Home / FLG : NYSE

AI Analysis Fundamentals Valuation Video Analysis News Similar

AI Analysis

How does FLG make money? Does FLG have pricing power? What's the Earnings Whisper? Will FLG profit more as the business scales? What is FLG's management track record? Is FLG's current price justified?

Flagstar Financial, Inc.

$12.89 +$0.34 (+2.75%)

NYSE · 15 Sep 2026 17:25 UTC

Previous Close

$13.02

Day Range

$12.87$13.06

Year Range

$10.57$15.44

Market Cap

5.37B

AVG Volume

4.46M

Trailing/Forward PE

378.15/9.68

PEG ratio

1.28

Dividend Yield

0.31%

Next Earnings Date

2026-10-23

Primary Exchange

New York Stock Exchange

Revenue (USD)

FLG Revenue (USD) by year
Period	Revenue (USD)
2025	4.74B
2024	6.38B
2023	6.05B
2022	2.18B
2021	1.75B
2020	1.77B
2019	1.87B
2018	1.78B
2017	1.82B
2016	1.83B

Net Income (USD)

FLG Net Income (USD) by year
Period	Net Income (USD)
2025	-177M
2024	-1.12B
2023	-79M
2022	650M
2021	596M
2020	510.99M
2019	395.04M
2018	422.42M
2017	466.2M
2016	495.4M

Operating Income (USD)

FLG Operating Income (USD) by year
Period	Operating Income (USD)
2025	-198M
2024	-1.38B
2023	-50M
2022	826M
2021	806M
2020	588.59M
2019	523.31M
2018	557.67M
2017	668.22M
2016	777.13M

EBITDA (USD)

FLG EBITDA (USD) by year
Period	EBITDA (USD)
2025	-50M
2024	-1.19B
2023	115M
2022	849M
2021	827M
2020	611.98M
2019	550.4M
2018	589.99M
2017	701.23M
2016	812.33M

Cash Flows (USD)

FLG Cash Flows (USD) by year
Period	Cash Flows (USD)
2025	-237M
2024	50M
2023	197M
2022	1.02B
2021	286M
2020	335.07M
2019	509.75M
2018	530.51M
2017	1.3B
2016	671.47M

EPS (USD)

FLG EPS (USD) by year
Period	EPS (USD)
2025	-0.51
2024	-3.83
2023	-0.13
2022	3.77
2021	3.58
2020	3.06
2019	2.31
2018	2.37
2017	2.69
2016	3.05

Expenses (USD)

FLG Expenses (USD) by year
Period	Expenses (USD)
2025	1.5B
2024	2.42B
2023	1.97B
2022	515M
2021	434M
2020	425.34M
2019	422.04M
2018	456.37M
2017	589M
2016	629.9M

Cash & Debt (USD)

FLG Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	16.25B
2024	25.83B
2023	20.62B
2022	10.66B
2021	6.82B
2020	6.48B
2019	5.22B
2018	5.86B
2017	4.8B
2016	662.13M

Debt ratios

FLG Debt ratios by year
Period	Debt ratios
2025	14.54
2024	-19.11
2023	3.33
2022	7.4
2021	5.33
2020	4.02
2019	3.63
2018	4.16

Margins

FLG Margins by year
Period	Margins
2025	38.19%
2024	23.37%
2023	46.3%
2022	61.94%
2021	76.97%
2020	62.14%
2019	54.39%
2018	62%
2017	73.08%
2016	78.56%

Return on Capital

FLG Return on Capital by year
Period	Return on Capital
2025	-2.17%
2024	-13.69%
2023	-0.94%
2022	7.37%
2021	8.46%
2020	7.47%
2019	5.89%
2018	6.35%
2017	6.86%
2016	8.09%

Shares Outstanding

FLG Shares Outstanding by year
Period	Shares Outstanding
2025	415.78M
2024	343.49M
2023	240.81M
2022	179.25M
2021	154.68M
2020	153.91M
2019	155.11M
2018	161.35M
2017	162.41M
2016	161.78M

Dividends (USD)

FLG Dividends (USD) by year
Period	Dividends (USD)
2026	0.03
2025	0.04
2024	0.2
2023	2.04
2022	2.04
2021	2.04
2020	2.04
2019	2.04
2018	2.04
2017	2.04

Employee Count

FLG Employee Count by year
Period	Employee Count
2025	5.63K

Book Value Per Share (USD)

FLG Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	19.58
2024	23.78
2023	34.75
2022	49.23
2021	45.54
2020	44.45
2019	43.27
2018	41.25
2017	41.84
2016	37.85

Total Assets (USD)

FLG Total Assets (USD) by year
Period	Total Assets (USD)
2025	87.51B
2024	100.16B
2023	114.06B
2022	90.14B
2021	59.53B
2020	56.31B
2019	53.64B
2018	51.9B
2017	49.12B
2016	48.93B

PE Ratio

FLG PE Ratio by year
Period	PE Ratio
Sep 26	113.06
Sep 26	114.45
Sep 26	117.41
Aug 26	116.8
Aug 26	116.97
Aug 26	123.75
Aug 26	121.14
Feb 24	1.17
Feb 24	1.27
Feb 24	1.27
Feb 24	1.56
Jan 24	2.69
Jan 24	2.57
Jan 24	2.58
Jan 24	2.7
Dec 23	2.64
Dec 23	2.6
Dec 23	2.83
Dec 23	2.52
Dec 23	2.56
Nov 23	2.41
Nov 23	2.44
Nov 23	2.45
Nov 23	2.55
Oct 23	2.44
Oct 23	2.66
Oct 23	2.76
Oct 23	2.88
Sep 23	2.99
Sep 23	2.93
Sep 23	3.08
Sep 23	3.13
Sep 23	3.24
Aug 23	3.25
Aug 23	3.23
Aug 23	3.5
Aug 23	3.69
Jul 23	3.75
Jul 23	3.32
Jul 23	3.17
Jul 23	3.12
Jun 23	3.09
Jun 23	2.88
Jun 23	2.93
Jun 23	3.01
Jun 23	2.96
May 23	8.67
May 23	9.03
May 23	8.35
May 23	8.32
Apr 23	8.84
Apr 23	7.46
Apr 23	7.18
Apr 23	7.29
Mar 23	7.48
Mar 23	7.4
Mar 23	5.41
Mar 23	6.1
Mar 23	7.14
Feb 23	6.61
Feb 23	6.95
Feb 23	7.06
Feb 23	7.47
Jan 23	7.32
Jan 23	7.17
Jan 23	7.16
Jan 23	6.78
Dec 22	6.37
Dec 22	6.38
Dec 22	6.46
Dec 22	6.4
Dec 22	6.7
Nov 22	7.05
Nov 22	6.98
Nov 22	7.5
Nov 22	6.63
Oct 22	6.9
Oct 22	6.33
Oct 22	6.36
Oct 22	6.3
Sep 22	6.36
Sep 22	6.64
Sep 22	7.07
Sep 22	7.4
Sep 22	7.27
Aug 22	7.74
Aug 22	8.24
Aug 22	8.27
Aug 22	7.82
Jul 22	8.15
Jul 22	7.23
Jul 22	7.18
Jul 22	7.12
Jul 22	7.13
Jun 22	7
Jun 22	6.64
Jun 22	7.08
Jun 22	7.41
May 22	7.72
May 22	7.36

Free Cash Flow Yield

FLG Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	1.46%
Sep 26	1.44%
Sep 26	1.4%
Aug 26	1.41%
Aug 26	1.41%
Aug 26	1.33%
Aug 26	1.36%
Jul 26	3.58%
Jul 26	3.68%
Jul 26	3.42%
Jul 26	3.38%
Jul 26	3.49%
Jun 26	3.33%
Jun 26	3.48%
Jun 26	3.41%
Jun 26	3.63%
May 26	3.62%
May 26	3.68%
May 26	3.85%
May 26	3.57%
May 26	-4.09%
Apr 26	-4.06%
Apr 26	-3.89%
Apr 26	-4.06%
Apr 26	-4.23%
Mar 26	-4.37%
Mar 26	-4.64%
Mar 26	-4.67%
Mar 26	-4.52%
Feb 26	-4.49%
Feb 26	10.35%
Feb 26	10.18%
Feb 26	10.11%
Jan 26	10.91%
Jan 26	11.18%
Jan 26	11.19%
Jan 26	11.07%
Jan 26	11.5%
Dec 25	11.3%
Dec 25	10.78%
Dec 25	11.21%
Dec 25	11.36%
Nov 25	11.79%
Nov 25	12.71%
Nov 25	12.93%
Nov 25	13.26%
Oct 25	-13.63%
Oct 25	-12.85%
Oct 25	-13.8%
Oct 25	-13.67%
Oct 25	-12.95%
Sep 25	-13.44%
Sep 25	-12.77%
Sep 25	-12.28%
Sep 25	-12%
Aug 25	-12.14%
Aug 25	-12.32%
Aug 25	-13.03%
Aug 25	-13.46%
Aug 25	-4.74%
Jul 25	-4.66%
Jul 25	-4.51%
Jul 25	-4.71%
Jul 25	-4.75%
Jun 25	-4.91%
Jun 25	-4.58%
Jun 25	-4.8%
Jun 25	-4.51%
May 25	-4.6%
May 25	-4.49%
May 25	-4.2%
May 25	-4.42%
May 25	1.21%
Apr 25	1.24%
Apr 25	1.39%
Apr 25	1.46%
Apr 25	1.39%
Mar 25	1.25%
Mar 25	1.2%
Mar 25	1.23%
Mar 25	1.27%
Feb 25	4.2%
Feb 25	4.14%
Feb 25	3.82%
Feb 25	4.1%
Jan 25	4.27%
Jan 25	5.31%
Jan 25	5.35%
Jan 25	5.68%
Jan 25	5.28%
Dec 24	5.59%
Dec 24	5.58%
Dec 24	4.62%
Dec 24	4.41%
Nov 24	4.22%
Nov 24	65.96%
Nov 24	72.39%
Nov 24	69.9%
Nov 24	74.27%
Oct 24	73.15%

Price to Sales

FLG Price to Sales by year
Period	Price to Sales
Sep 26	1.24
Sep 26	1.26
Sep 26	1.29
Aug 26	1.28
Aug 26	1.29
Aug 26	1.36
Aug 26	1.33
Jul 26	1.31
Jul 26	1.27
Jul 26	1.37
Jul 26	1.39
Jul 26	1.34
Jun 26	1.4
Jun 26	1.34
Jun 26	1.37
Jun 26	1.29
May 26	1.29
May 26	1.27
May 26	1.21
May 26	1.31
May 26	1.22
Apr 26	1.23
Apr 26	1.29
Apr 26	1.23
Apr 26	1.18
Mar 26	1.14
Mar 26	1.08
Mar 26	1.07
Mar 26	1.11
Feb 26	1.11
Feb 26	1.14
Feb 26	1.16
Feb 26	1.17
Jan 26	1.09
Jan 26	1.06
Jan 26	1.06
Jan 26	1.07
Jan 26	1.03
Dec 25	1.05
Dec 25	1.1
Dec 25	1.06
Dec 25	1.04
Nov 25	1
Nov 25	0.93
Nov 25	0.92
Nov 25	0.89
Oct 25	0.86
Oct 25	0.91
Oct 25	0.84
Oct 25	0.85
Oct 25	0.9
Sep 25	0.87
Sep 25	0.91
Sep 25	0.95
Sep 25	0.97
Aug 25	0.96
Aug 25	0.95
Aug 25	0.89
Aug 25	0.87
Aug 25	0.78
Jul 25	0.79
Jul 25	0.81
Jul 25	0.78
Jul 25	0.77
Jun 25	0.75
Jun 25	0.8
Jun 25	0.77
Jun 25	0.81
May 25	0.8
May 25	0.82
May 25	0.87
May 25	0.83
May 25	0.65
Apr 25	0.63
Apr 25	0.56
Apr 25	0.53
Apr 25	0.56
Mar 25	0.62
Mar 25	0.65
Mar 25	0.64
Mar 25	0.62
Feb 25	0.67
Feb 25	0.68
Feb 25	0.74
Feb 25	0.69
Jan 25	0.66
Jan 25	0.53
Jan 25	0.53
Jan 25	0.5
Jan 25	0.54
Dec 24	0.51
Dec 24	0.51
Dec 24	0.61
Dec 24	0.64
Nov 24	0.67
Nov 24	0.52
Nov 24	0.48
Nov 24	0.49
Nov 24	0.46
Oct 24	0.47

EV/EBITDA

FLG EV/EBITDA by year
Period	EV/EBITDA
Sep 26	-2.83
Sep 26	-2.51
Sep 26	-1.85
Aug 26	-1.99
Aug 26	-1.95
Aug 26	-0.43
Aug 26	-1.02
Jul 26	168.71
Jul 26	167.16
Jul 26	171.57
Jul 26	172.37
Jul 26	170.27
Jun 26	173.17
Jun 26	170.52
Jun 26	171.74
Jun 26	167.87
May 26	168.04
May 26	167.16
May 26	164.55
May 26	168.97
May 24	90.46
May 24	92.72
May 24	91.21
May 24	91.71
Apr 24	88.2
Apr 24	88.07
Apr 24	87.38
Apr 24	89.14
Mar 24	89.77
Mar 24	91.78
Mar 24	94.04
Mar 24	91.02
Mar 24	91.84
Feb 24	1.16
Feb 24	1.25
Feb 24	1.25
Feb 24	1.52
Jan 24	2.55
Jan 24	2.44
Jan 24	2.45
Jan 24	2.56
Dec 23	2.5
Dec 23	2.47
Dec 23	2.67
Dec 23	2.39
Dec 23	2.43
Nov 23	0.24
Nov 23	0.27
Nov 23	0.27
Nov 23	0.37
Oct 23	0.27
Oct 23	0.47
Oct 23	0.57
Oct 23	0.68
Sep 23	0.77
Sep 23	0.72
Sep 23	0.85
Sep 23	0.9
Sep 23	1.01
Aug 23	0.17
Aug 23	0.16
Aug 23	0.4
Aug 23	0.59
Jul 23	0.64
Jul 23	0.23
Jul 23	0.1
Jul 23	0.05
Jun 23	0.02
Jun 23	-0.18
Jun 23	-0.13
Jun 23	-0.05
Jun 23	-0.1
May 23	31.37
May 23	31.65
May 23	31.12
May 23	31.11
Apr 23	31.5
Apr 23	30.45
Apr 23	30.23
Apr 23	30.31
Mar 23	30.46
Mar 23	30.4
Mar 23	28.88
Mar 23	29.4
Mar 23	30.2
Feb 23	12.05
Feb 23	12.3
Feb 23	12.37
Feb 23	12.67
Jan 23	12.56
Jan 23	12.46
Jan 23	12.45
Jan 23	12.17
Dec 22	11.87
Dec 22	11.88
Dec 22	11.94
Dec 22	11.89
Dec 22	12.11
Nov 22	13
Nov 22	12.95

Price/Operating Cashflow

FLG Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	31.37
Sep 26	31.76
Sep 26	32.58
Aug 26	32.41
Aug 26	32.45
Aug 26	34.33
Aug 26	33.61
Jul 26	20.62
Jul 26	20.08
Jul 26	21.6
Jul 26	21.88
Jul 26	21.16
Jun 26	22.16
Jun 26	21.24
Jun 26	21.66
Jun 26	20.33
May 26	20.39
May 26	20.08
May 26	19.18
May 26	20.71
Feb 26	9.17
Feb 26	9.33
Feb 26	9.39
Jan 26	8.7
Jan 26	8.49
Jan 26	8.49
Jan 26	8.58
Jan 26	8.26
Dec 25	8.4
Dec 25	8.81
Dec 25	8.47
Dec 25	8.36
Nov 25	8.05
Nov 25	7.47
Nov 25	7.34
Nov 25	7.16
May 25	48.13
Apr 25	46.85
Apr 25	41.7
Apr 25	39.7
Apr 25	41.7
Mar 25	46.33
Mar 25	48.49
Mar 25	47.37
Mar 25	45.93
Feb 25	18.18
Feb 25	18.48
Feb 25	20.03
Feb 25	18.65
Jan 25	17.92
Jan 25	14.41
Jan 25	14.3
Jan 25	13.45
Jan 25	14.48
Dec 24	13.68
Dec 24	13.71
Dec 24	16.56
Dec 24	17.32
Nov 24	18.13
Nov 24	1.47
Nov 24	1.34
Nov 24	1.39
Nov 24	1.3
Oct 24	1.32
Oct 24	1.53
Oct 24	1.48
Oct 24	1.37
Sep 24	1.44
Sep 24	1.44
Sep 24	1.33
Sep 24	1.36
Aug 24	1.36
May 24	9.15
May 24	10.14
May 24	9.48
May 24	9.7
Apr 24	8.16
Apr 24	8.1
Apr 24	7.8
Apr 24	8.57
Mar 24	8.84
Mar 24	9.72
Mar 24	10.71
Mar 24	9.39
Mar 24	9.75
Aug 23	2.1
Aug 23	2.09
Aug 23	2.26
Aug 23	2.38
Jul 23	2.42
Jul 23	2.14
Jul 23	2.05
Jul 23	2.01
Jun 23	1.99
Jun 23	1.86
Jun 23	1.89
Jun 23	1.94
Jun 23	1.91
May 23	5.49
May 23	5.72

Price to Book

FLG Price to Book by year
Period	Price to Book
Sep 26	0.67
Sep 26	0.67
Sep 26	0.69
Aug 26	0.69
Aug 26	0.69
Aug 26	0.73
Aug 26	0.71
Jul 26	0.73
Jul 26	0.71
Jul 26	0.76
Jul 26	0.77
Jul 26	0.75
Jun 26	0.78
Jun 26	0.75
Jun 26	0.77
Jun 26	0.72
May 26	0.72
May 26	0.71
May 26	0.68
May 26	0.73
May 26	0.71
Apr 26	0.72
Apr 26	0.75
Apr 26	0.72
Apr 26	0.69
Mar 26	0.67
Mar 26	0.63
Mar 26	0.62
Mar 26	0.64
Feb 26	0.65
Feb 26	0.71
Feb 26	0.73
Feb 26	0.73
Jan 26	0.68
Jan 26	0.66
Jan 26	0.66
Jan 26	0.67
Jan 26	0.64
Dec 25	0.65
Dec 25	0.69
Dec 25	0.66
Dec 25	0.65
Nov 25	0.63
Nov 25	0.58
Nov 25	0.57
Nov 25	0.56
Oct 25	0.59
Oct 25	0.62
Oct 25	0.58
Oct 25	0.58
Oct 25	0.62
Sep 25	0.59
Sep 25	0.63
Sep 25	0.65
Sep 25	0.67
Aug 25	0.66
Aug 25	0.65
Aug 25	0.61
Aug 25	0.59
Aug 25	0.57
Jul 25	0.58
Jul 25	0.6
Jul 25	0.57
Jul 25	0.57
Jun 25	0.55
Jun 25	0.59
Jun 25	0.56
Jun 25	0.6
May 25	0.59
May 25	0.6
May 25	0.64
May 25	0.61
May 25	0.51
Apr 25	0.49
Apr 25	0.44
Apr 25	0.42
Apr 25	0.44
Mar 25	0.49
Mar 25	0.51
Mar 25	0.5
Mar 25	0.48
Feb 25	0.51
Feb 25	0.52
Feb 25	0.57
Feb 25	0.53
Jan 25	0.51
Jan 25	0.41
Jan 25	0.4
Jan 25	0.38
Jan 25	0.41
Dec 24	0.39
Dec 24	0.39
Dec 24	0.47
Dec 24	0.49
Nov 24	0.51
Nov 24	0.41
Nov 24	0.37
Nov 24	0.39
Nov 24	0.36
Oct 24	0.37

No video analysis for this stock yet. Request one from our team.

News: FLG

prnewswire.com · 8 Sep 2026

FLAGSTAR BANK, N.A. TO PARTICIPATE AT THE BARCLAYS 24TH ANNUAL GLOBAL FINANCIAL SERVICES CONFERENCE

NEW YORK, N.Y., Sept. 8, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

globenewswire.com · 17 Aug 2026

Fiserv and Flagstar Bank Announce Strategic Core Banking Relationship

NEW YORK, Aug. 17, 2026 (GLOBE NEWSWIRE) -- Fiserv, Inc. (NASDAQ: FISV), a global leader in payments and financial technology, and Flagstar Bank, N.A. (NYSE:FLG), one of the nation's largest regional banks, today announced that Flagstar has selected Finxact from Fiserv, a modern, cloud-native core banking platform, as the cornerstone of the bank's core modernization strategy.

prnewswire.com · 5 Aug 2026

FLAGSTAR PRIVATE BANK ANNOUNCES FULL IMPLEMENTATION OF OPERATING MODEL, EXPANDED LEADERSHIP, AND NEW CLIENT CAPABILITIES

Strategic evolution deepens client relationships, broadens product capabilities, and positions Flagstar Private Bank for long-term growth NEW YORK, N.Y., Aug. 5, 2026 /PRNewswire/ -- Flagstar Private Bank and Wealth Management, the private banking division of Flagstar Bank, N.A.

zacks.com · 27 Jul 2026

Flagstar Bank Shares Down on Q2 Earnings Miss, Fee Income Falls Y/Y

FLG's stock plunges 5.9% as Q2 earnings miss estimates on lower fee income. However, higher NII, lower costs and reduced credit provisions offer some support.

benzinga.com · 27 Jul 2026

These Analysts Cut Their Forecasts On Flagstar Financial Following Q2 Earnings

Flagstar Financial (NYSE:FLG) on Friday reported worse-than-expected second-quarter earnings results.

prnewswire.com · 27 Jul 2026

FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS

HICKSVILLE, N.Y., July 27, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

seekingalpha.com · 24 Jul 2026

Flagstar Bank, National Association (FLG) Q2 2026 Earnings Call Transcript

zacks.com · 24 Jul 2026

Flagstar Bank (FLG) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Although the revenue and EPS for Flagstar Bank (FLG) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.