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Embassy Bancorp, Inc.

$22.19 +$3.99 (+21.92%)
OTC · 11 Sep 2026 20:00 UTC
Previous Close
$22.19
Day Range
$22.15$22.24
Year Range
$17.07$22.75
Market Cap
164.53M
AVG Volume
4.4K
Trailing/Forward PE
11.1/-
PEG ratio
0.37
Dividend Yield
2.48%
Next Earnings Date
-
Primary Exchange
Other OTCUS
Revenue (USD)
010M20M30M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q220.3M
26 Q119.22M
25 Q419.35M
25 Q319.07M
25 Q218.57M
25 Q117.49M
24 Q417.66M
24 Q317.72M
24 Q216.76M
24 Q115.78M
Net Income (USD)
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q24.12M
26 Q13.74M
25 Q43.58M
25 Q33.79M
25 Q23.44M
25 Q12.89M
24 Q42.7M
24 Q32.71M
24 Q22.49M
24 Q12.54M
Operating Income (USD)
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q24.99M
26 Q14.58M
25 Q44.36M
25 Q34.6M
25 Q24.13M
25 Q13.51M
24 Q43.24M
24 Q33.25M
24 Q23M
24 Q13.02M
EBITDA (USD)
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q24.99M
26 Q14.85M
25 Q44.36M
25 Q35.16M
25 Q24.4M
25 Q13.77M
24 Q43.58M
24 Q33.52M
24 Q23.27M
24 Q13.29M
Cash Flows (USD)
02M4M6M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q23.36M
26 Q14.66M
25 Q43.76M
25 Q34.37M
25 Q21.97M
25 Q12.61M
24 Q41.91M
24 Q35.51M
24 Q2247K
24 Q11.53M
EPS (USD)
00.20.40.624 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB EPS (USD) by quarter
PeriodEPS (USD)
26 Q20.54
26 Q10.49
25 Q40.47
25 Q30.5
25 Q20.45
25 Q10.38
24 Q40.35
24 Q30.36
24 Q20.33
24 Q10.33
Expenses (USD)
-2M02M4M6MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q2434K
26 Q1716K
25 Q44.83M
25 Q391K
25 Q24.55M
25 Q14.08M
24 Q42.29M
24 Q34.95M
24 Q23.93M
24 Q14.1M
Cash & Debt (USD)
0100M200M300M400MCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q2364.64M
26 Q1364.62M
25 Q4355.39M
25 Q3351.71M
25 Q2274.71M
25 Q1287.71M
24 Q4142.72M
24 Q3398.96M
24 Q2393.7M
24 Q1324.67M
Debt ratios
-30-20-10024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Debt ratios by quarter
PeriodDebt ratios
26 Q2-18.44
26 Q1-18.76
25 Q4-19.28
25 Q3-20.09
25 Q2-17.48
25 Q1-19.88
24 Q4-8.95
24 Q3-26.08
24 Q2-26.45
24 Q1-20.76
Margins
0%20%40%60%80%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Margins by quarter
PeriodMargins
26 Q262.92%
26 Q163.15%
25 Q461.6%
25 Q361.03%
25 Q261.62%
25 Q159.08%
24 Q458.22%
24 Q356.41%
24 Q258.53%
24 Q160.04%
Return on Capital
0%1%2%3%4%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Return on Capital by quarter
PeriodReturn on Capital
26 Q23.22%
26 Q13%
25 Q42.81%
25 Q33.1%
25 Q23.01%
25 Q12.57%
24 Q42.53%
24 Q32.37%
24 Q22.43%
24 Q12.44%
Shares Outstanding
02M4M6M8M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Shares Outstanding by quarter
PeriodShares Outstanding
26 Q27.61M
26 Q17.61M
25 Q47.61M
25 Q37.64M
25 Q27.64M
25 Q17.64M
24 Q47.62M
24 Q37.62M
24 Q27.62M
24 Q17.6M
Dividends (USD)
00.20.40.6Aug 17Aug 18Aug 19Sep 20Jun 21Jun 22Jun 23Jun 24Jun 25Jun 26
EMYB Dividends (USD) by quarter
PeriodDividends (USD)
Jun 260.55
Jun 250.48
Jun 240.42
Jun 230.4
Jun 220.35
Jun 210.3
Sep 200.22
Aug 190.2
Aug 180.17
Aug 170.14
Employee Count
0501001502012201320142015202020212022202320242025
EMYB Employee Count by quarter
PeriodEmployee Count
2025114
2024112
2023110
2022109
2021106
202096
201576
201469
201371
201270
Book Value Per Share (USD)
0510152024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q216.83
26 Q116.41
25 Q416.77
25 Q316.02
25 Q214.95
25 Q114.72
24 Q413.97
24 Q315.03
24 Q213.47
24 Q113.65
Total Assets (USD)
0500M1B1.5B2B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
EMYB Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q21.86B
26 Q11.84B
25 Q41.8B
25 Q31.78B
25 Q21.76B
25 Q11.75B
24 Q41.7B
24 Q31.72B
24 Q21.72B
24 Q11.65B
PE Ratio
1010.51111.51212.5med 11.27Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB PE Ratio by quarter
PeriodPE Ratio
Sep 2611.08
Sep 2611.1
Aug 2611.13
Aug 2611.16
Aug 2611.2
Aug 2611.74
Jul 2611.76
Jul 2611.79
Jul 2611.81
Jul 2611.27
Jul 2611.23
Jun 2611.35
Jun 2611.37
Jun 2611.11
Jun 2611.08
May 2610.84
May 2610.8
May 2610.61
May 2611.32
May 2611.11
Apr 2611.07
Apr 2611
Apr 2611.06
Apr 2610.91
Mar 2610.86
Mar 2610.88
Mar 2611.89
Mar 2611.96
Feb 2612.16
Feb 2612.16
Feb 2611.83
Feb 2611.84
Jan 2611.09
Jan 2611.31
Jan 2611.02
Jan 2610.86
Jan 2610.86
Dec 2510.94
Dec 2511.01
Dec 2510.81
Dec 2510.62
Nov 2510.47
Nov 2510.53
Nov 2510.31
Nov 2511.27
Oct 2511.42
Oct 2511.24
Oct 2511.2
Oct 2511.26
Oct 2511.3
Sep 2511.27
Sep 2511.32
Sep 2511.33
Sep 2511.35
Aug 2511.26
Aug 2511.07
Aug 2510.38
Aug 2511.29
Aug 2511.28
Jul 2511.39
Jul 2511.39
Jul 2511.32
Jul 2511.42
Jun 2511.5
Jun 2511.61
Jun 2511.15
Jun 2510.9
May 2510.97
May 2510.7
May 2510.54
May 2510.87
May 2510.91
Apr 2510.94
Apr 2510.79
Apr 2510.94
Apr 2511.12
Mar 2511.47
Mar 2511.49
Mar 2511.36
Mar 2511.36
Feb 2511.47
Feb 2511.53
Feb 2511.54
Feb 2511.47
Jan 2511.47
Jan 2511.53
Jan 2511.54
Jan 2511.54
Jan 2511.86
Dec 2411.97
Dec 2412.07
Dec 2411.9
Dec 2411.9
Nov 2411.86
Nov 2411.86
Nov 2411.72
Nov 2411.58
Nov 2411.23
Oct 2411.09
Oct 2411.05
Free Cash Flow Yield
6%7%8%9%10%med 8.25%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 269.56%
Sep 269.54%
Aug 269.52%
Aug 269.49%
Aug 269.46%
Aug 268.64%
Jul 268.62%
Jul 268.6%
Jul 268.59%
Jul 269%
Jul 269.03%
Jun 268.94%
Jun 268.92%
Jun 269.13%
Jun 269.15%
May 269.36%
May 269.39%
May 269.56%
May 268.2%
May 268.35%
Apr 268.38%
Apr 268.44%
Apr 268.38%
Apr 268.5%
Mar 268.54%
Mar 268.52%
Mar 267.13%
Mar 267.09%
Feb 266.97%
Feb 266.97%
Feb 267.17%
Feb 267.16%
Jan 267.64%
Jan 267.5%
Jan 267.69%
Jan 267.81%
Jan 267.81%
Dec 257.75%
Dec 257.7%
Dec 257.84%
Dec 257.98%
Nov 258.1%
Nov 258.05%
Nov 258.22%
Nov 259.08%
Oct 258.95%
Oct 259.1%
Oct 259.13%
Oct 259.08%
Oct 259.05%
Sep 259.08%
Sep 259.03%
Sep 259.03%
Sep 259.01%
Aug 259.08%
Aug 259.24%
Aug 259.86%
Aug 258.44%
Aug 258.44%
Jul 258.36%
Jul 258.36%
Jul 258.41%
Jul 258.34%
Jun 258.28%
Jun 258.21%
Jun 258.55%
Jun 258.74%
May 258.68%
May 258.9%
May 259.03%
May 258.11%
May 258.08%
Apr 258.06%
Apr 258.17%
Apr 258.06%
Apr 257.93%
Mar 257.69%
Mar 257.67%
Mar 258.2%
Mar 258.2%
Feb 258.13%
Feb 258.08%
Feb 258.08%
Feb 258.13%
Jan 258.13%
Jan 258.09%
Jan 258.08%
Jan 258.08%
Jan 257.86%
Dec 247.78%
Dec 247.72%
Dec 247.83%
Dec 247.83%
Nov 247.86%
Nov 247.86%
Nov 247.95%
Nov 247.81%
Nov 248.05%
Oct 248.16%
Oct 248.19%
Price to Sales
1.61.822.22.4med 1.9Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB Price to Sales by quarter
PeriodPrice to Sales
Sep 262.17
Sep 262.17
Aug 262.18
Aug 262.18
Aug 262.19
Aug 262.24
Jul 262.25
Jul 262.25
Jul 262.25
Jul 262.15
Jul 262.14
Jun 262.17
Jun 262.17
Jun 262.12
Jun 262.12
May 262.07
May 262.06
May 262.03
May 262.08
May 262.04
Apr 262.04
Apr 262.02
Apr 262.03
Apr 262.01
Mar 262
Mar 262
Mar 262.09
Mar 262.11
Feb 262.14
Feb 262.14
Feb 262.08
Feb 262.08
Jan 261.95
Jan 261.99
Jan 261.94
Jan 261.91
Jan 261.91
Dec 251.93
Dec 251.94
Dec 251.9
Dec 251.87
Nov 251.84
Nov 251.85
Nov 251.82
Nov 251.85
Oct 251.88
Oct 251.85
Oct 251.84
Oct 251.85
Oct 251.86
Sep 251.85
Sep 251.86
Sep 251.86
Sep 251.86
Aug 251.85
Aug 251.82
Aug 251.7
Aug 251.75
Aug 251.75
Jul 251.77
Jul 251.77
Jul 251.76
Jul 251.77
Jun 251.78
Jun 251.8
Jun 251.73
Jun 251.69
May 251.7
May 251.66
May 251.63
May 251.67
May 251.68
Apr 251.68
Apr 251.66
Apr 251.68
Apr 251.71
Mar 251.76
Mar 251.77
Mar 251.83
Mar 251.83
Feb 251.84
Feb 251.85
Feb 251.86
Feb 251.84
Jan 251.84
Jan 251.85
Jan 251.86
Jan 251.86
Jan 251.91
Dec 241.93
Dec 241.94
Dec 241.91
Dec 241.91
Nov 241.91
Nov 241.91
Nov 241.88
Nov 241.99
Nov 241.93
Oct 241.91
Oct 241.9
EV/EBITDA
-20-15-10-50med -11.02Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 26-9.72
Sep 26-9.7
Aug 26-9.67
Aug 26-9.65
Aug 26-9.62
Aug 26-9.66
Jul 26-9.63
Jul 26-9.61
Jul 26-9.6
Jul 26-10.02
Jul 26-10.05
Jun 26-9.96
Jun 26-9.94
Jun 26-10.14
Jun 26-10.16
May 26-10.35
May 26-10.38
May 26-10.53
May 26-10.52
May 26-10.68
Apr 26-10.71
Apr 26-10.77
Apr 26-10.71
Apr 26-10.84
Mar 26-10.87
Mar 26-10.85
Mar 26-11.08
Mar 26-11.02
Feb 26-10.87
Feb 26-10.87
Feb 26-11.12
Feb 26-11.11
Jan 26-11.68
Jan 26-11.51
Jan 26-11.73
Jan 26-11.86
Jan 26-11.86
Dec 25-11.79
Dec 25-11.74
Dec 25-11.89
Dec 25-12.04
Nov 25-12.15
Nov 25-12.11
Nov 25-12.27
Nov 25-8.82
Oct 25-8.7
Oct 25-8.84
Oct 25-8.87
Oct 25-8.82
Oct 25-8.79
Sep 25-8.82
Sep 25-8.78
Sep 25-8.77
Sep 25-8.76
Aug 25-8.82
Aug 25-8.97
Aug 25-9.5
Aug 25-11.26
Aug 25-11.27
Jul 25-11.18
Jul 25-11.18
Jul 25-11.24
Jul 25-11.16
Jun 25-11.1
Jun 25-11.02
Jun 25-11.37
Jun 25-11.56
May 25-11.51
May 25-11.71
May 25-11.83
May 25-0.64
May 25-0.61
Apr 25-0.58
Apr 25-0.7
Apr 25-0.58
Apr 25-0.44
Mar 25-0.18
Mar 25-0.17
Mar 25-17.36
Mar 25-17.36
Feb 25-17.28
Feb 25-17.23
Feb 25-17.22
Feb 25-17.28
Jan 25-17.28
Jan 25-17.23
Jan 25-17.22
Jan 25-17.22
Jan 25-16.97
Dec 24-16.89
Dec 24-16.81
Dec 24-16.94
Dec 24-16.94
Nov 24-16.97
Nov 24-16.97
Nov 24-17.08
Nov 24-17.56
Nov 24-17.83
Oct 24-17.94
Oct 24-17.97
Price/Operating Cashflow
810121416med 11.48Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 2610.63
Sep 2610.65
Aug 2610.68
Aug 2610.7
Aug 2610.74
Aug 2611.4
Jul 2611.43
Jul 2611.45
Jul 2611.47
Jul 2610.94
Jul 2610.9
Jun 2611.02
Jun 2611.04
Jun 2610.79
Jun 2610.77
May 2610.53
May 2610.49
May 2610.31
May 2612.08
May 2611.85
Apr 2611.81
Apr 2611.74
Apr 2611.81
Apr 2611.64
Mar 2611.59
Mar 2611.62
Mar 2613.71
Mar 2613.79
Feb 2614.02
Feb 2614.02
Feb 2613.64
Feb 2613.65
Jan 2612.79
Jan 2613.04
Jan 2612.71
Jan 2612.52
Jan 2612.52
Dec 2512.61
Dec 2512.69
Dec 2512.47
Dec 2512.24
Nov 2512.07
Nov 2512.14
Nov 2511.89
Nov 2510.34
Oct 2510.48
Oct 2510.31
Oct 2510.27
Oct 2510.33
Oct 2510.37
Sep 2510.34
Sep 2510.38
Sep 2510.39
Sep 2510.41
Aug 2510.33
Aug 2510.16
Aug 259.52
Aug 2511.26
Aug 2511.25
Jul 2511.36
Jul 2511.36
Jul 2511.29
Jul 2511.39
Jun 2511.47
Jun 2511.57
Jun 2511.11
Jun 2510.87
May 2510.94
May 2510.67
May 2510.51
May 2511.41
May 2511.46
Apr 2511.49
Apr 2511.33
Apr 2511.49
Apr 2511.68
Mar 2512.04
Mar 2512.06
Mar 2511.39
Mar 2511.39
Feb 2511.49
Feb 2511.56
Feb 2511.57
Feb 2511.49
Jan 2511.49
Jan 2511.55
Jan 2511.57
Jan 2511.57
Jan 2511.89
Dec 2412
Dec 2412.1
Dec 2411.93
Dec 2411.93
Nov 2411.89
Nov 2411.89
Nov 2411.75
Nov 2411.94
Nov 2411.58
Oct 2411.43
Oct 2411.39
Price to Book
11.11.21.31.4med 1.15Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
EMYB Price to Book by quarter
PeriodPrice to Book
Sep 261.32
Sep 261.32
Aug 261.32
Aug 261.33
Aug 261.33
Aug 261.37
Jul 261.37
Jul 261.37
Jul 261.38
Jul 261.31
Jul 261.31
Jun 261.32
Jun 261.33
Jun 261.3
Jun 261.29
May 261.26
May 261.26
May 261.24
May 261.22
May 261.19
Apr 261.19
Apr 261.18
Apr 261.19
Apr 261.17
Mar 261.17
Mar 261.17
Mar 261.24
Mar 261.25
Feb 261.27
Feb 261.27
Feb 261.24
Feb 261.24
Jan 261.16
Jan 261.18
Jan 261.15
Jan 261.14
Jan 261.14
Dec 251.15
Dec 251.15
Dec 251.13
Dec 251.11
Nov 251.1
Nov 251.1
Nov 251.08
Nov 251.16
Oct 251.17
Oct 251.15
Oct 251.15
Oct 251.16
Oct 251.16
Sep 251.16
Sep 251.16
Sep 251.16
Sep 251.16
Aug 251.16
Aug 251.14
Aug 251.07
Aug 251.08
Aug 251.08
Jul 251.09
Jul 251.09
Jul 251.09
Jul 251.1
Jun 251.1
Jun 251.11
Jun 251.07
Jun 251.05
May 251.05
May 251.03
May 251.01
May 251.07
May 251.07
Apr 251.07
Apr 251.06
Apr 251.07
Apr 251.09
Mar 251.12
Mar 251.13
Mar 251.05
Mar 251.05
Feb 251.06
Feb 251.06
Feb 251.06
Feb 251.06
Jan 251.06
Jan 251.06
Jan 251.06
Jan 251.06
Jan 251.09
Dec 241.1
Dec 241.11
Dec 241.1
Dec 241.1
Nov 241.09
Nov 241.09
Nov 241.08
Nov 241.22
Nov 241.19
Oct 241.17
Oct 241.17
Embassy Bancorp, Inc.
EMYB
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News: EMYB

Embassy Bancorp, Inc. Announces Results of Operations as of and for the Three and Six Months Ended June 30, 2026

globenewswire.com · 25 Aug 2026

Embassy Bancorp, Inc. Announces Results of Operations as of and for the Three and Six Months Ended June 30, 2026

BETHLEHEM, Pa., Aug. 25, 2026 (GLOBE NEWSWIRE) -- On August 13, 2026, Embassy Bancorp, Inc. (OTCQX: EMYB) (the “Company”) filed its Quarterly Report on Form 10-Q for the period ended June 30, 2026, a copy of which can be found at  https://investors.embassybank.com/sec-filings/documents/default.aspx.

Embassy Bancorp, Inc. Ranked 94th Among Nation's Top 200 Publicly Traded Community Banks by American Banker

globenewswire.com · 4 Aug 2026

Embassy Bancorp, Inc. Ranked 94th Among Nation's Top 200 Publicly Traded Community Banks by American Banker

BETHLEHEM, Pa., Aug. 04, 2026 (GLOBE NEWSWIRE) -- Embassy Bancorp, Inc., the parent company of Embassy Bank for the Lehigh Valley, announced today that it has been ranked 94th among the top 200 publicly traded community banks and thrifts nationwide in a peer analysis published in the July 2026 edition of American Banker magazine.

Embassy Bancorp, Inc. Announces Annual Cash Dividend

globenewswire.com · 17 Jun 2026

Embassy Bancorp, Inc. Announces Annual Cash Dividend

BETHLEHEM, Pa., June 17, 2026 (GLOBE NEWSWIRE) -- Embassy Bancorp, Inc. (OTCQX: EMYB) announced today that its Board of Directors has declared an annual cash dividend of $0.55 per share, payable on July 14, 2026, to shareholders of record on June 26, 2026.

Embassy Bancorp, Inc. Announces Annual Cash Dividend

globenewswire.com · 17 Jun 2026

Embassy Bancorp, Inc. Announces Annual Cash Dividend

BETHLEHEM, Pa. , June 17, 2026 (GLOBE NEWSWIRE) -- Embassy Bancorp, Inc. (OTCQX: EMYB) announced today that its Board of Directors has declared an annual cash dividend of $0. 55 per share, payable on July 14, 2026, to shareholders of record on June 26, 2026.

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