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Gouverneur Bancorp, Inc.

$22.3 +$4.80 (+27.43%)
OTC · 11 Sep 2026 20:00 UTC
Previous Close
$22
Day Range
$22.25$22.3
Year Range
$14$22.3
Market Cap
23.63M
AVG Volume
1.16K
Trailing/Forward PE
23.23/-
PEG ratio
0.4
Dividend Yield
0.81%
Next Earnings Date
-
Primary Exchange
Other OTCUS
Revenue (USD)
02.5M5M7.5M10M2005200620072019202020212022202320242025
GOVB Revenue (USD) by year
PeriodRevenue (USD)
20259.72M
20249.36M
20238.23M
20226.22M
20215.74M
20204.36M
20194.05M
20078.83M
20068.47M
20056.99M
Net Income (USD)
-500K0500K1M1.5M2M2005200620072019202020212022202320242025
GOVB Net Income (USD) by year
PeriodNet Income (USD)
2025733K
2024539K
2023316K
20221.53M
20211.07M
2020-381K
2019-464K
2007942K
20061.3M
20051.03M
Operating Income (USD)
-1M01M2M3M2005200620072019202020212022202320242025
GOVB Operating Income (USD) by year
PeriodOperating Income (USD)
2025793K
2024477K
2023232K
20222.22M
20211.19M
2020-638K
2019-625K
20071.46M
20061.9M
20051.54M
EBITDA (USD)
01M2M3M2005200620072019202020212022202320242025
GOVB EBITDA (USD) by year
PeriodEBITDA (USD)
20251.36M
20241.13M
2023936K
20221.99M
20211.19M
20201.28M
2019441K
20071.74M
20062.22M
20051.69M
Cash Flows (USD)
-5M-2.5M02.5M5M7.5M2005200620072019202020212022202320242025
GOVB Cash Flows (USD) by year
PeriodCash Flows (USD)
2025653K
2024-3.08M
20235.51M
2022-598K
20210
20200
20190
2007501K
20062.26M
20052.33M
EPS (USD)
-0.500.511.52005200620072019202020212022202320242025
GOVB EPS (USD) by year
PeriodEPS (USD)
20250.72
20240.51
20230.3
20221.42
20210.53
2020-0.44
2019-0.41
20070.41
20060.57
20050.46
Expenses (USD)
02M4M6MSG&ACapex2005200620072019202020212022202320242025
GOVB Expenses (USD) by year
PeriodExpenses (USD)
2025842K
20244.03M
20233.88M
20223.34M
20214.13M
20200
20193.96M
20072.77M
20062.53M
20051.87M
Cash & Debt (USD)
020M40M60M80MCashLong Term DebtShort Term Debt200420052006200720212022202320242025
GOVB Cash & Debt (USD) by year
PeriodCash & Debt (USD)
202545.59M
202451.72M
202357.52M
202264.71M
202135.66M
20073.88M
20062.47M
20052.67M
20042.71M
Debt ratios
-15-10-505200720212022202320242025
GOVB Debt ratios by year
PeriodDebt ratios
2025-7.12
2024-9.86
2023-8.07
2022-13.21
2021-7.67
20074.04
Margins
0%25%50%75%100%2005200620072019202020212022202320242025
GOVB Margins by year
PeriodMargins
202583.78%
202484.1%
202391.59%
202297.75%
202197.04%
202097.18%
2019100%
200755.97%
200660.95%
200566.59%
Return on Capital
0%2%4%6%8%200420052006200720212022202320242025
GOVB Return on Capital by year
PeriodReturn on Capital
20252.28%
20241.65%
20231.26%
20226.15%
20213.89%
20074.61%
20066.55%
20055.53%
20044.79%
Shares Outstanding
01M2M3M2005200620072019202020212022202320242025
GOVB Shares Outstanding by year
PeriodShares Outstanding
20251M
20241.05M
20231.06M
20221.06M
20211.1M
20201.1M
20191.18M
20072.07M
20062.29M
20052.28M
Dividends (USD)
00.10.20.30.42017201820192020202120222023202420252026
GOVB Dividends (USD) by year
PeriodDividends (USD)
20260.09
20250.17
20240.08
20230.1
20220.16
20210.24
20200.29
20190.34
20180.34
20170.34
Employee Count
0204060202320242025
GOVB Employee Count by year
PeriodEmployee Count
202537
202440
202346
Book Value Per Share (USD)
010203040200420052006200720212022202320242025
GOVB Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202532.08
202431.12
202323.62
202223.35
202124.85
20079.86
20068.67
20058.18
20048.43
Total Assets (USD)
0100M200M300M200420052006200720212022202320242025
GOVB Total Assets (USD) by year
PeriodTotal Assets (USD)
2025198.53M
2024197.26M
2023205.88M
2022213.02M
2021134.92M
2007132.59M
2006130.07M
2005122.23M
2004104.17M
PE Ratio
202224262830med 23.36Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
GOVB PE Ratio by year
PeriodPE Ratio
Sep 2623.48
Sep 2623.38
Aug 2621.48
Aug 2621.06
Aug 2621.06
Aug 2621.11
Jul 2621.16
Jul 2620.94
Jul 2621.38
Jul 2621.17
Jul 2621.17
Jun 2621.27
Jun 2620.74
Jun 2620.74
Jun 2620.95
May 2620.74
May 2620.65
May 2620.47
May 2622.62
May 2622.62
Apr 2621.43
Apr 2622.62
Apr 2621.35
Apr 2621.13
Mar 2620.84
Mar 2620.69
Mar 2620.84
Mar 2620.9
Feb 2621.02
Feb 2620.85
Feb 2620.66
Feb 2623.55
Jan 2624.17
Jan 2623.69
Jan 2623.89
Jan 2623.89
Jan 2623.89
Dec 2523.35
Dec 2523.76
Dec 2527.1
Dec 2527.1
Nov 2525.91
Nov 2525.51
Nov 2523.91
Nov 2523.9
Oct 2522.32
Oct 2522.32
Oct 2522.32
Oct 2522.72
Oct 2522.72
Sep 2523.91
Sep 2523.91
Sep 2523.75
Sep 2523.91
Aug 2524.31
Aug 2522.72
Aug 2523.91
Aug 2522.85
Aug 2524.71
Jul 2524.44
Jul 2524.22
Jul 2524.22
Jul 2524.19
Jun 2523
Jun 2524.44
Jun 2524.04
Jun 2523.95
May 2523.43
May 2524.26
May 2522.8
May 2522.64
May 2521.97
Apr 2521.97
Apr 2521.95
Apr 2522.68
Apr 2522.2
Mar 2523.4
Mar 2523.95
Mar 2522.68
Mar 2523.04
Feb 2523.22
Feb 2522.59
Feb 2522.5
Feb 2523.83
Jan 2524.22
Jan 2524.03
Jan 2524.03
Jan 2524.42
Jan 2523.64
Dec 2424.42
Dec 2424.42
Dec 2428.05
Dec 2427.19
Nov 2426.35
Nov 2425.89
Nov 2425.79
Nov 2424.92
Nov 2424.28
Oct 2424.81
Oct 2426.97
Free Cash Flow Yield
-30%-20%-10%0%10%med 5.16%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
GOVB Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 263.42%
Sep 263.43%
Aug 263.73%
Aug 263.81%
Aug 263.81%
Aug 267.31%
Jul 267.3%
Jul 267.37%
Jul 267.22%
Jul 267.3%
Jul 267.3%
Jun 267.26%
Jun 267.45%
Jun 267.45%
Jun 267.37%
May 267.45%
May 267.48%
May 267.55%
May 264.3%
May 264.3%
Apr 264.54%
Apr 264.3%
Apr 264.56%
Apr 264.6%
Mar 264.67%
Mar 264.7%
Mar 264.67%
Mar 264.66%
Feb 264.63%
Feb 264.67%
Feb 264.71%
Feb 263.78%
Jan 263.69%
Jan 263.76%
Jan 263.73%
Jan 263.73%
Jan 263.73%
Dec 253.82%
Dec 253.75%
Dec 254.89%
Dec 254.89%
Nov 255.12%
Nov 255.2%
Nov 255.55%
Nov 255.55%
Oct 255.94%
Oct 255.94%
Oct 255.94%
Oct 255.84%
Oct 255.84%
Sep 255.55%
Sep 255.55%
Sep 255.58%
Sep 255.55%
Aug 255.46%
Aug 255.84%
Aug 255.55%
Aug 255.81%
Aug 252.13%
Jul 252.15%
Jul 252.17%
Jul 252.17%
Jul 252.17%
Jun 252.29%
Jun 252.15%
Jun 252.19%
Jun 252.2%
May 252.24%
May 252.17%
May 252.31%
May 252.32%
May 255.66%
Apr 255.66%
Apr 255.67%
Apr 255.49%
Apr 255.6%
Mar 255.32%
Mar 255.2%
Mar 255.49%
Mar 255.4%
Feb 255.36%
Feb 255.51%
Feb 255.53%
Feb 25-23.94%
Jan 25-23.56%
Jan 25-23.75%
Jan 25-23.75%
Jan 25-23.37%
Jan 25-24.14%
Dec 24-23.37%
Dec 24-23.37%
Dec 246.79%
Dec 247.01%
Nov 247.23%
Nov 247.36%
Nov 247.39%
Nov 247.65%
Nov 247.85%
Oct 247.68%
Oct 247.07%
Price to Sales
1.251.51.7522.252.5med 1.57Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
GOVB Price to Sales by year
PeriodPrice to Sales
Sep 262.28
Sep 262.27
Aug 262.09
Aug 262.05
Aug 262.05
Aug 262.02
Jul 262.02
Jul 262
Jul 262.05
Jul 262.03
Jul 262.03
Jun 262.04
Jun 261.98
Jun 261.98
Jun 262.01
May 261.98
May 261.98
May 261.96
May 261.96
May 261.96
Apr 261.86
Apr 261.96
Apr 261.85
Apr 261.83
Mar 261.81
Mar 261.8
Mar 261.81
Mar 261.81
Feb 261.82
Feb 261.81
Feb 261.79
Feb 261.78
Jan 261.82
Jan 261.79
Jan 261.8
Jan 261.8
Jan 261.8
Dec 251.76
Dec 251.79
Dec 251.78
Dec 251.78
Nov 251.71
Nov 251.68
Nov 251.57
Nov 251.57
Oct 251.47
Oct 251.47
Oct 251.47
Oct 251.5
Oct 251.5
Sep 251.57
Sep 251.57
Sep 251.56
Sep 251.57
Aug 251.6
Aug 251.5
Aug 251.57
Aug 251.5
Aug 251.55
Jul 251.54
Jul 251.52
Jul 251.52
Jul 251.52
Jun 251.45
Jun 251.54
Jun 251.51
Jun 251.51
May 251.47
May 251.53
May 251.43
May 251.42
May 251.34
Apr 251.34
Apr 251.34
Apr 251.39
Apr 251.36
Mar 251.43
Mar 251.47
Mar 251.39
Mar 251.41
Feb 251.42
Feb 251.38
Feb 251.38
Feb 251.37
Jan 251.4
Jan 251.38
Jan 251.38
Jan 251.41
Jan 251.36
Dec 241.41
Dec 241.41
Dec 241.49
Dec 241.44
Nov 241.4
Nov 241.37
Nov 241.37
Nov 241.32
Nov 241.29
Oct 241.31
Oct 241.43
EV/EBITDA
-40-30-20-100med -27.4Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
GOVB EV/EBITDA by year
PeriodEV/EBITDA
Sep 26-9.7
Sep 26-9.77
Aug 26-11.01
Aug 26-11.29
Aug 26-11.29
Aug 26-14.39
Jul 26-14.37
Jul 26-14.5
Jul 26-14.22
Jul 26-14.36
Jul 26-14.36
Jun 26-14.29
Jun 26-14.63
Jun 26-14.63
Jun 26-14.5
May 26-14.63
May 26-14.69
May 26-14.8
May 26-15.5
May 26-15.5
Apr 26-16.23
Apr 26-15.5
Apr 26-16.28
Apr 26-16.41
Mar 26-16.59
Mar 26-16.68
Mar 26-16.59
Mar 26-16.55
Feb 26-16.48
Feb 26-16.58
Feb 26-16.7
Feb 26-15.65
Jan 26-15.32
Jan 26-15.58
Jan 26-15.47
Jan 26-15.47
Jan 26-15.47
Dec 25-15.76
Dec 25-15.54
Dec 25-25.72
Dec 25-25.72
Nov 25-26.33
Nov 25-26.54
Nov 25-27.35
Nov 25-27.36
Oct 25-28.17
Oct 25-28.17
Oct 25-28.17
Oct 25-27.97
Oct 25-27.97
Sep 25-27.35
Sep 25-27.35
Sep 25-27.44
Sep 25-27.35
Aug 25-27.15
Aug 25-27.97
Aug 25-27.35
Aug 25-27.9
Aug 25-31.03
Jul 25-31.17
Jul 25-31.28
Jul 25-31.28
Jul 25-31.3
Jun 25-31.91
Jun 25-31.17
Jun 25-31.38
Jun 25-31.42
May 25-31.69
May 25-31.26
May 25-32.02
May 25-32.1
May 25-32.38
Apr 25-32.38
Apr 25-32.39
Apr 25-32.03
Apr 25-32.26
Mar 25-31.67
Mar 25-31.39
Mar 25-32.03
Mar 25-31.85
Feb 25-31.76
Feb 25-32.07
Feb 25-32.12
Feb 25-34.46
Jan 25-34.28
Jan 25-34.37
Jan 25-34.37
Jan 25-34.18
Jan 25-34.56
Dec 24-34.18
Dec 24-34.18
Dec 24-27.75
Dec 24-28.12
Nov 24-28.48
Nov 24-28.67
Nov 24-28.72
Nov 24-29.09
Nov 24-29.36
Oct 24-29.13
Oct 24-28.21
Price/Operating Cashflow
010203040med 15.89Oct 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
GOVB Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 2622.47
Sep 2622.37
Aug 2620.56
Aug 2620.16
Aug 2620.16
Aug 2611.56
Jul 2611.58
Jul 2611.46
Jul 2611.7
Jul 2611.59
Jul 2611.59
Jun 2611.64
Jun 2611.35
Jun 2611.35
Jun 2611.47
May 2611.35
May 2611.3
May 2611.2
May 2620.5
May 2620.5
Apr 2619.42
Apr 2620.5
Apr 2619.35
Apr 2619.15
Mar 2618.88
Mar 2618.75
Mar 2618.88
Mar 2618.94
Feb 2619.04
Feb 2618.89
Feb 2618.72
Feb 2620.8
Jan 2621.34
Jan 2620.92
Jan 2621.1
Jan 2621.1
Jan 2621.1
Dec 2520.62
Dec 2520.98
Dec 2518.08
Dec 2518.08
Nov 2517.28
Nov 2517.01
Nov 2515.95
Nov 2515.94
Oct 2514.89
Oct 2514.89
Oct 2514.89
Oct 2515.15
Oct 2515.15
Sep 2515.95
Sep 2515.95
Sep 2515.85
Sep 2515.95
Aug 2516.22
Aug 2515.15
Aug 2515.95
Aug 2515.24
Aug 2530.86
Jul 2530.52
Jul 2530.25
Jul 2530.25
Jul 2530.21
Jun 2528.73
Jun 2530.52
Jun 2530.03
Jun 2529.92
May 2529.26
May 2530.3
May 2528.48
May 2528.28
May 2514.52
Apr 2514.52
Apr 2514.51
Apr 2514.99
Apr 2514.68
Mar 2515.47
Mar 2515.83
Mar 2514.99
Mar 2515.23
Feb 2515.35
Feb 2514.93
Feb 2514.87
Dec 2413.21
Dec 2412.81
Nov 2412.41
Nov 2412.2
Nov 2412.15
Nov 2411.74
Nov 2411.43
Oct 2411.69
Oct 2412.71
Oct 2410.98
Oct 2410.93
Sep 2410.65
Sep 2410.42
Sep 2410.16
Sep 249.91
Aug 2410.16
Aug 2410.16
Price to Book
0.30.40.50.60.70.8med 0.48Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
GOVB Price to Book by year
PeriodPrice to Book
Sep 260.7
Sep 260.7
Aug 260.64
Aug 260.63
Aug 260.63
Aug 260.62
Jul 260.62
Jul 260.61
Jul 260.63
Jul 260.62
Jul 260.62
Jun 260.62
Jun 260.61
Jun 260.61
Jun 260.61
May 260.61
May 260.6
May 260.6
May 260.6
May 260.6
Apr 260.56
Apr 260.6
Apr 260.56
Apr 260.56
Mar 260.55
Mar 260.55
Mar 260.55
Mar 260.55
Feb 260.55
Feb 260.55
Feb 260.54
Feb 260.54
Jan 260.55
Jan 260.54
Jan 260.55
Jan 260.55
Jan 260.55
Dec 250.53
Dec 250.54
Dec 250.54
Dec 250.54
Nov 250.52
Nov 250.51
Nov 250.48
Nov 250.48
Oct 250.45
Oct 250.45
Oct 250.45
Oct 250.46
Oct 250.46
Sep 250.48
Sep 250.48
Sep 250.48
Sep 250.48
Aug 250.49
Aug 250.46
Aug 250.48
Aug 250.46
Aug 250.47
Jul 250.47
Jul 250.46
Jul 250.46
Jul 250.46
Jun 250.44
Jun 250.47
Jun 250.46
Jun 250.46
May 250.45
May 250.46
May 250.43
May 250.43
May 250.4
Apr 250.4
Apr 250.4
Apr 250.42
Apr 250.41
Mar 250.43
Mar 250.44
Mar 250.42
Mar 250.42
Feb 250.43
Feb 250.41
Feb 250.41
Feb 250.39
Jan 250.4
Jan 250.4
Jan 250.4
Jan 250.4
Jan 250.39
Dec 240.4
Dec 240.4
Dec 240.43
Dec 240.42
Nov 240.41
Nov 240.4
Nov 240.4
Nov 240.38
Nov 240.37
Oct 240.38
Oct 240.42
Gouverneur Bancorp, Inc.
GOVB
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