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Community Bank System, Inc.

$62.54 +$4.44 (+7.64%)
NYSE · 11 Sep 2026 20:00 UTC
Previous Close
$62.7
Day Range
$62.21$63.41
Year Range
$53.46$71.11
Market Cap
3.29B
AVG Volume
272.41K
Trailing/Forward PE
14.51/12.06
PEG ratio
1.11
Dividend Yield
3.01%
Next Earnings Date
2026-10-27
Primary Exchange
New York Stock ExchangeUS
Revenue (USD)
0500M1B1.5B2016201720182019202020212022202320242025
CBU Revenue (USD) by year
PeriodRevenue (USD)
20251.01B
2024940.71M
2023755.98M
2022702.45M
2021633.65M
2020617.28M
2019616.35M
2018587.11M
2017531.88M
2016440.81M
Net Income (USD)
0100M200M300M2016201720182019202020212022202320242025
CBU Net Income (USD) by year
PeriodNet Income (USD)
2025210.46M
2024182.48M
2023131.92M
2022188.08M
2021189.69M
2020164.68M
2019169.06M
2018168.64M
2017150.72M
2016103.81M
Operating Income (USD)
0100M200M300M2016201720182019202020212022202320242025
CBU Operating Income (USD) by year
PeriodOperating Income (USD)
2025275.39M
2024236.71M
2023168.23M
2022240.31M
2021241.35M
2020206.08M
2019209.34M
2018212.99M
2017159.97M
2016154.6M
EBITDA (USD)
0100M200M300M400M2016201720182019202020212022202320242025
CBU EBITDA (USD) by year
PeriodEBITDA (USD)
2025305.6M
2024265.36M
2023196.58M
2022270.74M
2021271.51M
2020236.72M
2019241.56M
2018247.34M
2017193.43M
2016174.99M
Cash Flows (USD)
0100M200M300M2016201720182019202020212022202320242025
CBU Cash Flows (USD) by year
PeriodCash Flows (USD)
2025217.93M
2024221.57M
2023209.84M
2022201.68M
2021189.27M
2020165.09M
2019196.82M
2018209.96M
2017178.85M
2016122.52M
EPS (USD)
012342016201720182019202020212022202320242025
CBU EPS (USD) by year
PeriodEPS (USD)
20253.98
20243.43
20232.45
20223.47
20213.48
20203.07
20193.23
20183.25
20173
20162.33
Expenses (USD)
0200M400M600MSG&ACapex2016201720182019202020212022202320242025
CBU Expenses (USD) by year
PeriodExpenses (USD)
2025412.98M
2024337.54M
2023316.12M
2022242.9M
2021315.1M
2020298M
2019278.43M
2018268.49M
2017248.9M
2016217.02M
Cash & Debt (USD)
02B4B6B8BCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
CBU Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025301.75M
2024508.96M
20233.11B
20224.36B
20216.81B
20205.19B
20193.25B
20183.15B
20173.25B
20162.92B
Debt ratios
-8-6-4-20220182019202020212022202320242025
CBU Debt ratios by year
PeriodDebt ratios
20250.43
20240.49
2023-2.4
2022-3.16
2021-6.5
2020-5.25
2019-3.39
2018-3.57
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
CBU Margins by year
PeriodMargins
202578.83%
202476.91%
202384.75%
202294.61%
202199.34%
202094.32%
201994.32%
201895.14%
201795.34%
201695.61%
Return on Capital
0%5%10%15%2016201720182019202020212022202320242025
CBU Return on Capital by year
PeriodReturn on Capital
202510.49%
202410.35%
20237.77%
202212.12%
20219.03%
20207.83%
20199.11%
20189.84%
20179.22%
20168.66%
Shares Outstanding
020M40M60M2016201720182019202020212022202320242025
CBU Shares Outstanding by year
PeriodShares Outstanding
202552.84M
202452.97M
202353.33M
202254.16M
202154.45M
202054.05M
201952.3M
201851.26M
201750.7M
201644.73M
Dividends (USD)
00.511.522017201820192020202120222023202420252026
CBU Dividends (USD) by year
PeriodDividends (USD)
20261.43
20251.86
20241.82
20231.78
20221.74
20211.7
20201.66
20191.58
20181.44
20171.32
Employee Count
01K2K3K2015201620172018201920202021202220242025
CBU Employee Count by year
PeriodEmployee Count
20252.85K
20242.73K
20222.84K
20212.73K
20202.81K
20192.75K
20182.66K
20172.6K
20162.22K
20152.21K
Book Value Per Share (USD)
0102030402016201720182019202020212022202320242025
CBU Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202537.97
202433.28
202331.84
202228.65
202138.58
202038.93
201935.47
201833.43
201732.26
201626.78
Total Assets (USD)
05B10B15B20B2016201720182019202020212022202320242025
CBU Total Assets (USD) by year
PeriodTotal Assets (USD)
202517.41B
202416.39B
202315.56B
202215.84B
202115.55B
202013.93B
201911.41B
201810.61B
201710.75B
20168.67B
PE Ratio
12.51517.52022.5med 15.91Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CBU PE Ratio by year
PeriodPE Ratio
Sep 2614.5
Sep 2614.8
Aug 2614.64
Aug 2614.74
Aug 2615.26
Aug 2615.03
Jul 2615.74
Jul 2616.33
Jul 2616.72
Jul 2616.22
Jul 2616.42
Jun 2616.39
Jun 2615.14
Jun 2616.08
Jun 2615.45
May 2615.46
May 2615.4
May 2614.99
May 2615.54
May 2615.97
Apr 2615.65
Apr 2615.89
Apr 2615.68
Apr 2614.92
Mar 2614.26
Mar 2614.13
Mar 2614.42
Mar 2614.79
Feb 2615.2
Feb 2616.75
Feb 2617.09
Feb 2617.11
Jan 2616.1
Jan 2615.97
Jan 2615.92
Jan 2615.79
Jan 2614.97
Dec 2515.21
Dec 2515.54
Dec 2515.47
Dec 2515.12
Nov 2514.63
Nov 2514.68
Nov 2514.55
Nov 2514.65
Oct 2515.04
Oct 2515.56
Oct 2515.09
Oct 2515.02
Oct 2515.93
Sep 2516.19
Sep 2516.44
Sep 2515.97
Sep 2516.25
Aug 2516.24
Aug 2516.33
Aug 2515.3
Aug 2514.75
Aug 2514.2
Jul 2514.99
Jul 2516.13
Jul 2516.05
Jul 2516.58
Jun 2515.76
Jun 2514.92
Jun 2515.22
Jun 2515.63
May 2515.52
May 2515.36
May 2516.03
May 2515.6
May 2516.5
Apr 2516.03
Apr 2515.5
Apr 2514.94
Apr 2514.97
Mar 2516.47
Mar 2516.72
Mar 2516.61
Mar 2517.29
Feb 2518.37
Feb 2519.93
Feb 2520.53
Feb 2521.11
Jan 2520.68
Jan 2520.72
Jan 2519.97
Jan 2518.52
Jan 2519.56
Dec 2419.67
Dec 2419.77
Dec 2421.05
Dec 2421.68
Nov 2421.85
Nov 2422.37
Nov 2421.8
Nov 2421.9
Nov 2419.4
Oct 2417.9
Oct 2419.27
Free Cash Flow Yield
5%6%7%8%9%med 6.68%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CBU Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 266.99%
Sep 266.85%
Aug 266.93%
Aug 266.88%
Aug 266.64%
Aug 266.74%
Jul 266.59%
Jul 266.35%
Jul 266.2%
Jul 266.4%
Jul 266.32%
Jun 266.33%
Jun 266.85%
Jun 266.45%
Jun 266.72%
May 266.71%
May 266.74%
May 266.92%
May 266.68%
May 266.48%
Apr 266.62%
Apr 266.51%
Apr 266.6%
Apr 266.94%
Mar 267.26%
Mar 267.33%
Mar 267.18%
Mar 267%
Feb 266.81%
Feb 266.68%
Feb 266.55%
Feb 266.54%
Jan 266.95%
Jan 267%
Jan 267.03%
Jan 267.09%
Jan 267.47%
Dec 257.35%
Dec 257.2%
Dec 257.23%
Dec 257.4%
Nov 257.65%
Nov 257.62%
Nov 257.69%
Nov 257.64%
Oct 256.79%
Oct 256.56%
Oct 256.77%
Oct 256.8%
Oct 256.41%
Sep 256.31%
Sep 256.21%
Sep 256.4%
Sep 256.29%
Aug 256.29%
Aug 256.25%
Aug 256.68%
Aug 256.93%
Aug 257.22%
Jul 256.85%
Jul 256.36%
Jul 256.39%
Jul 256.19%
Jun 256.51%
Jun 256.88%
Jun 256.74%
Jun 256.56%
May 256.61%
May 256.68%
May 256.4%
May 256.58%
May 257.36%
Apr 257.57%
Apr 257.84%
Apr 258.13%
Apr 258.11%
Mar 257.37%
Mar 257.26%
Mar 257.31%
Mar 257.02%
Feb 256.61%
Feb 256.12%
Feb 255.94%
Feb 255.78%
Jan 255.9%
Jan 255.89%
Jan 256.11%
Jan 256.59%
Jan 256.24%
Dec 246.2%
Dec 246.17%
Dec 245.8%
Dec 245.63%
Nov 245.58%
Nov 245.46%
Nov 245.6%
Nov 245.73%
Nov 246.47%
Oct 247.01%
Oct 246.51%
Price to Sales
2.533.544.5med 3.23Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CBU Price to Sales by year
PeriodPrice to Sales
Sep 263.16
Sep 263.22
Aug 263.19
Aug 263.21
Aug 263.33
Aug 263.28
Jul 263.35
Jul 263.47
Jul 263.55
Jul 263.45
Jul 263.49
Jun 263.48
Jun 263.22
Jun 263.42
Jun 263.28
May 263.29
May 263.27
May 263.19
May 263.3
May 263.32
Apr 263.26
Apr 263.31
Apr 263.26
Apr 263.11
Mar 262.97
Mar 262.94
Mar 263
Mar 263.08
Feb 263.16
Feb 263.47
Feb 263.54
Feb 263.54
Jan 263.34
Jan 263.31
Jan 263.3
Jan 263.27
Jan 263.1
Dec 253.15
Dec 253.22
Dec 253.2
Dec 253.13
Nov 253.03
Nov 253.04
Nov 253.02
Nov 253.03
Oct 253
Oct 253.1
Oct 253
Oct 252.99
Oct 253.17
Sep 253.22
Sep 253.27
Sep 253.18
Sep 253.24
Aug 253.23
Aug 253.25
Aug 253.05
Aug 252.94
Aug 252.83
Jul 252.98
Jul 253.21
Jul 253.19
Jul 253.3
Jun 253.14
Jun 252.97
Jun 253.03
Jun 253.11
May 253.09
May 253.06
May 253.19
May 253.1
May 253.2
Apr 253.11
Apr 253.01
Apr 252.9
Apr 252.9
Mar 253.2
Mar 253.24
Mar 253.22
Mar 253.35
Feb 253.56
Feb 253.65
Feb 253.76
Feb 253.87
Jan 253.79
Jan 253.79
Jan 253.66
Jan 253.39
Jan 253.58
Dec 243.6
Dec 243.62
Dec 243.85
Dec 243.97
Nov 244
Nov 244.1
Nov 243.99
Nov 244.18
Nov 243.7
Oct 243.41
Oct 243.68
EV/EBITDA
-5051015med 5.46Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CBU EV/EBITDA by year
PeriodEV/EBITDA
Sep 26-2.11
Sep 26-1.91
Aug 26-2.02
Aug 26-1.95
Aug 26-1.6
Aug 26-1.75
Jul 2611.02
Jul 2611.42
Jul 2611.69
Jul 2611.35
Jul 2611.49
Jun 2611.46
Jun 2610.61
Jun 2611.25
Jun 2610.82
May 2610.83
May 2610.79
May 2610.51
May 2610.88
May 2612.46
Apr 2612.23
Apr 2612.4
Apr 2612.25
Apr 2611.73
Mar 2611.28
Mar 2611.19
Mar 2611.38
Mar 2611.64
Feb 2611.92
Feb 263.77
Feb 264.01
Feb 264.02
Jan 263.33
Jan 263.24
Jan 263.2
Jan 263.11
Jan 262.54
Dec 252.71
Dec 252.94
Dec 252.89
Dec 252.64
Nov 252.3
Nov 252.34
Nov 252.25
Nov 252.32
Oct 254.04
Oct 254.4
Oct 254.07
Oct 254.02
Oct 254.66
Sep 254.84
Sep 255
Sep 254.68
Sep 254.87
Aug 254.87
Aug 254.93
Aug 254.21
Aug 253.83
Aug 259.91
Jul 2510.45
Jul 2511.24
Jul 2511.19
Jul 2511.55
Jun 2510.99
Jun 2510.41
Jun 2510.61
Jun 2510.9
May 2510.82
May 2510.71
May 2511.17
May 2510.87
May 2513.19
Apr 2512.87
Apr 2512.5
Apr 2512.12
Apr 2512.14
Mar 2513.17
Mar 2513.34
Mar 2513.27
Mar 2513.74
Feb 2514.48
Feb 254.23
Feb 254.64
Feb 255.03
Jan 254.74
Jan 254.76
Jan 254.25
Jan 253.27
Jan 253.97
Dec 244.05
Dec 244.12
Dec 244.99
Dec 245.42
Nov 245.53
Nov 245.88
Nov 245.5
Nov 246.46
Nov 244.74
Oct 243.71
Oct 244.65
Price/Operating Cashflow
81012141618med 12.25Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CBU Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 2610.73
Sep 2610.95
Aug 2610.83
Aug 2610.9
Aug 2611.29
Aug 2611.12
Jul 2611.04
Jul 2611.46
Jul 2611.73
Jul 2611.38
Jul 2611.52
Jun 2611.49
Jun 2610.62
Jun 2611.27
Jun 2610.83
May 2610.84
May 2610.8
May 2610.51
May 2610.9
May 2611.14
Apr 2610.91
Apr 2611.08
Apr 2610.93
Apr 2610.4
Mar 269.94
Mar 269.85
Mar 2610.05
Mar 2610.31
Feb 2610.6
Feb 2612.18
Feb 2612.43
Feb 2612.44
Jan 2611.71
Jan 2611.62
Jan 2611.58
Jan 2611.48
Jan 2610.89
Dec 2511.06
Dec 2511.3
Dec 2511.25
Dec 2510.99
Nov 2510.64
Nov 2510.68
Nov 2510.58
Nov 2510.65
Oct 2512.26
Oct 2512.69
Oct 2512.3
Oct 2512.25
Oct 2512.99
Sep 2513.2
Sep 2513.4
Sep 2513.01
Sep 2513.24
Aug 2513.24
Aug 2513.31
Aug 2512.47
Aug 2512.02
Aug 2512.08
Jul 2512.74
Jul 2513.71
Jul 2513.65
Jul 2514.1
Jun 2513.4
Jun 2512.69
Jun 2512.94
Jun 2513.29
May 2513.2
May 2513.06
May 2513.63
May 2513.26
May 2512.43
Apr 2512.08
Apr 2511.67
Apr 2511.25
Apr 2511.27
Mar 2512.41
Mar 2512.59
Mar 2512.51
Mar 2513.02
Feb 2513.84
Feb 2514.99
Feb 2515.44
Feb 2515.88
Jan 2515.56
Jan 2515.58
Jan 2515.02
Jan 2513.93
Jan 2514.71
Dec 2414.79
Dec 2414.87
Dec 2415.83
Dec 2416.3
Nov 2416.43
Nov 2416.82
Nov 2416.4
Nov 2415.92
Nov 2414.1
Oct 2413.01
Oct 2414.01
Price to Book
1.41.61.822.2med 1.67Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
CBU Price to Book by year
PeriodPrice to Book
Sep 261.6
Sep 261.63
Aug 261.61
Aug 261.62
Aug 261.68
Aug 261.65
Jul 261.7
Jul 261.76
Jul 261.8
Jul 261.75
Jul 261.77
Jun 261.77
Jun 261.63
Jun 261.73
Jun 261.66
May 261.67
May 261.66
May 261.62
May 261.67
May 261.68
Apr 261.64
Apr 261.67
Apr 261.64
Apr 261.57
Mar 261.5
Mar 261.48
Mar 261.51
Mar 261.55
Feb 261.59
Feb 261.78
Feb 261.81
Feb 261.82
Jan 261.71
Jan 261.7
Jan 261.69
Jan 261.68
Jan 261.59
Dec 251.61
Dec 251.65
Dec 251.64
Dec 251.6
Nov 251.55
Nov 251.56
Nov 251.54
Nov 251.56
Oct 251.56
Oct 251.61
Oct 251.56
Oct 251.55
Oct 251.65
Sep 251.67
Sep 251.7
Sep 251.65
Sep 251.68
Aug 251.68
Aug 251.69
Aug 251.58
Aug 251.52
Aug 251.48
Jul 251.56
Jul 251.68
Jul 251.67
Jul 251.73
Jun 251.64
Jun 251.56
Jun 251.59
Jun 251.63
May 251.62
May 251.6
May 251.67
May 251.63
May 251.71
Apr 251.66
Apr 251.6
Apr 251.55
Apr 251.55
Mar 251.71
Mar 251.73
Mar 251.72
Mar 251.79
Feb 251.9
Feb 251.86
Feb 251.91
Feb 251.97
Jan 251.93
Jan 251.93
Jan 251.86
Jan 251.73
Jan 251.82
Dec 241.83
Dec 241.84
Dec 241.96
Dec 242.02
Nov 242.04
Nov 242.08
Nov 242.03
Nov 242.19
Nov 241.94
Oct 241.79
Oct 241.92
Community Bank System, Inc.
CBU
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News: CBU

BPAS Acquires ESOP One, Expanding Employee Ownership and ESOP Capabilities

prnewswire.com · 8 Sep 2026

BPAS Acquires ESOP One, Expanding Employee Ownership and ESOP Capabilities

Acquisition strengthens the BPAS ability to support employers, advisors and employee-owners through an integrated ESOP and retirement plan solution UTICA, N.Y., Sept. 8, 2026 /PRNewswire/ -- BPAS, a leading national provider of retirement plans, employee benefits and institutional trust services, today announced the acquisition of ESOP One, an employee ownership technology platform designed to educate and engage participants in Employee Stock Ownership Plans (ESOPs).

7,556,770 Shares in Community Financial System, Inc. $CBU Purchased by BlackRock Inc.

defenseworld.net · 25 Aug 2026

7,556,770 Shares in Community Financial System, Inc. $CBU Purchased by BlackRock Inc.

BlackRock Inc. bought a new position in Community Financial System, Inc. (NYSE: CBU) in the second quarter, according to the company in its most recent Form 13F filing with the SEC. The fund bought 7,556,770 shares of the bank's stock, valued at approximately $507,210,000. BlackRock Inc. owned about 14.38% of Community Financial System

Business Rewards Platform PayRewards Launches in U.S.: NYSE Content Update

prnewswire.com · 24 Aug 2026

Business Rewards Platform PayRewards Launches in U.S.: NYSE Content Update

NYSE issues a pre-market daily advisory direct from the trading floor. NEW YORK, Aug. 24, 2026 /PRNewswire/ -- The New York Stock Exchange (NYSE) provides a daily pre-market update directly from the NYSE Trading Floor.

Bank of America Corp DE Purchases 19,433 Shares of Community Financial System, Inc. $CBU

defenseworld.net · 15 Aug 2026

Bank of America Corp DE Purchases 19,433 Shares of Community Financial System, Inc. $CBU

Bank of America Corp DE raised its position in Community Financial System, Inc. (NYSE: CBU) by 3.4% during the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm owned 598,786 shares of the bank's stock after buying an additional 19,433 shares during

Community Financial System: Margin Expansion Still Underappreciated By The Market

seekingalpha.com · 7 Aug 2026

Community Financial System: Margin Expansion Still Underappreciated By The Market

Fixed-asset repricing continues to power healthy margin expansion for Community Financial System (CBU), even as broader interest rates have fallen. CBU's bond portfolio still only yields around 2.2%. With new loans hitting the book at roughly 6%, repricing dynamics will remain attractive for the foreseeable future. Meanwhile, CBU's non-interest revenue, much of which is asset based, is being supported by strong financial markets.

Dimensional Fund Advisors LP Raises Stake in Community Financial System, Inc. $CBU

defenseworld.net · 29 Jul 2026

Dimensional Fund Advisors LP Raises Stake in Community Financial System, Inc. $CBU

Dimensional Fund Advisors LP boosted its stake in Community Financial System, Inc. (NYSE: CBU) by 1.1% in the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm owned 1,818,395 shares of the bank's stock after purchasing an additional 20,428 shares during the

Community Financial System, Inc. (CBU) Q2 2026 Earnings Call Transcript

seekingalpha.com · 28 Jul 2026

Community Financial System, Inc. (CBU) Q2 2026 Earnings Call Transcript

Community Financial System, Inc. (CBU) Q2 2026 Earnings Call Transcript

Community Financial System Q2 Earnings Call Highlights

marketbeat.com · 28 Jul 2026

Community Financial System Q2 Earnings Call Highlights

Community Financial System NYSE: CBU reported record second-quarter operating results as net interest income expanded for a ninth consecutive quarter, while executives said insurance revenue remained below expectations amid softer premium markets, lower contingencies and organic-growth challenges.

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