Home / JSM : NASDAQ

AI Analysis Fundamentals Valuation Video Analysis Similar

AI Analysis

How does JSM make money? Does JSM have pricing power? What's the Earnings Whisper? Will JSM profit more as the business scales? What is JSM's management track record? Is JSM's current price justified?

Navient Corporation SR NT 6% 121543

$17.89 -$2.25 (-11.18%)

NASDAQ · 11 Sep 2026 20:00 UTC

Previous Close

$17.89

Day Range

$17.83$18

Year Range

$17.24$20.65

Market Cap

4.9B

AVG Volume

11.71K

Trailing/Forward PE

-37.19/-

PEG ratio

0.4

Dividend Yield

8.39%

Next Earnings Date

Primary Exchange

NASDAQ

Revenue (USD)

JSM Revenue (USD) by year
Period	Revenue (USD)
2025	3.11B
2024	1.44B
2023	2.69B
2022	3.22B
2021	3.34B
2020	3.08B
2019	4.08B
2018	3.98B
2017	3.7B
2016	3.62B

Net Income (USD)

JSM Net Income (USD) by year
Period	Net Income (USD)
2025	-79M
2024	131M
2023	228M
2022	645M
2021	717M
2020	411M
2019	598M
2018	395M
2017	292M
2016	682M

Operating Income (USD)

JSM Operating Income (USD) by year
Period	Operating Income (USD)
2025	2.54B
2024	2.9B
2023	755M
2022	2.93B
2021	1.76B
2020	1.42B
2019	2.34B
2018	2.26B
2017	2.03B
2016	778M

EBITDA (USD)

JSM EBITDA (USD) by year
Period	EBITDA (USD)
2025	1.86B
2024	5.89B
2023	2.83B
2022	3.6B
2021	2.74B
2020	2.46B
2019	3.74B
2018	3.47B
2017	3.44B
2016	2.4B

Cash Flows (USD)

JSM Cash Flows (USD) by year
Period	Cash Flows (USD)
2025	441M
2024	459M
2023	676M
2022	305M
2021	702M
2020	987M
2019	1.02B
2018	1.14B
2017	1.16B
2016	1.36B

EPS (USD)

JSM EPS (USD) by year
Period	EPS (USD)
2025	-0.8
2024	-0.04
2023	1.79
2022	4.41
2021	4.02
2020	2.16
2019	2.57
2018	1.49
2017	1.01
2016	2.13

Expenses (USD)

JSM Expenses (USD) by year
Period	Expenses (USD)
2025	84M
2024	448M
2023	401M
2022	443M
2021	568M
2020	497M
2019	489M
2018	507M
2017	520M
2016	499M

Cash & Debt (USD)

JSM Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	2.1B
2024	2.1B
2023	839M
2022	1.53B
2021	905M
2020	1.18B
2019	1.23B
2018	1.29B
2017	1.52B
2016	1.25B

Debt ratios

JSM Debt ratios by year
Period	Debt ratios
2025	0.21
2024	2.73
2023	4.52
2022	4.74
2021	5.93
2020	5.81
2019	6.16
2018	7.38

Margins

JSM Margins by year
Period	Margins
2025	95.24%
2024	242.07%
2023	-43.85%
2022	79.86%
2021	63.86%
2020	68.72%
2019	75.89%
2018	75.3%
2017	73.91%
2016	73.72%

Return on Capital

JSM Return on Capital by year
Period	Return on Capital
2025	-3.29%
2024	4.96%
2023	8.26%
2022	21.67%
2021	27.49%
2020	16.8%
2019	17.86%
2018	11.14%
2017	8.38%
2016	18.32%

Shares Outstanding

JSM Shares Outstanding by year
Period	Shares Outstanding
2025	98M
2024	109M
2023	112M
2022	132.91M
2021	151.1M
2020	186.14M
2019	223M
2018	263.4M
2017	262.5M
2016	299.24M

Dividends (USD)

JSM Dividends (USD) by year
Period	Dividends (USD)
2026	1.12
2025	1.5
2024	1.5
2023	1.5
2022	1.5
2021	1.5
2020	1.5
2019	1.5
2018	1.5
2017	1.12

Employee Count

JSM Employee Count by year
Period	Employee Count
2025	670
2024	2.1K
2023	4.5K
2021	4.33K
2020	5.56K
2019	5.8K
2018	6.5K
2017	6.7K
2016	6.77K
2015	7.3K

Book Value Per Share (USD)

JSM Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	24.48
2024	24.23
2023	24.64
2022	22.4
2021	17.26
2020	13.15
2019	15.02
2018	13.47
2017	13.28
2016	12.44

Total Assets (USD)

JSM Total Assets (USD) by year
Period	Total Assets (USD)
2025	48.68B
2024	51.79B
2023	61.38B
2022	70.8B
2021	80.61B
2020	87.41B
2019	94.9B
2018	104.18B
2017	114.99B
2016	121.14B

PE Ratio

JSM PE Ratio by year
Period	PE Ratio
Oct 25	57.88
Oct 25	57.15
Oct 25	58.44
Oct 25	58.5
Sep 25	57.82
Sep 25	57.91
Sep 25	57.68
Sep 25	57.44
Aug 25	55.53
Aug 25	56.88
Aug 25	57.15
Aug 25	56.32
Aug 25	56.06
Jul 25	34.19
Jul 25	33.71
Jul 25	34.3
Jul 25	34.57
Jun 25	33.93
Jun 25	34.15
Jun 25	33.15
Jun 25	33.26
May 25	33.57
May 25	33.1
May 25	33.48
May 25	32.29
May 25	32.2
Apr 25	14.73
Apr 25	14.24
Apr 25	14.18
Apr 25	14.88
Mar 25	15.92
Mar 25	15.99
Mar 25	15.76
Mar 25	16.2
Feb 25	16.13
Feb 25	26.19
Feb 25	26.34
Feb 25	25.74
Jan 25	25.89
Jan 25	26.19
Jan 25	25.56
Jan 25	25.54
Jan 25	25.76
Dec 24	25.14
Dec 24	25.67
Dec 24	26.63
Dec 24	27.3
Nov 24	28.19
Nov 24	27.37
Nov 24	27.45
Nov 24	27.97
Nov 24	27.04
Oct 24	14.34
Oct 24	14.38
Oct 24	14.36
Oct 24	14.5
Sep 24	14.18
Sep 24	14.74
Sep 24	14.36
Sep 24	14.42
Aug 24	13.87
Aug 24	14.22
Aug 24	13.78
Aug 24	14.07
Aug 24	14.04
Jul 24	13.81
Jul 24	11.69
Jul 24	11.59
Jul 24	11.56
Jun 24	11.35
Jun 24	11.41
Jun 24	11.45
Jun 24	11.66
May 24	11.57
May 24	11.48
May 24	11.59
May 24	11.59
May 24	11.6
Apr 24	11.48
Apr 24	9.51
Apr 24	9.62
Apr 24	10.22
Mar 24	10.46
Mar 24	10.51
Mar 24	10.36
Mar 24	10.56
Mar 24	10.24
Feb 24	6.96
Feb 24	6.97
Feb 24	7.14
Feb 24	7.1
Jan 24	7
Jan 24	6.83
Jan 24	6.83
Jan 24	6.91
Dec 23	7.21
Dec 23	6.75
Dec 23	6.54
Dec 23	6.52
Dec 23	6.5

Free Cash Flow Yield

JSM Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	20.01%
Sep 26	19.8%
Aug 26	19.64%
Aug 26	20.11%
Aug 26	19.87%
Aug 26	20.15%
Jul 26	19.45%
Jul 26	19.62%
Jul 26	19.24%
Jul 26	19.17%
Jul 26	18.87%
Jun 26	19.03%
Jun 26	18.59%
Jun 26	18.94%
Jun 26	18.58%
May 26	18.58%
May 26	18.57%
May 26	18.37%
May 26	18.09%
May 26	18.46%
Apr 26	24.23%
Apr 26	24.23%
Apr 26	24.81%
Apr 26	24.97%
Mar 26	24.73%
Mar 26	25.25%
Mar 26	24.42%
Mar 26	23.22%
Feb 26	23.23%
Feb 26	14.3%
Feb 26	14.37%
Feb 26	14.36%
Jan 26	14.28%
Jan 26	14.09%
Jan 26	14.22%
Jan 26	14.34%
Jan 26	13.93%
Dec 25	14%
Dec 25	14.3%
Dec 25	14.5%
Dec 25	14.26%
Nov 25	14.19%
Nov 25	14.46%
Nov 25	14.71%
Nov 25	14.7%
Oct 25	14.79%
Oct 25	9.91%
Oct 25	10.04%
Oct 25	9.81%
Oct 25	9.8%
Sep 25	9.92%
Sep 25	9.9%
Sep 25	9.94%
Sep 25	9.98%
Aug 25	10.33%
Aug 25	10.08%
Aug 25	10.04%
Aug 25	10.18%
Aug 25	10.23%
Jul 25	18.18%
Jul 25	18.43%
Jul 25	18.12%
Jul 25	17.98%
Jun 25	18.31%
Jun 25	18.2%
Jun 25	18.75%
Jun 25	18.68%
May 25	18.51%
May 25	18.78%
May 25	18.56%
May 25	19.24%
May 25	19.3%
Apr 25	23.79%
Apr 25	24.61%
Apr 25	24.71%
Apr 25	23.55%
Mar 25	22.01%
Mar 25	21.91%
Mar 25	22.23%
Mar 25	21.63%
Feb 25	21.73%
Feb 25	36.78%
Feb 25	36.57%
Feb 25	37.42%
Jan 25	37.2%
Jan 25	36.78%
Jan 25	37.68%
Jan 25	37.72%
Jan 25	37.4%
Dec 24	38.32%
Dec 24	37.52%
Dec 24	36.17%
Dec 24	35.28%
Nov 24	34.17%
Nov 24	35.2%
Nov 24	35.09%
Nov 24	34.44%
Nov 24	35.62%
Oct 24	38.91%
Oct 24	38.82%

Price to Sales

JSM Price to Sales by year
Period	Price to Sales
Sep 26	0.59
Sep 26	0.59
Aug 26	0.6
Aug 26	0.58
Aug 26	0.59
Aug 26	0.58
Jul 26	0.55
Jul 26	0.55
Jul 26	0.56
Jul 26	0.56
Jul 26	0.57
Jun 26	0.57
Jun 26	0.58
Jun 26	0.57
Jun 26	0.58
May 26	0.58
May 26	0.58
May 26	0.59
May 26	0.6
May 26	0.58
Apr 26	0.59
Apr 26	0.59
Apr 26	0.57
Apr 26	0.57
Mar 26	0.57
Mar 26	0.56
Mar 26	0.58
Mar 26	0.61
Feb 26	0.61
Feb 26	0.82
Feb 26	0.82
Feb 26	0.82
Jan 26	0.82
Jan 26	0.83
Jan 26	0.82
Jan 26	0.82
Jan 26	0.84
Dec 25	0.84
Dec 25	0.82
Dec 25	0.81
Dec 25	0.82
Nov 25	0.83
Nov 25	0.81
Nov 25	0.8
Nov 25	0.8
Oct 25	0.79
Oct 25	0.78
Oct 25	0.77
Oct 25	0.79
Oct 25	0.79
Sep 25	0.78
Sep 25	0.78
Sep 25	0.78
Sep 25	0.78
Aug 25	0.75
Aug 25	0.77
Aug 25	0.77
Aug 25	0.76
Aug 25	0.76
Jul 25	0.97
Jul 25	0.96
Jul 25	0.97
Jul 25	0.98
Jun 25	0.96
Jun 25	0.97
Jun 25	0.94
Jun 25	0.95
May 25	0.95
May 25	0.94
May 25	0.95
May 25	0.92
May 25	0.92
Apr 25	1.34
Apr 25	1.29
Apr 25	1.29
Apr 25	1.35
Mar 25	1.45
Mar 25	1.45
Mar 25	1.43
Mar 25	1.47
Feb 25	1.46
Feb 25	1.27
Feb 25	1.28
Feb 25	1.25
Jan 25	1.25
Jan 25	1.27
Jan 25	1.24
Jan 25	1.24
Jan 25	1.25
Dec 24	1.22
Dec 24	1.24
Dec 24	1.29
Dec 24	1.32
Nov 24	1.37
Nov 24	1.33
Nov 24	1.33
Nov 24	1.35
Nov 24	1.31
Oct 24	2.22
Oct 24	2.23

EV/EBITDA

JSM EV/EBITDA by year
Period	EV/EBITDA
Sep 26	7.16
Sep 26	7.2
Aug 26	7.22
Aug 26	7.15
Aug 26	7.18
Aug 26	7.14
Jul 26	4.51
Jul 26	4.5
Jul 26	4.53
Jul 26	4.54
Jul 26	4.56
Jun 26	4.55
Jun 26	4.58
Jun 26	4.55
Jun 26	4.58
May 26	4.58
May 26	4.58
May 26	4.6
May 26	4.62
May 26	4.59
Apr 26	2.57
Apr 26	2.57
Apr 26	2.55
Apr 26	2.55
Mar 26	2.56
Mar 26	2.54
Mar 26	2.57
Mar 26	2.62
Feb 26	2.62
Feb 26	1.8
Feb 26	1.79
Feb 26	1.79
Jan 26	1.8
Jan 26	1.81
Jan 26	1.8
Jan 26	1.8
Jan 26	1.82
Dec 25	1.81
Dec 25	1.8
Dec 25	1.79
Dec 25	1.8
Nov 25	1.8
Nov 25	1.79
Nov 25	1.78
Nov 25	1.78
Oct 25	1.77
Oct 25	6.33
Oct 25	6.33
Oct 25	6.34
Oct 25	6.34
Sep 25	6.33
Sep 25	6.33
Sep 25	6.33
Sep 25	6.33
Aug 25	6.32
Aug 25	6.33
Aug 25	6.33
Aug 25	6.33
Aug 25	6.32
Jul 25	6.79
Jul 25	6.79
Jul 25	6.79
Jul 25	6.79
Jun 25	6.79
Jun 25	6.79
Jun 25	6.78
Jun 25	6.78
May 25	6.78
May 25	6.78
May 25	6.78
May 25	6.77
May 25	6.77
Apr 25	7.3
Apr 25	7.29
Apr 25	7.29
Apr 25	7.3
Mar 25	7.33
Mar 25	7.33
Mar 25	7.32
Mar 25	7.33
Feb 25	7.33
Feb 25	9.54
Feb 25	9.54
Feb 25	9.54
Jan 25	9.54
Jan 25	9.54
Jan 25	9.53
Jan 25	9.53
Jan 25	9.54
Dec 24	9.53
Dec 24	9.53
Dec 24	9.55
Dec 24	9.56
Nov 24	9.57
Nov 24	9.56
Nov 24	9.56
Nov 24	9.57
Nov 24	9.56
Oct 24	39.22
Oct 24	39.23

Price/Operating Cashflow

JSM Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	5
Sep 26	5.05
Aug 26	5.09
Aug 26	4.97
Aug 26	5.03
Aug 26	4.96
Jul 26	5.14
Jul 26	5.1
Jul 26	5.2
Jul 26	5.22
Jul 26	5.3
Jun 26	5.26
Jun 26	5.38
Jun 26	5.28
Jun 26	5.38
May 26	5.38
May 26	5.39
May 26	5.44
May 26	5.53
May 26	5.42
Apr 26	4.13
Apr 26	4.13
Apr 26	4.03
Apr 26	4
Mar 26	4.04
Mar 26	3.96
Mar 26	4.1
Mar 26	4.31
Feb 26	4.3
Feb 26	6.99
Feb 26	6.96
Feb 26	6.96
Jan 26	7
Jan 26	7.1
Jan 26	7.03
Jan 26	6.97
Jan 26	7.18
Dec 25	7.15
Dec 25	7
Dec 25	6.9
Dec 25	7.01
Nov 25	7.05
Nov 25	6.91
Nov 25	6.8
Nov 25	6.8
Oct 25	6.76
Oct 25	10.09
Oct 25	9.96
Oct 25	10.19
Oct 25	10.2
Sep 25	10.08
Sep 25	10.1
Sep 25	10.06
Sep 25	10.02
Aug 25	9.68
Aug 25	9.92
Aug 25	9.96
Aug 25	9.82
Aug 25	9.77
Jul 25	5.5
Jul 25	5.43
Jul 25	5.52
Jul 25	5.56
Jun 25	5.46
Jun 25	5.5
Jun 25	5.33
Jun 25	5.35
May 25	5.4
May 25	5.33
May 25	5.39
May 25	5.2
May 25	5.18
Apr 25	4.2
Apr 25	4.06
Apr 25	4.05
Apr 25	4.25
Mar 25	4.54
Mar 25	4.56
Mar 25	4.5
Mar 25	4.62
Feb 25	4.6
Feb 25	2.72
Feb 25	2.73
Feb 25	2.67
Jan 25	2.69
Jan 25	2.72
Jan 25	2.65
Jan 25	2.65
Jan 25	2.67
Dec 24	2.61
Dec 24	2.67
Dec 24	2.76
Dec 24	2.83
Nov 24	2.93
Nov 24	2.84
Nov 24	2.85
Nov 24	2.9
Nov 24	2.81
Oct 24	2.57
Oct 24	2.58

Price to Book

JSM Price to Book by year
Period	Price to Book
Sep 26	0.71
Sep 26	0.72
Aug 26	0.72
Aug 26	0.71
Aug 26	0.71
Aug 26	0.7
Jul 26	0.7
Jul 26	0.69
Jul 26	0.71
Jul 26	0.71
Jul 26	0.72
Jun 26	0.71
Jun 26	0.73
Jun 26	0.72
Jun 26	0.73
May 26	0.73
May 26	0.73
May 26	0.74
May 26	0.75
May 26	0.74
Apr 26	0.76
Apr 26	0.76
Apr 26	0.74
Apr 26	0.74
Mar 26	0.74
Mar 26	0.73
Mar 26	0.75
Mar 26	0.79
Feb 26	0.79
Feb 26	0.79
Feb 26	0.78
Feb 26	0.79
Jan 26	0.79
Jan 26	0.8
Jan 26	0.79
Jan 26	0.79
Jan 26	0.81
Dec 25	0.81
Dec 25	0.79
Dec 25	0.78
Dec 25	0.79
Nov 25	0.79
Nov 25	0.78
Nov 25	0.77
Nov 25	0.77
Oct 25	0.76
Oct 25	0.77
Oct 25	0.76
Oct 25	0.77
Oct 25	0.78
Sep 25	0.77
Sep 25	0.77
Sep 25	0.76
Sep 25	0.76
Aug 25	0.74
Aug 25	0.75
Aug 25	0.76
Aug 25	0.75
Aug 25	0.74
Jul 25	0.74
Jul 25	0.73
Jul 25	0.74
Jul 25	0.75
Jun 25	0.73
Jun 25	0.74
Jun 25	0.72
Jun 25	0.72
May 25	0.73
May 25	0.72
May 25	0.72
May 25	0.7
May 25	0.7
Apr 25	0.73
Apr 25	0.71
Apr 25	0.7
Apr 25	0.74
Mar 25	0.79
Mar 25	0.79
Mar 25	0.78
Mar 25	0.8
Feb 25	0.8
Feb 25	0.77
Feb 25	0.77
Feb 25	0.75
Jan 25	0.76
Jan 25	0.77
Jan 25	0.75
Jan 25	0.75
Jan 25	0.76
Dec 24	0.74
Dec 24	0.75
Dec 24	0.78
Dec 24	0.8
Nov 24	0.83
Nov 24	0.8
Nov 24	0.8
Nov 24	0.82
Nov 24	0.79
Oct 24	0.84
Oct 24	0.84

No video analysis for this stock yet. Request one from our team.

AI Analysis

Navient Corporation SR NT 6% 121543

Video analysis: JSM

Similar companies