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Financial Institutions, Inc.

$40.92 +$10.08 (+32.68%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$41.09
Day Range
$40.67$41.44
Year Range
$25.61$42.97
Market Cap
805.57M
AVG Volume
152.79K
Trailing/Forward PE
10/9.52
PEG ratio
3.81
Dividend Yield
3.08%
Next Earnings Date
2026-10-22
Primary Exchange
NASDAQUS
Revenue (USD)
-50M050M100M150M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q230.56M
26 Q192.24M
25 Q496.56M
25 Q396.25M
25 Q293.18M
25 Q191.01M
24 Q4-13.75M
24 Q386.95M
24 Q2102M
24 Q188.97M
Net Income (USD)
-100M-50M050M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q221.18M
26 Q120.98M
25 Q419.98M
25 Q320.48M
25 Q217.53M
25 Q116.88M
24 Q4-82.81M
24 Q313.47M
24 Q225.63M
24 Q12.07M
Operating Income (USD)
-150M-100M-50M050M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q2-24.83M
26 Q124.83M
25 Q424M
25 Q325.24M
25 Q221.5M
25 Q120.62M
24 Q4-115.27M
24 Q314.55M
24 Q230.15M
24 Q12.43M
EBITDA (USD)
-150M-100M-50M050M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q2-26.63M
26 Q124.93M
25 Q426.18M
25 Q327.11M
25 Q223.41M
25 Q122.53M
24 Q4-113.31M
24 Q316.37M
24 Q232.01M
24 Q14.45M
Cash Flows (USD)
-20M020M40M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q221.81M
26 Q123.04M
25 Q415.86M
25 Q3-4.47M
25 Q2-7.32M
25 Q19.19M
24 Q426.61M
24 Q3-299K
24 Q234.72M
24 Q111.12M
EPS (USD)
-6-4-20224 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI EPS (USD) by quarter
PeriodEPS (USD)
26 Q21.05
26 Q11.04
25 Q40.96
25 Q30.99
25 Q20.85
25 Q10.81
24 Q4-5.07
24 Q30.84
24 Q21.62
24 Q10.11
Expenses (USD)
-10M010M20M30M40MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q224.43M
26 Q136.24M
25 Q428.98M
25 Q317.83M
25 Q221.55M
25 Q119.52M
24 Q421.51M
24 Q319.79M
24 Q218.48M
24 Q120.11M
Cash & Debt (USD)
0500M1B1.5BCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q259.55M
26 Q1185.24M
25 Q4108.75M
25 Q3185.94M
25 Q293.03M
25 Q1167.35M
24 Q487.33M
24 Q31.14B
24 Q21.02B
24 Q11.16B
Debt ratios
-15-10-50524 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Debt ratios by quarter
PeriodDebt ratios
26 Q24.49
26 Q10.39
25 Q42.27
25 Q3-0.4
25 Q2-3.04
25 Q1-1.07
24 Q4-2.8
24 Q3-13.23
24 Q2-9.15
24 Q1-14.82
Margins
-200%0%200%400%600%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Margins by quarter
PeriodMargins
26 Q2-4.09%
26 Q167.94%
25 Q462.88%
25 Q363.11%
25 Q260.78%
25 Q159.54%
24 Q4414.82%
24 Q353.14%
24 Q260.75%
24 Q141.49%
Return on Capital
-20%-10%0%10%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Return on Capital by quarter
PeriodReturn on Capital
26 Q23.29%
26 Q13.32%
25 Q43.18%
25 Q33.29%
25 Q22.91%
25 Q12.86%
24 Q4-14.55%
24 Q32.69%
24 Q25.48%
24 Q10.46%
Shares Outstanding
010M20M30M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Shares Outstanding by quarter
PeriodShares Outstanding
26 Q219.64M
26 Q119.64M
25 Q420.1M
25 Q320.12M
25 Q220.07M
25 Q120.07M
24 Q416.41M
24 Q315.46M
24 Q215.44M
24 Q115.4M
Dividends (USD)
00.10.20.30.4Jun 24Sep 24Dec 24Mar 25Jun 25Sep 25Dec 25Mar 26Jun 26Sep 26
FISI Dividends (USD) by quarter
PeriodDividends (USD)
Sep 260.32
Jun 260.32
Mar 260.32
Dec 250.31
Sep 250.31
Jun 250.31
Mar 250.31
Dec 240.3
Sep 240.3
Jun 240.3
Employee Count
02004006008002016201720182019202020212022202320242025
FISI Employee Count by quarter
PeriodEmployee Count
2025631
2024598
2023624
2022672
2021625
2020613
2019722
2018725
2017656
2016654
Book Value Per Share (USD)
01020304024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q232.76
26 Q132.16
25 Q431.29
25 Q330.9
25 Q229.97
25 Q129.39
24 Q434.66
24 Q332.36
24 Q230.28
24 Q128.94
Total Assets (USD)
02B4B6B8B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
FISI Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q26.34B
26 Q16.29B
25 Q46.27B
25 Q36.29B
25 Q26.14B
25 Q16.34B
24 Q46.12B
24 Q36.16B
24 Q26.13B
24 Q16.3B
PE Ratio
4681012med 8.13Feb 24May 24Aug 24Dec 24Feb 26May 26Sep 26
FISI PE Ratio by quarter
PeriodPE Ratio
Sep 269.73
Sep 269.91
Aug 269.74
Aug 269.79
Aug 269.92
Aug 269.9
Jul 2610.31
Jul 2610.1
Jul 269.78
Jul 269.66
Jul 269.7
Jun 269.68
Jun 269.29
Jun 269.43
Jun 269.23
May 269.01
May 268.79
May 268.41
May 268.81
May 268.58
Apr 268.38
Apr 269.43
Apr 269.14
Apr 268.65
Mar 268.29
Mar 268.21
Mar 268.12
Mar 268.26
Feb 268.42
Feb 269.06
Feb 269.24
Feb 269.43
Jan 268.84
Mar 258.17
Feb 258.51
Feb 258.7
Feb 258.77
Feb 258.48
Jan 258
Jan 258.22
Jan 258.19
Jan 257.79
Jan 258.14
Dec 248.2
Dec 248.23
Dec 248.76
Dec 248.11
Nov 248.24
Nov 248.47
Nov 248.14
Nov 248.18
Nov 247.15
Oct 247.2
Oct 247.86
Oct 247.65
Oct 247.43
Sep 247.55
Sep 247.92
Sep 247.67
Sep 247.36
Aug 247.8
Aug 247.78
Aug 247.39
Aug 246.96
Aug 249.2
Jul 249.87
Jul 248.45
Jul 247.87
Jul 247.12
Jun 247.39
Jun 246.66
Jun 246.54
Jun 246.7
May 246.74
May 246.89
May 247.27
May 247.22
May 245.48
Apr 245.4
Apr 245.33
Apr 245.25
Apr 245.48
Mar 245.78
Mar 245.65
Mar 245.68
Mar 245.63
Mar 245.34
Feb 245.46
Feb 245.63
Feb 245.56
Feb 245.8
Jan 246.23
Jan 246.45
Jan 246.29
Jan 246.36
Dec 236.24
Dec 236.26
Dec 235.94
Dec 235.5
Dec 235.41
Free Cash Flow Yield
-10%0%10%20%30%med 3.9%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
FISI Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 267%
Sep 266.87%
Aug 266.99%
Aug 266.95%
Aug 266.86%
Aug 266.87%
Jul 263.33%
Jul 263.4%
Jul 263.51%
Jul 263.55%
Jul 263.54%
Jun 263.54%
Jun 263.69%
Jun 263.64%
Jun 263.72%
May 263.81%
May 263.9%
May 264.08%
May 263.9%
May 264%
Apr 264.09%
Apr 261.88%
Apr 261.94%
Apr 262.05%
Mar 262.13%
Mar 262.16%
Mar 262.18%
Mar 262.14%
Feb 262.1%
Feb 261.95%
Feb 261.92%
Feb 261.88%
Jan 262%
Jan 263.73%
Jan 263.71%
Jan 263.8%
Jan 263.87%
Dec 253.73%
Dec 253.73%
Dec 253.64%
Dec 253.87%
Nov 253.9%
Nov 254.05%
Nov 254.08%
Nov 254.07%
Oct 254.94%
Oct 254.85%
Oct 255.46%
Oct 255.35%
Oct 255.18%
Sep 255.11%
Sep 255.2%
Sep 255.19%
Sep 255.11%
Aug 255.07%
Aug 255.16%
Aug 255.45%
Aug 255.64%
Aug 2514.04%
Jul 2513.42%
Jul 2512.84%
Jul 2512.95%
Jul 2512.76%
Jun 2513.5%
Jun 2514.22%
Jun 2514.01%
Jun 2513.56%
May 2513.55%
May 2513.78%
May 2512.99%
May 2513.32%
May 2516.78%
Apr 2518.42%
Apr 2519.67%
Apr 2520.51%
Apr 2519.87%
Mar 2517.58%
Mar 2517.33%
Mar 2516.87%
Mar 25-0.81%
Feb 25-0.78%
Feb 25-0.76%
Feb 25-0.76%
Feb 25-0.78%
Jan 25-0.83%
Jan 25-0.81%
Jan 25-0.81%
Jan 25-0.85%
Jan 25-0.82%
Dec 24-0.81%
Dec 24-0.81%
Dec 24-0.76%
Dec 24-0.82%
Nov 24-0.81%
Nov 24-0.78%
Nov 24-0.82%
Nov 24-0.81%
Nov 2410.91%
Oct 2410.83%
Oct 249.92%
Price to Sales
11.522.53med 1.9Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
FISI Price to Sales by quarter
PeriodPrice to Sales
Sep 262.55
Sep 262.6
Aug 262.55
Aug 262.56
Aug 262.6
Aug 262.59
Jul 262.15
Jul 262.11
Jul 262.04
Jul 262.02
Jul 262.03
Jun 262.02
Jun 261.94
Jun 261.97
Jun 261.93
May 261.88
May 261.84
May 261.76
May 261.84
May 261.79
Apr 261.75
Apr 261.87
Apr 261.82
Apr 261.72
Mar 261.65
Mar 261.63
Mar 261.61
Mar 261.64
Feb 261.67
Feb 261.8
Feb 261.83
Feb 261.87
Jan 261.76
Jan 262.42
Jan 262.43
Jan 262.37
Jan 262.33
Dec 252.41
Dec 252.42
Dec 252.47
Dec 252.33
Nov 252.31
Nov 252.22
Nov 252.21
Nov 252.21
Oct 252.22
Oct 252.26
Oct 252.01
Oct 252.05
Oct 252.11
Sep 252.14
Sep 252.11
Sep 252.11
Sep 252.14
Aug 252.16
Aug 252.12
Aug 252.01
Aug 251.94
Aug 251.88
Jul 251.97
Jul 252.05
Jul 252.04
Jul 252.07
Jun 251.95
Jun 251.85
Jun 251.88
Jun 251.95
May 251.95
May 251.91
May 252.03
May 251.98
May 251.63
Apr 251.48
Apr 251.39
Apr 251.33
Apr 251.37
Mar 251.55
Mar 251.58
Mar 251.62
Mar 251.13
Feb 251.17
Feb 251.2
Feb 251.21
Feb 251.17
Jan 251.1
Jan 251.13
Jan 251.13
Jan 251.07
Jan 251.12
Dec 241.13
Dec 241.14
Dec 241.21
Dec 241.12
Nov 241.14
Nov 241.17
Nov 241.12
Nov 241.13
Nov 241
Oct 241.01
Oct 241.1
EV/EBITDA
-20-100102030med -5.53Feb 24May 24Aug 24Dec 24Feb 26May 26Sep 26
FISI EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 2620.07
Sep 2620.36
Aug 2620.08
Aug 2620.17
Aug 2620.38
Aug 2620.34
Jul 268.4
Jul 268.24
Jul 267.99
Jul 267.9
Jul 267.93
Jun 267.91
Jun 267.61
Jun 267.71
Jun 267.56
May 267.39
May 267.22
May 266.92
May 267.23
May 267.05
Apr 266.9
Apr 269.39
Apr 269.17
Apr 268.8
Mar 268.53
Mar 268.47
Mar 268.4
Mar 268.51
Feb 268.63
Feb 269.11
Feb 269.24
Feb 269.39
Jan 268.94
Mar 25-7.26
Feb 25-7.02
Feb 25-6.88
Feb 25-6.83
Feb 25-7.04
Jan 25-7.39
Jan 25-7.23
Jan 25-7.26
Jan 25-7.55
Jan 25-7.29
Dec 24-7.25
Dec 24-7.22
Dec 24-6.84
Dec 24-7.31
Nov 24-7.21
Nov 24-7.05
Nov 24-7.29
Nov 24-7.26
Nov 24-4.03
Oct 24-3.99
Oct 24-3.52
Oct 24-3.67
Oct 24-3.83
Sep 24-3.74
Sep 24-3.48
Sep 24-3.66
Sep 24-3.88
Aug 24-3.56
Aug 24-3.58
Aug 24-3.86
Aug 24-4.16
Aug 24-8.51
Jul 24-8.05
Jul 24-9.02
Jul 24-9.42
Jul 24-9.94
Jun 24-9.75
Jun 24-10.25
Jun 24-10.33
Jun 24-10.23
May 24-10.2
May 24-10.1
May 24-9.83
May 24-9.87
May 24-5.53
Apr 24-5.58
Apr 24-5.64
Apr 24-5.69
Apr 24-5.53
Mar 24-5.32
Mar 24-5.41
Mar 24-5.39
Mar 24-7.38
Mar 24-7.59
Feb 24-7.51
Feb 24-7.38
Feb 24-7.43
Feb 24-7.25
Jan 24-6.93
Jan 24-6.77
Jan 24-6.89
Jan 24-6.83
Dec 23-6.93
Dec 23-6.91
Dec 23-7.15
Dec 23-7.48
Dec 23-7.54
Price/Operating Cashflow
050100150200med 22.51Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
FISI Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 2613.2
Sep 2613.46
Aug 2613.22
Aug 2613.29
Aug 2613.47
Aug 2613.44
Jul 2625.07
Jul 2624.56
Jul 2623.77
Jul 2623.49
Jul 2623.59
Jun 2623.54
Jun 2622.59
Jun 2622.92
Jun 2622.44
May 2621.91
May 2621.38
May 2620.45
May 2621.41
May 2620.85
Apr 2620.38
Apr 2637.55
Apr 2636.4
Apr 2634.44
Mar 2633.02
Mar 2632.7
Mar 2632.34
Mar 2632.9
Feb 2633.54
Feb 2636.07
Feb 2636.78
Feb 2637.56
Jan 2635.21
Jan 2626.39
Jan 2626.53
Jan 2625.89
Jan 2625.42
Dec 2526.37
Dec 2526.4
Dec 2526.99
Dec 2525.43
Nov 2525.22
Nov 2524.29
Nov 2524.11
Nov 2524.17
Oct 2517.06
Oct 2517.38
Oct 2515.44
Oct 2515.76
Oct 2516.26
Sep 2516.48
Sep 2516.21
Sep 2516.24
Sep 2516.48
Aug 2516.61
Aug 2516.33
Aug 2515.47
Aug 2514.93
Aug 256.68
Jul 256.99
Jul 257.31
Jul 257.25
Jul 257.35
Jun 256.95
Jun 256.6
Jun 256.7
Jun 256.92
May 256.93
May 256.81
May 257.22
May 257.04
May 255.58
Apr 255.08
Apr 254.76
Apr 254.56
Apr 254.71
Mar 255.32
Mar 255.4
Mar 255.54
Mar 25170.53
Feb 25177.44
Feb 25181.49
Feb 25182.95
Feb 25176.87
Jan 25166.99
Jan 25171.48
Jan 25170.79
Jan 25162.49
Jan 25169.77
Dec 24171.04
Dec 24171.74
Dec 24182.76
Dec 24169.27
Nov 24171.99
Nov 24176.68
Nov 24169.9
Nov 24170.72
Nov 248.36
Oct 248.42
Oct 249.19
Price to Book
0.60.811.21.4med 0.92Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
FISI Price to Book by quarter
PeriodPrice to Book
Sep 261.25
Sep 261.27
Aug 261.25
Aug 261.26
Aug 261.27
Aug 261.27
Jul 261.29
Jul 261.26
Jul 261.22
Jul 261.21
Jul 261.21
Jun 261.21
Jun 261.16
Jun 261.18
Jun 261.15
May 261.13
May 261.1
May 261.05
May 261.1
May 261.07
Apr 261.05
Apr 261.12
Apr 261.09
Apr 261.03
Mar 260.99
Mar 260.98
Mar 260.97
Mar 260.98
Feb 261
Feb 261.08
Feb 261.1
Feb 261.12
Jan 261.05
Jan 261.04
Jan 261.04
Jan 261.02
Jan 261
Dec 251.04
Dec 251.04
Dec 251.06
Dec 251
Nov 250.99
Nov 250.95
Nov 250.95
Nov 250.95
Oct 250.95
Oct 250.97
Oct 250.86
Oct 250.88
Oct 250.9
Sep 250.92
Sep 250.9
Sep 250.9
Sep 250.92
Aug 250.92
Aug 250.91
Aug 250.86
Aug 250.83
Aug 250.85
Jul 250.89
Jul 250.93
Jul 250.92
Jul 250.93
Jun 250.88
Jun 250.84
Jun 250.85
Jun 250.88
May 250.88
May 250.86
May 250.92
May 250.89
May 250.76
Apr 250.69
Apr 250.64
Apr 250.62
Apr 250.64
Mar 250.72
Mar 250.73
Mar 250.75
Mar 250.83
Feb 250.87
Feb 250.89
Feb 250.89
Feb 250.86
Jan 250.82
Jan 250.84
Jan 250.83
Jan 250.79
Jan 250.83
Dec 240.83
Dec 240.84
Dec 240.89
Dec 240.83
Nov 240.84
Nov 240.86
Nov 240.83
Nov 240.83
Nov 240.79
Oct 240.79
Oct 240.87
Financial Institutions, Inc.
FISI
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News: FISI

Why Financial Institutions (FISI) is a Top Dividend Stock for Your Portfolio

zacks.com · 11 Sep 2026

Why Financial Institutions (FISI) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Financial Institutions (FISI) have what it takes?

Connor Clark & Lunn Investment Management Ltd. Acquires Shares of 41,541 Financial Institutions, Inc. $FISI

defenseworld.net · 30 Aug 2026

Connor Clark & Lunn Investment Management Ltd. Acquires Shares of 41,541 Financial Institutions, Inc. $FISI

Connor Clark and Lunn Investment Management Ltd. acquired a new stake in Financial Institutions, Inc. (NASDAQ: FISI) in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund acquired 41,541 shares of the bank's stock, valued at approximately $1,619,000. Connor Clark

Financial Institutions, Inc. Announces Quarterly Cash Dividend

globenewswire.com · 26 Aug 2026

Financial Institutions, Inc. Announces Quarterly Cash Dividend

WARSAW, N.Y., Aug. 26, 2026 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), parent company of Five Star Bank and Courier Capital, LLC, announced that today its Board of Directors approved a quarterly cash dividend of $0.32 per outstanding common share.

Financial Institutions (FISI) is a Top Dividend Stock Right Now: Should You Buy?

zacks.com · 26 Aug 2026

Financial Institutions (FISI) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Financial Institutions (FISI) have what it takes?

Here's Why Financial Institutions (FISI) is a Great Momentum Stock to Buy

zacks.com · 21 Aug 2026

Here's Why Financial Institutions (FISI) is a Great Momentum Stock to Buy

Does Financial Institutions (FISI) have what it takes to be a top stock pick for momentum investors? Let's find out.

Financial Institutions (FISI) Could Be a Great Choice

zacks.com · 10 Aug 2026

Financial Institutions (FISI) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Financial Institutions (FISI) have what it takes?

Financial Institutions (FISI) Is Up 2.07% in One Week: What You Should Know

zacks.com · 4 Aug 2026

Financial Institutions (FISI) Is Up 2.07% in One Week: What You Should Know

Does Financial Institutions (FISI) have what it takes to be a top stock pick for momentum investors? Let's find out.

Are You Looking for a High-Growth Dividend Stock?

zacks.com · 24 Jul 2026

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Financial Institutions (FISI) have what it takes?

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