Home / CZNL : OTC

AI Analysis Fundamentals Valuation Video Analysis News Similar

AI Analysis

How does CZNL make money? Does CZNL have pricing power? What's the Earnings Whisper? Will CZNL profit more as the business scales? What is CZNL's management track record? Is CZNL's current price justified?

Citizens National Corporation

$87 +$38.00 (+77.55%)

OTC · 14 Sep 2026 20:00 UTC

Previous Close

$87

Day Range

$87 - $87

Year Range

$42.24$89.86

Market Cap

84.99M

AVG Volume

351

Trailing/Forward PE

14.9/-

PEG ratio

0.54

Dividend Yield

1.17%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

CZNL Revenue (USD) by quarter
Period	Revenue (USD)
06 Q1	6.09M
05 Q4	5.91M
05 Q3	5.7M
05 Q2	5.31M
05 Q1	4.94M
04 Q4	5.32M
04 Q3	4.63M
04 Q2	4.65M
04 Q1	4.49M
93 Q3	0

Net Income (USD)

CZNL Net Income (USD) by quarter
Period	Net Income (USD)
06 Q1	1.06M
05 Q4	915K
05 Q3	1.14M
05 Q2	966K
05 Q1	880K
04 Q4	626K
04 Q3	789K
04 Q2	945K
04 Q1	788K
93 Q3	900K

Operating Income (USD)

CZNL Operating Income (USD) by quarter
Period	Operating Income (USD)
06 Q1	1.45M
05 Q4	1.17M
05 Q3	1.48M
05 Q2	1.24M
05 Q1	1.16M
04 Q4	845K
04 Q3	1.1M
04 Q2	1.29M
04 Q1	1.05M
93 Q3	0

EBITDA (USD)

CZNL EBITDA (USD) by quarter
Period	EBITDA (USD)
06 Q1	1.45M
05 Q4	1.17M
05 Q3	1.48M
05 Q2	1.24M
05 Q1	1.16M
04 Q4	845K
04 Q3	1.1M
04 Q2	1.29M
04 Q1	1.05M
93 Q3	0

Cash Flows (USD)

CZNL Cash Flows (USD) by quarter
Period	Cash Flows (USD)
05 Q4	4.6M
04 Q4	4.58M

EPS (USD)

CZNL EPS (USD) by quarter
Period	EPS (USD)
06 Q1	1.03
05 Q4	0.91
05 Q3	1.1
05 Q2	0.93
05 Q1	0.84
04 Q4	0.62
04 Q3	0.75
04 Q2	0.9
04 Q1	0.75
93 Q3	0.2

Expenses (USD)

CZNL Expenses (USD) by quarter
Period	Expenses (USD)
06 Q1	1.35M
05 Q4	1.32M
05 Q3	1.43M
05 Q2	1.51M
05 Q1	1.28M
04 Q4	1.71M
04 Q3	1.14M
04 Q2	1.07M
04 Q1	1.16M
93 Q3	0

Cash & Debt (USD)

CZNL Cash & Debt (USD) by quarter
Period	Cash & Debt (USD)
06 Q1	13.12M
05 Q4	11.86M
05 Q3	11.87M
05 Q2	14.46M
05 Q1	13.83M
04 Q4	12.9M
04 Q3	13.71M
04 Q2	11.77M
04 Q1	11.87M
92 Q3	56.9M

Debt ratios

CZNL Debt ratios by quarter
Period	Debt ratios
06 Q1	-1.3
05 Q4	-1.11
05 Q3	-1.62
05 Q2	-0.64
05 Q1	-3.14
04 Q4	-3.01
04 Q3	-3.98
04 Q2	1.17
04 Q1	-11.31

Margins

CZNL Margins by quarter
Period	Margins
06 Q1	68.24%
05 Q4	68.65%
05 Q3	73.7%
05 Q2	75.1%
05 Q1	75.34%
04 Q4	78.77%
04 Q3	75.74%
04 Q2	77.42%
04 Q1	76.39%
92 Q3	10.67%

Return on Capital

CZNL Return on Capital by quarter
Period	Return on Capital
06 Q1	3.39%
05 Q4	2.97%
05 Q3	3.78%
05 Q2	3.28%
05 Q1	3.11%
04 Q4	2.19%
04 Q3	2.85%
04 Q2	3.64%
04 Q1	2.91%
92 Q3	13.84%

Shares Outstanding

CZNL Shares Outstanding by quarter
Period	Shares Outstanding
06 Q1	1.03M
05 Q4	1M
05 Q3	1.04M
05 Q2	1.04M
05 Q1	1.04M
04 Q4	1.01M
04 Q3	1.05M
04 Q2	1.05M
04 Q1	1.05M
93 Q3	4.5M

Dividends (USD)

CZNL Dividends (USD) by quarter
Period	Dividends (USD)
Sep 26	0.26
Jun 26	0.26
Mar 26	0.25
Dec 25	0.25
Sep 25	0.25
Jun 25	0.25
Mar 25	0.25
Dec 24	0.25
Sep 24	0.25
Jun 24	0.24

Book Value Per Share (USD)

CZNL Book Value Per Share (USD) by quarter
Period	Book Value Per Share (USD)
06 Q1	30.37
05 Q4	30.64
05 Q3	28.97
05 Q2	28.23
05 Q1	27.14
04 Q4	28.22
04 Q3	26.27
04 Q2	24.6
04 Q1	25.73
92 Q3	3.98

Total Assets (USD)

CZNL Total Assets (USD) by quarter
Period	Total Assets (USD)
06 Q1	364.17M
05 Q4	355.68M
05 Q3	345.31M
05 Q2	344.1M
05 Q1	342.87M
04 Q4	337.94M
04 Q3	341.4M
04 Q2	342.13M
04 Q1	332.82M
92 Q3	247.8M

PE Ratio

CZNL PE Ratio by quarter
Period	PE Ratio
Sep 26	22.01
Sep 26	22.01
Sep 26	22.01
Aug 26	22.01
Aug 26	22.51
Aug 26	22.51
Aug 26	22.72
Jul 26	22.36
Jul 26	21.5
Jul 26	21.5
Jul 26	21.5
Jul 26	21.49
Jun 26	19.73
Jun 26	19.73
Jun 26	19.73
Jun 26	19.73
May 26	19.73
May 26	19.48
May 26	19.48
May 26	19.48
May 26	19.48
Apr 26	19.48
Apr 26	13.41
Apr 26	13.41
Apr 26	13.41
Mar 26	13.41
Mar 26	13.41
Mar 26	13.41
Mar 26	13.15
Feb 26	13.15
Feb 26	13.15
Feb 26	13.15
Feb 26	13.15
Jan 26	13.15
Jan 26	13.15
Jan 26	13.15
Jan 26	13.15
Jan 26	12.39
Dec 25	12.39
Dec 25	12.39
Dec 25	12.39
Dec 25	12.39
Nov 25	12.39
Nov 25	12.39
Nov 25	11.63
Nov 25	11.63
Oct 25	11.63
Oct 25	11.63
Oct 25	10.68
Oct 25	10.68
Oct 25	10.68
Sep 25	10.68
Sep 25	10.68
Sep 25	10.68
Sep 25	10.68
Aug 25	10.68
Aug 25	10.68
Aug 25	10.68
Aug 25	10.68
Aug 25	10.68
Jul 25	10.68
Jul 25	10.68
Jul 25	10.68
Jul 25	10.68
Jun 25	10.68
Jun 25	10.68
Jun 25	10.68
Jun 25	10.68
May 25	10.68
May 25	10.68
May 25	10.84
May 25	10.84
May 25	11.34
Apr 25	11.34
Apr 25	11.34
Apr 25	11.34
Apr 25	11.34
Mar 25	11.34
Mar 25	11.32
Mar 25	11.32
Mar 25	11.32
Feb 25	11.32
Feb 25	11.32
Feb 25	11.32
Feb 25	11.32
Jan 25	11.32
Jan 25	11.32
Jan 25	11.38
Jan 25	11.47
Jan 25	11.64
Dec 24	11.64
Dec 24	11.64
Dec 24	11.64
Dec 24	11.07
Nov 24	10.88
Nov 24	10.88
Nov 24	10.62
Nov 24	10.62
Nov 24	10.62
Oct 24	10.62

Price to Sales

CZNL Price to Sales by quarter
Period	Price to Sales
Sep 26	3.91
Sep 26	3.91
Sep 26	3.91
Aug 26	3.91
Aug 26	4
Aug 26	4
Aug 26	4.04
Jul 26	3.97
Jul 26	3.82
Jul 26	3.82
Jul 26	3.82
Jul 26	3.82
Jun 26	3.5
Jun 26	3.5
Jun 26	3.5
Jun 26	3.5
May 26	3.5
May 26	3.46
May 26	3.46
May 26	3.46
May 26	3.46
Apr 26	3.46
Apr 26	2.38
Apr 26	2.38
Apr 26	2.38
Mar 26	2.38
Mar 26	2.38
Mar 26	2.38
Mar 26	2.34
Feb 26	2.34
Feb 26	2.34
Feb 26	2.34
Feb 26	2.34
Jan 26	2.34
Jan 26	2.34
Jan 26	2.34
Jan 26	2.34
Jan 26	2.2
Dec 25	2.2
Dec 25	2.2
Dec 25	2.2
Dec 25	2.2
Nov 25	2.2
Nov 25	2.2
Nov 25	2.07
Nov 25	2.07
Oct 25	2.07
Oct 25	2.07
Oct 25	1.9
Oct 25	1.9
Oct 25	1.9
Sep 25	1.9
Sep 25	1.9
Sep 25	1.9
Sep 25	1.9
Aug 25	1.9
Aug 25	1.9
Aug 25	1.9
Aug 25	1.9
Aug 25	1.9
Jul 25	1.9
Jul 25	1.9
Jul 25	1.9
Jul 25	1.9
Jun 25	1.9
Jun 25	1.9
Jun 25	1.9
Jun 25	1.9
May 25	1.9
May 25	1.9
May 25	1.93
May 25	1.93
May 25	2.01
Apr 25	2.01
Apr 25	2.01
Apr 25	2.01
Apr 25	2.01
Mar 25	2.01
Mar 25	2.01
Mar 25	2.01
Mar 25	2.01
Feb 25	2.01
Feb 25	2.01
Feb 25	2.01
Feb 25	2.01
Jan 25	2.01
Jan 25	2.01
Jan 25	2.02
Jan 25	2.04
Jan 25	2.07
Dec 24	2.07
Dec 24	2.07
Dec 24	2.07
Dec 24	1.97
Nov 24	1.93
Nov 24	1.93
Nov 24	1.89
Nov 24	1.89
Nov 24	1.89
Oct 24	1.89

EV/EBITDA

CZNL EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	15.56
Sep 26	15.56
Sep 26	15.56
Aug 26	15.56
Aug 26	15.94
Aug 26	15.94
Aug 26	16.1
Jul 26	15.82
Jul 26	15.17
Jul 26	15.17
Jul 26	15.17
Jul 26	15.16
Jun 26	13.81
Jun 26	13.81
Jun 26	13.81
Jun 26	13.81
May 26	13.81
May 26	13.62
May 26	13.62
May 26	13.62
May 26	13.62
Apr 26	13.62
Apr 26	8.97
Apr 26	8.97
Apr 26	8.97
Mar 26	8.97
Mar 26	8.97
Mar 26	8.97
Mar 26	8.78
Feb 26	8.78
Feb 26	8.77
Feb 26	8.77
Feb 26	8.77
Jan 26	8.77
Jan 26	8.77
Jan 26	8.77
Jan 26	8.77
Jan 26	8.19
Dec 25	8.19
Dec 25	8.19
Dec 25	8.19
Dec 25	8.19
Nov 25	8.19
Nov 25	8.19
Nov 25	7.61
Nov 25	7.61
Oct 25	7.61
Oct 25	7.61
Oct 25	6.89
Oct 25	6.89
Oct 25	6.89
Sep 25	6.89
Sep 25	6.89
Sep 25	6.89
Sep 25	6.89
Aug 25	6.89
Aug 25	6.89
Aug 25	6.89
Aug 25	6.89
Aug 25	6.89
Jul 25	6.89
Jul 25	6.89
Jul 25	6.89
Jul 25	6.89
Jun 25	6.89
Jun 25	6.89
Jun 25	6.89
Jun 25	6.89
May 25	6.89
May 25	6.89
May 25	7
May 25	7
May 25	7.39
Apr 25	7.39
Apr 25	7.39
Apr 25	7.39
Apr 25	7.39
Mar 25	7.39
Mar 25	7.37
Mar 25	7.37
Mar 25	7.37
Feb 25	7.37
Feb 25	7.37
Feb 25	7.37
Feb 25	7.37
Jan 25	7.37
Jan 25	7.37
Jan 25	7.42
Jan 25	7.49
Jan 25	7.61
Dec 24	7.61
Dec 24	7.61
Dec 24	7.61
Dec 24	7.18
Nov 24	7.03
Nov 24	7.03
Nov 24	6.84
Nov 24	6.84
Nov 24	6.84
Oct 24	6.84

Price to Book

CZNL Price to Book by quarter
Period	Price to Book
Sep 26	2.86
Sep 26	2.86
Sep 26	2.86
Aug 26	2.86
Aug 26	2.93
Aug 26	2.93
Aug 26	2.96
Jul 26	2.91
Jul 26	2.8
Jul 26	2.8
Jul 26	2.8
Jul 26	2.8
Jun 26	2.57
Jun 26	2.57
Jun 26	2.57
Jun 26	2.57
May 26	2.57
May 26	2.54
May 26	2.54
May 26	2.54
May 26	2.54
Apr 26	2.54
Apr 26	1.75
Apr 26	1.75
Apr 26	1.75
Mar 26	1.75
Mar 26	1.75
Mar 26	1.75
Mar 26	1.71
Feb 26	1.71
Feb 26	1.71
Feb 26	1.71
Feb 26	1.71
Jan 26	1.71
Jan 26	1.71
Jan 26	1.71
Jan 26	1.71
Jan 26	1.61
Dec 25	1.61
Dec 25	1.61
Dec 25	1.61
Dec 25	1.61
Nov 25	1.61
Nov 25	1.61
Nov 25	1.51
Nov 25	1.51
Oct 25	1.51
Oct 25	1.51
Oct 25	1.39
Oct 25	1.39
Oct 25	1.39
Sep 25	1.39
Sep 25	1.39
Sep 25	1.39
Sep 25	1.39
Aug 25	1.39
Aug 25	1.39
Aug 25	1.39
Aug 25	1.39
Aug 25	1.39
Jul 25	1.39
Jul 25	1.39
Jul 25	1.39
Jul 25	1.39
Jun 25	1.39
Jun 25	1.39
Jun 25	1.39
Jun 25	1.39
May 25	1.39
May 25	1.39
May 25	1.41
May 25	1.41
May 25	1.48
Apr 25	1.48
Apr 25	1.48
Apr 25	1.48
Apr 25	1.48
Mar 25	1.48
Mar 25	1.47
Mar 25	1.47
Mar 25	1.47
Feb 25	1.47
Feb 25	1.47
Feb 25	1.47
Feb 25	1.47
Jan 25	1.47
Jan 25	1.47
Jan 25	1.48
Jan 25	1.49
Jan 25	1.51
Dec 24	1.51
Dec 24	1.51
Dec 24	1.51
Dec 24	1.44
Nov 24	1.42
Nov 24	1.42
Nov 24	1.38
Nov 24	1.38
Nov 24	1.38
Oct 24	1.38

No video analysis for this stock yet. Request one from our team.

News: CZNL

gurufocus.com · 15 Jun 2026

SHAREHOLDER ALERT: The M&A Class Action Firm Continues to Investigate the Merger--CZNL, NSA, CNBN, and ESQ

SHAREHOLDER ALERT: The M&A Class Action Firm Continues to Investigate the Merger--CZNL, NSA, CNBN, and ESQ PR Newswire

AI Analysis

Citizens National Corporation

Video analysis: CZNL

News: CZNL

SHAREHOLDER ALERT: The M&A Class Action Firm Continues to Investigate the Merger--CZNL, NSA, CNBN, and ESQ

Similar companies