	4.02%
24 Q1	2.86%

Shares Outstanding

OPHC Shares Outstanding by quarter
Period	Shares Outstanding
26 Q2	11.96M
26 Q1	11.96M
25 Q4	11.75M
25 Q3	11.75M
25 Q2	11.75M
25 Q1	11.71M
24 Q4	10.32M
24 Q3	9.76M
24 Q2	9.64M
24 Q1	7.62M

Book Value Per Share (USD)

OPHC Book Value Per Share (USD) by quarter
Period	Book Value Per Share (USD)
26 Q2	11.24
26 Q1	10.61
25 Q4	10.37
25 Q3	9.95
25 Q2	9.48
25 Q1	9.23
24 Q4	10
24 Q3	9.49
24 Q2	9.02
24 Q1	10.9

Total Assets (USD)

OPHC Total Assets (USD) by quarter
Period	Total Assets (USD)
26 Q2	1.4B
26 Q1	1.27B
25 Q4	1.11B
25 Q3	1.08B
25 Q2	999.13M
25 Q1	977.47M
24 Q4	932.93M
24 Q3	945.19M
24 Q2	899.78M
24 Q1	940.63M

Employee Count

OPHC Employee Count by quarter
Period	Employee Count
2025	98
2024	73
2023	60
2022	48
2021	38
2020	27
2019	19
2018	19
2017	16
2016	16

PE Ratio

OPHC PE Ratio by quarter
Period	PE Ratio
Sep 26	5.29
Sep 26	5.24
Aug 26	5.24
Aug 26	5.43
Aug 26	5.72
Aug 26	6.25
Jul 26	5.21
Jul 26	4.32
Jul 26	4.13
Jul 26	4.09
Jul 26	3.93
Jun 26	3.98
Jun 26	4.01
Jun 26	3.78
Jun 26	3.77
May 26	3.77
May 26	3.79
May 26	3.73
May 26	3.95
May 26	3.93
Apr 26	3.9
Apr 26	3.83
Apr 26	3.77
Apr 26	3.55
Mar 26	3.69
Mar 26	3.6
Mar 26	3.83
Mar 26	3.54
Feb 26	3.76
Feb 26	3.99
Feb 26	3.88
Feb 26	3.78
Jan 26	3.52
Jan 26	3.57
Jan 26	3.56
Jan 26	3.25
Jan 26	3.16
Dec 25	3.16
Dec 25	3.21
Dec 25	3.23
Dec 25	3.06
Nov 25	3.1
Nov 25	3.09
Nov 25	3.13
Nov 25	3.18
Oct 25	3.26
Oct 25	3.22
Oct 25	3.14
Oct 25	3.23
Oct 25	3.34
Sep 25	3.33
Sep 25	3.36
Sep 25	3.39
Sep 25	3.38
Aug 25	3.39
Aug 25	3.48
Aug 25	3.42
Aug 25	3.39
Aug 25	3.62
Jul 25	3.69
Jul 25	3.64
Jul 25	3.65
Jul 25	3.63
Jun 25	3.61
Jun 25	3.53
Jun 25	3.53
Jun 25	3.65
May 25	3.52
May 25	3.55
May 25	3.68
May 25	3.62
May 25	3.46
Apr 25	3.34
Apr 25	3.18
Apr 25	2.98
Apr 25	3
Mar 25	3.28
Mar 25	3.46
Mar 25	3.35
Mar 25	3.42
Feb 25	3.46
Feb 25	3.74
Feb 25	3.93
Feb 25	3.83
Jan 25	3.8
Jan 25	3.8
Jan 25	3.94
Jan 25	3.76
Jan 25	3.96
Dec 24	3.95
Dec 24	3.92
Dec 24	4.08
Dec 24	4.16
Nov 24	3.97
Nov 24	4.02
Nov 24	4.28
Nov 24	4.56
Nov 24	4.69
Oct 24	4.58
Oct 24	4.49

Free Cash Flow Yield

OPHC Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	24.36%
Sep 26	24.6%
Aug 26	24.6%
Aug 26	23.75%
Aug 26	22.52%
Aug 26	20.32%
Jul 26	24.35%
Jul 26	29.38%
Jul 26	30.7%
Jul 26	31%
Jul 26	32.3%
Jun 26	31.91%
Jun 26	31.64%
Jun 26	33.53%
Jun 26	33.65%
May 26	33.65%
May 26	33.47%
May 26	34.03%
May 26	26.72%
May 26	26.82%
Apr 26	27.06%
Apr 26	27.51%
Apr 26	27.97%
Apr 26	29.69%
Mar 26	28.56%
Mar 26	29.29%
Mar 26	27.56%
Mar 26	29.81%
Feb 26	28.08%
Feb 26	26.95%
Feb 26	27.72%
Feb 26	28.49%
Jan 26	30.61%
Jan 26	30.1%
Jan 26	30.22%
Jan 26	33.06%
Jan 26	34%
Dec 25	34%
Dec 25	33.52%
Dec 25	33.29%
Dec 25	35.16%
Nov 25	34.74%
Nov 25	34.82%
Nov 25	34.32%
Nov 25	40.28%
Oct 25	39.3%
Oct 25	39.78%
Oct 25	40.79%
Oct 25	39.69%
Oct 25	38.36%
Sep 25	38.54%
Sep 25	38.18%
Sep 25	37.82%
Sep 25	38%
Aug 25	37.82%
Aug 25	36.86%
Aug 25	37.47%
Aug 25	37.82%
Aug 25	28.7%
Jul 25	28.14%
Jul 25	28.57%
Jul 25	28.45%
Jul 25	28.63%
Jun 25	28.76%
Jun 25	29.41%
Jun 25	29.41%
Jun 25	28.45%
May 25	29.48%
May 25	29.28%
May 25	28.2%
May 25	30.73%
May 25	32.19%
Apr 25	33.33%
Apr 25	35.06%
Apr 25	37.38%
Apr 25	37.18%
Mar 25	33.97%
Mar 25	32.19%
Mar 25	33.25%
Mar 25	32.56%
Feb 25	32.19%
Feb 25	20.62%
Feb 25	19.61%
Feb 25	20.12%
Jan 25	20.3%
Jan 25	20.3%
Jan 25	19.57%
Jan 25	20.48%
Jan 25	19.45%
Dec 24	19.53%
Dec 24	19.65%
Dec 24	18.89%
Dec 24	18.51%
Nov 24	19.41%
Nov 24	19.17%
Nov 24	18.01%
Nov 24	16.89%
Nov 24	13.72%
Oct 24	14.08%
Oct 24	14.36%

Price to Sales

OPHC Price to Sales by quarter
Period	Price to Sales
Sep 26	1.38
Sep 26	1.37
Aug 26	1.37
Aug 26	1.41
Aug 26	1.49
Aug 26	1.43
Jul 26	1.19
Jul 26	0.99
Jul 26	0.95
Jul 26	0.94
Jul 26	0.9
Jun 26	0.91
Jun 26	0.92
Jun 26	0.87
Jun 26	0.86
May 26	0.86
May 26	0.87
May 26	0.85
May 26	0.92
May 26	0.92
Apr 26	0.91
Apr 26	0.9
Apr 26	0.88
Apr 26	0.83
Mar 26	0.86
Mar 26	0.84
Mar 26	0.9
Mar 26	0.83
Feb 26	0.88
Feb 26	0.92
Feb 26	0.89
Feb 26	0.87
Jan 26	0.81
Jan 26	0.82
Jan 26	0.82
Jan 26	0.75
Jan 26	0.73
Dec 25	0.73
Dec 25	0.74
Dec 25	0.74
Dec 25	0.7
Nov 25	0.71
Nov 25	0.71
Nov 25	0.72
Nov 25	0.7
Oct 25	0.72
Oct 25	0.71
Oct 25	0.69
Oct 25	0.71
Oct 25	0.74
Sep 25	0.73
Sep 25	0.74
Sep 25	0.75
Sep 25	0.74
Aug 25	0.75
Aug 25	0.77
Aug 25	0.75
Aug 25	0.75
Aug 25	0.8
Jul 25	0.82
Jul 25	0.81
Jul 25	0.81
Jul 25	0.81
Jun 25	0.8
Jun 25	0.78
Jun 25	0.78
Jun 25	0.81
May 25	0.78
May 25	0.79
May 25	0.82
May 25	0.74
May 25	0.71
Apr 25	0.68
Apr 25	0.65
Apr 25	0.61
Apr 25	0.61
Mar 25	0.67
Mar 25	0.71
Mar 25	0.68
Mar 25	0.7
Feb 25	0.71
Feb 25	0.73
Feb 25	0.77
Feb 25	0.75
Jan 25	0.74
Jan 25	0.74
Jan 25	0.77
Jan 25	0.74
Jan 25	0.78
Dec 24	0.77
Dec 24	0.77
Dec 24	0.8
Dec 24	0.82
Nov 24	0.78
Nov 24	0.79
Nov 24	0.84
Nov 24	0.9
Nov 24	0.86
Oct 24	0.83
Oct 24	0.82

EV/EBITDA

OPHC EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	2.63
Sep 26	2.59
Aug 26	2.59
Aug 26	2.73
Aug 26	2.95
Aug 26	0.48
Jul 26	-0.27
Jul 26	-0.91
Jul 26	-1.05
Jul 26	-1.08
Jul 26	-1.19
Jun 26	-1.16
Jun 26	-1.13
Jun 26	-1.3
Jun 26	-1.31
May 26	-1.31
May 26	-1.29
May 26	-1.34
May 26	0.17
May 26	0.16
Apr 26	0.13
Apr 26	0.09
Apr 26	0.04
Apr 26	-0.12
Mar 26	-0.02
Mar 26	-0.08
Mar 26	0.08
Mar 26	-0.13
Feb 26	0.03
Feb 26	-7.78
Feb 26	-7.86
Feb 26	-7.93
Jan 26	-8.12
Jan 26	-8.08
Jan 26	-8.09
Jan 26	-8.31
Jan 26	-8.38
Dec 25	-8.38
Dec 25	-8.34
Dec 25	-8.33
Dec 25	-8.45
Nov 25	-8.42
Nov 25	-8.43
Nov 25	-8.4
Nov 25	-6.61
Oct 25	-6.55
Oct 25	-6.58
Oct 25	-6.64
Oct 25	-6.57
Oct 25	-6.49
Sep 25	-6.5
Sep 25	-6.48
Sep 25	-6.46
Sep 25	-6.47
Aug 25	-6.46
Aug 25	-6.39
Aug 25	-6.43
Aug 25	-6.46
Aug 25	-3.85
Jul 25	-3.8
Jul 25	-3.84
Jul 25	-3.83
Jul 25	-3.84
Jun 25	-3.86
Jun 25	-3.91
Jun 25	-3.91
Jun 25	-3.83
May 25	-3.92
May 25	-3.9
May 25	-3.8
May 25	1.86
May 25	1.74
Apr 25	1.66
Apr 25	1.54
Apr 25	1.4
Apr 25	1.41
Mar 25	1.61
Mar 25	1.74
Mar 25	1.66
Mar 25	1.71
Feb 25	1.74
Feb 25	-1.85
Feb 25	-1.71
Feb 25	-1.78
Jan 25	-1.81
Jan 25	-1.81
Jan 25	-1.7
Jan 25	-1.83
Jan 25	-1.69
Dec 24	-1.7
Dec 24	-1.72
Dec 24	-1.6
Dec 24	-1.54
Nov 24	-1.68
Nov 24	-1.64
Nov 24	-1.46
Nov 24	-1.26
Nov 24	0.75
Oct 24	0.66
Oct 24	0.6

Price/Operating Cashflow

OPHC Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	4.06
Sep 26	4.02
Aug 26	4.02
Aug 26	4.16
Aug 26	4.39
Aug 26	4.82
Jul 26	4.03
Jul 26	3.34
Jul 26	3.19
Jul 26	3.16
Jul 26	3.03
Jun 26	3.07
Jun 26	3.1
Jun 26	2.92
Jun 26	2.91
May 26	2.91
May 26	2.93
May 26	2.88
May 26	3.68
May 26	3.67
Apr 26	3.64
Apr 26	3.58
Apr 26	3.52
Apr 26	3.31
Mar 26	3.44
Mar 26	3.36
Mar 26	3.57
Mar 26	3.3
Feb 26	3.5
Feb 26	3.66
Feb 26	3.56
Feb 26	3.46
Jan 26	3.22
Jan 26	3.28
Jan 26	3.27
Jan 26	2.99
Jan 26	2.9
Dec 25	2.9
Dec 25	2.94
Dec 25	2.96
Dec 25	2.81
Nov 25	2.84
Nov 25	2.83
Nov 25	2.88
Nov 25	2.43
Oct 25	2.5
Oct 25	2.47
Oct 25	2.4
Oct 25	2.47
Oct 25	2.56
Sep 25	2.54
Sep 25	2.57
Sep 25	2.59
Sep 25	2.58
Aug 25	2.59
Aug 25	2.66
Aug 25	2.62
Aug 25	2.59
Aug 25	3.27
Jul 25	3.33
Jul 25	3.28
Jul 25	3.3
Jul 25	3.27
Jun 25	3.26
Jun 25	3.19
Jun 25	3.19
Jun 25	3.3
May 25	3.18
May 25	3.2
May 25	3.32
May 25	3.05
May 25	2.91
Apr 25	2.81
Apr 25	2.67
Apr 25	2.51
Apr 25	2.52
Mar 25	2.76
Mar 25	2.91
Mar 25	2.82
Mar 25	2.88
Feb 25	2.91
Feb 25	4.39
Feb 25	4.61
Feb 25	4.5
Jan 25	4.46
Jan 25	4.46
Jan 25	4.62
Jan 25	4.42
Jan 25	4.65
Dec 24	4.63
Dec 24	4.6
Dec 24	4.79
Dec 24	4.89
Nov 24	4.66
Nov 24	4.72
Nov 24	5.02
Nov 24	5.36
Nov 24	6.33
Oct 24	6.17
Oct 24	6.05

Price to Book

OPHC Price to Book by quarter
Period	Price to Book
Sep 26	0.81
Sep 26	0.8
Aug 26	0.8
Aug 26	0.83
Aug 26	0.87
Aug 26	0.86
Jul 26	0.72
Jul 26	0.59
Jul 26	0.57
Jul 26	0.56
Jul 26	0.54
Jun 26	0.55
Jun 26	0.55
Jun 26	0.52
Jun 26	0.52
May 26	0.52
May 26	0.52
May 26	0.51
May 26	0.54
May 26	0.54
Apr 26	0.53
Apr 26	0.52
Apr 26	0.51
Apr 26	0.48
Mar 26	0.5
Mar 26	0.49
Mar 26	0.52
Mar 26	0.48
Feb 26	0.51
Feb 26	0.54
Feb 26	0.52
Feb 26	0.51
Jan 26	0.47
Jan 26	0.48
Jan 26	0.48
Jan 26	0.44
Jan 26	0.43
Dec 25	0.43
Dec 25	0.43
Dec 25	0.44
Dec 25	0.41
Nov 25	0.42
Nov 25	0.42
Nov 25	0.42
Nov 25	0.42
Oct 25	0.43
Oct 25	0.43
Oct 25	0.42
Oct 25	0.43
Oct 25	0.44
Sep 25	0.44
Sep 25	0.44
Sep 25	0.45
Sep 25	0.45
Aug 25	0.45
Aug 25	0.46
Aug 25	0.45
Aug 25	0.45
Aug 25	0.49
Jul 25	0.5
Jul 25	0.49
Jul 25	0.49
Jul 25	0.49
Jun 25	0.49
Jun 25	0.48
Jun 25	0.48
Jun 25	0.49
May 25	0.48
May 25	0.48
May 25	0.5
May 25	0.46
May 25	0.44
Apr 25	0.43
Apr 25	0.4
Apr 25	0.38
Apr 25	0.38
Mar 25	0.42
Mar 25	0.44
Mar 25	0.43
Mar 25	0.44
Feb 25	0.44
Feb 25	0.47
Feb 25	0.5
Feb 25	0.48
Jan 25	0.48
Jan 25	0.48
Jan 25	0.5
Jan 25	0.48
Jan 25	0.5
Dec 24	0.5
Dec 24	0.5
Dec 24	0.52
Dec 24	0.53
Nov 24	0.5
Nov 24	0.51
Nov 24	0.54
Nov 24	0.58
Nov 24	0.52
Oct 24	0.51
Oct 24	0.5

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