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How does BPHLF make money? Does BPHLF have pricing power? What's the Earnings Whisper? Will BPHLF profit more as the business scales? What is BPHLF's management track record? Is BPHLF's current price justified?

Bank of the Philippine Islands

$2 +$0.30 (+17.65%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

Day Range

$1.9$2

Year Range

$1.62$2.55

Market Cap

10.59B

AVG Volume

1.44K

Trailing/Forward PE

10.01/8.91

PEG ratio

0.78

Dividend Yield

3.96%

Next Earnings Date

2026-10-15

Primary Exchange

Other OTC

Revenue (PHP)

BPHLF Revenue (PHP) by year
Period	Revenue (PHP)
2025	4.5B
2024	232.45B
2023	179.52B
2022	136.72B
2021	112.44B
2020	123.93B
2019	130.78B
2018	93.15B
2017	83.79B
2016	85.96B

Net Income (PHP)

BPHLF Net Income (PHP) by year
Period	Net Income (PHP)
2025	66.61B
2024	62.05B
2023	51.69B
2022	39.61B
2021	23.88B
2020	21.41B
2019	28.8B
2018	23.08B
2017	22.42B
2016	22.05B

Operating Income (PHP)

BPHLF Operating Income (PHP) by year
Period	Operating Income (PHP)
2025	85.42B
2024	79.74B
2023	66.21B
2022	51.37B
2021	33.54B
2020	25.93B
2019	38.67B
2018	30B
2017	28.69B
2016	26.81B

EBITDA (PHP)

BPHLF EBITDA (PHP) by year
Period	EBITDA (PHP)
2025	91.34B
2024	85B
2023	73.19B
2022	56.81B
2021	39.79B
2020	31.24B
2019	45.8B
2018	34.8B
2017	32.95B
2016	30.69B

Cash Flows (PHP)

BPHLF Cash Flows (PHP) by year
Period	Cash Flows (PHP)
2025	-104.16B
2024	-1.42T
2023	-2.3T
2022	285.63B
2021	9.75T
2020	86.89B
2019	18.48B
2018	-109.6B
2017	2.88B
2016	396M

EPS (PHP)

BPHLF EPS (PHP) by year
Period	EPS (PHP)
2025	12.61
2024	11.78
2023	11.2
2022	8.04
2021	4.86
2020	4.39
2019	5.9
2018	5.12
2017	5.11
2016	5.02

Expenses (PHP)

BPHLF Expenses (PHP) by year
Period	Expenses (PHP)
2025	6.52B
2024	168.4B
2023	108.43B
2022	50.29B
2021	121.21B
2020	6.96B
2019	20.22B
2018	10.79B
2017	12.14B
2016	11.34B

Cash & Debt (PHP)

BPHLF Cash & Debt (PHP) by year
Period	Cash & Debt (PHP)
2025	158.84B
2024	287.3B
2023	15.07T
2022	14.77T
2021	17.3T
2020	14.5T
2019	278.19B
2018	14.89T
2017	15.26T
2016	14.82T

Debt ratios

BPHLF Debt ratios by year
Period	Debt ratios
2025	0.25
2024	-0.39
2023	-31.48
2022	-84.41
2021	-76.3
2020	-42.95
2019	60.75
2018	-48.53

Margins

BPHLF Margins by year
Period	Margins
2025	4099.92%
2024	73.17%
2023	77.04%
2022	86.69%
2021	86.63%
2020	80.95%
2019	69.79%
2018	82.07%
2017	82.61%
2016	78.78%

Return on Capital

BPHLF Return on Capital by year
Period	Return on Capital
2025	13.96%
2024	14.34%
2023	0.26%
2022	12.56%
2021	0.16%
2020	7.59%
2019	10.29%
2018	9.17%
2017	12.21%
2016	13.15%

Shares Outstanding

BPHLF Shares Outstanding by year
Period	Shares Outstanding
2025	5.21B
2024	5.25B
2023	4.13B
2022	4.92B
2021	4.92B
2020	4.68B
2019	4.94B
2018	4.09B
2017	4.29B
2016	4.29B

Dividends (PHP)

BPHLF Dividends (PHP) by year
Period	Dividends (PHP)
2026	0.04
2025	0.07
2024	0.07
2023	0.06
2022	0.03
2021	0.03
2020	0.03
2019	0.03
2018	0.01
2017	0.03

Book Value Per Share (PHP)

BPHLF Book Value Per Share (PHP) by year
Period	Book Value Per Share (PHP)
2025	91.67
2024	82.45
2023	4830.09
2022	64.13
2021	3059.83
2020	60.2
2019	56.63
2018	61.45
2017	42.77
2016	39.09

Total Assets (PHP)

BPHLF Total Assets (PHP) by year
Period	Total Assets (PHP)
2025	3.64T
2024	3.32T
2023	160.27T
2022	2.57T
2021	123.46T
2020	2.23T
2019	2.26T
2018	2.09T
2017	1.9T
2016	1.73T

PE Ratio

BPHLF PE Ratio by year
Period	PE Ratio
Sep 26	9.85
Sep 26	9.89
Aug 26	9.83
Aug 26	9.74
Aug 26	9.7
Aug 26	9.61
Jul 26	9.67
Jul 26	9.74
Jul 26	9.73
Jul 26	9.71
Jul 26	9.71
Jun 26	9.58
Jun 26	9.46
Jun 26	9.49
Jun 26	9.65
May 26	9.62
May 26	9.62
May 26	9.64
May 26	9.46
May 26	9.58
Apr 26	9.48
Apr 26	9.31
Apr 26	9.36
Apr 26	9.43
Mar 26	9.9
Mar 26	9.79
Mar 26	9.78
Mar 26	9.66
Feb 26	9.44
Feb 26	7.98
Feb 26	7.96
Feb 26	8.05
Jan 26	8.09
Jan 26	8.12
Jan 26	8.16
Jan 26	8.14
Jan 26	8.18
Dec 25	8.18
Dec 25	8.17
Dec 25	8.23
Dec 25	8.22
Nov 25	8.17
Nov 25	8.18
Nov 25	8.23
Nov 25	8.21
Oct 25	7.8
Oct 25	7.79
Oct 25	7.72
Oct 25	7.73
Oct 25	7.69
Sep 25	7.82
Sep 25	7.67
Sep 25	7.69
Sep 25	7.63
Aug 25	7.69
Aug 25	7.6
Aug 25	7.68
Aug 25	7.65
Aug 25	8.87
Jul 25	8.78
Jul 25	8.76
Jul 25	8.69
Jul 25	8.66
Jun 25	8.85
Jun 25	8.95
Jun 25	8.79
Jun 25	8.73
May 25	8.73
May 25	8.66
Feb 25	11.56
Feb 25	11.55
Jan 25	11.62
Jan 25	11.6
Jan 25	11.62
Jan 25	11.41
Jan 25	11.3
Dec 24	12.09
Dec 24	12.23
Dec 24	10.3
Dec 24	10.16
Nov 24	10.28
Nov 24	10.34
Nov 24	10.3
Nov 24	10.25
Nov 24	10.26
Oct 24	10.24
Oct 24	10.1
Oct 24	10.04
Oct 24	9.94
Sep 24	10.19
Sep 24	10.13
Sep 24	10.2
Sep 24	10.24
Aug 24	10.24
Aug 24	10.22
Aug 24	10.39
Aug 24	10.43
Aug 24	10.55
Jul 24	10.66
Jul 24	10.64

Free Cash Flow Yield

BPHLF Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	-0.4%
Sep 26	-0.4%
Aug 26	-0.4%
Aug 26	-0.4%
Aug 26	-0.41%
Aug 26	-0.41%
Jul 26	-0.41%
Jul 26	-0.4%
Jul 26	-0.4%
Jul 26	-0.41%
Jul 26	-0.41%
Jun 26	-16.32%
Jun 26	-16.52%
Jun 26	-16.47%
Jun 26	-16.21%
May 26	-16.26%
May 26	-16.25%
May 26	-16.23%
May 26	-16.53%
May 26	-16.31%
Apr 26	-16.49%
Apr 26	-16.8%
Apr 26	-16.7%
Apr 26	-16.58%
Mar 26	-10.8%
Mar 26	-10.92%
Mar 26	-10.94%
Mar 26	-11.06%
Feb 26	-11.33%
Feb 26	-13.39%
Feb 26	-13.42%
Feb 26	-13.28%
Jan 26	-13.21%
Jan 26	-13.17%
Jan 26	-13.1%
Jan 26	-13.14%
Jan 26	-13.07%
Dec 25	80.57%
Dec 25	80.7%
Dec 25	80.07%
Dec 25	80.24%
Nov 25	80.74%
Nov 25	80.54%
Nov 25	80.13%
Nov 25	80.29%
Oct 25	84.56%
Oct 25	84.66%
Oct 25	85.42%
Oct 25	85.23%
Oct 25	85.73%
Sep 25	-179.11%
Sep 25	-182.66%
Sep 25	-182.29%
Sep 25	-183.66%
Aug 25	-182.21%
Aug 25	-184.49%
Aug 25	-182.41%
Aug 25	-183.23%
Aug 25	-157.93%
Jul 25	-159.54%
Jul 25	-159.87%
Jul 25	-161.29%
Jul 25	-161.73%
Jun 25	-257.87%
Jun 25	-255.04%
Jun 25	-259.53%
Jun 25	-261.41%
May 25	-261.46%
May 25	-263.47%
Feb 25	-74.08%
Feb 25	-74.18%
Jan 25	-73.74%
Jan 25	-73.82%
Jan 25	-73.74%
Jan 25	-75.04%
Jan 25	-75.82%
Dec 24	21.83%
Dec 24	21.57%
Dec 24	25.61%
Dec 24	25.98%
Nov 24	25.67%
Nov 24	25.51%
Nov 24	25.61%
Nov 24	25.73%
Nov 24	25.73%
Oct 24	25.76%
Oct 24	26.14%
Oct 24	26.27%
Oct 24	26.54%
Sep 24	-345.04%
Sep 24	-347.19%
Sep 24	-344.88%
Sep 24	-343.54%
Aug 24	-343.36%
Aug 24	-344.08%
Aug 24	-338.39%
Aug 24	-337.09%
Aug 24	-333.25%
Jul 24	-330.09%
Jul 24	-330.68%

Price to Sales

BPHLF Price to Sales by year
Period	Price to Sales
Sep 26	-58.92
Sep 26	-59.15
Aug 26	-58.8
Aug 26	-58.25
Aug 26	-58.03
Aug 26	-57.47
Jul 26	-57.83
Jul 26	-58.29
Jul 26	-58.18
Jul 26	-58.09
Jul 26	-58.11
Jun 26	141.88
Jun 26	140.18
Jun 26	140.59
Jun 26	142.9
May 26	142.42
May 26	142.55
May 26	142.74
May 26	140.14
May 26	141.97
Apr 26	140.47
Apr 26	137.87
Apr 26	138.65
Apr 26	139.67
Mar 26	2.53
Mar 26	2.5
Mar 26	2.5
Mar 26	2.47
Feb 26	2.41
Feb 26	2.04
Feb 26	2.03
Feb 26	2.06
Jan 26	2.07
Jan 26	2.07
Jan 26	2.08
Jan 26	2.08
Jan 26	2.09
Dec 25	2.14
Dec 25	2.14
Dec 25	2.15
Dec 25	2.15
Nov 25	2.14
Nov 25	2.14
Nov 25	2.15
Nov 25	2.15
Oct 25	2.04
Oct 25	2.04
Oct 25	2.02
Oct 25	2.02
Oct 25	2.01
Sep 25	2.07
Sep 25	2.03
Sep 25	2.04
Sep 25	2.02
Aug 25	2.04
Aug 25	2.01
Aug 25	2.04
Aug 25	2.03
Aug 25	2.35
Jul 25	2.33
Jul 25	2.32
Jul 25	2.3
Jul 25	2.3
Jun 25	2.36
Jun 25	2.39
Jun 25	2.35
Jun 25	2.33
May 25	2.33
May 25	2.31
Feb 25	3.19
Feb 25	3.19
Jan 25	3.2
Jan 25	3.2
Jan 25	3.2
Jan 25	3.15
Jan 25	3.12
Dec 24	3.33
Dec 24	3.37
Dec 24	2.84
Dec 24	2.8
Nov 24	2.84
Nov 24	2.85
Nov 24	2.84
Nov 24	2.83
Nov 24	2.83
Oct 24	2.83
Oct 24	2.78
Oct 24	2.77
Oct 24	2.74
Sep 24	2.88
Sep 24	2.87
Sep 24	2.88
Sep 24	2.9
Aug 24	2.9
Aug 24	2.89
Aug 24	2.94
Aug 24	2.95
Aug 24	2.99
Jul 24	3.01
Jul 24	3.01

EV/EBITDA

BPHLF EV/EBITDA by year
Period	EV/EBITDA
Sep 26	7.59
Sep 26	7.61
Aug 26	7.57
Aug 26	7.5
Aug 26	7.48
Aug 26	7.41
Jul 26	7.45
Jul 26	7.51
Jul 26	7.5
Jul 26	7.48
Jul 26	7.49
Jun 26	7.83
Jun 26	7.75
Jun 26	7.76
Jun 26	7.88
May 26	7.86
May 26	7.86
May 26	7.87
May 26	7.74
May 26	7.83
Apr 26	7.76
Apr 26	7.63
Apr 26	7.67
Apr 26	7.72
Mar 26	6.92
Mar 26	6.84
Mar 26	6.83
Mar 26	6.75
Feb 26	6.58
Feb 26	5.53
Feb 26	5.51
Feb 26	5.58
Jan 26	5.61
Jan 26	5.62
Jan 26	5.65
Jan 26	5.64
Jan 26	5.67
Dec 25	6.17
Dec 25	6.17
Dec 25	6.21
Dec 25	6.2
Nov 25	6.16
Nov 25	6.18
Nov 25	6.21
Nov 25	6.2
Oct 25	5.89
Oct 25	5.88
Oct 25	5.83
Oct 25	5.85
Oct 25	5.81
Sep 25	5.3
Sep 25	5.19
Sep 25	5.2
Sep 25	5.16
Aug 25	5.2
Aug 25	5.13
Aug 25	5.2
Aug 25	5.17
Aug 25	6.07
Jul 25	6.01
Jul 25	5.99
Jul 25	5.93
Jul 25	5.92
Jun 25	5.29
Jun 25	5.36
Jun 25	5.25
Jun 25	5.2
May 25	5.2
May 25	5.15
Feb 25	-89.48
Feb 25	-89.49
Jan 25	-89.44
Jan 25	-89.45
Jan 25	-89.44
Jan 25	-89.59
Jan 25	-89.68
Dec 24	6.78
Dec 24	6.89
Dec 24	5.51
Dec 24	5.41
Nov 24	5.5
Nov 24	5.54
Nov 24	5.51
Nov 24	5.48
Nov 24	5.48
Oct 24	5.47
Oct 24	5.37
Oct 24	5.33
Oct 24	5.26
Sep 24	-120.01
Sep 24	-120.05
Sep 24	-120
Sep 24	-119.97
Aug 24	-119.97
Aug 24	-119.99
Aug 24	-119.86
Aug 24	-119.84
Aug 24	-119.75
Jul 24	-119.68
Jul 24	-119.69

Price/Operating Cashflow

BPHLF Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	166.12
Sep 26	166.75
Aug 26	165.77
Aug 26	164.23
Aug 26	163.61
Aug 26	162.02
Jul 26	163.03
Jul 26	164.33
Jul 26	164.03
Jul 26	163.76
Jul 26	163.81
Dec 25	1.11
Dec 25	1.11
Dec 25	1.12
Dec 25	1.12
Nov 25	1.11
Nov 25	1.11
Nov 25	1.12
Nov 25	1.12
Oct 25	1.06
Oct 25	1.06
Oct 25	1.05
Oct 25	1.05
Oct 25	1.04
Dec 24	2.15
Dec 24	2.18
Dec 24	1.83
Dec 24	1.81
Nov 24	1.83
Nov 24	1.84
Nov 24	1.83
Nov 24	1.82
Nov 24	1.82
Oct 24	1.82
Oct 24	1.8
Oct 24	1.79
Oct 24	1.77
Jun 23	1.6
Jun 23	1.6
Jun 23	1.61
Jun 23	1.61
May 23	1.6
May 23	1.6
May 23	1.6
May 23	1.58
Apr 23	1.58
Apr 23	1.59
Apr 23	1.58
Apr 23	1.53
Mar 23	1.52
Mar 23	0.07
Mar 23	0.07
Mar 23	0.07
Mar 23	0.07
Feb 23	0.07
Feb 23	0.07
Feb 23	0.08
Feb 23	0.07
Jan 23	0.08
Jan 23	0.07
Jan 23	0.05
Jan 23	0.05
Dec 22	0.05
Dec 22	0.03
Dec 22	0.03
Dec 22	0.03
Dec 22	0.03
Nov 22	0.03
Nov 22	0.03
Nov 22	0.03
Nov 22	0.03
Oct 22	0.04
Oct 22	0.04
Oct 22	0.04
Oct 22	0.04
Sep 22	0.04
Sep 22	0.05
Sep 22	0.05
Sep 22	0.05
Sep 22	0.05
Aug 22	0.05
Aug 22	0.05
Aug 22	0.05
Aug 22	0.05
Jul 22	0.05
Jul 22	0.05
Jul 22	0.05
Jul 22	0.05
Jul 22	0.05
Jun 22	0.05
Jun 22	0.05
Jun 22	0.05
Jun 22	0.05
May 22	0.05
May 22	0.04
May 22	0.04
May 22	0.04
Apr 22	0.05
Apr 22	0.05
Apr 22	0.05

Price to Book

BPHLF Price to Book by year
Period	Price to Book
Sep 26	1.37
Sep 26	1.37
Aug 26	1.36
Aug 26	1.35
Aug 26	1.35
Aug 26	1.33
Jul 26	1.34
Jul 26	1.35
Jul 26	1.35
Jul 26	1.35
Jul 26	1.35
Jun 26	1.34
Jun 26	1.32
Jun 26	1.32
Jun 26	1.35
May 26	1.34
May 26	1.34
May 26	1.34
May 26	1.32
May 26	1.34
Apr 26	1.32
Apr 26	1.3
Apr 26	1.31
Apr 26	1.32
Mar 26	1.34
Mar 26	1.32
Mar 26	1.32
Mar 26	1.31
Feb 26	1.28
Feb 26	1.08
Feb 26	1.08
Feb 26	1.09
Jan 26	1.09
Jan 26	1.1
Jan 26	1.1
Jan 26	1.1
Jan 26	1.11
Dec 25	1.16
Dec 25	1.16
Dec 25	1.16
Dec 25	1.16
Nov 25	1.15
Nov 25	1.16
Nov 25	1.16
Nov 25	1.16
Oct 25	1.1
Oct 25	1.1
Oct 25	1.09
Oct 25	1.09
Oct 25	1.09
Sep 25	1.1
Sep 25	1.08
Sep 25	1.08
Sep 25	1.07
Aug 25	1.08
Aug 25	1.07
Aug 25	1.08
Aug 25	1.08
Aug 25	1.25
Jul 25	1.24
Jul 25	1.23
Jul 25	1.22
Jul 25	1.22
Jun 25	1.27
Jun 25	1.28
Jun 25	1.26
Jun 25	1.25
May 25	1.25
May 25	1.24
Feb 25	0.03
Feb 25	0.03
Jan 25	0.03
Jan 25	0.03
Jan 25	0.03
Jan 25	0.03
Jan 25	0.03
Dec 24	1.69
Dec 24	1.71
Dec 24	1.44
Dec 24	1.42
Nov 24	1.44
Nov 24	1.45
Nov 24	1.44
Nov 24	1.43
Nov 24	1.43
Oct 24	1.43
Oct 24	1.41
Oct 24	1.4
Oct 24	1.39
Sep 24	0.02
Sep 24	0.02
Sep 24	0.02
Sep 24	0.02
Aug 24	0.02
Aug 24	0.02
Aug 24	0.02
Aug 24	0.03
Aug 24	0.03
Jul 24	0.03
Jul 24	0.03

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News: BPHLF

defenseworld.net · 28 Jul 2026