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Embassy Bancorp, Inc.

$22.19 +$3.99 (+21.92%)
OTC · 11 Sep 2026 20:00 UTC
Previous Close
$22.19
Day Range
$22.15$22.24
Year Range
$17.07$22.75
Market Cap
164.53M
AVG Volume
4.4K
Trailing/Forward PE
11.1/-
PEG ratio
0.37
Dividend Yield
2.48%
Next Earnings Date
-
Primary Exchange
Other OTCUS
Revenue (USD)
020M40M60M80M2016201720182019202020212022202320242025
EMYB Revenue (USD) by year
PeriodRevenue (USD)
202574.48M
202467.91M
202359.57M
202252.51M
202149.61M
202046.47M
201944.76M
201840.05M
201735.31M
201631.68M
Net Income (USD)
05M10M15M20M2016201720182019202020212022202320242025
EMYB Net Income (USD) by year
PeriodNet Income (USD)
202513.7M
202410.44M
202312.66M
202217.7M
202116.79M
202012.81M
201910.88M
201810.08M
20177.3M
20167.15M
Operating Income (USD)
010M20M30M2016201720182019202020212022202320242025
EMYB Operating Income (USD) by year
PeriodOperating Income (USD)
202516.6M
202412.51M
202315.46M
202221.99M
202120.85M
202015.73M
201913.37M
201812.36M
201711.83M
201610M
EBITDA (USD)
010M20M30M2016201720182019202020212022202320242025
EMYB EBITDA (USD) by year
PeriodEBITDA (USD)
202517.68M
202413.66M
202316.37M
202222.88M
202121.72M
202016.49M
201913.19M
201813.14M
201712.51M
201610.73M
Cash Flows (USD)
05M10M15M20M2016201720182019202020212022202320242025
EMYB Cash Flows (USD) by year
PeriodCash Flows (USD)
202512.71M
20249.21M
202318.69M
202219.19M
202113.74M
202011.65M
201913.53M
201811.82M
20179.93M
20168.62M
EPS (USD)
012342016201720182019202020212022202320242025
EMYB EPS (USD) by year
PeriodEPS (USD)
20251.8
20241.37
20231.66
20223.41
20212.22
20201.71
20191.46
20181.34
20170.98
20160.96
Expenses (USD)
05M10M15M20MSG&ACapex2016201720182019202020212022202320242025
EMYB Expenses (USD) by year
PeriodExpenses (USD)
202513.55M
202415.26M
202314.79M
202214.56M
202115.2M
202017.15M
201915.49M
201815.16M
201713.14M
201612.13M
Cash & Debt (USD)
0200M400M600MCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
EMYB Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025355.39M
2024142.72M
2023353.98M
2022383.29M
2021478.96M
2020261.85M
2019129.81M
2018118.32M
2017122.83M
2016108.82M
Debt ratios
-8-6-4-2020182019202020212022202320242025
EMYB Debt ratios by year
PeriodDebt ratios
2025-4.83
2024-1.64
2023-3.92
2022-4.98
2021-7.02
2020-4.22
2019-2.11
2018-0.96
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
EMYB Margins by year
PeriodMargins
202560.87%
202458.25%
202369.88%
202290.48%
202190.07%
202080.78%
201977.81%
201881.98%
201784.73%
201685.27%
Return on Capital
0%10%20%30%2016201720182019202020212022202320242025
EMYB Return on Capital by year
PeriodReturn on Capital
202510.74%
20249.8%
202311.98%
202220.05%
202113.7%
202011.42%
201910.92%
201811.56%
20179.15%
20169.75%
Shares Outstanding
02M4M6M8M2016201720182019202020212022202320242025
EMYB Shares Outstanding by year
PeriodShares Outstanding
20257.61M
20247.62M
20237.6M
20227.55M
20217.51M
20207.47M
20197.48M
20187.47M
20177.44M
20167.41M
Dividends (USD)
00.20.40.62017201820192020202120222023202420252026
EMYB Dividends (USD) by year
PeriodDividends (USD)
20260.55
20250.48
20240.42
20230.4
20220.35
20210.3
20200.22
20190.2
20180.17
20170.14
Employee Count
0501001502012201320142015202020212022202320242025
EMYB Employee Count by year
PeriodEmployee Count
2025114
2024112
2023110
2022109
2021106
202096
201576
201469
201371
201270
Book Value Per Share (USD)
051015202016201720182019202020212022202320242025
EMYB Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202516.77
202413.97
202313.9
202211.7
202116.32
202015.01
201913.32
201811.67
201710.72
20169.88
Total Assets (USD)
0500M1B1.5B2B2016201720182019202020212022202320242025
EMYB Total Assets (USD) by year
PeriodTotal Assets (USD)
20251.8B
20241.7B
20231.66B
20221.64B
20211.63B
20201.44B
20191.18B
20181.1B
2017996.97M
2016924.23M
PE Ratio
1010.51111.51212.5med 11.27Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB PE Ratio by year
PeriodPE Ratio
Sep 2611.08
Sep 2611.1
Aug 2611.13
Aug 2611.16
Aug 2611.2
Aug 2611.74
Jul 2611.76
Jul 2611.79
Jul 2611.81
Jul 2611.27
Jul 2611.23
Jun 2611.35
Jun 2611.37
Jun 2611.11
Jun 2611.08
May 2610.84
May 2610.8
May 2610.61
May 2611.32
May 2611.11
Apr 2611.07
Apr 2611
Apr 2611.06
Apr 2610.91
Mar 2610.86
Mar 2610.88
Mar 2611.89
Mar 2611.96
Feb 2612.16
Feb 2612.16
Feb 2611.83
Feb 2611.84
Jan 2611.09
Jan 2611.31
Jan 2611.02
Jan 2610.86
Jan 2610.86
Dec 2510.94
Dec 2511.01
Dec 2510.81
Dec 2510.62
Nov 2510.47
Nov 2510.53
Nov 2510.31
Nov 2511.27
Oct 2511.42
Oct 2511.24
Oct 2511.2
Oct 2511.26
Oct 2511.3
Sep 2511.27
Sep 2511.32
Sep 2511.33
Sep 2511.35
Aug 2511.26
Aug 2511.07
Aug 2510.38
Aug 2511.29
Aug 2511.28
Jul 2511.39
Jul 2511.39
Jul 2511.32
Jul 2511.42
Jun 2511.5
Jun 2511.61
Jun 2511.15
Jun 2510.9
May 2510.97
May 2510.7
May 2510.54
May 2510.87
May 2510.91
Apr 2510.94
Apr 2510.79
Apr 2510.94
Apr 2511.12
Mar 2511.47
Mar 2511.49
Mar 2511.36
Mar 2511.36
Feb 2511.47
Feb 2511.53
Feb 2511.54
Feb 2511.47
Jan 2511.47
Jan 2511.53
Jan 2511.54
Jan 2511.54
Jan 2511.86
Dec 2411.97
Dec 2412.07
Dec 2411.9
Dec 2411.9
Nov 2411.86
Nov 2411.86
Nov 2411.72
Nov 2411.58
Nov 2411.23
Oct 2411.09
Oct 2411.05
Free Cash Flow Yield
6%7%8%9%10%med 8.25%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 269.56%
Sep 269.54%
Aug 269.52%
Aug 269.49%
Aug 269.46%
Aug 268.64%
Jul 268.62%
Jul 268.6%
Jul 268.59%
Jul 269%
Jul 269.03%
Jun 268.94%
Jun 268.92%
Jun 269.13%
Jun 269.15%
May 269.36%
May 269.39%
May 269.56%
May 268.2%
May 268.35%
Apr 268.38%
Apr 268.44%
Apr 268.38%
Apr 268.5%
Mar 268.54%
Mar 268.52%
Mar 267.13%
Mar 267.09%
Feb 266.97%
Feb 266.97%
Feb 267.17%
Feb 267.16%
Jan 267.64%
Jan 267.5%
Jan 267.69%
Jan 267.81%
Jan 267.81%
Dec 257.75%
Dec 257.7%
Dec 257.84%
Dec 257.98%
Nov 258.1%
Nov 258.05%
Nov 258.22%
Nov 259.08%
Oct 258.95%
Oct 259.1%
Oct 259.13%
Oct 259.08%
Oct 259.05%
Sep 259.08%
Sep 259.03%
Sep 259.03%
Sep 259.01%
Aug 259.08%
Aug 259.24%
Aug 259.86%
Aug 258.44%
Aug 258.44%
Jul 258.36%
Jul 258.36%
Jul 258.41%
Jul 258.34%
Jun 258.28%
Jun 258.21%
Jun 258.55%
Jun 258.74%
May 258.68%
May 258.9%
May 259.03%
May 258.11%
May 258.08%
Apr 258.06%
Apr 258.17%
Apr 258.06%
Apr 257.93%
Mar 257.69%
Mar 257.67%
Mar 258.2%
Mar 258.2%
Feb 258.13%
Feb 258.08%
Feb 258.08%
Feb 258.13%
Jan 258.13%
Jan 258.09%
Jan 258.08%
Jan 258.08%
Jan 257.86%
Dec 247.78%
Dec 247.72%
Dec 247.83%
Dec 247.83%
Nov 247.86%
Nov 247.86%
Nov 247.95%
Nov 247.81%
Nov 248.05%
Oct 248.16%
Oct 248.19%
Price to Sales
1.61.822.22.4med 1.9Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB Price to Sales by year
PeriodPrice to Sales
Sep 262.17
Sep 262.17
Aug 262.18
Aug 262.18
Aug 262.19
Aug 262.24
Jul 262.25
Jul 262.25
Jul 262.25
Jul 262.15
Jul 262.14
Jun 262.17
Jun 262.17
Jun 262.12
Jun 262.12
May 262.07
May 262.06
May 262.03
May 262.08
May 262.04
Apr 262.04
Apr 262.02
Apr 262.03
Apr 262.01
Mar 262
Mar 262
Mar 262.09
Mar 262.11
Feb 262.14
Feb 262.14
Feb 262.08
Feb 262.08
Jan 261.95
Jan 261.99
Jan 261.94
Jan 261.91
Jan 261.91
Dec 251.93
Dec 251.94
Dec 251.9
Dec 251.87
Nov 251.84
Nov 251.85
Nov 251.82
Nov 251.85
Oct 251.88
Oct 251.85
Oct 251.84
Oct 251.85
Oct 251.86
Sep 251.85
Sep 251.86
Sep 251.86
Sep 251.86
Aug 251.85
Aug 251.82
Aug 251.7
Aug 251.75
Aug 251.75
Jul 251.77
Jul 251.77
Jul 251.76
Jul 251.77
Jun 251.78
Jun 251.8
Jun 251.73
Jun 251.69
May 251.7
May 251.66
May 251.63
May 251.67
May 251.68
Apr 251.68
Apr 251.66
Apr 251.68
Apr 251.71
Mar 251.76
Mar 251.77
Mar 251.83
Mar 251.83
Feb 251.84
Feb 251.85
Feb 251.86
Feb 251.84
Jan 251.84
Jan 251.85
Jan 251.86
Jan 251.86
Jan 251.91
Dec 241.93
Dec 241.94
Dec 241.91
Dec 241.91
Nov 241.91
Nov 241.91
Nov 241.88
Nov 241.99
Nov 241.93
Oct 241.91
Oct 241.9
EV/EBITDA
-20-15-10-50med -11.02Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB EV/EBITDA by year
PeriodEV/EBITDA
Sep 26-9.72
Sep 26-9.7
Aug 26-9.67
Aug 26-9.65
Aug 26-9.62
Aug 26-9.66
Jul 26-9.63
Jul 26-9.61
Jul 26-9.6
Jul 26-10.02
Jul 26-10.05
Jun 26-9.96
Jun 26-9.94
Jun 26-10.14
Jun 26-10.16
May 26-10.35
May 26-10.38
May 26-10.53
May 26-10.52
May 26-10.68
Apr 26-10.71
Apr 26-10.77
Apr 26-10.71
Apr 26-10.84
Mar 26-10.87
Mar 26-10.85
Mar 26-11.08
Mar 26-11.02
Feb 26-10.87
Feb 26-10.87
Feb 26-11.12
Feb 26-11.11
Jan 26-11.68
Jan 26-11.51
Jan 26-11.73
Jan 26-11.86
Jan 26-11.86
Dec 25-11.79
Dec 25-11.74
Dec 25-11.89
Dec 25-12.04
Nov 25-12.15
Nov 25-12.11
Nov 25-12.27
Nov 25-8.82
Oct 25-8.7
Oct 25-8.84
Oct 25-8.87
Oct 25-8.82
Oct 25-8.79
Sep 25-8.82
Sep 25-8.78
Sep 25-8.77
Sep 25-8.76
Aug 25-8.82
Aug 25-8.97
Aug 25-9.5
Aug 25-11.26
Aug 25-11.27
Jul 25-11.18
Jul 25-11.18
Jul 25-11.24
Jul 25-11.16
Jun 25-11.1
Jun 25-11.02
Jun 25-11.37
Jun 25-11.56
May 25-11.51
May 25-11.71
May 25-11.83
May 25-0.64
May 25-0.61
Apr 25-0.58
Apr 25-0.7
Apr 25-0.58
Apr 25-0.44
Mar 25-0.18
Mar 25-0.17
Mar 25-17.36
Mar 25-17.36
Feb 25-17.28
Feb 25-17.23
Feb 25-17.22
Feb 25-17.28
Jan 25-17.28
Jan 25-17.23
Jan 25-17.22
Jan 25-17.22
Jan 25-16.97
Dec 24-16.89
Dec 24-16.81
Dec 24-16.94
Dec 24-16.94
Nov 24-16.97
Nov 24-16.97
Nov 24-17.08
Nov 24-17.56
Nov 24-17.83
Oct 24-17.94
Oct 24-17.97
Price/Operating Cashflow
810121416med 11.48Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 2610.63
Sep 2610.65
Aug 2610.68
Aug 2610.7
Aug 2610.74
Aug 2611.4
Jul 2611.43
Jul 2611.45
Jul 2611.47
Jul 2610.94
Jul 2610.9
Jun 2611.02
Jun 2611.04
Jun 2610.79
Jun 2610.77
May 2610.53
May 2610.49
May 2610.31
May 2612.08
May 2611.85
Apr 2611.81
Apr 2611.74
Apr 2611.81
Apr 2611.64
Mar 2611.59
Mar 2611.62
Mar 2613.71
Mar 2613.79
Feb 2614.02
Feb 2614.02
Feb 2613.64
Feb 2613.65
Jan 2612.79
Jan 2613.04
Jan 2612.71
Jan 2612.52
Jan 2612.52
Dec 2512.61
Dec 2512.69
Dec 2512.47
Dec 2512.24
Nov 2512.07
Nov 2512.14
Nov 2511.89
Nov 2510.34
Oct 2510.48
Oct 2510.31
Oct 2510.27
Oct 2510.33
Oct 2510.37
Sep 2510.34
Sep 2510.38
Sep 2510.39
Sep 2510.41
Aug 2510.33
Aug 2510.16
Aug 259.52
Aug 2511.26
Aug 2511.25
Jul 2511.36
Jul 2511.36
Jul 2511.29
Jul 2511.39
Jun 2511.47
Jun 2511.57
Jun 2511.11
Jun 2510.87
May 2510.94
May 2510.67
May 2510.51
May 2511.41
May 2511.46
Apr 2511.49
Apr 2511.33
Apr 2511.49
Apr 2511.68
Mar 2512.04
Mar 2512.06
Mar 2511.39
Mar 2511.39
Feb 2511.49
Feb 2511.56
Feb 2511.57
Feb 2511.49
Jan 2511.49
Jan 2511.55
Jan 2511.57
Jan 2511.57
Jan 2511.89
Dec 2412
Dec 2412.1
Dec 2411.93
Dec 2411.93
Nov 2411.89
Nov 2411.89
Nov 2411.75
Nov 2411.94
Nov 2411.58
Oct 2411.43
Oct 2411.39
Price to Book
11.11.21.31.4med 1.15Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB Price to Book by year
PeriodPrice to Book
Sep 261.32
Sep 261.32
Aug 261.32
Aug 261.33
Aug 261.33
Aug 261.37
Jul 261.37
Jul 261.37
Jul 261.38
Jul 261.31
Jul 261.31
Jun 261.32
Jun 261.33
Jun 261.3
Jun 261.29
May 261.26
May 261.26
May 261.24
May 261.22
May 261.19
Apr 261.19
Apr 261.18
Apr 261.19
Apr 261.17
Mar 261.17
Mar 261.17
Mar 261.24
Mar 261.25
Feb 261.27
Feb 261.27
Feb 261.24
Feb 261.24
Jan 261.16
Jan 261.18
Jan 261.15
Jan 261.14
Jan 261.14
Dec 251.15
Dec 251.15
Dec 251.13
Dec 251.11
Nov 251.1
Nov 251.1
Nov 251.08
Nov 251.16
Oct 251.17
Oct 251.15
Oct 251.15
Oct 251.16
Oct 251.16
Sep 251.16
Sep 251.16
Sep 251.16
Sep 251.16
Aug 251.16
Aug 251.14
Aug 251.07
Aug 251.08
Aug 251.08
Jul 251.09
Jul 251.09
Jul 251.09
Jul 251.1
Jun 251.1
Jun 251.11
Jun 251.07
Jun 251.05
May 251.05
May 251.03
May 251.01
May 251.07
May 251.07
Apr 251.07
Apr 251.06
Apr 251.07
Apr 251.09
Mar 251.12
Mar 251.13
Mar 251.05
Mar 251.05
Feb 251.06
Feb 251.06
Feb 251.06
Feb 251.06
Jan 251.06
Jan 251.06
Jan 251.06
Jan 251.06
Jan 251.09
Dec 241.1
Dec 241.11
Dec 241.1
Dec 241.1
Nov 241.09
Nov 241.09
Nov 241.08
Nov 241.22
Nov 241.19
Oct 241.17
Oct 241.17
Embassy Bancorp, Inc.
EMYB
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News: EMYB

Embassy Bancorp, Inc. Announces Results of Operations as of and for the Three and Six Months Ended June 30, 2026

globenewswire.com · 25 Aug 2026

Embassy Bancorp, Inc. Announces Results of Operations as of and for the Three and Six Months Ended June 30, 2026

BETHLEHEM, Pa., Aug. 25, 2026 (GLOBE NEWSWIRE) -- On August 13, 2026, Embassy Bancorp, Inc. (OTCQX: EMYB) (the “Company”) filed its Quarterly Report on Form 10-Q for the period ended June 30, 2026, a copy of which can be found at  https://investors.embassybank.com/sec-filings/documents/default.aspx.

Embassy Bancorp, Inc. Ranked 94th Among Nation's Top 200 Publicly Traded Community Banks by American Banker

globenewswire.com · 4 Aug 2026

Embassy Bancorp, Inc. Ranked 94th Among Nation's Top 200 Publicly Traded Community Banks by American Banker

BETHLEHEM, Pa., Aug. 04, 2026 (GLOBE NEWSWIRE) -- Embassy Bancorp, Inc., the parent company of Embassy Bank for the Lehigh Valley, announced today that it has been ranked 94th among the top 200 publicly traded community banks and thrifts nationwide in a peer analysis published in the July 2026 edition of American Banker magazine.

Embassy Bancorp, Inc. Announces Annual Cash Dividend

globenewswire.com · 17 Jun 2026

Embassy Bancorp, Inc. Announces Annual Cash Dividend

BETHLEHEM, Pa., June 17, 2026 (GLOBE NEWSWIRE) -- Embassy Bancorp, Inc. (OTCQX: EMYB) announced today that its Board of Directors has declared an annual cash dividend of $0.55 per share, payable on July 14, 2026, to shareholders of record on June 26, 2026.

Embassy Bancorp, Inc. Announces Annual Cash Dividend

globenewswire.com · 17 Jun 2026

Embassy Bancorp, Inc. Announces Annual Cash Dividend

BETHLEHEM, Pa. , June 17, 2026 (GLOBE NEWSWIRE) -- Embassy Bancorp, Inc. (OTCQX: EMYB) announced today that its Board of Directors has declared an annual cash dividend of $0. 55 per share, payable on July 14, 2026, to shareholders of record on June 26, 2026.

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