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Consumer Portfolio Services, Inc.

$9.43 +$0.26 (+2.84%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$9.37
Day Range
$9.33$9.65
Year Range
$7.3$10.49
Market Cap
204.62M
AVG Volume
24.18K
Trailing/Forward PE
9.53/3.85
PEG ratio
0.09
Dividend Yield
-
Next Earnings Date
2026-11-09
Primary Exchange
NASDAQUS
Revenue (USD)
0200M400M600M2016201720182019202020212022202320242025
CPSS Revenue (USD) by year
PeriodRevenue (USD)
2025434.47M
2024393.51M
2023352.01M
2022329.71M
2021267.81M
2020271.16M
2019345.8M
2018389.77M
2017434.38M
2016422.28M
Net Income (USD)
025M50M75M100M2016201720182019202020212022202320242025
CPSS Net Income (USD) by year
PeriodNet Income (USD)
202519.32M
202419.2M
202345.34M
202285.98M
202147.52M
202021.68M
20195.41M
201814.86M
20173.76M
201629.3M
Operating Income (USD)
050M100M150M2016201720182019202020212022202320242025
CPSS Operating Income (USD) by year
PeriodOperating Income (USD)
202528M
202427.43M
202361.1M
2022116.19M
202165.75M
202020.12M
20199.16M
201818.7M
201732.07M
201649.66M
EBITDA (USD)
050M100M150M2016201720182019202020212022202320242025
CPSS EBITDA (USD) by year
PeriodEBITDA (USD)
202528.88M
202428.29M
202361.94M
2022117.81M
202167.42M
202021.9M
201910.24M
201819.69M
201733M
201650.44M
Cash Flows (USD)
0100M200M300M2016201720182019202020212022202320242025
CPSS Cash Flows (USD) by year
PeriodCash Flows (USD)
2025288.29M
2024233.32M
2023237.42M
2022213.78M
2021196.22M
2020238.74M
2019216.03M
2018215.13M
2017214.98M
2016195.25M
EPS (USD)
012342016201720182019202020212022202320242025
CPSS EPS (USD) by year
PeriodEPS (USD)
20250.8
20240.79
20231.79
20223.2
20211.83
20200.91
20190.23
20180.6
20170.04
20161.01
Expenses (USD)
050M100M150M200MSG&ACapex2016201720182019202020212022202320242025
CPSS Expenses (USD) by year
PeriodExpenses (USD)
2025171.75M
2024174.09M
2023159.93M
2022147.09M
2021134M
2020126.41M
2019132.53M
2018129M
2017115.83M
2016109.28M
Cash & Debt (USD)
01B2B3B4BCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
CPSS Cash & Debt (USD) by year
PeriodCash & Debt (USD)
20256.32M
2024137.4M
2023125.43M
2022162.79M
2021176.55M
2020144.15M
20195.29M
201812.79M
201712.73M
201613.94M
Debt ratios
010203020182019202020212022202320242025
CPSS Debt ratios by year
PeriodDebt ratios
202514.78
202410.96
20239.09
202210.65
202114.91
202021.66
201920.15
201813.59
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
CPSS Margins by year
PeriodMargins
202547.27%
202452.75%
202364.68%
202281.98%
202177.35%
202057.42%
201943.23%
201839.83%
201735.76%
201638.8%
Return on Capital
0%10%20%30%40%2016201720182019202020212022202320242025
CPSS Return on Capital by year
PeriodReturn on Capital
20256.24%
20246.56%
202316.51%
202237.65%
202127.92%
202016.25%
20192.67%
20187.54%
20172.05%
201615.73%
Shares Outstanding
010M20M30M2016201720182019202020212022202320242025
CPSS Shares Outstanding by year
PeriodShares Outstanding
202522M
202421.29M
202321.14M
202220.34M
202122.56M
202022.55M
201922.53M
201822.55M
201721.61M
201623.71M
Book Value Per Share (USD)
0510152016201720182019202020212022202320242025
CPSS Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202514.07
202413.75
202313
202211.23
20217.54
20205.91
20198.99
20188.74
20178.51
20167.85
Total Assets (USD)
01B2B3B4B2016201720182019202020212022202320242025
CPSS Total Assets (USD) by year
PeriodTotal Assets (USD)
20253.86B
20243.5B
20232.91B
20222.76B
20212.16B
20202.15B
20192.54B
20182.49B
20172.42B
20162.41B
Employee Count
05001K1.5K2016201720182019202020212022202320242025
CPSS Employee Count by year
PeriodEmployee Count
2025928
2024933
2023890
2022792
2021739
2020787
20191.01K
20181.03K
2017999
2016960
PE Ratio
681012med 9.87Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS PE Ratio by year
PeriodPE Ratio
Sep 269.47
Sep 269.44
Aug 269.46
Aug 269.34
Aug 269.55
Aug 269.52
Jul 2610.06
Jul 2610.2
Jul 269.81
Jul 2610
Jul 2610.39
Jun 2610.8
Jun 2610.52
Jun 2610.29
Jun 2610.18
May 2610.65
May 2610.33
May 2610.68
May 2610.98
May 2610.8
Apr 269.64
Apr 269.85
Apr 269.38
Apr 268.81
Mar 268.65
Mar 268.96
Mar 268.58
Mar 269.12
Feb 269.23
Feb 269.48
Feb 269.77
Feb 2610.2
Jan 269.83
Jan 269.54
Jan 269.91
Jan 2610.44
Jan 2610.45
Dec 2510.4
Dec 2510.91
Dec 2510.48
Dec 259.8
Nov 259.42
Nov 259.53
Nov 259.56
Nov 259.77
Oct 259.46
Oct 259.13
Oct 258.98
Oct 258.56
Oct 258.7
Sep 258.86
Sep 259.18
Sep 259.61
Sep 258.72
Aug 259
Aug 259.54
Aug 259.02
Aug 258.91
Aug 258.91
Jul 2510.11
Jul 2510.07
Jul 2510.81
Jul 2511.12
Jun 2511.2
Jun 2510.71
Jun 2511.05
Jun 2510.61
May 2510.05
May 259.74
May 259.83
May 2510.37
May 2510.06
Apr 259.44
Apr 259.23
Apr 259.19
Apr 2510.42
Mar 259.75
Mar 259.89
Mar 259.64
Mar 259.45
Feb 2510.05
Feb 2510.57
Feb 2511
Feb 2511.08
Jan 2511.91
Jan 2511.77
Jan 2511.43
Jan 2510.96
Jan 2511.03
Dec 2410.58
Dec 2410.51
Dec 2411.06
Dec 2410.62
Nov 2410.41
Nov 2410.6
Nov 2410.62
Nov 2411.04
Nov 247.93
Oct 247.8
Oct 247.65
Free Cash Flow Yield
75%100%125%150%175%med 138.54%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 26171.22%
Sep 26171.76%
Aug 26171.4%
Aug 26173.61%
Aug 26169.78%
Aug 26170.32%
Jul 26146.77%
Jul 26144.75%
Jul 26150.48%
Jul 26147.72%
Jul 26142.19%
Jun 26136.79%
Jun 26140.44%
Jun 26143.53%
Jun 26145.05%
May 26138.73%
May 26142.93%
May 26138.31%
May 26134.5%
May 26138.1%
Apr 26154.73%
Apr 26151.51%
Apr 26159.05%
Apr 26169.32%
Mar 26172.44%
Mar 26166.52%
Mar 26167.74%
Mar 26157.89%
Feb 26155.94%
Feb 26151.82%
Feb 26147.39%
Feb 26141.13%
Jan 26146.36%
Jan 26150.91%
Jan 26145.19%
Jan 26137.89%
Jan 26137.74%
Dec 25138.35%
Dec 25131.99%
Dec 25137.3%
Dec 25146.87%
Nov 25152.73%
Nov 25151.09%
Nov 25150.55%
Nov 25139.78%
Oct 25144.27%
Oct 25149.61%
Oct 25152.05%
Oct 25159.46%
Oct 25156.98%
Sep 25154.18%
Sep 25148.7%
Sep 25142.07%
Sep 25156.57%
Aug 25151.67%
Aug 25143.08%
Aug 25151.29%
Aug 25147.76%
Aug 25147.76%
Jul 25130.23%
Jul 25130.66%
Jul 25121.79%
Jul 25118.39%
Jun 25117.57%
Jun 25122.93%
Jun 25119.1%
Jun 25124.09%
May 25130.95%
May 25135.13%
May 25133.91%
May 25117.2%
May 25120.82%
Apr 25128.77%
Apr 25131.71%
Apr 25132.19%
Apr 25116.58%
Mar 25124.67%
Mar 25122.85%
Mar 25126.1%
Mar 25110.13%
Feb 25103.63%
Feb 2598.51%
Feb 2594.64%
Feb 2593.95%
Jan 2587.38%
Jan 2588.42%
Jan 2591.07%
Jan 2594.99%
Jan 2594.38%
Dec 2498.42%
Dec 2499.07%
Dec 2494.13%
Dec 2498.04%
Nov 24100.03%
Nov 2498.23%
Nov 2498.04%
Nov 2494.3%
Nov 2499.87%
Oct 24101.6%
Oct 24103.6%
Price to Sales
0.30.40.50.60.7med 0.47Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS Price to Sales by year
PeriodPrice to Sales
Sep 260.45
Sep 260.45
Aug 260.45
Aug 260.45
Aug 260.46
Aug 260.46
Jul 260.46
Jul 260.47
Jul 260.45
Jul 260.46
Jul 260.48
Jun 260.5
Jun 260.48
Jun 260.47
Jun 260.47
May 260.49
May 260.47
May 260.49
May 260.5
May 260.48
Apr 260.43
Apr 260.44
Apr 260.42
Apr 260.39
Mar 260.38
Mar 260.4
Mar 260.39
Mar 260.41
Feb 260.42
Feb 260.43
Feb 260.44
Feb 260.46
Jan 260.45
Jan 260.43
Jan 260.45
Jan 260.47
Jan 260.47
Dec 250.47
Dec 250.49
Dec 250.47
Dec 250.44
Nov 250.43
Nov 250.43
Nov 250.43
Nov 250.45
Oct 250.44
Oct 250.42
Oct 250.41
Oct 250.39
Oct 250.4
Sep 250.41
Sep 250.42
Sep 250.44
Sep 250.4
Aug 250.41
Aug 250.44
Aug 250.42
Aug 250.42
Aug 250.42
Jul 250.48
Jul 250.48
Jul 250.51
Jul 250.53
Jun 250.53
Jun 250.51
Jun 250.52
Jun 250.5
May 250.47
May 250.46
May 250.46
May 250.51
May 250.49
Apr 250.46
Apr 250.45
Apr 250.45
Apr 250.51
Mar 250.48
Mar 250.48
Mar 250.47
Mar 250.53
Feb 250.56
Feb 250.59
Feb 250.61
Feb 250.62
Jan 250.67
Jan 250.66
Jan 250.64
Jan 250.61
Jan 250.62
Dec 240.59
Dec 240.59
Dec 240.62
Dec 240.59
Nov 240.58
Nov 240.59
Nov 240.59
Nov 240.62
Nov 240.57
Oct 240.56
Oct 240.55
EV/EBITDA
050100150med 118.55Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS EV/EBITDA by year
PeriodEV/EBITDA
Sep 2626.88
Sep 2626.87
Aug 2626.88
Aug 2626.86
Aug 2626.89
Aug 2626.89
Jul 2643.12
Jul 2643.15
Jul 2643.07
Jul 2643.11
Jul 2643.19
Jun 2643.29
Jun 2643.22
Jun 2643.17
Jun 2643.15
May 2643.25
May 2643.18
May 2643.26
May 2643.33
May 26128.43
Apr 26127.66
Apr 26127.79
Apr 26127.48
Apr 26127.1
Mar 26126.99
Mar 26127.2
Mar 26119.51
Mar 26119.87
Feb 26119.95
Feb 26120.12
Feb 26120.31
Feb 26120.6
Jan 26120.36
Jan 26120.16
Jan 26120.41
Jan 26120.76
Jan 26120.77
Dec 25120.74
Dec 25121.07
Dec 25120.79
Dec 25120.33
Nov 25120.08
Nov 25120.15
Nov 25120.17
Nov 25119.32
Oct 25119.11
Oct 25118.89
Oct 25118.79
Oct 25118.51
Oct 25118.6
Sep 25118.71
Sep 25118.93
Sep 25119.21
Sep 25118.61
Aug 25118.8
Aug 25119.17
Aug 25118.82
Aug 25120.47
Aug 25120.47
Jul 25121.28
Jul 25121.26
Jul 25121.75
Jul 25121.96
Jun 25122.01
Jun 25121.68
Jun 25121.92
Jun 25121.62
May 25121.24
May 25121.03
May 25121.09
May 25113.76
May 25113.55
Apr 25113.13
Apr 25112.99
Apr 25112.97
Apr 25113.8
Mar 25113.34
Mar 25113.44
Mar 25113.27
Mar 2599.23
Feb 2599.63
Feb 25100
Feb 25100.29
Feb 25100.35
Jan 25100.92
Jan 25100.83
Jan 25100.59
Jan 25100.27
Jan 25100.31
Dec 24100
Dec 2499.95
Dec 24100.34
Dec 24100.03
Nov 2499.88
Nov 24100.02
Nov 24100.03
Nov 24100.32
Nov 2476.42
Oct 2476.33
Oct 2476.22
Price/Operating Cashflow
0.40.60.811.2med 0.72Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 260.58
Sep 260.58
Aug 260.58
Aug 260.58
Aug 260.59
Aug 260.59
Jul 260.68
Jul 260.69
Jul 260.66
Jul 260.67
Jul 260.7
Jun 260.73
Jun 260.71
Jun 260.69
Jun 260.69
May 260.72
May 260.7
May 260.72
May 260.74
May 260.72
Apr 260.64
Apr 260.66
Apr 260.63
Apr 260.59
Mar 260.58
Mar 260.6
Mar 260.59
Mar 260.63
Feb 260.64
Feb 260.66
Feb 260.68
Feb 260.71
Jan 260.68
Jan 260.66
Jan 260.69
Jan 260.72
Jan 260.72
Dec 250.72
Dec 250.76
Dec 250.73
Dec 250.68
Nov 250.65
Nov 250.66
Nov 250.66
Nov 250.71
Oct 250.69
Oct 250.67
Oct 250.66
Oct 250.63
Oct 250.64
Sep 250.65
Sep 250.67
Sep 250.7
Sep 250.64
Aug 250.66
Aug 250.7
Aug 250.66
Aug 250.67
Aug 250.67
Jul 250.77
Jul 250.76
Jul 250.82
Jul 250.84
Jun 250.85
Jun 250.81
Jun 250.84
Jun 250.8
May 250.76
May 250.74
May 250.74
May 250.85
May 250.83
Apr 250.78
Apr 250.76
Apr 250.76
Apr 250.86
Mar 250.8
Mar 250.81
Mar 250.79
Mar 250.91
Feb 250.96
Feb 251.01
Feb 251.05
Feb 251.06
Jan 251.14
Jan 251.13
Jan 251.09
Jan 251.05
Jan 251.06
Dec 241.01
Dec 241.01
Dec 241.06
Dec 241.02
Nov 241
Nov 241.02
Nov 241.02
Nov 241.06
Nov 241
Oct 240.98
Oct 240.96
Price to Book
0.50.60.70.80.9med 0.65Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS Price to Book by year
PeriodPrice to Book
Sep 260.64
Sep 260.64
Aug 260.64
Aug 260.63
Aug 260.65
Aug 260.64
Jul 260.65
Jul 260.65
Jul 260.63
Jul 260.64
Jul 260.67
Jun 260.69
Jun 260.67
Jun 260.66
Jun 260.65
May 260.68
May 260.66
May 260.69
May 260.7
May 260.67
Apr 260.6
Apr 260.61
Apr 260.59
Apr 260.55
Mar 260.54
Mar 260.56
Mar 260.54
Mar 260.58
Feb 260.58
Feb 260.6
Feb 260.62
Feb 260.65
Jan 260.62
Jan 260.6
Jan 260.63
Jan 260.66
Jan 260.66
Dec 250.66
Dec 250.69
Dec 250.66
Dec 250.62
Nov 250.6
Nov 250.6
Nov 250.61
Nov 250.63
Oct 250.61
Oct 250.59
Oct 250.58
Oct 250.55
Oct 250.56
Sep 250.57
Sep 250.59
Sep 250.62
Sep 250.56
Aug 250.58
Aug 250.61
Aug 250.58
Aug 250.58
Aug 250.58
Jul 250.65
Jul 250.65
Jul 250.7
Jul 250.72
Jun 250.72
Jun 250.69
Jun 250.71
Jun 250.69
May 250.65
May 250.63
May 250.64
May 250.68
May 250.66
Apr 250.62
Apr 250.61
Apr 250.6
Apr 250.68
Mar 250.64
Mar 250.65
Mar 250.63
Mar 250.7
Feb 250.75
Feb 250.79
Feb 250.82
Feb 250.83
Jan 250.89
Jan 250.88
Jan 250.85
Jan 250.82
Jan 250.82
Dec 240.79
Dec 240.78
Dec 240.82
Dec 240.79
Nov 240.78
Nov 240.79
Nov 240.79
Nov 240.82
Nov 240.76
Oct 240.75
Oct 240.73
Consumer Portfolio Services, Inc.
CPSS
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News: CPSS

CPS Announces $80.0 Million Securitization of Residual Interests

globenewswire.com · 18 Aug 2026

CPS Announces $80.0 Million Securitization of Residual Interests

LAS VEGAS, Nevada, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of a $80.0 million securitization of residual interests from previously issued securitizations.

Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Prepared Remarks Transcript

seekingalpha.com · 5 Aug 2026

Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Prepared Remarks Transcript

Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Prepared Remarks Transcript

Consumer Portfolio Services Q2 Earnings Call Highlights

marketbeat.com · 5 Aug 2026

Consumer Portfolio Services Q2 Earnings Call Highlights

Consumer Portfolio Services NASDAQ: CPSS reported sharply higher second-quarter loan originations and improved profitability, as the subprime auto lender expanded its sales force, added dealers and maintained what management described as disciplined underwriting standards.

CPS Announces Second Quarter 2026 Earnings

globenewswire.com · 4 Aug 2026

CPS Announces Second Quarter 2026 Earnings

LAS VEGAS, NV, Aug. 04, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $6.2 million, or $0.27 per diluted share for its second quarter ended June 30, 2026. This represents a 30% increase in net income compared to $4.8 million in the second quarter of 2025. Earnings per diluted share increased by 35% compared to $0.20 in the second quarter of 2025.

CPS to Host Conference Call on Second Quarter 2026 Earnings

globenewswire.com · 3 Aug 2026

CPS to Host Conference Call on Second Quarter 2026 Earnings

Las Vegas, Nevada, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) ("CPS" or the "Company") today announced that it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p. m. ET to discuss its second quarter 2026 operating results.

CPS to Host Conference Call on Second Quarter 2026 Earnings

globenewswire.com · 3 Aug 2026

CPS to Host Conference Call on Second Quarter 2026 Earnings

Las Vegas, Nevada, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results.

CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

globenewswire.com · 22 Jul 2026

CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, July 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) ("CPS" or the "Company") announced the closing of its third term securitization in 2026 on Wednesday July 22, 2026. This is the largest securitization in the history of the company.

CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

globenewswire.com · 22 Jul 2026

CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, July 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its third term securitization in 2026 on Wednesday July 22, 2026. This is the largest securitization in the history of the company. The transaction is CPS's 60th senior subordinate securitization since the beginning of 2011 and the 43rd consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.

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