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Consumer Portfolio Services, Inc.

$9.43 +$0.26 (+2.84%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$9.37
Day Range
$9.33$9.65
Year Range
$7.3$10.49
Market Cap
204.62M
AVG Volume
24.18K
Trailing/Forward PE
9.53/3.85
PEG ratio
0.09
Dividend Yield
-
Next Earnings Date
2026-11-09
Primary Exchange
NASDAQUS
Revenue (USD)
050M100M150M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Revenue (USD) by quarter
PeriodRevenue (USD)
26 Q2121.39M
26 Q1112.33M
25 Q4109.41M
25 Q3108.42M
25 Q2109.76M
25 Q1106.87M
24 Q4105.3M
24 Q3100.58M
24 Q295.88M
24 Q191.74M
Net Income (USD)
02M4M6M8M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Net Income (USD) by quarter
PeriodNet Income (USD)
26 Q26.23M
26 Q15.54M
25 Q44.98M
25 Q34.85M
25 Q24.8M
25 Q14.69M
24 Q45.14M
24 Q34.8M
24 Q24.67M
24 Q14.59M
Operating Income (USD)
020M40M60M80M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Operating Income (USD) by quarter
PeriodOperating Income (USD)
26 Q273.29M
26 Q168.09M
25 Q47.22M
25 Q37.03M
25 Q26.95M
25 Q16.8M
24 Q47.35M
24 Q36.85M
24 Q26.67M
24 Q16.56M
EBITDA (USD)
020M40M60M80M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS EBITDA (USD) by quarter
PeriodEBITDA (USD)
26 Q273.51M
26 Q168.31M
25 Q47.39M
25 Q37.24M
25 Q27.2M
25 Q17.05M
24 Q47.56M
24 Q37.07M
24 Q26.89M
24 Q16.77M
Cash Flows (USD)
050M100M150M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Cash Flows (USD) by quarter
PeriodCash Flows (USD)
26 Q2106.89M
26 Q182.98M
25 Q475.69M
25 Q384.87M
25 Q254.34M
25 Q173.4M
24 Q467.92M
24 Q369.66M
24 Q243.15M
24 Q152.59M
EPS (USD)
00.10.20.324 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS EPS (USD) by quarter
PeriodEPS (USD)
26 Q20.26
26 Q10.24
25 Q40.21
25 Q30.2
25 Q20.2
25 Q10.19
24 Q40.21
24 Q30.2
24 Q20.19
24 Q10.19
Expenses (USD)
-20M020M40M60MSG&ACapex24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Expenses (USD) by quarter
PeriodExpenses (USD)
26 Q213.88M
26 Q113.7M
25 Q441.78M
25 Q341.62M
25 Q243.39M
25 Q144.96M
24 Q444.66M
24 Q343.26M
24 Q243.01M
24 Q143.15M
Cash & Debt (USD)
02B4B6BCashLong Term DebtShort Term Debt24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Cash & Debt (USD) by quarter
PeriodCash & Debt (USD)
26 Q27.5M
26 Q16.94M
25 Q46.32M
25 Q3151.89M
25 Q2160.17M
25 Q129.84M
24 Q4137.4M
24 Q3279.05M
24 Q2266.61M
24 Q1150.96M
Debt ratios
05010015024 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Debt ratios by quarter
PeriodDebt ratios
26 Q225.57
26 Q140.87
25 Q4121.21
25 Q3113.76
25 Q2112.75
25 Q1114.45
24 Q4106.73
24 Q392.7
24 Q270.84
24 Q150.46
Margins
0%25%50%75%100%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Margins by quarter
PeriodMargins
26 Q2100%
26 Q199.6%
25 Q446.22%
25 Q346.15%
25 Q247.23%
25 Q149.53%
24 Q450.81%
24 Q351.22%
24 Q253.32%
24 Q156.04%
Return on Capital
0%0.5%1%1.5%2%24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Return on Capital by quarter
PeriodReturn on Capital
26 Q21.95%
26 Q11.76%
25 Q41.61%
25 Q31.58%
25 Q21.58%
25 Q11.57%
24 Q41.76%
24 Q31.68%
24 Q21.67%
24 Q11.64%
Shares Outstanding
010M20M30M24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Shares Outstanding by quarter
PeriodShares Outstanding
26 Q221.7M
26 Q121.78M
25 Q422M
25 Q322.21M
25 Q221.89M
25 Q121.44M
24 Q421.29M
24 Q321.34M
24 Q221.26M
24 Q121.14M
Book Value Per Share (USD)
05101524 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Book Value Per Share (USD) by quarter
PeriodBook Value Per Share (USD)
26 Q214.71
26 Q114.44
25 Q414.07
25 Q313.85
25 Q213.84
25 Q113.92
24 Q413.75
24 Q313.36
24 Q213.18
24 Q113.2
Total Assets (USD)
02B4B6B24 Q124 Q224 Q324 Q425 Q125 Q225 Q325 Q426 Q126 Q2
CPSS Total Assets (USD) by quarter
PeriodTotal Assets (USD)
26 Q24.42B
26 Q14.05B
25 Q43.86B
25 Q33.81B
25 Q23.76B
25 Q13.67B
24 Q43.5B
24 Q33.46B
24 Q23.29B
24 Q13.01B
Employee Count
05001K1.5K2016201720182019202020212022202320242025
CPSS Employee Count by quarter
PeriodEmployee Count
2025928
2024933
2023890
2022792
2021739
2020787
20191.01K
20181.03K
2017999
2016960
PE Ratio
681012med 9.87Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS PE Ratio by quarter
PeriodPE Ratio
Sep 269.47
Sep 269.44
Aug 269.46
Aug 269.34
Aug 269.55
Aug 269.52
Jul 2610.06
Jul 2610.2
Jul 269.81
Jul 2610
Jul 2610.39
Jun 2610.8
Jun 2610.52
Jun 2610.29
Jun 2610.18
May 2610.65
May 2610.33
May 2610.68
May 2610.98
May 2610.8
Apr 269.64
Apr 269.85
Apr 269.38
Apr 268.81
Mar 268.65
Mar 268.96
Mar 268.58
Mar 269.12
Feb 269.23
Feb 269.48
Feb 269.77
Feb 2610.2
Jan 269.83
Jan 269.54
Jan 269.91
Jan 2610.44
Jan 2610.45
Dec 2510.4
Dec 2510.91
Dec 2510.48
Dec 259.8
Nov 259.42
Nov 259.53
Nov 259.56
Nov 259.77
Oct 259.46
Oct 259.13
Oct 258.98
Oct 258.56
Oct 258.7
Sep 258.86
Sep 259.18
Sep 259.61
Sep 258.72
Aug 259
Aug 259.54
Aug 259.02
Aug 258.91
Aug 258.91
Jul 2510.11
Jul 2510.07
Jul 2510.81
Jul 2511.12
Jun 2511.2
Jun 2510.71
Jun 2511.05
Jun 2510.61
May 2510.05
May 259.74
May 259.83
May 2510.37
May 2510.06
Apr 259.44
Apr 259.23
Apr 259.19
Apr 2510.42
Mar 259.75
Mar 259.89
Mar 259.64
Mar 259.45
Feb 2510.05
Feb 2510.57
Feb 2511
Feb 2511.08
Jan 2511.91
Jan 2511.77
Jan 2511.43
Jan 2510.96
Jan 2511.03
Dec 2410.58
Dec 2410.51
Dec 2411.06
Dec 2410.62
Nov 2410.41
Nov 2410.6
Nov 2410.62
Nov 2411.04
Nov 247.93
Oct 247.8
Oct 247.65
Free Cash Flow Yield
75%100%125%150%175%med 138.54%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS Free Cash Flow Yield by quarter
PeriodFree Cash Flow Yield
Sep 26171.22%
Sep 26171.76%
Aug 26171.4%
Aug 26173.61%
Aug 26169.78%
Aug 26170.32%
Jul 26146.77%
Jul 26144.75%
Jul 26150.48%
Jul 26147.72%
Jul 26142.19%
Jun 26136.79%
Jun 26140.44%
Jun 26143.53%
Jun 26145.05%
May 26138.73%
May 26142.93%
May 26138.31%
May 26134.5%
May 26138.1%
Apr 26154.73%
Apr 26151.51%
Apr 26159.05%
Apr 26169.32%
Mar 26172.44%
Mar 26166.52%
Mar 26167.74%
Mar 26157.89%
Feb 26155.94%
Feb 26151.82%
Feb 26147.39%
Feb 26141.13%
Jan 26146.36%
Jan 26150.91%
Jan 26145.19%
Jan 26137.89%
Jan 26137.74%
Dec 25138.35%
Dec 25131.99%
Dec 25137.3%
Dec 25146.87%
Nov 25152.73%
Nov 25151.09%
Nov 25150.55%
Nov 25139.78%
Oct 25144.27%
Oct 25149.61%
Oct 25152.05%
Oct 25159.46%
Oct 25156.98%
Sep 25154.18%
Sep 25148.7%
Sep 25142.07%
Sep 25156.57%
Aug 25151.67%
Aug 25143.08%
Aug 25151.29%
Aug 25147.76%
Aug 25147.76%
Jul 25130.23%
Jul 25130.66%
Jul 25121.79%
Jul 25118.39%
Jun 25117.57%
Jun 25122.93%
Jun 25119.1%
Jun 25124.09%
May 25130.95%
May 25135.13%
May 25133.91%
May 25117.2%
May 25120.82%
Apr 25128.77%
Apr 25131.71%
Apr 25132.19%
Apr 25116.58%
Mar 25124.67%
Mar 25122.85%
Mar 25126.1%
Mar 25110.13%
Feb 25103.63%
Feb 2598.51%
Feb 2594.64%
Feb 2593.95%
Jan 2587.38%
Jan 2588.42%
Jan 2591.07%
Jan 2594.99%
Jan 2594.38%
Dec 2498.42%
Dec 2499.07%
Dec 2494.13%
Dec 2498.04%
Nov 24100.03%
Nov 2498.23%
Nov 2498.04%
Nov 2494.3%
Nov 2499.87%
Oct 24101.6%
Oct 24103.6%
Price to Sales
0.30.40.50.60.7med 0.47Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS Price to Sales by quarter
PeriodPrice to Sales
Sep 260.45
Sep 260.45
Aug 260.45
Aug 260.45
Aug 260.46
Aug 260.46
Jul 260.46
Jul 260.47
Jul 260.45
Jul 260.46
Jul 260.48
Jun 260.5
Jun 260.48
Jun 260.47
Jun 260.47
May 260.49
May 260.47
May 260.49
May 260.5
May 260.48
Apr 260.43
Apr 260.44
Apr 260.42
Apr 260.39
Mar 260.38
Mar 260.4
Mar 260.39
Mar 260.41
Feb 260.42
Feb 260.43
Feb 260.44
Feb 260.46
Jan 260.45
Jan 260.43
Jan 260.45
Jan 260.47
Jan 260.47
Dec 250.47
Dec 250.49
Dec 250.47
Dec 250.44
Nov 250.43
Nov 250.43
Nov 250.43
Nov 250.45
Oct 250.44
Oct 250.42
Oct 250.41
Oct 250.39
Oct 250.4
Sep 250.41
Sep 250.42
Sep 250.44
Sep 250.4
Aug 250.41
Aug 250.44
Aug 250.42
Aug 250.42
Aug 250.42
Jul 250.48
Jul 250.48
Jul 250.51
Jul 250.53
Jun 250.53
Jun 250.51
Jun 250.52
Jun 250.5
May 250.47
May 250.46
May 250.46
May 250.51
May 250.49
Apr 250.46
Apr 250.45
Apr 250.45
Apr 250.51
Mar 250.48
Mar 250.48
Mar 250.47
Mar 250.53
Feb 250.56
Feb 250.59
Feb 250.61
Feb 250.62
Jan 250.67
Jan 250.66
Jan 250.64
Jan 250.61
Jan 250.62
Dec 240.59
Dec 240.59
Dec 240.62
Dec 240.59
Nov 240.58
Nov 240.59
Nov 240.59
Nov 240.62
Nov 240.57
Oct 240.56
Oct 240.55
EV/EBITDA
050100150med 118.55Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS EV/EBITDA by quarter
PeriodEV/EBITDA
Sep 2626.88
Sep 2626.87
Aug 2626.88
Aug 2626.86
Aug 2626.89
Aug 2626.89
Jul 2643.12
Jul 2643.15
Jul 2643.07
Jul 2643.11
Jul 2643.19
Jun 2643.29
Jun 2643.22
Jun 2643.17
Jun 2643.15
May 2643.25
May 2643.18
May 2643.26
May 2643.33
May 26128.43
Apr 26127.66
Apr 26127.79
Apr 26127.48
Apr 26127.1
Mar 26126.99
Mar 26127.2
Mar 26119.51
Mar 26119.87
Feb 26119.95
Feb 26120.12
Feb 26120.31
Feb 26120.6
Jan 26120.36
Jan 26120.16
Jan 26120.41
Jan 26120.76
Jan 26120.77
Dec 25120.74
Dec 25121.07
Dec 25120.79
Dec 25120.33
Nov 25120.08
Nov 25120.15
Nov 25120.17
Nov 25119.32
Oct 25119.11
Oct 25118.89
Oct 25118.79
Oct 25118.51
Oct 25118.6
Sep 25118.71
Sep 25118.93
Sep 25119.21
Sep 25118.61
Aug 25118.8
Aug 25119.17
Aug 25118.82
Aug 25120.47
Aug 25120.47
Jul 25121.28
Jul 25121.26
Jul 25121.75
Jul 25121.96
Jun 25122.01
Jun 25121.68
Jun 25121.92
Jun 25121.62
May 25121.24
May 25121.03
May 25121.09
May 25113.76
May 25113.55
Apr 25113.13
Apr 25112.99
Apr 25112.97
Apr 25113.8
Mar 25113.34
Mar 25113.44
Mar 25113.27
Mar 2599.23
Feb 2599.63
Feb 25100
Feb 25100.29
Feb 25100.35
Jan 25100.92
Jan 25100.83
Jan 25100.59
Jan 25100.27
Jan 25100.31
Dec 24100
Dec 2499.95
Dec 24100.34
Dec 24100.03
Nov 2499.88
Nov 24100.02
Nov 24100.03
Nov 24100.32
Nov 2476.42
Oct 2476.33
Oct 2476.22
Price/Operating Cashflow
0.40.60.811.2med 0.72Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS Price/Operating Cashflow by quarter
PeriodPrice/Operating Cashflow
Sep 260.58
Sep 260.58
Aug 260.58
Aug 260.58
Aug 260.59
Aug 260.59
Jul 260.68
Jul 260.69
Jul 260.66
Jul 260.67
Jul 260.7
Jun 260.73
Jun 260.71
Jun 260.69
Jun 260.69
May 260.72
May 260.7
May 260.72
May 260.74
May 260.72
Apr 260.64
Apr 260.66
Apr 260.63
Apr 260.59
Mar 260.58
Mar 260.6
Mar 260.59
Mar 260.63
Feb 260.64
Feb 260.66
Feb 260.68
Feb 260.71
Jan 260.68
Jan 260.66
Jan 260.69
Jan 260.72
Jan 260.72
Dec 250.72
Dec 250.76
Dec 250.73
Dec 250.68
Nov 250.65
Nov 250.66
Nov 250.66
Nov 250.71
Oct 250.69
Oct 250.67
Oct 250.66
Oct 250.63
Oct 250.64
Sep 250.65
Sep 250.67
Sep 250.7
Sep 250.64
Aug 250.66
Aug 250.7
Aug 250.66
Aug 250.67
Aug 250.67
Jul 250.77
Jul 250.76
Jul 250.82
Jul 250.84
Jun 250.85
Jun 250.81
Jun 250.84
Jun 250.8
May 250.76
May 250.74
May 250.74
May 250.85
May 250.83
Apr 250.78
Apr 250.76
Apr 250.76
Apr 250.86
Mar 250.8
Mar 250.81
Mar 250.79
Mar 250.91
Feb 250.96
Feb 251.01
Feb 251.05
Feb 251.06
Jan 251.14
Jan 251.13
Jan 251.09
Jan 251.05
Jan 251.06
Dec 241.01
Dec 241.01
Dec 241.06
Dec 241.02
Nov 241
Nov 241.02
Nov 241.02
Nov 241.06
Nov 241
Oct 240.98
Oct 240.96
Price to Book
0.50.60.70.80.9med 0.65Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CPSS Price to Book by quarter
PeriodPrice to Book
Sep 260.64
Sep 260.64
Aug 260.64
Aug 260.63
Aug 260.65
Aug 260.64
Jul 260.65
Jul 260.65
Jul 260.63
Jul 260.64
Jul 260.67
Jun 260.69
Jun 260.67
Jun 260.66
Jun 260.65
May 260.68
May 260.66
May 260.69
May 260.7
May 260.67
Apr 260.6
Apr 260.61
Apr 260.59
Apr 260.55
Mar 260.54
Mar 260.56
Mar 260.54
Mar 260.58
Feb 260.58
Feb 260.6
Feb 260.62
Feb 260.65
Jan 260.62
Jan 260.6
Jan 260.63
Jan 260.66
Jan 260.66
Dec 250.66
Dec 250.69
Dec 250.66
Dec 250.62
Nov 250.6
Nov 250.6
Nov 250.61
Nov 250.63
Oct 250.61
Oct 250.59
Oct 250.58
Oct 250.55
Oct 250.56
Sep 250.57
Sep 250.59
Sep 250.62
Sep 250.56
Aug 250.58
Aug 250.61
Aug 250.58
Aug 250.58
Aug 250.58
Jul 250.65
Jul 250.65
Jul 250.7
Jul 250.72
Jun 250.72
Jun 250.69
Jun 250.71
Jun 250.69
May 250.65
May 250.63
May 250.64
May 250.68
May 250.66
Apr 250.62
Apr 250.61
Apr 250.6
Apr 250.68
Mar 250.64
Mar 250.65
Mar 250.63
Mar 250.7
Feb 250.75
Feb 250.79
Feb 250.82
Feb 250.83
Jan 250.89
Jan 250.88
Jan 250.85
Jan 250.82
Jan 250.82
Dec 240.79
Dec 240.78
Dec 240.82
Dec 240.79
Nov 240.78
Nov 240.79
Nov 240.79
Nov 240.82
Nov 240.76
Oct 240.75
Oct 240.73
Consumer Portfolio Services, Inc.
CPSS
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News: CPSS

CPS Announces $80.0 Million Securitization of Residual Interests

globenewswire.com · 18 Aug 2026

CPS Announces $80.0 Million Securitization of Residual Interests

LAS VEGAS, Nevada, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of a $80.0 million securitization of residual interests from previously issued securitizations.

Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Prepared Remarks Transcript

seekingalpha.com · 5 Aug 2026

Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Prepared Remarks Transcript

Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Prepared Remarks Transcript

Consumer Portfolio Services Q2 Earnings Call Highlights

marketbeat.com · 5 Aug 2026

Consumer Portfolio Services Q2 Earnings Call Highlights

Consumer Portfolio Services NASDAQ: CPSS reported sharply higher second-quarter loan originations and improved profitability, as the subprime auto lender expanded its sales force, added dealers and maintained what management described as disciplined underwriting standards.

CPS Announces Second Quarter 2026 Earnings

globenewswire.com · 4 Aug 2026

CPS Announces Second Quarter 2026 Earnings

LAS VEGAS, NV, Aug. 04, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $6.2 million, or $0.27 per diluted share for its second quarter ended June 30, 2026. This represents a 30% increase in net income compared to $4.8 million in the second quarter of 2025. Earnings per diluted share increased by 35% compared to $0.20 in the second quarter of 2025.

CPS to Host Conference Call on Second Quarter 2026 Earnings

globenewswire.com · 3 Aug 2026

CPS to Host Conference Call on Second Quarter 2026 Earnings

Las Vegas, Nevada, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) ("CPS" or the "Company") today announced that it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p. m. ET to discuss its second quarter 2026 operating results.

CPS to Host Conference Call on Second Quarter 2026 Earnings

globenewswire.com · 3 Aug 2026

CPS to Host Conference Call on Second Quarter 2026 Earnings

Las Vegas, Nevada, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results.

CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

globenewswire.com · 22 Jul 2026

CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, July 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) ("CPS" or the "Company") announced the closing of its third term securitization in 2026 on Wednesday July 22, 2026. This is the largest securitization in the history of the company.

CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

globenewswire.com · 22 Jul 2026

CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, July 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its third term securitization in 2026 on Wednesday July 22, 2026. This is the largest securitization in the history of the company. The transaction is CPS's 60th senior subordinate securitization since the beginning of 2011 and the 43rd consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.

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