Home / HBSI : OTC

AI Analysis Fundamentals Valuation Video Analysis Similar

AI Analysis

How does HBSI make money? Does HBSI have pricing power? What's the Earnings Whisper? Will HBSI profit more as the business scales? What is HBSI's management track record? Is HBSI's current price justified?

Highlands Bankshares, Inc.

$48 +$5.00 (+11.63%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$48

Day Range

$48 - $48

Year Range

$36.34$48

Market Cap

64.18M

AVG Volume

Trailing/Forward PE

9.13/-

PEG ratio

0.34

Dividend Yield

3.90%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

HBSI Revenue (USD) by quarter
Period	Revenue (USD)
26 Q2	10.33M
26 Q1	9.81M
25 Q4	9.89M
25 Q3	9.58M
25 Q2	9.16M
25 Q1	8.68M
24 Q4	9.09M
24 Q3	8.37M
24 Q2	8.27M
24 Q1	7.72M

Net Income (USD)

HBSI Net Income (USD) by quarter
Period	Net Income (USD)
26 Q2	2.06M
26 Q1	1.77M
25 Q4	1.58M
25 Q3	1.52M
25 Q2	1.42M
25 Q1	1.38M
24 Q4	1.59M
24 Q3	1.14M
24 Q2	1.23M
24 Q1	891K

Operating Income (USD)

HBSI Operating Income (USD) by quarter
Period	Operating Income (USD)
26 Q2	2.6M
26 Q1	2.26M
25 Q4	2.12M
25 Q3	1.94M
25 Q2	1.81M
25 Q1	1.77M
24 Q4	2.61M
24 Q3	1.46M
24 Q2	1.58M
24 Q1	1.11M

EBITDA (USD)

HBSI EBITDA (USD) by quarter
Period	EBITDA (USD)
26 Q2	2.6M
26 Q1	2.26M
25 Q4	2.12M
25 Q3	1.94M
25 Q2	1.81M
25 Q1	1.77M
24 Q4	1.81M
24 Q3	1.46M
24 Q2	1.58M
24 Q1	1.15M

Cash Flows (USD)

HBSI Cash Flows (USD) by quarter
Period	Cash Flows (USD)
24 Q4	0
23 Q4	0
23 Q3	0
23 Q2	0
23 Q1	0
22 Q4	0
22 Q3	0
22 Q2	0
22 Q1	0
21 Q4	0

EPS (USD)

HBSI EPS (USD) by quarter
Period	EPS (USD)
26 Q2	1.56
26 Q1	1.35
25 Q4	1.2
25 Q3	1.15
25 Q2	1.07
25 Q1	1.04
24 Q4	1.19
24 Q3	0.85
24 Q2	0.92
24 Q1	0.67

Expenses (USD)

HBSI Expenses (USD) by quarter
Period	Expenses (USD)
23 Q4	0
23 Q3	0
23 Q2	0
23 Q1	0
22 Q4	0
22 Q3	0
22 Q2	0
22 Q1	0
21 Q4	0
26 Q2	3.19M
26 Q1	3.14M
25 Q4	2.86M
25 Q3	2.83M
25 Q2	2.8M
25 Q1	2.89M
24 Q4	3.86M
24 Q3	2.83M
24 Q2	4.85M
24 Q1	2.69M

Cash & Debt (USD)

HBSI Cash & Debt (USD) by quarter
Period	Cash & Debt (USD)
26 Q2	5.69M
26 Q1	4.47M
25 Q4	4.99M
25 Q3	5.43M
25 Q2	7.07M
25 Q1	6.11M
24 Q4	4.49M
24 Q3	6.29M
24 Q2	-5.96M
24 Q1	-4.75M

Debt ratios

HBSI Debt ratios by quarter
Period	Debt ratios
26 Q2	-0.13
26 Q1	0.49
25 Q4	0.5
25 Q3	0.52
25 Q2	0.38
25 Q1	1.12
24 Q4	1.57
24 Q3	1.44
24 Q2	4.04
24 Q1	4.29

Margins

HBSI Margins by quarter
Period	Margins
26 Q2	75.52%
26 Q1	75.27%
25 Q4	72.4%
25 Q3	70.48%
25 Q2	70.81%
25 Q1	71.7%
24 Q4	71.24%
24 Q3	71.56%
24 Q2	193.36%
24 Q1	100%

Return on Capital

HBSI Return on Capital by quarter
Period	Return on Capital
26 Q2	2.96%
26 Q1	2.59%
25 Q4	2.33%
25 Q3	2.31%
25 Q2	2.23%
25 Q1	2.21%
24 Q4	2.6%
24 Q3	1.92%
24 Q2	2.15%
24 Q1	1.59%

Shares Outstanding

HBSI Shares Outstanding by quarter
Period	Shares Outstanding
26 Q2	1.32M
26 Q1	1.32M
25 Q4	1.32M
25 Q3	1.32M
25 Q2	1.33M
25 Q1	1.33M
24 Q4	1.34M
24 Q3	1.34M
24 Q2	1.34M
24 Q1	1.34M

Dividends (USD)

HBSI Dividends (USD) by quarter
Period	Dividends (USD)
Jul 26	0.48
Apr 26	0.47
Feb 26	0.47
Oct 25	0.45
Jul 25	0.45
Apr 25	0.45
Feb 25	0.45
Oct 24	0.42
Jul 24	0.42
Apr 24	0.42

Book Value Per Share (USD)

HBSI Book Value Per Share (USD) by quarter
Period	Book Value Per Share (USD)
26 Q2	52.78
26 Q1	52.03
25 Q4	51.26
25 Q3	49.7
25 Q2	48.16
25 Q1	47.24
24 Q4	45.84
24 Q3	44.5
24 Q2	42.73
24 Q1	41.8

Total Assets (USD)

HBSI Total Assets (USD) by quarter
Period	Total Assets (USD)
26 Q2	649.25M
26 Q1	634.71M
25 Q4	632.68M
25 Q3	613.92M
25 Q2	608.64M
25 Q1	589.84M
24 Q4	580.33M
24 Q3	566.87M
24 Q2	561.82M
24 Q1	555.67M

PE Ratio

HBSI PE Ratio by quarter
Period	PE Ratio
Sep 26	10.06
Sep 26	10.06
Aug 26	10.06
Aug 26	10.06
Aug 26	10.06
Aug 26	10.06
Jul 26	10.06
Jul 26	10.06
Jul 26	9.74
Jul 26	9.64
Jul 26	9.43
Jun 26	9.99
Jun 26	9.99
Jun 26	10.18
Jun 26	10.13
May 26	9.95
May 26	9.95
May 26	10.17
May 26	10.17
May 26	9.95
Apr 26	10.06
Apr 26	10.17
Apr 26	10.17
Apr 26	10.17
Mar 26	10.25
Mar 26	10.25
Mar 26	10.25
Mar 26	9.98
Feb 26	10.15
Feb 26	9.71
Feb 26	9.71
Feb 26	9.71
Jan 26	9.76
Jan 26	10.25
Jan 26	9.88
Jan 26	9.92
Jan 26	9.59
Dec 25	10.38
Dec 25	10.38
Dec 25	10.76
Dec 25	10.77
Nov 25	9.67
Nov 25	9.46
Nov 25	9.46
Nov 25	9.46
Oct 25	9.25
Oct 25	9.25
Oct 25	9.19
Oct 25	9.16
Oct 25	9.16
Sep 25	9.49
Sep 25	9.26
Sep 25	9.03
Sep 25	9.03
Aug 25	9.03
Aug 25	9.03
Aug 25	9.17
Aug 25	8.71
Aug 25	8.71
Jul 25	8.63
Jul 25	8.7
Jul 25	8.7
Jul 25	8.7
Jun 25	9.4
Jun 25	9.4
Jun 25	9.4
Jun 25	9.63
May 25	9.38
May 25	9.57
May 25	9.57
May 25	9.24
May 25	9.36
Apr 25	9.36
Apr 25	9.36
Apr 25	9.37
Apr 25	9.42
Mar 25	10.4
Mar 25	10.13
Mar 25	10.13
Mar 25	10.13
Feb 25	9.97
Feb 25	10.27
Feb 25	9.96
Feb 25	9.94
Jan 25	9.91
Jan 25	10.1
Jan 25	9.88
Jan 25	9.96
Jan 25	9.91
Dec 24	7.73
Dec 24	7.77
Dec 24	7.77
Dec 24	7.56
Nov 24	7.71
Nov 24	7.71
Nov 24	7.36
Nov 24	7.36
Nov 24	7.3
Oct 24	7.3
Oct 24	7.18

Free Cash Flow Yield

HBSI Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Jun 24	0%
Jun 24	0%
Jun 24	0%
Jun 24	0%
May 24	0%
May 24	0%
May 24	0%
May 24	0%
May 24	0%
Apr 24	0%
Apr 24	0%
Apr 24	0%
Apr 24	0%
Mar 24	0%
Mar 24	0%
Mar 24	0%
Mar 24	0%
Mar 24	0%
Feb 24	0%
Feb 24	0%
Feb 24	0%
Feb 24	0%
Jan 24	0%
Jan 24	0%
Jan 24	0%
Jan 24	0%
Dec 23	0%
Dec 23	0%
Dec 23	0%
Dec 23	0%
Dec 23	0%
Nov 23	0%
Nov 23	0%
Nov 23	0%
Nov 23	0%
Oct 23	0%
Oct 23	0%
Oct 23	0%
Oct 23	0%
Sep 23	0%
Sep 23	0%
Sep 23	0%
Sep 23	0%
Sep 23	0%
Aug 23	0%
Aug 23	0%
Aug 23	0%
Aug 23	0%
Jul 23	0%
Jul 23	0%
Jul 23	0%
Jul 23	0%
Jun 23	0%
Jun 23	0%
Jun 23	0%
Jun 23	0%
Jun 23	0%
May 23	0%
May 23	0%
May 23	0%
May 23	0%
Apr 23	0%
Apr 23	0%
Apr 23	0%
Apr 23	0%
Mar 23	0%
Mar 23	0%
Mar 23	0%
Mar 23	0%
Mar 23	0%
Feb 23	0%
Feb 23	0%
Feb 23	0%
Feb 23	0%
Jan 23	0%
Jan 23	0%
Jan 23	0%
Jan 23	0%
Dec 22	0%
Dec 22	0%
Dec 22	0%
Dec 22	0%
Dec 22	0%
Nov 22	0%
Nov 22	0%
Nov 22	0%
Nov 22	0%
Oct 22	0%
Oct 22	0%
Oct 22	0%
Oct 22	0%
Sep 22	0%
Sep 22	0%
Sep 22	0%
Sep 22	0%
Sep 22	0%
Aug 22	0%
Aug 22	0%
Aug 22	0%
Aug 22	0%

Price to Sales

HBSI Price to Sales by quarter
Period	Price to Sales
Sep 26	1.65
Sep 26	1.65
Aug 26	1.65
Aug 26	1.65
Aug 26	1.65
Aug 26	1.65
Jul 26	1.65
Jul 26	1.65
Jul 26	1.6
Jul 26	1.58
Jul 26	1.54
Jun 26	1.58
Jun 26	1.58
Jun 26	1.61
Jun 26	1.6
May 26	1.57
May 26	1.57
May 26	1.61
May 26	1.61
May 26	1.58
Apr 26	1.59
Apr 26	1.61
Apr 26	1.61
Apr 26	1.61
Mar 26	1.66
Mar 26	1.66
Mar 26	1.66
Mar 26	1.62
Feb 26	1.64
Feb 26	1.57
Feb 26	1.57
Feb 26	1.57
Jan 26	1.58
Jan 26	1.66
Jan 26	1.6
Jan 26	1.61
Jan 26	1.55
Dec 25	1.63
Dec 25	1.63
Dec 25	1.69
Dec 25	1.69
Nov 25	1.52
Nov 25	1.48
Nov 25	1.48
Nov 25	1.48
Oct 25	1.45
Oct 25	1.45
Oct 25	1.44
Oct 25	1.44
Oct 25	1.44
Sep 25	1.48
Sep 25	1.44
Sep 25	1.4
Sep 25	1.4
Aug 25	1.4
Aug 25	1.4
Aug 25	1.43
Aug 25	1.35
Aug 25	1.35
Jul 25	1.34
Jul 25	1.35
Jul 25	1.35
Jul 25	1.35
Jun 25	1.36
Jun 25	1.36
Jun 25	1.36
Jun 25	1.4
May 25	1.36
May 25	1.39
May 25	1.39
May 25	1.34
May 25	1.36
Apr 25	1.36
Apr 25	1.36
Apr 25	1.36
Apr 25	1.37
Mar 25	1.54
Mar 25	1.5
Mar 25	1.5
Mar 25	1.5
Feb 25	1.48
Feb 25	1.52
Feb 25	1.48
Feb 25	1.47
Jan 25	1.47
Jan 25	1.5
Jan 25	1.46
Jan 25	1.48
Jan 25	1.47
Dec 24	1.07
Dec 24	1.08
Dec 24	1.08
Dec 24	1.05
Nov 24	1.07
Nov 24	1.07
Nov 24	1.02
Nov 24	1.02
Nov 24	1.01
Oct 24	1.01
Oct 24	0.99

EV/EBITDA

HBSI EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	8.28
Sep 26	8.28
Aug 26	8.28
Aug 26	8.28
Aug 26	8.28
Aug 26	8.28
Jul 26	8.28
Jul 26	8.28
Jul 26	8.03
Jul 26	7.95
Jul 26	7.79
Jun 26	8.23
Jun 26	8.23
Jun 26	8.37
Jun 26	8.33
May 26	8.19
May 26	8.19
May 26	8.36
May 26	8.36
May 26	8.2
Apr 26	8.28
Apr 26	8.36
Apr 26	8.36
Apr 26	8.36
Mar 26	8.8
Mar 26	8.8
Mar 26	8.8
Mar 26	8.58
Feb 26	8.71
Feb 26	8.36
Feb 26	8.36
Feb 26	8.36
Jan 26	8.4
Jan 26	8.8
Jan 26	8.5
Jan 26	8.53
Jan 26	8.26
Dec 25	8.77
Dec 25	8.77
Dec 25	9.08
Dec 25	9.09
Nov 25	8.2
Nov 25	8.02
Nov 25	8.02
Nov 25	8.02
Oct 25	7.86
Oct 25	7.86
Oct 25	7.81
Oct 25	7.79
Oct 25	7.78
Sep 25	8.79
Sep 25	8.6
Sep 25	8.42
Sep 25	8.42
Aug 25	8.42
Aug 25	8.42
Aug 25	8.53
Aug 25	8.16
Aug 25	8.16
Jul 25	8.09
Jul 25	8.15
Jul 25	8.15
Jul 25	8.15
Jun 25	9.18
Jun 25	9.18
Jun 25	9.18
Jun 25	9.36
May 25	9.16
May 25	9.32
May 25	9.32
May 25	9.05
May 25	9.14
Apr 25	9.14
Apr 25	9.14
Apr 25	9.15
Apr 25	9.2
Mar 25	9.73
Mar 25	9.51
Mar 25	9.51
Mar 25	9.51
Feb 25	9.38
Feb 25	9.62
Feb 25	9.38
Feb 25	9.36
Jan 25	9.34
Jan 25	9.49
Jan 25	9.31
Jan 25	9.38
Jan 25	9.34
Dec 24	12.62
Dec 24	12.66
Dec 24	12.66
Dec 24	12.43
Nov 24	12.59
Nov 24	12.59
Nov 24	12.21
Nov 24	12.21
Nov 24	12.14
Oct 24	12.14
Oct 24	12.01

Price/Operating Cashflow

HBSI Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Mar 21	26.04
Mar 21	26.04
Mar 21	26.04
Mar 21	26.04
Feb 21	26.61
Feb 21	26.61
Feb 21	26.04
Feb 21	26.04
Jan 21	26.04
Jan 21	26.04
Jan 21	24.98
Jan 21	24.98
Dec 20	25.57
Dec 20	20.56
Dec 20	20.56
Dec 20	20.56
Dec 20	20.28
Nov 20	20.3
Nov 20	20.14
Nov 20	20.14
Nov 20	19.3
Oct 20	20.41
Oct 20	20.28
Oct 20	20.28
Oct 20	20.41
Oct 20	20.7
Sep 20	15.01
Sep 20	14.6
Sep 20	14.6
Sep 20	14.6
Aug 20	15.01
Aug 20	14.64
Aug 20	15.01
Aug 20	15.01
Jul 20	14.45
Jul 20	14.64
Jul 20	15.22
Jul 20	15.85
Jul 20	15.95
Jun 20	10.82
Jun 20	10.82
Jun 20	10.82
Jun 20	10.74
May 20	10.74
May 20	10.74
May 20	10.74
May 20	9.9
May 20	9.9
Apr 20	9.37
Apr 20	9.33
Apr 20	9.33
Apr 20	9.34
Mar 20	9.05
Mar 20	11.17
Mar 20	13.89
Mar 20	13.87
Feb 20	14.55
Feb 20	14.04
Feb 20	14.38
Feb 20	14.04
Jan 20	14.04
Jan 20	13.87
Jan 20	13.62
Jan 20	13.62
Jan 20	13.28
Dec 19	10.36
Dec 19	10.73
Dec 19	10.73
Dec 19	10.73
Nov 19	10.67
Nov 19	10.72
Nov 19	10.73
Nov 19	10.73
Nov 19	10.73
Oct 19	10.73
Oct 19	10.63
Oct 19	10.73
Oct 19	10.67
Sep 19	10.1
Sep 19	10.1
Sep 19	10.1
Sep 19	10.1
Aug 19	10.08
Aug 19	10.08
Aug 19	10.1
Aug 19	10.16
Aug 19	10.1
Jul 19	10.1
Jul 19	10.33
Jul 19	10.12
Jul 19	10.1
Jun 19	10.12
Jun 19	10.25
Jun 19	10.87
Jun 19	10.87
May 19	10.69
May 19	10.74
May 19	11.23
May 19	10.89
May 19	10.97

Price to Book

HBSI Price to Book by quarter
Period	Price to Book
Sep 26	0.92
Sep 26	0.92
Aug 26	0.92
Aug 26	0.92
Aug 26	0.92
Aug 26	0.92
Jul 26	0.92
Jul 26	0.92
Jul 26	0.89
Jul 26	0.88
Jul 26	0.86
Jun 26	0.87
Jun 26	0.87
Jun 26	0.89
Jun 26	0.88
May 26	0.87
May 26	0.87
May 26	0.89
May 26	0.89
May 26	0.87
Apr 26	0.88
Apr 26	0.89
Apr 26	0.89
Apr 26	0.89
Mar 26	0.93
Mar 26	0.93
Mar 26	0.93
Mar 26	0.9
Feb 26	0.92
Feb 26	0.88
Feb 26	0.88
Feb 26	0.88
Jan 26	0.88
Jan 26	0.93
Jan 26	0.89
Jan 26	0.9
Jan 26	0.87
Dec 25	0.9
Dec 25	0.9
Dec 25	0.93
Dec 25	0.93
Nov 25	0.84
Nov 25	0.82
Nov 25	0.82
Nov 25	0.82
Oct 25	0.8
Oct 25	0.8
Oct 25	0.8
Oct 25	0.79
Oct 25	0.79
Sep 25	0.81
Sep 25	0.79
Sep 25	0.77
Sep 25	0.77
Aug 25	0.77
Aug 25	0.77
Aug 25	0.78
Aug 25	0.74
Aug 25	0.74
Jul 25	0.73
Jul 25	0.74
Jul 25	0.74
Jul 25	0.74
Jun 25	0.74
Jun 25	0.74
Jun 25	0.74
Jun 25	0.76
May 25	0.74
May 25	0.76
May 25	0.76
May 25	0.73
May 25	0.74
Apr 25	0.74
Apr 25	0.74
Apr 25	0.74
Apr 25	0.75
Mar 25	0.77
Mar 25	0.75
Mar 25	0.75
Mar 25	0.75
Feb 25	0.74
Feb 25	0.76
Feb 25	0.74
Feb 25	0.74
Jan 25	0.74
Jan 25	0.75
Jan 25	0.74
Jan 25	0.74
Jan 25	0.74
Dec 24	0.77
Dec 24	0.77
Dec 24	0.77
Dec 24	0.75
Nov 24	0.77
Nov 24	0.77
Nov 24	0.73
Nov 24	0.73
Nov 24	0.73
Oct 24	0.73
Oct 24	0.71

No video analysis for this stock yet. Request one from our team.

AI Analysis

Highlands Bankshares, Inc.

Video analysis: HBSI

Similar companies