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Isabella Bank Corporation

$39.36 -$10.94 (-21.75%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$38.91
Day Range
$39.04$39.8
Year Range
$31.2$58.83
Market Cap
288.61M
AVG Volume
62.52K
Trailing/Forward PE
14.47/9.96
PEG ratio
0.73
Dividend Yield
2.85%
Next Earnings Date
2026-10-26
Primary Exchange
NASDAQUS
Revenue (USD)
050M100M150M2016201720182019202020212022202320242025
ISBA Revenue (USD) by year
PeriodRevenue (USD)
2025112M
2024101.71M
202391.19M
202276.55M
202171.28M
202075.57M
201976.74M
201872.66M
201767.41M
201662.61M
Net Income (USD)
010M20M30M2016201720182019202020212022202320242025
ISBA Net Income (USD) by year
PeriodNet Income (USD)
202518.91M
202413.89M
202318.17M
202222.24M
202119.5M
202010.88M
201913.02M
201814.02M
201713.24M
201613.8M
Operating Income (USD)
010M20M30M2016201720182019202020212022202320242025
ISBA Operating Income (USD) by year
PeriodOperating Income (USD)
202522.13M
202416.4M
202321.83M
202226.84M
202123.35M
202011.87M
201914.4M
201815.38M
201716.25M
201616.15M
EBITDA (USD)
010M20M30M2016201720182019202020212022202320242025
ISBA EBITDA (USD) by year
PeriodEBITDA (USD)
202524.27M
202418.48M
202323.85M
202229.03M
202126.29M
202015.04M
201917.69M
201818.64M
201719.61M
201619.52M
Cash Flows (USD)
010M20M30M2016201720182019202020212022202320242025
ISBA Cash Flows (USD) by year
PeriodCash Flows (USD)
202523.34M
202417.71M
202319.97M
202223.73M
202123.91M
202020.48M
201921.96M
201821.71M
201714.95M
201615.36M
EPS (USD)
01232016201720182019202020212022202320242025
ISBA EPS (USD) by year
PeriodEPS (USD)
20252.56
20241.86
20232.4
20222.91
20212.45
20201.34
20191.61
20181.74
20171.65
20161.73
Expenses (USD)
020M40M60MSG&ACapex2016201720182019202020212022202320242025
ISBA Expenses (USD) by year
PeriodExpenses (USD)
202546.05M
202437.31M
202331.8M
202230.87M
202127.5M
202027.1M
201926.5M
201826.43M
201727.25M
201626.77M
Cash & Debt (USD)
0200M400M600M800MCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
ISBA Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025226.85M
2024253.03M
2023561.82M
2022619.4M
2021595.93M
2020585.87M
2019490.41M
2018568.3M
2017583.15M
2016580.99M
Debt ratios
-8-6-4-2020182019202020212022202320242025
ISBA Debt ratios by year
PeriodDebt ratios
2025-0.88
2024-1.43
2023-4.73
2022-6.05
2021-6.39
2020-6.02
2019-2.84
2018-2.87
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
ISBA Margins by year
PeriodMargins
202570.6%
202464.58%
202375.51%
202292.42%
202190.33%
202079.5%
201976.69%
201877.14%
201781.09%
201682.86%
Return on Capital
0%5%10%15%2016201720182019202020212022202320242025
ISBA Return on Capital by year
PeriodReturn on Capital
20258.17%
20246.61%
20238.98%
202211.94%
20219.24%
20204.98%
20196.2%
20187.17%
20176.79%
20167.34%
Shares Outstanding
02M4M6M8M2016201720182019202020212022202320242025
ISBA Shares Outstanding by year
PeriodShares Outstanding
20257.38M
20247.45M
20237.46M
20227.53M
20217.61M
20207.23M
20197.48M
20187.87M
20177.84M
20167.81M
Dividends (USD)
00.511.52017201820192020202120222023202420252026
ISBA Dividends (USD) by year
PeriodDividends (USD)
20260.84
20251.12
20241.12
20231.12
20221.09
20211.08
20201.08
20191.05
20181.04
20171.02
Employee Count
01002003004002016201720182019202020212022202320242025
ISBA Employee Count by year
PeriodEmployee Count
2025341
2024368
2023356
2022347
2021330
2020340
2019358
2018371
2017376
2016372
Book Value Per Share (USD)
0102030402016201720182019202020212022202320242025
ISBA Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202531.35
202428.21
202327.14
202224.74
202127.73
202030.23
201928.09
201824.84
201724.86
201624.05
Total Assets (USD)
01B2B3B2016201720182019202020212022202320242025
ISBA Total Assets (USD) by year
PeriodTotal Assets (USD)
20252.21B
20242.09B
20232.06B
20222.03B
20212.03B
20201.96B
20191.81B
20181.84B
20171.81B
20161.73B
PE Ratio
10152025med 14.92Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA PE Ratio by year
PeriodPE Ratio
Sep 2614.47
Sep 2614.72
Aug 2614.5
Aug 2614.68
Aug 2615.3
Aug 2614.63
Jul 2614.61
Jul 2613.54
Jul 2614.43
Jul 2614.39
Jul 2615.08
Jun 2614.77
Jun 2614.83
Jun 2615.47
Jun 2615.52
May 2615
May 2615.84
May 2615.1
May 2615.74
May 2616
Apr 2616.25
Apr 2617.85
Apr 2619.01
Apr 2617.92
Mar 2617.84
Mar 2617.35
Mar 2617.18
Mar 2618.58
Feb 2619.27
Feb 2621.25
Feb 2620.78
Feb 2619.67
Jan 2619.52
Jan 2620.54
Jan 2620.6
Jan 2619.69
Jan 2620.38
Dec 2520.92
Dec 2522.92
Dec 2519.88
Dec 2518.72
Nov 2517.02
Nov 2517.99
Nov 2516.61
Nov 2517.57
Oct 2516.26
Oct 2516.33
Oct 2516.29
Oct 2516.42
Oct 2516.01
Sep 2516
Sep 2515.95
Sep 2514.77
Sep 2514.61
Aug 2515.34
Aug 2514.79
Aug 2514.79
Aug 2516.31
Aug 2516.44
Jul 2516.35
Jul 2515.84
Jul 2515.54
Jul 2514.48
Jun 2516.15
Jun 2519.46
Jun 2516.73
Jun 2514.16
May 2513.93
May 2514.08
May 2514.06
May 2513.49
May 2514.36
Apr 2513.95
Apr 2513.15
Apr 2512.72
Apr 2511.54
Mar 2512.67
Mar 2512.67
Mar 2512.48
Mar 2512.65
Feb 2513.58
Feb 2513.61
Feb 2513.85
Feb 2513.82
Jan 2514.04
Jan 2514.04
Jan 2514.15
Jan 2514.04
Jan 2514.15
Dec 2414.15
Dec 2413.99
Dec 2413.69
Dec 2413.52
Nov 2413.55
Nov 2413.52
Nov 2413.28
Nov 2411.49
Nov 2410.81
Oct 2410.74
Oct 2410.74
Free Cash Flow Yield
4%6%8%10%12%med 7.9%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 268.26%
Sep 268.12%
Aug 268.24%
Aug 268.14%
Aug 267.81%
Aug 267.83%
Jul 267.84%
Jul 268.46%
Jul 267.94%
Jul 267.96%
Jul 267.59%
Jun 267.76%
Jun 267.72%
Jun 267.41%
Jun 267.38%
May 267.64%
May 267.23%
May 267.59%
May 267.28%
May 267.71%
Apr 267.6%
Apr 266.91%
Apr 266.49%
Apr 266.89%
Mar 266.92%
Mar 267.11%
Mar 267.18%
Mar 265.7%
Feb 265.5%
Feb 264.99%
Feb 265.1%
Feb 265.39%
Jan 265.43%
Jan 265.16%
Jan 265.14%
Jan 265.38%
Jan 265.2%
Dec 255.06%
Dec 254.62%
Dec 255.33%
Dec 255.66%
Nov 256.23%
Nov 255.89%
Nov 256.38%
Nov 257.33%
Oct 257.92%
Oct 257.89%
Oct 257.91%
Oct 257.84%
Oct 258.04%
Sep 258.05%
Sep 258.08%
Sep 258.72%
Sep 258.82%
Aug 258.4%
Aug 258.71%
Aug 258.71%
Aug 257.84%
Aug 257.78%
Jul 257.83%
Jul 258.08%
Jul 258.23%
Jul 258.83%
Jun 257.92%
Jun 256.57%
Jun 257.65%
Jun 259.03%
May 259.19%
May 259.08%
May 259.1%
May 259.49%
May 258.88%
Apr 259.14%
Apr 259.7%
Apr 2510.03%
Apr 2511.05%
Mar 2510.07%
Mar 2510.07%
Mar 2510.22%
Mar 258.76%
Feb 258.16%
Feb 258.15%
Feb 258.01%
Feb 258.02%
Jan 257.9%
Jan 257.9%
Jan 257.84%
Jan 257.9%
Jan 257.84%
Dec 247.84%
Dec 247.93%
Dec 248.1%
Dec 248.2%
Nov 248.18%
Nov 248.2%
Nov 248.35%
Nov 248.56%
Nov 249.1%
Oct 249.16%
Oct 249.16%
Price to Sales
1234med 2.49Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA Price to Sales by year
PeriodPrice to Sales
Sep 262.72
Sep 262.76
Aug 262.72
Aug 262.76
Aug 262.87
Aug 262.52
Jul 262.52
Jul 262.33
Jul 262.49
Jul 262.48
Jul 262.6
Jun 262.54
Jun 262.56
Jun 262.67
Jun 262.67
May 262.58
May 262.73
May 262.6
May 262.71
May 262.7
Apr 262.74
Apr 263.01
Apr 263.21
Apr 263.03
Mar 263.01
Mar 262.93
Mar 262.9
Mar 263.18
Feb 263.3
Feb 263.64
Feb 263.56
Feb 263.37
Jan 263.34
Jan 263.52
Jan 263.53
Jan 263.37
Jan 263.49
Dec 253.58
Dec 253.92
Dec 253.4
Dec 253.2
Nov 252.91
Nov 253.08
Nov 252.84
Nov 252.74
Oct 252.54
Oct 252.55
Oct 252.54
Oct 252.56
Oct 252.5
Sep 252.5
Sep 252.49
Sep 252.31
Sep 252.28
Aug 252.39
Aug 252.31
Aug 252.31
Aug 252.33
Aug 252.35
Jul 252.33
Jul 252.26
Jul 252.22
Jul 252.07
Jun 252.31
Jun 252.78
Jun 252.39
Jun 252.02
May 251.99
May 252.01
May 252.01
May 251.93
May 251.96
Apr 251.91
Apr 251.8
Apr 251.74
Apr 251.58
Mar 251.73
Mar 251.73
Mar 251.7
Mar 251.74
Feb 251.87
Feb 251.87
Feb 251.9
Feb 251.9
Jan 251.93
Jan 251.93
Jan 251.94
Jan 251.93
Jan 251.94
Dec 241.94
Dec 241.92
Dec 241.88
Dec 241.86
Nov 241.86
Nov 241.86
Nov 241.82
Nov 241.76
Nov 241.66
Oct 241.64
Oct 241.64
EV/EBITDA
-20-1001020med -8.15Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA EV/EBITDA by year
PeriodEV/EBITDA
Sep 26-3.82
Sep 26-3.41
Aug 26-3.78
Aug 26-3.48
Aug 26-2.47
Aug 2615.15
Jul 2615.13
Jul 2614.29
Jul 2614.99
Jul 2614.96
Jul 2615.5
Jun 2615.26
Jun 2615.3
Jun 2615.8
Jun 2615.84
May 2615.44
May 2616.09
May 2615.52
May 2616.01
May 268.99
Apr 269.18
Apr 2610.44
Apr 2611.33
Apr 2610.48
Mar 2610.42
Mar 2610.04
Mar 269.91
Mar 26-10.03
Feb 26-9.51
Feb 26-8.02
Feb 26-8.37
Feb 26-9.21
Jan 26-9.32
Jan 26-8.56
Jan 26-8.51
Jan 26-9.2
Jan 26-8.68
Dec 25-8.27
Dec 25-6.77
Dec 25-9.06
Dec 25-9.93
Nov 25-11.2
Nov 25-10.47
Nov 25-11.51
Nov 255.99
Oct 255.02
Oct 255.07
Oct 255.04
Oct 255.14
Oct 254.83
Sep 254.82
Sep 254.78
Sep 253.91
Sep 253.79
Aug 254.33
Aug 253.92
Aug 253.92
Aug 25-13.46
Aug 25-13.36
Jul 25-13.43
Jul 25-13.81
Jul 25-14.03
Jul 25-14.82
Jun 25-13.58
Jun 25-11.11
Jun 25-13.15
Jun 25-15.06
May 25-15.24
May 25-15.12
May 25-15.14
May 25-15.56
May 253.21
Apr 252.91
Apr 252.3
Apr 251.98
Apr 251.09
Mar 251.94
Mar 251.94
Mar 251.8
Mar 25-14.49
Feb 25-13.79
Feb 25-13.77
Feb 25-13.59
Feb 25-13.61
Jan 25-13.45
Jan 25-13.45
Jan 25-13.37
Jan 25-13.45
Jan 25-13.37
Dec 24-13.37
Dec 24-13.49
Dec 24-13.71
Dec 24-13.83
Nov 24-13.81
Nov 24-13.84
Nov 24-14.02
Nov 24-12.18
Nov 24-12.68
Oct 24-12.74
Oct 24-12.74
Price/Operating Cashflow
5101520med 11.25Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 2611.22
Sep 2611.41
Aug 2611.24
Aug 2611.38
Aug 2611.86
Aug 2611.28
Jul 2611.26
Jul 2610.44
Jul 2611.12
Jul 2611.09
Jul 2611.63
Jun 2611.38
Jun 2611.43
Jun 2611.92
Jun 2611.96
May 2611.56
May 2612.2
May 2611.64
May 2612.13
May 2611.28
Apr 2611.46
Apr 2612.59
Apr 2613.4
Apr 2612.63
Mar 2612.58
Mar 2612.23
Mar 2612.12
Mar 2615.1
Feb 2615.66
Feb 2617.27
Feb 2616.89
Feb 2615.98
Jan 2615.86
Jan 2616.69
Jan 2616.74
Jan 2616
Jan 2616.56
Dec 2517
Dec 2518.63
Dec 2516.15
Dec 2515.21
Nov 2513.83
Nov 2514.62
Nov 2513.5
Nov 2512.2
Oct 2511.3
Oct 2511.34
Oct 2511.32
Oct 2511.41
Oct 2511.13
Sep 2511.11
Sep 2511.08
Sep 2510.26
Sep 2510.15
Aug 2510.66
Aug 2510.27
Aug 2510.28
Aug 2511.37
Aug 2511.47
Jul 2511.4
Jul 2511.05
Jul 2510.84
Jul 2510.1
Jun 2511.26
Jun 2513.58
Jun 2511.67
Jun 259.88
May 259.71
May 259.82
May 259.81
May 259.41
May 2510.06
Apr 259.78
Apr 259.21
Apr 258.91
Apr 258.09
Mar 258.88
Mar 258.88
Mar 258.74
Mar 259.65
Feb 2510.36
Feb 2510.38
Feb 2510.56
Feb 2510.55
Jan 2510.71
Jan 2510.71
Jan 2510.79
Jan 2510.71
Jan 2510.79
Dec 2410.79
Dec 2410.67
Dec 2410.44
Dec 2410.32
Nov 2410.34
Nov 2410.31
Nov 2410.13
Nov 249.43
Nov 248.88
Oct 248.82
Oct 248.82
Price to Book
0.511.52med 1.17Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ISBA Price to Book by year
PeriodPrice to Book
Sep 261.16
Sep 261.18
Aug 261.16
Aug 261.18
Aug 261.23
Aug 261.25
Jul 261.25
Jul 261.16
Jul 261.23
Jul 261.23
Jul 261.29
Jun 261.26
Jun 261.26
Jun 261.32
Jun 261.32
May 261.28
May 261.35
May 261.29
May 261.34
May 261.31
Apr 261.33
Apr 261.46
Apr 261.55
Apr 261.46
Mar 261.46
Mar 261.42
Mar 261.4
Mar 261.49
Feb 261.54
Feb 261.7
Feb 261.66
Feb 261.58
Jan 261.56
Jan 261.65
Jan 261.65
Jan 261.58
Jan 261.63
Dec 251.68
Dec 251.84
Dec 251.59
Dec 251.5
Nov 251.36
Nov 251.44
Nov 251.33
Nov 251.3
Oct 251.2
Oct 251.2
Oct 251.2
Oct 251.21
Oct 251.18
Sep 251.18
Sep 251.18
Sep 251.09
Sep 251.08
Aug 251.13
Aug 251.09
Aug 251.09
Aug 251.11
Aug 251.12
Jul 251.12
Jul 251.08
Jul 251.06
Jul 250.99
Jun 251.1
Jun 251.33
Jun 251.14
Jun 250.97
May 250.95
May 250.96
May 250.96
May 250.92
May 250.95
Apr 250.92
Apr 250.87
Apr 250.84
Apr 250.76
Mar 250.84
Mar 250.84
Mar 250.82
Mar 250.81
Feb 250.87
Feb 250.87
Feb 250.89
Feb 250.89
Jan 250.9
Jan 250.9
Jan 250.91
Jan 250.9
Jan 250.91
Dec 240.91
Dec 240.9
Dec 240.88
Dec 240.87
Nov 240.87
Nov 240.87
Nov 240.85
Nov 240.84
Nov 240.79
Oct 240.79
Oct 240.79
Isabella Bank Corporation
ISBA
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News: ISBA

Isabella Bank Corporation Announces Third Quarter 2026 Dividend

accessnewswire.com · 27 Aug 2026

Isabella Bank Corporation Announces Third Quarter 2026 Dividend

MOUNT PLEASANT, MI / ACCESS Newswire / August 27, 2026 / Isabella Bank Corporation (Nasdaq:ISBA) today announced its Board of Directors declared a third-quarter cash dividend of $0.28 per common share at its regular meeting on August 26, 2026. The dividend will be payable September 30, 2026 to shareholders of record as of September 28, 2026.

Isabella Bank Struggles To Keep Pace With Expectations

seekingalpha.com · 25 Jul 2026

Isabella Bank Struggles To Keep Pace With Expectations

Isabella Bank Corporation remains a Hold as recent earnings disappoint and valuation normalizes after a sharp price decline. ISBA's Q2 2026 EPS missed by 25%, marking the third consecutive earnings miss and highlighting ongoing profit growth challenges. The pending Grand River Commerce acquisition offers market expansion but introduces integration risks and short-term NIM compression.

Isabella Bank Corporation (ISBA) Lags Q2 Earnings and Revenue Estimates

zacks.com · 23 Jul 2026

Isabella Bank Corporation (ISBA) Lags Q2 Earnings and Revenue Estimates

Isabella Bank Corporation (ISBA) came out with quarterly earnings of $0.69 per share, missing the Zacks Consensus Estimate of $0.92 per share. This compares to earnings of $0.55 per share a year ago.

Isabella Bank Corporation Reports Second Quarter 2026 Earnings

accessnewswire.com · 23 Jul 2026

Isabella Bank Corporation Reports Second Quarter 2026 Earnings

MOUNT PLEASANT, MI / ACCESS Newswire / July 23, 2026 / Isabella Bank Corporation (Nasdaq:ISBA) ("Isabella" or the "Company") reported net income of $5.0 million, or $0.69 per diluted share, for the second quarter 2026 compared to $5.0 million, or $0.68 per diluted share, for the second quarter 2025. SECOND QUARTER 2026 HIGHLIGHTS Loans grew $30.7 million during the quarter Net interest margin (NIM) improved to 3.54%, up from 3.14% in second quarter 2025 Merger agreement signed with Grand River Commerce, Inc. and its banking subsidiary, Grand River Bank Launched a successful at-the-market stock offering, increasing equity by $11.7 million Added to the Russell 2000® Index "Isabella Bank Corporation had another strong quarter, driven by continued loan growth and margin expansion," said CEO Jerome Schwind.

Isabella Bank Corporation Added to Russell 2000 Index

accessnewswire.com · 2 Jul 2026

Isabella Bank Corporation Added to Russell 2000 Index

MOUNT PLEASANT, MI / ACCESS Newswire / July 2, 2026 / Isabella Bank Corporation ("Isabella") (NASDAQ:ISBA) (the "Company"), the holding company for Isabella Bank, today announced it has been added to the Russell 2000® Index, effective after the U.S. market closed on June 26, 2026. The Russell 2000® Index measures the performance of approximately 2,000 small-cap U.S. companies and is widely regarded as a leading benchmark for the small-cap segment of the U.S. equity market.

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