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Citizens Bancshares Corp.

$48.05 +$6.05 (+14.40%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$48.05

Day Range

$48.05$54

Year Range

$32.5$54

Market Cap

100.1M

AVG Volume

835

Trailing/Forward PE

8.5/-

PEG ratio

0.36

Dividend Yield

0.92%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

CITZ Revenue (USD) by year
Period	Revenue (USD)
2015	17.37M
2014	17.8M
2013	18.25M
2012	21.48M
2011	21.55M
2010	23.77M
2009	25.11M
2008	25.35M
2007	27.33M
2006	26.48M

Net Income (USD)

CITZ Net Income (USD) by year
Period	Net Income (USD)
2015	1.82M
2014	1.81M
2013	1.35M
2012	769.82K
2011	267.63K
2010	629.2K
2009	1.03M
2008	1.02M
2007	2.86M
2006	3M

Operating Income (USD)

CITZ Operating Income (USD) by year
Period	Operating Income (USD)
2015	2.13M
2014	1.94M
2013	1.2M
2012	-131.25K
2011	-814.93K
2010	-274.55K
2009	851.45K
2008	1.06M
2007	3.67M
2006	3.76M

EBITDA (USD)

CITZ EBITDA (USD) by year
Period	EBITDA (USD)
2015	3.63M
2014	3.46M
2013	3.16M
2012	1.97M
2011	888.58K
2010	1.5M
2009	2.3M
2008	2.04M
2007	4.71M
2006	5.12M

Cash Flows (USD)

CITZ Cash Flows (USD) by year
Period	Cash Flows (USD)
2015	2.06M
2014	3.54M
2013	4.36M
2012	8.76M
2011	6.27M
2010	5.28M
2009	-3.26M
2008	2.91M
2007	3.38M
2006	2.98M

EPS (USD)

CITZ EPS (USD) by year
Period	EPS (USD)
2015	0.79
2014	0.83
2013	0.59
2012	0.36
2011	0.1
2010	0.24
2009	0.49
2008	0.48
2007	1.37
2006	1.43

Expenses (USD)

CITZ Expenses (USD) by year
Period	Expenses (USD)
2015	9.31M
2014	6.82M
2013	6.75M
2012	7.07M
2011	7.33M
2010	8.27M
2009	8.54M
2008	7.89M
2007	8.43M
2006	8.41M

Cash & Debt (USD)

CITZ Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2015	33.3M
2014	48.76M
2013	29.52M
2012	41.28M
2011	34.86M
2010	26.01M
2009	29.48M
2008	16.49M
2007	8.81M
2006	13.3M

Debt ratios

CITZ Debt ratios by year
Period	Debt ratios
2015	-2.3
2014	-5.12
2013	-3.89
2012	-6.16
2011	-5.14
2010	-2.43
2009	-1.06
2008	0.76

Margins

CITZ Margins by year
Period	Margins
2015	95.4%
2014	94.9%
2013	92.72%
2012	83.93%
2011	74.9%
2010	79.21%
2009	72.98%
2008	64.83%
2007	69.31%
2006	72.17%

Return on Capital

CITZ Return on Capital by year
Period	Return on Capital
2015	3.61%
2014	3.65%
2013	2.91%
2012	1.57%
2011	0.55%
2010	1.37%
2009	2.43%
2008	3.04%
2007	8.62%
2006	9.96%

Shares Outstanding

CITZ Shares Outstanding by year
Period	Shares Outstanding
2015	2.19M
2014	2.17M
2013	2.16M
2012	2.15M
2011	2.13M
2010	2.11M
2009	2.1M
2008	2.1M
2007	2.09M
2006	2.09M

Dividends (USD)

CITZ Dividends (USD) by year
Period	Dividends (USD)
2025	0.44
2024	0.42
2023	0.4
2022	0.38
2021	0.36
2020	0.34
2019	0.32

Book Value Per Share (USD)

CITZ Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2015	22.96
2014	22.86
2013	21.47
2012	22.84
2011	22.82
2010	21.75
2009	20.09
2008	16.04
2007	15.84
2006	14.45

Total Assets (USD)

CITZ Total Assets (USD) by year
Period	Total Assets (USD)
2015	388.62M
2014	395.64M
2013	387.73M
2012	395.6M
2011	397.16M
2010	387.81M
2009	387.54M
2008	348.1M
2007	338.38M
2006	335.19M

PE Ratio

CITZ PE Ratio by year
Period	PE Ratio
Sep 26	46.68
Sep 26	46.68
Aug 26	46.68
Aug 26	46.68
Aug 26	46.63
Aug 26	45.52
Jul 26	44.88
Jul 26	42.74
Jul 26	42.72
Jul 26	42.02
Jul 26	42.02
Jun 26	42.26
Jun 26	42.26
Jun 26	42.24
Jun 26	42.24
May 26	41.77
May 26	40.31
May 26	39.83
May 26	39.83
May 26	39.83
Apr 26	39.83
Apr 26	39.33
Apr 26	39.1
Apr 26	39.1
Mar 26	38.95
Mar 26	39.44
Mar 26	39.44
Mar 26	38.86
Feb 26	39.83
Feb 26	39.83
Feb 26	39.83
Feb 26	40.8
Jan 26	40.8
Jan 26	40.8
Jan 26	40.8
Jan 26	40.8
Jan 26	40.8
Dec 25	40.8
Dec 25	40.8
Dec 25	40.8
Dec 25	40.8
Nov 25	40.8
Nov 25	36.91
Nov 25	36.91
Nov 25	36.91
Oct 25	36.91
Oct 25	36.91
Oct 25	36.91
Oct 25	32.64
Oct 25	32.64
Sep 25	32.64
Sep 25	31.57
Sep 25	31.57
Sep 25	31.08
Aug 25	31.08
Aug 25	30.11
Aug 25	29.63
Aug 25	29.46
Aug 25	29.46
Jul 25	29.46
Jul 25	29.46
Jul 25	29.46
Jul 25	30.36
Jun 25	29.97
Jun 25	29.97
Jun 25	29.97
Jun 25	29.38
May 25	29.38
May 25	29.38
May 25	29.14
May 25	29.14
May 25	29.14
Apr 25	29.13
Apr 25	29.13
Apr 25	29.36
Apr 25	28.9
Mar 25	28.9
Mar 25	28.9
Mar 25	28.9
Mar 25	28.9
Feb 25	28.85
Feb 25	28.85
Feb 25	29.14
Feb 25	28.68
Jan 25	28.66
Jan 25	28.17
Jan 25	28.17
Jan 25	28.41
Jan 25	28.46
Dec 24	28.46
Dec 24	28.75
Dec 24	29
Dec 24	29.05
Nov 24	29.63
Nov 24	29.63
Nov 24	29.63
Nov 24	29.63
Nov 24	29.63
Oct 24	29.63
Oct 24	29.63

Free Cash Flow Yield

CITZ Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	0.61%
Sep 26	0.61%
Aug 26	0.61%
Aug 26	0.61%
Aug 26	0.61%
Aug 26	0.63%
Jul 26	0.63%
Jul 26	0.67%
Jul 26	0.67%
Jul 26	0.68%
Jul 26	0.68%
Jun 26	0.67%
Jun 26	0.67%
Jun 26	0.67%
Jun 26	0.67%
May 26	0.68%
May 26	0.71%
May 26	0.71%
May 26	0.71%
May 26	0.71%
Apr 26	0.71%
Apr 26	0.72%
Apr 26	0.73%
Apr 26	0.73%
Mar 26	0.73%
Mar 26	0.72%
Mar 26	0.72%
Mar 26	0.73%
Feb 26	0.71%
Feb 26	0.71%
Feb 26	0.71%
Feb 26	0.7%
Jan 26	0.7%
Jan 26	0.7%
Jan 26	0.7%
Jan 26	0.7%
Jan 26	0.7%
Dec 25	0.7%
Dec 25	0.7%
Dec 25	0.7%
Dec 25	0.7%
Nov 25	0.7%
Nov 25	0.77%
Nov 25	0.77%
Nov 25	0.77%
Oct 25	0.77%
Oct 25	0.77%
Oct 25	0.77%
Oct 25	0.87%
Oct 25	0.87%
Sep 25	0.87%
Sep 25	0.9%
Sep 25	0.9%
Sep 25	0.92%
Aug 25	0.92%
Aug 25	0.95%
Aug 25	0.96%
Aug 25	0.97%
Aug 25	0.97%
Jul 25	0.97%
Jul 25	0.97%
Jul 25	0.97%
Jul 25	0.94%
Jun 25	0.95%
Jun 25	0.95%
Jun 25	0.95%
Jun 25	0.97%
May 25	0.97%
May 25	0.97%
May 25	0.98%
May 25	0.98%
May 25	0.98%
Apr 25	0.98%
Apr 25	0.98%
Apr 25	0.97%
Apr 25	0.98%
Mar 25	0.98%
Mar 25	0.98%
Mar 25	0.98%
Mar 25	0.98%
Feb 25	0.99%
Feb 25	0.99%
Feb 25	0.98%
Feb 25	0.99%
Jan 25	0.99%
Jan 25	1.01%
Jan 25	1.01%
Jan 25	1%
Jan 25	1%
Dec 24	1%
Dec 24	0.99%
Dec 24	0.98%
Dec 24	0.98%
Nov 24	0.96%
Nov 24	0.96%
Nov 24	0.96%
Nov 24	0.96%
Nov 24	0.96%
Oct 24	0.96%
Oct 24	0.96%

Price to Sales

CITZ Price to Sales by year
Period	Price to Sales
Sep 26	6.2
Sep 26	6.2
Aug 26	6.2
Aug 26	6.2
Aug 26	6.19
Aug 26	6.05
Jul 26	5.96
Jul 26	5.68
Jul 26	5.68
Jul 26	5.58
Jul 26	5.58
Jun 26	5.61
Jun 26	5.61
Jun 26	5.61
Jun 26	5.61
May 26	5.55
May 26	5.36
May 26	5.29
May 26	5.29
May 26	5.29
Apr 26	5.29
Apr 26	5.23
Apr 26	5.19
Apr 26	5.19
Mar 26	5.18
Mar 26	5.24
Mar 26	5.24
Mar 26	5.16
Feb 26	5.29
Feb 26	5.29
Feb 26	5.29
Feb 26	5.42
Jan 26	5.42
Jan 26	5.42
Jan 26	5.42
Jan 26	5.42
Jan 26	5.42
Dec 25	5.42
Dec 25	5.42
Dec 25	5.42
Dec 25	5.42
Nov 25	5.42
Nov 25	4.9
Nov 25	4.9
Nov 25	4.9
Oct 25	4.9
Oct 25	4.9
Oct 25	4.9
Oct 25	4.34
Oct 25	4.34
Sep 25	4.34
Sep 25	4.19
Sep 25	4.19
Sep 25	4.13
Aug 25	4.13
Aug 25	4
Aug 25	3.94
Aug 25	3.91
Aug 25	3.91
Jul 25	3.91
Jul 25	3.91
Jul 25	3.91
Jul 25	4.03
Jun 25	3.98
Jun 25	3.98
Jun 25	3.98
Jun 25	3.9
May 25	3.9
May 25	3.9
May 25	3.87
May 25	3.87
May 25	3.87
Apr 25	3.87
Apr 25	3.87
Apr 25	3.9
Apr 25	3.84
Mar 25	3.84
Mar 25	3.84
Mar 25	3.84
Mar 25	3.84
Feb 25	3.83
Feb 25	3.83
Feb 25	3.87
Feb 25	3.81
Jan 25	3.81
Jan 25	3.74
Jan 25	3.74
Jan 25	3.78
Jan 25	3.78
Dec 24	3.78
Dec 24	3.82
Dec 24	3.85
Dec 24	3.86
Nov 24	3.94
Nov 24	3.94
Nov 24	3.94
Nov 24	3.94
Nov 24	3.94
Oct 24	3.94
Oct 24	3.94

EV/EBITDA

CITZ EV/EBITDA by year
Period	EV/EBITDA
Sep 26	17.63
Sep 26	17.63
Aug 26	17.63
Aug 26	17.63
Aug 26	17.61
Aug 26	17
Jul 26	16.64
Jul 26	15.47
Jul 26	15.46
Jul 26	15.07
Jul 26	15.07
Jun 26	15.2
Jun 26	15.2
Jun 26	15.19
Jun 26	15.19
May 26	14.93
May 26	14.13
May 26	13.86
May 26	13.86
May 26	13.86
Apr 26	13.86
Apr 26	13.59
Apr 26	13.46
Apr 26	13.46
Mar 26	13.38
Mar 26	13.65
Mar 26	13.65
Mar 26	13.33
Feb 26	13.86
Feb 26	13.86
Feb 26	13.86
Feb 26	14.4
Jan 26	14.4
Jan 26	14.4
Jan 26	14.4
Jan 26	14.4
Jan 26	14.4
Dec 25	14.4
Dec 25	14.4
Dec 25	14.4
Dec 25	14.4
Nov 25	14.4
Nov 25	12.26
Nov 25	12.26
Nov 25	12.26
Oct 25	12.26
Oct 25	12.26
Oct 25	12.26
Oct 25	9.91
Oct 25	9.91
Sep 25	9.91
Sep 25	9.32
Sep 25	9.32
Sep 25	9.05
Aug 25	9.05
Aug 25	8.52
Aug 25	8.25
Aug 25	8.16
Aug 25	8.16
Jul 25	8.16
Jul 25	8.16
Jul 25	8.16
Jul 25	8.65
Jun 25	8.44
Jun 25	8.44
Jun 25	8.44
Jun 25	8.12
May 25	8.12
May 25	8.12
May 25	7.98
May 25	7.98
May 25	7.98
Apr 25	7.98
Apr 25	7.98
Apr 25	8.11
Apr 25	7.85
Mar 25	7.85
Mar 25	7.85
Mar 25	7.85
Mar 25	7.85
Feb 25	7.82
Feb 25	7.82
Feb 25	7.98
Feb 25	7.73
Jan 25	7.72
Jan 25	7.45
Jan 25	7.45
Jan 25	7.58
Jan 25	7.61
Dec 24	7.61
Dec 24	7.77
Dec 24	7.9
Dec 24	7.94
Nov 24	8.25
Nov 24	8.25
Nov 24	8.25
Nov 24	8.25
Nov 24	8.25
Oct 24	8.25
Oct 24	8.25

Price/Operating Cashflow

CITZ Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	69.56
Sep 26	69.56
Aug 26	69.56
Aug 26	69.56
Aug 26	69.49
Aug 26	67.84
Jul 26	66.88
Jul 26	63.7
Jul 26	63.67
Jul 26	62.62
Jul 26	62.62
Jun 26	62.97
Jun 26	62.97
Jun 26	62.94
Jun 26	62.94
May 26	62.25
May 26	60.08
May 26	59.35
May 26	59.35
May 26	59.35
Apr 26	59.35
Apr 26	58.61
Apr 26	58.27
Apr 26	58.27
Mar 26	58.05
Mar 26	58.77
Mar 26	58.77
Mar 26	57.9
Feb 26	59.35
Feb 26	59.35
Feb 26	59.35
Feb 26	60.8
Jan 26	60.8
Jan 26	60.8
Jan 26	60.8
Jan 26	60.8
Jan 26	60.8
Dec 25	60.8
Dec 25	60.8
Dec 25	60.8
Dec 25	60.8
Nov 25	60.8
Nov 25	55.01
Nov 25	55.01
Nov 25	55.01
Oct 25	55.01
Oct 25	55.01
Oct 25	55.01
Oct 25	48.64
Oct 25	48.64
Sep 25	48.64
Sep 25	47.05
Sep 25	47.05
Sep 25	46.32
Aug 25	46.32
Aug 25	44.88
Aug 25	44.15
Aug 25	43.91
Aug 25	43.91
Jul 25	43.91
Jul 25	43.91
Jul 25	43.91
Jul 25	45.24
Jun 25	44.66
Jun 25	44.66
Jun 25	44.66
Jun 25	43.79
May 25	43.79
May 25	43.79
May 25	43.43
May 25	43.43
May 25	43.43
Apr 25	43.41
Apr 25	43.41
Apr 25	43.76
Apr 25	43.07
Mar 25	43.07
Mar 25	43.07
Mar 25	43.07
Mar 25	43.07
Feb 25	42.99
Feb 25	42.99
Feb 25	43.43
Feb 25	42.73
Jan 25	42.7
Jan 25	41.98
Jan 25	41.98
Jan 25	42.34
Jan 25	42.42
Dec 24	42.42
Dec 24	42.85
Dec 24	43.21
Dec 24	43.3
Nov 24	44.15
Nov 24	44.15
Nov 24	44.15
Nov 24	44.15
Nov 24	44.15
Oct 24	44.15
Oct 24	44.15

Price to Book

CITZ Price to Book by year
Period	Price to Book
Sep 26	2.01
Sep 26	2.01
Aug 26	2.01
Aug 26	2.01
Aug 26	2.01
Aug 26	1.96
Jul 26	1.93
Jul 26	1.84
Jul 26	1.84
Jul 26	1.81
Jul 26	1.81
Jun 26	1.82
Jun 26	1.82
Jun 26	1.82
Jun 26	1.82
May 26	1.8
May 26	1.74
May 26	1.72
May 26	1.72
May 26	1.72
Apr 26	1.72
Apr 26	1.7
Apr 26	1.68
Apr 26	1.68
Mar 26	1.68
Mar 26	1.7
Mar 26	1.7
Mar 26	1.67
Feb 26	1.72
Feb 26	1.72
Feb 26	1.72
Feb 26	1.76
Jan 26	1.76
Jan 26	1.76
Jan 26	1.76
Jan 26	1.76
Jan 26	1.76
Dec 25	1.76
Dec 25	1.76
Dec 25	1.76
Dec 25	1.76
Nov 25	1.76
Nov 25	1.59
Nov 25	1.59
Nov 25	1.59
Oct 25	1.59
Oct 25	1.59
Oct 25	1.59
Oct 25	1.41
Oct 25	1.41
Sep 25	1.41
Sep 25	1.36
Sep 25	1.36
Sep 25	1.34
Aug 25	1.34
Aug 25	1.3
Aug 25	1.28
Aug 25	1.27
Aug 25	1.27
Jul 25	1.27
Jul 25	1.27
Jul 25	1.27
Jul 25	1.31
Jun 25	1.29
Jun 25	1.29
Jun 25	1.29
Jun 25	1.27
May 25	1.27
May 25	1.27
May 25	1.26
May 25	1.26
May 25	1.26
Apr 25	1.26
Apr 25	1.26
Apr 25	1.27
Apr 25	1.25
Mar 25	1.25
Mar 25	1.25
Mar 25	1.25
Mar 25	1.25
Feb 25	1.24
Feb 25	1.24
Feb 25	1.26
Feb 25	1.24
Jan 25	1.23
Jan 25	1.21
Jan 25	1.21
Jan 25	1.22
Jan 25	1.23
Dec 24	1.23
Dec 24	1.24
Dec 24	1.25
Dec 24	1.25
Nov 24	1.28
Nov 24	1.28
Nov 24	1.28
Nov 24	1.28
Nov 24	1.28
Oct 24	1.28
Oct 24	1.28

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Citizens Bancshares Corp.

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