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The St. Joe Company

$64.36 +$4.55 (+7.61%)
NYSE · 15 Sep 2026 19:59 UTC
Previous Close
$64.73
Day Range
$63.75$64.99
Year Range
$46.37$73.54
Market Cap
3.66B
AVG Volume
238.17K
Trailing/Forward PE
30.07/804.5
PEG ratio
-0.44
Dividend Yield
0.99%
Next Earnings Date
2026-10-28
Primary Exchange
New York Stock ExchangeUS
Revenue (USD)
050M100M150M200M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q2158.83M
26 Q199.04M
25 Q4128.9M
25 Q3161.08M
25 Q2129.08M
25 Q194.2M
24 Q4104.33M
24 Q399.01M
24 Q2111.61M
24 Q187.79M
Net Income (USD)
020M40M60M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q240.47M
26 Q113.93M
25 Q429.93M
25 Q338.71M
25 Q229.52M
25 Q117.46M
24 Q418.92M
24 Q316.84M
24 Q224.52M
24 Q113.91M
Operating Income (USD)
020M40M60M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q254.77M
26 Q118.18M
25 Q439.45M
25 Q352.93M
25 Q236.96M
25 Q116.89M
24 Q425.73M
24 Q321.27M
24 Q232.63M
24 Q115.95M
EBITDA (USD)
020M40M60M80M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q273.56M
26 Q136.28M
25 Q457.8M
25 Q373.38M
25 Q259.47M
25 Q142.38M
24 Q444.97M
24 Q343.22M
24 Q252.64M
24 Q137.49M
Cash Flows (USD)
025M50M75M100M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q251.5M
26 Q134.68M
25 Q443.87M
25 Q385.21M
25 Q229.71M
25 Q123.45M
24 Q427.6M
24 Q314.01M
24 Q221.49M
24 Q113.33M
EPS (USD)
00.20.40.60.824 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE EPS (USD) by quarter
PeriodEPS (USD)
26 Q20.71
26 Q10.24
25 Q40.52
25 Q30.67
25 Q20.51
25 Q10.3
24 Q40.32
24 Q30.29
24 Q20.42
24 Q10.24
Expenses (USD)
-10M010M20M30MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q2-300K
26 Q115.94M
25 Q4535K
25 Q31M
25 Q27.8M
25 Q112.15M
24 Q42.24M
24 Q317.92M
24 Q25.53M
24 Q121.38M
Cash & Debt (USD)
0200M400M600M800MCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q2117.31M
26 Q1136.28M
25 Q4129.61M
25 Q3126.05M
25 Q288.16M
25 Q194.53M
24 Q488.8M
24 Q382.75M
24 Q286.73M
24 Q189.77M
Debt ratios
0123424 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Debt ratios by quarter
PeriodDebt ratios
26 Q21.79
26 Q11.88
25 Q41.9
25 Q32.07
25 Q22.74
25 Q12.86
24 Q43.29
24 Q33.23
24 Q23.38
24 Q13.18
Margins
0%50%100%150%200%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Margins by quarter
PeriodMargins
26 Q246.23%
26 Q138.31%
25 Q4169.17%
25 Q373.61%
25 Q281.56%
25 Q137.8%
24 Q446.26%
24 Q338.03%
24 Q244.6%
24 Q126.26%
Return on Capital
0%2%4%6%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Return on Capital by quarter
PeriodReturn on Capital
26 Q25.24%
26 Q11.8%
25 Q43.86%
25 Q35.02%
25 Q23.94%
25 Q12.36%
24 Q42.57%
24 Q32.31%
24 Q23.39%
24 Q11.97%
Shares Outstanding
020M40M60M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Shares Outstanding by quarter
PeriodShares Outstanding
26 Q257.16M
26 Q157.49M
25 Q457.64M
25 Q357.84M
25 Q258.06M
25 Q158.24M
24 Q458.33M
24 Q358.33M
24 Q258.33M
24 Q158.32M
Dividends (USD)
00.050.10.150.2May 24Aug 24Nov 24Mar 25Jun 25Aug 25Nov 25Mar 26Jun 26Aug 26
JOE Dividends (USD) by quarter
PeriodDividends (USD)
Aug 260.16
Jun 260.16
Mar 260.16
Nov 250.16
Aug 250.14
Jun 250.14
Mar 250.14
Nov 240.14
Aug 240.14
May 240.12
Employee Count
02505007501K2016201720182019202020212022202320242025
JOE Employee Count by quarter
PeriodEmployee Count
2025906
2024863
2023810
2022625
2021528
2020399
201955
201853
201747
201647
Book Value Per Share (USD)
05101524 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q213.52
26 Q113.47
25 Q413.46
25 Q313.33
25 Q212.92
25 Q112.69
24 Q412.63
24 Q312.51
24 Q212.38
24 Q112.09
Total Assets (USD)
0500M1B1.5B2B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JOE Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q21.51B
26 Q11.52B
25 Q41.52B
25 Q31.53B
25 Q21.55B
25 Q11.55B
24 Q41.54B
24 Q31.55B
24 Q21.55B
24 Q11.54B
PE Ratio
253035404550med 34.86Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
JOE PE Ratio by quarter
PeriodPE Ratio
Sep 2630.07
Sep 2630.59
Sep 2630.71
Aug 2631.27
Aug 2632
Aug 2631.77
Aug 2631.29
Jul 2628.91
Jul 2631.86
Jul 2631.05
Jul 2631.15
Jul 2631.45
Jun 2633.85
Jun 2633.81
Jun 2633.29
Jun 2633.27
May 2632.63
May 2632.72
May 2632.6
May 2633.74
May 2631.66
Apr 2635.4
Apr 2634.06
Apr 2633.58
Apr 2632.48
Mar 2630.62
Mar 2631.72
Mar 2635.14
Mar 2634.36
Feb 2635.98
Feb 2639.54
Feb 2638.8
Feb 2637.91
Jan 2636.6
Jan 2635.33
Jan 2636.16
Jan 2635.28
Jan 2633.07
Dec 2532.52
Dec 2533.89
Dec 2534.73
Dec 2533.32
Nov 2533.36
Nov 2531.72
Nov 2531.61
Nov 2532.36
Oct 2531.39
Oct 2535.83
Oct 2533.77
Oct 2532.9
Oct 2534.56
Sep 2534.62
Sep 2535.48
Sep 2536.42
Sep 2535.88
Aug 2535.41
Aug 2536.03
Aug 2535.22
Aug 2535.36
Aug 2534.99
Jul 2535.91
Jul 2537.06
Jul 2538.73
Jul 2537.09
Jun 2536.8
Jun 2535.08
Jun 2534.54
Jun 2534.49
May 2533.5
May 2532.41
May 2534.98
May 2533.31
May 2533.02
Apr 2531.94
Apr 2533.54
Apr 2533.19
Apr 2535.32
Mar 2536.41
Mar 2536.13
Mar 2535.23
Mar 2537
Feb 2537.71
Feb 2539.5
Feb 2540.74
Feb 2539.91
Jan 2540.99
Jan 2540.72
Jan 2541.01
Jan 2537.16
Jan 2538.36
Dec 2438.13
Dec 2437.96
Dec 2439.74
Dec 2441.15
Nov 2443.53
Nov 2443.11
Nov 2442.57
Nov 2444.89
Nov 2443.19
Oct 2445.27
Free Cash Flow Yield
0%2%4%6%8%med 3.41%Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
JOE Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 265.82%
Sep 265.72%
Sep 265.7%
Aug 265.59%
Aug 265.47%
Aug 265.51%
Aug 265.59%
Jul 266.05%
Jul 265.42%
Jul 265.56%
Jul 265.54%
Jul 265.49%
Jun 265.1%
Jun 265.1%
Jun 265.18%
Jun 265.19%
May 265.29%
May 265.27%
May 265.29%
May 265.12%
May 265.45%
Apr 264.45%
Apr 264.63%
Apr 264.69%
Apr 264.85%
Mar 265.15%
Mar 264.97%
Mar 264.49%
Mar 264.59%
Feb 264.38%
Feb 264.01%
Feb 264.09%
Feb 264.19%
Jan 264.34%
Jan 264.49%
Jan 264.39%
Jan 264.5%
Jan 264.8%
Dec 254.88%
Dec 254.68%
Dec 254.57%
Dec 254.76%
Nov 254.76%
Nov 255%
Nov 255.02%
Nov 254.9%
Oct 255.05%
Oct 253.2%
Oct 253.39%
Oct 253.48%
Oct 253.31%
Sep 253.31%
Sep 253.23%
Sep 253.14%
Sep 253.19%
Aug 253.23%
Aug 253.18%
Aug 253.25%
Aug 253.24%
Aug 253.27%
Jul 253.19%
Jul 253%
Jul 252.87%
Jul 253%
Jun 253.02%
Jun 253.17%
Jun 253.22%
Jun 253.23%
May 253.32%
May 253.44%
May 253.18%
May 253.34%
May 253.37%
Apr 253.49%
Apr 253.07%
Apr 253.1%
Apr 252.92%
Mar 252.83%
Mar 252.85%
Mar 252.92%
Mar 252.78%
Feb 252.73%
Feb 251.19%
Feb 251.16%
Feb 251.18%
Jan 251.15%
Jan 251.16%
Jan 251.15%
Jan 251.27%
Jan 251.23%
Dec 241.24%
Dec 241.24%
Dec 241.19%
Dec 241.15%
Nov 241.08%
Nov 241.09%
Nov 241.11%
Nov 241.05%
Nov 241.09%
Oct 241.04%
Price to Sales
6789med 7.01Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
JOE Price to Sales by quarter
PeriodPrice to Sales
Sep 266.75
Sep 266.87
Sep 266.9
Aug 267.02
Aug 267.19
Aug 267.14
Aug 267.03
Jul 266.49
Jul 266.89
Jul 266.72
Jul 266.74
Jul 266.8
Jun 267.32
Jun 267.32
Jun 267.2
Jun 267.2
May 267.06
May 267.08
May 267.05
May 267.3
May 266.85
Apr 267.97
Apr 267.67
Apr 267.57
Apr 267.32
Mar 266.9
Mar 267.14
Mar 267.92
Mar 267.74
Feb 268.11
Feb 268.47
Feb 268.31
Feb 268.11
Jan 267.83
Jan 267.56
Jan 267.74
Jan 267.55
Jan 267.08
Dec 256.96
Dec 257.26
Dec 257.44
Dec 257.13
Nov 257.14
Nov 256.79
Nov 256.77
Nov 256.93
Oct 256.72
Oct 256.95
Oct 256.55
Oct 256.38
Oct 256.7
Sep 256.71
Sep 256.88
Sep 257.06
Sep 256.96
Aug 256.87
Aug 256.99
Aug 256.83
Aug 256.86
Aug 256.79
Jul 256.96
Jul 257.04
Jul 257.36
Jul 257.05
Jun 256.99
Jun 256.67
Jun 256.56
Jun 256.55
May 256.36
May 256.16
May 256.65
May 256.33
May 256.27
Apr 256.07
Apr 256.18
Apr 256.11
Apr 256.51
Mar 256.71
Mar 256.66
Mar 256.49
Mar 256.82
Feb 256.95
Feb 257.02
Feb 257.24
Feb 257.09
Jan 257.29
Jan 257.24
Jan 257.29
Jan 256.6
Jan 256.82
Dec 246.78
Dec 246.75
Dec 247.06
Dec 247.31
Nov 247.74
Nov 247.66
Nov 247.57
Nov 247.98
Nov 247.68
Oct 248.05
EV/EBITDA
16182022med 18.21Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
JOE EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 2617.14
Sep 2617.41
Sep 2617.47
Aug 2617.76
Aug 2618.13
Aug 2618.01
Aug 2617.76
Jul 2616.55
Jul 2617.61
Jul 2617.21
Jul 2617.26
Jul 2617.41
Jun 2618.59
Jun 2618.58
Jun 2618.32
Jun 2618.31
May 2617.99
May 2618.04
May 2617.98
May 2618.54
May 2617.52
Apr 2619.47
Apr 2618.8
Apr 2618.57
Apr 2618.02
Mar 2617.09
Mar 2617.64
Mar 2619.34
Mar 2618.95
Feb 2619.75
Feb 2620.85
Feb 2620.5
Feb 2620.08
Jan 2619.45
Jan 2618.85
Jan 2619.24
Jan 2618.83
Jan 2617.78
Dec 2517.52
Dec 2518.17
Dec 2518.57
Dec 2517.9
Nov 2517.91
Nov 2517.13
Nov 2517.08
Nov 2517.44
Oct 2516.98
Oct 2518.34
Oct 2517.45
Oct 2517.07
Oct 2517.79
Sep 2517.82
Sep 2518.19
Sep 2518.6
Sep 2518.37
Aug 2518.16
Aug 2518.43
Aug 2518.08
Aug 2518.14
Aug 2517.98
Jul 2518.38
Jul 2518.58
Jul 2519.29
Jul 2518.59
Jun 2518.47
Jun 2517.74
Jun 2517.51
Jun 2517.49
May 2517.07
May 2516.61
May 2517.7
May 2516.99
May 2516.87
Apr 2516.41
Apr 2517.24
Apr 2517.1
Apr 2517.98
Mar 2518.44
Mar 2518.32
Mar 2517.95
Mar 2518.68
Feb 2518.98
Feb 2519.16
Feb 2519.66
Feb 2519.33
Jan 2519.76
Jan 2519.65
Jan 2519.77
Jan 2518.22
Jan 2518.7
Dec 2418.61
Dec 2418.54
Dec 2419.26
Dec 2419.83
Nov 2420.79
Nov 2420.62
Nov 2420.4
Nov 2421.34
Nov 2420.65
Oct 2421.49
Price/Operating Cashflow
1520253035med 23.09Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
JOE Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 2617.07
Sep 2617.36
Sep 2617.43
Aug 2617.75
Aug 2618.16
Aug 2618.03
Aug 2617.76
Jul 2616.41
Jul 2617.51
Jul 2617.07
Jul 2617.13
Jul 2617.29
Jun 2618.61
Jun 2618.59
Jun 2618.3
Jun 2618.29
May 2617.94
May 2617.99
May 2617.92
May 2618.55
May 2617.4
Apr 2621.46
Apr 2620.65
Apr 2620.36
Apr 2619.69
Mar 2618.57
Mar 2619.23
Mar 2621.3
Mar 2620.83
Feb 2621.81
Feb 2623.49
Feb 2623.05
Feb 2622.52
Jan 2621.74
Jan 2620.98
Jan 2621.47
Jan 2620.95
Jan 2619.64
Dec 2519.32
Dec 2520.13
Dec 2520.63
Dec 2519.79
Nov 2519.81
Nov 2518.84
Nov 2518.77
Nov 2519.22
Oct 2518.65
Oct 2525.2
Oct 2523.75
Oct 2523.14
Oct 2524.31
Sep 2524.35
Sep 2524.95
Sep 2525.61
Sep 2525.24
Aug 2524.9
Aug 2525.34
Aug 2524.77
Aug 2524.87
Aug 2524.6
Jul 2525.26
Jul 2526.33
Jul 2527.52
Jul 2526.35
Jun 2526.15
Jun 2524.93
Jun 2524.54
Jun 2524.51
May 2523.8
May 2523.03
May 2524.86
May 2523.66
May 2523.46
Apr 2522.7
Apr 2523.04
Apr 2522.8
Apr 2524.26
Mar 2525.01
Mar 2524.82
Mar 2524.2
Mar 2525.42
Feb 2525.91
Feb 2530.14
Feb 2531.09
Feb 2530.45
Jan 2531.27
Jan 2531.07
Jan 2531.29
Jan 2528.35
Jan 2529.27
Dec 2429.1
Dec 2428.97
Dec 2430.32
Dec 2431.4
Nov 2433.21
Nov 2432.89
Nov 2432.48
Nov 2434.25
Nov 2432.95
Oct 2434.54
Price to Book
3456med 4.08Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
JOE Price to Book by quarter
PeriodPrice to Book
Sep 264.79
Sep 264.87
Sep 264.89
Aug 264.98
Aug 265.09
Aug 265.06
Aug 264.98
Jul 264.6
Jul 264.61
Jul 264.49
Jul 264.51
Jul 264.55
Jun 264.9
Jun 264.89
Jun 264.82
Jun 264.82
May 264.72
May 264.74
May 264.72
May 264.88
May 264.58
Apr 265.28
Apr 265.08
Apr 265.01
Apr 264.84
Mar 264.56
Mar 264.73
Mar 265.24
Mar 265.12
Feb 265.36
Feb 265.37
Feb 265.27
Feb 265.14
Jan 264.97
Jan 264.79
Jan 264.91
Jan 264.79
Jan 264.49
Dec 254.41
Dec 254.6
Dec 254.71
Dec 254.52
Nov 254.53
Nov 254.3
Nov 254.29
Nov 254.39
Oct 254.26
Oct 253.95
Oct 253.73
Oct 253.63
Oct 253.81
Sep 253.82
Sep 253.91
Sep 254.02
Sep 253.96
Aug 253.91
Aug 253.98
Aug 253.89
Aug 253.9
Aug 253.86
Jul 253.96
Jul 253.9
Jul 254.07
Jul 253.9
Jun 253.87
Jun 253.69
Jun 253.63
Jun 253.63
May 253.52
May 253.41
May 253.68
May 253.5
May 253.47
Apr 253.36
Apr 253.38
Apr 253.34
Apr 253.56
Mar 253.67
Mar 253.64
Mar 253.55
Mar 253.73
Feb 253.8
Feb 253.71
Feb 253.82
Feb 253.74
Jan 253.85
Jan 253.82
Jan 253.85
Jan 253.49
Jan 253.6
Dec 243.58
Dec 243.56
Dec 243.73
Dec 243.86
Nov 244.08
Nov 244.04
Nov 243.99
Nov 244.21
Nov 244.05
Oct 244.25
The St. Joe Company
JOE
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News: JOE

The St. Joe Company Announces the Creation of a New Business, Watersound℠ Weddings & Events

businesswire.com · 9 Sep 2026

The St. Joe Company Announces the Creation of a New Business, Watersound℠ Weddings & Events

PANAMA CITY BEACH, Fla.--(BUSINESS WIRE)-- #TheStJoeCompany--The St. Joe Company (NYSE: JOE) (“St. Joe”) (the “Company”) announces the creation of a new business, Watersound Weddings & Events, offering a centralized resource for weddings and special events across the expansive St. Joe hospitality portfolio and further supporting the Company's complementary strategy of creating asset-light businesses. Watersound Weddings & Events will bring together a dedicated team to assist customers in planning events a.

Former St. Joe Company Headquarters Is Home to One of Florida's Top-Ranked Public High Schools

businesswire.com · 3 Sep 2026

Former St. Joe Company Headquarters Is Home to One of Florida's Top-Ranked Public High Schools

PANAMA CITY BEACH, Fla.--(BUSINESS WIRE)-- #MagnetInnovationCenter--Seven years ago, The St. Joe Company (NYSE: JOE) (“St. Joe”) (the “Company”) made its former corporate headquarters available to the Walton County School District for the creation of an innovative public STEAM high school. The Magnet Innovation Center (“MIC”) has now been recognized as one of the top public high schools in Florida, ranked #17 among Florida public high schools and #136 nationally in the newly released 2026–2027 U.S. News & World Repo.

Watersound® Town Center Continues Retail Momentum With Anthropologie Lease and Johnnie-O Opening

businesswire.com · 20 Aug 2026

Watersound® Town Center Continues Retail Momentum With Anthropologie Lease and Johnnie-O Opening

PANAMA CITY BEACH, Fla.--(BUSINESS WIRE)-- #TheStJoeCompany--The St. Joe Company (NYSE: JOE) ("St. Joe" or the "Company") announces that national premium lifestyle retailer Anthropologie has executed a lease at Watersound Town Center for an approximately 9,000 square foot store. Additionally, the Company announces the much-anticipated opening of Johnnie-O, the California-inspired premium men and boys apparel brand. Together, these activities underscore the continued momentum of Watersound Town Center as it attrac.

Billionaire Bruce Berkowitz Reveals 76% Of Fairholme Capital Is in Just 1 Stock

247wallst.com · 18 Aug 2026

Billionaire Bruce Berkowitz Reveals 76% Of Fairholme Capital Is in Just 1 Stock

Bruce Berkowitz's Fairholme Capital disclosed in its Q2 2026 13F filing that 18,182,367 shares of St.

Dividend Champion, Contender, And Challenger Highlights: Week August 16

seekingalpha.com · 14 Aug 2026

Dividend Champion, Contender, And Challenger Highlights: Week August 16

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.

The St. Joe Company Releases the Latest Issue of the Watersound Club® Member “Watersound Lifestyle®” Magazine

businesswire.com · 12 Aug 2026

The St. Joe Company Releases the Latest Issue of the Watersound Club® Member “Watersound Lifestyle®” Magazine

PANAMA CITY BEACH, Fla.--(BUSINESS WIRE)--The St. Joe Company (NYSE: JOE) (“Company”) releases the latest issue of “Watersound Lifestyle” magazine, a Watersound Club member publication. The latest issue of the magazine celebrates the people, places and experiences that make Northwest Florida a special place to visit and to call home, including stories from residents who have found a sense of community and connection across Watersound® residential communities. The magazine also offers an inside.

The St. Joe Company (JOE) Q2 2026 Earnings Call Transcript

seekingalpha.com · 31 Jul 2026

The St. Joe Company (JOE) Q2 2026 Earnings Call Transcript

The St. Joe Company (JOE) Q2 2026 Earnings Call Transcript

St. Joe Q2 Earnings Call Highlights

marketbeat.com · 31 Jul 2026

St. Joe Q2 Earnings Call Highlights

St. Joe NYSE: JOE reported second-quarter revenue of $158.9 million, up 23% from the prior-year period, while net income rose 37% to $40.5 million, President, CEO and Chairman Jorge Gonzalez said during the company's earnings call.

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