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NMI Holdings, Inc.

$44.01 +$3.40 (+8.36%)
NASDAQ · 15 Sep 2026 15:03 UTC
Previous Close
$44.12
Day Range
$43.73$44.1
Year Range
$34.84$46.74
Market Cap
3.34B
AVG Volume
531.89K
Trailing/Forward PE
8.16/8.07
PEG ratio
2.1
Dividend Yield
-
Next Earnings Date
2026-11-03
Primary Exchange
NASDAQUS
Revenue (USD)
0200M400M600M800M2016201720182019202020212022202320242025
NMIH Revenue (USD) by year
PeriodRevenue (USD)
2025706.18M
2024650.97M
2023579M
2022524.46M
2021485.64M
2020436.19M
2019370.11M
2018273.63M
2017178.64M
2016121.92M
Net Income (USD)
0100M200M300M400M2016201720182019202020212022202320242025
NMIH Net Income (USD) by year
PeriodNet Income (USD)
2025388.93M
2024360.11M
2023322.11M
2022292.9M
2021231.13M
2020171.57M
2019171.96M
2018107.93M
201722.05M
201665.84M
Operating Income (USD)
0200M400M600M2016201720182019202020212022202320242025
NMIH Operating Income (USD) by year
PeriodOperating Income (USD)
2025499.8M
2024463.41M
2023412.7M
2022377.31M
2021296.73M
2020218.11M
2019216.65M
2018135.96M
201752.79M
201611.45M
EBITDA (USD)
0200M400M600M2016201720182019202020212022202320242025
NMIH EBITDA (USD) by year
PeriodEBITDA (USD)
2025539.54M
2024512.24M
2023456.46M
2022421.34M
2021339.75M
2020252.42M
2019238.04M
2018158.75M
201772.98M
201631.96M
Cash Flows (USD)
0200M400M600M2016201720182019202020212022202320242025
NMIH Cash Flows (USD) by year
PeriodCash Flows (USD)
2025412.52M
2024392.21M
2023333.31M
2022302.82M
2021313.48M
2020240.44M
2019198.19M
2018137.8M
201759.25M
201660.47M
EPS (USD)
02462016201720182019202020212022202320242025
NMIH EPS (USD) by year
PeriodEPS (USD)
20254.91
20244.43
20233.84
20223.39
20212.64
20202.11
20192.44
20181.53
20170.36
20161.07
Expenses (USD)
05M10M15MSG&ACapex2016201720182019202020212022202320242025
NMIH Expenses (USD) by year
PeriodExpenses (USD)
20256.78M
20241.4M
20239.37M
202210.57M
202112.24M
202013.98M
201910.36M
20188.06M
20178.51M
201611.47M
Cash & Debt (USD)
0200M400M600MCashLong Term Debt2016201720182019202020212022202320242025
NMIH Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025448.37M
2024356.33M
202395.35M
202242.25M
202173.48M
2020121.38M
201938.43M
201823.88M
201719.2M
201647.75M
Debt ratios
-0.200.20.40.620182019202020212022202320242025
NMIH Debt ratios by year
PeriodDebt ratios
2025-0.02
20240.03
20230.21
20220.28
20210.32
20200.38
20190.21
20180.51
Margins
0%50%100%150%2016201720182019202020212022202320242025
NMIH Margins by year
PeriodMargins
202591.78%
202495.04%
202395.96%
2022100.48%
202196.95%
202085.77%
201996.27%
201898.01%
201797.01%
201698.04%
Return on Capital
0%5%10%15%20%2016201720182019202020212022202320242025
NMIH Return on Capital by year
PeriodReturn on Capital
202515%
202416.24%
202316.72%
202218.15%
202114.76%
202012.53%
201918.48%
201815.39%
20174.33%
201613.85%
Shares Outstanding
025M50M75M100M2016201720182019202020212022202320242025
NMIH Shares Outstanding by year
PeriodShares Outstanding
202576.7M
202479M
202381M
202283.59M
202185.76M
202084.96M
201968.14M
201866.31M
201760.22M
201659.14M
Book Value Per Share (USD)
0102030402016201720182019202020212022202320242025
NMIH Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202533.79
202428.07
202323.78
202219.3
202118.26
202016.12
201913.65
201810.58
20178.45
20168.04
Total Assets (USD)
01B2B3B4B2016201720182019202020212022202320242025
NMIH Total Assets (USD) by year
PeriodTotal Assets (USD)
20253.84B
20243.35B
20232.94B
20222.52B
20212.45B
20202.17B
20191.36B
20181.09B
2017894.85M
2016839.9M
Employee Count
01002003004002016201720182019202020212022202320242025
NMIH Employee Count by year
PeriodEmployee Count
2025225
2024230
2023238
2022242
2021247
2020262
2019321
2018304
2017299
2016276
PE Ratio
77.588.599.5med 8.01Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
NMIH PE Ratio by year
PeriodPE Ratio
Sep 268.46
Sep 268.41
Sep 268.59
Aug 268.59
Aug 268.66
Aug 268.76
Aug 268.55
Jul 268.49
Jul 268.44
Jul 268.49
Jul 268.13
Jul 268.11
Jun 268.02
Jun 267.4
Jun 267.32
Jun 267.22
May 267.09
May 267.39
May 267.42
May 267.68
May 267.35
Apr 268.11
Apr 267.89
Apr 267.61
Apr 267.4
Mar 267.27
Mar 267.25
Mar 267.36
Mar 267.55
Feb 267.75
Feb 267.7
Feb 267.82
Feb 268.34
Jan 267.87
Jan 267.67
Jan 267.73
Jan 268.23
Jan 268.25
Dec 258.42
Dec 258.35
Dec 258.04
Dec 257.64
Nov 257.75
Nov 257.65
Nov 257.64
Nov 257.45
Oct 257.52
Oct 257.62
Oct 257.39
Oct 257.32
Oct 257.58
Sep 258.11
Sep 258.15
Sep 258.19
Sep 258.26
Aug 258.13
Aug 258.33
Aug 258.05
Aug 258.05
Aug 257.68
Jul 257.99
Jul 257.98
Jul 257.95
Jul 259.06
Jun 258.85
Jun 258.57
Jun 258.47
Jun 258.35
May 258.34
May 257.97
May 258.06
May 257.95
May 257.89
Apr 257.33
Apr 257.39
Apr 257.45
Apr 257.42
Mar 257.9
Mar 257.74
Mar 257.77
Mar 257.77
Feb 257.99
Feb 257.65
Feb 257.79
Feb 258.23
Jan 258.6
Jan 258.47
Jan 258.4
Jan 257.76
Jan 258.22
Dec 248.17
Dec 248.13
Dec 248.45
Dec 248.75
Nov 248.9
Nov 248.62
Nov 248.37
Nov 248.26
Nov 248.46
Oct 248.87
Free Cash Flow Yield
10%12%14%16%med 13.15%Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
NMIH Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 2613.21%
Sep 2613.28%
Sep 2613%
Aug 2613%
Aug 2612.9%
Aug 2612.75%
Aug 2613.06%
Jul 2613.15%
Jul 2613.14%
Jul 2613.07%
Jul 2613.65%
Jul 2613.69%
Jun 2613.83%
Jun 2614.99%
Jun 2615.17%
Jun 2615.37%
May 2615.65%
May 2615.03%
May 2614.96%
May 2614.46%
May 2615.1%
Apr 2613.08%
Apr 2613.45%
Apr 2613.93%
Apr 2614.33%
Mar 2614.59%
Mar 2614.62%
Mar 2614.42%
Mar 2614.05%
Feb 2613.68%
Feb 2613.78%
Feb 2613.56%
Feb 2612.17%
Jan 2612.91%
Jan 2613.24%
Jan 2613.15%
Jan 2612.35%
Jan 2612.31%
Dec 2512.07%
Dec 2512.17%
Dec 2512.63%
Dec 2513.3%
Nov 2513.1%
Nov 2513.28%
Nov 2513.3%
Nov 2513.64%
Oct 2513.83%
Oct 2513.65%
Oct 2514.09%
Oct 2514.21%
Oct 2513.72%
Sep 2512.84%
Sep 2512.77%
Sep 2512.7%
Sep 2512.61%
Aug 2512.81%
Aug 2512.49%
Aug 2512.93%
Aug 2512.93%
Aug 2513.55%
Jul 2512.81%
Jul 2512.83%
Jul 2512.86%
Jul 2511.3%
Jun 2511.56%
Jun 2511.93%
Jun 2512.09%
Jun 2512.25%
May 2512.27%
May 2512.84%
May 2512.69%
May 2512.87%
May 2512.96%
Apr 2514.86%
Apr 2514.74%
Apr 2514.63%
Apr 2514.68%
Mar 2513.79%
Mar 2514.07%
Mar 2514.02%
Mar 2514.01%
Feb 2513.62%
Feb 2514.23%
Feb 2513.98%
Feb 2513.15%
Jan 2512.58%
Jan 2512.77%
Jan 2512.88%
Jan 2513.93%
Jan 2513.16%
Dec 2413.23%
Dec 2413.29%
Dec 2412.79%
Dec 2412.36%
Nov 2412.15%
Nov 2412.54%
Nov 2412.91%
Nov 2413.09%
Nov 2412.6%
Oct 2412.01%
Price to Sales
3.544.555.5med 4.45Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
NMIH Price to Sales by year
PeriodPrice to Sales
Sep 264.58
Sep 264.55
Sep 264.65
Aug 264.65
Aug 264.68
Aug 264.74
Aug 264.63
Jul 264.6
Jul 264.55
Jul 264.57
Jul 264.38
Jul 264.36
Jun 264.32
Jun 263.99
Jun 263.94
Jun 263.89
May 263.82
May 263.98
May 263.99
May 264.13
May 263.96
Apr 264.47
Apr 264.34
Apr 264.19
Apr 264.08
Mar 264
Mar 263.99
Mar 264.05
Mar 264.16
Feb 264.27
Feb 264.24
Feb 264.31
Feb 264.59
Jan 264.33
Jan 264.22
Jan 264.25
Jan 264.53
Jan 264.54
Dec 254.63
Dec 254.59
Dec 254.43
Dec 254.2
Nov 254.27
Nov 254.21
Nov 254.2
Nov 254.1
Oct 254.18
Oct 254.24
Oct 254.1
Oct 254.07
Oct 254.21
Sep 254.51
Sep 254.53
Sep 254.55
Sep 254.59
Aug 254.52
Aug 254.63
Aug 254.47
Aug 254.47
Aug 254.27
Jul 254.47
Jul 254.46
Jul 254.45
Jul 255.07
Jun 254.95
Jun 254.8
Jun 254.74
Jun 254.67
May 254.66
May 254.46
May 254.51
May 254.45
May 254.42
Apr 254.05
Apr 254.09
Apr 254.12
Apr 254.11
Mar 254.37
Mar 254.28
Mar 254.3
Mar 254.3
Feb 254.42
Feb 254.23
Feb 254.31
Feb 254.62
Jan 254.83
Jan 254.76
Jan 254.72
Jan 254.36
Jan 254.62
Dec 244.59
Dec 244.57
Dec 244.75
Dec 244.92
Nov 245
Nov 244.85
Nov 244.71
Nov 244.64
Nov 244.77
Oct 245
EV/EBITDA
55.566.57med 5.73Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
NMIH EV/EBITDA by year
PeriodEV/EBITDA
Sep 266.73
Sep 266.7
Sep 266.83
Aug 266.83
Aug 266.87
Aug 266.95
Aug 266.8
Jul 266.75
Jul 266.01
Jul 266.05
Jul 265.79
Jul 265.77
Jun 265.71
Jun 265.26
Jun 265.2
Jun 265.13
May 265.04
May 265.25
May 265.27
May 265.46
May 265.22
Apr 265.79
Apr 265.63
Apr 265.43
Apr 265.28
Mar 265.18
Mar 265.17
Mar 265.25
Mar 265.39
Feb 265.53
Feb 265.49
Feb 265.58
Feb 265.83
Jan 265.49
Jan 265.35
Jan 265.39
Jan 265.75
Jan 265.77
Dec 255.89
Dec 255.84
Dec 255.62
Dec 255.32
Nov 255.41
Nov 255.33
Nov 255.33
Nov 255.19
Oct 255.32
Oct 255.4
Oct 255.23
Oct 255.18
Oct 255.37
Sep 255.74
Sep 255.77
Sep 255.81
Sep 255.85
Aug 255.76
Aug 255.91
Aug 255.7
Aug 255.7
Aug 255.44
Jul 255.77
Jul 255.76
Jul 255.75
Jul 256.53
Jun 256.38
Jun 256.19
Jun 256.11
Jun 256.03
May 256.02
May 255.76
May 255.82
May 255.74
May 255.71
Apr 255.27
Apr 255.31
Apr 255.35
Apr 255.33
Mar 255.67
Mar 255.56
Mar 255.57
Mar 255.58
Feb 255.73
Feb 255.49
Feb 255.59
Feb 255.75
Jan 256.01
Jan 255.93
Jan 255.87
Jan 255.43
Jan 255.75
Dec 245.72
Dec 245.69
Dec 245.91
Dec 246.12
Nov 246.23
Nov 246.03
Nov 245.86
Nov 245.78
Nov 246.13
Oct 246.42
Price/Operating Cashflow
6789med 7.5Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
NMIH Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 267.45
Sep 267.42
Sep 267.57
Aug 267.57
Aug 267.63
Aug 267.72
Aug 267.54
Jul 267.48
Jul 267.5
Jul 267.54
Jul 267.22
Jul 267.2
Jun 267.13
Jun 266.57
Jun 266.5
Jun 266.41
May 266.3
May 266.56
May 266.59
May 266.82
May 266.53
Apr 267.52
Apr 267.32
Apr 267.06
Apr 266.87
Mar 266.74
Mar 266.73
Mar 266.82
Mar 267
Feb 267.19
Feb 267.14
Feb 267.25
Feb 268.08
Jan 267.62
Jan 267.43
Jan 267.48
Jan 267.97
Jan 267.99
Dec 258.15
Dec 258.08
Dec 257.79
Dec 257.39
Nov 257.51
Nov 257.4
Nov 257.4
Nov 257.21
Oct 257.22
Oct 257.31
Oct 257.08
Oct 257.03
Oct 257.27
Sep 257.78
Sep 257.82
Sep 257.86
Sep 257.92
Aug 257.79
Aug 257.99
Aug 257.72
Aug 257.72
Aug 257.37
Jul 257.79
Jul 257.78
Jul 257.76
Jul 258.83
Jun 258.63
Jun 258.36
Jun 258.25
Jun 258.15
May 258.13
May 257.77
May 257.86
May 257.75
May 257.7
Apr 256.7
Apr 256.76
Apr 256.81
Apr 256.79
Mar 257.23
Mar 257.08
Mar 257.1
Mar 257.11
Feb 257.31
Feb 257
Feb 257.13
Feb 257.58
Jan 257.92
Jan 257.8
Jan 257.74
Jan 257.15
Jan 257.57
Dec 247.53
Dec 247.49
Dec 247.79
Dec 248.06
Nov 248.2
Nov 247.94
Nov 247.71
Nov 247.61
Nov 247.75
Oct 248.13
Price to Book
11.21.41.6med 1.25Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
NMIH Price to Book by year
PeriodPrice to Book
Sep 261.24
Sep 261.23
Sep 261.26
Aug 261.26
Aug 261.27
Aug 261.28
Aug 261.25
Jul 261.24
Jul 261.24
Jul 261.24
Jul 261.19
Jul 261.19
Jun 261.18
Jun 261.08
Jun 261.07
Jun 261.06
May 261.04
May 261.08
May 261.09
May 261.12
May 261.08
Apr 261.22
Apr 261.18
Apr 261.14
Apr 261.11
Mar 261.09
Mar 261.09
Mar 261.1
Mar 261.13
Feb 261.16
Feb 261.16
Feb 261.17
Feb 261.26
Jan 261.19
Jan 261.16
Jan 261.17
Jan 261.25
Jan 261.25
Dec 251.27
Dec 251.26
Dec 251.22
Dec 251.16
Nov 251.17
Nov 251.16
Nov 251.16
Nov 251.13
Oct 251.17
Oct 251.19
Oct 251.15
Oct 251.14
Oct 251.18
Sep 251.27
Sep 251.27
Sep 251.28
Sep 251.29
Aug 251.27
Aug 251.3
Aug 251.26
Aug 251.26
Aug 251.2
Jul 251.29
Jul 251.28
Jul 251.28
Jul 251.46
Jun 251.42
Jun 251.38
Jun 251.36
Jun 251.34
May 251.34
May 251.28
May 251.3
May 251.28
May 251.27
Apr 251.19
Apr 251.2
Apr 251.21
Apr 251.21
Mar 251.28
Mar 251.26
Mar 251.26
Mar 251.26
Feb 251.3
Feb 251.24
Feb 251.27
Feb 251.34
Jan 251.4
Jan 251.38
Jan 251.37
Jan 251.26
Jan 251.34
Dec 241.33
Dec 241.32
Dec 241.38
Dec 241.42
Nov 241.45
Nov 241.4
Nov 241.36
Nov 241.34
Nov 241.44
Oct 241.51
NMI Holdings, Inc.
NMIH
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News: NMIH

European Banks or U.S. Lenders: Which Financial ETF Is the Better Buy Right Now, EUFN or KBE?

fool.com · 9 Sep 2026

European Banks or U.S. Lenders: Which Financial ETF Is the Better Buy Right Now, EUFN or KBE?

European banks have outperformed U.S. rivals by a wide margin over five years. Here is whether that advantage is worth the higher fee.

NMIH Gains 20.9% in Three Months: What Investors Should Know?

zacks.com · 20 Aug 2026

NMIH Gains 20.9% in Three Months: What Investors Should Know?

NMI Holdings' strong insurance growth, credit performance and capital position support earnings, with buybacks adding to shareholder value.

Bank of America Corp DE Has $48.94 Million Stake in NMI Holdings Inc $NMIH

defenseworld.net · 13 Aug 2026

Bank of America Corp DE Has $48.94 Million Stake in NMI Holdings Inc $NMIH

Bank of America Corp DE increased its stake in NMI Holdings Inc (NASDAQ: NMIH) by 22.7% in the undefined quarter, according to the company in its most recent filing with the SEC. The fund owned 1,304,633 shares of the financial services provider's stock after purchasing an additional 241,724 shares during the quarter. Bank

California State Teachers Retirement System Purchases 16,175 Shares of NMI Holdings Inc $NMIH

defenseworld.net · 10 Aug 2026

California State Teachers Retirement System Purchases 16,175 Shares of NMI Holdings Inc $NMIH

California State Teachers Retirement System boosted its position in NMI Holdings Inc (NASDAQ: NMIH) by 22.2% during the first quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund owned 88,962 shares of the financial services provider's stock after buying an additional 16,175 shares during the quarter.

NMI Holdings: Resilient Credit Performance Increasingly Reflected In Valuation (Downgrade)

seekingalpha.com · 3 Aug 2026

NMI Holdings: Resilient Credit Performance Increasingly Reflected In Valuation (Downgrade)

NMI Holdings has outperformed, reaching a 52-week high and surpassing my $42 price target, driven by strong credit performance and market share gains. NMIH's prudent underwriting, low default rates, and robust balance sheet underpin resilience, though credit losses are expected to gradually rise as legacy policies diminish. Despite a healthy labor market and incremental investment income tailwinds, NMIH's more aggressive growth strategy increases exposure to potential home price declines.

NMIH Q2 Earnings Beat on Premium Growth and Lower Claims

zacks.com · 31 Jul 2026

NMIH Q2 Earnings Beat on Premium Growth and Lower Claims

NMIH beat Q2 earnings estimates as premium growth, stronger investment income and lower claims lifted revenues and profitability.

NMI Holdings (NMIH) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

zacks.com · 30 Jul 2026

NMI Holdings (NMIH) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

While the top- and bottom-line numbers for NMI Holdings (NMIH) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

NMI Holdings, Inc. (NMIH) Q2 2026 Earnings Call Transcript

seekingalpha.com · 30 Jul 2026

NMI Holdings, Inc. (NMIH) Q2 2026 Earnings Call Transcript

NMI Holdings, Inc. (NMIH) Q2 2026 Earnings Call Transcript

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