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nCino, Inc.

$21.77 -$2.88 (-11.68%)
NASDAQ · 14 Sep 2026 15:32 UTC
Previous Close
$21.25
Day Range
$21.47$22.07
Year Range
$13.8$31.23
Market Cap
2.38B
AVG Volume
3.17M
Trailing/Forward PE
70.52/13.87
PEG ratio
3.53
Dividend Yield
-
Next Earnings Date
2026-12-02
Primary Exchange
NASDAQUS
Revenue (USD)
0200M400M600M2020202120222023202420252026
NCNO Revenue (USD) by year
PeriodRevenue (USD)
2026594.78M
2025540.66M
2024476.54M
2023408.31M
2022273.87M
2021204.29M
2020138.18M
Net Income (USD)
-150M-100M-50M050M2020202120222023202420252026
NCNO Net Income (USD) by year
PeriodNet Income (USD)
20265.18M
2025-37.88M
2024-42.35M
2023-102.72M
2022-49.45M
2021-40.54M
2020-27.59M
Operating Income (USD)
-100M-75M-50M-25M025M2020202120222023202420252026
NCNO Operating Income (USD) by year
PeriodOperating Income (USD)
20263.73M
2025-18.13M
2024-39.51M
2023-94.01M
2022-71.36M
2021-42.61M
2020-28.17M
EBITDA (USD)
-100M-50M050M100M2020202120222023202420252026
NCNO EBITDA (USD) by year
PeriodEBITDA (USD)
202666.42M
20259.55M
20247.46M
2023-58.28M
2022-59.9M
2021-32.5M
2020-23.56M
Cash Flows (USD)
-50M050M100M2020202120222023202420252026
NCNO Cash Flows (USD) by year
PeriodCash Flows (USD)
202682.56M
202552.93M
202453.41M
2023-34.28M
2022-24.69M
20214.88M
20204.32M
EPS (USD)
-1-0.75-0.5-0.2500.252020202120222023202420252026
NCNO EPS (USD) by year
PeriodEPS (USD)
20260.05
2025-0.33
2024-0.38
2023-0.93
2022-0.51
2021-0.45
2020-0.31
Expenses (USD)
0100M200M300M400MR&DSG&ACapex2020202120222023202420252026
NCNO Expenses (USD) by year
PeriodExpenses (USD)
2026363.94M
2025345.19M
2024328.46M
2023351.62M
2022239.27M
2021163.1M
2020102.83M
Cash & Debt (USD)
0100M200M300M400MCashLong Term Debt2020202120222023202420252026
NCNO Cash & Debt (USD) by year
PeriodCash & Debt (USD)
202688.37M
2025120.93M
2024112.08M
202382.04M
202288.01M
2021371.43M
202091.18M
Debt ratios
-2.502.557.5102023202420252026
NCNO Debt ratios by year
PeriodDebt ratios
20267.57
2025-1.15
20240.26
2023-0.08
Margins
0%20%40%60%80%2020202120222023202420252026
NCNO Margins by year
PeriodMargins
202660.55%
202560.07%
202459.82%
202358.46%
202259.32%
202156.86%
202053.63%
Return on Capital
-20%-15%-10%-5%0%5%2020202120222023202420252026
NCNO Return on Capital by year
PeriodReturn on Capital
20260.48%
2025-3.45%
2024-4.02%
2023-10%
2022-4.62%
2021-9.45%
2020-16.08%
Shares Outstanding
050M100M150M2020202120222023202420252026
NCNO Shares Outstanding by year
PeriodShares Outstanding
2026113.75M
2025115.83M
2024113.26M
2023111.16M
202296.23M
202192.79M
202089.64M
Book Value Per Share (USD)
0510152020202120222023202420252026
NCNO Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
20269.39
20259.48
20249.29
20239.24
202211.12
20214.62
20201.91
Total Assets (USD)
0500M1B1.5B2B2020202120222023202420252026
NCNO Total Assets (USD) by year
PeriodTotal Assets (USD)
20261.65B
20251.61B
20241.34B
20231.33B
20221.3B
2021563.4M
2020250.15M
Employee Count
05001K1.5K2K20222023202420252026
NCNO Employee Count by year
PeriodEmployee Count
20261.68K
20251.83K
20241.65K
20231.79K
20221.68K
PE Ratio
0100200300400500med 148.57Apr 26May 26Jun 26Jul 26Aug 26Sep 26
NCNO PE Ratio by year
PeriodPE Ratio
Sep 2666
Sep 2671.81
Aug 2671.41
Aug 26168.74
Aug 26170.29
Aug 26156.87
Jul 26151.06
Jul 26135.52
Jul 26146.07
Jul 26139.03
Jul 26145.25
Jun 26127.91
Jun 26121.11
Jun 26125.37
Jun 26122.1
May 26131.59
May 26352.88
May 26328.73
May 26389.77
May 26398.12
Apr 26388.24
Apr 26405.37
Apr 26383.19
Apr 26375.5
Free Cash Flow Yield
0%2%4%6%8%med 2%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
NCNO Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 265.96%
Sep 265.48%
Aug 265.51%
Aug 264.95%
Aug 264.91%
Aug 265.32%
Jul 265.53%
Jul 266.16%
Jul 265.72%
Jul 266.01%
Jul 265.75%
Jun 266.53%
Jun 266.9%
Jun 266.66%
Jun 266.84%
May 266.35%
May 264.52%
May 264.85%
May 264.09%
May 264%
Apr 264.11%
Apr 263.93%
Apr 264.16%
Apr 264.24%
Mar 263.73%
Mar 263.43%
Mar 263.46%
Mar 263.1%
Feb 263.23%
Feb 263.34%
Feb 263.23%
Feb 262.88%
Jan 262.44%
Jan 262.15%
Jan 262.15%
Jan 262.04%
Jan 262.12%
Dec 251.99%
Dec 252.03%
Dec 252.05%
Dec 252.23%
Nov 252.1%
Nov 252.13%
Nov 252.03%
Nov 251.99%
Oct 251.94%
Oct 251.99%
Oct 252.18%
Oct 252.07%
Oct 251.98%
Sep 251.85%
Sep 251.75%
Sep 251.72%
Sep 251.71%
Aug 251.61%
Aug 251.55%
Aug 251.62%
Aug 251.72%
Aug 251.66%
Jul 251.46%
Jul 251.47%
Jul 251.56%
Jul 251.57%
Jun 251.62%
Jun 251.7%
Jun 251.67%
Jun 251.65%
May 251.71%
May 251.74%
May 251.86%
May 251.9%
May 251.99%
Apr 251.98%
Apr 251.91%
Apr 251.92%
Apr 252.13%
Mar 252.12%
Mar 252.16%
Mar 252.17%
Mar 252.01%
Feb 251.96%
Feb 251.92%
Feb 251.79%
Feb 251.89%
Jan 251.81%
Jan 251.89%
Jan 251.85%
Jan 251.89%
Jan 251.8%
Dec 241.78%
Dec 241.74%
Dec 241.73%
Dec 241.64%
Nov 241.47%
Nov 241.49%
Nov 241.54%
Nov 241.46%
Nov 241.66%
Oct 241.64%
Oct 241.69%
Price to Sales
246810med 5.13Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
NCNO Price to Sales by year
PeriodPrice to Sales
Sep 263.56
Sep 263.88
Aug 263.86
Aug 263.67
Aug 263.7
Aug 263.41
Jul 263.28
Jul 262.95
Jul 263.17
Jul 263.02
Jul 263.16
Jun 262.78
Jun 262.63
Jun 262.72
Jun 262.65
May 262.86
May 263.07
May 262.86
May 263.39
May 263.47
Apr 263.38
Apr 263.53
Apr 263.34
Apr 263.27
Mar 262.73
Mar 262.97
Mar 262.94
Mar 263.28
Feb 263.15
Feb 263.05
Feb 263.15
Feb 263.54
Jan 264.16
Jan 264.74
Jan 264.73
Jan 264.99
Jan 264.81
Dec 255.13
Dec 255.01
Dec 254.97
Dec 254.56
Nov 254.97
Nov 254.9
Nov 255.13
Nov 255.24
Oct 255.37
Oct 255.24
Oct 254.78
Oct 255.03
Oct 255.27
Sep 255.63
Sep 255.96
Sep 256.05
Sep 256.11
Aug 256.46
Aug 256
Aug 255.72
Aug 255.4
Aug 255.6
Jul 256.35
Jul 256.31
Jul 255.94
Jul 255.92
Jun 255.7
Jun 255.45
Jun 255.56
Jun 255.63
May 255.42
May 255.63
May 255.27
May 255.15
May 254.92
Apr 254.94
Apr 255.13
Apr 255.11
Apr 254.6
Mar 256.39
Mar 256.3
Mar 256.26
Mar 256.75
Feb 256.92
Feb 257.09
Feb 257.57
Feb 257.17
Jan 257.52
Jan 257.2
Jan 257.35
Jan 257.19
Jan 257.53
Dec 247.61
Dec 247.79
Dec 247.84
Dec 248.27
Nov 249.56
Nov 249.43
Nov 249.15
Nov 249.68
Nov 248.5
Oct 248.61
Oct 248.32
EV/EBITDA
0100200300400med 101.7Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
NCNO EV/EBITDA by year
PeriodEV/EBITDA
Sep 2629.99
Sep 2632.36
Aug 2632.19
Aug 2634.21
Aug 2634.49
Aug 2632.02
Jul 2630.95
Jul 2628.09
Jul 2630.03
Jul 2628.73
Jul 2629.88
Jun 2626.68
Jun 2625.43
Jun 2626.22
Jun 2625.61
May 2627.36
May 2630.39
May 2628.5
May 2633.26
May 2633.91
Apr 2633.14
Apr 2634.48
Apr 2632.75
Apr 2632.15
Mar 2639.01
Mar 2641.98
Mar 2641.66
Mar 2646.03
Feb 2644.33
Feb 2643.03
Feb 2644.33
Feb 2649.36
Jan 2657.36
Jan 2664.74
Jan 2664.61
Jan 2667.99
Jan 2665.61
Dec 2569.72
Dec 2568.19
Dec 2567.66
Dec 2562.46
Nov 2593.81
Nov 2592.69
Nov 2596.77
Nov 2598.73
Oct 25100.96
Oct 2598.76
Oct 2590.42
Oct 2594.97
Oct 2599.34
Sep 25105.66
Sep 25111.62
Sep 25113.28
Sep 25114.4
Aug 25120.58
Aug 25113.21
Aug 25108.25
Aug 25102.43
Aug 25106.01
Jul 25119.63
Jul 25118.92
Jul 25112.24
Jul 25111.79
Jun 25107.91
Jun 25103.4
Jun 25105.41
Jun 25106.64
May 25102.84
May 25330.7
May 25310.56
May 25303.65
May 25290.67
Apr 25291.64
Apr 25302.68
Apr 25301.58
Apr 25272.35
Mar 25150.88
Mar 25148.68
Mar 25147.84
Mar 25159.34
Feb 25163.43
Feb 25167.37
Feb 25178.87
Feb 25169.37
Jan 25177.61
Jan 25170.05
Jan 25173.57
Jan 25169.89
Jan 25177.93
Dec 24179.82
Dec 24183.97
Dec 24185.23
Dec 24195.47
Nov 24275.3
Nov 24271.55
Nov 24263.66
Nov 24278.85
Nov 24244.65
Oct 24247.94
Oct 24239.71
Price/Operating Cashflow
020406080med 44.87Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
NCNO Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 2616.6
Sep 2618.06
Aug 2617.96
Aug 2619.1
Aug 2619.27
Aug 2617.75
Jul 2617.1
Jul 2615.34
Jul 2616.53
Jul 2615.74
Jul 2616.44
Jun 2614.48
Jun 2613.71
Jun 2614.19
Jun 2613.82
May 2614.89
May 2620.3
May 2618.91
May 2622.42
May 2622.9
Apr 2622.33
Apr 2623.31
Apr 2622.04
Apr 2621.6
Mar 2623.88
Mar 2625.91
Mar 2625.69
Mar 2628.68
Feb 2627.52
Feb 2626.63
Feb 2627.52
Feb 2630.94
Jan 2636.4
Jan 2641.43
Jan 2641.34
Jan 2643.64
Jan 2642.02
Dec 2544.82
Dec 2543.78
Dec 2543.42
Dec 2539.88
Nov 2541.98
Nov 2541.45
Nov 2543.37
Nov 2544.29
Oct 2545.35
Oct 2544.31
Oct 2540.38
Oct 2542.52
Oct 2544.58
Sep 2547.55
Sep 2550.36
Sep 2551.14
Sep 2551.67
Aug 2554.57
Aug 2560.6
Aug 2557.83
Aug 2554.58
Aug 2556.58
Jul 2564.19
Jul 2563.79
Jul 2560.06
Jul 2559.81
Jun 2557.64
Jun 2555.12
Jun 2556.25
Jun 2556.94
May 2554.81
May 2555.1
May 2551.62
May 2550.42
May 2548.18
Apr 2548.35
Apr 2550.26
Apr 2550.07
Apr 2545.01
Mar 2545.57
Mar 2544.91
Mar 2544.66
Mar 2548.11
Feb 2549.34
Feb 2550.52
Feb 2553.97
Feb 2551.12
Jan 2553.59
Jan 2551.32
Jan 2552.38
Jan 2551.28
Jan 2553.69
Dec 2454.26
Dec 2455.5
Dec 2455.88
Dec 2458.95
Nov 2465.84
Nov 2464.94
Nov 2463.06
Nov 2466.68
Nov 2458.53
Oct 2459.32
Oct 2457.36
Price to Book
12345med 2.77Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
NCNO Price to Book by year
PeriodPrice to Book
Sep 262.35
Sep 262.55
Aug 262.54
Aug 262.27
Aug 262.29
Aug 262.11
Jul 262.03
Jul 261.83
Jul 261.97
Jul 261.87
Jul 261.96
Jun 261.72
Jun 261.63
Jun 261.69
Jun 261.64
May 261.77
May 261.71
May 261.59
May 261.89
May 261.93
Apr 261.88
Apr 261.96
Apr 261.86
Apr 261.82
Mar 261.52
Mar 261.65
Mar 261.64
Mar 261.83
Feb 261.75
Feb 261.7
Feb 261.75
Feb 261.97
Jan 262.32
Jan 262.64
Jan 262.63
Jan 262.78
Jan 262.68
Dec 252.85
Dec 252.79
Dec 252.76
Dec 252.54
Nov 252.67
Nov 252.63
Nov 252.76
Nov 252.81
Oct 252.88
Oct 252.82
Oct 252.57
Oct 252.7
Oct 252.83
Sep 253.02
Sep 253.2
Sep 253.25
Sep 253.28
Aug 253.47
Aug 253.09
Aug 252.95
Aug 252.78
Aug 252.88
Jul 253.27
Jul 253.25
Jul 253.06
Jul 253.05
Jun 252.94
Jun 252.81
Jun 252.87
Jun 252.9
May 252.79
May 252.77
May 252.6
May 252.54
May 252.42
Apr 252.43
Apr 252.53
Apr 252.52
Apr 252.26
Mar 253.06
Mar 253.01
Mar 253
Mar 253.23
Feb 253.31
Feb 253.39
Feb 253.62
Feb 253.43
Jan 253.6
Jan 253.44
Jan 253.51
Jan 253.44
Jan 253.6
Dec 243.64
Dec 243.72
Dec 243.75
Dec 243.96
Nov 244.48
Nov 244.42
Nov 244.29
Nov 244.54
Nov 243.98
Oct 244.04
Oct 243.9
nCino, Inc.
NCNO
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News: NCNO

nCino's 2026 Outlook: AI-Driven Agentic Workflows Drive Sustainable Profitability

fool.com · 8 Sep 2026

nCino's 2026 Outlook: AI-Driven Agentic Workflows Drive Sustainable Profitability

The company achieved its first year of GAAP profitability in 2026. Revenue growth has decelerated to 10% as the mortgage market faces headwinds.

nCino (NCNO)'s Technical Outlook is Bright After Key Golden Cross

zacks.com · 4 Sep 2026

nCino (NCNO)'s Technical Outlook is Bright After Key Golden Cross

After reaching an important support level, nCino Inc. (NCNO) could be a good stock pick from a technical perspective. NCNO recently experienced a "golden cross" event, which saw its 50-day simple moving average breaking out above its 200-day simple moving average.

nCino Expands Buyback as AI Demand Supports Growth

pymnts.com · 3 Sep 2026

nCino Expands Buyback as AI Demand Supports Growth

nCino reported higher revenue and profitability for its fiscal second quarter while authorizing another $100 million for share repurchases, as the banking software provider pointed to growing customer commitments to its artificial intelligence capabilities.

nCino to Participate in Upcoming Investor Event

globenewswire.com · 2 Sep 2026

nCino to Participate in Upcoming Investor Event

WILMINGTON, N.C., Sept. 02, 2026 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), the platform for agentic AI banking, today announced its participation in the following investor conference: Piper Sandler Growth Frontiers ConferencePresentation: Wednesday, September 16, 2026, at 11:30 a.m.

Canada Pension Plan Investment Board Makes New Investment in nCino Inc. $NCNO

defenseworld.net · 1 Sep 2026

Canada Pension Plan Investment Board Makes New Investment in nCino Inc. $NCNO

Canada Pension Plan Investment Board purchased a new stake in shares of nCino Inc. (NASDAQ: NCNO) during the undefined quarter, according to the company in its most recent filing with the SEC. The fund purchased 69,500 shares of the company's stock, valued at approximately $1,136,000. Canada Pension Plan Investment Board owned about 0.06%

nCino: Despite A Strong Quarter, The Stock Is Too Expensive

seekingalpha.com · 27 Aug 2026

nCino: Despite A Strong Quarter, The Stock Is Too Expensive

nCino delivered strong Q2 FY2027 results, with revenue and EPS surpassing analyst expectations and notable operational improvements across profitability metrics. NCNO's revenue growth was driven mainly by existing customers expanding platform usage, though new customer acquisition contributed 34.1% of subscription growth. Management guides FY2027 revenue to $644–$647 million and free cash flow to $137–$142 million, reflecting continued momentum and improved cash generation.

American Capital Management Inc. Invests $83.51 Million in nCino Inc. $NCNO

defenseworld.net · 27 Aug 2026

American Capital Management Inc. Invests $83.51 Million in nCino Inc. $NCNO

American Capital Management Inc. acquired a new stake in nCino Inc. (NASDAQ: NCNO) during the second quarter, according to its most recent filing with the Securities and Exchange Commission. The firm acquired 5,107,539 shares of the company's stock, valued at approximately $83,508,000. nCino comprises approximately 3.7% of American Capital Management Inc.'s investment portfolio,

nCino Q2 Earnings Call Highlights

defenseworld.net · 27 Aug 2026

nCino Q2 Earnings Call Highlights

nCino (NASDAQ: NCNO) reported second-quarter fiscal 2027 revenue growth and raised portions of its full-year outlook, as the company highlighted demand for its banking software platform and growing customer adoption of its AI capabilities. Total revenue for the quarter was $161 million, up 8% from a year earlier, while subscription revenue increased 10% to $143.5 million,

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