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Madison County Financial, Inc.

$33.5 +$7.26 (+27.67%)

OTC · 14 Sep 2026 20:00 UTC

Previous Close

$33.35

Day Range

$33.5 - $33.5

Year Range

$25.01$34.45

Market Cap

89.43M

AVG Volume

466

Trailing/Forward PE

11.36/-

PEG ratio

0.23

Dividend Yield

1.82%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

MCBK Revenue (USD) by year
Period	Revenue (USD)
2025	25.01M
2024	25.6M
2023	28.02M
2022	22.95M
2021	21.87M
2020	18.6M
2019	15.81M
2018	17.02M
2017	15.38M
2016	15.92M

Net Income (USD)

MCBK Net Income (USD) by year
Period	Net Income (USD)
2025	6.5M
2024	3.82M
2023	3.23M
2022	7.7M
2021	7.41M
2020	6.7M
2019	5.67M
2018	5.58M
2017	3.47M
2016	4.63M

Operating Income (USD)

MCBK Operating Income (USD) by year
Period	Operating Income (USD)
2025	9.97M
2024	4.66M
2023	-3.12M
2022	9.19M
2021	9.09M
2020	8.36M
2019	7.01M
2018	6.62M
2017	6.39M
2016	6.26M

EBITDA (USD)

MCBK EBITDA (USD) by year
Period	EBITDA (USD)
2025	7.66M
2024	4.19M
2023	3.19M
2022	8.96M
2021	8.88M
2020	8.14M
2019	6.8M
2018	6.62M
2017	6.39M
2016	6.26M

Cash Flows (USD)

MCBK Cash Flows (USD) by year
Period	Cash Flows (USD)
2025	0
2024	0
2023	0
2022	356K
2021	0
2020	0
2019	0
2018	0
2017	0
2016	0

EPS (USD)

MCBK EPS (USD) by year
Period	EPS (USD)
2025	2.53
2024	1.48
2023	1.24
2022	2.92
2021	2.81
2020	2.55
2019	2.14
2018	2.05
2017	1.27
2016	1.68

Expenses (USD)

MCBK Expenses (USD) by year
Period	Expenses (USD)
2025	0
2024	4.7M
2023	8.55M
2022	9.56M
2021	9.75M
2020	9.49M
2019	7.99M
2018	0
2017	0
2016	0

Cash & Debt (USD)

MCBK Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	6.33M
2024	16.41M
2023	6.51M
2022	6.3M
2021	5.16M
2020	6.16M
2019	6M
2018	33.24M
2017	27.53M
2016	20.52M

Debt ratios

MCBK Debt ratios by year
Period	Debt ratios
2025	2.76
2024	1.74
2023	2.25
2022	0.21
2021	0.51
2020	0.52
2019	0.1
2018	0.76

Margins

MCBK Margins by year
Period	Margins
2025	70.35%
2024	57.61%
2023	100%
2022	100%
2021	100%
2020	100%
2019	100%
2018	73.82%
2017	83.5%
2016	82.44%

Return on Capital

MCBK Return on Capital by year
Period	Return on Capital
2025	6.46%
2024	4.01%
2023	3.49%
2022	8.48%
2021	8.5%
2020	8.22%
2019	7.35%
2018	7.63%
2017	4.97%
2016	6.82%

Shares Outstanding

MCBK Shares Outstanding by year
Period	Shares Outstanding
2025	2.55M
2024	2.58M
2023	2.55M
2022	2.54M
2021	2.53M
2020	2.57M
2019	2.64M
2018	2.59M
2017	2.62M
2016	2.65M

Dividends (USD)

MCBK Dividends (USD) by year
Period	Dividends (USD)
2026	0.61
2025	0.36
2024	0.3
2023	0.72
2022	0.69
2021	0.63
2020	0.53
2019	0.51
2018	0.3
2017	0.4

Book Value Per Share (USD)

MCBK Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	39.41
2024	36.86
2023	36.2
2022	35.78
2021	34.42
2020	31.72
2019	29.25
2018	28.17
2017	26.65
2016	25.7

Total Assets (USD)

MCBK Total Assets (USD) by year
Period	Total Assets (USD)
2025	628.92M
2024	624.43M
2023	611.87M
2022	598.04M
2021	534.28M
2020	450.34M
2019	429.46M
2018	411.29M
2017	389.32M
2016	362.98M

PE Ratio

MCBK PE Ratio by year
Period	PE Ratio
Sep 26	12.24
Sep 26	12.19
Sep 26	12.17
Aug 26	12.15
Aug 26	12.09
Aug 26	12
Aug 26	12
Jul 26	12
Jul 26	11.84
Jul 26	11.66
Jul 26	11.61
Jul 26	11.57
Jun 26	12.37
Jun 26	12.57
Jun 26	12.57
Jun 26	12.57
May 26	12.51
May 26	12.57
May 26	11.93
May 26	11.9
May 26	12.14
Apr 26	11.97
Apr 26	11.97
Apr 26	11.92
Apr 26	11.79
Mar 26	13.16
Mar 26	13.05
Mar 26	13.08
Mar 26	12.97
Feb 26	12.89
Feb 26	12.79
Feb 26	12.6
Feb 26	12.46
Jan 26	12.24
Jan 26	12.24
Jan 26	11.56
Jan 26	11.49
Jan 26	11.47
Dec 25	13.2
Dec 25	13.2
Dec 25	13.84
Dec 25	13.33
Nov 25	13.33
Nov 25	13.08
Nov 25	13.33
Nov 25	13.58
Oct 25	13.24
Oct 25	12.98
Oct 25	13.13
Oct 25	13.58
Oct 25	13.13
Sep 25	14.69
Sep 25	14.69
Sep 25	14.78
Sep 25	15.34
Aug 25	15.2
Aug 25	14.64
Aug 25	14.64
Aug 25	15.01
Aug 25	14.64
Jul 25	14.79
Jul 25	14.53
Jul 25	14.35
Jul 25	14.34
Jun 25	17.21
Jun 25	17.25
Jun 25	17.25
Jun 25	17.59
May 25	17.59
May 25	17.59
May 25	17.59
May 25	16.91
May 25	16.75
Apr 25	16.61
Apr 25	16.58
Apr 25	16.78
Apr 25	16.78
Mar 25	16.62
Mar 25	16.04
Mar 25	16.04
Mar 25	16.04
Feb 25	16.2
Feb 25	16.12
Feb 25	16.12
Feb 25	16.2
Jan 25	15.91
Jan 25	15.85
Jan 25	15.85
Jan 25	15.95
Jan 25	16.06
Dec 24	17.73
Dec 24	17.73
Dec 24	17.43
Dec 24	17.65
Nov 24	17.72
Nov 24	17.75
Nov 24	17.73
Nov 24	17.74
Nov 24	18.09
Oct 24	18.26

Free Cash Flow Yield

MCBK Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	0%
Sep 26	0%
Sep 26	0%
Aug 26	0%
Aug 26	0%
Aug 26	0%
Aug 26	0%
Jul 26	0%
Jul 26	0%
Jul 26	0%
Jul 26	0%
Jul 26	0%
Jun 26	0%
Jun 26	0%
Jun 26	0%
Jun 26	0%
May 26	0%
May 26	0%
May 26	0%
May 26	0%
May 26	0%
Apr 26	0%
Apr 26	0%
Apr 26	0%
Apr 26	0%
Mar 26	0%
Mar 26	0%
Mar 26	0%
Mar 26	0%
Feb 26	0%
Feb 26	0%
Feb 26	0%
Feb 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Dec 25	0%
Dec 25	0%
Dec 25	0%
Dec 25	0%
Nov 25	0%
Nov 25	0%
Nov 25	0%
Nov 25	0%
Oct 25	0%
Oct 25	0%
Oct 25	0%
Oct 25	0%
Oct 25	0%
Sep 25	0%
Sep 25	0%
Sep 25	0%
Sep 25	0%
Aug 25	0%
Aug 25	0%
Aug 25	0%
Aug 25	0%
Aug 25	0%
Jul 25	0%
Jul 25	0%
Jul 25	0%
Jul 25	0%
Jun 25	0%
Jun 25	0%
Jun 25	0%
Jun 25	0%
May 25	0%
May 25	0%
May 25	0%
May 25	0%
May 25	0%
Apr 25	0%
Apr 25	0%
Apr 25	0%
Apr 25	0%
Mar 25	0%
Mar 25	0%
Mar 25	0%
Mar 25	0%
Feb 25	0%
Feb 25	0%
Feb 25	0%
Feb 25	0%
Jan 25	0%
Jan 25	0%
Jan 25	0%
Jan 25	0%
Jan 25	0%
Dec 24	0%
Dec 24	0%
Dec 24	0%
Dec 24	0%
Nov 24	0%
Nov 24	0%
Nov 24	0%
Nov 24	0%
Nov 24	0%
Oct 24	0%

Price to Sales

MCBK Price to Sales by year
Period	Price to Sales
Sep 26	2.94
Sep 26	2.92
Sep 26	2.92
Aug 26	2.92
Aug 26	2.9
Aug 26	2.88
Aug 26	2.88
Jul 26	2.88
Jul 26	2.84
Jul 26	2.8
Jul 26	2.79
Jul 26	2.78
Jun 26	3.22
Jun 26	3.27
Jun 26	3.27
Jun 26	3.27
May 26	3.25
May 26	3.27
May 26	3.1
May 26	3.09
May 26	3.16
Apr 26	3.11
Apr 26	3.11
Apr 26	3.1
Apr 26	3.06
Mar 26	3.17
Mar 26	3.14
Mar 26	3.15
Mar 26	3.12
Feb 26	3.1
Feb 26	3.08
Feb 26	3.03
Feb 26	3
Jan 26	2.95
Jan 26	2.95
Jan 26	2.78
Jan 26	2.77
Jan 26	2.76
Dec 25	2.86
Dec 25	2.86
Dec 25	2.99
Dec 25	2.88
Nov 25	2.88
Nov 25	2.83
Nov 25	2.88
Nov 25	2.94
Oct 25	2.86
Oct 25	2.81
Oct 25	2.84
Oct 25	2.94
Oct 25	2.84
Sep 25	2.97
Sep 25	2.97
Sep 25	2.99
Sep 25	3.1
Aug 25	3.07
Aug 25	2.96
Aug 25	2.96
Aug 25	3.03
Aug 25	2.96
Jul 25	2.99
Jul 25	2.93
Jul 25	2.9
Jul 25	2.9
Jun 25	2.57
Jun 25	2.57
Jun 25	2.57
Jun 25	2.62
May 25	2.62
May 25	2.62
May 25	2.62
May 25	2.52
May 25	2.5
Apr 25	2.48
Apr 25	2.47
Apr 25	2.5
Apr 25	2.5
Mar 25	2.61
Mar 25	2.52
Mar 25	2.52
Mar 25	2.52
Feb 25	2.54
Feb 25	2.53
Feb 25	2.53
Feb 25	2.54
Jan 25	2.5
Jan 25	2.49
Jan 25	2.49
Jan 25	2.5
Jan 25	2.52
Dec 24	2.6
Dec 24	2.6
Dec 24	2.56
Dec 24	2.59
Nov 24	2.6
Nov 24	2.6
Nov 24	2.6
Nov 24	2.6
Nov 24	2.65
Oct 24	2.68

EV/EBITDA

MCBK EV/EBITDA by year
Period	EV/EBITDA
Sep 26	12.6
Sep 26	12.55
Sep 26	12.54
Aug 26	12.52
Aug 26	12.47
Aug 26	12.4
Aug 26	12.4
Jul 26	12.4
Jul 26	12.26
Jul 26	12.11
Jul 26	12.07
Jul 26	12.03
Jun 26	19.16
Jun 26	19.33
Jun 26	19.33
Jun 26	19.33
May 26	19.28
May 26	19.33
May 26	18.78
May 26	18.76
May 26	18.96
Apr 26	18.82
Apr 26	18.82
Apr 26	18.78
Apr 26	18.67
Dec 25	19.59
Dec 25	19.59
Dec 25	20.14
Dec 25	19.7
Nov 25	19.7
Nov 25	19.48
Nov 25	19.7
Nov 25	19.92
Oct 25	19.62
Oct 25	19.39
Oct 25	19.53
Oct 25	19.92
Oct 25	19.52
Sep 25	19.24
Sep 25	19.24
Sep 25	19.32
Sep 25	19.82
Aug 25	19.69
Aug 25	19.2
Aug 25	19.2
Aug 25	19.52
Aug 25	19.2
Jul 25	19.33
Jul 25	19.1
Jul 25	18.95
Jul 25	18.93
Jun 25	26.12
Jun 25	26.17
Jun 25	26.17
Jun 25	26.47
May 25	26.47
May 25	26.47
May 25	26.47
May 25	25.86
May 25	25.71
Apr 25	25.58
Apr 25	25.55
Apr 25	25.74
Apr 25	25.74
Mar 25	19.42
Mar 25	18.88
Mar 25	18.88
Mar 25	18.88
Feb 25	19.03
Feb 25	18.95
Feb 25	18.95
Feb 25	19.03
Jan 25	18.76
Jan 25	18.7
Jan 25	18.7
Jan 25	18.79
Jan 25	18.89
Dec 24	29.56
Dec 24	29.56
Dec 24	29.27
Dec 24	29.49
Nov 24	29.55
Nov 24	29.58
Nov 24	29.56
Nov 24	29.57
Nov 24	29.91
Oct 24	30.08
Oct 24	30.55
Oct 24	29.84
Oct 24	29.84
Sep 24	29.8
Sep 24	29.8
Sep 24	29.8
Sep 24	29.58
Aug 24	30.01
Aug 24	28.37
Aug 24	27.98
Aug 24	27.98
Aug 24	27.55
Jul 24	27.55

Price/Operating Cashflow

MCBK Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Mar 24	162.19
Mar 24	157.67
Mar 24	159.47
Mar 24	161.26
Mar 24	155.88
Feb 24	156.24
Feb 24	156.38
Feb 24	159.11
Feb 24	164.84
Jan 24	170.57
Jan 24	170.14
Jan 24	168.35
Jan 24	161.11
Dec 23	159.47
Dec 23	158.02
Dec 23	157.6
Dec 23	155.38
Dec 23	152.95
Nov 23	150.81
Nov 23	150.81
Nov 23	148.3
Nov 23	150.09
Oct 23	150.09
Oct 23	150.09
Oct 23	150.09
Oct 23	150.09
Sep 23	155.24
Sep 23	154.21
Sep 23	152.65
Sep 23	153.36
Sep 23	157.76
Aug 23	157.76
Aug 23	153.36
Aug 23	153.36
Aug 23	168.98
Jul 23	174.31
Jul 23	172.18
Jul 23	170.68
Jul 23	170.68
Jun 23	170.68
Jun 23	178.18
Jun 23	178.9
Jun 23	178.18
Jun 23	181.75
May 23	181.75
May 23	178.18
May 23	178.18
May 23	195.64
Apr 23	200.28
Apr 23	206.69
Apr 23	206.69
Apr 23	206.69
Mar 23	213.82
Mar 17	36.58
Mar 17	37.07
Mar 17	35.77
Mar 17	35.69
Feb 17	36.08
Feb 17	34.88
Feb 17	33.69
Feb 17	33.25
Jan 17	33.25
Jan 17	33.25
Jan 17	33.09
Jan 17	33.34
Dec 16	33.09

Price to Book

MCBK Price to Book by year
Period	Price to Book
Sep 26	0.83
Sep 26	0.83
Sep 26	0.83
Aug 26	0.83
Aug 26	0.82
Aug 26	0.82
Aug 26	0.82
Jul 26	0.82
Jul 26	0.81
Jul 26	0.79
Jul 26	0.79
Jul 26	0.79
Jun 26	0.8
Jun 26	0.81
Jun 26	0.81
Jun 26	0.81
May 26	0.81
May 26	0.81
May 26	0.77
May 26	0.77
May 26	0.78
Apr 26	0.77
Apr 26	0.77
Apr 26	0.77
Apr 26	0.76
Dec 25	0.7
Dec 25	0.7
Dec 25	0.73
Dec 25	0.7
Nov 25	0.7
Nov 25	0.69
Nov 25	0.7
Nov 25	0.72
Oct 25	0.7
Oct 25	0.68
Oct 25	0.69
Oct 25	0.72
Oct 25	0.69
Sep 25	0.7
Sep 25	0.7
Sep 25	0.7
Sep 25	0.73
Aug 25	0.72
Aug 25	0.69
Aug 25	0.69
Aug 25	0.71
Aug 25	0.69
Jul 25	0.7
Jul 25	0.69
Jul 25	0.68
Jul 25	0.68
Jun 25	0.69
Jun 25	0.69
Jun 25	0.69
Jun 25	0.71
May 25	0.71
May 25	0.71
May 25	0.71
May 25	0.68
May 25	0.67
Apr 25	0.67
Apr 25	0.66
Apr 25	0.67
Apr 25	0.67
Mar 25	0.71
Mar 25	0.68
Mar 25	0.68
Mar 25	0.68
Feb 25	0.69
Feb 25	0.69
Feb 25	0.69
Feb 25	0.69
Jan 25	0.68
Jan 25	0.67
Jan 25	0.67
Jan 25	0.68
Jan 25	0.68
Dec 24	0.7
Dec 24	0.7
Dec 24	0.68
Dec 24	0.69
Nov 24	0.7
Nov 24	0.7
Nov 24	0.7
Nov 24	0.7
Nov 24	0.71
Oct 24	0.72
Oct 24	0.74
Oct 24	0.71
Oct 24	0.71
Sep 24	0.69
Sep 24	0.69
Sep 24	0.69
Sep 24	0.68
Aug 24	0.7
Aug 24	0.64
Aug 24	0.63
Aug 24	0.63
Aug 24	0.61
Jul 24	0.61

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Madison County Financial, Inc.

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