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Citizens Bancorp of Virginia, Inc.

$43.51 +$10.00 (+29.84%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$43.51

Day Range

$42.8$43.51

Year Range

$31.5$43.51

Market Cap

91.72M

AVG Volume

1.2K

Trailing/Forward PE

8.65/-

PEG ratio

0.53

Dividend Yield

2.71%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

CZBT Revenue (USD) by year
Period	Revenue (USD)
2025	28.8M
2024	27.6M
2023	25.52M
2022	22.63M
2021	18.35M
2020	16.35M
2019	17.02M
2018	15.61M
2017	14.4M
2016	13.95M

Net Income (USD)

CZBT Net Income (USD) by year
Period	Net Income (USD)
2025	9.63M
2024	8.56M
2023	8.5M
2022	8.16M
2021	5.63M
2020	5.02M
2019	5.06M
2018	4.57M
2017	3.5M
2016	3.5M

Operating Income (USD)

CZBT Operating Income (USD) by year
Period	Operating Income (USD)
2025	13.78M
2024	13.29M
2023	10.66M
2022	9.76M
2021	6.9M
2020	6.02M
2019	6.11M
2018	5.45M
2017	5.2M
2016	4.85M

EBITDA (USD)

CZBT EBITDA (USD) by year
Period	EBITDA (USD)
2025	11.9M
2024	10.65M
2023	10.5M
2022	10.16M
2021	6.96M
2020	6.15M
2019	6.15M
2018	5.75M
2017	5.2M
2016	3.51M

EPS (USD)

CZBT EPS (USD) by year
Period	EPS (USD)
2025	4.57
2024	4.05
2023	4.01
2022	3.83
2021	2.63
2020	2.32
2019	2.33
2018	2.1
2017	1.61
2016	1.6

Expenses (USD)

CZBT Expenses (USD) by year
Period	Expenses (USD)
2025	9.25M
2024	8.35M
2023	9.68M
2022	9.41M
2021	7.92M
2020	7.5M
2019	8.26M
2018	7.67M
2017	6.84M
2016	6.59M

Cash & Debt (USD)

CZBT Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	5.66M
2024	6.85M
2023	47.34M
2022	82.75M
2021	82.76M
2020	56.92M
2019	41.28M
2018	41.86M
2017	60.4M
2016	63.79M

Debt ratios

CZBT Debt ratios by year
Period	Debt ratios
2025	0.06
2024	0.09
2023	-1.24
2022	-2.52
2021	-3.01
2020	-2.45
2019	-2
2018	-2.89

Margins

CZBT Margins by year
Period	Margins
2025	87.14%
2024	83.3%
2023	100%
2022	98.62%
2021	100%
2020	100%
2019	100%
2018	100%
2017	100%
2016	100%

Return on Capital

CZBT Return on Capital by year
Period	Return on Capital
2025	12.04%
2024	12.84%
2023	14.23%
2022	16.38%
2021	9.38%
2020	8.61%
2019	9.17%
2018	8.9%
2017	7.19%
2016	7.4%

Shares Outstanding

CZBT Shares Outstanding by year
Period	Shares Outstanding
2025	2.1M
2024	2.11M
2023	2.12M
2022	2.13M
2021	2.13M
2020	2.15M
2019	2.17M
2018	2.18M
2017	2.18M
2016	2.19M

Dividends (USD)

CZBT Dividends (USD) by year
Period	Dividends (USD)
2026	0.89
2025	1.13
2024	0.82
2023	1.07
2022	1.02
2021	0.99
2020	0.96
2019	0.94
2018	0.88
2017	0.82

Book Value Per Share (USD)

CZBT Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	38.01
2024	31.63
2023	28.11
2022	23.44
2021	28.14
2020	27.19
2019	25.44
2018	23.5
2017	22.31
2016	21.65

Total Assets (USD)

CZBT Total Assets (USD) by year
Period	Total Assets (USD)
2025	578.57M
2024	553.56M
2023	555.01M
2022	574.56M
2021	567.35M
2020	493.14M
2019	412.07M
2018	393.02M
2017	375.53M
2016	365.35M

PE Ratio

CZBT PE Ratio by year
Period	PE Ratio
Sep 26	9.27
Sep 26	9.27
Aug 26	9.27
Aug 26	9.17
Aug 26	9.13
Aug 26	8.85
Jul 26	8.95
Jul 26	8.53
Jul 26	8.32
Jul 26	8.31
Jul 26	8.23
Jun 26	8.68
Jun 26	8.52
Jun 26	8.47
Jun 26	8.39
May 26	8.45
May 26	8.52
May 26	8.52
May 26	8.52
May 26	8.52
Apr 26	8.52
Apr 26	8.9
Apr 26	7.76
Apr 26	8.3
Mar 26	8.41
Mar 26	8.4
Mar 26	8.29
Mar 26	8.4
Feb 26	8.02
Feb 26	7.75
Feb 26	8.04
Feb 26	7.68
Jan 26	7.64
Jan 26	7.54
Jan 26	7.6
Jan 26	7.53
Jan 26	7.51
Dec 25	7.86
Dec 25	7.8
Dec 25	7.78
Dec 25	7.86
Nov 25	7.43
Nov 25	7.63
Nov 25	7.58
Nov 25	7.57
Oct 25	7.63
Oct 25	7.57
Oct 25	7.71
Oct 25	7.28
Oct 25	7.34
Sep 25	7.63
Sep 25	7.63
Sep 25	7.57
Sep 25	7.57
Aug 25	7.53
Aug 25	7.51
Aug 25	7.33
Aug 25	7.96
Aug 25	7.29
Jul 25	7.33
Jul 25	6.97
Jul 25	7.19
Jul 25	7.09
Jun 25	7.07
Jun 25	6.91
Jun 25	7.08
Jun 25	7.08
May 25	7.08
May 25	6.97
May 25	7.06
May 25	7.06
May 25	7.09
Apr 25	6.84
Apr 25	6.79
Apr 25	6.37
Apr 25	6.52
Mar 25	7.22
Mar 25	7.19
Mar 25	7.29
Mar 25	7.29
Feb 25	7.32
Feb 25	7.32
Feb 25	7.36
Feb 25	7.45
Jan 25	7.5
Jan 25	7.63
Jan 25	7.58
Jan 25	7.58
Jan 25	7.71
Dec 24	7.69
Dec 24	7.7
Dec 24	7.69
Dec 24	7.56
Nov 24	7.94
Nov 24	7.94
Nov 24	7.69
Nov 24	7.56
Nov 24	7.3
Oct 24	7.43
Oct 24	7.43

Price to Sales

CZBT Price to Sales by year
Period	Price to Sales
Sep 26	3.11
Sep 26	3.11
Aug 26	3.11
Aug 26	3.07
Aug 26	3.06
Aug 26	2.97
Jul 26	3
Jul 26	2.86
Jul 26	2.79
Jul 26	2.79
Jul 26	2.76
Jun 26	2.9
Jun 26	2.85
Jun 26	2.83
Jun 26	2.81
May 26	2.83
May 26	2.85
May 26	2.85
May 26	2.85
May 26	2.85
Apr 26	2.85
Apr 26	2.98
Apr 26	2.6
Apr 26	2.78
Mar 26	2.8
Mar 26	2.8
Mar 26	2.76
Mar 26	2.8
Feb 26	2.67
Feb 26	2.58
Feb 26	2.68
Feb 26	2.56
Jan 26	2.55
Jan 26	2.51
Jan 26	2.53
Jan 26	2.51
Jan 26	2.5
Dec 25	2.6
Dec 25	2.58
Dec 25	2.58
Dec 25	2.6
Nov 25	2.46
Nov 25	2.52
Nov 25	2.51
Nov 25	2.51
Oct 25	2.52
Oct 25	2.51
Oct 25	2.55
Oct 25	2.41
Oct 25	2.43
Sep 25	2.37
Sep 25	2.37
Sep 25	2.36
Sep 25	2.36
Aug 25	2.34
Aug 25	2.34
Aug 25	2.28
Aug 25	2.48
Aug 25	2.27
Jul 25	2.28
Jul 25	2.17
Jul 25	2.24
Jul 25	2.21
Jun 25	2.19
Jun 25	2.14
Jun 25	2.2
Jun 25	2.2
May 25	2.2
May 25	2.16
May 25	2.19
May 25	2.19
May 25	2.2
Apr 25	2.12
Apr 25	2.11
Apr 25	1.98
Apr 25	2.02
Mar 25	2.15
Mar 25	2.14
Mar 25	2.17
Mar 25	2.17
Feb 25	2.18
Feb 25	2.18
Feb 25	2.19
Feb 25	2.22
Jan 25	2.23
Jan 25	2.27
Jan 25	2.26
Jan 25	2.26
Jan 25	2.3
Dec 24	2.36
Dec 24	2.36
Dec 24	2.36
Dec 24	2.32
Nov 24	2.44
Nov 24	2.44
Nov 24	2.36
Nov 24	2.32
Nov 24	2.24
Oct 24	2.28
Oct 24	2.28

EV/EBITDA

CZBT EV/EBITDA by year
Period	EV/EBITDA
Sep 26	7.24
Sep 26	7.24
Aug 26	7.24
Aug 26	7.15
Aug 26	7.13
Aug 26	6.9
Jul 26	6.98
Jul 26	6.64
Jul 26	6.47
Jul 26	6.46
Jul 26	6.39
Jun 26	7.23
Jun 26	7.1
Jun 26	7.06
Jun 26	6.99
May 26	7.05
May 26	7.1
May 26	7.1
May 26	7.1
May 26	7.1
Apr 26	7.1
Apr 26	7.41
Apr 26	6.49
Apr 26	6.92
Mar 26	6.9
Mar 26	6.89
Mar 26	6.81
Mar 26	6.9
Feb 26	6.59
Feb 26	6.37
Feb 26	6.61
Feb 26	6.31
Jan 26	6.29
Jan 26	6.2
Jan 26	6.25
Jan 26	6.2
Jan 26	6.18
Dec 25	3.32
Dec 25	3.27
Dec 25	3.26
Dec 25	3.32
Nov 25	2.97
Nov 25	3.13
Nov 25	3.09
Nov 25	3.08
Oct 25	3.13
Oct 25	3.08
Oct 25	3.2
Oct 25	2.85
Oct 25	2.9
Sep 25	2.41
Sep 25	2.41
Sep 25	2.37
Sep 25	2.37
Aug 25	2.34
Aug 25	2.32
Aug 25	2.17
Aug 25	2.68
Aug 25	2.14
Jul 25	2.17
Jul 25	1.88
Jul 25	2.06
Jul 25	1.98
Jun 25	5.99
Jun 25	5.86
Jun 25	6
Jun 25	6
May 25	6
May 25	5.91
May 25	5.99
May 25	5.98
May 25	6.01
Apr 25	5.81
Apr 25	5.77
Apr 25	5.43
Apr 25	5.55
Mar 25	5.66
Mar 25	5.64
Mar 25	5.72
Mar 25	5.72
Feb 25	5.74
Feb 25	5.74
Feb 25	5.77
Feb 25	5.85
Jan 25	5.89
Jan 25	6
Jan 25	5.95
Jan 25	5.95
Jan 25	6.06
Dec 24	6.18
Dec 24	6.19
Dec 24	6.18
Dec 24	6.08
Nov 24	6.39
Nov 24	6.39
Nov 24	6.18
Nov 24	6.08
Nov 24	5.87
Oct 24	5.97
Oct 24	5.97

Price to Book

CZBT Price to Book by year
Period	Price to Book
Sep 26	1.13
Sep 26	1.13
Aug 26	1.13
Aug 26	1.12
Aug 26	1.11
Aug 26	1.08
Jul 26	1.09
Jul 26	1.04
Jul 26	1.01
Jul 26	1.01
Jul 26	1
Jun 26	1.05
Jun 26	1.03
Jun 26	1.02
Jun 26	1.01
May 26	1.02
May 26	1.03
May 26	1.03
May 26	1.03
May 26	1.03
Apr 26	1.03
Apr 26	1.07
Apr 26	0.94
Apr 26	1
Mar 26	1.02
Mar 26	1.02
Mar 26	1.01
Mar 26	1.02
Feb 26	0.98
Feb 26	0.94
Feb 26	0.98
Feb 26	0.93
Jan 26	0.93
Jan 26	0.92
Jan 26	0.92
Jan 26	0.92
Jan 26	0.91
Dec 25	0.97
Dec 25	0.97
Dec 25	0.96
Dec 25	0.97
Nov 25	0.92
Nov 25	0.95
Nov 25	0.94
Nov 25	0.94
Oct 25	0.95
Oct 25	0.94
Oct 25	0.96
Oct 25	0.9
Oct 25	0.91
Sep 25	0.95
Sep 25	0.95
Sep 25	0.94
Sep 25	0.94
Aug 25	0.93
Aug 25	0.93
Aug 25	0.91
Aug 25	0.99
Aug 25	0.9
Jul 25	0.91
Jul 25	0.86
Jul 25	0.89
Jul 25	0.88
Jun 25	0.91
Jun 25	0.89
Jun 25	0.91
Jun 25	0.91
May 25	0.91
May 25	0.89
May 25	0.91
May 25	0.91
May 25	0.91
Apr 25	0.88
Apr 25	0.87
Apr 25	0.82
Apr 25	0.84
Mar 25	0.85
Mar 25	0.85
Mar 25	0.86
Mar 25	0.86
Feb 25	0.87
Feb 25	0.87
Feb 25	0.87
Feb 25	0.88
Jan 25	0.89
Jan 25	0.9
Jan 25	0.9
Jan 25	0.9
Jan 25	0.91
Dec 24	1.03
Dec 24	1.03
Dec 24	1.03
Dec 24	1.01
Nov 24	1.06
Nov 24	1.06
Nov 24	1.03
Nov 24	1.01
Nov 24	0.98
Oct 24	1
Oct 24	1

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Citizens Bancorp of Virginia, Inc.

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