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NBT Bancorp Inc.

$51.73 +$10.14 (+24.38%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$51.62
Day Range
$51.16$52.27
Year Range
$39.2$54.5
Market Cap
2.69B
AVG Volume
341.27K
Trailing/Forward PE
12.62/11.39
PEG ratio
1.41
Dividend Yield
2.92%
Next Earnings Date
2026-10-26
Primary Exchange
NASDAQUS
Revenue (USD)
0250M500M750M1B2016201720182019202020212022202320242025
NBTB Revenue (USD) by year
PeriodRevenue (USD)
2025902.24M
2024785.99M
2023662.35M
2022537M
2021494.75M
2020491.26M
2019507.4M
2018464.8M
2017425.13M
2016399.2M
Net Income (USD)
050M100M150M200M2016201720182019202020212022202320242025
NBTB Net Income (USD) by year
PeriodNet Income (USD)
2025169.24M
2024140.64M
2023118.78M
2022152M
2021154.88M
2020104.39M
2019121.02M
2018112.57M
201782.15M
201678.41M
Operating Income (USD)
0100M200M300M2016201720182019202020212022202320242025
NBTB Operating Income (USD) by year
PeriodOperating Income (USD)
2025219.44M
2024179.46M
2023153.46M
2022196.16M
2021199.86M
2020133.09M
2019155.43M
2018137M
2017128.16M
2016118.8M
EBITDA (USD)
0100M200M300M2016201720182019202020212022202320242025
NBTB EBITDA (USD) by year
PeriodEBITDA (USD)
2025241.03M
2024206.95M
2023175.73M
2022215.22M
2021219.74M
2020153.64M
2019175.72M
2018150.2M
2017141.18M
2016131.75M
Cash Flows (USD)
0100M200M300M2016201720182019202020212022202320242025
NBTB Cash Flows (USD) by year
PeriodCash Flows (USD)
2025224.95M
2024176.82M
2023148.2M
2022176.21M
2021151.44M
2020134.25M
2019146.82M
2018140.37M
2017130.21M
2016106.2M
EPS (USD)
012342016201720182019202020212022202320242025
NBTB EPS (USD) by year
PeriodEPS (USD)
20253.34
20242.96
20232.66
20223.52
20213.55
20202.37
20192.74
20182.56
20171.87
20161.8
Expenses (USD)
0100M200M300MSG&ACapex2016201720182019202020212022202320242025
NBTB Expenses (USD) by year
PeriodExpenses (USD)
202597.61M
2024254.38M
2023212.81M
2022169.83M
2021221.99M
2020197.73M
2019193.13M
2018190.38M
2017172.85M
2016163.34M
Cash & Debt (USD)
01B2B3BCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
NBTB Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025185.16M
2024420.42M
20231.64B
20221.72B
20212.96B
20202.02B
20191.19B
20181.18B
20171.42B
20161.49B
Debt ratios
-4-3-2-10120182019202020212022202320242025
NBTB Debt ratios by year
PeriodDebt ratios
20250.01
2024-0.01
2023-1.31
2022-1.23
2021-3.78
2020-2.6
2019-0.62
2018-0.24
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
NBTB Margins by year
PeriodMargins
202573.55%
202470.59%
202374.36%
202292.73%
202197.87%
202082.95%
201983.96%
201885.49%
201786.62%
201687.99%
Return on Capital
0%5%10%15%2016201720182019202020212022202320242025
NBTB Return on Capital by year
PeriodReturn on Capital
20258.92%
20249.22%
20238.33%
202212.95%
202112.39%
20208.79%
201910.8%
201811.06%
20178.57%
20168.59%
Shares Outstanding
020M40M60M2016201720182019202020212022202320242025
NBTB Shares Outstanding by year
PeriodShares Outstanding
202547.11M
202447.2M
202347.11M
202242.86M
202143.38M
202043.84M
201943.88M
201843.41M
201744.09M
201643.57M
Dividends (USD)
00.511.52017201820192020202120222023202420252026
NBTB Dividends (USD) by year
PeriodDividends (USD)
20261.14
20251.42
20241.32
20231.24
20221.16
20211.1
20201.08
20191.05
20180.99
20170.92
Employee Count
01K2K3K2016201720182019202020212022202320242025
NBTB Employee Count by year
PeriodEmployee Count
20252.3K
20242.08K
20232.03K
20221.86K
20211.8K
20201.81K
20191.79K
20181.79K
20171.73K
20161.7K
Book Value Per Share (USD)
02040602016201720182019202020212022202320242025
NBTB Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202540.25
202432.34
202330.26
202227.38
202128.82
202027.09
201925.53
201823.45
201721.73
201620.96
Total Assets (USD)
05B10B15B20B2016201720182019202020212022202320242025
NBTB Total Assets (USD) by year
PeriodTotal Assets (USD)
202516B
202413.79B
202313.31B
202211.74B
202112.01B
202010.93B
20199.72B
20189.56B
20179.14B
20168.87B
PE Ratio
1012141618med 14.13Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
NBTB PE Ratio by year
PeriodPE Ratio
Sep 2612.61
Sep 2612.74
Aug 2612.56
Aug 2612.69
Aug 2613.05
Aug 2612.83
Jul 2614.96
Jul 2614.89
Jul 2614.91
Jul 2614.29
Jul 2614.23
Jun 2614.09
Jun 2613.27
Jun 2613.69
Jun 2613.19
May 2613.14
May 2613.05
May 2612.53
May 2612.96
May 2612.31
Apr 2612.04
Apr 2612.71
Apr 2612.57
Apr 2612.01
Mar 2611.65
Mar 2611.33
Mar 2611.54
Mar 2611.59
Feb 2611.89
Feb 2614.36
Feb 2614.42
Feb 2614.68
Jan 2613.98
Jan 2613.73
Jan 2613.71
Jan 2613.49
Jan 2613.09
Dec 2513.44
Dec 2513.69
Dec 2513.85
Dec 2513.22
Nov 2513.04
Nov 2512.99
Nov 2512.88
Nov 2513.09
Oct 2514.3
Oct 2514.46
Oct 2514.18
Oct 2513.87
Oct 2514.65
Sep 2515.03
Sep 2515.29
Sep 2515.29
Sep 2515.56
Aug 2515.64
Aug 2515.85
Aug 2514.88
Aug 2514.47
Aug 2513.31
Jul 2513.58
Jul 2514.15
Jul 2514.35
Jul 2514.4
Jun 2513.75
Jun 2513.03
Jun 2513.38
Jun 2513.72
May 2513.73
May 2513.64
May 2514.47
May 2514.12
May 2514.57
Apr 2514.3
Apr 2513.34
Apr 2512.96
Apr 2513.03
Mar 2514.46
Mar 2514.36
Mar 2514.52
Mar 2514.88
Feb 2516.02
Feb 2516.32
Feb 2516.73
Feb 2516.9
Jan 2516.58
Jan 2516.72
Jan 2516.66
Jan 2515.74
Jan 2516.66
Dec 2416.86
Dec 2417.02
Dec 2417.99
Dec 2417.43
Nov 2417.45
Nov 2417.57
Nov 2417.15
Nov 2417.2
Nov 2417.28
Oct 2416.9
Oct 2417.72
Free Cash Flow Yield
6%8%10%12%med 9.16%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
NBTB Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 269.1%
Sep 269%
Aug 269.13%
Aug 269.04%
Aug 268.79%
Aug 268.94%
Jul 268.56%
Jul 268.61%
Jul 268.6%
Jul 268.97%
Jul 269%
Jun 269.09%
Jun 269.66%
Jun 269.36%
Jun 269.71%
May 269.75%
May 269.82%
May 2610.22%
May 269.89%
May 2610.8%
Apr 2611.04%
Apr 2610.46%
Apr 2610.57%
Apr 2611.07%
Mar 2611.41%
Mar 2611.73%
Mar 2611.51%
Mar 2611.47%
Feb 2611.18%
Feb 269.69%
Feb 269.65%
Feb 269.48%
Jan 269.96%
Jan 2610.13%
Jan 2610.15%
Jan 2610.32%
Jan 2610.64%
Dec 2510.36%
Dec 2510.17%
Dec 2510.05%
Dec 2510.53%
Nov 2510.67%
Nov 2510.72%
Nov 2510.81%
Nov 2510.63%
Oct 259.54%
Oct 259.43%
Oct 259.61%
Oct 259.83%
Oct 259.31%
Sep 259.07%
Sep 258.92%
Sep 258.92%
Sep 258.77%
Aug 258.72%
Aug 258.6%
Aug 259.16%
Aug 259.43%
Aug 259.46%
Jul 259.28%
Jul 258.9%
Jul 258.77%
Jul 258.75%
Jun 259.16%
Jun 259.67%
Jun 259.42%
Jun 259.18%
May 259.17%
May 259.24%
May 258.7%
May 258.92%
May 258.63%
Apr 258.8%
Apr 259.42%
Apr 259.7%
Apr 259.65%
Mar 258.7%
Mar 258.75%
Mar 258.66%
Mar 258.45%
Feb 257.85%
Feb 257.44%
Feb 257.26%
Feb 257.18%
Jan 257.32%
Jan 257.26%
Jan 257.29%
Jan 257.72%
Jan 257.29%
Dec 247.2%
Dec 247.13%
Dec 246.75%
Dec 246.97%
Nov 246.96%
Nov 246.91%
Nov 247.08%
Nov 247.06%
Nov 247.97%
Oct 248.15%
Oct 247.77%
Price to Sales
22.533.5med 2.55Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
NBTB Price to Sales by year
PeriodPrice to Sales
Sep 262.86
Sep 262.89
Aug 262.85
Aug 262.88
Aug 262.96
Aug 262.91
Jul 262.94
Jul 262.93
Jul 262.93
Jul 262.81
Jul 262.8
Jun 262.77
Jun 262.61
Jun 262.69
Jun 262.59
May 262.58
May 262.57
May 262.46
May 262.55
May 262.31
Apr 262.26
Apr 262.38
Apr 262.36
Apr 262.25
Mar 262.19
Mar 262.13
Mar 262.17
Mar 262.17
Feb 262.23
Feb 262.49
Feb 262.5
Feb 262.55
Jan 262.42
Jan 262.38
Jan 262.38
Jan 262.34
Jan 262.27
Dec 252.33
Dec 252.37
Dec 252.4
Dec 252.29
Nov 252.26
Nov 252.25
Nov 252.23
Nov 252.27
Oct 252.31
Oct 252.33
Oct 252.29
Oct 252.24
Oct 252.36
Sep 252.43
Sep 252.47
Sep 252.47
Sep 252.51
Aug 252.52
Aug 252.56
Aug 252.4
Aug 252.34
Aug 252.4
Jul 252.45
Jul 252.55
Jul 252.59
Jul 252.6
Jun 252.48
Jun 252.35
Jun 252.41
Jun 252.48
May 252.48
May 252.46
May 252.61
May 252.55
May 252.61
Apr 252.56
Apr 252.39
Apr 252.32
Apr 252.33
Mar 252.59
Mar 252.57
Mar 252.6
Mar 252.66
Feb 252.87
Feb 252.84
Feb 252.91
Feb 252.94
Jan 252.89
Jan 252.91
Jan 252.9
Jan 252.74
Jan 252.9
Dec 242.94
Dec 242.96
Dec 243.13
Dec 243.04
Nov 243.04
Nov 243.06
Nov 242.99
Nov 243
Nov 242.8
Oct 242.74
Oct 242.87
EV/EBITDA
24681012med 8.46Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
NBTB EV/EBITDA by year
PeriodEV/EBITDA
Sep 269.89
Sep 269.99
Aug 269.86
Aug 269.96
Aug 2610.21
Aug 2610.06
Jul 2610.5
Jul 2610.45
Jul 2610.46
Jul 2610.03
Jul 269.99
Jun 269.89
Jun 269.31
Jun 269.61
Jun 269.26
May 269.23
May 269.17
May 268.8
May 269.1
May 268.67
Apr 268.48
Apr 268.95
Apr 268.85
Apr 268.46
Mar 268.21
Mar 267.98
Mar 268.13
Mar 268.16
Feb 268.37
Feb 267.52
Feb 267.56
Feb 267.74
Jan 267.27
Jan 267.1
Jan 267.09
Jan 266.94
Jan 266.66
Dec 256.9
Dec 257.07
Dec 257.18
Dec 256.75
Nov 256.63
Nov 256.6
Nov 256.52
Nov 256.67
Oct 257.91
Oct 258.02
Oct 257.84
Oct 257.63
Oct 258.15
Sep 258.4
Sep 258.57
Sep 258.57
Sep 258.75
Aug 258.8
Aug 258.94
Aug 258.3
Aug 258.03
Aug 258.46
Jul 258.64
Jul 259.02
Jul 259.17
Jul 259.19
Jun 258.75
Jun 258.27
Jun 258.5
Jun 258.73
May 258.74
May 258.68
May 259.25
May 259
May 259.87
Apr 259.69
Apr 259.04
Apr 258.78
Apr 258.83
Mar 259.8
Mar 259.73
Mar 259.84
Mar 2510.09
Feb 2510.86
Feb 253.33
Feb 253.6
Feb 253.72
Jan 253.51
Jan 253.6
Jan 253.56
Jan 252.94
Jan 253.56
Dec 243.69
Dec 243.8
Dec 244.45
Dec 244.07
Nov 244.09
Nov 244.17
Nov 243.89
Nov 243.92
Nov 245.08
Oct 244.82
Oct 245.37
Price/Operating Cashflow
8101214med 10.29Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
NBTB Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 2610.32
Sep 2610.42
Aug 2610.28
Aug 2610.39
Aug 2610.68
Aug 2610.5
Jul 2611.16
Jul 2611.1
Jul 2611.12
Jul 2610.66
Jul 2610.61
Jun 2610.51
Jun 269.89
Jun 2610.21
Jun 269.84
May 269.8
May 269.73
May 269.34
May 269.66
May 268.85
Apr 268.66
Apr 269.14
Apr 269.04
Apr 268.64
Mar 268.38
Mar 268.15
Mar 268.31
Mar 268.34
Feb 268.56
Feb 269.85
Feb 269.89
Feb 2610.07
Jan 269.59
Jan 269.42
Jan 269.41
Jan 269.26
Jan 268.98
Dec 259.22
Dec 259.39
Dec 259.5
Dec 259.07
Nov 258.95
Nov 258.91
Nov 258.84
Nov 258.98
Oct 2510.05
Oct 2510.16
Oct 259.97
Oct 259.75
Oct 2510.29
Sep 2510.56
Sep 2510.74
Sep 2510.74
Sep 2510.93
Aug 2510.99
Aug 2511.14
Aug 2510.46
Aug 2510.16
Aug 259.86
Jul 2510.06
Jul 2510.48
Jul 2510.63
Jul 2510.66
Jun 2510.18
Jun 259.65
Jun 259.91
Jun 2510.16
May 2510.17
May 2510.1
May 2510.72
May 2510.46
May 2510.87
Apr 2510.66
Apr 259.95
Apr 259.67
Apr 259.72
Mar 2510.78
Mar 2510.71
Mar 2510.83
Mar 2511.1
Feb 2511.95
Feb 2512.59
Feb 2512.91
Feb 2513.04
Jan 2512.8
Jan 2512.9
Jan 2512.86
Jan 2512.14
Jan 2512.86
Dec 2413.01
Dec 2413.13
Dec 2413.88
Dec 2413.45
Nov 2413.47
Nov 2413.56
Nov 2413.24
Nov 2413.27
Nov 2411.83
Oct 2411.57
Oct 2412.14
Price to Book
11.21.41.6med 1.25Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
NBTB Price to Book by year
PeriodPrice to Book
Sep 261.39
Sep 261.4
Aug 261.38
Aug 261.4
Aug 261.44
Aug 261.41
Jul 261.44
Jul 261.43
Jul 261.43
Jul 261.37
Jul 261.37
Jun 261.35
Jun 261.27
Jun 261.31
Jun 261.27
May 261.26
May 261.25
May 261.2
May 261.24
May 261.1
Apr 261.07
Apr 261.13
Apr 261.12
Apr 261.07
Mar 261.04
Mar 261.01
Mar 261.03
Mar 261.03
Feb 261.06
Feb 261.16
Feb 261.16
Feb 261.19
Jan 261.13
Jan 261.11
Jan 261.11
Jan 261.09
Jan 261.06
Dec 251.09
Dec 251.11
Dec 251.12
Dec 251.07
Nov 251.05
Nov 251.05
Nov 251.04
Nov 251.06
Oct 251.06
Oct 251.07
Oct 251.05
Oct 251.02
Oct 251.08
Sep 251.11
Sep 251.13
Sep 251.13
Sep 251.15
Aug 251.16
Aug 251.17
Aug 251.1
Aug 251.07
Aug 251.22
Jul 251.24
Jul 251.3
Jul 251.32
Jul 251.32
Jun 251.26
Jun 251.19
Jun 251.23
Jun 251.26
May 251.26
May 251.25
May 251.33
May 251.29
May 251.34
Apr 251.32
Apr 251.23
Apr 251.19
Apr 251.2
Mar 251.33
Mar 251.32
Mar 251.34
Mar 251.37
Feb 251.48
Feb 251.45
Feb 251.48
Feb 251.5
Jan 251.47
Jan 251.48
Jan 251.48
Jan 251.4
Jan 251.48
Dec 241.5
Dec 241.51
Dec 241.6
Dec 241.55
Nov 241.55
Nov 241.56
Nov 241.52
Nov 241.53
Nov 241.44
Oct 241.41
Oct 241.47
NBT Bancorp Inc.
NBTB
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News: NBTB

Bank of America Corp DE Has $6.89 Million Holdings in NBT Bancorp Inc. $NBTB

defenseworld.net · 26 Aug 2026

Bank of America Corp DE Has $6.89 Million Holdings in NBT Bancorp Inc. $NBTB

Bank of America Corp DE grew its stake in NBT Bancorp Inc. (NASDAQ: NBTB) by 32.5% during the first quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor owned 161,740 shares of the bank's stock after purchasing an additional 39,665 shares during the quarter.

NBT Bancorp Appears A Bit Pricey At The Moment

seekingalpha.com · 13 Aug 2026

NBT Bancorp Appears A Bit Pricey At The Moment

NBT Bancorp is rated Hold due to recent share price appreciation removing upside potential and a lack of compelling valuation or catalysts. NBTB trades at a 1.91x price-to-tangible-book-value ratio, above sector and historical acquisition premiums, with a forward P/E of 12.57 and sub-10% earnings growth expected. Loan portfolio risk is elevated by 12% exposure to auto loans amid near-record delinquencies and 41% allocation to commercial real estate.

Executive Sells 9,000 Shares of Regional Bank, Valued at $486,400

fool.com · 6 Aug 2026

Executive Sells 9,000 Shares of Regional Bank, Valued at $486,400

Halliday reduced her equity stake by 26% after the stock gained 26% over the past year, retaining 25,691 shares worth $1.4 million.

NBT Bancorp Inc. $NBTB Shares Purchased by First Trust Advisors LP

defenseworld.net · 5 Aug 2026

NBT Bancorp Inc. $NBTB Shares Purchased by First Trust Advisors LP

First Trust Advisors LP grew its position in shares of NBT Bancorp Inc. (NASDAQ: NBTB) by 44.3% in the undefined quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The fund owned 112,671 shares of the bank's stock after acquiring an additional 34,615 shares during the quarter. First

Fifth Third Bancorp Grows Stake in NBT Bancorp Inc. $NBTB

defenseworld.net · 30 Jul 2026

Fifth Third Bancorp Grows Stake in NBT Bancorp Inc. $NBTB

Fifth Third Bancorp lifted its position in NBT Bancorp Inc. (NASDAQ: NBTB) by 23,712.2% during the undefined quarter, according to the company in its most recent Form 13F filing with the SEC. The firm owned 11,668 shares of the bank's stock after purchasing an additional 11,619 shares during the quarter. Fifth Third Bancorp's

Bank of New York Mellon Corp Has $19.29 Million Holdings in NBT Bancorp Inc. $NBTB

defenseworld.net · 30 Jul 2026

Bank of New York Mellon Corp Has $19.29 Million Holdings in NBT Bancorp Inc. $NBTB

Bank of New York Mellon Corp lessened its position in shares of NBT Bancorp Inc. (NASDAQ: NBTB) by 2.2% in the first quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm owned 452,917 shares of the bank's stock after selling 10,102 shares during

NBT Bancorp Q2 Earnings Call Highlights

marketbeat.com · 28 Jul 2026

NBT Bancorp Q2 Earnings Call Highlights

NBT Bancorp NASDAQ: NBTB reported second-quarter net income of $53 million, or $1.02 per diluted common share, as record net interest income, loan growth and fee-based revenue contributed to improved results.

Here's What Key Metrics Tell Us About NBT (NBTB) Q2 Earnings

zacks.com · 27 Jul 2026

Here's What Key Metrics Tell Us About NBT (NBTB) Q2 Earnings

Although the revenue and EPS for NBT (NBTB) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

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