Home / HBSI : OTC

AI Analysis Fundamentals Valuation Video Analysis Similar

AI Analysis

How does HBSI make money? Does HBSI have pricing power? What's the Earnings Whisper? Will HBSI profit more as the business scales? What is HBSI's management track record? Is HBSI's current price justified?

Highlands Bankshares, Inc.

$48 +$5.00 (+11.63%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$48

Day Range

$48 - $48

Year Range

$36.34$48

Market Cap

64.18M

AVG Volume

Trailing/Forward PE

9.13/-

PEG ratio

0.34

Dividend Yield

3.90%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

HBSI Revenue (USD) by year
Period	Revenue (USD)
2025	37.31M
2024	33.44M
2023	43.24M
2022	39.93M
2021	41.15M
2020	18.69M
2019	19.47M
2018	21.84M
2017	20.65M
2016	19.92M

Net Income (USD)

HBSI Net Income (USD) by year
Period	Net Income (USD)
2025	5.91M
2024	4.85M
2023	5.9M
2022	7.45M
2021	8.32M
2020	3.34M
2019	3.53M
2018	3.89M
2017	2.47M
2016	3.73M

Operating Income (USD)

HBSI Operating Income (USD) by year
Period	Operating Income (USD)
2025	7.64M
2024	6.76M
2023	4.27M
2022	6M
2021	6.71M
2020	4.77M
2019	5.18M
2018	4.97M
2017	5.17M
2016	5.25M

EBITDA (USD)

HBSI EBITDA (USD) by year
Period	EBITDA (USD)
2025	7.64M
2024	6M
2023	4.43M
2022	5.17M
2021	6.1M
2020	4.13M
2019	5.19M
2018	5.73M
2017	5.86M
2016	5.85M

Cash Flows (USD)

HBSI Cash Flows (USD) by year
Period	Cash Flows (USD)
2024	0
2023	0
2022	0
2021	0
2020	0
2019	2.8M
2018	4.82M
2017	1.07M
2016	3.1M
2015	2.85M

EPS (USD)

HBSI EPS (USD) by year
Period	EPS (USD)
2025	4.46
2024	3.63
2023	2.66
2022	3.32
2021	3.69
2020	2.5
2019	2.64
2018	2.91
2017	1.84
2016	2.79

Expenses (USD)

HBSI Expenses (USD) by year
Period	Expenses (USD)
2015	535K
2025	11.38M
2024	14.23M
2023	11.17M
2022	14.25M
2021	13.61M
2020	12.72M
2019	14.86M
2018	9.08M
2017	11.27M
2016	10.56M

Cash & Debt (USD)

HBSI Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	4.99M
2024	4.49M
2023	7.83M
2022	22.78M
2021	22.27M
2020	22.45M
2019	13.88M
2018	42.62M
2017	43.33M
2016	46.01M

Debt ratios

HBSI Debt ratios by year
Period	Debt ratios
2025	0.17
2024	0.43
2023	0.38
2022	-0.52
2021	-0.81
2020	-0.75
2019	-0.23
2018	-1.4

Margins

HBSI Margins by year
Period	Margins
2025	71.35%
2024	108.15%
2023	100%
2022	100%
2021	100%
2020	100%
2019	100%
2018	89.01%
2017	90.78%
2016	92.95%

Return on Capital

HBSI Return on Capital by year
Period	Return on Capital
2025	8.73%
2024	7.92%
2023	10.62%
2022	13.54%
2021	13.99%
2020	5.93%
2019	6.45%
2018	7.3%
2017	4.78%
2016	7.32%

Shares Outstanding

HBSI Shares Outstanding by year
Period	Shares Outstanding
2025	1.32M
2024	1.34M
2023	1.34M
2022	1.34M
2021	1.34M
2020	1.34M
2019	1.34M
2018	1.34M
2017	1.34M
2016	1.34M

Dividends (USD)

HBSI Dividends (USD) by year
Period	Dividends (USD)
2026	1.42
2025	1.8
2024	1.68
2023	1.77
2022	2.25
2021	1.67
2020	1.7
2019	1.8
2018	1.65
2017	1.14

Book Value Per Share (USD)

HBSI Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	51.26
2024	45.84
2023	41.53
2022	41.16
2021	44.45
2020	42.15
2019	40.9
2018	39.85
2017	38.65
2016	38.11

Total Assets (USD)

HBSI Total Assets (USD) by year
Period	Total Assets (USD)
2025	632.68M
2024	580.33M
2023	549.01M
2022	528.25M
2021	519.34M
2020	475.48M
2019	418.88M
2018	413.19M
2017	404.66M
2016	402.37M

PE Ratio

HBSI PE Ratio by year
Period	PE Ratio
Sep 26	10.06
Sep 26	10.06
Aug 26	10.06
Aug 26	10.06
Aug 26	10.06
Aug 26	10.06
Jul 26	10.06
Jul 26	10.06
Jul 26	9.74
Jul 26	9.64
Jul 26	9.43
Jun 26	9.99
Jun 26	9.99
Jun 26	10.18
Jun 26	10.13
May 26	9.95
May 26	9.95
May 26	10.17
May 26	10.17
May 26	9.95
Apr 26	10.06
Apr 26	10.17
Apr 26	10.17
Apr 26	10.17
Mar 26	10.25
Mar 26	10.25
Mar 26	10.25
Mar 26	9.98
Feb 26	10.15
Feb 26	9.71
Feb 26	9.71
Feb 26	9.71
Jan 26	9.76
Jan 26	10.25
Jan 26	9.88
Jan 26	9.92
Jan 26	9.59
Dec 25	10.38
Dec 25	10.38
Dec 25	10.76
Dec 25	10.77
Nov 25	9.67
Nov 25	9.46
Nov 25	9.46
Nov 25	9.46
Oct 25	9.25
Oct 25	9.25
Oct 25	9.19
Oct 25	9.16
Oct 25	9.16
Sep 25	9.49
Sep 25	9.26
Sep 25	9.03
Sep 25	9.03
Aug 25	9.03
Aug 25	9.03
Aug 25	9.17
Aug 25	8.71
Aug 25	8.71
Jul 25	8.63
Jul 25	8.7
Jul 25	8.7
Jul 25	8.7
Jun 25	9.4
Jun 25	9.4
Jun 25	9.4
Jun 25	9.63
May 25	9.38
May 25	9.57
May 25	9.57
May 25	9.24
May 25	9.36
Apr 25	9.36
Apr 25	9.36
Apr 25	9.37
Apr 25	9.42
Mar 25	10.4
Mar 25	10.13
Mar 25	10.13
Mar 25	10.13
Feb 25	9.97
Feb 25	10.27
Feb 25	9.96
Feb 25	9.94
Jan 25	9.91
Jan 25	10.1
Jan 25	9.88
Jan 25	9.96
Jan 25	9.91
Dec 24	7.73
Dec 24	7.77
Dec 24	7.77
Dec 24	7.56
Nov 24	7.71
Nov 24	7.71
Nov 24	7.36
Nov 24	7.36
Nov 24	7.3
Oct 24	7.3
Oct 24	7.18

Free Cash Flow Yield

HBSI Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Jun 24	0%
Jun 24	0%
Jun 24	0%
Jun 24	0%
May 24	0%
May 24	0%
May 24	0%
May 24	0%
May 24	0%
Apr 24	0%
Apr 24	0%
Apr 24	0%
Apr 24	0%
Mar 24	0%
Mar 24	0%
Mar 24	0%
Mar 24	0%
Mar 24	0%
Feb 24	0%
Feb 24	0%
Feb 24	0%
Feb 24	0%
Jan 24	0%
Jan 24	0%
Jan 24	0%
Jan 24	0%
Dec 23	0%
Dec 23	0%
Dec 23	0%
Dec 23	0%
Dec 23	0%
Nov 23	0%
Nov 23	0%
Nov 23	0%
Nov 23	0%
Oct 23	0%
Oct 23	0%
Oct 23	0%
Oct 23	0%
Sep 23	0%
Sep 23	0%
Sep 23	0%
Sep 23	0%
Sep 23	0%
Aug 23	0%
Aug 23	0%
Aug 23	0%
Aug 23	0%
Jul 23	0%
Jul 23	0%
Jul 23	0%
Jul 23	0%
Jun 23	0%
Jun 23	0%
Jun 23	0%
Jun 23	0%
Jun 23	0%
May 23	0%
May 23	0%
May 23	0%
May 23	0%
Apr 23	0%
Apr 23	0%
Apr 23	0%
Apr 23	0%
Mar 23	0%
Mar 23	0%
Mar 23	0%
Mar 23	0%
Mar 23	0%
Feb 23	0%
Feb 23	0%
Feb 23	0%
Feb 23	0%
Jan 23	0%
Jan 23	0%
Jan 23	0%
Jan 23	0%
Dec 22	0%
Dec 22	0%
Dec 22	0%
Dec 22	0%
Dec 22	0%
Nov 22	0%
Nov 22	0%
Nov 22	0%
Nov 22	0%
Oct 22	0%
Oct 22	0%
Oct 22	0%
Oct 22	0%
Sep 22	0%
Sep 22	0%
Sep 22	0%
Sep 22	0%
Sep 22	0%
Aug 22	0%
Aug 22	0%
Aug 22	0%
Aug 22	0%

Price to Sales

HBSI Price to Sales by year
Period	Price to Sales
Sep 26	1.65
Sep 26	1.65
Aug 26	1.65
Aug 26	1.65
Aug 26	1.65
Aug 26	1.65
Jul 26	1.65
Jul 26	1.65
Jul 26	1.6
Jul 26	1.58
Jul 26	1.54
Jun 26	1.58
Jun 26	1.58
Jun 26	1.61
Jun 26	1.6
May 26	1.57
May 26	1.57
May 26	1.61
May 26	1.61
May 26	1.58
Apr 26	1.59
Apr 26	1.61
Apr 26	1.61
Apr 26	1.61
Mar 26	1.66
Mar 26	1.66
Mar 26	1.66
Mar 26	1.62
Feb 26	1.64
Feb 26	1.57
Feb 26	1.57
Feb 26	1.57
Jan 26	1.58
Jan 26	1.66
Jan 26	1.6
Jan 26	1.61
Jan 26	1.55
Dec 25	1.63
Dec 25	1.63
Dec 25	1.69
Dec 25	1.69
Nov 25	1.52
Nov 25	1.48
Nov 25	1.48
Nov 25	1.48
Oct 25	1.45
Oct 25	1.45
Oct 25	1.44
Oct 25	1.44
Oct 25	1.44
Sep 25	1.48
Sep 25	1.44
Sep 25	1.4
Sep 25	1.4
Aug 25	1.4
Aug 25	1.4
Aug 25	1.43
Aug 25	1.35
Aug 25	1.35
Jul 25	1.34
Jul 25	1.35
Jul 25	1.35
Jul 25	1.35
Jun 25	1.36
Jun 25	1.36
Jun 25	1.36
Jun 25	1.4
May 25	1.36
May 25	1.39
May 25	1.39
May 25	1.34
May 25	1.36
Apr 25	1.36
Apr 25	1.36
Apr 25	1.36
Apr 25	1.37
Mar 25	1.54
Mar 25	1.5
Mar 25	1.5
Mar 25	1.5
Feb 25	1.48
Feb 25	1.52
Feb 25	1.48
Feb 25	1.47
Jan 25	1.47
Jan 25	1.5
Jan 25	1.46
Jan 25	1.48
Jan 25	1.47
Dec 24	1.07
Dec 24	1.08
Dec 24	1.08
Dec 24	1.05
Nov 24	1.07
Nov 24	1.07
Nov 24	1.02
Nov 24	1.02
Nov 24	1.01
Oct 24	1.01
Oct 24	0.99

EV/EBITDA

HBSI EV/EBITDA by year
Period	EV/EBITDA
Sep 26	8.28
Sep 26	8.28
Aug 26	8.28
Aug 26	8.28
Aug 26	8.28
Aug 26	8.28
Jul 26	8.28
Jul 26	8.28
Jul 26	8.03
Jul 26	7.95
Jul 26	7.79
Jun 26	8.23
Jun 26	8.23
Jun 26	8.37
Jun 26	8.33
May 26	8.19
May 26	8.19
May 26	8.36
May 26	8.36
May 26	8.2
Apr 26	8.28
Apr 26	8.36
Apr 26	8.36
Apr 26	8.36
Mar 26	8.8
Mar 26	8.8
Mar 26	8.8
Mar 26	8.58
Feb 26	8.71
Feb 26	8.36
Feb 26	8.36
Feb 26	8.36
Jan 26	8.4
Jan 26	8.8
Jan 26	8.5
Jan 26	8.53
Jan 26	8.26
Dec 25	8.77
Dec 25	8.77
Dec 25	9.08
Dec 25	9.09
Nov 25	8.2
Nov 25	8.02
Nov 25	8.02
Nov 25	8.02
Oct 25	7.86
Oct 25	7.86
Oct 25	7.81
Oct 25	7.79
Oct 25	7.78
Sep 25	8.79
Sep 25	8.6
Sep 25	8.42
Sep 25	8.42
Aug 25	8.42
Aug 25	8.42
Aug 25	8.53
Aug 25	8.16
Aug 25	8.16
Jul 25	8.09
Jul 25	8.15
Jul 25	8.15
Jul 25	8.15
Jun 25	9.18
Jun 25	9.18
Jun 25	9.18
Jun 25	9.36
May 25	9.16
May 25	9.32
May 25	9.32
May 25	9.05
May 25	9.14
Apr 25	9.14
Apr 25	9.14
Apr 25	9.15
Apr 25	9.2
Mar 25	9.73
Mar 25	9.51
Mar 25	9.51
Mar 25	9.51
Feb 25	9.38
Feb 25	9.62
Feb 25	9.38
Feb 25	9.36
Jan 25	9.34
Jan 25	9.49
Jan 25	9.31
Jan 25	9.38
Jan 25	9.34
Dec 24	12.62
Dec 24	12.66
Dec 24	12.66
Dec 24	12.43
Nov 24	12.59
Nov 24	12.59
Nov 24	12.21
Nov 24	12.21
Nov 24	12.14
Oct 24	12.14
Oct 24	12.01

Price/Operating Cashflow

HBSI Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Mar 21	26.04
Mar 21	26.04
Mar 21	26.04
Mar 21	26.04
Feb 21	26.61
Feb 21	26.61
Feb 21	26.04
Feb 21	26.04
Jan 21	26.04
Jan 21	26.04
Jan 21	24.98
Jan 21	24.98
Dec 20	25.57
Dec 20	20.56
Dec 20	20.56
Dec 20	20.56
Dec 20	20.28
Nov 20	20.3
Nov 20	20.14
Nov 20	20.14
Nov 20	19.3
Oct 20	20.41
Oct 20	20.28
Oct 20	20.28
Oct 20	20.41
Oct 20	20.7
Sep 20	15.01
Sep 20	14.6
Sep 20	14.6
Sep 20	14.6
Aug 20	15.01
Aug 20	14.64
Aug 20	15.01
Aug 20	15.01
Jul 20	14.45
Jul 20	14.64
Jul 20	15.22
Jul 20	15.85
Jul 20	15.95
Jun 20	10.82
Jun 20	10.82
Jun 20	10.82
Jun 20	10.74
May 20	10.74
May 20	10.74
May 20	10.74
May 20	9.9
May 20	9.9
Apr 20	9.37
Apr 20	9.33
Apr 20	9.33
Apr 20	9.34
Mar 20	9.05
Mar 20	11.17
Mar 20	13.89
Mar 20	13.87
Feb 20	14.55
Feb 20	14.04
Feb 20	14.38
Feb 20	14.04
Jan 20	14.04
Jan 20	13.87
Jan 20	13.62
Jan 20	13.62
Jan 20	13.28
Dec 19	10.36
Dec 19	10.73
Dec 19	10.73
Dec 19	10.73
Nov 19	10.67
Nov 19	10.72
Nov 19	10.73
Nov 19	10.73
Nov 19	10.73
Oct 19	10.73
Oct 19	10.63
Oct 19	10.73
Oct 19	10.67
Sep 19	10.1
Sep 19	10.1
Sep 19	10.1
Sep 19	10.1
Aug 19	10.08
Aug 19	10.08
Aug 19	10.1
Aug 19	10.16
Aug 19	10.1
Jul 19	10.1
Jul 19	10.33
Jul 19	10.12
Jul 19	10.1
Jun 19	10.12
Jun 19	10.25
Jun 19	10.87
Jun 19	10.87
May 19	10.69
May 19	10.74
May 19	11.23
May 19	10.89
May 19	10.97

Price to Book

HBSI Price to Book by year
Period	Price to Book
Sep 26	0.92
Sep 26	0.92
Aug 26	0.92
Aug 26	0.92
Aug 26	0.92
Aug 26	0.92
Jul 26	0.92
Jul 26	0.92
Jul 26	0.89
Jul 26	0.88
Jul 26	0.86
Jun 26	0.87
Jun 26	0.87
Jun 26	0.89
Jun 26	0.88
May 26	0.87
May 26	0.87
May 26	0.89
May 26	0.89
May 26	0.87
Apr 26	0.88
Apr 26	0.89
Apr 26	0.89
Apr 26	0.89
Mar 26	0.93
Mar 26	0.93
Mar 26	0.93
Mar 26	0.9
Feb 26	0.92
Feb 26	0.88
Feb 26	0.88
Feb 26	0.88
Jan 26	0.88
Jan 26	0.93
Jan 26	0.89
Jan 26	0.9
Jan 26	0.87
Dec 25	0.9
Dec 25	0.9
Dec 25	0.93
Dec 25	0.93
Nov 25	0.84
Nov 25	0.82
Nov 25	0.82
Nov 25	0.82
Oct 25	0.8
Oct 25	0.8
Oct 25	0.8
Oct 25	0.79
Oct 25	0.79
Sep 25	0.81
Sep 25	0.79
Sep 25	0.77
Sep 25	0.77
Aug 25	0.77
Aug 25	0.77
Aug 25	0.78
Aug 25	0.74
Aug 25	0.74
Jul 25	0.73
Jul 25	0.74
Jul 25	0.74
Jul 25	0.74
Jun 25	0.74
Jun 25	0.74
Jun 25	0.74
Jun 25	0.76
May 25	0.74
May 25	0.76
May 25	0.76
May 25	0.73
May 25	0.74
Apr 25	0.74
Apr 25	0.74
Apr 25	0.74
Apr 25	0.75
Mar 25	0.77
Mar 25	0.75
Mar 25	0.75
Mar 25	0.75
Feb 25	0.74
Feb 25	0.76
Feb 25	0.74
Feb 25	0.74
Jan 25	0.74
Jan 25	0.75
Jan 25	0.74
Jan 25	0.74
Jan 25	0.74
Dec 24	0.77
Dec 24	0.77
Dec 24	0.77
Dec 24	0.75
Nov 24	0.77
Nov 24	0.77
Nov 24	0.73
Nov 24	0.73
Nov 24	0.73
Oct 24	0.73
Oct 24	0.71

No video analysis for this stock yet. Request one from our team.

AI Analysis

Highlands Bankshares, Inc.

Video analysis: HBSI

Similar companies