AI Analysis

How does LUMB make money? Does LUMB have pricing power? What's the Earnings Whisper? Will LUMB profit more as the business scales? What is LUMB's management track record? Is LUMB's current price justified?

Lumbee Guaranty Bank

$13.75 -$0.25 (-1.79%)

OTC · 14 Sep 2026 20:00 UTC

Previous Close

$13.5

Day Range

$13.75 - $13.75

Year Range

$12.82$14.75

Market Cap

44.33M

AVG Volume

277

Trailing/Forward PE

9.96/-

PEG ratio

0.62

Dividend Yield

2.98%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD) · TTM

LUMB Revenue (USD) · TTM by quarter
Period	Revenue (USD) · TTM
26 Q2	25.77M
26 Q1	25.09M
25 Q4	22.94M
25 Q3	22.73M
25 Q2	22.5M
25 Q1	22.58M
24 Q4	24.16M
24 Q3	25.33M
24 Q2	24.94M
24 Q1	23.86M

Net Income (USD) · TTM

LUMB Net Income (USD) · TTM by quarter
Period	Net Income (USD) · TTM
26 Q2	4.58M
26 Q1	4.35M
25 Q4	4.15M
25 Q3	4.14M
25 Q2	3.96M
25 Q1	4.12M
24 Q4	4.37M
24 Q3	4.91M
24 Q2	5.43M
24 Q1	5.6M

Operating Income (USD) · TTM

LUMB Operating Income (USD) · TTM by quarter
Period	Operating Income (USD) · TTM
26 Q2	5.25M
26 Q1	5M
25 Q4	5.37M
25 Q3	5.32M
25 Q2	5.02M
25 Q1	5.14M
24 Q4	4.81M
24 Q3	5.14M
24 Q2	5.83M
24 Q1	6.07M

EBITDA (USD) · TTM

LUMB EBITDA (USD) · TTM by quarter
Period	EBITDA (USD) · TTM
26 Q2	5.25M
26 Q1	5M
25 Q4	4.79M
25 Q3	4.74M
25 Q2	4.44M
25 Q1	4.57M
24 Q4	4.81M
24 Q3	5.14M
24 Q2	5.83M
24 Q1	6.07M

EPS (USD) · TTM

LUMB EPS (USD) · TTM by quarter
Period	EPS (USD) · TTM
26 Q2	1.38
26 Q1	1.31
25 Q4	1.25
25 Q3	1.25
25 Q2	1.19
25 Q1	1.24
24 Q4	1.3
24 Q3	1.46
24 Q2	1.61
24 Q1	1.65

Expenses (USD) · TTM

LUMB Expenses (USD) · TTM by quarter
Period	Expenses (USD) · TTM
26 Q2	8.41M
26 Q1	8.28M
25 Q4	8.54M
25 Q3	11.53M
25 Q2	11.48M
25 Q1	11.5M
24 Q4	10.68M
24 Q3	7.49M
24 Q2	7.34M
24 Q1	7.13M

Dividends (USD)

LUMB Dividends (USD) by quarter
Period	Dividends (USD)
Jun 26	0.23
Dec 25	0.18
Jun 25	0.17
Dec 24	0.17
Jun 24	0.16
Dec 23	0.16
Jun 23	0.15
Dec 22	0.15
Jun 22	0.13
Dec 21	0.13

PE Ratio

LUMB PE Ratio by quarter
Period	PE Ratio
Sep 26	10.46
Sep 26	10.27
Sep 26	10.27
Aug 26	10.26
Aug 26	10.27
Aug 26	10.88
Aug 26	10.27
Jul 26	10.27
Jul 26	10.26
Jul 26	10.31
Jul 26	10.27
Jul 26	10.27
Jun 26	10.83
Jun 26	10.83
Jun 26	10.55
Jun 26	11.22
May 26	11.22
May 26	11.22
May 26	11.22
May 26	11.05
May 26	11.03
Apr 26	11.04
Apr 26	11.43
Apr 26	11.23
Apr 26	11.43
Mar 26	11.13
Mar 26	11.17
Mar 26	11.17
Mar 26	11.17
Feb 26	11.12
Feb 26	11.12
Feb 26	11.12
Feb 26	11.12
Jan 26	11.12
Jan 26	11.12
Jan 26	11.12
Jan 26	11.12
Jan 26	11.12
Dec 25	10.92
Dec 25	10.92
Dec 25	11.76
Dec 25	11.76
Nov 25	11.76
Nov 25	11.28
Nov 25	11.34
Nov 25	11.34
Oct 25	11.34
Oct 25	11.34
Oct 25	11.34
Oct 25	11.34
Oct 25	11.34
Sep 25	10.78
Sep 25	11.58
Sep 25	11.78
Sep 25	11.78
Aug 25	11.78
Aug 25	11.78
Aug 25	10.98
Aug 25	9.67
Aug 25	11.18
Jul 25	11.18
Jul 25	11.18
Jul 25	11.18
Jul 25	11.18
Jun 25	10.65
Jun 25	10.65
Jun 25	10.65
Jun 25	10.65
May 25	9.51
May 25	9.51
May 25	9.51
May 25	9.51
May 25	9.51
Apr 25	9.17
Apr 25	9.17
Apr 25	9.17
Apr 25	9.17
Mar 25	8.25
Mar 25	8.25
Mar 25	8.25
Mar 25	9.24
Feb 25	9.24
Feb 25	9.24
Feb 25	9.24
Feb 25	9.24
Jan 25	9.24
Jan 25	8.21
Jan 25	8.87
Jan 25	8.87
Jan 25	8.87
Dec 24	7.91
Dec 24	7.91
Dec 24	7.91
Dec 24	7.91
Nov 24	7.24
Nov 24	7.24
Nov 24	6.91
Nov 24	6.91
Nov 24	6.91
Oct 24	6.91

Price to Sales

LUMB Price to Sales by quarter
Period	Price to Sales
Sep 26	1.81
Sep 26	1.78
Sep 26	1.78
Aug 26	1.78
Aug 26	1.78
Aug 26	1.89
Aug 26	1.78
Jul 26	1.78
Jul 26	1.78
Jul 26	1.79
Jul 26	1.78
Jul 26	1.78
Jun 26	1.96
Jun 26	1.96
Jun 26	1.91
Jun 26	2.03
May 26	2.03
May 26	2.03
May 26	2.03
May 26	2
May 26	1.99
Apr 26	1.99
Apr 26	2.07
Apr 26	2.03
Apr 26	2.07
Mar 26	2.03
Mar 26	2.03
Mar 26	2.03
Mar 26	2.03
Feb 26	2.02
Feb 26	2.02
Feb 26	2.02
Feb 26	2.02
Jan 26	2.02
Jan 26	2.02
Jan 26	2.02
Jan 26	2.02
Jan 26	2.02
Dec 25	1.92
Dec 25	1.92
Dec 25	2.07
Dec 25	2.07
Nov 25	2.07
Nov 25	1.99
Nov 25	2
Nov 25	2
Oct 25	2
Oct 25	2
Oct 25	2
Oct 25	2
Oct 25	2
Sep 25	1.97
Sep 25	2.11
Sep 25	2.15
Sep 25	2.15
Aug 25	2.15
Aug 25	2.15
Aug 25	2
Aug 25	1.76
Aug 25	2.04
Jul 25	2.04
Jul 25	2.04
Jul 25	2.04
Jul 25	2.04
Jun 25	1.92
Jun 25	1.92
Jun 25	1.92
Jun 25	1.92
May 25	1.72
May 25	1.72
May 25	1.72
May 25	1.72
May 25	1.72
Apr 25	1.66
Apr 25	1.66
Apr 25	1.66
Apr 25	1.66
Mar 25	1.6
Mar 25	1.6
Mar 25	1.6
Mar 25	1.79
Feb 25	1.79
Feb 25	1.79
Feb 25	1.79
Feb 25	1.79
Jan 25	1.79
Jan 25	1.59
Jan 25	1.72
Jan 25	1.72
Jan 25	1.72
Dec 24	1.72
Dec 24	1.72
Dec 24	1.72
Dec 24	1.72
Nov 24	1.58
Nov 24	1.58
Nov 24	1.5
Nov 24	1.5
Nov 24	1.5
Oct 24	1.5

EV/EBITDA

LUMB EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	9.63
Sep 26	9.46
Sep 26	9.46
Aug 26	9.45
Aug 26	9.46
Aug 26	9.99
Aug 26	9.46
Jul 26	9.46
Jul 26	9.45
Jul 26	9.49
Jul 26	9.46
Jul 26	9.46
Jun 26	9.96
Jun 26	9.96
Jun 26	9.72
Jun 26	10.3
May 26	10.3
May 26	10.3
May 26	10.3
May 26	10.15
May 26	10.13
Apr 26	10.14
Apr 26	10.48
Apr 26	10.31
Apr 26	10.48
Mar 26	5.58
Mar 26	5.61
Mar 26	5.61
Mar 26	5.61
Feb 26	5.57
Feb 26	5.57
Feb 26	5.57
Feb 26	5.57
Jan 26	5.57
Jan 26	5.57
Jan 26	5.57
Jan 26	5.57
Jan 26	5.57
Dec 25	3.79
Dec 25	3.79
Dec 25	4.54
Dec 25	4.54
Nov 25	4.54
Nov 25	4.11
Nov 25	4.17
Nov 25	4.17
Oct 25	4.17
Oct 25	4.17
Oct 25	4.17
Oct 25	4.17
Oct 25	4.17
Sep 25	5.69
Sep 25	6.41
Sep 25	6.59
Sep 25	6.59
Aug 25	6.59
Aug 25	6.59
Aug 25	5.87
Aug 25	4.69
Aug 25	6.05
Jul 25	6.05
Jul 25	6.05
Jul 25	6.05
Jul 25	6.05
Jun 25	5.71
Jun 25	5.71
Jun 25	5.71
Jun 25	5.71
May 25	4.68
May 25	4.68
May 25	4.68
May 25	4.68
May 25	4.68
Apr 25	4.37
Apr 25	4.37
Apr 25	4.37
Apr 25	4.37
Mar 25	3.31
Mar 25	3.31
Mar 25	3.31
Mar 25	4.26
Feb 25	4.26
Feb 25	4.26
Feb 25	4.26
Feb 25	4.26
Jan 25	4.26
Jan 25	3.28
Jan 25	3.91
Jan 25	3.91
Jan 25	3.91
Dec 24	3.04
Dec 24	3.04
Dec 24	3.04
Dec 24	3.04
Nov 24	2.41
Nov 24	2.41
Nov 24	2.1
Nov 24	2.1
Nov 24	2.1
Oct 24	2.1

Price to Book

LUMB Price to Book by quarter
Period	Price to Book
Sep 26	0.87
Sep 26	0.86
Sep 26	0.86
Aug 26	0.86
Aug 26	0.86
Aug 26	0.91
Aug 26	0.86
Jul 26	0.86
Jul 26	0.86
Jul 26	0.86
Jul 26	0.86
Jul 26	0.86
Jun 26	0.87
Jun 26	0.87
Jun 26	0.85
Jun 26	0.9
May 26	0.9
May 26	0.9
May 26	0.9
May 26	0.89
May 26	0.88
Apr 26	0.89
Apr 26	0.92
Apr 26	0.9
Apr 26	0.92
Mar 26	0.9
Mar 26	0.9
Mar 26	0.9
Mar 26	0.9
Feb 26	0.9
Feb 26	0.9
Feb 26	0.9
Feb 26	0.9
Jan 26	0.9
Jan 26	0.9
Jan 26	0.9
Jan 26	0.9
Jan 26	0.9
Dec 25	0.9
Dec 25	0.9
Dec 25	0.97
Dec 25	0.97
Nov 25	0.97
Nov 25	0.93
Nov 25	0.93
Nov 25	0.93
Oct 25	0.93
Oct 25	0.93
Oct 25	0.93
Oct 25	0.93
Oct 25	0.93
Sep 25	0.93
Sep 25	1
Sep 25	1.01
Sep 25	1.01
Aug 25	1.01
Aug 25	1.01
Aug 25	0.94
Aug 25	0.83
Aug 25	0.96
Jul 25	0.96
Jul 25	0.96
Jul 25	0.96
Jul 25	0.96
Jun 25	1.03
Jun 25	1.03
Jun 25	1.03
Jun 25	1.03
May 25	0.92
May 25	0.92
May 25	0.92
May 25	0.92
May 25	0.92
Apr 25	0.89
Apr 25	0.89
Apr 25	0.89
Apr 25	0.89
Mar 25	0.85
Mar 25	0.85
Mar 25	0.85
Mar 25	0.95
Feb 25	0.95
Feb 25	0.95
Feb 25	0.95
Feb 25	0.95
Jan 25	0.95
Jan 25	0.85
Jan 25	0.92
Jan 25	0.92
Jan 25	0.92
Dec 24	0.99
Dec 24	0.99
Dec 24	0.99
Dec 24	0.99
Nov 24	0.91
Nov 24	0.91
Nov 24	0.87
Nov 24	0.87
Nov 24	0.87
Oct 24	0.87

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AI Analysis

Lumbee Guaranty Bank

Video analysis: LUMB

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