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Generations Bancorp NY, Inc.

$16.23 -$1.72 (-9.58%)

OTC · 14 Sep 2026 20:00 UTC

Previous Close

$16.21

Day Range

$16.2$16.24

Year Range

$14.68$17.95

Market Cap

36.97M

AVG Volume

2.18K

Trailing/Forward PE

-7.88/-

PEG ratio

-7.4

Dividend Yield

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

GBNY Revenue (USD) by quarter
Period	Revenue (USD)
25 Q4	3.28M
25 Q3	4.3M
25 Q2	4.39M
25 Q1	4.01M
24 Q4	4.47M
24 Q3	4.6M
24 Q2	4.32M
24 Q1	4.4M
23 Q4	5.21M
23 Q3	4.07M

Net Income (USD)

GBNY Net Income (USD) by quarter
Period	Net Income (USD)
25 Q4	-2.48M
25 Q3	-514K
25 Q2	-678K
25 Q1	-1.01M
24 Q4	-2.4M
24 Q3	-988K
24 Q2	-841K
24 Q1	-545K
23 Q4	-606K
23 Q3	-643K

Operating Income (USD)

GBNY Operating Income (USD) by quarter
Period	Operating Income (USD)
25 Q4	-2.47M
25 Q3	-505K
25 Q2	-668K
25 Q1	-1M
24 Q4	-1.65M
24 Q3	-1.25M
24 Q2	-1.1M
24 Q1	-714K
23 Q4	-774K
23 Q3	-814K

EBITDA (USD)

GBNY EBITDA (USD) by quarter
Period	EBITDA (USD)
25 Q4	-2.47M
25 Q3	-505K
25 Q2	-668K
25 Q1	-1M
24 Q4	-1.65M
24 Q3	-1.25M
24 Q2	-833K
24 Q1	-486K
23 Q4	-509K
23 Q3	-567K

Cash Flows (USD)

GBNY Cash Flows (USD) by quarter
Period	Cash Flows (USD)
24 Q2	1.56M
24 Q1	-1.1M
23 Q4	1.21M
23 Q3	-2.03M
23 Q2	2.57M
23 Q1	-84K
22 Q4	1.31M
22 Q3	-94K
22 Q2	1.94M
22 Q1	-668K

EPS (USD)

GBNY EPS (USD) by quarter
Period	EPS (USD)
25 Q4	-1.09
25 Q3	-0.23
25 Q2	-0.3
25 Q1	-0.44
24 Q4	-1.05
24 Q3	-0.43
24 Q2	-0.39
24 Q1	-0.25
23 Q4	-0.27
23 Q3	-0.3

Expenses (USD)

GBNY Expenses (USD) by quarter
Period	Expenses (USD)
23 Q2	21K
23 Q1	147K
22 Q4	242K
22 Q3	17K
22 Q2	130K
22 Q1	72K
25 Q4	2.21M
25 Q3	1.33M
25 Q2	1.36M
25 Q1	1.06M
24 Q4	1.53M
24 Q3	1.56M
24 Q2	1.18M
24 Q1	1.19M
23 Q4	2.01M
23 Q3	1.51M

Cash & Debt (USD)

GBNY Cash & Debt (USD) by quarter
Period	Cash & Debt (USD)
25 Q4	2.83M
25 Q3	3.4M
25 Q2	3.73M
25 Q1	40.44M
24 Q4	3.74M
24 Q3	4.39M
24 Q2	39M
24 Q1	40.56M
23 Q4	50.19M
23 Q3	38.73M

Debt ratios

GBNY Debt ratios by quarter
Period	Debt ratios
25 Q4	-3.12
25 Q3	-3.98
25 Q2	-3.34
25 Q1	4.44
24 Q4	-3.83
24 Q3	-5.22
24 Q2	7.38
24 Q1	9.91
23 Q4	27.32
23 Q3	91.15

Margins

GBNY Margins by quarter
Period	Margins
25 Q4	37.11%
25 Q3	48.21%
25 Q2	45.1%
25 Q1	34.1%
24 Q4	36.23%
24 Q3	42.66%
24 Q2	33.71%
24 Q1	36.24%
23 Q4	42.42%
23 Q3	42.99%

Return on Capital

GBNY Return on Capital by quarter
Period	Return on Capital
25 Q4	-7.45%
25 Q3	-1.5%
25 Q2	-1.99%
25 Q1	-2.94%
24 Q4	-6.78%
24 Q3	-2.75%
24 Q2	-2.37%
24 Q1	-1.48%
23 Q4	-1.61%
23 Q3	-1.84%

Shares Outstanding

GBNY Shares Outstanding by quarter
Period	Shares Outstanding
25 Q4	2.28M
25 Q3	2.28M
25 Q2	2.28M
25 Q1	2.28M
24 Q4	2.28M
24 Q3	2.28M
24 Q2	2.15M
24 Q1	2.14M
23 Q4	2.24M
23 Q3	2.15M

Dividends (USD)

GBNY Dividends (USD) by quarter
Period	Dividends (USD)
Feb 12	0.1

Employee Count

GBNY Employee Count by quarter
Period	Employee Count
2023	71
2022	79
2021	83
2020	92

Book Value Per Share (USD)

GBNY Book Value Per Share (USD) by quarter
Period	Book Value Per Share (USD)
25 Q4	14.61
25 Q3	15.03
25 Q2	14.98
25 Q1	15.11
24 Q4	15.53
24 Q3	15.77
24 Q2	16.57
24 Q1	17.26
23 Q4	16.86
23 Q3	16.24

Total Assets (USD)

GBNY Total Assets (USD) by quarter
Period	Total Assets (USD)
25 Q4	348.81M
25 Q3	356.6M
25 Q2	373.56M
25 Q1	384.34M
24 Q4	387.15M
24 Q3	393.61M
24 Q2	401.75M
24 Q1	410.83M
23 Q4	427.59M
23 Q3	408.73M

PE Ratio

GBNY PE Ratio by quarter
Period	PE Ratio
Nov 23	681.78
Oct 23	675.4
Oct 23	677
Oct 23	642.63
Oct 23	716.16
Sep 23	676.2
Sep 23	679.39
Sep 23	704.97
Sep 23	735.34
Sep 23	705.77
Aug 23	751.33
Aug 23	764.12
Aug 23	764.12
Aug 23	782.5
Jul 23	37.87
Jul 23	37.83
Jul 23	37.87
Jul 23	37.91
Jun 23	36.54
Jun 23	36.86
Jun 23	37.26
Jun 23	34.65
Jun 23	35.77
May 23	33.52
May 23	34.24
May 23	33.64
May 23	19.99
Apr 23	21.22
Apr 23	19.62
Apr 23	21.15
Apr 23	22.23
Mar 23	22.04
Mar 23	22.19
Mar 23	16
Mar 23	16.22
Mar 23	16.22
Feb 23	16.22
Feb 23	16.03
Feb 23	16.22
Feb 23	16.15
Jan 23	16.13
Jan 23	16.12
Jan 23	15.93
Jan 23	15.78
Dec 22	15.93
Dec 22	15.78
Dec 22	16.21
Dec 22	15.75
Dec 22	15.88
Nov 22	16
Nov 22	15.78
Nov 22	16.24
Nov 22	16.04
Oct 22	17.71
Oct 22	17.95
Oct 22	18.15
Oct 22	18
Sep 22	18
Sep 22	18
Sep 22	18.56
Sep 22	17.94
Sep 22	18.08
Aug 22	18.1
Aug 22	18.65
Aug 22	18.54
Aug 22	18.41
Jul 22	18.17
Jul 22	18.04
Jul 22	18.33
Jul 22	18.33
Jul 22	18.41
Jun 22	18.49
Jun 22	18.55
Jun 22	18.81
Jun 22	18.89
May 22	18.94
May 22	18.73
May 22	18.81
May 22	18.65
Apr 22	18.99
Apr 22	19.04
Apr 22	18.99
Apr 22	19.46
Apr 22	19.64
Mar 22	19.84
Mar 22	21.61
Mar 22	19.93
Mar 22	21.22
Feb 22	21.34
Feb 22	21.7
Feb 22	21.29
Feb 22	21.74
Jan 22	21.45
Jan 22	21.54
Jan 22	21.47
Jan 22	21.63
Dec 21	21.6
Dec 21	21.61
Dec 21	21.31
Dec 21	20.94

Free Cash Flow Yield

GBNY Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Dec 24	-1.1%
Dec 24	-1.1%
Dec 24	-1.1%
Dec 24	-1.11%
Nov 24	-1.09%
Nov 24	-1.11%
Nov 24	-1.12%
Nov 24	-1.11%
Nov 24	-1.14%
Oct 24	-1.14%
Oct 24	-1.08%
Oct 24	-1.07%
Oct 24	-1.07%
Sep 24	-1.07%
Sep 24	-1.43%
Sep 24	-1.56%
Sep 24	-1.61%
Aug 24	-1.61%
Aug 24	-1.61%
Aug 24	-1.61%
Aug 24	-1.57%
Aug 24	2.94%
Jul 24	2.9%
Jul 24	2.9%
Jul 24	2.94%
Jul 24	2.97%
Jun 24	2.97%
Jun 24	3.01%
Jun 24	2.98%
Jun 24	2.89%
May 24	3.07%
May 24	2.9%
May 24	3.01%
May 24	7.4%
May 24	6.81%
Apr 24	7.31%
Apr 24	7.46%
Apr 24	7.5%
Apr 24	7.4%
Mar 24	8.21%
Mar 24	8.22%
Mar 24	8.22%
Mar 24	7.83%
Mar 24	7.82%
Feb 24	7.82%
Feb 24	7.47%
Feb 24	7.68%
Feb 24	7.4%
Jan 24	7.75%
Jan 24	7.83%
Jan 24	8.1%
Jan 24	8%
Dec 23	8.11%
Dec 23	8.46%
Dec 23	8.79%
Dec 23	9.66%
Dec 23	9.84%
Nov 23	9.79%
Nov 23	9.79%
Nov 23	10.02%
Nov 23	19.39%
Oct 23	19.57%
Oct 23	19.52%
Oct 23	20.57%
Oct 23	18.46%
Sep 23	19.55%
Sep 23	19.46%
Sep 23	18.75%
Sep 23	17.98%
Sep 23	18.73%
Aug 23	17.59%
Aug 23	17.3%
Aug 23	17.3%
Aug 23	16.89%
Jul 23	15.04%
Jul 23	15.06%
Jul 23	15.04%
Jul 23	15.02%
Jun 23	15.59%
Jun 23	15.45%
Jun 23	15.28%
Jun 23	16.44%
Jun 23	15.92%
May 23	16.99%
May 23	16.63%
May 23	16.93%
May 23	11.44%
Apr 23	10.78%
Apr 23	11.66%
Apr 23	10.81%
Apr 23	10.29%
Mar 23	10.38%
Mar 23	10.31%
Mar 23	12.42%
Mar 23	12.25%
Mar 23	12.25%
Feb 23	12.25%
Feb 23	12.4%
Feb 23	12.25%
Feb 23	12.31%

Price to Sales

GBNY Price to Sales by quarter
Period	Price to Sales
Sep 26	2.31
Sep 26	2.31
Sep 26	2.31
Aug 26	2.18
Aug 26	2.19
Aug 26	2.18
Aug 26	2.18
Jul 26	2.18
Jul 26	2.16
Jul 26	2.16
Jul 26	2.16
Jul 26	2.17
Jun 26	2.17
Jun 26	2.15
Jun 26	2.15
Jun 26	2.14
May 26	2.14
May 26	2.13
May 26	2.13
May 26	2.11
May 26	2.11
Apr 26	2.11
Apr 26	2.13
Apr 26	2.13
Apr 26	2.13
Mar 26	1.98
Mar 26	1.98
Mar 26	1.95
Mar 26	1.97
Feb 26	1.95
Feb 26	1.96
Feb 26	1.96
Feb 26	2.36
Jan 26	2.36
Jan 26	2.37
Jan 26	2.37
Jan 26	2.37
Jan 26	2.38
Dec 25	2.31
Dec 25	2.32
Dec 25	2.33
Dec 25	2.32
Nov 25	2.28
Nov 25	2.3
Nov 25	2.2
Nov 25	2.22
Oct 25	2.22
Oct 25	2.24
Oct 25	2.24
Oct 25	2.24
Oct 25	2.22
Sep 25	2.25
Sep 25	2.24
Sep 25	2.24
Sep 25	2.25
Aug 25	2.19
Aug 25	2.14
Aug 25	2.17
Aug 25	2.16
Aug 25	2.16
Jul 25	2.16
Jul 25	2.15
Jul 25	2.15
Jul 25	2.15
Jun 25	2.1
Jun 25	2.09
Jun 25	2.11
Jun 25	2.05
May 25	2.06
May 25	2.07
May 25	2.09
May 25	2.07
May 25	2.02
Apr 25	2.05
Apr 25	2.01
Apr 25	2.03
Apr 25	2.05
Mar 25	1.99
Mar 25	1.91
Mar 25	1.9
Mar 25	1.87
Feb 25	1.89
Feb 25	1.89
Feb 25	1.88
Feb 25	1.88
Jan 25	1.86
Jan 25	1.86
Jan 25	1.89
Jan 25	1.89
Jan 25	1.88
Dec 24	1.82
Dec 24	1.82
Dec 24	1.82
Dec 24	1.81
Nov 24	1.84
Nov 24	1.8
Nov 24	1.79
Nov 24	1.8
Nov 24	1.75
Oct 24	1.76

EV/EBITDA

GBNY EV/EBITDA by quarter
Period	EV/EBITDA
Nov 23	0.17
Oct 23	-0.01
Oct 23	0.03
Oct 23	-0.9
Oct 23	1.1
Sep 23	0.01
Sep 23	0.1
Sep 23	0.8
Sep 23	1.62
Sep 23	0.82
Aug 23	2.06
Aug 23	2.41
Aug 23	2.41
Aug 23	2.91
Jul 23	-5.58
Jul 23	-5.6
Jul 23	-5.58
Jul 23	-5.57
Jun 23	-6.02
Jun 23	-5.91
Jun 23	-5.78
Jun 23	-6.64
Jun 23	-6.27
May 23	-7.01
May 23	-6.77
May 23	-6.97
May 23	3.12
Apr 23	3.7
Apr 23	2.95
Apr 23	3.67
Apr 23	4.18
Mar 23	4.08
Mar 23	4.15
Mar 23	3.26
Mar 23	3.38
Mar 23	3.38
Feb 23	3.38
Feb 23	3.28
Feb 23	3.38
Feb 23	3.34
Jan 23	3.33
Jan 23	3.33
Jan 23	3.22
Jan 23	3.14
Dec 22	3.22
Dec 22	3.14
Dec 22	3.37
Dec 22	3.13
Dec 22	3.2
Nov 22	3.26
Nov 22	3.14
Nov 22	3.39
Nov 22	3.29
Oct 22	-2.53
Oct 22	-2.4
Oct 22	-2.3
Oct 22	-2.38
Sep 22	-2.38
Sep 22	-2.38
Sep 22	-2.09
Sep 22	-2.41
Sep 22	-2.33
Aug 22	-2.33
Aug 22	-2.04
Aug 22	-2.1
Aug 22	-2.16
Jul 22	-6.41
Jul 22	-6.48
Jul 22	-6.33
Jul 22	-6.33
Jul 22	-6.28
Jun 22	-6.24
Jun 22	-6.21
Jun 22	-6.07
Jun 22	-6.03
May 22	-6.01
May 22	-6.12
May 22	-6.07
May 22	-6.16
Apr 22	-4.8
Apr 22	-4.77
Apr 22	-4.8
Apr 22	-4.56
Apr 22	-4.47
Mar 22	-4.37
Mar 22	-0.43
Mar 22	-1.24
Mar 22	-0.62
Feb 22	-0.56
Feb 22	-0.39
Feb 22	-0.59
Feb 22	-0.37
Jan 22	-0.51
Jan 22	-0.47
Jan 22	-0.5
Jan 22	-0.42
Dec 21	-0.44
Dec 21	-0.43
Dec 21	-0.58
Dec 21	-0.76

Price/Operating Cashflow

GBNY Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Aug 24	25.28
Jul 24	25.6
Jul 24	25.6
Jul 24	25.23
Jul 24	24.96
Jun 24	24.99
Jun 24	24.7
Jun 24	24.91
Jun 24	25.72
May 24	24.16
May 24	25.6
May 24	24.62
May 24	11.09
May 24	12.04
Apr 24	11.22
Apr 24	10.99
Apr 24	10.93
Apr 24	11.09
Mar 24	9.78
Mar 24	9.77
Mar 24	9.77
Mar 24	10.26
Mar 24	10.27
Feb 24	10.27
Feb 24	10.75
Feb 24	10.46
Feb 24	10.86
Jan 24	10.37
Jan 24	10.26
Jan 24	9.92
Jan 24	10.04
Dec 23	9.91
Dec 23	9.5
Dec 23	9.14
Dec 23	8.32
Dec 23	8.16
Nov 23	8.21
Nov 23	8.21
Nov 23	8.01
Nov 23	4.62
Oct 23	4.58
Oct 23	4.59
Oct 23	4.36
Oct 23	4.86
Sep 23	4.59
Sep 23	4.61
Sep 23	4.78
Sep 23	4.99
Sep 23	4.79
Aug 23	5.1
Aug 23	5.18
Aug 23	5.18
Aug 23	5.31
Jul 23	5.66
Jul 23	5.65
Jul 23	5.66
Jul 23	5.67
Jun 23	5.46
Jun 23	5.51
Jun 23	5.57
Jun 23	5.18
Jun 23	5.35
May 23	5.01
May 23	5.12
May 23	5.03
May 23	7.37
Apr 23	7.83
Apr 23	7.24
Apr 23	7.8
Apr 23	8.2
Mar 23	8.13
Mar 23	8.19
Mar 23	7.41
Mar 23	7.51
Mar 23	7.51
Feb 23	7.51
Feb 23	7.42
Feb 23	7.51
Feb 23	7.48
Jan 23	7.47
Jan 23	7.46
Jan 23	7.37
Jan 23	7.31
Dec 22	7.37
Dec 22	7.31
Dec 22	7.5
Dec 22	7.29
Dec 22	7.35
Nov 22	7.41
Nov 22	7.31
Nov 22	7.52
Nov 22	7.43
Oct 22	9.32
Oct 22	9.45
Oct 22	9.55
Oct 22	9.47
Sep 22	9.47
Sep 22	9.47
Sep 22	9.77
Sep 22	9.44

Price to Book

GBNY Price to Book by quarter
Period	Price to Book
Sep 26	1.11
Sep 26	1.11
Sep 26	1.11
Aug 26	1.05
Aug 26	1.05
Aug 26	1.05
Aug 26	1.05
Jul 26	1.05
Jul 26	1.04
Jul 26	1.04
Jul 26	1.04
Jul 26	1.04
Jun 26	1.04
Jun 26	1.03
Jun 26	1.03
Jun 26	1.03
May 26	1.03
May 26	1.02
May 26	1.02
May 26	1.01
May 26	1.01
Apr 26	1.01
Apr 26	1.02
Apr 26	1.02
Apr 26	1.02
Mar 26	0.99
Mar 26	0.99
Mar 26	0.98
Mar 26	0.99
Feb 26	0.98
Feb 26	0.98
Feb 26	0.98
Feb 26	1.18
Jan 26	1.18
Jan 26	1.19
Jan 26	1.19
Jan 26	1.19
Jan 26	1.19
Dec 25	1.18
Dec 25	1.19
Dec 25	1.19
Dec 25	1.19
Nov 25	1.16
Nov 25	1.18
Nov 25	1.13
Nov 25	1.13
Oct 25	1.14
Oct 25	1.15
Oct 25	1.14
Oct 25	1.15
Oct 25	1.14
Sep 25	1.13
Sep 25	1.13
Sep 25	1.13
Sep 25	1.14
Aug 25	1.11
Aug 25	1.08
Aug 25	1.1
Aug 25	1.09
Aug 25	1.09
Jul 25	1.09
Jul 25	1.09
Jul 25	1.09
Jul 25	1.09
Jun 25	1.05
Jun 25	1.05
Jun 25	1.06
Jun 25	1.03
May 25	1.04
May 25	1.04
May 25	1.05
May 25	1.04
May 25	1.01
Apr 25	1.03
Apr 25	1.01
Apr 25	1.02
Apr 25	1.03
Mar 25	1.03
Mar 25	0.98
Mar 25	0.98
Mar 25	0.96
Feb 25	0.97
Feb 25	0.97
Feb 25	0.97
Feb 25	0.97
Jan 25	0.96
Jan 25	0.96
Jan 25	0.97
Jan 25	0.97
Jan 25	0.97
Dec 24	0.92
Dec 24	0.92
Dec 24	0.92
Dec 24	0.92
Nov 24	0.93
Nov 24	0.91
Nov 24	0.91
Nov 24	0.91
Nov 24	0.89
Oct 24	0.89

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Generations Bancorp NY, Inc.

Video analysis: GBNY

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