AI Analysis

Log in to generate an AI summary for this stock.

Log in to generate a MOAT report for this stock.

Log in to generate an earnings report for this stock.

Log in to generate an operating leverage report for this stock.

Log in to generate a management report for this stock.

Log in to generate a valuation report for this stock.

Lakeland Financial Corporation

$60.58 +$4.12 (+7.30%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$60.51
Day Range
$59.81$61.3
Year Range
$54.36$66.82
Market Cap
1.51B
AVG Volume
188.65K
Trailing/Forward PE
13.83/13.44
PEG ratio
4.81
Dividend Yield
3.40%
Next Earnings Date
2026-10-26
Primary Exchange
NASDAQUS
Revenue (USD)
0200M400M600M2016201720182019202020212022202320242025
LKFN Revenue (USD) by year
PeriodRevenue (USD)
2025421.71M
2024430M
2023393.12M
2022287.86M
2021225.26M
2020228.08M
2019249.8M
2018229.62M
2017193.47M
2016163.67M
Net Income (USD)
050M100M150M2016201720182019202020212022202320242025
LKFN Net Income (USD) by year
PeriodNet Income (USD)
2025103.36M
202493.48M
202393.77M
2022103.82M
202195.73M
202084.34M
201987.05M
201880.41M
201757.33M
201652.08M
Operating Income (USD)
050M100M150M2016201720182019202020212022202320242025
LKFN Operating Income (USD) by year
PeriodOperating Income (USD)
2025125.58M
2024111.69M
2023110.33M
2022125.16M
2021117.44M
2020103.88M
2019107.39M
201898.94M
201789.63M
201677.22M
EBITDA (USD)
050M100M150M2016201720182019202020212022202320242025
LKFN EBITDA (USD) by year
PeriodEBITDA (USD)
2025131.56M
2024117.64M
2023116.51M
2022131.94M
2021125.83M
2020110.69M
2019113.84M
2018105.1M
201795.35M
201682.04M
Cash Flows (USD)
050M100M150M200M2016201720182019202020212022202320242025
LKFN Cash Flows (USD) by year
PeriodCash Flows (USD)
2025103.77M
202493.85M
2023107.99M
2022164.52M
2021107.6M
202081.51M
201992.04M
201897.01M
201767.66M
201652.37M
EPS (USD)
02462016201720182019202020212022202320242025
LKFN EPS (USD) by year
PeriodEPS (USD)
20254.01
20243.63
20233.64
20224.04
20213.74
20203.3
20193.38
20183.12
20172.24
20162.06
Expenses (USD)
025M50M75M100MSG&ACapex2016201720182019202020212022202320242025
LKFN Expenses (USD) by year
PeriodExpenses (USD)
202585.61M
202478.83M
202368.5M
202262.49M
202170.55M
202059.93M
201961.75M
201863.09M
201761.48M
201657.09M
Cash & Debt (USD)
01B2B3BCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
LKFN Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025141.32M
2024591.05M
20231.2B
20221.32B
20212.08B
2020984.77M
2019707.61M
2018802.47M
2017714.67M
2016671.47M
Debt ratios
-6-4-20220182019202020212022202320242025
LKFN Debt ratios by year
PeriodDebt ratios
20250.09
2024-1.2
2023-2.38
2022-2.11
2021-4.41
2020-2.12
2019-1.36
2018-1
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
LKFN Margins by year
PeriodMargins
202560.99%
202455.06%
202361.31%
202284%
202192.8%
202080.33%
201974.62%
201876.44%
201783.04%
201686.79%
Return on Capital
0%5%10%15%20%2016201720182019202020212022202320242025
LKFN Return on Capital by year
PeriodReturn on Capital
202513.56%
202413.67%
202314.43%
202218.25%
202113.58%
202012.83%
201914.55%
201815.41%
201712.23%
201612.2%
Shares Outstanding
010M20M30M2016201720182019202020212022202320242025
LKFN Shares Outstanding by year
PeriodShares Outstanding
202525.62M
202425.69M
202325.61M
202225.54M
202125.49M
202025.42M
201925.62M
201825.3M
201725.2M
201625.09M
Dividends (USD)
00.511.522017201820192020202120222023202420252026
LKFN Dividends (USD) by year
PeriodDividends (USD)
20261.56
20252
20241.92
20231.84
20221.6
20211.36
20201.2
20191.16
20181
20170.85
Employee Count
02004006008002016201720182019202020212022202320242025
LKFN Employee Count by year
PeriodEmployee Count
2025655
2024632
2023608
2022610
2021567
2020573
2019568
2018553
2017539
2016524
Book Value Per Share (USD)
01020302016201720182019202020212022202320242025
LKFN Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202529.76
202426.63
202325.37
202222.28
202127.66
202025.85
201923.34
201820.62
201718.6
201617.02
Total Assets (USD)
02B4B6B8B2016201720182019202020212022202320242025
LKFN Total Assets (USD) by year
PeriodTotal Assets (USD)
20256.99B
20246.68B
20236.52B
20226.43B
20216.56B
20205.83B
20194.95B
20184.88B
20174.68B
20164.29B
PE Ratio
1214161820med 16.21Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
LKFN PE Ratio by year
PeriodPE Ratio
Sep 2613.65
Sep 2613.65
Aug 2613.43
Aug 2613.58
Aug 2614.08
Aug 2613.91
Jul 2614.47
Jul 2614.11
Jul 2614.47
Jul 2613.95
Jul 2614.41
Jun 2614.47
Jun 2613.82
Jun 2614.28
Jun 2613.85
May 2614
May 2613.83
May 2613.22
May 2614.21
May 2614.17
Apr 2614.8
Apr 2615.2
Apr 2615.09
Apr 2614.41
Mar 2614.01
Mar 2613.71
Mar 2614.06
Mar 2614.1
Feb 2614.4
Feb 2615.85
Feb 2616.17
Feb 2616.48
Jan 2615.69
Jan 2615.49
Jan 2615.62
Jan 2615.04
Jan 2614.86
Dec 2515.47
Dec 2515.61
Dec 2515.69
Dec 2515.34
Nov 2515.34
Nov 2515.5
Nov 2515.33
Nov 2515.24
Oct 2515.02
Oct 2516.81
Oct 2516.25
Oct 2516.6
Oct 2517.37
Sep 2517.88
Sep 2517.82
Sep 2517.68
Sep 2518.47
Aug 2518.61
Aug 2518.37
Aug 2516.92
Aug 2516.52
Aug 2517.57
Jul 2518.83
Jul 2518.59
Jul 2518.55
Jul 2518.61
Jun 2517.51
Jun 2516.62
Jun 2516.8
Jun 2517.23
May 2517.08
May 2516.72
May 2517.43
May 2516.98
May 2516.62
Apr 2514.7
Apr 2514.57
Apr 2514.2
Apr 2514.78
Mar 2516.56
Mar 2516.54
Mar 2517.13
Mar 2517.13
Feb 2518.25
Feb 2518.02
Feb 2517.5
Feb 2517.71
Jan 2517.67
Jan 2517.97
Jan 2517.76
Jan 2517.15
Jan 2517.71
Dec 2417.85
Dec 2417.89
Dec 2418.89
Dec 2419.17
Nov 2419.07
Nov 2419.57
Nov 2419.01
Nov 2418.79
Nov 2416.89
Oct 2416.01
Oct 2417.11
Free Cash Flow Yield
4%5%6%7%8%med 6.68%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
LKFN Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 267.36%
Sep 267.36%
Aug 267.48%
Aug 267.39%
Aug 267.13%
Aug 267.22%
Jul 266.71%
Jul 266.88%
Jul 266.71%
Jul 266.96%
Jul 266.74%
Jun 266.71%
Jun 267.03%
Jun 266.8%
Jun 267.01%
May 266.94%
May 267.02%
May 267.34%
May 266.83%
May 266.85%
Apr 266.78%
Apr 266.6%
Apr 266.65%
Apr 266.97%
Mar 267.17%
Mar 267.32%
Mar 267.14%
Mar 267.12%
Feb 266.97%
Feb 267.04%
Feb 266.9%
Feb 266.77%
Jan 267.11%
Jan 267.2%
Jan 267.14%
Jan 267.42%
Jan 267.51%
Dec 257.21%
Dec 257.15%
Dec 257.11%
Dec 257.27%
Nov 257.28%
Nov 257.2%
Nov 257.28%
Nov 257.32%
Oct 257.43%
Oct 255.86%
Oct 256.07%
Oct 255.94%
Oct 255.68%
Sep 255.51%
Sep 255.53%
Sep 255.58%
Sep 255.34%
Aug 255.3%
Aug 255.37%
Aug 255.82%
Aug 255.97%
Aug 256.17%
Jul 255.76%
Jul 255.83%
Jul 255.84%
Jul 255.82%
Jun 256.19%
Jun 256.52%
Jun 256.45%
Jun 256.29%
May 256.35%
May 256.48%
May 256.22%
May 256.39%
May 256.52%
Apr 256.83%
Apr 256.89%
Apr 257.07%
Apr 256.79%
Mar 256.06%
Mar 256.07%
Mar 255.86%
Mar 255.86%
Feb 255.5%
Feb 255.57%
Feb 254.78%
Feb 254.72%
Jan 254.73%
Jan 254.65%
Jan 254.71%
Jan 254.87%
Jan 254.72%
Dec 244.68%
Dec 244.67%
Dec 244.42%
Dec 244.36%
Nov 244.38%
Nov 244.27%
Nov 244.4%
Nov 244.45%
Nov 244.95%
Oct 247.23%
Oct 246.77%
Price to Sales
33.544.5med 3.67Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
LKFN Price to Sales by year
PeriodPrice to Sales
Sep 263.55
Sep 263.55
Aug 263.5
Aug 263.54
Aug 263.67
Aug 263.62
Jul 263.73
Jul 263.64
Jul 263.74
Jul 263.6
Jul 263.72
Jun 263.74
Jun 263.57
Jun 263.69
Jun 263.58
May 263.61
May 263.57
May 263.41
May 263.67
May 263.66
Apr 263.63
Apr 263.73
Apr 263.7
Apr 263.53
Mar 263.43
Mar 263.36
Mar 263.45
Mar 263.46
Feb 263.53
Feb 263.68
Feb 263.76
Feb 263.83
Jan 263.64
Jan 263.6
Jan 263.63
Jan 263.49
Jan 263.45
Dec 253.59
Dec 253.63
Dec 253.65
Dec 253.56
Nov 253.56
Nov 253.6
Nov 253.56
Nov 253.54
Oct 253.49
Oct 253.79
Oct 253.66
Oct 253.74
Oct 253.92
Sep 254.03
Sep 254.02
Sep 253.99
Sep 254.16
Aug 254.2
Aug 254.14
Aug 253.82
Aug 253.73
Aug 253.7
Jul 253.97
Jul 253.92
Jul 253.91
Jul 253.92
Jun 253.69
Jun 253.5
Jun 253.54
Jun 253.63
May 253.6
May 253.53
May 253.67
May 253.58
May 253.5
Apr 253.2
Apr 253.17
Apr 253.09
Apr 253.21
Mar 253.6
Mar 253.6
Mar 253.72
Mar 253.72
Feb 253.97
Feb 253.92
Feb 254
Feb 254.05
Jan 254.04
Jan 254.11
Jan 254.06
Jan 253.92
Jan 254.05
Dec 244.08
Dec 244.09
Dec 244.32
Dec 244.38
Nov 244.36
Nov 244.47
Nov 244.34
Nov 244.29
Nov 243.86
Oct 243.79
Oct 244.06
EV/EBITDA
2.557.51012.5med 8.41Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
LKFN EV/EBITDA by year
PeriodEV/EBITDA
Sep 2610.84
Sep 2610.84
Aug 2610.67
Aug 2610.78
Aug 2611.18
Aug 2611.04
Jul 2611.42
Jul 2611.14
Jul 2611.42
Jul 2611.01
Jul 2611.37
Jun 2611.42
Jun 2610.91
Jun 2611.27
Jun 2610.94
May 2611.05
May 2610.92
May 2610.44
May 2611.22
May 2611.19
Apr 2611.95
Apr 2612.27
Apr 2612.18
Apr 2611.65
Mar 2611.33
Mar 2611.1
Mar 2611.37
Mar 2611.4
Feb 2611.64
Feb 267.75
Feb 267.99
Feb 268.24
Jan 267.62
Jan 267.46
Jan 267.56
Jan 267.11
Jan 266.97
Dec 257.44
Dec 257.56
Dec 257.62
Dec 257.34
Nov 257.34
Nov 257.47
Nov 257.33
Nov 257.26
Oct 257.09
Oct 257.05
Oct 256.61
Oct 256.88
Oct 257.49
Sep 257.89
Sep 257.85
Sep 257.73
Sep 258.36
Aug 258.47
Aug 258.28
Aug 257.14
Aug 256.82
Aug 254
Jul 255
Jul 254.81
Jul 254.78
Jul 254.82
Jun 253.95
Jun 253.25
Jun 253.4
Jun 253.73
May 253.61
May 253.33
May 253.89
May 253.53
May 253.25
Apr 256.66
Apr 256.55
Apr 256.26
Apr 256.72
Mar 258.13
Mar 258.12
Mar 258.58
Mar 258.59
Feb 259.48
Feb 259.3
Feb 259.45
Feb 259.62
Jan 259.59
Jan 259.83
Jan 259.66
Jan 259.17
Jan 259.62
Dec 249.73
Dec 249.76
Dec 2410.56
Dec 2410.78
Nov 2410.7
Nov 2411.1
Nov 2410.65
Nov 2410.48
Nov 248.97
Oct 244.39
Oct 245.26
Price/Operating Cashflow
1012.51517.52022.5med 13.63Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
LKFN Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 2611.78
Sep 2611.78
Aug 2611.59
Aug 2611.72
Aug 2612.15
Aug 2612.01
Jul 2613.16
Jul 2612.84
Jul 2613.17
Jul 2612.69
Jul 2613.11
Jun 2613.17
Jun 2612.58
Jun 2612.99
Jun 2612.6
May 2612.74
May 2612.59
May 2612.03
May 2612.93
May 2612.9
Apr 2613.31
Apr 2613.68
Apr 2613.58
Apr 2612.96
Mar 2612.6
Mar 2612.33
Mar 2612.65
Mar 2612.69
Feb 2612.96
Feb 2612.92
Feb 2613.17
Feb 2613.43
Jan 2612.78
Jan 2612.62
Jan 2612.72
Jan 2612.25
Jan 2612.11
Dec 2512.6
Dec 2512.72
Dec 2512.79
Dec 2512.5
Nov 2512.49
Nov 2512.63
Nov 2512.49
Nov 2512.42
Oct 2512.24
Oct 2515.62
Oct 2515.1
Oct 2515.42
Oct 2516.14
Sep 2516.61
Sep 2516.56
Sep 2516.42
Sep 2517.16
Aug 2517.29
Aug 2517.07
Aug 2515.72
Aug 2515.35
Aug 2514.86
Jul 2515.92
Jul 2515.72
Jul 2515.69
Jul 2515.74
Jun 2514.81
Jun 2514.05
Jun 2514.21
Jun 2514.57
May 2514.44
May 2514.14
May 2514.74
May 2514.36
May 2514.05
Apr 2513.41
Apr 2513.29
Apr 2512.96
Apr 2513.48
Mar 2515.1
Mar 2515.09
Mar 2515.62
Mar 2515.63
Feb 2516.64
Feb 2516.44
Feb 2519.16
Feb 2519.39
Jan 2519.35
Jan 2519.69
Jan 2519.45
Jan 2518.78
Jan 2519.4
Dec 2419.55
Dec 2419.59
Dec 2420.69
Dec 2421
Nov 2420.89
Nov 2421.44
Nov 2420.83
Nov 2420.59
Nov 2418.5
Oct 2413.14
Oct 2414.04
Price to Book
1.7522.252.52.753med 2.16Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
LKFN Price to Book by year
PeriodPrice to Book
Sep 261.96
Sep 261.96
Aug 261.93
Aug 261.95
Aug 262.03
Aug 262
Jul 262.12
Jul 262.07
Jul 262.12
Jul 262.04
Jul 262.11
Jun 262.12
Jun 262.03
Jun 262.09
Jun 262.03
May 262.05
May 262.03
May 261.94
May 262.08
May 262.08
Apr 262.01
Apr 262.06
Apr 262.05
Apr 261.95
Mar 261.9
Mar 261.86
Mar 261.91
Mar 261.91
Feb 261.95
Feb 262.07
Feb 262.11
Feb 262.15
Jan 262.05
Jan 262.02
Jan 262.04
Jan 261.96
Jan 261.94
Dec 252.02
Dec 252.04
Dec 252.05
Dec 252
Nov 252
Nov 252.02
Nov 252
Nov 251.99
Oct 251.96
Oct 252.24
Oct 252.16
Oct 252.21
Oct 252.31
Sep 252.38
Sep 252.37
Sep 252.35
Sep 252.46
Aug 252.48
Aug 252.45
Aug 252.25
Aug 252.2
Aug 252.28
Jul 252.44
Jul 252.41
Jul 252.41
Jul 252.42
Jun 252.27
Jun 252.16
Jun 252.18
Jun 252.24
May 252.22
May 252.17
May 252.26
May 252.2
May 252.16
Apr 252.01
Apr 251.99
Apr 251.94
Apr 252.02
Mar 252.26
Mar 252.26
Mar 252.34
Mar 252.34
Feb 252.49
Feb 252.46
Feb 252.48
Feb 252.5
Jan 252.5
Jan 252.54
Jan 252.51
Jan 252.43
Jan 252.51
Dec 242.53
Dec 242.53
Dec 242.67
Dec 242.71
Nov 242.7
Nov 242.77
Nov 242.69
Nov 242.66
Nov 242.39
Oct 242.47
Oct 242.64
Lakeland Financial Corporation
LKFN
Stockpicker

Video analysis: LKFN

All videos

No video analysis for this stock yet. Request one from our team.

Your email is used only to follow up on this request. We do not add you to marketing lists. Privacy Policy

News: LKFN

Are You Looking for a High-Growth Dividend Stock?

zacks.com · 28 Aug 2026

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Lakeland Financial (LKFN) have what it takes?

Lake City Bank Ranked Among Top Performing U.S. Banks in Bank Director Magazine's 2026 RankingBanking

globenewswire.com · 25 Aug 2026

Lake City Bank Ranked Among Top Performing U.S. Banks in Bank Director Magazine's 2026 RankingBanking

WARSAW, Ind., Aug. 25, 2026 (GLOBE NEWSWIRE) -- Lake City Bank, the single bank subsidiary of Lakeland Financial Corporation (Nasdaq: LKFN), announced today that the bank ranked 15th in its peer group of banks in Bank Director Magazine's 2026 RankingBanking analysis of the 300 largest publicly traded banks in the United States.

Bank of America Corp DE Grows Position in Lakeland Financial Corporation $LKFN

defenseworld.net · 20 Aug 2026

Bank of America Corp DE Grows Position in Lakeland Financial Corporation $LKFN

Bank of America Corp DE increased its stake in shares of Lakeland Financial Corporation (NASDAQ: LKFN) by 4.8% in the first quarter, according to the company in its most recent Form 13F filing with the SEC. The fund owned 321,410 shares of the financial services provider's stock after acquiring an additional 14,584 shares

Why Lakeland Financial (LKFN) is a Great Dividend Stock Right Now

zacks.com · 12 Aug 2026

Why Lakeland Financial (LKFN) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Lakeland Financial (LKFN) have what it takes?

Lakeland Financial: A Well-Managed Indiana Bank But A Bit Too Expensive For Me

seekingalpha.com · 3 Aug 2026

Lakeland Financial: A Well-Managed Indiana Bank But A Bit Too Expensive For Me

Lakeland Financial delivered strong Q2 results, with net profit up 5% and EPS rising 8% to $1.14. LKFN's robust loan book and reduced loan loss provisions drove improved profitability and a payout ratio below 50%. The stock trades at roughly 2x tangible book and 13-14x earnings, reflecting market appreciation for its quality metrics.

Why Lakeland Financial (LKFN) is a Top Dividend Stock for Your Portfolio

zacks.com · 27 Jul 2026

Why Lakeland Financial (LKFN) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Lakeland Financial (LKFN) have what it takes?

Lakeland Financial (LKFN) Q2 Earnings and Revenues Beat Estimates

zacks.com · 27 Jul 2026

Lakeland Financial (LKFN) Q2 Earnings and Revenues Beat Estimates

Lakeland Financial (LKFN) came out with quarterly earnings of $1.13 per share, beating the Zacks Consensus Estimate of $1.07 per share. This compares to earnings of $1.04 per share a year ago.

Lakeland Financial Reports Record Second Quarter Performance; Net Income Increases 5% to $28.4 million on 7% Revenue Expansion; Average Loans Grow by 6%

globenewswire.com · 27 Jul 2026

Lakeland Financial Reports Record Second Quarter Performance; Net Income Increases 5% to $28.4 million on 7% Revenue Expansion; Average Loans Grow by 6%

WARSAW, Ind., July 27, 2026 (GLOBE NEWSWIRE) -- Lakeland Financial Corporation (Nasdaq Global Select/LKFN), parent company of Lake City Bank, today reported record second quarter net income of $28.4 million for the three months ended June 30, 2026, which represents an increase of $1.5 million, or 5%, compared to net income of $27.0 million for the three months ended June 30, 2025. Diluted earnings per share of $1.13 for the second quarter of 2026 also represents a record second quarter performance and increased $0.09, or 9%, compared to $1.04 for the second quarter of 2025. On a linked quarter basis, net income increased $2.0 million, or 7%, from $26.5 million. Diluted earnings per share increased $0.09, or 9%, from $1.04 on a linked quarter basis.

Similar companies

Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.