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Generations Bancorp NY, Inc.

$16.23 -$1.72 (-9.58%)

OTC · 14 Sep 2026 20:00 UTC

Previous Close

$16.21

Day Range

$16.2$16.24

Year Range

$14.68$17.95

Market Cap

36.97M

AVG Volume

2.18K

Trailing/Forward PE

-7.88/-

PEG ratio

-7.4

Dividend Yield

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

GBNY Revenue (USD) by year
Period	Revenue (USD)
2025	15.98M
2024	17.79M
2023	15.78M
2022	13.32M
2021	14.29M
2020	15.4M
2019	13.4M
2018	12.28M
2017	11.42M
2016	9M

Net Income (USD)

GBNY Net Income (USD) by year
Period	Net Income (USD)
2025	-4.68M
2024	-4.78M
2023	-1.57M
2022	1.09M
2021	1.41M
2020	1.73M
2019	87K
2018	1K
2017	716K
2016	-1.5M

Operating Income (USD)

GBNY Operating Income (USD) by year
Period	Operating Income (USD)
2025	-4.65M
2024	-4.72M
2023	-1.99M
2022	1.3M
2021	1.7M
2020	1.63M
2019	-68K
2018	1K
2017	717K
2016	-1.95M

EBITDA (USD)

GBNY EBITDA (USD) by year
Period	EBITDA (USD)
2025	-4.65M
2024	-4.22M
2023	-974K
2022	2.31M
2021	2.79M
2020	2.74M
2019	589K
2018	0
2017	0
2016	894K

Cash Flows (USD)

GBNY Cash Flows (USD) by year
Period	Cash Flows (USD)
2024	455K
2023	1.67M
2022	2.49M
2021	2.98M
2020	767K
2019	-181K
2018	0
2017	0
2016	0
2015	0

EPS (USD)

GBNY EPS (USD) by year
Period	EPS (USD)
2025	-2.06
2024	-2.12
2023	-0.71
2022	0.47
2021	0.6
2020	0.7
2019	0.03
2018	0
2017	0.32
2016	-0.66

Expenses (USD)

GBNY Expenses (USD) by year
Period	Expenses (USD)
2015	0
2025	5.97M
2024	5.46M
2023	6.65M
2022	5.78M
2021	6.16M
2020	6.27M
2019	8.09M
2018	0
2017	0
2016	0

Cash & Debt (USD)

GBNY Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	2.83M
2024	3.74M
2023	50.19M
2022	41.05M
2021	57.97M
2020	44.76M
2019	44.08M

Debt ratios

GBNY Debt ratios by year
Period	Debt ratios
2025	-1.92
2024	-163.2
2023	-3.87
2022	-1.72
2021	-6.57
2020	-4.77
2019	-8.02

Margins

GBNY Margins by year
Period	Margins
2025	41.54%
2024	37.28%
2023	55.03%
2022	80.74%
2021	84.44%
2020	77.89%
2019	86.29%
2018	100%
2017	100%
2016	100%

Return on Capital

GBNY Return on Capital by year
Period	Return on Capital
2025	-14.07%
2024	-13.49%
2023	-4.16%
2022	2.91%
2021	3.25%
2020	5.8%
2019	0.31%

Shares Outstanding

GBNY Shares Outstanding by year
Period	Shares Outstanding
2025	2.28M
2024	2.28M
2023	2.24M
2022	2.35M
2021	2.35M
2020	2.46M
2019	2.46M
2018	2.54M
2017	2.19M
2016	2.28M

Dividends (USD)

GBNY Dividends (USD) by year
Period	Dividends (USD)
2012	0.1

Employee Count

GBNY Employee Count by year
Period	Employee Count
2023	71
2022	79
2021	83
2020	92

Book Value Per Share (USD)

GBNY Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	14.61
2024	15.53
2023	16.86
2022	15.89
2021	18.52
2020	12.16
2019	11.49

Total Assets (USD)

GBNY Total Assets (USD) by year
Period	Total Assets (USD)
2025	348.81M
2024	387.15M
2023	427.59M
2022	386.29M
2021	378.95M
2020	373.8M
2019	347.55M

PE Ratio

GBNY PE Ratio by year
Period	PE Ratio
Nov 23	681.78
Oct 23	675.4
Oct 23	677
Oct 23	642.63
Oct 23	716.16
Sep 23	676.2
Sep 23	679.39
Sep 23	704.97
Sep 23	735.34
Sep 23	705.77
Aug 23	751.33
Aug 23	764.12
Aug 23	764.12
Aug 23	782.5
Jul 23	37.87
Jul 23	37.83
Jul 23	37.87
Jul 23	37.91
Jun 23	36.54
Jun 23	36.86
Jun 23	37.26
Jun 23	34.65
Jun 23	35.77
May 23	33.52
May 23	34.24
May 23	33.64
May 23	19.99
Apr 23	21.22
Apr 23	19.62
Apr 23	21.15
Apr 23	22.23
Mar 23	22.04
Mar 23	22.19
Mar 23	16
Mar 23	16.22
Mar 23	16.22
Feb 23	16.22
Feb 23	16.03
Feb 23	16.22
Feb 23	16.15
Jan 23	16.13
Jan 23	16.12
Jan 23	15.93
Jan 23	15.78
Dec 22	15.93
Dec 22	15.78
Dec 22	16.21
Dec 22	15.75
Dec 22	15.88
Nov 22	16
Nov 22	15.78
Nov 22	16.24
Nov 22	16.04
Oct 22	17.71
Oct 22	17.95
Oct 22	18.15
Oct 22	18
Sep 22	18
Sep 22	18
Sep 22	18.56
Sep 22	17.94
Sep 22	18.08
Aug 22	18.1
Aug 22	18.65
Aug 22	18.54
Aug 22	18.41
Jul 22	18.17
Jul 22	18.04
Jul 22	18.33
Jul 22	18.33
Jul 22	18.41
Jun 22	18.49
Jun 22	18.55
Jun 22	18.81
Jun 22	18.89
May 22	18.94
May 22	18.73
May 22	18.81
May 22	18.65
Apr 22	18.99
Apr 22	19.04
Apr 22	18.99
Apr 22	19.46
Apr 22	19.64
Mar 22	19.84
Mar 22	21.61
Mar 22	19.93
Mar 22	21.22
Feb 22	21.34
Feb 22	21.7
Feb 22	21.29
Feb 22	21.74
Jan 22	21.45
Jan 22	21.54
Jan 22	21.47
Jan 22	21.63
Dec 21	21.6
Dec 21	21.61
Dec 21	21.31
Dec 21	20.94

Free Cash Flow Yield

GBNY Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Dec 24	-1.1%
Dec 24	-1.1%
Dec 24	-1.1%
Dec 24	-1.11%
Nov 24	-1.09%
Nov 24	-1.11%
Nov 24	-1.12%
Nov 24	-1.11%
Nov 24	-1.14%
Oct 24	-1.14%
Oct 24	-1.08%
Oct 24	-1.07%
Oct 24	-1.07%
Sep 24	-1.07%
Sep 24	-1.43%
Sep 24	-1.56%
Sep 24	-1.61%
Aug 24	-1.61%
Aug 24	-1.61%
Aug 24	-1.61%
Aug 24	-1.57%
Aug 24	2.94%
Jul 24	2.9%
Jul 24	2.9%
Jul 24	2.94%
Jul 24	2.97%
Jun 24	2.97%
Jun 24	3.01%
Jun 24	2.98%
Jun 24	2.89%
May 24	3.07%
May 24	2.9%
May 24	3.01%
May 24	7.4%
May 24	6.81%
Apr 24	7.31%
Apr 24	7.46%
Apr 24	7.5%
Apr 24	7.4%
Mar 24	8.21%
Mar 24	8.22%
Mar 24	8.22%
Mar 24	7.83%
Mar 24	7.82%
Feb 24	7.82%
Feb 24	7.47%
Feb 24	7.68%
Feb 24	7.4%
Jan 24	7.75%
Jan 24	7.83%
Jan 24	8.1%
Jan 24	8%
Dec 23	8.11%
Dec 23	8.46%
Dec 23	8.79%
Dec 23	9.66%
Dec 23	9.84%
Nov 23	9.79%
Nov 23	9.79%
Nov 23	10.02%
Nov 23	19.39%
Oct 23	19.57%
Oct 23	19.52%
Oct 23	20.57%
Oct 23	18.46%
Sep 23	19.55%
Sep 23	19.46%
Sep 23	18.75%
Sep 23	17.98%
Sep 23	18.73%
Aug 23	17.59%
Aug 23	17.3%
Aug 23	17.3%
Aug 23	16.89%
Jul 23	15.04%
Jul 23	15.06%
Jul 23	15.04%
Jul 23	15.02%
Jun 23	15.59%
Jun 23	15.45%
Jun 23	15.28%
Jun 23	16.44%
Jun 23	15.92%
May 23	16.99%
May 23	16.63%
May 23	16.93%
May 23	11.44%
Apr 23	10.78%
Apr 23	11.66%
Apr 23	10.81%
Apr 23	10.29%
Mar 23	10.38%
Mar 23	10.31%
Mar 23	12.42%
Mar 23	12.25%
Mar 23	12.25%
Feb 23	12.25%
Feb 23	12.4%
Feb 23	12.25%
Feb 23	12.31%

Price to Sales

GBNY Price to Sales by year
Period	Price to Sales
Sep 26	2.31
Sep 26	2.31
Sep 26	2.31
Aug 26	2.18
Aug 26	2.19
Aug 26	2.18
Aug 26	2.18
Jul 26	2.18
Jul 26	2.16
Jul 26	2.16
Jul 26	2.16
Jul 26	2.17
Jun 26	2.17
Jun 26	2.15
Jun 26	2.15
Jun 26	2.14
May 26	2.14
May 26	2.13
May 26	2.13
May 26	2.11
May 26	2.11
Apr 26	2.11
Apr 26	2.13
Apr 26	2.13
Apr 26	2.13
Mar 26	1.98
Mar 26	1.98
Mar 26	1.95
Mar 26	1.97
Feb 26	1.95
Feb 26	1.96
Feb 26	1.96
Feb 26	2.36
Jan 26	2.36
Jan 26	2.37
Jan 26	2.37
Jan 26	2.37
Jan 26	2.38
Dec 25	2.31
Dec 25	2.32
Dec 25	2.33
Dec 25	2.32
Nov 25	2.28
Nov 25	2.3
Nov 25	2.2
Nov 25	2.22
Oct 25	2.22
Oct 25	2.24
Oct 25	2.24
Oct 25	2.24
Oct 25	2.22
Sep 25	2.25
Sep 25	2.24
Sep 25	2.24
Sep 25	2.25
Aug 25	2.19
Aug 25	2.14
Aug 25	2.17
Aug 25	2.16
Aug 25	2.16
Jul 25	2.16
Jul 25	2.15
Jul 25	2.15
Jul 25	2.15
Jun 25	2.1
Jun 25	2.09
Jun 25	2.11
Jun 25	2.05
May 25	2.06
May 25	2.07
May 25	2.09
May 25	2.07
May 25	2.02
Apr 25	2.05
Apr 25	2.01
Apr 25	2.03
Apr 25	2.05
Mar 25	1.99
Mar 25	1.91
Mar 25	1.9
Mar 25	1.87
Feb 25	1.89
Feb 25	1.89
Feb 25	1.88
Feb 25	1.88
Jan 25	1.86
Jan 25	1.86
Jan 25	1.89
Jan 25	1.89
Jan 25	1.88
Dec 24	1.82
Dec 24	1.82
Dec 24	1.82
Dec 24	1.81
Nov 24	1.84
Nov 24	1.8
Nov 24	1.79
Nov 24	1.8
Nov 24	1.75
Oct 24	1.76

EV/EBITDA

GBNY EV/EBITDA by year
Period	EV/EBITDA
Nov 23	0.17
Oct 23	-0.01
Oct 23	0.03
Oct 23	-0.9
Oct 23	1.1
Sep 23	0.01
Sep 23	0.1
Sep 23	0.8
Sep 23	1.62
Sep 23	0.82
Aug 23	2.06
Aug 23	2.41
Aug 23	2.41
Aug 23	2.91
Jul 23	-5.58
Jul 23	-5.6
Jul 23	-5.58
Jul 23	-5.57
Jun 23	-6.02
Jun 23	-5.91
Jun 23	-5.78
Jun 23	-6.64
Jun 23	-6.27
May 23	-7.01
May 23	-6.77
May 23	-6.97
May 23	3.12
Apr 23	3.7
Apr 23	2.95
Apr 23	3.67
Apr 23	4.18
Mar 23	4.08
Mar 23	4.15
Mar 23	3.26
Mar 23	3.38
Mar 23	3.38
Feb 23	3.38
Feb 23	3.28
Feb 23	3.38
Feb 23	3.34
Jan 23	3.33
Jan 23	3.33
Jan 23	3.22
Jan 23	3.14
Dec 22	3.22
Dec 22	3.14
Dec 22	3.37
Dec 22	3.13
Dec 22	3.2
Nov 22	3.26
Nov 22	3.14
Nov 22	3.39
Nov 22	3.29
Oct 22	-2.53
Oct 22	-2.4
Oct 22	-2.3
Oct 22	-2.38
Sep 22	-2.38
Sep 22	-2.38
Sep 22	-2.09
Sep 22	-2.41
Sep 22	-2.33
Aug 22	-2.33
Aug 22	-2.04
Aug 22	-2.1
Aug 22	-2.16
Jul 22	-6.41
Jul 22	-6.48
Jul 22	-6.33
Jul 22	-6.33
Jul 22	-6.28
Jun 22	-6.24
Jun 22	-6.21
Jun 22	-6.07
Jun 22	-6.03
May 22	-6.01
May 22	-6.12
May 22	-6.07
May 22	-6.16
Apr 22	-4.8
Apr 22	-4.77
Apr 22	-4.8
Apr 22	-4.56
Apr 22	-4.47
Mar 22	-4.37
Mar 22	-0.43
Mar 22	-1.24
Mar 22	-0.62
Feb 22	-0.56
Feb 22	-0.39
Feb 22	-0.59
Feb 22	-0.37
Jan 22	-0.51
Jan 22	-0.47
Jan 22	-0.5
Jan 22	-0.42
Dec 21	-0.44
Dec 21	-0.43
Dec 21	-0.58
Dec 21	-0.76

Price/Operating Cashflow

GBNY Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Aug 24	25.28
Jul 24	25.6
Jul 24	25.6
Jul 24	25.23
Jul 24	24.96
Jun 24	24.99
Jun 24	24.7
Jun 24	24.91
Jun 24	25.72
May 24	24.16
May 24	25.6
May 24	24.62
May 24	11.09
May 24	12.04
Apr 24	11.22
Apr 24	10.99
Apr 24	10.93
Apr 24	11.09
Mar 24	9.78
Mar 24	9.77
Mar 24	9.77
Mar 24	10.26
Mar 24	10.27
Feb 24	10.27
Feb 24	10.75
Feb 24	10.46
Feb 24	10.86
Jan 24	10.37
Jan 24	10.26
Jan 24	9.92
Jan 24	10.04
Dec 23	9.91
Dec 23	9.5
Dec 23	9.14
Dec 23	8.32
Dec 23	8.16
Nov 23	8.21
Nov 23	8.21
Nov 23	8.01
Nov 23	4.62
Oct 23	4.58
Oct 23	4.59
Oct 23	4.36
Oct 23	4.86
Sep 23	4.59
Sep 23	4.61
Sep 23	4.78
Sep 23	4.99
Sep 23	4.79
Aug 23	5.1
Aug 23	5.18
Aug 23	5.18
Aug 23	5.31
Jul 23	5.66
Jul 23	5.65
Jul 23	5.66
Jul 23	5.67
Jun 23	5.46
Jun 23	5.51
Jun 23	5.57
Jun 23	5.18
Jun 23	5.35
May 23	5.01
May 23	5.12
May 23	5.03
May 23	7.37
Apr 23	7.83
Apr 23	7.24
Apr 23	7.8
Apr 23	8.2
Mar 23	8.13
Mar 23	8.19
Mar 23	7.41
Mar 23	7.51
Mar 23	7.51
Feb 23	7.51
Feb 23	7.42
Feb 23	7.51
Feb 23	7.48
Jan 23	7.47
Jan 23	7.46
Jan 23	7.37
Jan 23	7.31
Dec 22	7.37
Dec 22	7.31
Dec 22	7.5
Dec 22	7.29
Dec 22	7.35
Nov 22	7.41
Nov 22	7.31
Nov 22	7.52
Nov 22	7.43
Oct 22	9.32
Oct 22	9.45
Oct 22	9.55
Oct 22	9.47
Sep 22	9.47
Sep 22	9.47
Sep 22	9.77
Sep 22	9.44

Price to Book

GBNY Price to Book by year
Period	Price to Book
Sep 26	1.11
Sep 26	1.11
Sep 26	1.11
Aug 26	1.05
Aug 26	1.05
Aug 26	1.05
Aug 26	1.05
Jul 26	1.05
Jul 26	1.04
Jul 26	1.04
Jul 26	1.04
Jul 26	1.04
Jun 26	1.04
Jun 26	1.03
Jun 26	1.03
Jun 26	1.03
May 26	1.03
May 26	1.02
May 26	1.02
May 26	1.01
May 26	1.01
Apr 26	1.01
Apr 26	1.02
Apr 26	1.02
Apr 26	1.02
Mar 26	0.99
Mar 26	0.99
Mar 26	0.98
Mar 26	0.99
Feb 26	0.98
Feb 26	0.98
Feb 26	0.98
Feb 26	1.18
Jan 26	1.18
Jan 26	1.19
Jan 26	1.19
Jan 26	1.19
Jan 26	1.19
Dec 25	1.18
Dec 25	1.19
Dec 25	1.19
Dec 25	1.19
Nov 25	1.16
Nov 25	1.18
Nov 25	1.13
Nov 25	1.13
Oct 25	1.14
Oct 25	1.15
Oct 25	1.14
Oct 25	1.15
Oct 25	1.14
Sep 25	1.13
Sep 25	1.13
Sep 25	1.13
Sep 25	1.14
Aug 25	1.11
Aug 25	1.08
Aug 25	1.1
Aug 25	1.09
Aug 25	1.09
Jul 25	1.09
Jul 25	1.09
Jul 25	1.09
Jul 25	1.09
Jun 25	1.05
Jun 25	1.05
Jun 25	1.06
Jun 25	1.03
May 25	1.04
May 25	1.04
May 25	1.05
May 25	1.04
May 25	1.01
Apr 25	1.03
Apr 25	1.01
Apr 25	1.02
Apr 25	1.03
Mar 25	1.03
Mar 25	0.98
Mar 25	0.98
Mar 25	0.96
Feb 25	0.97
Feb 25	0.97
Feb 25	0.97
Feb 25	0.97
Jan 25	0.96
Jan 25	0.96
Jan 25	0.97
Jan 25	0.97
Jan 25	0.97
Dec 24	0.92
Dec 24	0.92
Dec 24	0.92
Dec 24	0.92
Nov 24	0.93
Nov 24	0.91
Nov 24	0.91
Nov 24	0.91
Nov 24	0.89
Oct 24	0.89

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AI Analysis

Generations Bancorp NY, Inc.

Video analysis: GBNY

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