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Jiayin Group Inc.

$1.44 -$4.58 (-76.08%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$1.44
Day Range
$1.42$1.48
Year Range
$1.42$11.77
Market Cap
74.83M
AVG Volume
77.8K
Trailing/Forward PE
2.06/0.38
PEG ratio
-0.03
Dividend Yield
-
Next Earnings Date
2026-11-25
Primary Exchange
NASDAQUS
Revenue (CNY)
0500M1B1.5B2B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Revenue (CNY) by quarter
PeriodRevenue (CNY)
26 Q2736.88M
26 Q1752.1M
25 Q41.08B
25 Q31.47B
25 Q21.89B
25 Q11.78B
24 Q41.4B
24 Q31.44B
24 Q21.48B
24 Q11.48B
Net Income (CNY)
-200M0200M400M600M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Net Income (CNY) by quarter
PeriodNet Income (CNY)
26 Q2-183.55M
26 Q1-61.28M
25 Q499.24M
25 Q3376.49M
25 Q2519.14M
25 Q1539.48M
24 Q4275.52M
24 Q3269.61M
24 Q2238.27M
24 Q1273.07M
Operating Income (CNY)
-250M0250M500M750M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Operating Income (CNY) by quarter
PeriodOperating Income (CNY)
26 Q2-246.65M
26 Q1-69.64M
25 Q493.34M
25 Q3456.93M
25 Q2639.1M
25 Q1606.65M
24 Q4392.64M
24 Q3311.87M
24 Q2227.06M
24 Q1316.45M
EBITDA (CNY)
-250M0250M500M750M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN EBITDA (CNY) by quarter
PeriodEBITDA (CNY)
26 Q2-217.77M
26 Q1-68.22M
25 Q499.77M
25 Q3461.4M
25 Q2643.57M
25 Q1611.12M
24 Q4392.64M
24 Q3311.87M
24 Q2229.43M
24 Q1318.81M
Cash Flows (CNY)
00.250.50.75124 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Cash Flows (CNY) by quarter
PeriodCash Flows (CNY)
26 Q20
26 Q10
25 Q40
25 Q30
25 Q20
25 Q10
24 Q40
24 Q30
24 Q20
24 Q10
EPS (CNY)
-505101524 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN EPS (CNY) by quarter
PeriodEPS (CNY)
26 Q2-3.48
26 Q1-1.16
25 Q41.96
25 Q37.36
25 Q29.84
25 Q110.12
24 Q45.2
24 Q35.08
24 Q24.48
24 Q15.16
Expenses (CNY)
0250M500M750M1BR&DSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Expenses (CNY) by quarter
PeriodExpenses (CNY)
26 Q2382.88M
26 Q1384.25M
25 Q4687.43M
25 Q3725.28M
25 Q2929.48M
25 Q1815.38M
24 Q4671.32M
24 Q3702.31M
24 Q2644.37M
24 Q1489.3M
Cash & Debt (CNY)
0250M500M750M1BCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Cash & Debt (CNY) by quarter
PeriodCash & Debt (CNY)
26 Q2503.99M
26 Q1430.28M
25 Q461.84M
25 Q3124.15M
25 Q2316.24M
25 Q1190.25M
24 Q4540.52M
24 Q3741.21M
24 Q2880.2M
24 Q1568.16M
Debt ratios
-1-0.500.524 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Debt ratios by quarter
PeriodDebt ratios
26 Q20.48
26 Q10.23
25 Q40.35
25 Q3-0.04
25 Q2-0.14
25 Q1-0.09
24 Q4-0.39
24 Q3-0.63
24 Q2-0.71
24 Q1-0.4
Margins
0%25%50%75%100%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Margins by quarter
PeriodMargins
26 Q225.45%
26 Q156.18%
25 Q469.9%
25 Q380.51%
25 Q284.89%
25 Q181.08%
24 Q475.84%
24 Q371%
24 Q258.81%
24 Q154.79%
Return on Capital
-5%0%5%10%15%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Return on Capital by quarter
PeriodReturn on Capital
26 Q2-4.36%
26 Q1-1.41%
25 Q42.24%
25 Q38.75%
25 Q213.33%
25 Q114.71%
24 Q48.81%
24 Q39.46%
24 Q28.67%
24 Q110.92%
Shares Outstanding
020M40M60M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Shares Outstanding by quarter
PeriodShares Outstanding
26 Q252.4M
26 Q152.33M
25 Q451.54M
25 Q351.31M
25 Q252.7M
25 Q153.37M
24 Q453.28M
24 Q353.17M
24 Q253.08M
24 Q153.03M
Dividends (CNY)
00.20.40.60.8Jul 23Jan 24Aug 24Jul 25
JFIN Dividends (CNY) by quarter
PeriodDividends (CNY)
Jul 250.8
Aug 240.49
Jan 240.38
Jul 230.38
Employee Count
05001K1.5K201920202021202220242025
JFIN Employee Count by quarter
PeriodEmployee Count
20251.16K
20241.03K
2022796
2021706
2020894
2019970
Book Value Per Share (CNY)
025507510024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Book Value Per Share (CNY) by quarter
PeriodBook Value Per Share (CNY)
26 Q280.32
26 Q183.21
25 Q485.97
25 Q383.89
25 Q273.88
25 Q168.73
24 Q458.7
24 Q353.61
24 Q251.8
24 Q147.15
Total Assets (CNY)
02.5B5B7.5B10B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
JFIN Total Assets (CNY) by quarter
PeriodTotal Assets (CNY)
26 Q28.58B
26 Q18.52B
25 Q48.76B
25 Q37.91B
25 Q27.28B
25 Q16.39B
24 Q45.41B
24 Q35.25B
24 Q25.54B
24 Q15.16B
PE Ratio
0246med 2.17Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
JFIN PE Ratio by quarter
PeriodPE Ratio
Sep 262.19
Sep 262.59
Aug 263.21
Aug 260.92
Aug 260.86
Aug 260.99
Jul 260.82
Jul 260.82
Jul 260.95
Jul 261.12
Jul 261.09
Jun 261.15
Jun 260.91
Jun 260.92
Jun 260.87
May 260.98
May 260.91
May 261.01
May 261.13
May 261.1
Apr 261.07
Apr 261.07
Apr 260.96
Apr 260.97
Mar 261.01
Mar 261.11
Mar 261.22
Mar 261.3
Feb 261.33
Feb 261.36
Feb 261.29
Feb 261.32
Jan 261.38
Jan 261.47
Jan 261.42
Jan 261.45
Jan 261.26
Dec 251.3
Dec 251.4
Dec 251.47
Dec 251.53
Nov 251.51
Nov 251.74
Nov 252.03
Nov 252.11
Oct 252.21
Oct 252.36
Oct 252.26
Oct 252.4
Oct 252.66
Sep 252.46
Sep 252.57
Sep 252.58
Sep 252.72
Aug 252.95
Aug 253.32
Aug 253.92
Aug 253.59
Aug 253.81
Jul 254.3
Jul 254.86
Jul 255.15
Jul 255.3
Jun 254.46
Jun 254.57
Jun 255.26
Jun 255.27
May 255.54
May 254.64
May 254.43
May 254.66
May 254.13
Apr 253.83
Apr 253.52
Apr 253.41
Apr 253.93
Mar 254.69
Mar 253.9
Mar 253.96
Mar 253.3
Feb 253.29
Feb 253.34
Feb 253.4
Feb 252.87
Jan 252.58
Jan 252.83
Jan 252.47
Jan 252.38
Jan 252.21
Dec 242.14
Dec 242.11
Dec 242.23
Dec 242.14
Nov 242.17
Nov 241.88
Nov 242.14
Nov 242.08
Nov 241.99
Oct 242.17
Oct 242.25
Free Cash Flow Yield
0%0.25%0.5%0.75%1%med 0%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
JFIN Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 260%
Sep 260%
Aug 260%
Aug 260%
Aug 260%
Aug 260%
Jul 260%
Jul 260%
Jul 260%
Jul 260%
Jul 260%
Jun 260%
Jun 260%
Jun 260%
Jun 260%
May 260%
May 260%
May 260%
May 260%
May 260%
Apr 260%
Apr 260%
Apr 260%
Apr 260%
Mar 260%
Mar 260%
Mar 260%
Mar 260%
Feb 260%
Feb 260%
Feb 260%
Feb 260%
Jan 260%
Jan 260%
Jan 260%
Jan 260%
Jan 260%
Dec 250%
Dec 250%
Dec 250%
Dec 250%
Nov 250%
Nov 250%
Nov 250%
Nov 250%
Oct 250%
Oct 250%
Oct 250%
Oct 250%
Oct 250%
Sep 250%
Sep 250%
Sep 250%
Sep 250%
Aug 250%
Aug 250%
Aug 250%
Aug 250%
Aug 250%
Jul 250%
Jul 250%
Jul 250%
Jul 250%
Jun 250%
Jun 250%
Jun 250%
Jun 250%
May 250%
May 250%
May 250%
May 250%
May 250%
Apr 250%
Apr 250%
Apr 250%
Apr 250%
Mar 250%
Mar 250%
Mar 250%
Mar 250%
Feb 250%
Feb 250%
Feb 250%
Feb 250%
Jan 250%
Jan 250%
Jan 250%
Jan 250%
Jan 250%
Dec 240%
Dec 240%
Dec 240%
Dec 240%
Nov 240%
Nov 240%
Nov 240%
Nov 240%
Nov 240%
Oct 240%
Oct 240%
Price to Sales
00.511.5med 0.43Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
JFIN Price to Sales by quarter
PeriodPrice to Sales
Sep 260.13
Sep 260.15
Aug 260.18
Aug 260.16
Aug 260.16
Aug 260.18
Jul 260.15
Jul 260.15
Jul 260.17
Jul 260.2
Jul 260.2
Jun 260.21
Jun 260.23
Jun 260.23
Jun 260.22
May 260.24
May 260.22
May 260.25
May 260.28
May 260.27
Apr 260.26
Apr 260.26
Apr 260.24
Apr 260.24
Mar 260.26
Mar 260.29
Mar 260.32
Mar 260.34
Feb 260.35
Feb 260.36
Feb 260.34
Feb 260.34
Jan 260.36
Jan 260.38
Jan 260.37
Jan 260.38
Jan 260.33
Dec 250.34
Dec 250.37
Dec 250.39
Dec 250.4
Nov 250.4
Nov 250.43
Nov 250.5
Nov 250.52
Oct 250.54
Oct 250.58
Oct 250.56
Oct 250.59
Oct 250.66
Sep 250.61
Sep 250.63
Sep 250.63
Sep 250.67
Aug 250.73
Aug 250.82
Aug 250.85
Aug 250.78
Aug 250.83
Jul 250.93
Jul 251.05
Jul 251.12
Jul 251.15
Jun 250.97
Jun 250.99
Jun 251.14
Jun 251.14
May 251.01
May 250.85
May 250.81
May 250.85
May 250.75
Apr 250.73
Apr 250.67
Apr 250.65
Apr 250.75
Mar 250.9
Mar 250.75
Mar 250.76
Mar 250.63
Feb 250.63
Feb 250.64
Feb 250.65
Feb 250.55
Jan 250.49
Jan 250.54
Jan 250.47
Jan 250.46
Jan 250.42
Dec 240.41
Dec 240.4
Dec 240.43
Dec 240.41
Nov 240.42
Nov 240.38
Nov 240.43
Nov 240.42
Nov 240.4
Oct 240.43
Oct 240.45
EV/EBITDA
012345med 1.62Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
JFIN EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 262.32
Sep 262.66
Aug 263.17
Aug 260.98
Aug 260.94
Aug 261.04
Jul 260.9
Jul 260.9
Jul 261.01
Jul 261.15
Jul 261.12
Jun 261.17
Jun 261.12
Jun 261.13
Jun 261.09
May 261.18
May 261.12
May 261.21
May 261.31
May 261.28
Apr 261.26
Apr 261.26
Apr 261.16
Apr 261.17
Mar 260.78
Mar 260.86
Mar 260.94
Mar 261.01
Feb 261.04
Feb 261.06
Feb 261.01
Feb 261.03
Jan 261.07
Jan 261.15
Jan 261.11
Jan 261.13
Jan 260.98
Dec 251.02
Dec 251.09
Dec 251.15
Dec 251.2
Nov 251.19
Nov 251.28
Nov 251.53
Nov 251.59
Oct 251.67
Oct 251.79
Oct 251.71
Oct 251.83
Oct 252.04
Sep 251.87
Sep 251.97
Sep 251.97
Sep 252.09
Aug 252.27
Aug 252.58
Aug 253.26
Aug 252.98
Aug 253.17
Jul 253.59
Jul 254.07
Jul 254.32
Jul 254.44
Jun 253.72
Jun 253.82
Jun 254.41
Jun 254.42
May 254.28
May 253.52
May 253.34
May 253.54
May 253.09
Apr 253.39
Apr 253.07
Apr 252.95
Apr 253.5
Mar 254.29
Mar 253.46
Mar 253.53
Mar 252.84
Feb 252.83
Feb 252.87
Feb 252.94
Feb 252.39
Jan 252.08
Jan 252.34
Jan 251.97
Jan 251.87
Jan 251.69
Dec 241.62
Dec 241.59
Dec 241.71
Dec 241.61
Nov 241.65
Nov 241.23
Nov 241.5
Nov 241.43
Nov 241.35
Oct 241.53
Oct 241.61
Price/Operating Cashflow
0.50.60.70.8med 0.59Sep 23Oct 23Nov 23Dec 23Dec 23Jan 24Feb 24
JFIN Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Feb 240.63
Feb 240.63
Feb 240.59
Feb 240.6
Jan 240.63
Jan 240.66
Jan 240.75
Jan 240.62
Dec 230.58
Dec 230.58
Dec 230.59
Dec 230.58
Dec 230.59
Nov 230.62
Nov 230.61
Nov 230.58
Nov 230.56
Oct 230.57
Oct 230.58
Oct 230.57
Oct 230.58
Sep 230.62
Sep 230.56
Sep 230.55
Sep 230.56
Sep 230.61
Price to Book
00.511.52med 0.87Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
JFIN Price to Book by quarter
PeriodPrice to Book
Sep 260.12
Sep 260.14
Aug 260.18
Aug 260.2
Aug 260.18
Aug 260.21
Jul 260.18
Jul 260.18
Jul 260.2
Jul 260.24
Jul 260.23
Jun 260.25
Jun 260.32
Jun 260.32
Jun 260.3
May 260.34
May 260.31
May 260.35
May 260.39
May 260.38
Apr 260.37
Apr 260.37
Apr 260.33
Apr 260.34
Mar 260.4
Mar 260.44
Mar 260.48
Mar 260.52
Feb 260.53
Feb 260.54
Feb 260.51
Feb 260.52
Jan 260.55
Jan 260.58
Jan 260.56
Jan 260.58
Jan 260.5
Dec 250.52
Dec 250.56
Dec 250.59
Dec 250.61
Nov 250.6
Nov 250.72
Nov 250.84
Nov 250.87
Oct 250.91
Oct 250.97
Oct 250.93
Oct 250.99
Oct 251.1
Sep 251.01
Sep 251.06
Sep 251.06
Sep 251.12
Aug 251.21
Aug 251.37
Aug 251.41
Aug 251.29
Aug 251.37
Jul 251.55
Jul 251.75
Jul 251.86
Jul 251.91
Jun 251.61
Jun 251.65
Jun 251.9
Jun 251.9
May 251.87
May 251.57
May 251.5
May 251.57
May 251.39
Apr 251.54
Apr 251.42
Apr 251.37
Apr 251.58
Mar 251.89
Mar 251.57
Mar 251.6
Mar 251.33
Feb 251.33
Feb 251.34
Feb 251.37
Feb 251.16
Jan 251.04
Jan 251.14
Jan 251
Jan 250.96
Jan 250.89
Dec 240.86
Dec 240.85
Dec 240.9
Dec 240.86
Nov 240.87
Nov 240.82
Nov 240.94
Nov 240.91
Nov 240.87
Oct 240.95
Oct 240.98
Jiayin Group Inc.
JFIN
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News: JFIN

Head-To-Head Survey: LendingClub (NYSE:LC) versus Jiayin Group (NASDAQ:JFIN)

defenseworld.net · 2 Sep 2026

Head-To-Head Survey: LendingClub (NYSE:LC) versus Jiayin Group (NASDAQ:JFIN)

Jiayin Group (NASDAQ: JFIN - Get Free Report) and LendingClub (NYSE: LC - Get Free Report) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, earnings, valuation, institutional ownership, dividends, analyst recommendations and risk. Earnings and Valuation This table compares Jiayin Group and

Jiayin Group Inc. (JFIN) Q2 2026 Earnings Call Transcript

seekingalpha.com · 28 Aug 2026

Jiayin Group Inc. (JFIN) Q2 2026 Earnings Call Transcript

Jiayin Group Inc. (JFIN) Q2 2026 Earnings Call Transcript

Jiayin Group Q2 Earnings Call Highlights

marketbeat.com · 28 Aug 2026

Jiayin Group Q2 Earnings Call Highlights

Jiayin Group NASDAQ: JFIN reported sharply lower second-quarter results as tighter industry liquidity and its own business restructuring reduced transaction volume, while the company expanded overseas operations and continued investing in technology and artificial intelligence capabilities.

Jiayin Group Inc. Reports Second Quarter 2026 Unaudited Financial Results

globenewswire.com · 28 Aug 2026

Jiayin Group Inc. Reports Second Quarter 2026 Unaudited Financial Results

SHANGHAI, Aug. 28, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced its unaudited financial results for the second quarter ended June 30, 2026.

Jiayin Group Inc. to Release Second Quarter 2026 Unaudited Financial Results on Friday, August 28, 2026

globenewswire.com · 21 Aug 2026

Jiayin Group Inc. to Release Second Quarter 2026 Unaudited Financial Results on Friday, August 28, 2026

SHANGHAI, China, Aug. 21, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. ("Jiayin" or the "Company") (NASDAQ: JFIN), a leading fintech platform in China, today announced that it will release its unaudited financial results for the second quarter of 2026 before the U.S. market opens on Friday, August 28, 2026. The Company will conduct a conference call to discuss its financial results on Friday, August 28, 2026 at 8:00 AM U.S. Eastern Time (8:00 PM Beijing/Hong Kong Time on the same day).

Jiayin Group Inc. Releases 2025 Environmental, Social and Governance (ESG) Report

globenewswire.com · 20 Aug 2026

Jiayin Group Inc. Releases 2025 Environmental, Social and Governance (ESG) Report

SHANGHAI, Aug. 20, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today published its 2025 Environmental, Social, and Governance (ESG) Report. This publication, the Company's fifth ESG report, highlights Jiayin's ongoing commitment to corporate sustainability, ethical business practices, and transparent governance.

Jiayin Group Inc. Announces Change of Director

globenewswire.com · 2 Jul 2026

Jiayin Group Inc. Announces Change of Director

SHANGHAI, July 02, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced that Ms. Xiaojing Lu has been appointed as a director of the Company's board of directors (the “Board”), a member of the compensation committee of the Board and a member of the nominating and corporate governance committee of the Board, effective as of July 1, 2026. Ms. Yifang Xu has resigned from her position as a director of the Company, a member of the compensation committee of the Board and a member of the nominating and corporate governance committee of the Board, effective as of July 1, 2026, for personal reasons.

Jiayin Group Inc. (JFIN) Q1 2026 Earnings Call Transcript

seekingalpha.com · 23 Jun 2026

Jiayin Group Inc. (JFIN) Q1 2026 Earnings Call Transcript

Jiayin Group Inc. (JFIN) Q1 2026 Earnings Call Transcript

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