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First Reliance Bancshares, Inc.

$19.71 +$7.16 (+57.05%)
OTC · 11 Sep 2026 20:00 UTC
Previous Close
$19.82
Day Range
$19.71$19.82
Year Range
$9.55$20.09
Market Cap
155.57M
AVG Volume
20.12K
Trailing/Forward PE
12.97/11.81
PEG ratio
1.56
Dividend Yield
-
Next Earnings Date
2026-10-23
Primary Exchange
Other OTCUS
Revenue (USD)
020M40M60M80M2016201720182019202020212022202320242025
FSRL Revenue (USD) by year
PeriodRevenue (USD)
202564.07M
202449.92M
202351.28M
202243.58M
202140.38M
202043.84M
201930.62M
201829.35M
201723.89M
201623.46M
Net Income (USD)
-5M05M10M15M2016201720182019202020212022202320242025
FSRL Net Income (USD) by year
PeriodNet Income (USD)
202510.91M
20245.92M
20234.6M
20225.93M
20215.28M
202010.62M
20194.09M
20182.43M
2017-690.16K
20162.08M
Operating Income (USD)
05M10M15M2016201720182019202020212022202320242025
FSRL Operating Income (USD) by year
PeriodOperating Income (USD)
202514.93M
202410.21M
20235.8M
20227.57M
20216.41M
202014.18M
20195.34M
20184.18M
20173.43M
20164.67M
EBITDA (USD)
05M10M15M2016201720182019202020212022202320242025
FSRL EBITDA (USD) by year
PeriodEBITDA (USD)
202511.73M
20248.5M
20235.81M
20228.99M
20216.41M
202014.42M
201910.9M
20183.17M
20172.93M
20162.38M
Cash Flows (USD)
0200K400K600K2016201720182019202020212022202320242025
FSRL Cash Flows (USD) by year
PeriodCash Flows (USD)
20250
20240
20230
2022548.14K
20210
20200
20190
20180
20170
20160
EPS (USD)
00.511.52016201720182019202020212022202320242025
FSRL EPS (USD) by year
PeriodEPS (USD)
20251.32
20240.72
20230.57
20220.73
20210.66
20201.33
20190.51
20180.31
20170.07
20160.46
Expenses (USD)
010M20M30M2016201720182019202020212022202320242025
FSRL Expenses (USD) by year
PeriodExpenses (USD)
202527.8M
202425.44M
202326.42M
202227.36M
202128.85M
202025.97M
201919.77M
201819.93M
201715.63M
201614.56M
Cash & Debt (USD)
050M100M150M200MCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
FSRL Cash & Debt (USD) by year
PeriodCash & Debt (USD)
202532.13M
202447.23M
202321.94M
202233.8M
2021150.12M
202098.69M
201933.18M
201829.17M
201720.42M
201624.66M
Debt ratios
-3-2-10120182019202020212022202320242025
FSRL Debt ratios by year
PeriodDebt ratios
20250.22
2024-0.72
20230.41
20220.87
2021-2.95
2020-2.16
2019-0.41
2018-0.07
Margins
0%50%100%150%2016201720182019202020212022202320242025
FSRL Margins by year
PeriodMargins
202575.8%
2024110.87%
2023100%
2022100%
2021100%
2020100%
2019100%
2018100%
2017100%
2016100%
Return on Capital
-5%0%5%10%15%20%2016201720182019202020212022202320242025
FSRL Return on Capital by year
PeriodReturn on Capital
202511.72%
20247.62%
20236.45%
20229.37%
20217.45%
202015.45%
20197.16%
20184.66%
2017-1.38%
20167.8%
Shares Outstanding
02.5M5M7.5M10M2016201720182019202020212022202320242025
FSRL Shares Outstanding by year
PeriodShares Outstanding
20257.75M
20248.35M
20237.83M
20227.78M
20217.79M
20208.05M
20197.9M
20187.93M
20177.81M
20164.44M
Book Value Per Share (USD)
0510152016201720182019202020212022202320242025
FSRL Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202512.02
20249.31
20239.12
20228.14
20219.09
20208.54
20197.22
20186.57
20176.42
20166
Total Assets (USD)
0500M1B1.5B2016201720182019202020212022202320242025
FSRL Total Assets (USD) by year
PeriodTotal Assets (USD)
20251.09B
20241.07B
2023975.77M
2022938.64M
2021910.8M
2020710.17M
2019661.61M
2018584.99M
2017458.62M
2016408.12M
Employee Count
050100150200620072008200920102011201220132014
FSRL Employee Count by year
PeriodEmployee Count
201492
201386
201292
201195
2010111
2009118
2008145
2007141
2006129
PE Ratio
810121416med 12.68Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
FSRL PE Ratio by year
PeriodPE Ratio
Sep 2612.18
Sep 2612.2
Aug 2612.03
Aug 2612.17
Aug 2612.36
Aug 2612.28
Jul 2612.2
Jul 2612.3
Jul 2611.93
Jul 2611.37
Jul 2611.49
Jun 2613.06
Jun 2610.83
Jun 2610.79
Jun 2610.4
May 2610.3
May 2610.45
May 2610.31
May 2611.35
May 2610.86
Apr 269.98
Apr 269.8
Apr 269.94
Apr 269.94
Mar 2612.34
Mar 2612.17
Mar 2612.64
Mar 2612.96
Feb 2613.4
Feb 2613.54
Feb 2614.01
Feb 2612.9
Jan 2611.94
Jan 2611.73
Jan 2611.4
Jan 2611.29
Jan 2611.14
Dec 2512.71
Dec 2512.79
Dec 2513.36
Dec 2513.4
Nov 2512.75
Nov 2513.47
Nov 2512.21
Nov 2511.63
Oct 2511.3
Oct 2511.14
Oct 2510.86
Oct 2510.86
Oct 2510.62
Sep 2512.74
Sep 2512.12
Sep 2512.24
Sep 2512.24
Aug 2512.24
Aug 2512.18
Aug 2512.05
Aug 2511.99
Aug 2512.37
Jul 2512.49
Jul 2511.99
Jul 2512.12
Jul 2512.12
Jun 2513.44
Jun 2512.72
Jun 2512.83
Jun 2513.33
May 2513.4
May 2513.3
May 2513.19
May 2513.12
May 2513.52
Apr 2513.19
Apr 2513.05
Apr 2513.19
Apr 2513.2
Mar 2512.83
Mar 2512.83
Mar 2512.83
Mar 2513.48
Feb 2513.17
Feb 2513.3
Feb 2513.55
Feb 2513.15
Jan 2513.09
Jan 2513.3
Jan 2512.9
Jan 2513.17
Jan 2512.87
Dec 2414.39
Dec 2414.39
Dec 2414.25
Dec 2414.42
Nov 2414.61
Nov 2414.67
Nov 2414.98
Nov 2414.89
Nov 2414.83
Oct 2414.91
Oct 2414.98
Free Cash Flow Yield
0%0.25%0.5%0.75%1%med 0%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
FSRL Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 260%
Sep 260%
Aug 260%
Aug 260%
Aug 260%
Aug 260%
Jul 260%
Jul 260%
Jul 260%
Jul 260%
Jul 260%
Jun 260%
Jun 260%
Jun 260%
Jun 260%
May 260%
May 260%
May 260%
May 260%
May 260%
Apr 260%
Apr 260%
Apr 260%
Apr 260%
Mar 260%
Mar 260%
Mar 260%
Mar 260%
Feb 260%
Feb 260%
Feb 260%
Feb 260%
Jan 260%
Jan 260%
Jan 260%
Jan 260%
Jan 260%
Dec 250%
Dec 250%
Dec 250%
Dec 250%
Nov 250%
Nov 250%
Nov 250%
Nov 250%
Oct 250%
Oct 250%
Oct 250%
Oct 250%
Oct 250%
Sep 250%
Sep 250%
Sep 250%
Sep 250%
Aug 250%
Aug 250%
Aug 250%
Aug 250%
Aug 250%
Jul 250%
Jul 250%
Jul 250%
Jul 250%
Jun 250%
Jun 250%
Jun 250%
Jun 250%
May 250%
May 250%
May 250%
May 250%
May 250%
Apr 250%
Apr 250%
Apr 250%
Apr 250%
Mar 250%
Mar 250%
Mar 250%
Mar 250%
Feb 250%
Feb 250%
Feb 250%
Feb 250%
Jan 250%
Jan 250%
Jan 250%
Jan 250%
Jan 250%
Dec 240%
Dec 240%
Dec 240%
Dec 240%
Nov 240%
Nov 240%
Nov 240%
Nov 240%
Nov 240%
Oct 240%
Oct 240%
Price to Sales
11.522.5med 1.59Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
FSRL Price to Sales by year
PeriodPrice to Sales
Sep 262.36
Sep 262.37
Aug 262.33
Aug 262.36
Aug 262.4
Aug 262.38
Jul 262.36
Jul 262.38
Jul 262.31
Jul 262.2
Jul 262.23
Jun 262.22
Jun 261.84
Jun 261.84
Jun 261.77
May 261.75
May 261.78
May 261.76
May 261.93
May 261.85
Apr 261.7
Apr 261.67
Apr 261.69
Apr 261.69
Mar 261.93
Mar 261.91
Mar 261.98
Mar 262.03
Feb 262.1
Feb 262.12
Feb 262.2
Feb 262.02
Jan 261.87
Jan 261.84
Jan 261.79
Jan 261.77
Jan 261.75
Dec 251.86
Dec 251.87
Dec 251.95
Dec 251.96
Nov 251.86
Nov 251.97
Nov 251.78
Nov 251.7
Oct 251.65
Oct 251.63
Oct 251.59
Oct 251.59
Oct 251.55
Sep 251.57
Sep 251.49
Sep 251.51
Sep 251.51
Aug 251.51
Aug 251.5
Aug 251.48
Aug 251.48
Aug 251.52
Jul 251.54
Jul 251.48
Jul 251.49
Jul 251.49
Jun 251.59
Jun 251.51
Jun 251.52
Jun 251.58
May 251.59
May 251.58
May 251.56
May 251.56
May 251.6
Apr 251.56
Apr 251.55
Apr 251.56
Apr 251.57
Mar 251.39
Mar 251.39
Mar 251.39
Mar 251.47
Feb 251.43
Feb 251.45
Feb 251.47
Feb 251.43
Jan 251.42
Jan 251.45
Jan 251.4
Jan 251.43
Jan 251.4
Dec 241.51
Dec 241.51
Dec 241.5
Dec 241.51
Nov 241.53
Nov 241.54
Nov 241.57
Nov 241.56
Nov 241.56
Oct 241.57
Oct 241.57
EV/EBITDA
05101520med 10.81Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
FSRL EV/EBITDA by year
PeriodEV/EBITDA
Sep 2616.18
Sep 2616.2
Aug 2616.04
Aug 2616.17
Aug 2616.34
Aug 2616.26
Jul 2616.19
Jul 2616.28
Jul 2615.95
Jul 2615.45
Jul 2615.56
Jun 2612.79
Jun 2610.72
Jun 2610.68
Jun 2610.32
May 2610.22
May 2610.36
May 2610.24
May 2611.2
May 2610.74
Apr 269.93
Apr 269.76
Apr 269.89
Apr 269.89
Mar 2613.59
Mar 2613.44
Mar 2613.85
Mar 2614.13
Feb 2614.5
Feb 2614.63
Feb 2615.04
Feb 2614.07
Jan 2613.24
Jan 2613.06
Jan 2612.77
Jan 2612.68
Jan 2612.55
Dec 259.78
Dec 259.85
Dec 2510.36
Dec 2510.4
Nov 259.82
Nov 2510.46
Nov 259.34
Nov 258.82
Oct 258.52
Oct 258.39
Oct 258.14
Oct 258.14
Oct 257.92
Sep 2511.42
Sep 2510.97
Sep 2511.06
Sep 2511.06
Aug 2511.06
Aug 2511.02
Aug 2510.93
Aug 2510.88
Aug 2511.15
Jul 2511.24
Jul 2510.88
Jul 2510.97
Jul 2510.97
Jun 256.84
Jun 256.34
Jun 256.42
Jun 256.76
May 256.81
May 256.74
May 256.66
May 256.62
May 256.9
Apr 256.66
Apr 256.57
Apr 256.66
Apr 256.67
Mar 254.47
Mar 254.47
Mar 254.47
Mar 254.98
Feb 254.74
Feb 254.84
Feb 255.03
Feb 254.73
Jan 254.67
Jan 254.84
Jan 254.53
Jan 254.74
Jan 254.5
Dec 2413.98
Dec 2413.98
Dec 2413.87
Dec 2414
Nov 2414.15
Nov 2414.2
Nov 2414.44
Nov 2414.37
Nov 2414.33
Oct 2414.39
Oct 2414.44
Price/Operating Cashflow
8090100110120130med 102.83Apr 23Jun 23Aug 23Oct 23Dec 23Feb 24Mar 24
FSRL Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Mar 24116.48
Mar 24119.34
Mar 24119.34
Mar 24120.05
Feb 24120.05
Feb 24117.91
Feb 24121.48
Feb 24121.48
Feb 24123.63
Jan 24123.63
Jan 24123.63
Jan 24123.63
Jan 24123.63
Dec 23122.48
Dec 23122.06
Dec 23121.48
Dec 23114.2
Dec 23110.64
Nov 23106.35
Nov 23106.35
Nov 23103.5
Nov 23103.07
Oct 23102.07
Oct 23102.5
Oct 23102.5
Oct 23102.64
Sep 23102.78
Sep 23102.55
Sep 23102.55
Sep 23102.55
Sep 23103.26
Aug 23102.55
Aug 23102.55
Aug 23102.83
Aug 2399.7
Jul 2395.43
Jul 2390.87
Jul 2396.14
Jul 2396.71
Jun 2390.73
Jun 2390.35
Jun 2395.74
Jun 2393.62
Jun 2397.02
May 2397.73
May 2391.91
May 2387.23
May 2392.2
Apr 23104.96
Apr 2395.74
Apr 2397.87
Apr 23106.38
Mar 23105.53
Price to Book
0.811.21.41.61.8med 1.07Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
FSRL Price to Book by year
PeriodPrice to Book
Sep 261.62
Sep 261.62
Aug 261.6
Aug 261.62
Aug 261.64
Aug 261.63
Jul 261.62
Jul 261.63
Jul 261.58
Jul 261.51
Jul 261.53
Jun 261.53
Jun 261.27
Jun 261.26
Jun 261.22
May 261.21
May 261.22
May 261.21
May 261.33
May 261.27
Apr 261.17
Apr 261.15
Apr 261.17
Apr 261.16
Mar 261.23
Mar 261.21
Mar 261.26
Mar 261.29
Feb 261.33
Feb 261.35
Feb 261.39
Feb 261.28
Jan 261.19
Jan 261.17
Jan 261.13
Jan 261.12
Jan 261.11
Dec 251.18
Dec 251.19
Dec 251.25
Dec 251.25
Nov 251.19
Nov 251.26
Nov 251.14
Nov 251.08
Oct 251.05
Oct 251.04
Oct 251.01
Oct 251.01
Oct 250.99
Sep 250.99
Sep 250.94
Sep 250.95
Sep 250.95
Aug 250.95
Aug 250.94
Aug 250.93
Aug 250.93
Aug 250.96
Jul 250.97
Jul 250.93
Jul 250.94
Jul 250.94
Jun 251.02
Jun 250.97
Jun 250.98
Jun 251.02
May 251.02
May 251.01
May 251
May 251
May 251.03
Apr 251
Apr 250.99
Apr 251
Apr 251.01
Mar 250.92
Mar 250.92
Mar 250.92
Mar 250.97
Feb 250.95
Feb 250.96
Feb 250.97
Feb 250.94
Jan 250.94
Jan 250.96
Jan 250.93
Jan 250.95
Jan 250.92
Dec 241.04
Dec 241.04
Dec 241.03
Dec 241.04
Nov 241.06
Nov 241.06
Nov 241.09
Nov 241.08
Nov 241.08
Oct 241.08
Oct 241.09
First Reliance Bancshares, Inc.
FSRL
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News: FSRL

First Reliance Bancshares Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of First Reliance Bancshares, Inc. - FSRL

businesswire.com · 1 Sep 2026

First Reliance Bancshares Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of First Reliance Bancshares, Inc. - FSRL

NEW YORK CITY & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of First Reliance Bancshares, Inc. (OTC: FSRL) to Colony Bankcorp, Inc. (NYSE: CBAN). Under the terms of the proposed transaction, shareholders of First Reliance will receive either $19.75 in cash or 0.94 of a share of Colony's common stock for each share of First Reliance that they own. KSF is se.

First Reliance Bancshares Inc. (FSRL) Q2 Earnings and Revenues Lag Estimates

zacks.com · 22 Jul 2026

First Reliance Bancshares Inc. (FSRL) Q2 Earnings and Revenues Lag Estimates

First Reliance Bancshares Inc. (FSRL) came out with quarterly earnings of $0.38 per share, missing the Zacks Consensus Estimate of $0.4 per share. This compares to earnings of $0.27 per share a year ago.

First Reliance Bancshares Reports Second Quarter 2026 Results

prnewswire.com · 22 Jul 2026

First Reliance Bancshares Reports Second Quarter 2026 Results

FLORENCE, S.C., July 22, 2026 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTCQX:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announced its financial results for the second quarter of 2026.

First Reliance Bancshares Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of First Reliance Bancshares, Inc. - FSRL

businesswire.com · 29 Jun 2026

First Reliance Bancshares Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of First Reliance Bancshares, Inc. - FSRL

NEW YORK & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of First Reliance Bancshares, Inc. (OTC: FSRL) to Colony Bankcorp, Inc. (NYSE: CBAN). Under the terms of the proposed transaction, shareholders of First Reliance will receive either $19.75 in cash or 0.94 of a share of Colony's common stock for each share of First Reliance that they own. KSF is seeking.

KBRA Comments on Colony Bancorp, Inc.'s Proposed Merger with First Reliance Bancshares, Inc.

businesswire.com · 26 Jun 2026

KBRA Comments on Colony Bancorp, Inc.'s Proposed Merger with First Reliance Bancshares, Inc.

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--On June 24, 2026, Fitzgerald, GA-based Colony Bancorp, Inc. (NYSE: CBAN) (“Colony”), parent company of Colony Bank, and Florence, SC-based First Reliance Bancshares, Inc. (OTCQX: FSRL) (“First Reliance”), parent company of First Reliance Bank, jointly announced that they had entered into a definitive merger agreement pursuant to which First Reliance Bancshares, Inc. would merger with and into Colony Bancorp, Inc., and First Reliance Bank would merger with and into Col.

First Reliance Bancshares (FSRL) Soars 20.3%: Is Further Upside Left in the Stock?

zacks.com · 26 Jun 2026

First Reliance Bancshares (FSRL) Soars 20.3%: Is Further Upside Left in the Stock?

First Reliance Bancshares (FSRL) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

Shareholder Alert: Ademi LLP investigates whether First Reliance Bancshares, Inc. is obtaining a Fair Price for Public Shareholders

prnewswire.com · 25 Jun 2026

Shareholder Alert: Ademi LLP investigates whether First Reliance Bancshares, Inc. is obtaining a Fair Price for Public Shareholders

MILWAUKEE, June 25, 2026 /PRNewswire/ -- Ademi LLP is investigating First Reliance (OTCQX: FSRL) for possible breaches of fiduciary duty and other violations of law in its recently announced transaction with Colony Bankcorp. Click here to learn how to join our investigation and obtain additional information or contact us at gademi@ademilaw.com or toll-free: 866-264-3995.

FSRL Stock Alert: Halper Sadeh LLC is Investigating Whether First Reliance Bancshares, Inc. is Obtaining a Fair Price for its Shareholders

businesswire.com · 25 Jun 2026

FSRL Stock Alert: Halper Sadeh LLC is Investigating Whether First Reliance Bancshares, Inc. is Obtaining a Fair Price for its Shareholders

NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating the sale of First Reliance Bancshares, Inc. (OTCQX: FSRL) to Colony Bankcorp, Inc. for either $19.75 in cash or 0.94 of a share of Colony's common stock in exchange for each share of First Reliance common stock. Halper Sadeh encourages First Reliance shareholders to click here to learn more about their rights and options or contact Daniel Sadeh or Zachary Halper free of charge at (212) 763-0060 or sadeh@h.

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