Home / CHBAY : OTC

AI Analysis Fundamentals Valuation Video Analysis Similar

AI Analysis

How does CHBAY make money? Does CHBAY have pricing power? What's the Earnings Whisper? Will CHBAY profit more as the business scales? What is CHBAY's management track record? Is CHBAY's current price justified?

The Chiba Bank, Ltd.

$83.14 +$28.14 (+51.16%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$90.24

Day Range

$83.14 - $83.14

Year Range

$47$90.24

Market Cap

11.49B

AVG Volume

300

Trailing/Forward PE

18.96/0.09

PEG ratio

0.94

Dividend Yield

1.88%

Next Earnings Date

2026-11-06

Primary Exchange

Other OTC

Revenue (JPY)

CHBAY Revenue (JPY) by year
Period	Revenue (JPY)
2026	409.7B
2025	336.01B
2024	286.9B
2023	253.81B
2022	215.97B
2021	213.41B
2020	220.63B
2019	217.8B
2018	211.18B
2017	202.56B

Net Income (JPY)

CHBAY Net Income (JPY) by year
Period	Net Income (JPY)
2026	94.97B
2025	74.26B
2024	62.44B
2023	60.28B
2022	54.5B
2021	49.64B
2020	48.04B
2019	50.48B
2018	53.8B
2017	52.73B

Operating Income (JPY)

CHBAY Operating Income (JPY) by year
Period	Operating Income (JPY)
2026	133.01B
2025	106.83B
2024	90.67B
2023	86.67B
2022	78.38B
2021	71.46B
2020	68.78B
2019	72.22B
2018	77.09B
2017	76.61B

EBITDA (JPY)

CHBAY EBITDA (JPY) by year
Period	EBITDA (JPY)
2026	133.01B
2025	106.83B
2024	97.8B
2023	93.81B
2022	78.38B
2021	71.46B
2020	68.78B
2019	72.22B
2018	77.09B
2017	76.61B

Cash Flows (JPY)

CHBAY Cash Flows (JPY) by year
Period	Cash Flows (JPY)
2026	0
2025	0
2024	14.26B
2023	14.27B
2022	0
2021	0
2020	0
2019	0
2018	0
2017	159M

EPS (JPY)

CHBAY EPS (JPY) by year
Period	EPS (JPY)
2026	674.85
2025	520.95
2024	432.6
2023	412.05
2022	367.15
2021	334
2020	318.6
2019	327
2018	340.35
2017	326.2

Expenses (JPY)

CHBAY Expenses (JPY) by year
Period	Expenses (JPY)
2026	104.89B
2025	45.83B
2024	92.22B
2023	88.98B
2022	91.13B
2021	93.95B
2020	89.03B
2019	89.11B
2018	91.19B
2017	90.37B

Cash & Debt (JPY)

CHBAY Cash & Debt (JPY) by year
Period	Cash & Debt (JPY)
2026	2.72T
2025	4.25T
2024	4.69T
2023	4.07T
2022	4.2T
2021	3.62T
2020	1.93T
2019	2.07T
2018	1.85T
2017	1.81T

Debt ratios

CHBAY Debt ratios by year
Period	Debt ratios
2026	-0.65
2025	-3
2024	-4.48
2023	-6.16
2022	-7.12
2021	-6.45
2020	-3.62
2019	-4.52

Margins

CHBAY Margins by year
Period	Margins
2026	72.73%
2025	74.33%
2024	77.02%
2023	86.98%
2022	95.37%
2021	94.1%
2020	89.05%
2019	88.46%
2018	91.04%
2017	91.81%

Return on Capital

CHBAY Return on Capital by year
Period	Return on Capital
2026	7.52%
2025	6.48%
2024	5.28%
2023	5.68%
2022	5.15%
2021	4.77%
2020	5.17%
2019	5.3%
2018	5.7%
2017	5.86%

Shares Outstanding

CHBAY Shares Outstanding by year
Period	Shares Outstanding
2026	139.68M
2025	141.49M
2024	144.32M
2023	144.92M
2022	147.43M
2021	148.58M
2020	148.56M
2019	152.28M
2018	155.8M
2017	159.55M

Dividends (JPY)

CHBAY Dividends (JPY) by year
Period	Dividends (JPY)
2026	0.8
2025	1.31
2024	0.78
2023	0.76
2022	0.7
2021	0.8
2020	0.65
2019	0.63
2018	0.69
2017	0.67

Book Value Per Share (JPY)

CHBAY Book Value Per Share (JPY) by year
Period	Book Value Per Share (JPY)
2026	9040.2
2025	8093.76
2024	8186.71
2023	7322.28
2022	7183.73
2021	7011.23
2020	6255.51
2019	6253.4
2018	6054.04
2017	5644.29

Total Assets (JPY)

CHBAY Total Assets (JPY) by year
Period	Total Assets (JPY)
2026	21.3T
2025	21.63T
2024	21.32T
2023	19.79T
2022	19.1T
2021	17.9T
2020	15.61T
2019	14.96T
2018	14.38T
2017	14.1T

PE Ratio

CHBAY PE Ratio by year
Period	PE Ratio
Sep 26	20.37
Sep 26	20.73
Aug 26	20.67
Aug 26	19.25
Aug 26	19.29
Aug 26	19.1
Jul 26	19.07
Jul 26	18.24
Jul 26	18.08
Jul 26	18
Jul 26	17.94
Jun 26	19.08
Jun 26	18.32
Jun 26	18.19
Jun 26	18.2
May 26	18.49
May 26	17.91
May 26	17.86
May 26	16.5
May 26	17.04
Apr 26	17.39
Apr 26	17.32
Apr 26	16.31
Apr 26	16.34
Mar 26	17.98
Mar 26	15.35
Mar 26	15.4
Mar 26	15.21
Feb 26	15.04
Feb 26	14.95
Feb 26	14.72
Feb 26	15.15
Jan 26	14.92
Jan 26	15.02
Jan 26	15.24
Jan 26	15.23
Jan 26	15.12
Dec 25	16.02
Dec 25	16.14
Dec 25	14.8
Dec 25	14.76
Nov 25	14.84
Nov 25	14.85
Nov 25	13.52
Nov 25	13.42
Oct 25	13.47
Oct 25	13.37
Oct 25	13.18
Oct 25	14.31
Oct 25	13.96
Sep 25	15.05
Sep 25	13.92
Sep 25	13.89
Sep 25	13.86
Aug 25	13.83
Aug 25	13.82
Aug 25	13.84
Aug 25	13.41
Aug 25	13.38
Jul 25	13.41
Jul 25	13.51
Jul 25	13.38
Jul 25	13.16
Jun 25	13.82
Jun 25	14.03
Jun 25	13.84
Jun 25	14.02
May 25	13.47
May 25	12.87
May 25	13.15
May 25	13.34
May 25	13.2
Apr 25	13.17
Apr 25	12.02
Apr 25	12.85
Apr 25	11.81
Mar 25	12.35
Mar 25	12.3
Mar 25	12.25
Mar 25	12.2
Feb 25	12.41
Feb 25	12.3
Feb 25	12.55
Feb 25	12.48
Jan 25	12.79
Jan 25	12.85
Jan 25	12.88
Jan 25	13
Jan 25	12.96
Dec 24	13.28
Dec 24	13.16
Dec 24	12.93
Dec 24	12.62
Nov 24	12.6
Nov 24	13.02
Nov 24	12.98
Nov 24	12.84
Nov 24	12.87
Oct 24	12.81
Oct 24	12.58

Free Cash Flow Yield

CHBAY Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	0%
Sep 26	0%
Aug 26	0%
Aug 26	0%
Aug 26	0%
Aug 26	0%
Jul 26	0%
Jul 26	0%
Jul 26	0%
Jul 26	0%
Jul 26	0%
Jun 26	0%
Jun 26	0%
Jun 26	0%
Jun 26	0%
May 26	0%
May 26	0%
May 26	0%
May 26	0%
May 26	0%
Apr 26	0%
Apr 26	0%
Apr 26	0%
Apr 26	0%
Mar 26	0%
Mar 26	0%
Mar 26	0%
Mar 26	0%
Feb 26	0%
Feb 26	0%
Feb 26	0%
Feb 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Dec 25	0%
Dec 25	0%
Dec 25	0%
Dec 25	0%
Nov 25	0%
Nov 25	0%
Nov 25	0%
Nov 25	0%
Oct 25	0%
Oct 25	0%
Oct 25	0%
Oct 25	0%
Oct 25	0%
Sep 25	0%
Sep 25	0%
Sep 25	0%
Sep 25	0%
Aug 25	0%
Aug 25	0%
Aug 25	0%
Aug 25	0%
Aug 25	0%
Jul 25	0%
Jul 25	0%
Jul 25	0%
Jul 25	0%
Jun 25	0%
Jun 25	0%
Jun 25	0%
Jun 25	0%
May 25	0%
May 25	0%
May 25	0%
May 25	0%
May 25	0%
Apr 25	0%
Apr 25	0%
Apr 25	0%
Apr 25	0%
Mar 25	0.61%
Mar 25	0.61%
Mar 25	0.61%
Mar 25	0.61%
Feb 25	0.6%
Feb 25	0.61%
Feb 25	0.6%
Feb 25	0.6%
Jan 25	0.58%
Jan 25	0.58%
Jan 25	0.58%
Jan 25	0.58%
Jan 25	0.58%
Dec 24	1.13%
Dec 24	1.14%
Dec 24	1.16%
Dec 24	1.19%
Nov 24	1.19%
Nov 24	1.16%
Nov 24	1.16%
Nov 24	1.17%
Nov 24	1.17%
Oct 24	1.17%
Oct 24	1.2%

Price to Sales

CHBAY Price to Sales by year
Period	Price to Sales
Sep 26	4.72
Sep 26	4.81
Aug 26	4.79
Aug 26	4.46
Aug 26	4.47
Aug 26	4.43
Jul 26	4.42
Jul 26	4.23
Jul 26	4.19
Jul 26	4.17
Jul 26	4.16
Jun 26	4.32
Jun 26	4.14
Jun 26	4.11
Jun 26	4.12
May 26	4.18
May 26	4.05
May 26	4.04
May 26	3.73
May 26	3.85
Apr 26	3.93
Apr 26	3.92
Apr 26	3.69
Apr 26	3.7
Mar 26	3.89
Mar 26	3.33
Mar 26	3.34
Mar 26	3.29
Feb 26	3.26
Feb 26	3.24
Feb 26	3.19
Feb 26	3.28
Jan 26	3.23
Jan 26	3.25
Jan 26	3.3
Jan 26	3.3
Jan 26	3.28
Dec 25	3.48
Dec 25	3.51
Dec 25	3.22
Dec 25	3.21
Nov 25	3.22
Nov 25	3.23
Nov 25	2.94
Nov 25	2.92
Oct 25	2.93
Oct 25	2.91
Oct 25	2.86
Oct 25	3.11
Oct 25	3.04
Sep 25	3.33
Sep 25	3.08
Sep 25	3.07
Sep 25	3.06
Aug 25	3.06
Aug 25	3.05
Aug 25	3.06
Aug 25	2.96
Aug 25	2.96
Jul 25	2.96
Jul 25	2.99
Jul 25	2.96
Jul 25	2.91
Jun 25	2.92
Jun 25	2.97
Jun 25	2.92
Jun 25	2.96
May 25	2.85
May 25	2.72
May 25	2.78
May 25	2.82
May 25	2.79
Apr 25	2.79
Apr 25	2.54
Apr 25	2.72
Apr 25	2.5
Mar 25	2.63
Mar 25	2.63
Mar 25	2.61
Mar 25	2.6
Feb 25	2.65
Feb 25	2.62
Feb 25	2.68
Feb 25	2.66
Jan 25	2.73
Jan 25	2.74
Jan 25	2.75
Jan 25	2.77
Jan 25	2.77
Dec 24	2.85
Dec 24	2.82
Dec 24	2.77
Dec 24	2.7
Nov 24	2.7
Nov 24	2.79
Nov 24	2.78
Nov 24	2.75
Nov 24	2.76
Oct 24	2.75
Oct 24	2.7

EV/EBITDA

CHBAY EV/EBITDA by year
Period	EV/EBITDA
Sep 26	12.44
Sep 26	12.7
Aug 26	12.66
Aug 26	11.64
Aug 26	11.67
Aug 26	11.54
Jul 26	11.51
Jul 26	10.92
Jul 26	10.81
Jul 26	10.75
Jul 26	10.71
Jun 26	12.59
Jun 26	12.04
Jun 26	11.94
Jun 26	11.95
May 26	12.16
May 26	11.74
May 26	11.7
May 26	10.71
May 26	11.1
Apr 26	11.36
Apr 26	11.3
Apr 26	10.57
Apr 26	10.59
Mar 26	7.57
Mar 26	5.73
Mar 26	5.77
Mar 26	5.63
Feb 26	5.52
Feb 26	5.45
Feb 26	5.29
Feb 26	5.6
Jan 26	5.43
Jan 26	5.5
Jan 26	5.65
Jan 26	5.64
Jan 26	5.57
Dec 25	2.93
Dec 25	3.01
Dec 25	2.08
Dec 25	2.05
Nov 25	2.1
Nov 25	2.11
Nov 25	1.18
Nov 25	1.11
Oct 25	1.15
Oct 25	1.08
Oct 25	0.94
Oct 25	1.74
Oct 25	1.49
Sep 25	-0.13
Sep 25	-0.92
Sep 25	-0.94
Sep 25	-0.96
Aug 25	-0.98
Aug 25	-0.99
Aug 25	-0.97
Aug 25	-1.27
Aug 25	-1.29
Jul 25	-1.27
Jul 25	-1.2
Jul 25	-1.29
Jul 25	-1.45
Jun 25	-0.27
Jun 25	-0.12
Jun 25	-0.25
Jun 25	-0.13
May 25	-0.5
May 25	-0.91
May 25	-0.72
May 25	-0.6
May 25	-0.69
Apr 25	-0.71
Apr 25	-1.5
Apr 25	-0.93
Apr 25	-1.64
Mar 25	-1.12
Mar 25	-1.15
Mar 25	-1.19
Mar 25	-1.22
Feb 25	-1.08
Feb 25	-1.16
Feb 25	-0.99
Feb 25	-1.04
Jan 25	-0.83
Jan 25	-0.79
Jan 25	-0.77
Jan 25	-0.69
Jan 25	-0.71
Dec 24	-4.33
Dec 24	-4.41
Dec 24	-4.56
Dec 24	-4.76
Nov 24	-4.77
Nov 24	-4.5
Nov 24	-4.52
Nov 24	-4.62
Nov 24	-4.6
Oct 24	-4.63
Oct 24	-4.79

Price/Operating Cashflow

CHBAY Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Mar 25	165.11
Mar 25	164.53
Mar 25	163.79
Mar 25	163.15
Feb 25	165.99
Feb 25	164.46
Feb 25	167.83
Feb 25	166.85
Jan 25	171
Jan 25	171.87
Jan 25	172.21
Jan 25	173.79
Jan 25	173.32
Dec 24	88.26
Dec 24	87.45
Dec 24	85.89
Dec 24	83.87
Nov 24	83.73
Nov 24	86.52
Nov 24	86.29
Nov 24	85.33
Nov 24	85.53
Oct 24	85.14
Oct 24	83.58
Oct 24	83.38
Oct 24	87.42
Sep 24	57.02
Sep 24	53.94
Sep 24	52.79
Sep 24	53.33
Aug 24	54.79
Aug 24	54.12
Aug 24	55.32
Aug 24	54.97
Aug 24	54.92
Jul 24	57.64
Feb 24	42.35
Feb 24	42.08
Jan 24	42.04
Jan 24	42.04
Jan 24	41.11
Jan 24	39.93
Dec 23	39.55
Dec 23	40.33
Dec 23	40.83
Nov 23	41.57
Nov 23	41.59
Nov 23	42.37
Nov 23	41.02
Oct 23	41.09
Oct 23	42.64
Oct 23	42.56
Oct 23	43.24
Sep 23	42.83
May 23	79.78
May 23	79.39
May 23	78.14
May 23	77.61
Apr 23	78.45
Apr 23	77.2
Apr 23	76.98
Apr 23	75.85
Mar 23	76.41
Mar 23	152.26
Mar 23	153.56
Mar 23	157.33
Mar 23	158.19
Feb 23	158.97
Feb 23	156.25
Feb 23	153.08
Feb 23	152.8
Jan 23	151.15
Jan 23	150.9
Jan 23	108.76
Jan 23	112.39
Dec 22	111.53

Price to Book

CHBAY Price to Book by year
Period	Price to Book
Sep 26	1.53
Sep 26	1.56
Aug 26	1.55
Aug 26	1.45
Aug 26	1.45
Aug 26	1.44
Jul 26	1.43
Jul 26	1.37
Jul 26	1.36
Jul 26	1.35
Jul 26	1.35
Jun 26	1.37
Jun 26	1.31
Jun 26	1.3
Jun 26	1.3
May 26	1.32
May 26	1.28
May 26	1.28
May 26	1.18
May 26	1.22
Apr 26	1.24
Apr 26	1.24
Apr 26	1.17
Apr 26	1.17
Mar 26	1.18
Mar 26	1.01
Mar 26	1.01
Mar 26	1
Feb 26	0.99
Feb 26	0.98
Feb 26	0.96
Feb 26	0.99
Jan 26	0.98
Jan 26	0.98
Jan 26	1
Jan 26	1
Jan 26	0.99
Dec 25	1.04
Dec 25	1.04
Dec 25	0.96
Dec 25	0.95
Nov 25	0.96
Nov 25	0.96
Nov 25	0.87
Nov 25	0.87
Oct 25	0.87
Oct 25	0.86
Oct 25	0.85
Oct 25	0.93
Oct 25	0.9
Sep 25	0.98
Sep 25	0.9
Sep 25	0.9
Sep 25	0.9
Aug 25	0.9
Aug 25	0.9
Aug 25	0.9
Aug 25	0.87
Aug 25	0.87
Jul 25	0.87
Jul 25	0.88
Jul 25	0.87
Jul 25	0.85
Jun 25	0.79
Jun 25	0.81
Jun 25	0.8
Jun 25	0.81
May 25	0.77
May 25	0.74
May 25	0.76
May 25	0.77
May 25	0.76
Apr 25	0.76
Apr 25	0.69
Apr 25	0.74
Apr 25	0.68
Mar 25	0.69
Mar 25	0.69
Mar 25	0.68
Mar 25	0.68
Feb 25	0.69
Feb 25	0.69
Feb 25	0.7
Feb 25	0.7
Jan 25	0.71
Jan 25	0.72
Jan 25	0.72
Jan 25	0.73
Jan 25	0.72
Dec 24	0.73
Dec 24	0.73
Dec 24	0.71
Dec 24	0.7
Nov 24	0.69
Nov 24	0.72
Nov 24	0.72
Nov 24	0.71
Nov 24	0.71
Oct 24	0.71
Oct 24	0.69

No video analysis for this stock yet. Request one from our team.

AI Analysis

The Chiba Bank, Ltd.

Video analysis: CHBAY

Similar companies