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ChoiceOne Financial Services, Inc.

$34.05 +$5.08 (+17.54%)

NASDAQ · 11 Sep 2026 20:00 UTC

Previous Close

$33.93

Day Range

$33.58$34.21

Year Range

$26.1$35.4

Market Cap

509.06M

AVG Volume

86.9K

Trailing/Forward PE

9.35/9.1

PEG ratio

8.65

Dividend Yield

3.38%

Next Earnings Date

2026-10-23

Primary Exchange

NASDAQ

Revenue (USD) · TTM

COFS Revenue (USD) · TTM by quarter
Period	Revenue (USD) · TTM
26 Q2	182.65M
26 Q1	241.83M
25 Q4	227.62M
25 Q3	203.18M
25 Q2	177.9M
25 Q1	151.5M
24 Q4	139.1M
24 Q3	135.07M
24 Q2	128.53M
24 Q1	121.3M

Net Income (USD) · TTM

COFS Net Income (USD) · TTM by quarter
Period	Net Income (USD) · TTM
26 Q2	54.72M
26 Q1	55.79M
25 Q4	28.18M
25 Q3	21.47M
25 Q2	14.13M
25 Q1	7.19M
24 Q4	26.73M
24 Q3	24.86M
24 Q2	22.64M
24 Q1	21.26M

Operating Income (USD) · TTM

COFS Operating Income (USD) · TTM by quarter
Period	Operating Income (USD) · TTM
26 Q2	35.11M
26 Q1	68.46M
25 Q4	34.19M
25 Q3	26.2M
25 Q2	17.15M
25 Q1	8.65M
24 Q4	33.09M
24 Q3	30.74M
24 Q2	27.67M
24 Q1	25.75M

EBITDA (USD) · TTM

COFS EBITDA (USD) · TTM by quarter
Period	EBITDA (USD) · TTM
26 Q2	45.94M
26 Q1	89.63M
25 Q4	54.06M
25 Q3	43.91M
25 Q2	32.44M
25 Q1	21.56M
24 Q4	45.42M
24 Q3	42.99M
24 Q2	39.98M
24 Q1	38.13M

Cash Flows (USD) · TTM

COFS Cash Flows (USD) · TTM by quarter
Period	Cash Flows (USD) · TTM
26 Q2	55.38M
26 Q1	30.79M
25 Q4	25.19M
25 Q3	36.62M
25 Q2	16.26M
25 Q1	24.63M
24 Q4	46.94M
24 Q3	11.96M
24 Q2	49.55M
24 Q1	49.11M

EPS (USD) · TTM

COFS EPS (USD) · TTM by quarter
Period	EPS (USD) · TTM
26 Q2	3.63
26 Q1	3.7
25 Q4	1.49
25 Q3	1.41
25 Q2	1.29
25 Q1	1.26
24 Q4	3.3
24 Q3	3.16
24 Q2	2.99
24 Q1	2.81

Expenses (USD) · TTM

COFS Expenses (USD) · TTM by quarter
Period	Expenses (USD) · TTM
26 Q2	36.42M
26 Q1	53.26M
25 Q4	62.35M
25 Q3	55M
25 Q2	47.72M
25 Q1	40.44M
24 Q4	37.24M
24 Q3	36.51M
24 Q2	37.15M
24 Q1	37.21M

Shares Outstanding (USD) · TTM

COFS Shares Outstanding (USD) · TTM by quarter
Period	Shares Outstanding (USD) · TTM
26 Q2	2.56M
26 Q1	-767K
25 Q4	-41K
25 Q3	-589K
25 Q2	-526K
25 Q1	1.44M
24 Q4	-720K
24 Q3	-805K
24 Q2	-1.09M
24 Q1	-1.06M

Dividends (USD)

COFS Dividends (USD) by quarter
Period	Dividends (USD)
Sep 26	0.29
Jun 26	0.29
Mar 26	0.29
Dec 25	0.29
Sep 25	0.28
Jun 25	0.28
Mar 25	0.28
Dec 24	0.28
Sep 24	0.27
Jun 24	0.27

Employee Count

COFS Employee Count by quarter
Period	Employee Count
2025	505
2024	336
2023	324
2022	332
2021	320
2020	305
2019	339
2018	174
2017	173
2016	160

PE Ratio

COFS PE Ratio by quarter
Period	PE Ratio
Sep 26	9.34
Sep 26	9.41
Aug 26	9.16
Aug 26	9.09
Aug 26	9.43
Aug 26	9.17
Jul 26	9.16
Jul 26	8.81
Jul 26	9.13
Jul 26	8.88
Jul 26	9.13
Jun 26	8.85
Jun 26	8.58
Jun 26	8.77
Jun 26	8.55
May 26	8.45
May 26	8.46
May 26	8.15
May 26	16.78
May 26	16.31
Apr 26	16.4
Apr 26	16.49
Apr 26	16
Apr 26	15.19
Mar 26	14.51
Mar 26	14.65
Mar 26	14.52
Mar 26	19.73
Feb 26	19.97
Feb 26	20.74
Feb 26	20.07
Feb 26	21.17
Jan 26	20.02
Jan 26	20.13
Jan 26	19.91
Jan 26	19.62
Jan 26	20.22
Dec 25	21.02
Dec 25	21.26
Dec 25	22.26
Dec 25	21.81
Nov 25	21.24
Nov 25	20.92
Nov 25	20.78
Nov 25	31.17
Oct 25	30.39
Oct 25	32.46
Oct 25	27.97
Oct 25	28.68
Oct 25	30.16
Sep 25	31.14
Sep 25	31.82
Sep 25	32.16
Sep 25	32.63
Aug 25	32.75
Aug 25	32.8
Aug 25	31.81
Aug 25	30.59
Aug 25	32.62
Jul 25	34.5
Jul 25	33.19
Jul 25	33.64
Jul 25	34.33
Jun 25	33.03
Jun 25	31.69
Jun 25	32.04
Jun 25	33.3
May 25	33.61
May 25	33.37
May 25	34.52
May 25	9.38
May 25	9.4
Apr 25	8.89
Apr 25	8.54
Apr 25	8.14
Apr 25	8.45
Mar 25	9.3
Mar 25	9.22
Mar 25	9.25
Mar 25	10.64
Feb 25	11.05
Feb 25	11.1
Feb 25	11.31
Feb 25	11.56
Jan 25	11.65
Jan 25	11.93
Jan 25	12.06
Jan 25	11.39
Jan 25	12.21
Dec 24	12.32
Dec 24	12.48
Dec 24	12.71
Dec 24	13.04
Nov 24	13.03
Nov 24	12.78
Nov 24	12.36
Nov 24	12.34
Nov 24	11.03
Oct 24	11.1
Oct 24	10.65

Free Cash Flow Yield

COFS Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	10.83%
Sep 26	10.75%
Aug 26	11.06%
Aug 26	11.13%
Aug 26	10.73%
Aug 26	6.02%
Jul 26	6.03%
Jul 26	6.27%
Jul 26	6.04%
Jul 26	6.22%
Jul 26	6.05%
Jun 26	6.24%
Jun 26	6.43%
Jun 26	6.3%
Jun 26	6.45%
May 26	6.53%
May 26	6.52%
May 26	6.77%
May 26	5.33%
May 26	5.48%
Apr 26	5.45%
Apr 26	5.42%
Apr 26	5.59%
Apr 26	5.89%
Mar 26	6.16%
Mar 26	6.1%
Mar 26	6.16%
Mar 26	8.64%
Feb 26	8.54%
Feb 26	8.22%
Feb 26	8.5%
Feb 26	8.06%
Jan 26	8.52%
Jan 26	8.48%
Jan 26	8.57%
Jan 26	8.69%
Jan 26	8.44%
Dec 25	8.12%
Dec 25	8.02%
Dec 25	7.66%
Dec 25	7.82%
Nov 25	8.03%
Nov 25	8.15%
Nov 25	8.21%
Nov 25	3.69%
Oct 25	3.79%
Oct 25	3.54%
Oct 25	4.11%
Oct 25	4.01%
Oct 25	3.81%
Sep 25	3.69%
Sep 25	3.61%
Sep 25	3.58%
Sep 25	3.53%
Aug 25	3.51%
Aug 25	3.51%
Aug 25	3.62%
Aug 25	3.76%
Aug 25	10.51%
Jul 25	9.93%
Jul 25	10.33%
Jul 25	10.19%
Jul 25	9.98%
Jun 25	10.38%
Jun 25	10.81%
Jun 25	10.7%
Jun 25	10.29%
May 25	10.2%
May 25	10.27%
May 25	9.93%
May 25	18.72%
May 25	18.69%
Apr 25	19.75%
Apr 25	20.58%
Apr 25	21.56%
Apr 25	20.79%
Mar 25	18.88%
Mar 25	19.05%
Mar 25	18.99%
Mar 25	4.52%
Feb 25	4.35%
Feb 25	4.34%
Feb 25	4.25%
Feb 25	4.16%
Jan 25	4.13%
Jan 25	4.03%
Jan 25	3.99%
Jan 25	4.22%
Jan 25	3.94%
Dec 24	3.91%
Dec 24	3.86%
Dec 24	3.79%
Dec 24	3.69%
Nov 24	3.69%
Nov 24	3.77%
Nov 24	3.89%
Nov 24	3.9%
Nov 24	19.85%
Oct 24	19.73%
Oct 24	20.56%

Price to Sales

COFS Price to Sales by quarter
Period	Price to Sales
Sep 26	2.8
Sep 26	2.82
Aug 26	2.74
Aug 26	2.72
Aug 26	2.83
Aug 26	2.12
Jul 26	2.11
Jul 26	2.03
Jul 26	2.11
Jul 26	2.05
Jul 26	2.11
Jun 26	2.04
Jun 26	1.98
Jun 26	2.02
Jun 26	1.97
May 26	1.95
May 26	1.95
May 26	1.88
May 26	2.08
May 26	2.02
Apr 26	2.03
Apr 26	2.04
Apr 26	1.98
Apr 26	1.88
Mar 26	1.8
Mar 26	1.81
Mar 26	1.8
Mar 26	2.09
Feb 26	2.11
Feb 26	2.19
Feb 26	2.12
Feb 26	2.24
Jan 26	2.12
Jan 26	2.13
Jan 26	2.1
Jan 26	2.07
Jan 26	2.14
Dec 25	2.22
Dec 25	2.25
Dec 25	2.35
Dec 25	2.3
Nov 25	2.24
Nov 25	2.21
Nov 25	2.2
Nov 25	2.48
Oct 25	2.41
Oct 25	2.58
Oct 25	2.22
Oct 25	2.28
Oct 25	2.4
Sep 25	2.47
Sep 25	2.53
Sep 25	2.56
Sep 25	2.59
Aug 25	2.6
Aug 25	2.61
Aug 25	2.53
Aug 25	2.43
Aug 25	1.55
Jul 25	1.64
Jul 25	1.57
Jul 25	1.6
Jul 25	1.63
Jun 25	1.57
Jun 25	1.5
Jun 25	1.52
Jun 25	1.58
May 25	1.59
May 25	1.58
May 25	1.64
May 25	1.8
May 25	1.81
Apr 25	1.71
Apr 25	1.64
Apr 25	1.56
Apr 25	1.62
Mar 25	1.79
Mar 25	1.77
Mar 25	1.78
Mar 25	1.96
Feb 25	2.03
Feb 25	2.04
Feb 25	2.08
Feb 25	2.13
Jan 25	2.14
Jan 25	2.2
Jan 25	2.22
Jan 25	2.1
Jan 25	2.25
Dec 24	2.27
Dec 24	2.3
Dec 24	2.34
Dec 24	2.4
Nov 24	2.4
Nov 24	2.35
Nov 24	2.27
Nov 24	2.27
Nov 24	1.94
Oct 24	1.95
Oct 24	1.88

EV/EBITDA

COFS EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	4.58
Sep 26	4.67
Aug 26	4.36
Aug 26	4.29
Aug 26	4.69
Aug 26	7.38
Jul 26	7.37
Jul 26	7.15
Jul 26	7.35
Jul 26	7.19
Jul 26	7.35
Jun 26	7.18
Jun 26	7.01
Jun 26	7.12
Jun 26	6.99
May 26	6.93
May 26	6.94
May 26	6.74
May 26	10.43
May 26	10.19
Apr 26	10.24
Apr 26	10.28
Apr 26	10.03
Apr 26	9.6
Mar 26	9.25
Mar 26	9.32
Mar 26	9.26
Mar 26	12.81
Feb 26	12.92
Feb 26	13.3
Feb 26	12.97
Feb 26	13.51
Jan 26	12.95
Jan 26	13
Jan 26	12.89
Jan 26	12.75
Jan 26	13.04
Dec 25	13.43
Dec 25	13.55
Dec 25	14.04
Dec 25	13.82
Nov 25	13.54
Nov 25	13.39
Nov 25	13.32
Nov 25	16.05
Oct 25	15.71
Oct 25	16.62
Oct 25	14.66
Oct 25	14.97
Oct 25	15.61
Sep 25	16.04
Sep 25	16.34
Sep 25	16.49
Sep 25	16.69
Aug 25	16.74
Aug 25	16.76
Aug 25	16.33
Aug 25	15.8
Aug 25	12.29
Jul 25	12.91
Jul 25	12.48
Jul 25	12.63
Jul 25	12.86
Jun 25	12.42
Jun 25	11.98
Jun 25	12.09
Jun 25	12.51
May 25	12.62
May 25	12.54
May 25	12.92
May 25	-2.51
May 25	-2.5
Apr 25	-2.8
Apr 25	-3.01
Apr 25	-3.24
Apr 25	-3.06
Mar 25	-2.56
Mar 25	-2.6
Mar 25	-2.59
Mar 25	-3.1
Feb 25	-2.86
Feb 25	-2.84
Feb 25	-2.71
Feb 25	-2.57
Jan 25	-2.51
Jan 25	-2.36
Jan 25	-2.28
Jan 25	-2.67
Jan 25	-2.2
Dec 24	-2.13
Dec 24	-2.04
Dec 24	-1.9
Dec 24	-1.71
Nov 24	-1.72
Nov 24	-1.86
Nov 24	-2.11
Nov 24	-2.11
Nov 24	-2.44
Oct 24	-2.4
Oct 24	-2.65

Price/Operating Cashflow

COFS Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	8.65
Sep 26	8.72
Aug 26	8.48
Aug 26	8.42
Aug 26	8.74
Aug 26	13.43
Jul 26	13.41
Jul 26	12.89
Jul 26	13.37
Jul 26	12.99
Jul 26	13.36
Jun 26	12.96
Jun 26	12.56
Jun 26	12.83
Jun 26	12.52
May 26	12.37
May 26	12.39
May 26	11.93
May 26	14.86
May 26	14.44
Apr 26	14.53
Apr 26	14.6
Apr 26	14.17
Apr 26	13.45
Mar 26	12.85
Mar 26	12.97
Mar 26	12.86
Mar 26	10.14
Feb 26	10.26
Feb 26	10.65
Feb 26	10.31
Feb 26	10.87
Jan 26	10.29
Jan 26	10.34
Jan 26	10.23
Jan 26	10.08
Jan 26	10.39
Dec 25	10.8
Dec 25	10.92
Dec 25	11.44
Dec 25	11.2
Nov 25	10.91
Nov 25	10.75
Nov 25	10.68
Nov 25	21.94
Oct 25	21.39
Oct 25	22.85
Oct 25	19.69
Oct 25	20.19
Oct 25	21.23
Sep 25	21.92
Sep 25	22.4
Sep 25	22.64
Sep 25	22.97
Aug 25	23.05
Aug 25	23.09
Aug 25	22.39
Aug 25	21.53
Aug 25	8.73
Jul 25	9.23
Jul 25	8.88
Jul 25	9
Jul 25	9.18
Jun 25	8.84
Jun 25	8.48
Jun 25	8.57
Jun 25	8.91
May 25	8.99
May 25	8.93
May 25	9.24
May 25	5.16
May 25	5.16
Apr 25	4.89
Apr 25	4.69
Apr 25	4.47
Apr 25	4.64
Mar 25	5.11
Mar 25	5.07
Mar 25	5.08
Mar 25	19.19
Feb 25	19.93
Feb 25	20
Feb 25	20.39
Feb 25	20.84
Jan 25	21.01
Jan 25	21.5
Jan 25	21.75
Jan 25	20.54
Jan 25	22
Dec 24	22.2
Dec 24	22.5
Dec 24	22.92
Dec 24	23.51
Nov 24	23.5
Nov 24	23.04
Nov 24	22.28
Nov 24	22.25
Nov 24	4.77
Oct 24	4.8
Oct 24	4.6

Price to Book

COFS Price to Book by quarter
Period	Price to Book
Sep 26	1.06
Sep 26	1.07
Aug 26	1.04
Aug 26	1.03
Aug 26	1.07
Aug 26	1.09
Jul 26	1.09
Jul 26	1.05
Jul 26	1.08
Jul 26	1.05
Jul 26	1.08
Jun 26	1.05
Jun 26	1.02
Jun 26	1.04
Jun 26	1.02
May 26	1
May 26	1
May 26	0.97
May 26	1.02
May 26	0.99
Apr 26	0.99
Apr 26	1
Apr 26	0.97
Apr 26	0.92
Mar 26	0.88
Mar 26	0.89
Mar 26	0.88
Mar 26	0.94
Feb 26	0.95
Feb 26	0.99
Feb 26	0.96
Feb 26	1.01
Jan 26	0.96
Jan 26	0.96
Jan 26	0.95
Jan 26	0.94
Jan 26	0.97
Dec 25	1
Dec 25	1.02
Dec 25	1.06
Dec 25	1.04
Nov 25	1.01
Nov 25	1
Nov 25	0.99
Nov 25	1.02
Oct 25	0.99
Oct 25	1.06
Oct 25	0.92
Oct 25	0.94
Oct 25	0.99
Sep 25	1.02
Sep 25	1.04
Sep 25	1.05
Sep 25	1.07
Aug 25	1.07
Aug 25	1.07
Aug 25	1.04
Aug 25	1
Aug 25	0.55
Jul 25	0.58
Jul 25	0.56
Jul 25	0.57
Jul 25	0.58
Jun 25	0.56
Jun 25	0.53
Jun 25	0.54
Jun 25	0.56
May 25	0.57
May 25	0.56
May 25	0.58
May 25	0.96
May 25	0.96
Apr 25	0.91
Apr 25	0.88
Apr 25	0.84
Apr 25	0.87
Mar 25	0.95
Mar 25	0.95
Mar 25	0.95
Mar 25	1.07
Feb 25	1.11
Feb 25	1.11
Feb 25	1.14
Feb 25	1.16
Jan 25	1.17
Jan 25	1.2
Jan 25	1.21
Jan 25	1.14
Jan 25	1.22
Dec 24	1.24
Dec 24	1.25
Dec 24	1.28
Dec 24	1.31
Nov 24	1.31
Nov 24	1.28
Nov 24	1.24
Nov 24	1.24
Nov 24	1.16
Oct 24	1.17
Oct 24	1.12

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News: COFS

prnewswire.com · 11 Sep 2026

ChoiceOne Bank Receives Habitat for Humanity of Kent County Opportunity Award

SPARTA, Mich., Sept. 11, 2026 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") are proud to receive the 2026 Habitat for Humanity of Kent County Opportunity Award, recognizing ChoiceOne as a long-term supporter with deep community roots and a vision for building stronger communities for generations to come.

defenseworld.net · 2 Sep 2026

BlackRock Inc. Invests $36.96 Million in ChoiceOne Financial Services, Inc. $COFS

BlackRock Inc. bought a new stake in ChoiceOne Financial Services, Inc. (NASDAQ: COFS) in the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The institutional investor bought 1,086,956 shares of the company's stock, valued at approximately $36,957,000. BlackRock Inc. owned approximately 7.26% of

zacks.com · 29 Jul 2026

ChoiceOne Financial Services (COFS) Upgraded to Buy: Here's What You Should Know

ChoiceOne Financial Services (COFS) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

zacks.com · 24 Jul 2026