AI Analysis

How does KFFB make money? Does KFFB have pricing power? What's the Earnings Whisper? Will KFFB profit more as the business scales? What is KFFB's management track record? Is KFFB's current price justified?

Kentucky First Federal Bancorp

$5.66 +$1.02 (+21.98%)

NASDAQ · 11 Sep 2026 20:00 UTC

Previous Close

$5.95

Day Range

$5.59$6

Year Range

$2.97$6.45

Market Cap

45.77M

AVG Volume

4.65K

Trailing/Forward PE

23.99/-

PEG ratio

0.02

Dividend Yield

0.88%

Next Earnings Date

Primary Exchange

NASDAQ

Revenue (USD) · TTM

KFFB Revenue (USD) · TTM by quarter
Period	Revenue (USD) · TTM
26 Q4	21.42M
26 Q3	21.03M
26 Q2	20.56M
26 Q1	20.16M
25 Q4	19.71M
25 Q3	19.13M
25 Q2	18.46M
25 Q1	17.48M
24 Q4	16.53M
24 Q3	15.63M

Net Income (USD) · TTM

KFFB Net Income (USD) · TTM by quarter
Period	Net Income (USD) · TTM
26 Q4	1.91M
26 Q3	1.41M
26 Q2	831K
26 Q1	540K
25 Q4	181K
25 Q3	-1.07M
25 Q2	-1.19M
25 Q1	-1.56M
24 Q4	-1.72M
24 Q3	-601K

Operating Income (USD) · TTM

KFFB Operating Income (USD) · TTM by quarter
Period	Operating Income (USD) · TTM
26 Q4	2.5M
26 Q3	1.85M
26 Q2	1.11M
26 Q1	713K
25 Q4	239K
25 Q3	-1.12M
25 Q2	-1.28M
25 Q1	-1.74M
24 Q4	-1.96M
24 Q3	-791K

EBITDA (USD) · TTM

KFFB EBITDA (USD) · TTM by quarter
Period	EBITDA (USD) · TTM
26 Q4	2.65M
26 Q3	2.02M
26 Q2	1.3M
26 Q1	909K
25 Q4	440K
25 Q3	-888K
25 Q2	-1.06M
25 Q1	-1.51M
24 Q4	-1.73M
24 Q3	-553K

Cash Flows (USD) · TTM

KFFB Cash Flows (USD) · TTM by quarter
Period	Cash Flows (USD) · TTM
26 Q4	901K
26 Q3	929K
26 Q2	-114K
26 Q1	1.62M
25 Q4	-235K
25 Q3	-455K
25 Q2	-426K
25 Q1	-2.34M
24 Q4	-1.52M
24 Q3	-1.18M

EPS (USD) · TTM

KFFB EPS (USD) · TTM by quarter
Period	EPS (USD) · TTM
26 Q4	0.24
26 Q3	0.17
26 Q2	0.1
26 Q1	0.07
25 Q4	0.02
25 Q3	-0.13
25 Q2	-0.14
25 Q1	-0.19
24 Q4	-0.21
24 Q3	-0.07

Expenses (USD) · TTM

KFFB Expenses (USD) · TTM by quarter
Period	Expenses (USD) · TTM
26 Q4	4.28M
26 Q3	5.62M
26 Q2	5.54M
26 Q1	5.45M
25 Q4	5.43M
25 Q3	5.44M
25 Q2	5.41M
25 Q1	5.42M
24 Q4	5.46M
24 Q3	5.43M

Shares Outstanding (USD) · TTM

KFFB Shares Outstanding (USD) · TTM by quarter
Period	Shares Outstanding (USD) · TTM
26 Q4	0
26 Q3	0
26 Q2	0
26 Q1	0
25 Q4	0
25 Q3	0
25 Q2	0
25 Q1	0
24 Q4	0
24 Q3	67K

Dividends (USD)

KFFB Dividends (USD) by quarter
Period	Dividends (USD)
Aug 26	0.05
Oct 23	0.1
Jul 23	0.1
Apr 23	0.1
Jan 23	0.1
Oct 22	0.1
Jul 22	0.1
Apr 22	0.1
Jan 22	0.1
Oct 21	0.1

Employee Count

KFFB Employee Count by quarter
Period	Employee Count
2025	54
2024	56
2023	60
2022	62
2021	59
2020	61
2019	61
2018	68
2017	69
2016	71

PE Ratio

KFFB PE Ratio by quarter
Period	PE Ratio
Sep 26	23.98
Sep 26	25.88
Aug 26	35.63
Aug 26	32.23
Aug 26	32.06
Aug 26	31.94
Jul 26	31.54
Jul 26	30.1
Jul 26	29.93
Jul 26	28.78
Jul 26	29.18
Jun 26	30.22
Jun 26	29.35
Jun 26	27.57
Jun 26	27.45
May 26	27.45
May 26	26.25
May 26	25.73
May 26	42.39
May 26	43.95
Apr 26	42
Apr 26	46.49
Apr 26	42.98
Apr 26	41.91
Mar 26	41.03
Mar 26	41.71
Mar 26	45.81
Mar 26	44.73
Feb 26	44.73
Feb 26	47.75
Feb 26	46.88
Feb 26	70.08
Jan 26	67.54
Jan 26	70.98
Jan 26	66.79
Jan 26	66.64
Jan 26	69.49
Dec 25	67.39
Dec 25	65.29
Dec 25	70.68
Dec 25	66.64
Nov 25	62.9
Nov 25	65.74
Nov 25	62
Nov 25	175.85
Oct 25	179.87
Oct 25	172.71
Oct 25	167.79
Oct 25	165.11
Oct 25	174.5
Feb 24	83.09
Feb 24	81.62
Jan 24	84.14
Jan 24	82.88
Jan 24	86.88
Jan 24	85.4
Dec 23	93.19
Dec 23	96.76
Dec 23	91.5
Dec 23	92.14
Dec 23	103.71
Nov 23	106.44
Nov 23	93.19
Nov 23	38.31
Nov 23	37.53
Oct 23	39.48
Oct 23	41.17
Oct 23	43.51
Oct 23	40.91
Sep 23	42.99
Sep 23	38.9
Sep 23	37.72
Sep 23	39.64
Sep 23	42.46
Aug 23	42.68
Aug 23	41.2
Aug 23	42.98
Aug 23	45.94
Jul 23	44.98
Jul 23	45.57
Jul 23	45.57
Jul 23	47.35
Jun 23	46.02
Jun 23	47.65
Jun 23	47.65
Jun 23	44.83
Jun 23	43.42
May 23	44.46
May 23	42.98
May 23	36.61
May 23	38.76
Apr 23	39.58
Apr 23	40.34
Apr 23	41.67
Apr 23	40.72
Mar 23	39.58
Mar 23	38.63
Mar 23	41.86
Mar 23	42.75
Mar 23	42.88

Free Cash Flow Yield

KFFB Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	1.97%
Sep 26	1.82%
Aug 26	1.86%
Aug 26	2.05%
Aug 26	2.06%
Aug 26	2.07%
Jul 26	2.1%
Jul 26	2.2%
Jul 26	2.21%
Jul 26	2.3%
Jul 26	2.27%
Jun 26	2.19%
Jun 26	2.25%
Jun 26	2.4%
Jun 26	2.41%
May 26	2.41%
May 26	2.52%
May 26	2.57%
May 26	-0.32%
May 26	-0.31%
Apr 26	-0.33%
Apr 26	-0.3%
Apr 26	-0.32%
Apr 26	-0.33%
Mar 26	-0.33%
Mar 26	-0.33%
Mar 26	-0.3%
Mar 26	-0.31%
Feb 26	-0.31%
Feb 26	-0.29%
Feb 26	-0.29%
Feb 26	4.28%
Jan 26	4.44%
Jan 26	4.22%
Jan 26	4.49%
Jan 26	4.5%
Jan 26	4.31%
Dec 25	4.45%
Dec 25	4.59%
Dec 25	4.24%
Dec 25	4.5%
Nov 25	4.77%
Nov 25	4.56%
Nov 25	4.84%
Nov 25	-0.74%
Oct 25	-0.72%
Oct 25	-0.75%
Oct 25	-0.77%
Oct 25	-0.79%
Oct 25	-0.74%
Sep 25	-1.47%
Sep 25	-1.63%
Sep 25	-1.65%
Sep 25	-1.79%
Aug 25	-1.76%
Aug 25	-1.7%
Aug 25	-1.76%
Aug 25	-1.71%
Aug 25	-1.76%
Jul 25	-1.73%
Jul 25	-1.8%
Jul 25	-1.85%
Jul 25	-1.93%
Jun 25	-2.01%
Jun 25	-2.09%
Jun 25	-2.24%
Jun 25	-2.15%
May 25	-2.14%
May 25	-2.18%
May 25	-2.25%
May 25	-2.16%
May 25	-2.01%
Apr 25	-2.04%
Apr 25	-1.94%
Apr 25	-1.86%
Apr 25	-1.85%
Mar 25	-1.81%
Mar 25	-1.75%
Mar 25	-1.83%
Mar 25	-1.75%
Feb 25	-1.74%
Feb 25	-1.7%
Feb 25	-1.64%
Feb 25	-8.81%
Jan 25	-9.36%
Jan 25	-9.64%
Jan 25	-9.51%
Jan 25	-9.64%
Jan 25	-9.97%
Dec 24	-10.33%
Dec 24	-10.11%
Dec 24	-9.7%
Dec 24	-10.44%
Nov 24	-10.91%
Nov 24	-10.95%
Nov 24	-11.29%
Nov 24	-7.48%
Nov 24	-7.03%
Oct 24	-5.94%
Oct 24	-5.74%

Price to Sales

KFFB Price to Sales by quarter
Period	Price to Sales
Sep 26	2.14
Sep 26	2.31
Aug 26	2.38
Aug 26	2.15
Aug 26	2.14
Aug 26	2.13
Jul 26	2.11
Jul 26	2.01
Jul 26	2
Jul 26	1.92
Jul 26	1.95
Jun 26	2.02
Jun 26	1.96
Jun 26	1.84
Jun 26	1.83
May 26	1.83
May 26	1.75
May 26	1.72
May 26	1.71
May 26	1.78
Apr 26	1.7
Apr 26	1.88
Apr 26	1.74
Apr 26	1.69
Mar 26	1.66
Mar 26	1.69
Mar 26	1.85
Mar 26	1.81
Feb 26	1.81
Feb 26	1.93
Feb 26	1.89
Feb 26	1.88
Jan 26	1.81
Jan 26	1.9
Jan 26	1.79
Jan 26	1.78
Jan 26	1.86
Dec 25	1.8
Dec 25	1.75
Dec 25	1.89
Dec 25	1.78
Nov 25	1.68
Nov 25	1.76
Nov 25	1.66
Nov 25	1.61
Oct 25	1.65
Oct 25	1.59
Oct 25	1.54
Oct 25	1.52
Oct 25	1.6
Sep 25	1.62
Sep 25	1.46
Sep 25	1.44
Sep 25	1.32
Aug 25	1.35
Aug 25	1.4
Aug 25	1.35
Aug 25	1.39
Aug 25	1.35
Jul 25	1.38
Jul 25	1.32
Jul 25	1.29
Jul 25	1.23
Jun 25	1.19
Jun 25	1.14
Jun 25	1.06
Jun 25	1.1
May 25	1.11
May 25	1.09
May 25	1.06
May 25	1.07
May 25	1.15
Apr 25	1.13
Apr 25	1.19
Apr 25	1.24
Apr 25	1.25
Mar 25	1.27
Mar 25	1.32
Mar 25	1.26
Mar 25	1.32
Feb 25	1.33
Feb 25	1.36
Feb 25	1.4
Feb 25	1.52
Jan 25	1.43
Jan 25	1.39
Jan 25	1.41
Jan 25	1.39
Jan 25	1.34
Dec 24	1.3
Dec 24	1.32
Dec 24	1.38
Dec 24	1.28
Nov 24	1.23
Nov 24	1.22
Nov 24	1.18
Nov 24	1.23
Nov 24	1.31
Oct 24	1.55
Oct 24	1.6

EV/EBITDA

KFFB EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	29.37
Sep 26	30.74
Aug 26	47.78
Aug 26	45.42
Aug 26	45.3
Aug 26	45.22
Jul 26	44.94
Jul 26	43.94
Jul 26	43.82
Jul 26	43.02
Jul 26	43.3
Jun 26	44.02
Jun 26	43.42
Jun 26	42.19
Jun 26	42.11
May 26	42.11
May 26	41.27
May 26	40.91
May 26	45.38
May 26	46.38
Apr 26	45.13
Apr 26	47.99
Apr 26	45.75
Apr 26	45.07
Mar 26	44.51
Mar 26	44.95
Mar 26	47.56
Mar 26	46.87
Feb 26	46.87
Feb 26	48.8
Feb 26	48.24
Feb 26	63.13
Jan 26	61.61
Jan 26	63.66
Jan 26	61.17
Jan 26	61.08
Jan 26	62.77
Dec 25	61.52
Dec 25	60.28
Dec 25	63.48
Dec 25	61.08
Nov 25	58.86
Nov 25	60.55
Nov 25	58.32
Nov 25	164.2
Oct 25	165.85
Oct 25	162.91
Oct 25	160.88
Oct 25	159.78
Oct 25	163.64
Feb 24	83.01
Feb 24	82.24
Jan 24	83.55
Jan 24	82.9
Jan 24	84.98
Jan 24	84.21
Dec 23	88.26
Dec 23	90.12
Dec 23	87.38
Dec 23	87.71
Dec 23	93.73
Nov 23	95.15
Nov 23	88.26
Nov 23	58.2
Nov 23	57.71
Oct 23	58.93
Oct 23	60
Oct 23	61.47
Oct 23	59.83
Sep 23	61.14
Sep 23	58.39
Sep 23	57.65
Sep 23	58.85
Sep 23	60.59
Aug 23	60.73
Aug 23	59.81
Aug 23	60.91
Aug 23	62.75
Jul 23	62.15
Jul 23	62.52
Jul 23	62.52
Jul 23	63.62
Jun 23	62.8
Jun 23	63.81
Jun 23	63.81
Jun 23	62.06
Jun 23	61.19
May 23	61.83
May 23	60.91
May 23	48.97
May 23	50.33
Apr 23	50.85
Apr 23	51.33
Apr 23	52.17
Apr 23	51.57
Mar 23	50.85
Mar 23	50.25
Mar 23	52.29
Mar 23	52.85
Mar 23	52.93

Price/Operating Cashflow

KFFB Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	44.31
Sep 26	47.83
Aug 26	47.13
Aug 26	42.64
Aug 26	42.41
Aug 26	42.26
Jul 26	41.73
Jul 26	39.82
Jul 26	39.6
Jul 26	38.07
Jul 26	38.61
Jun 26	39.98
Jun 26	38.83
Jun 26	36.47
Jun 26	36.32
May 26	36.32
May 26	34.72
May 26	34.04
May 26	1677.59
May 26	1739.3
Apr 26	1662.16
Apr 26	1839.57
Apr 26	1700.73
Apr 26	1658.31
Mar 26	1623.6
Mar 26	1650.6
Mar 26	1812.57
Mar 26	1770.15
Feb 26	1770.15
Feb 26	1889.7
Feb 26	1854.99
Feb 26	21.37
Jan 26	20.59
Jan 26	21.64
Jan 26	20.37
Jan 26	20.32
Jan 26	21.19
Dec 25	20.55
Dec 25	19.91
Dec 25	21.55
Dec 25	20.32
Nov 25	19.18
Nov 25	20.05
Nov 25	18.9
Feb 24	219.11
Feb 24	215.23
Jan 24	221.88
Jan 24	218.55
Jan 24	229.09
Jan 24	225.21
Dec 23	245.73
Dec 23	255.16
Dec 23	241.3
Dec 23	242.96
Dec 23	273.47
Nov 23	280.68
Nov 23	245.73
Nov 23	31.03
Nov 23	30.4
Oct 23	31.97
Oct 23	33.34
Oct 23	35.24
Oct 23	33.13
Sep 23	34.82
Sep 23	17.08
Sep 23	16.56
Sep 23	17.4
Sep 23	18.64
Aug 23	18.74
Aug 23	18.09
Aug 23	18.87
Aug 23	20.17
Jul 23	19.75
Jul 23	20.01
Jul 23	20.01
Jul 23	20.79
Jun 23	20.2
Jun 23	20.92
Jun 23	20.92
Jun 23	19.68
Jun 23	19.06
May 23	19.52
May 23	18.87
May 23	23.33
May 23	24.71
Apr 23	25.23
Apr 23	25.72
Apr 23	26.56
Apr 23	25.96
Mar 23	25.23
Mar 23	24.63
Mar 23	26.68
Mar 23	27.25
Mar 23	27.33
Feb 23	27.94
Feb 23	28.74
Feb 23	60.62
Feb 23	57.88
Jan 23	59.85
Jan 23	58.31

Price to Book

KFFB Price to Book by quarter
Period	Price to Book
Sep 26	0.91
Sep 26	0.98
Aug 26	1.01
Aug 26	0.91
Aug 26	0.91
Aug 26	0.9
Jul 26	0.89
Jul 26	0.85
Jul 26	0.85
Jul 26	0.81
Jul 26	0.83
Jun 26	0.85
Jun 26	0.83
Jun 26	0.78
Jun 26	0.78
May 26	0.78
May 26	0.74
May 26	0.73
May 26	0.72
May 26	0.74
Apr 26	0.71
Apr 26	0.79
Apr 26	0.73
Apr 26	0.71
Mar 26	0.69
Mar 26	0.71
Mar 26	0.78
Mar 26	0.76
Feb 26	0.76
Feb 26	0.81
Feb 26	0.79
Feb 26	0.78
Jan 26	0.75
Jan 26	0.79
Jan 26	0.74
Jan 26	0.74
Jan 26	0.77
Dec 25	0.75
Dec 25	0.72
Dec 25	0.78
Dec 25	0.74
Nov 25	0.7
Nov 25	0.73
Nov 25	0.69
Nov 25	0.66
Oct 25	0.67
Oct 25	0.65
Oct 25	0.63
Oct 25	0.62
Oct 25	0.65
Sep 25	0.64
Sep 25	0.58
Sep 25	0.57
Sep 25	0.53
Aug 25	0.54
Aug 25	0.56
Aug 25	0.54
Aug 25	0.55
Aug 25	0.54
Jul 25	0.55
Jul 25	0.52
Jul 25	0.51
Jul 25	0.49
Jun 25	0.47
Jun 25	0.45
Jun 25	0.42
Jun 25	0.44
May 25	0.44
May 25	0.43
May 25	0.42
May 25	0.41
May 25	0.44
Apr 25	0.43
Apr 25	0.46
Apr 25	0.48
Apr 25	0.48
Mar 25	0.49
Mar 25	0.51
Mar 25	0.48
Mar 25	0.51
Feb 25	0.51
Feb 25	0.52
Feb 25	0.54
Feb 25	0.55
Jan 25	0.52
Jan 25	0.5
Jan 25	0.51
Jan 25	0.5
Jan 25	0.49
Dec 24	0.47
Dec 24	0.48
Dec 24	0.5
Dec 24	0.46
Nov 24	0.44
Nov 24	0.44
Nov 24	0.43
Nov 24	0.42
Nov 24	0.45
Oct 24	0.53
Oct 24	0.55