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OppFi Inc.

$7.78 -$2.52 (-24.47%)
NYSE · 14 Sep 2026 20:00 UTC
Previous Close
$7.98
Day Range
$7.72$8.05
Year Range
$6.5$12.45
Market Cap
664.36M
AVG Volume
838.79K
Trailing/Forward PE
2.3/4.03
PEG ratio
0.06
Dividend Yield
-
Next Earnings Date
2026-11-04
Primary Exchange
New York Stock ExchangeUS
Revenue (USD)
0200M400M600M202020212022202320242025
OPFI Revenue (USD) by year
PeriodRevenue (USD)
2025597.05M
2024525.96M
2023508.95M
2022452.86M
2021350.57M
2020239.25M
Net Income (USD)
-20M020M40M60M80M202020212022202320242025
OPFI Net Income (USD) by year
PeriodNet Income (USD)
202526.33M
20247.26M
2023-1M
20227.1M
202167.92M
202077.52M
Operating Income (USD)
-50M050M100M150M200M202020212022202320242025
OPFI Operating Income (USD) by year
PeriodOperating Income (USD)
2025193.25M
202494.54M
202346.35M
2022-6.34M
202157.26M
202082.32M
EBITDA (USD)
0100M200M300M400M202020212022202320242025
OPFI EBITDA (USD) by year
PeriodEBITDA (USD)
2025200.66M
2024308.6M
2023229.96M
202249.43M
2021122.33M
202050.56M
Cash Flows (USD)
0100M200M300M400M202020212022202320242025
OPFI Cash Flows (USD) by year
PeriodCash Flows (USD)
2025387.11M
2024310.8M
2023287.15M
2022230.05M
2021152.97M
2020181.39M
EPS (USD)
-2024202020212022202320242025
OPFI EPS (USD) by year
PeriodEPS (USD)
2025-0.3
20240.19
2023-0.02
20220.02
20213.75
20203.15
Expenses (USD)
050M100M150MR&DSG&ACapex202020212022202320242025
OPFI Expenses (USD) by year
PeriodExpenses (USD)
2025106.7M
2024108.24M
2023101.41M
2022101.25M
2021103.49M
202056.06M
Cash & Debt (USD)
0100M200M300M400MCashLong Term DebtShort Term Debt202020212022202320242025
OPFI Cash & Debt (USD) by year
PeriodCash & Debt (USD)
202549.45M
202461.34M
202331.79M
202216.24M
202125.06M
202025.6M
Debt ratios
00.20.40.60.8202320242025
OPFI Debt ratios by year
PeriodDebt ratios
20250.36
20240.38
20230.7
Margins
0%25%50%75%100%202020212022202320242025
OPFI Margins by year
PeriodMargins
202595.09%
202480%
202371.5%
202286.76%
202181.44%
202088.64%
Return on Capital
-20%0%20%40%60%80%202020212022202320242025
OPFI Return on Capital by year
PeriodReturn on Capital
20258.52%
20243.1%
2023-0.52%
20224.46%
202143.02%
202078.04%
Shares Outstanding
010M20M30M202020212022202320242025
OPFI Shares Outstanding by year
PeriodShares Outstanding
202526.51M
202421.44M
202318.09M
202214.57M
202113.55M
202012.98M
Dividends (USD)
00.10.20.320242025
OPFI Dividends (USD) by year
PeriodDividends (USD)
20250.25
20240.12
Employee Count
0200400600202020212022202320242025
OPFI Employee Count by year
PeriodEmployee Count
2025410
2024445
2023445
2022465
2021573
20203
Book Value Per Share (USD)
051015202020212022202320242025
OPFI Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202511.65
202410.92
202310.73
202210.92
202111.65
20207.65
Total Assets (USD)
0200M400M600M800M202020212022202320242025
OPFI Total Assets (USD) by year
PeriodTotal Assets (USD)
2025754.09M
2024641.17M
2023601.54M
2022579.84M
2021502.11M
2020285.84M
PE Ratio
020406080med 16.3Mar 24Aug 24Nov 24Mar 25Feb 26Jun 26Sep 26
OPFI PE Ratio by year
PeriodPE Ratio
Sep 265.16
Sep 265.3
Sep 264.92
Aug 264.69
Aug 264.63
Aug 264.75
Aug 263.77
Jul 263.76
Jul 263.62
Jul 263.76
Jul 263.79
Jul 263.99
Jun 263.72
Jun 263.38
Jun 263.35
Jun 263.33
May 263.4
May 263.27
May 263.45
May 263.74
May 269.57
Apr 268.79
Apr 268.92
Apr 268.26
Apr 267.57
Mar 267.6
Mar 268.01
Mar 268.34
Mar 2662.16
Feb 2663.06
Feb 2663.06
Feb 2661.2
Feb 2662.3
Jan 2665.39
Jan 2668.07
Jan 2668.07
Jan 2671.3
Jan 2670.75
May 2529.34
Apr 2527.39
Apr 2524.52
Apr 2525.02
Apr 2524.43
Mar 2528.1
Mar 2528.83
Mar 2527.33
Mar 2526.77
Feb 2527.35
Feb 2531.32
Feb 2536.36
Feb 2546.99
Jan 2538.03
Jan 2535.06
Jan 2530.57
Jan 2525.77
Jan 2523.8
Dec 2421.22
Dec 2420.05
Dec 2420.36
Dec 2420.22
Nov 2422.63
Nov 2421.11
Nov 2418.11
Nov 2418.03
Nov 2419.09
Oct 2419.09
Oct 2419.62
Oct 2417.77
Oct 2416.9
Sep 2418.45
Sep 2416.56
Sep 2416.37
Sep 2415.39
Aug 2418.03
Aug 2417.12
Aug 2416.9
Aug 2417.09
Aug 2415.75
Jul 2418.71
Jul 2417.14
Jul 2416.24
Jul 2415.48
Jun 2415.21
Jun 2415.03
Jun 2414.63
Jun 2414.45
May 2414.49
May 2414.94
May 2413.05
May 2413.5
Mar 245.62
Mar 245.49
Mar 246.32
Mar 247.56
Feb 247.19
Feb 248.13
Feb 247.06
Feb 247.15
Jan 247.45
Jan 247.89
Free Cash Flow Yield
0%100%200%300%400%med 139.46%Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
OPFI Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 2674.19%
Sep 2672.33%
Sep 2677.79%
Aug 2681.64%
Aug 2682.69%
Aug 2680.61%
Aug 26157.88%
Jul 26158.39%
Jul 26164.54%
Jul 26158.22%
Jul 26157.22%
Jul 26149.01%
Jun 26159.93%
Jun 26176.05%
Jun 26177.53%
Jun 26178.59%
May 26174.81%
May 26182.1%
May 26172.37%
May 26159.07%
May 26153.57%
Apr 26167.29%
Apr 26164.83%
Apr 26178.1%
Apr 26194.2%
Mar 26193.43%
Mar 26183.47%
Mar 26176.38%
Mar 26149.64%
Feb 26147.52%
Feb 26147.52%
Feb 26151.99%
Feb 26149.31%
Jan 26142.25%
Jan 26136.66%
Jan 26136.66%
Jan 26130.47%
Jan 26131.48%
Dec 25112.81%
Dec 25116.91%
Dec 25113.22%
Dec 25124.19%
Nov 25126.83%
Nov 25136.03%
Nov 25127.73%
Nov 25126.32%
Oct 25128.78%
Oct 25123.34%
Oct 25135.01%
Oct 25130.38%
Oct 25115.83%
Sep 25103.77%
Sep 25106.95%
Sep 25114.25%
Sep 25120.04%
Aug 25122.98%
Aug 25128.38%
Aug 25120.5%
Aug 25116.69%
Aug 25129%
Jul 25119.04%
Jul 25115.26%
Jul 25109.34%
Jul 2597.78%
Jun 2591.83%
Jun 25104.4%
Jun 25109.88%
Jun 2594.61%
May 25105.89%
May 25111.99%
May 25113.6%
May 25115.26%
May 25145.97%
Apr 25156.36%
Apr 25174.63%
Apr 25171.13%
Apr 25175.27%
Mar 25152.41%
Mar 25148.51%
Mar 25156.7%
Mar 25154.12%
Feb 25150.84%
Feb 25131.73%
Feb 25113.45%
Feb 2587.8%
Jan 25108.48%
Jan 25117.67%
Jan 25134.96%
Jan 25160.1%
Jan 25173.34%
Dec 24194.42%
Dec 24205.71%
Dec 24202.63%
Dec 24204.02%
Nov 24182.27%
Nov 24195.44%
Nov 24227.76%
Nov 24228.81%
Nov 24302.16%
Oct 24302.16%
Price to Sales
00.20.40.60.81med 0.44Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
OPFI Price to Sales by year
PeriodPrice to Sales
Sep 260.86
Sep 260.88
Sep 260.82
Aug 260.78
Aug 260.77
Aug 260.79
Aug 260.41
Jul 260.41
Jul 260.39
Jul 260.41
Jul 260.41
Jul 260.43
Jun 260.4
Jun 260.37
Jun 260.36
Jun 260.36
May 260.37
May 260.35
May 260.37
May 260.41
May 260.42
Apr 260.39
Apr 260.39
Apr 260.36
Apr 260.33
Mar 260.34
Mar 260.35
Mar 260.37
Mar 260.42
Feb 260.43
Feb 260.43
Feb 260.41
Feb 260.42
Jan 260.44
Jan 260.46
Jan 260.46
Jan 260.48
Jan 260.48
Dec 250.53
Dec 250.51
Dec 250.53
Dec 250.48
Nov 250.47
Nov 250.44
Nov 250.47
Nov 250.48
Oct 250.47
Oct 250.49
Oct 250.45
Oct 250.46
Oct 250.52
Sep 250.58
Sep 250.56
Sep 250.53
Sep 250.5
Aug 250.49
Aug 250.47
Aug 250.5
Aug 250.52
Aug 250.46
Jul 250.5
Jul 250.51
Jul 250.54
Jul 250.6
Jun 250.64
Jun 250.56
Jun 250.54
Jun 250.62
May 250.56
May 250.53
May 250.52
May 250.51
May 250.4
Apr 250.38
Apr 250.34
Apr 250.35
Apr 250.34
Mar 250.39
Mar 250.4
Mar 250.38
Mar 250.37
Feb 250.38
Feb 250.44
Feb 250.51
Feb 250.66
Jan 250.53
Jan 250.49
Jan 250.43
Jan 250.36
Jan 250.33
Dec 240.3
Dec 240.28
Dec 240.28
Dec 240.28
Nov 240.32
Nov 240.29
Nov 240.25
Nov 240.25
Nov 240.19
Oct 240.19
EV/EBITDA
02468med 1.7Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
OPFI EV/EBITDA by year
PeriodEV/EBITDA
Sep 266.25
Sep 266.37
Sep 266.05
Aug 265.86
Aug 265.81
Aug 265.91
Aug 262.79
Jul 262.79
Jul 262.74
Jul 262.79
Jul 262.8
Jul 262.88
Jun 262.77
Jun 262.65
Jun 262.63
Jun 262.63
May 262.65
May 262.6
May 262.67
May 262.78
May 262.67
Apr 262.57
Apr 262.58
Apr 262.5
Apr 262.41
Mar 262.41
Mar 262.46
Mar 262.51
Mar 261.45
Feb 261.46
Feb 261.46
Feb 261.44
Feb 261.45
Jan 261.49
Jan 261.51
Jan 261.51
Jan 261.55
Jan 261.54
Dec 251.64
Dec 251.61
Dec 251.64
Dec 251.56
Nov 251.55
Nov 251.5
Nov 251.54
Nov 251.55
Oct 251.54
Oct 251.57
Oct 251.5
Oct 251.53
Oct 251.62
Sep 251.72
Sep 251.69
Sep 251.63
Sep 251.59
Aug 251.57
Aug 251.54
Aug 251.59
Aug 251.61
Aug 251.48
Jul 251.54
Jul 251.57
Jul 251.62
Jul 251.72
Jun 251.78
Jun 251.66
Jun 251.61
Jun 251.75
May 251.64
May 251.6
May 251.58
May 251.57
May 251.57
Apr 251.52
Apr 251.45
Apr 251.47
Apr 251.45
Mar 251.54
Mar 251.56
Mar 251.52
Mar 252
Feb 252.02
Feb 252.14
Feb 252.29
Feb 252.6
Jan 252.34
Jan 252.25
Jan 252.11
Jan 251.97
Jan 251.91
Dec 241.84
Dec 241.8
Dec 241.81
Dec 241.81
Nov 241.88
Nov 241.83
Nov 241.74
Nov 241.74
Nov 241.55
Oct 241.55
Price/Operating Cashflow
0.250.50.7511.251.5med 0.68Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
OPFI Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 261.28
Sep 261.32
Sep 261.22
Aug 261.17
Aug 261.15
Aug 261.18
Aug 260.6
Jul 260.6
Jul 260.58
Jul 260.6
Jul 260.61
Jul 260.64
Jun 260.6
Jun 260.54
Jun 260.54
Jun 260.53
May 260.54
May 260.52
May 260.55
May 260.6
May 260.62
Apr 260.57
Apr 260.58
Apr 260.54
Apr 260.49
Mar 260.49
Mar 260.52
Mar 260.54
Mar 260.64
Feb 260.64
Feb 260.64
Feb 260.63
Feb 260.64
Jan 260.67
Jan 260.7
Jan 260.7
Jan 260.73
Jan 260.72
Dec 250.84
Dec 250.81
Dec 250.84
Dec 250.77
Nov 250.75
Nov 250.7
Nov 250.74
Nov 250.75
Oct 250.74
Oct 250.77
Oct 250.7
Oct 250.73
Oct 250.82
Sep 250.92
Sep 250.89
Sep 250.83
Sep 250.79
Aug 250.77
Aug 250.74
Aug 250.79
Aug 250.81
Aug 250.74
Jul 250.8
Jul 250.83
Jul 250.87
Jul 250.98
Jun 251.04
Jun 250.91
Jun 250.87
Jun 251.01
May 250.9
May 250.85
May 250.84
May 250.83
May 250.66
Apr 250.61
Apr 250.55
Apr 250.56
Apr 250.55
Mar 250.63
Mar 250.65
Mar 250.61
Mar 250.63
Feb 250.64
Feb 250.73
Feb 250.85
Feb 251.1
Jan 250.89
Jan 250.82
Jan 250.72
Jan 250.6
Jan 250.56
Dec 240.5
Dec 240.47
Dec 240.48
Dec 240.47
Nov 240.53
Nov 240.49
Nov 240.42
Nov 240.42
Nov 240.32
Oct 240.32
Price to Book
00.511.52med 0.93Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
OPFI Price to Book by year
PeriodPrice to Book
Sep 261.27
Sep 261.3
Sep 261.21
Aug 261.15
Aug 261.14
Aug 261.17
Aug 260.73
Jul 260.72
Jul 260.7
Jul 260.72
Jul 260.73
Jul 260.77
Jun 260.72
Jun 260.65
Jun 260.65
Jun 260.64
May 260.66
May 260.63
May 260.67
May 260.72
May 260.82
Apr 260.75
Apr 260.76
Apr 260.7
Apr 260.65
Mar 260.65
Mar 260.68
Mar 260.71
Mar 260.87
Feb 260.88
Feb 260.88
Feb 260.86
Feb 260.87
Jan 260.91
Jan 260.95
Jan 260.95
Jan 261
Jan 260.99
Dec 251.36
Dec 251.31
Dec 251.36
Dec 251.24
Nov 251.21
Nov 251.13
Nov 251.2
Nov 251.21
Oct 251.19
Oct 251.24
Oct 251.14
Oct 251.18
Oct 251.32
Sep 251.48
Sep 251.43
Sep 251.34
Sep 251.28
Aug 251.25
Aug 251.2
Aug 251.27
Aug 251.32
Aug 251.04
Jul 251.13
Jul 251.16
Jul 251.23
Jul 251.37
Jun 251.46
Jun 251.29
Jun 251.22
Jun 251.42
May 251.27
May 251.2
May 251.18
May 251.16
May 250.91
Apr 250.85
Apr 250.76
Apr 250.78
Apr 250.76
Mar 250.87
Mar 250.89
Mar 250.85
Mar 250.89
Feb 250.91
Feb 251.04
Feb 251.2
Feb 251.56
Jan 251.26
Jan 251.16
Jan 251.01
Jan 250.85
Jan 250.79
Dec 240.7
Dec 240.66
Dec 240.67
Dec 240.67
Nov 240.75
Nov 240.7
Nov 240.6
Nov 240.6
Nov 240.49
Oct 240.49
OppFi Inc.
OPFI
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News: OPFI

OppFi to Participate in September 2026 Conferences

prnewswire.com · 25 Aug 2026

OppFi to Participate in September 2026 Conferences

CHICAGO, Aug. 25, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, today announced that management will participate in the following conferences in September 2026: Oppenheimer Fintech Leaders Conference Location: New YorkDate: September 15, 2026 U.S. Bancorp | BTIG Consumer Finance Conference 2026 Location: Boston Date: September 17, 2026 To schedule a meeting with OppFi, please reach out to your Oppenheimer or BTIG representatives. About OppFi OppFi (NYSE: OPFI) is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans.

OppFi's Guidance Cut Has Created Opportunity

seekingalpha.com · 13 Aug 2026

OppFi's Guidance Cut Has Created Opportunity

OppFi trades at a steep discount, with shares at 4.37x forward non-GAAP earnings—over 60% below the sector median—despite resilient revenue and free cash flow growth. OPFI management tightened underwriting, sacrificing short-term volume for portfolio quality, margin stability, and long-term profitability, as evidenced by improved recoveries and disciplined expense control. The BNC National Bank acquisition is expected to be financially transformative, expanding OPFI's platform, boosting adjusted EPS by 25% in year one, and targeting 10% ROA and 35% ROE by 2028.

Dimensional Fund Advisors LP Acquires 141,949 Shares of OppFi Inc. $OPFI

defenseworld.net · 13 Aug 2026

Dimensional Fund Advisors LP Acquires 141,949 Shares of OppFi Inc. $OPFI

Dimensional Fund Advisors LP grew its stake in shares of OppFi Inc. (NYSE: OPFI) by 50.0% during the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The fund owned 426,089 shares of the company's stock after buying an additional 141,949 shares

Why OppFi Stock Swooned by Almost 25% Today

fool.com · 11 Aug 2026

Why OppFi Stock Swooned by Almost 25% Today

The specialty lender posted a displeasing quarterly earnings report.

Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 2Q26

newsfilecorp.com · 11 Aug 2026

Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 2Q26

Dallas, Texas--(Newsfile Corp. - August 11, 2026) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OppFi's 2Q26 results weaken the near-term earnings outlook but do not change the longer-term thesis.

OppFi Inc. (OPFI) Q2 2026 Earnings Call Transcript

seekingalpha.com · 11 Aug 2026

OppFi Inc. (OPFI) Q2 2026 Earnings Call Transcript

OppFi Inc. (OPFI) Q2 2026 Earnings Call Transcript

OppFi Posts Downbeat Q2 Earnings, Joins Upwork, Rocket Lab And Other Big Stocks Moving Lower In Tuesday's Pre-Market Session

benzinga.com · 11 Aug 2026

OppFi Posts Downbeat Q2 Earnings, Joins Upwork, Rocket Lab And Other Big Stocks Moving Lower In Tuesday's Pre-Market Session

U.S. stock futures were mostly lower this morning, with the Dow futures falling around 0.1% on Tuesday.

OppFi Q2 Earnings Call Highlights

marketbeat.com · 11 Aug 2026

OppFi Q2 Earnings Call Highlights

OppFi NYSE: OPFI reported second-quarter 2026 revenue growth but lower adjusted earnings as the consumer lending platform invested in new products, technology infrastructure and its planned acquisition of BNC National Bank.

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