Home / CULL : OTC

AI Analysis Fundamentals Valuation Video Analysis Similar

AI Analysis

How does CULL make money? Does CULL have pricing power? What's the Earnings Whisper? Will CULL profit more as the business scales? What is CULL's management track record? Is CULL's current price justified?

Cullman Bancorp, Inc.

$16.81 +$4.31 (+34.48%)

OTC · 15 Sep 2026 13:46 UTC

Previous Close

$17.05

Day Range

$16.8$17.05

Year Range

$11.25$17.05

Market Cap

96.61M

AVG Volume

2.37K

Trailing/Forward PE

23.68/-

PEG ratio

1.44

Dividend Yield

0.71%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

CULL Revenue (USD) by year
Period	Revenue (USD)
2025	24.78M
2023	21.17M
2022	18.21M
2021	14.88M
2020	15.62M
2019	12.62M
2018	12.75M
2017	11.98M
2016	10.9M
2015	9.85M

Net Income (USD)

CULL Net Income (USD) by year
Period	Net Income (USD)
2025	4.04M
2023	3.95M
2022	4.18M
2021	1.75M
2020	3.55M
2019	3.73M
2018	3.84M
2017	2.64M
2016	2.73M
2015	2.4M

Operating Income (USD)

CULL Operating Income (USD) by year
Period	Operating Income (USD)
2025	5.12M
2023	5.05M
2022	5.28M
2021	2.09M
2020	4.5M
2019	4.79M
2018	4.88M
2017	4.45M
2016	4.17M
2015	3.56M

EBITDA (USD)

CULL EBITDA (USD) by year
Period	EBITDA (USD)
2025	5.12M
2023	5.52M
2022	5.62M
2021	2.57M
2020	5.08M
2019	0
2018	0
2017	0
2016	0
2015	0

Cash Flows (USD)

CULL Cash Flows (USD) by year
Period	Cash Flows (USD)
2025	0
2023	2.23M
2022	4.03M
2021	3.8M
2020	3.01M
2019	0
2018	0
2017	0
2016	0
2015	0

EPS (USD)

CULL EPS (USD) by year
Period	EPS (USD)
2025	0.63
2023	0.54
2022	0.59
2021	0.25
2020	0.52
2019	0.14
2018	0
2017	1.03
2016	1.07
2015	0

Expenses (USD)

CULL Expenses (USD) by year
Period	Expenses (USD)
2025	8.92M
2023	11.7M
2022	9.59M
2021	7.92M
2020	6.07M
2019	7.42M
2018	0
2017	0
2016	0
2015	0

Cash & Debt (USD)

CULL Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2025	2.96M
2023	32.74M
2022	36.22M
2021	23.53M
2020	22.01M
2019	6.1M

Debt ratios

CULL Debt ratios by year
Period	Debt ratios
2025	2.23
2023	0.12
2022	-0.85
2021	-0.66
2020	6.2

Margins

CULL Margins by year
Period	Margins
2025	71.44%
2023	78.41%
2022	90.1%
2021	87.6%
2020	80.67%
2019	100%
2018	100%
2017	100%
2016	100%
2015	100%

Return on Capital

CULL Return on Capital by year
Period	Return on Capital
2025	4.21%
2023	3.89%
2022	4.18%
2021	1.75%
2020	6.23%
2019	6.99%

Shares Outstanding

CULL Shares Outstanding by year
Period	Shares Outstanding
2025	5.64M
2023	7.92M
2022	7.09M
2021	6.66M
2020	6.59M
2019	6.81M
2018	0
2017	2.56M
2016	2.56M
2015	0

Dividends (USD)

CULL Dividends (USD) by year
Period	Dividends (USD)
2026	0.12
2025	0.12
2024	0.12
2023	0.12
2022	0.12
2021	0.12
2020	0.12
2019	0.12
2017	0.18
2016	0.09

Employee Count

CULL Employee Count by year
Period	Employee Count
2023	57
2022	59
2021	50

Book Value Per Share (USD)

CULL Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2025	17.05
2023	12.85
2022	14.13
2021	14.97
2020	8.63
2019	7.84

Total Assets (USD)

CULL Total Assets (USD) by year
Period	Total Assets (USD)
2025	434.61M
2023	411.64M
2022	423.23M
2021	354.71M
2020	331.4M
2019	298.06M

PE Ratio

CULL PE Ratio by year
Period	PE Ratio
Sep 26	24.53
Sep 26	24.45
Sep 26	24.45
Aug 26	23.91
Aug 26	23.73
Aug 26	23.73
Aug 26	23.73
Jul 26	23.36
Jul 26	23.23
Jul 26	23.02
Jul 26	23.02
Jul 26	22.44
Jun 26	21.62
Jun 26	21.62
Jun 26	21.62
Jun 26	21.62
May 26	21.13
May 26	20.92
May 26	20.92
May 26	20.01
May 26	20.01
Apr 26	19.8
Apr 26	19.52
Apr 26	18.99
Apr 26	18.83
Mar 26	20.48
Mar 26	20.16
Mar 26	19.87
Mar 26	19.87
Feb 26	20.01
Feb 26	19.57
Feb 26	18.96
Feb 26	19.49
Jan 26	18.96
Jan 26	18.96
Jan 26	19.71
Jan 26	18.96
Jan 26	18.96
Dec 25	18.48
Dec 25	18.4
Dec 25	18.48
Dec 25	18.1
Nov 25	17.88
Nov 25	17.73
Nov 25	17.82
Nov 25	17.73
Oct 25	17.53
Oct 25	17.35
Oct 25	17.35
Oct 25	17.35
Oct 25	17.35
Sep 25	20.98
Sep 25	20.85
Sep 25	20.52
Sep 25	20.06
Aug 25	20.06
Aug 25	19.97
Aug 25	20.05
Aug 25	20.06
Aug 25	19.61
Jul 25	20.06
Jul 25	19.61
Jul 25	19.52
Jul 25	19.43
Jun 25	18.58
Jun 25	18.49
Jun 25	18.22
Jun 25	18.19
May 25	18.22
May 25	18.22
May 25	18.4
May 25	18.22
May 25	18.13
Apr 25	18.05
Apr 25	18.08
Apr 25	17.94
Apr 25	17.96
Mar 25	17.81
Mar 25	17.78
Mar 25	17.64
Mar 25	17.86
Feb 25	17.85
Feb 25	17.81
Feb 25	17.46
Feb 25	17.53
Jan 25	17.37
Jan 25	16.82
Jan 25	16.57
Jan 25	16.59
Jan 25	16.71
Dec 24	17.72
Dec 24	17.53
Dec 24	17.98
Dec 24	17.99
Nov 24	18.27
Nov 24	18.09
Nov 24	17.98
Nov 24	18.05
Nov 24	17.9
Oct 24	18.03

Free Cash Flow Yield

CULL Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Dec 24	1.44%
Dec 24	1.46%
Dec 24	1.42%
Dec 24	1.42%
Nov 24	1.4%
Nov 24	1.41%
Nov 24	1.42%
Nov 24	1.42%
Nov 24	1.43%
Oct 24	1.42%
Oct 24	1.42%
Oct 24	1.44%
Oct 24	1.43%
Sep 24	1.44%
Sep 24	1.48%
Sep 24	1.49%
Sep 24	1.47%
Aug 24	1.46%
Aug 24	1.46%
Aug 24	1.5%
Aug 24	1.49%
Aug 24	1.55%
Jul 24	1.54%
Jul 24	1.43%
Jul 24	1.37%
Jul 24	1.35%
Jun 24	1.35%
Jun 24	1.37%
Jun 24	1.36%
Jun 24	1.35%
May 24	1.36%
May 24	1.36%
May 24	1.36%
May 24	2.75%
May 24	2.76%
Apr 24	2.74%
Apr 24	2.74%
Apr 24	2.71%
Apr 24	2.75%
Mar 24	2.83%
Mar 24	2.75%
Mar 24	4.84%
Mar 24	4.9%
Mar 24	4.87%
Feb 24	4.84%
Feb 24	4.89%
Feb 24	4.82%
Feb 24	4.81%
Jan 24	4.48%
Jan 24	4.81%
Jan 24	4.84%
Jan 24	4.86%
Dec 23	4.83%
Dec 23	4.74%
Dec 23	4.74%
Dec 23	4.83%
Dec 23	4.88%
Nov 23	4.92%
Nov 23	4.85%
Nov 23	4.94%
Nov 23	4.95%
Oct 23	5%
Oct 23	4.92%
Oct 23	4.97%
Oct 23	4.97%
Sep 23	4.88%
Sep 23	4.82%
Sep 23	4.76%
Sep 23	4.74%
Sep 23	4.76%
Aug 23	4.76%
Aug 23	4.79%
Aug 23	6.48%
Aug 23	6.42%
Jul 23	6.43%
Jul 23	6.48%
Jul 23	6.49%
Jul 23	6.46%
Jun 23	6.47%
Jun 23	6.47%
Jun 23	6.33%
Jun 23	6.5%
Jun 23	6.46%
May 23	6.46%
May 23	6.51%
May 23	6.56%
May 23	5.34%
Apr 23	5.35%
Apr 23	5.28%
Apr 23	5.26%
Apr 23	5.3%
Mar 23	5.28%
Mar 23	6.39%
Mar 23	6.48%
Mar 23	6.07%
Mar 23	5.93%
Feb 23	5.94%
Feb 23	5.95%
Feb 23	5.91%
Feb 23	5.91%

Price to Sales

CULL Price to Sales by year
Period	Price to Sales
Sep 26	3.72
Sep 26	3.71
Sep 26	3.71
Aug 26	3.63
Aug 26	3.6
Aug 26	3.6
Aug 26	3.6
Jul 26	3.54
Jul 26	3.52
Jul 26	3.49
Jul 26	3.49
Jul 26	3.4
Jun 26	3.53
Jun 26	3.53
Jun 26	3.53
Jun 26	3.53
May 26	3.45
May 26	3.42
May 26	3.42
May 26	3.27
May 26	3.27
Apr 26	3.23
Apr 26	3.19
Apr 26	3.1
Apr 26	3.07
Mar 26	3.29
Mar 26	3.24
Mar 26	3.19
Mar 26	3.19
Feb 26	3.21
Feb 26	3.14
Feb 26	3.04
Feb 26	3.13
Jan 26	3.04
Jan 26	3.04
Jan 26	3.16
Jan 26	3.04
Jan 26	3.04
Dec 25	2.97
Dec 25	2.96
Dec 25	2.97
Dec 25	2.91
Nov 25	2.88
Nov 25	2.85
Nov 25	2.87
Nov 25	2.85
Oct 25	2.82
Oct 25	2.79
Oct 25	2.79
Oct 25	2.79
Oct 25	2.79
Sep 25	3.31
Sep 25	3.29
Sep 25	3.24
Sep 25	3.16
Aug 25	3.16
Aug 25	3.15
Aug 25	3.16
Aug 25	3.16
Aug 25	3.09
Jul 25	3.16
Jul 25	3.09
Jul 25	3.08
Jul 25	3.06
Jun 25	2.97
Jun 25	2.95
Jun 25	2.91
Jun 25	2.91
May 25	2.91
May 25	2.91
May 25	2.94
May 25	2.91
May 25	2.9
Apr 25	2.88
Apr 25	2.89
Apr 25	2.87
Apr 25	2.87
Mar 25	2.98
Mar 25	2.97
Mar 25	2.95
Mar 25	2.99
Feb 25	2.99
Feb 25	2.98
Feb 25	2.92
Feb 25	2.93
Jan 25	2.91
Jan 25	2.81
Jan 25	2.77
Jan 25	2.77
Jan 25	2.8
Dec 24	2.99
Dec 24	2.96
Dec 24	3.04
Dec 24	3.04
Nov 24	3.09
Nov 24	3.06
Nov 24	3.04
Nov 24	3.05
Nov 24	3.02
Oct 24	3.05

EV/EBITDA

CULL EV/EBITDA by year
Period	EV/EBITDA
Sep 26	29.77
Sep 26	29.72
Sep 26	29.72
Aug 26	29.29
Aug 26	29.15
Aug 26	29.15
Aug 26	29.15
Jul 26	28.86
Jul 26	28.75
Jul 26	28.58
Jul 26	28.58
Jul 26	28.13
Jun 26	25.27
Jun 26	25.27
Jun 26	25.27
Jun 26	25.27
May 26	24.88
May 26	24.72
May 26	24.72
May 26	24
May 26	24
Apr 26	23.84
Apr 26	23.62
Apr 26	23.2
Apr 26	23.07
Mar 26	26.72
Mar 26	26.47
Mar 26	26.24
Mar 26	26.24
Feb 26	26.35
Feb 26	26
Feb 26	25.52
Feb 26	25.94
Jan 26	25.52
Jan 26	25.52
Jan 26	26.11
Jan 26	25.52
Jan 26	25.52
Dec 25	24.62
Dec 25	24.56
Dec 25	24.62
Dec 25	24.32
Nov 25	24.15
Nov 25	24.03
Nov 25	24.1
Nov 25	24.03
Oct 25	23.87
Oct 25	23.73
Oct 25	23.73
Oct 25	23.73
Oct 25	23.73
Sep 25	19.9
Sep 25	19.8
Sep 25	19.55
Sep 25	19.19
Aug 25	19.19
Aug 25	19.12
Aug 25	19.18
Aug 25	19.19
Aug 25	18.84
Jul 25	19.19
Jul 25	18.84
Jul 25	18.77
Jul 25	18.7
Jun 25	22.96
Jun 25	22.89
Jun 25	22.69
Jun 25	22.66
May 25	22.69
May 25	22.69
May 25	22.82
May 25	22.69
May 25	22.62
Apr 25	22.55
Apr 25	22.58
Apr 25	22.47
Apr 25	22.48
Mar 25	21.22
Mar 25	21.2
Mar 25	21.1
Mar 25	21.26
Feb 25	21.25
Feb 25	21.22
Feb 25	20.97
Feb 25	21.01
Jan 25	20.9
Jan 25	20.49
Jan 25	20.31
Jan 25	20.32
Jan 25	20.41
Dec 24	15.44
Dec 24	15.31
Dec 24	15.63
Dec 24	15.64
Nov 24	15.84
Nov 24	15.71
Nov 24	15.63
Nov 24	15.68
Nov 24	15.57
Oct 24	15.67

Price/Operating Cashflow

CULL Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Dec 24	10.69
Dec 24	10.57
Dec 24	10.84
Dec 24	10.85
Nov 24	11.02
Nov 24	10.91
Nov 24	10.84
Nov 24	10.89
Nov 24	10.8
Oct 24	10.88
Oct 24	10.88
Oct 24	10.69
Oct 24	10.8
Sep 24	10.71
Sep 24	10.43
Sep 24	10.36
Sep 24	10.47
Aug 24	10.55
Aug 24	10.57
Aug 24	10.25
Aug 24	10.34
Aug 24	9.96
Jul 24	10.03
Jul 24	10.81
Jul 24	11.26
Jul 24	11.42
Jun 24	11.45
Jun 24	11.3
Jun 24	11.38
Jun 24	11.41
May 24	11.37
May 24	11.38
May 24	11.38
May 24	13.82
May 24	13.8
Apr 24	13.89
Apr 24	13.9
Apr 24	14.05
Apr 24	13.84
Mar 24	13.44
Mar 24	13.85
Mar 24	12.65
Mar 24	12.47
Mar 24	12.55
Feb 24	12.65
Feb 24	12.51
Feb 24	12.69
Feb 24	12.71
Jan 24	13.63
Jan 24	12.71
Jan 24	12.65
Jan 24	12.59
Dec 23	12.67
Dec 23	13.31
Dec 23	13.31
Dec 23	13.07
Dec 23	12.94
Nov 23	12.83
Nov 23	13
Nov 23	12.78
Nov 23	12.76
Oct 23	12.63
Oct 23	12.83
Oct 23	12.71
Oct 23	12.71
Sep 23	12.94
Sep 23	13.1
Sep 23	13.25
Sep 23	13.31
Sep 23	13.26
Aug 23	13.25
Aug 23	13.19
Aug 23	11.71
Aug 23	11.81
Jul 23	11.8
Jul 23	11.71
Jul 23	11.69
Jul 23	11.74
Jun 23	11.73
Jun 23	11.73
Jun 23	11.99
Jun 23	11.67
Jun 23	11.74
May 23	11.74
May 23	11.65
May 23	11.56
May 23	13.06
Apr 23	13.03
Apr 23	13.22
Apr 23	13.28
Apr 23	13.15
Mar 23	13.22
Mar 23	12.31
Mar 23	12.14
Mar 23	12.96
Mar 23	13.27
Feb 23	13.25
Feb 23	13.22
Feb 23	13.3
Feb 23	13.3

Price to Book

CULL Price to Book by year
Period	Price to Book
Sep 26	1
Sep 26	0.99
Sep 26	0.99
Aug 26	0.97
Aug 26	0.96
Aug 26	0.96
Aug 26	0.96
Jul 26	0.95
Jul 26	0.94
Jul 26	0.93
Jul 26	0.93
Jul 26	0.91
Jun 26	0.91
Jun 26	0.91
Jun 26	0.91
Jun 26	0.91
May 26	0.89
May 26	0.88
May 26	0.88
May 26	0.84
May 26	0.84
Apr 26	0.83
Apr 26	0.82
Apr 26	0.8
Apr 26	0.79
Mar 26	0.84
Mar 26	0.83
Mar 26	0.82
Mar 26	0.82
Feb 26	0.82
Feb 26	0.81
Feb 26	0.78
Feb 26	0.8
Jan 26	0.78
Jan 26	0.78
Jan 26	0.81
Jan 26	0.78
Jan 26	0.78
Dec 25	0.75
Dec 25	0.75
Dec 25	0.75
Dec 25	0.74
Nov 25	0.73
Nov 25	0.72
Nov 25	0.72
Nov 25	0.72
Oct 25	0.71
Oct 25	0.71
Oct 25	0.71
Oct 25	0.71
Oct 25	0.71
Sep 25	0.78
Sep 25	0.78
Sep 25	0.76
Sep 25	0.75
Aug 25	0.75
Aug 25	0.74
Aug 25	0.75
Aug 25	0.75
Aug 25	0.73
Jul 25	0.75
Jul 25	0.73
Jul 25	0.73
Jul 25	0.72
Jun 25	0.68
Jun 25	0.68
Jun 25	0.67
Jun 25	0.67
May 25	0.67
May 25	0.67
May 25	0.68
May 25	0.67
May 25	0.67
Apr 25	0.66
Apr 25	0.66
Apr 25	0.66
Apr 25	0.66
Mar 25	0.67
Mar 25	0.66
Mar 25	0.66
Mar 25	0.67
Feb 25	0.67
Feb 25	0.67
Feb 25	0.65
Feb 25	0.65
Jan 25	0.65
Jan 25	0.63
Jan 25	0.62
Jan 25	0.62
Jan 25	0.62
Dec 24	0.64
Dec 24	0.63
Dec 24	0.65
Dec 24	0.65
Nov 24	0.66
Nov 24	0.65
Nov 24	0.65
Nov 24	0.65
Nov 24	0.65
Oct 24	0.65

No video analysis for this stock yet. Request one from our team.

AI Analysis

Cullman Bancorp, Inc.

Video analysis: CULL

Similar companies