Home / CBKM : OTC

AI Analysis Fundamentals Valuation Video Analysis News Similar

AI Analysis

How does CBKM make money? Does CBKM have pricing power? What's the Earnings Whisper? Will CBKM profit more as the business scales? What is CBKM's management track record? Is CBKM's current price justified?

Consumers Bancorp, Inc.

$32.1 +$6.01 (+23.04%)

OTC · 14 Sep 2026 16:27 UTC

Previous Close

$32.99

Day Range

$32.1$32.8

Year Range

$21.18$32.99

Market Cap

100.95M

AVG Volume

3.56K

Trailing/Forward PE

9.02/-

PEG ratio

0.32

Dividend Yield

2.65%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

CBKM Revenue (USD) by year
Period	Revenue (USD)
2026	65.49M
2025	56.88M
2024	52.67M
2023	44.35M
2022	37.7M
2021	31.86M
2020	29.1M
2019	23.95M
2018	20.08M
2017	18.03M

Net Income (USD)

CBKM Net Income (USD) by year
Period	Net Income (USD)
2026	11.16M
2025	8.67M
2024	8.58M
2023	10.67M
2022	11.19M
2021	8.99M
2020	5.53M
2019	5.57M
2018	3.58M
2017	2.99M

Operating Income (USD)

CBKM Operating Income (USD) by year
Period	Operating Income (USD)
2026	13.18M
2025	10.32M
2024	10.43M
2023	12.92M
2022	13.53M
2021	10.84M
2020	6.44M
2019	6.58M
2018	4.73M
2017	3.63M

EBITDA (USD)

CBKM EBITDA (USD) by year
Period	EBITDA (USD)
2026	13.21M
2025	10.38M
2024	10.48M
2023	12.98M
2022	13.59M
2021	10.86M
2020	6.45M
2019	6.58M
2018	4.73M
2017	3.63M

Cash Flows (USD)

CBKM Cash Flows (USD) by year
Period	Cash Flows (USD)
2026	617K
2025	4.37M
2024	8.39M
2023	11.49M
2022	13.47M
2021	12.86M
2020	5.1M
2019	4.71M
2018	5.16M
2017	4.78M

EPS (USD)

CBKM EPS (USD) by year
Period	EPS (USD)
2026	3.56
2025	2.77
2024	2.76
2023	3.47
2022	3.68
2021	2.98
2020	1.94
2019	2.04
2018	1.31
2017	1.11

Expenses (USD)

CBKM Expenses (USD) by year
Period	Expenses (USD)
2026	20.82M
2025	20.58M
2024	17.29M
2023	17.55M
2022	16.58M
2021	13.9M
2020	11.87M
2019	11.49M
2018	9.76M
2017	9.06M

Cash & Debt (USD)

CBKM Cash & Debt (USD) by year
Period	Cash & Debt (USD)
2026	283.85M
2025	181.11M
2024	282.51M
2023	293.84M
2022	311.38M
2021	222.49M
2020	163.98M
2019	155.31M
2018	154.62M
2017	155.45M

Debt ratios

CBKM Debt ratios by year
Period	Debt ratios
2026	-4.84
2025	-3.02
2024	-4.98
2023	-5.9
2022	-6.95
2021	-6.72
2020	-5.88
2019	-7.42

Margins

CBKM Margins by year
Period	Margins
2026	68.17%
2025	64.68%
2024	66.12%
2023	81.78%
2022	94.3%
2021	91.37%
2020	80.07%
2019	88.66%
2018	90.13%
2017	90.55%

Return on Capital

CBKM Return on Capital by year
Period	Return on Capital
2026	12.42%
2025	11.36%
2024	13.47%
2023	19.24%
2022	20.74%
2021	12.86%
2020	8.74%
2019	10.88%
2018	8.18%
2017	6.88%

Shares Outstanding

CBKM Shares Outstanding by year
Period	Shares Outstanding
2026	3.13M
2025	3.14M
2024	3.12M
2023	3.1M
2022	3.05M
2021	3.02M
2020	3.01M
2019	2.73M
2018	2.71M
2017	2.68M

Dividends (USD)

CBKM Dividends (USD) by year
Period	Dividends (USD)
2026	0.64
2025	0.8
2024	0.74
2023	0.7
2022	0.66
2021	0.62
2020	0.56
2019	0.53
2018	0.51
2017	0.48

Employee Count

CBKM Employee Count by year
Period	Employee Count
2026	190
2025	178
2024	169
2023	173
2022	171
2021	156
2020	149
2019	124
2018	114
2017	110

Book Value Per Share (USD)

CBKM Book Value Per Share (USD) by year
Period	Book Value Per Share (USD)
2026	28.72
2025	24.28
2024	20.39
2023	17.92
2022	17.7
2021	23.13
2020	21
2019	18.76
2018	16.18
2017	16.22

Total Assets (USD)

CBKM Total Assets (USD) by year
Period	Total Assets (USD)
2026	1.28B
2025	1.17B
2024	1.1B
2023	1.06B
2022	977.31M
2021	833.8M
2020	740.82M
2019	553.94M
2018	502.62M
2017	457.88M

PE Ratio

CBKM PE Ratio by year
Period	PE Ratio
Sep 26	9.25
Sep 26	9.84
Aug 26	9.51
Aug 26	9.54
Aug 26	9.43
Aug 26	9.24
Jul 26	9.19
Jul 26	8.94
Jul 26	8.82
Jul 26	8.59
Jul 26	8.58
Jun 26	8.79
Jun 26	8.5
Jun 26	8.41
Jun 26	8.42
May 26	8.2
May 26	8.17
May 26	7.97
May 26	8.18
May 26	8.89
Apr 26	8.72
Apr 26	8.47
Apr 26	8.4
Apr 26	8.48
Mar 26	8.07
Mar 26	8.52
Mar 26	8.56
Mar 26	8.56
Feb 26	8.4
Feb 26	8.58
Feb 26	8.55
Feb 26	8.63
Jan 26	9.17
Jan 26	9.29
Jan 26	9.18
Jan 26	8.9
Jan 26	9.04
Dec 25	8.35
Dec 25	8.32
Dec 25	8.1
Dec 25	8.1
Nov 25	8.06
Nov 25	8.19
Nov 25	8.2
Nov 25	8.32
Oct 25	8.06
Oct 25	8.47
Oct 25	8.52
Oct 25	8.72
Oct 25	8.7
Sep 25	8.43
Sep 25	8.34
Sep 25	7.61
Sep 25	7.53
Aug 25	7.71
Aug 25	7.95
Aug 25	7.91
Aug 25	8.31
Aug 25	8.09
Jul 25	7.86
Jul 25	7.68
Jul 25	7.44
Jul 25	7.44
Jun 25	7.4
Jun 25	7.4
Jun 25	7.36
Jun 25	7.04
May 25	7.12
May 25	7.14
May 25	7.18
May 25	7.04
May 25	6.92
Apr 25	6.87
Apr 25	6.87
Apr 25	6.81
Apr 25	6.83
Mar 25	7.06
Mar 25	7.09
Mar 25	6.83
Mar 25	6.97
Feb 25	6.96
Feb 25	7.1
Feb 25	6.93
Feb 25	6.88
Jan 25	7.04
Jan 25	7
Jan 25	6.89
Jan 25	6.96
Jan 25	7.08
Dec 24	7.34
Dec 24	7.2
Dec 24	7.33
Dec 24	7.05
Nov 24	6.87
Nov 24	7.05
Nov 24	6.92
Nov 24	6.96
Nov 24	6.88
Oct 24	6.88
Oct 24	6.64

Free Cash Flow Yield

CBKM Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	0.6%
Sep 26	8.07%
Aug 26	8.35%
Aug 26	8.32%
Aug 26	8.42%
Aug 26	8.59%
Jul 26	8.64%
Jul 26	8.88%
Jul 26	9%
Jul 26	9.24%
Jul 26	9.25%
Jun 26	9.03%
Jun 26	9.34%
Jun 26	9.44%
Jun 26	9.42%
May 26	9.68%
May 26	9.72%
May 26	9.95%
May 26	9.7%
May 26	9.22%
Apr 26	9.4%
Apr 26	9.68%
Apr 26	9.76%
Apr 26	9.66%
Mar 26	10.15%
Mar 26	9.62%
Mar 26	9.57%
Mar 26	9.57%
Feb 26	9.75%
Feb 26	9.55%
Feb 26	9.59%
Feb 26	9.49%
Jan 26	7.78%
Jan 26	7.68%
Jan 26	7.77%
Jan 26	8.01%
Jan 26	7.89%
Dec 25	8.54%
Dec 25	8.57%
Dec 25	8.8%
Dec 25	8.8%
Nov 25	8.85%
Nov 25	8.7%
Nov 25	8.7%
Nov 25	8.57%
Oct 25	6.25%
Oct 25	5.95%
Oct 25	5.92%
Oct 25	5.78%
Oct 25	5.8%
Sep 25	5.98%
Sep 25	6.05%
Sep 25	6.62%
Sep 25	6.69%
Aug 25	7.83%
Aug 25	7.59%
Aug 25	7.64%
Aug 25	7.27%
Aug 25	7.47%
Jul 25	7.68%
Jul 25	7.86%
Jul 25	8.12%
Jul 25	8.12%
Jun 25	8.16%
Jun 25	8.16%
Jun 25	8.2%
Jun 25	8.58%
May 25	8.48%
May 25	8.45%
May 25	8.41%
May 25	8.58%
May 25	8.53%
Apr 25	8.6%
Apr 25	8.6%
Apr 25	8.68%
Apr 25	8.65%
Mar 25	8.37%
Mar 25	8.33%
Mar 25	8.65%
Mar 25	8.47%
Feb 25	8.49%
Feb 25	8.33%
Feb 25	8.52%
Feb 25	8.59%
Jan 25	8.77%
Jan 25	8.82%
Jan 25	8.97%
Jan 25	8.88%
Jan 25	8.73%
Dec 24	8.41%
Dec 24	8.58%
Dec 24	8.43%
Dec 24	8.76%
Nov 24	8.99%
Nov 24	8.76%
Nov 24	8.93%
Nov 24	8.88%
Nov 24	14.22%
Oct 24	14.22%
Oct 24	14.72%

Price to Sales

CBKM Price to Sales by year
Period	Price to Sales
Sep 26	1.58
Sep 26	1.65
Aug 26	1.6
Aug 26	1.6
Aug 26	1.59
Aug 26	1.55
Jul 26	1.55
Jul 26	1.5
Jul 26	1.48
Jul 26	1.44
Jul 26	1.44
Jun 26	1.48
Jun 26	1.43
Jun 26	1.41
Jun 26	1.42
May 26	1.38
May 26	1.37
May 26	1.34
May 26	1.38
May 26	1.42
Apr 26	1.39
Apr 26	1.35
Apr 26	1.34
Apr 26	1.35
Mar 26	1.28
Mar 26	1.36
Mar 26	1.36
Mar 26	1.36
Feb 26	1.34
Feb 26	1.37
Feb 26	1.36
Feb 26	1.37
Jan 26	1.43
Jan 26	1.45
Jan 26	1.43
Jan 26	1.39
Jan 26	1.41
Dec 25	1.3
Dec 25	1.3
Dec 25	1.26
Dec 25	1.26
Nov 25	1.26
Nov 25	1.28
Nov 25	1.28
Nov 25	1.3
Oct 25	1.23
Oct 25	1.29
Oct 25	1.3
Oct 25	1.33
Oct 25	1.33
Sep 25	1.28
Sep 25	1.27
Sep 25	1.16
Sep 25	1.15
Aug 25	1.17
Aug 25	1.21
Aug 25	1.2
Aug 25	1.26
Aug 25	1.23
Jul 25	1.19
Jul 25	1.16
Jul 25	1.13
Jul 25	1.13
Jun 25	1.12
Jun 25	1.12
Jun 25	1.12
Jun 25	1.07
May 25	1.08
May 25	1.08
May 25	1.09
May 25	1.07
May 25	1.08
Apr 25	1.08
Apr 25	1.08
Apr 25	1.07
Apr 25	1.07
Mar 25	1.11
Mar 25	1.11
Mar 25	1.07
Mar 25	1.09
Feb 25	1.09
Feb 25	1.11
Feb 25	1.09
Feb 25	1.08
Jan 25	1.09
Jan 25	1.08
Jan 25	1.07
Jan 25	1.08
Jan 25	1.1
Dec 24	1.14
Dec 24	1.12
Dec 24	1.14
Dec 24	1.09
Nov 24	1.06
Nov 24	1.09
Nov 24	1.07
Nov 24	1.08
Nov 24	1.12
Oct 24	1.12
Oct 24	1.08

EV/EBITDA

CBKM EV/EBITDA by year
Period	EV/EBITDA
Sep 26	-9.42
Sep 26	-11.54
Aug 26	-11.82
Aug 26	-11.79
Aug 26	-11.89
Aug 26	-12.04
Jul 26	-12.09
Jul 26	-12.3
Jul 26	-12.4
Jul 26	-12.6
Jul 26	-12.6
Jun 26	-12.42
Jun 26	-12.67
Jun 26	-12.75
Jun 26	-12.73
May 26	-12.92
May 26	-12.95
May 26	-13.11
May 26	-12.94
May 26	-5.64
Apr 26	-5.79
Apr 26	-6
Apr 26	-6.06
Apr 26	-5.99
Mar 26	-6.34
Mar 26	-5.96
Mar 26	-5.92
Mar 26	-5.92
Feb 26	-6.06
Feb 26	-5.91
Feb 26	-5.93
Feb 26	-5.86
Jan 26	-6.47
Jan 26	-6.37
Jan 26	-6.46
Jan 26	-6.69
Jan 26	-6.57
Dec 25	-7.15
Dec 25	-7.18
Dec 25	-7.36
Dec 25	-7.36
Nov 25	-7.4
Nov 25	-7.29
Nov 25	-7.28
Nov 25	-7.18
Oct 25	-7.05
Oct 25	-6.71
Oct 25	-6.67
Oct 25	-6.5
Oct 25	-6.52
Sep 25	-6.75
Sep 25	-6.82
Sep 25	-7.43
Sep 25	-7.49
Aug 25	-20.35
Aug 25	-20.14
Aug 25	-20.18
Aug 25	-19.85
Aug 25	-20.03
Jul 25	-20.22
Jul 25	-20.37
Jul 25	-20.57
Jul 25	-20.57
Jun 25	-20.6
Jun 25	-20.6
Jun 25	-20.63
Jun 25	-20.9
May 25	-20.83
May 25	-20.81
May 25	-20.78
May 25	-20.9
May 25	-18.99
Apr 25	-19.04
Apr 25	-19.03
Apr 25	-19.09
Apr 25	-19.07
Mar 25	-18.88
Mar 25	-18.85
Mar 25	-19.07
Mar 25	-18.95
Feb 25	-18.96
Feb 25	-18.85
Feb 25	-18.98
Feb 25	-19.03
Jan 25	-19.34
Jan 25	-19.37
Jan 25	-19.47
Jan 25	-19.41
Jan 25	-19.31
Dec 24	-19.1
Dec 24	-19.21
Dec 24	-19.11
Dec 24	-19.34
Nov 24	-19.48
Nov 24	-19.34
Nov 24	-19.44
Nov 24	-19.41
Nov 24	-17.15
Oct 24	-17.15
Oct 24	-17.34

Price/Operating Cashflow

CBKM Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	9.23
Sep 26	11.93
Aug 26	11.53
Aug 26	11.57
Aug 26	11.43
Aug 26	11.21
Jul 26	11.14
Jul 26	10.84
Jul 26	10.69
Jul 26	10.41
Jul 26	10.41
Jun 26	10.66
Jun 26	10.3
Jun 26	10.2
Jun 26	10.21
May 26	9.94
May 26	9.9
May 26	9.67
May 26	9.92
May 26	9.32
Apr 26	9.13
Apr 26	8.88
Apr 26	8.8
Apr 26	8.89
Mar 26	8.46
Mar 26	8.93
Mar 26	8.97
Mar 26	8.98
Feb 26	8.81
Feb 26	9
Feb 26	8.96
Feb 26	9.05
Jan 26	9.41
Jan 26	9.53
Jan 26	9.42
Jan 26	9.13
Jan 26	9.28
Dec 25	8.57
Dec 25	8.53
Dec 25	8.31
Dec 25	8.31
Nov 25	8.27
Nov 25	8.41
Nov 25	8.41
Nov 25	8.53
Oct 25	9.39
Oct 25	9.87
Oct 25	9.92
Oct 25	10.16
Oct 25	10.13
Sep 25	9.82
Sep 25	9.71
Sep 25	8.87
Sep 25	8.78
Aug 25	8.13
Aug 25	8.39
Aug 25	8.34
Aug 25	8.76
Aug 25	8.53
Jul 25	8.29
Jul 25	8.1
Jul 25	7.85
Jul 25	7.85
Jun 25	7.81
Jun 25	7.81
Jun 25	7.77
Jun 25	7.42
May 25	7.51
May 25	7.53
May 25	7.57
May 25	7.42
May 25	7.61
Apr 25	7.54
Apr 25	7.55
Apr 25	7.48
Apr 25	7.5
Mar 25	7.76
Mar 25	7.79
Mar 25	7.5
Mar 25	7.66
Feb 25	7.64
Feb 25	7.8
Feb 25	7.62
Feb 25	7.56
Jan 25	8.63
Jan 25	8.58
Jan 25	8.44
Jan 25	8.52
Jan 25	8.67
Dec 24	8.99
Dec 24	8.82
Dec 24	8.98
Dec 24	8.64
Nov 24	8.41
Nov 24	8.64
Nov 24	8.47
Nov 24	8.52
Nov 24	6.3
Oct 24	6.3
Oct 24	6.08

Price to Book

CBKM Price to Book by year
Period	Price to Book
Sep 26	1.15
Sep 26	1.19
Aug 26	1.15
Aug 26	1.15
Aug 26	1.14
Aug 26	1.12
Jul 26	1.11
Jul 26	1.08
Jul 26	1.07
Jul 26	1.04
Jul 26	1.04
Jun 26	1.06
Jun 26	1.03
Jun 26	1.02
Jun 26	1.02
May 26	0.99
May 26	0.99
May 26	0.96
May 26	0.99
May 26	0.98
Apr 26	0.96
Apr 26	0.94
Apr 26	0.93
Apr 26	0.94
Mar 26	0.89
Mar 26	0.94
Mar 26	0.95
Mar 26	0.95
Feb 26	0.93
Feb 26	0.95
Feb 26	0.95
Feb 26	0.96
Jan 26	1.02
Jan 26	1.03
Jan 26	1.02
Jan 26	0.99
Jan 26	1
Dec 25	0.93
Dec 25	0.92
Dec 25	0.9
Dec 25	0.9
Nov 25	0.89
Nov 25	0.91
Nov 25	0.91
Nov 25	0.92
Oct 25	0.92
Oct 25	0.96
Oct 25	0.97
Oct 25	0.99
Oct 25	0.99
Sep 25	0.96
Sep 25	0.95
Sep 25	0.86
Sep 25	0.86
Aug 25	0.89
Aug 25	0.92
Aug 25	0.91
Aug 25	0.96
Aug 25	0.93
Jul 25	0.91
Jul 25	0.89
Jul 25	0.86
Jul 25	0.86
Jun 25	0.85
Jun 25	0.85
Jun 25	0.85
Jun 25	0.81
May 25	0.82
May 25	0.82
May 25	0.83
May 25	0.81
May 25	0.86
Apr 25	0.86
Apr 25	0.86
Apr 25	0.85
Apr 25	0.85
Mar 25	0.88
Mar 25	0.89
Mar 25	0.85
Mar 25	0.87
Feb 25	0.87
Feb 25	0.89
Feb 25	0.87
Feb 25	0.86
Jan 25	0.81
Jan 25	0.8
Jan 25	0.79
Jan 25	0.8
Jan 25	0.81
Dec 24	0.84
Dec 24	0.83
Dec 24	0.84
Dec 24	0.81
Nov 24	0.79
Nov 24	0.81
Nov 24	0.79
Nov 24	0.8
Nov 24	0.93
Oct 24	0.93
Oct 24	0.9

No video analysis for this stock yet. Request one from our team.

News: CBKM

seekingalpha.com · 10 Aug 2026

Ohio's Consumers Bancorp Appears Undervalued After Wrapping Up Record Fiscal Year

Consumers Bancorp offers compelling value, with robust earnings growth and a healthy loan portfolio, yet trades at a significant discount to peers. CBKM reported FY 2026 EPS of $3.55, up 28.2% year-over-year, driven by a 15% loan portfolio expansion and improved net interest margin. Asset quality remains exceptional, with nonperforming loans at just 0.07% of total loans and ample credit loss reserves.

AI Analysis

Consumers Bancorp, Inc.

Video analysis: CBKM

News: CBKM

Ohio's Consumers Bancorp Appears Undervalued After Wrapping Up Record Fiscal Year

Similar companies