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C&F Financial Corporation

$95 +$24.30 (+34.37%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$93.62
Day Range
$93.7$95
Year Range
$64.71$96
Market Cap
309.16M
AVG Volume
24.4K
Trailing/Forward PE
10.59/-
PEG ratio
0.56
Dividend Yield
1.98%
Next Earnings Date
2026-10-22
Primary Exchange
NASDAQUS
Revenue (USD)
050M100M150M200M2016201720182019202020212022202320242025
CFFI Revenue (USD) by year
PeriodRevenue (USD)
2025183.79M
2024166.94M
2023152M
2022124.72M
2021138.94M
2020146.92M
2019126.63M
2018118.31M
2017116.69M
2016115.07M
Net Income (USD)
010M20M30M2016201720182019202020212022202320242025
CFFI Net Income (USD) by year
PeriodNet Income (USD)
202526.84M
202419.83M
202323.6M
202229.16M
202128.67M
202022.12M
201918.86M
201818.02M
20176.57M
201613.53M
Operating Income (USD)
010M20M30M40M2016201720182019202020212022202320242025
CFFI Operating Income (USD) by year
PeriodOperating Income (USD)
202533.07M
202424.13M
202329.16M
202236.96M
202138.08M
202029.22M
201923.93M
201822.54M
201717.97M
201617.92M
EBITDA (USD)
020M40M60M2016201720182019202020212022202320242025
CFFI EBITDA (USD) by year
PeriodEBITDA (USD)
202536.99M
202427.99M
202333.04M
202241.32M
202142.82M
202033.41M
201927.8M
201826.21M
201721.28M
201620.49M
Cash Flows (USD)
-100M0100M200M2016201720182019202020212022202320242025
CFFI Cash Flows (USD) by year
PeriodCash Flows (USD)
202522.16M
202435M
202337.35M
202287.17M
2021152.6M
2020-90.6M
2019-14.46M
201843.75M
201721.9M
201625.55M
EPS (USD)
02.557.5102016201720182019202020212022202320242025
CFFI EPS (USD) by year
PeriodEPS (USD)
20258.29
20246.03
20236.91
20228.32
20217.94
20206.06
20195.46
20185.15
20171.89
20163.86
Expenses (USD)
020M40M60M80MSG&ACapex2016201720182019202020212022202320242025
CFFI Expenses (USD) by year
PeriodExpenses (USD)
202561.7M
202460.11M
202359.2M
202253.83M
202164.89M
202069.56M
201951.69M
201848.91M
201753.71M
201649.14M
Cash & Debt (USD)
0200M400M600M800MCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
CFFI Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025406.36M
2024132.04M
2023537.6M
2022539.25M
2021640.82M
2020373.06M
2019355.17M
2018329.92M
2017338.4M
2016313.23M
Debt ratios
-6-4-2020182019202020212022202320242025
CFFI Debt ratios by year
PeriodDebt ratios
2025-2.1
2024-0.06
2023-2.84
2022-3.08
2021-4.23
2020-2.73
2019-2.03
2018-1.94
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
CFFI Margins by year
PeriodMargins
202569.07%
202466.41%
202377.17%
202291.13%
202193.57%
202083.35%
201981.78%
201881.38%
201777.69%
201676.53%
Return on Capital
0%5%10%15%2016201720182019202020212022202320242025
CFFI Return on Capital by year
PeriodReturn on Capital
202510.23%
20248.74%
202310.85%
202214.86%
202113.58%
202011.37%
201911.41%
201811.86%
20174.64%
20169.72%
Shares Outstanding
01M2M3M4M2016201720182019202020212022202320242025
CFFI Shares Outstanding by year
PeriodShares Outstanding
20253.24M
20243.23M
20233.37M
20223.48M
20213.54M
20203.65M
20193.43M
20183.5M
20173.46M
20163.46M
Dividends (USD)
00.511.522017201820192020202120222023202420252026
CFFI Dividends (USD) by year
PeriodDividends (USD)
20261.44
20251.84
20241.76
20231.76
20221.64
20211.58
20201.52
20191.49
20181.41
20171.33
Employee Count
02004006008002016201720182019202020212022202320242025
CFFI Employee Count by year
PeriodEmployee Count
2025575
2024545
2023594
2022613
2021650
2020697
2019643
2018634
2017650
2016636
Book Value Per Share (USD)
02550751002016201720182019202020212022202320242025
CFFI Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202581.03
202470.33
202364.58
202256.46
202159.63
202053.22
201948.25
201843.45
201740.98
201640.24
Total Assets (USD)
01B2B3B2016201720182019202020212022202320242025
CFFI Total Assets (USD) by year
PeriodTotal Assets (USD)
20252.77B
20242.56B
20232.44B
20222.33B
20212.26B
20202.09B
20191.66B
20181.52B
20171.51B
20161.45B
PE Ratio
810121416med 9.5Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CFFI PE Ratio by year
PeriodPE Ratio
Sep 2610.62
Sep 2610.6
Aug 2610.25
Aug 269.49
Aug 269.88
Aug 2610.13
Jul 269.51
Jul 268.98
Jul 269.21
Jul 269.22
Jul 269.52
Jun 269.92
Jun 269.02
Jun 268.89
Jun 268.62
May 268.49
May 268.31
May 268.3
May 268.98
May 269.17
Apr 269.11
Apr 269.27
Apr 269.43
Apr 268.7
Mar 268.67
Mar 268.72
Mar 268.63
Mar 268.79
Feb 269.01
Feb 269.48
Feb 269.64
Feb 269.86
Jan 269.32
Jan 268.77
Jan 268.7
Jan 268.52
Jan 268.75
Dec 258.81
Dec 259.5
Dec 259.09
Dec 258.43
Nov 258.59
Nov 258.75
Nov 258.67
Nov 258.62
Oct 259.05
Oct 259.12
Oct 259.04
Oct 258.65
Oct 258.95
Sep 259.07
Sep 259.51
Sep 259.28
Sep 259.43
Aug 259.52
Aug 259.44
Aug 259.07
Aug 259.5
Aug 259.39
Jul 259.92
Jul 259.99
Jul 259.64
Jul 259.98
Jun 259.21
Jun 258.76
Jun 259.27
Jun 259.68
May 259.87
May 259.65
May 259.91
May 259.94
May 2510.83
Apr 2510.47
Apr 259.72
Apr 259.11
Apr 259.61
Mar 2511.34
Mar 2511.56
Mar 2511.64
Mar 2511.48
Feb 2512.97
Feb 2513.68
Feb 2514.48
Feb 2514.46
Jan 2513.2
Jan 2512.63
Jan 2512.8
Jan 2511.66
Jan 2512.18
Dec 2412.47
Dec 2412.59
Dec 2413.51
Dec 2413.39
Nov 2412.43
Nov 2412.81
Nov 2412.52
Nov 2411.57
Nov 2410.86
Oct 2410.62
Oct 2410.52
Free Cash Flow Yield
0%10%20%30%med 14.15%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CFFI Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 2613.37%
Sep 2613.39%
Aug 2613.85%
Aug 2614.96%
Aug 2614.37%
Aug 263.96%
Jul 264.22%
Jul 264.47%
Jul 264.36%
Jul 264.35%
Jul 264.21%
Jun 264.04%
Jun 264.45%
Jun 264.52%
Jun 264.65%
May 264.73%
May 264.83%
May 264.83%
May 269.19%
May 269.01%
Apr 269.06%
Apr 268.9%
Apr 268.76%
Apr 269.49%
Mar 269.52%
Mar 269.47%
Mar 269.57%
Mar 269.4%
Feb 2623.64%
Feb 2622.48%
Feb 2622.1%
Feb 2621.6%
Jan 2622.87%
Jan 2624.29%
Jan 2624.48%
Jan 2625%
Jan 2624.35%
Dec 2524.18%
Dec 2522.43%
Dec 2523.44%
Dec 2525.27%
Nov 2524.79%
Nov 2524.34%
Nov 2524.57%
Nov 2524.72%
Oct 2514.18%
Oct 2514.08%
Oct 2514.2%
Oct 2514.83%
Oct 2514.34%
Sep 2514.14%
Sep 2513.49%
Sep 2513.84%
Sep 2513.61%
Aug 2513.48%
Aug 2513.59%
Aug 2514.15%
Aug 2518.13%
Aug 2518.33%
Jul 2517.36%
Jul 2517.24%
Jul 2517.87%
Jul 2517.25%
Jun 2518.69%
Jun 2519.65%
Jun 2518.57%
Jun 2517.78%
May 2517.44%
May 2517.85%
May 2517.38%
May 2517.31%
May 2516.3%
Apr 2516.86%
Apr 2518.15%
Apr 2519.37%
Apr 2518.37%
Mar 2515.56%
Mar 2515.27%
Mar 2515.16%
Mar 2515.37%
Feb 2513.61%
Feb 256.38%
Feb 256.03%
Feb 256.04%
Jan 256.62%
Jan 256.92%
Jan 256.82%
Jan 257.49%
Jan 257.17%
Dec 247%
Dec 246.93%
Dec 246.46%
Dec 246.52%
Nov 247.02%
Nov 246.81%
Nov 246.97%
Nov 247.54%
Nov 2419.29%
Oct 2419.72%
Oct 2419.9%
Price to Sales
11.21.41.61.8med 1.31Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CFFI Price to Sales by year
PeriodPrice to Sales
Sep 261.61
Sep 261.61
Aug 261.55
Aug 261.44
Aug 261.5
Aug 261.51
Jul 261.42
Jul 261.34
Jul 261.38
Jul 261.38
Jul 261.42
Jun 261.48
Jun 261.35
Jun 261.33
Jun 261.29
May 261.27
May 261.24
May 261.24
May 261.31
May 261.34
Apr 261.33
Apr 261.35
Apr 261.38
Apr 261.27
Mar 261.27
Mar 261.27
Mar 261.26
Mar 261.28
Feb 261.32
Feb 261.39
Feb 261.41
Feb 261.45
Jan 261.37
Jan 261.29
Jan 261.28
Jan 261.25
Jan 261.28
Dec 251.29
Dec 251.39
Dec 251.33
Dec 251.24
Nov 251.26
Nov 251.28
Nov 251.27
Nov 251.26
Oct 251.26
Oct 251.27
Oct 251.26
Oct 251.21
Oct 251.25
Sep 251.26
Sep 251.32
Sep 251.29
Sep 251.31
Aug 251.33
Aug 251.32
Aug 251.26
Aug 251.22
Aug 251.2
Jul 251.27
Jul 251.28
Jul 251.23
Jul 251.28
Jun 251.18
Jun 251.12
Jun 251.19
Jun 251.24
May 251.26
May 251.24
May 251.27
May 251.27
May 251.29
Apr 251.24
Apr 251.16
Apr 251.08
Apr 251.14
Mar 251.35
Mar 251.37
Mar 251.38
Mar 251.36
Feb 251.54
Feb 251.57
Feb 251.66
Feb 251.65
Jan 251.51
Jan 251.44
Jan 251.46
Jan 251.33
Jan 251.39
Dec 241.43
Dec 241.44
Dec 241.55
Dec 241.53
Nov 241.42
Nov 241.47
Nov 241.43
Nov 241.32
Nov 241.33
Oct 241.3
Oct 241.28
EV/EBITDA
-50510med -0.18Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CFFI EV/EBITDA by year
PeriodEV/EBITDA
Sep 26-2.36
Sep 26-2.37
Aug 26-2.62
Aug 26-3.18
Aug 26-2.9
Aug 26-1.04
Jul 26-1.49
Jul 26-1.87
Jul 26-1.71
Jul 26-1.7
Jul 26-1.48
Jun 26-1.18
Jun 26-1.84
Jun 26-1.94
Jun 26-2.13
May 26-2.23
May 26-2.36
May 26-2.37
May 26-1.4
May 26-1.27
Apr 26-1.31
Apr 26-1.19
Apr 26-1.08
Apr 26-1.61
Mar 26-1.63
Mar 26-1.59
Mar 26-1.66
Mar 26-1.55
Feb 260.75
Feb 261.08
Feb 261.2
Feb 261.36
Jan 260.97
Jan 260.57
Jan 260.52
Jan 260.39
Jan 260.56
Dec 250.6
Dec 251.1
Dec 250.8
Dec 250.33
Nov 250.44
Nov 250.56
Nov 250.5
Nov 250.46
Oct 25-0.18
Oct 25-0.13
Oct 25-0.18
Oct 25-0.46
Oct 25-0.25
Sep 25-0.16
Sep 250.16
Sep 25-0.01
Sep 250.1
Aug 250.16
Aug 250.11
Aug 25-0.16
Aug 250.37
Aug 250.3
Jul 250.67
Jul 250.72
Jul 250.48
Jul 250.72
Jun 250.17
Jun 25-0.15
Jun 250.22
Jun 250.51
May 250.64
May 250.48
May 250.67
May 250.69
May 257.33
Apr 257.08
Apr 256.55
Apr 256.12
Apr 256.47
Mar 257.7
Mar 257.85
Mar 257.91
Mar 257.8
Feb 258.85
Feb 25-2.15
Feb 25-1.59
Feb 25-1.6
Jan 25-2.49
Jan 25-2.89
Jan 25-2.77
Jan 25-3.57
Jan 25-3.2
Dec 24-3
Dec 24-2.91
Dec 24-2.27
Dec 24-2.36
Nov 24-3.03
Nov 24-2.76
Nov 24-2.96
Nov 24-3.63
Nov 24-4.44
Oct 24-4.61
Oct 24-4.68
Price/Operating Cashflow
0510152025med 6.44Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CFFI Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 267.22
Sep 267.21
Aug 266.97
Aug 266.45
Aug 266.71
Aug 2620.84
Jul 2619.57
Jul 2618.49
Jul 2618.95
Jul 2618.97
Jul 2619.6
Jun 2620.42
Jun 2618.57
Jun 2618.3
Jun 2617.75
May 2617.48
May 2617.1
May 2617.09
May 269.85
May 2610.05
Apr 269.98
Apr 2610.16
Apr 2610.33
Apr 269.53
Mar 269.5
Mar 269.56
Mar 269.45
Mar 269.63
Feb 264.08
Feb 264.29
Feb 264.37
Feb 264.47
Jan 264.22
Jan 263.97
Jan 263.94
Jan 263.86
Jan 263.96
Dec 253.99
Dec 254.3
Dec 254.12
Dec 253.82
Nov 253.89
Nov 253.97
Nov 253.93
Nov 253.9
Oct 256.38
Oct 256.43
Oct 256.38
Oct 256.1
Oct 256.31
Sep 256.4
Sep 256.71
Sep 256.54
Sep 256.65
Aug 256.71
Aug 256.66
Aug 256.4
Aug 255.07
Aug 255.02
Jul 255.3
Jul 255.34
Jul 255.15
Jul 255.33
Jun 254.92
Jun 254.68
Jun 254.95
Jun 255.17
May 255.28
May 255.15
May 255.29
May 255.31
May 255.58
Apr 255.4
Apr 255.01
Apr 254.7
Apr 254.95
Mar 255.84
Mar 255.96
Mar 256
Mar 255.92
Feb 256.68
Feb 2512.92
Feb 2513.68
Feb 2513.66
Jan 2512.47
Jan 2511.93
Jan 2512.1
Jan 2511.02
Jan 2511.51
Dec 2411.78
Dec 2411.9
Dec 2412.76
Dec 2412.65
Nov 2411.74
Nov 2412.11
Nov 2411.83
Nov 2410.93
Nov 244.96
Oct 244.85
Oct 244.8
Price to Book
0.60.811.2med 0.94Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CFFI Price to Book by year
PeriodPrice to Book
Sep 261.11
Sep 261.11
Aug 261.07
Aug 260.99
Aug 261.03
Aug 261.07
Jul 261.01
Jul 260.95
Jul 260.98
Jul 260.98
Jul 261.01
Jun 261.05
Jun 260.96
Jun 260.94
Jun 260.91
May 260.9
May 260.88
May 260.88
May 260.92
May 260.94
Apr 260.93
Apr 260.95
Apr 260.96
Apr 260.89
Mar 260.89
Mar 260.89
Mar 260.88
Mar 260.9
Feb 260.93
Feb 260.98
Feb 260.99
Feb 261.02
Jan 260.96
Jan 260.9
Jan 260.9
Jan 260.88
Jan 260.9
Dec 250.91
Dec 250.98
Dec 250.94
Dec 250.87
Nov 250.89
Nov 250.9
Nov 250.89
Nov 250.89
Oct 250.92
Oct 250.93
Oct 250.92
Oct 250.88
Oct 250.91
Sep 250.92
Sep 250.97
Sep 250.94
Sep 250.96
Aug 250.97
Aug 250.96
Aug 250.92
Aug 250.88
Aug 250.87
Jul 250.92
Jul 250.93
Jul 250.89
Jul 250.92
Jun 250.85
Jun 250.81
Jun 250.86
Jun 250.9
May 250.91
May 250.89
May 250.92
May 250.92
May 250.95
Apr 250.91
Apr 250.85
Apr 250.8
Apr 250.84
Mar 250.99
Mar 251.01
Mar 251.02
Mar 251
Feb 251.13
Feb 251.13
Feb 251.2
Feb 251.2
Jan 251.09
Jan 251.04
Jan 251.06
Jan 250.97
Jan 251.01
Dec 241.03
Dec 241.04
Dec 241.12
Dec 241.11
Nov 241.03
Nov 241.06
Nov 241.04
Nov 240.96
Nov 240.95
Oct 240.93
Oct 240.93
C&F Financial Corporation
CFFI
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News: CFFI

C&F Financial Corporation Announces Quarterly Dividend

globenewswire.com · 19 Aug 2026

C&F Financial Corporation Announces Quarterly Dividend

TOANO, Va., Aug. 19, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 48 cents per share, which is payable October 1, 2026 to shareholders of record on September 15, 2026.

CFFI Q2 Earnings Rise Y/Y on Loan Growth & Margin Gains

zacks.com · 24 Jul 2026

CFFI Q2 Earnings Rise Y/Y on Loan Growth & Margin Gains

C&F Financial's Q2 earnings improve y/y on strong loan growth, margin expansion and mortgage banking gains, while strategic initiatives supported growth.

C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months

globenewswire.com · 23 Jul 2026

C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months

TOANO, Va., July 23, 2026 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $8.6 million for the second quarter of 2026, an increase of 11.1 percent, compared to $7.8 million for the second quarter of 2025. The Corporation reported consolidated net income of $15.4 million for the first six months of 2026, an increase of 17.2 percent, compared to $13.2 million for the first six months of 2025.

C&F Announces Expansion into Lynchburg Market

globenewswire.com · 22 Jul 2026

C&F Announces Expansion into Lynchburg Market

TOANO, Va., July 22, 2026 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, is pleased to announce its expansion into the Lynchburg market and welcomes Ryan White as its new Market Executive. This addition underscores C&F's commitment to providing outstanding service and building strong relationships with businesses and communities throughout the Commonwealth.

BOTJ vs. CFFI: Which Regional Bank Stock Looks More Attractive Now?

zacks.com · 8 Jul 2026

BOTJ vs. CFFI: Which Regional Bank Stock Looks More Attractive Now?

Bank of the James's earnings surge, efficiency gains, healthier asset quality and lower valuation make it look more attractive than C&F Financial for capital appreciation.

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.