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Erste Bank Polska S.A.

$166.92 +$121.44 (+267.02%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$166.92

Day Range

$166.92$197

Year Range

$45.48$197

Market Cap

17.06B

AVG Volume

Trailing/Forward PE

13.09/2.51

PEG ratio

0.45

Dividend Yield

6.58%

Next Earnings Date

2026-10-30

Primary Exchange

Other OTC

Revenue (PLN)

BKZHF Revenue (PLN) by year
Period	Revenue (PLN)
2025	19.01B
2024	21.68B
2023	21.24B
2022	15.19B
2021	9.43B
2020	9.57B
2019	11.19B
2018	9.67B
2017	8.95B
2016	8.87B

Net Income (PLN)

BKZHF Net Income (PLN) by year
Period	Net Income (PLN)
2025	6.47B
2024	5.21B
2023	4.83B
2022	2.8B
2021	1.11B
2020	1.04B
2019	2.19B
2018	2.39B
2017	2.21B
2016	2.17B

Operating Income (PLN)

BKZHF Operating Income (PLN) by year
Period	Operating Income (PLN)
2025	8.37B
2024	9.32B
2023	6.85B
2022	4.35B
2021	2.06B
2020	1.88B
2019	3.29B
2018	3.46B
2017	3.34B
2016	3.12B

EBITDA (PLN)

BKZHF EBITDA (PLN) by year
Period	EBITDA (PLN)
2025	8.66B
2024	7.88B
2023	7.42B
2022	4.88B
2021	2.64B
2020	2.47B
2019	3.92B
2018	3.8B
2017	3.65B
2016	3.4B

Cash Flows (PLN)

BKZHF Cash Flows (PLN) by year
Period	Cash Flows (PLN)
2025	8.73B
2024	2.57B
2023	8.62B
2022	8.28B
2021	9.56B
2020	20.48B
2019	1.96B
2018	10.6B
2017	-5.28B
2016	1.47B

EPS (PLN)

BKZHF EPS (PLN) by year
Period	EPS (PLN)
2025	62.89
2024	51.01
2023	47.27
2022	27.39
2021	11.03
2020	10.15
2019	21.41
2018	24.07
2017	21.03
2016	21.82

Expenses (PLN)

BKZHF Expenses (PLN) by year
Period	Expenses (PLN)
2025	2.32B
2024	2.2B
2023	2.68B
2022	1.27B
2021	555.68M
2020	581M
2019	675.74M
2018	990.32M
2017	772.28M
2016	781.95M

Cash & Debt (PLN)

BKZHF Cash & Debt (PLN) by year
Period	Cash & Debt (PLN)
2025	45.78B
2024	12.75B
2023	11.65B
2022	13.47B
2021	11.05B
2020	8.33B
2019	9.61B
2018	10.74B
2017	5.57B
2016	7.6B

Debt ratios

BKZHF Debt ratios by year
Period	Debt ratios
2025	-0.81
2024	0.23
2023	0.18
2022	0.17
2021	0.74
2020	0.85
2019	0.76
2018	0.55

Margins

BKZHF Margins by year
Period	Margins
2025	84.7%
2024	76.76%
2023	75.08%
2022	80.99%
2021	96%
2020	89.67%
2019	83.18%
2018	84.79%
2017	86.01%
2016	85.45%

Return on Capital

BKZHF Return on Capital by year
Period	Return on Capital
2025	18.25%
2024	15.14%
2023	14.34%
2022	9.83%
2021	4.09%
2020	3.62%
2019	8.1%
2018	9%
2017	9.48%
2016	10.31%

Shares Outstanding

BKZHF Shares Outstanding by year
Period	Shares Outstanding
2025	102.19M
2024	102.2M
2023	102.19M
2022	102.19M
2021	102.03M
2020	102.09M
2019	102.06M
2018	96.95M
2017	97.09M
2016	99.22M

Dividends (PLN)

BKZHF Dividends (PLN) by year
Period	Dividends (PLN)
2026	13.78
2025	12.13
2024	11.37
2023	5.9
2022	0.62
2021	0.55
2019	5.11
2018	0.83
2017	1.45
2016	3.35

Book Value Per Share (PLN)

BKZHF Book Value Per Share (PLN) by year
Period	Book Value Per Share (PLN)
2025	347
2024	337.01
2023	329.69
2022	278.56
2021	266.71
2020	280.71
2019	264.34
2018	274.3
2017	240.43
2016	211.83

Total Assets (PLN)

BKZHF Total Assets (PLN) by year
Period	Total Assets (PLN)
2025	307.76B
2024	304.37B
2023	276.65B
2022	257.52B
2021	243.02B
2020	229.31B
2019	209.48B
2018	206.66B
2017	152.67B
2016	150.1B

PE Ratio

BKZHF PE Ratio by year
Period	PE Ratio
Sep 26	10.98
Sep 26	10.98
Aug 26	11.09
Aug 26	10.93
Aug 26	11.02
Aug 26	11.01
Jul 26	11.06
Jul 26	11.23
Jul 26	11.23
Jul 26	11.22
Jul 26	11.1
Jun 26	9.93
Jun 26	9.8
Jun 26	9.68
Jun 26	9.71
May 26	9.57
May 26	9.63
May 26	9.64
May 26	9.48
May 26	9.54
Apr 26	9.54
Apr 26	9.47
Apr 26	9.55
Apr 26	9.77
Mar 26	3.14
Mar 26	3.12
Mar 26	3.17
Mar 26	3.11
Feb 26	3.02
Feb 26	3.07
Feb 26	0.82
Feb 26	0.82
Jan 26	0.82
Jan 26	0.82
Jan 26	0.84
Jan 26	0.83
Jan 26	0.83
Dec 25	2.97
Dec 25	2.98
Dec 25	2.98
Dec 25	3.01
Nov 25	3.03
Nov 25	3.05
Nov 25	3.02
Nov 25	3.04
Oct 25	3.06
Oct 25	3.03
Oct 25	3.02
Oct 25	3.04
Oct 25	3
Sep 25	3.15
Sep 25	3.14
Sep 25	3.13
Sep 25	3.13
Aug 25	3.15
Aug 25	3.14
Aug 25	3.14
Aug 25	3.15
Aug 25	3.19
Jul 25	3.12
Jul 25	3.15
Jul 25	3.15
Jul 25	3.12
Jun 25	3.23
Jun 25	3.3
Jun 25	3.3
Jun 25	3.35
May 25	3.34
May 25	3.34
May 25	3.41
May 25	3.36
May 25	3.37
Apr 25	3.35
Apr 25	3.36
Apr 25	3.36
Apr 25	3.47
Mar 25	3.4
Mar 25	3.41
Mar 25	3.39
Mar 25	3.39
Feb 25	3.56
Feb 25	3.5
Feb 25	3.49
Feb 25	3.58
Jan 25	3.58
Jan 25	3.53
Jan 25	3.65
Jan 25	3.67
Jan 25	3.65
Dec 24	3.91
Dec 24	3.9
Dec 24	3.87
Dec 24	3.85
Nov 24	3.88
Nov 24	3.97
Nov 24	3.91
Nov 24	3.85
Nov 24	3.84
Oct 24	3.84
Oct 24	3.78

Free Cash Flow Yield

BKZHF Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	5.17%
Sep 26	5.17%
Aug 26	5.11%
Aug 26	5.19%
Aug 26	5.15%
Aug 26	5.15%
Jul 26	5.13%
Jul 26	5.05%
Jul 26	5.05%
Jul 26	5.06%
Jul 26	5.11%
Jun 26	13.59%
Jun 26	13.77%
Jun 26	13.95%
Jun 26	13.9%
May 26	14.11%
May 26	14.01%
May 26	14%
May 26	14.23%
May 26	14.14%
Apr 26	14.14%
Apr 26	14.24%
Apr 26	14.12%
Apr 26	13.81%
Mar 26	92.59%
Mar 26	93.2%
Mar 26	91.93%
Mar 26	93.7%
Feb 26	96.41%
Feb 26	94.87%
Feb 26	356.35%
Feb 26	354.26%
Jan 26	355.47%
Jan 26	355.4%
Jan 26	347.58%
Jan 26	349.33%
Jan 26	352.04%
Dec 25	58.52%
Dec 25	58.33%
Dec 25	58.25%
Dec 25	57.71%
Nov 25	57.37%
Nov 25	56.94%
Nov 25	57.62%
Nov 25	57.18%
Oct 25	56.82%
Oct 25	57.4%
Oct 25	57.55%
Oct 25	57.11%
Oct 25	57.87%
Sep 25	60.97%
Sep 25	61.25%
Sep 25	61.32%
Sep 25	61.31%
Aug 25	60.93%
Aug 25	61.09%
Aug 25	61.09%
Aug 25	60.94%
Aug 25	60.26%
Jul 25	61.48%
Jul 25	60.89%
Jul 25	60.94%
Jul 25	61.61%
Jun 25	15.28%
Jun 25	14.93%
Jun 25	14.97%
Jun 25	14.71%
May 25	14.77%
May 25	14.77%
May 25	14.48%
May 25	14.7%
May 25	14.63%
Apr 25	14.72%
Apr 25	14.7%
Apr 25	14.66%
Apr 25	14.22%
Mar 25	-46.67%
Mar 25	-46.47%
Mar 25	-46.85%
Mar 25	-46.76%
Feb 25	-44.56%
Feb 25	-45.29%
Feb 25	-45.38%
Feb 25	-44.35%
Jan 25	-44.29%
Jan 25	-44.88%
Jan 25	-43.41%
Jan 25	-43.25%
Jan 25	-43.49%
Dec 24	34.9%
Dec 24	35%
Dec 24	35.24%
Dec 24	35.43%
Nov 24	35.18%
Nov 24	34.37%
Nov 24	34.9%
Nov 24	35.44%
Nov 24	35.52%
Oct 24	35.55%
Oct 24	36.1%

Price to Sales

BKZHF Price to Sales by year
Period	Price to Sales
Sep 26	3.18
Sep 26	3.18
Aug 26	3.22
Aug 26	3.17
Aug 26	3.19
Aug 26	3.19
Jul 26	3.21
Jul 26	3.26
Jul 26	3.26
Jul 26	3.25
Jul 26	3.22
Jun 26	3.38
Jun 26	3.34
Jun 26	3.29
Jun 26	3.31
May 26	3.26
May 26	3.28
May 26	3.28
May 26	3.23
May 26	3.25
Apr 26	3.25
Apr 26	3.22
Apr 26	3.25
Apr 26	3.33
Mar 26	0.88
Mar 26	0.88
Mar 26	0.89
Mar 26	0.87
Feb 26	0.85
Feb 26	0.86
Feb 26	0.23
Feb 26	0.23
Jan 26	0.23
Jan 26	0.23
Jan 26	0.23
Jan 26	0.23
Jan 26	0.23
Dec 25	0.81
Dec 25	0.81
Dec 25	0.81
Dec 25	0.82
Nov 25	0.82
Nov 25	0.83
Nov 25	0.82
Nov 25	0.83
Oct 25	0.83
Oct 25	0.82
Oct 25	0.82
Oct 25	0.83
Oct 25	0.82
Sep 25	0.84
Sep 25	0.84
Sep 25	0.84
Sep 25	0.84
Aug 25	0.84
Aug 25	0.84
Aug 25	0.84
Aug 25	0.84
Aug 25	0.85
Jul 25	0.84
Jul 25	0.84
Jul 25	0.84
Jul 25	0.83
Jun 25	0.78
Jun 25	0.79
Jun 25	0.79
Jun 25	0.81
May 25	0.8
May 25	0.8
May 25	0.82
May 25	0.81
May 25	0.81
Apr 25	0.81
Apr 25	0.81
Apr 25	0.81
Apr 25	0.83
Mar 25	0.84
Mar 25	0.85
Mar 25	0.84
Mar 25	0.84
Feb 25	0.88
Feb 25	0.87
Feb 25	0.87
Feb 25	0.89
Jan 25	0.89
Jan 25	0.88
Jan 25	0.9
Jan 25	0.91
Jan 25	0.9
Dec 24	0.9
Dec 24	0.9
Dec 24	0.89
Dec 24	0.88
Nov 24	0.89
Nov 24	0.91
Nov 24	0.9
Nov 24	0.88
Nov 24	0.88
Oct 24	0.88
Oct 24	0.87

EV/EBITDA

BKZHF EV/EBITDA by year
Period	EV/EBITDA
Sep 26	9.25
Sep 26	9.25
Aug 26	9.33
Aug 26	9.21
Aug 26	9.27
Aug 26	9.27
Jul 26	9.3
Jul 26	9.43
Jul 26	9.42
Jul 26	9.42
Jul 26	9.33
Jun 26	4.71
Jun 26	4.61
Jun 26	4.52
Jun 26	4.54
May 26	4.44
May 26	4.49
May 26	4.49
May 26	4.37
May 26	4.42
Apr 26	4.42
Apr 26	4.37
Apr 26	4.43
Apr 26	4.59
Mar 26	4.02
Mar 26	4
Mar 26	4.03
Mar 26	3.99
Feb 26	3.93
Feb 26	3.96
Feb 26	2.45
Feb 26	2.45
Jan 26	2.45
Jan 26	2.45
Jan 26	2.47
Jan 26	2.46
Jan 26	2.46
Dec 25	2
Dec 25	2
Dec 25	2.01
Dec 25	2.03
Nov 25	2.04
Nov 25	2.05
Nov 25	2.03
Nov 25	2.04
Oct 25	2.06
Oct 25	2.04
Oct 25	2.03
Oct 25	2.05
Oct 25	2.02
Sep 25	1.73
Sep 25	1.72
Sep 25	1.72
Sep 25	1.72
Aug 25	1.73
Aug 25	1.73
Aug 25	1.72
Aug 25	1.73
Aug 25	1.75
Jul 25	1.71
Jul 25	1.73
Jul 25	1.73
Jul 25	1.71
Jun 25	2.79
Jun 25	2.84
Jun 25	2.84
Jun 25	2.87
May 25	2.86
May 25	2.86
May 25	2.91
May 25	2.87
May 25	2.88
Apr 25	2.87
Apr 25	2.87
Apr 25	2.88
Apr 25	2.95
Mar 25	2.51
Mar 25	2.51
Mar 25	2.5
Mar 25	2.5
Feb 25	2.61
Feb 25	2.57
Feb 25	2.57
Feb 25	2.62
Jan 25	2.62
Jan 25	2.59
Jan 25	2.67
Jan 25	2.68
Jan 25	2.67
Dec 24	3.08
Dec 24	3.08
Dec 24	3.06
Dec 24	3.05
Nov 24	3.06
Nov 24	3.12
Nov 24	3.08
Nov 24	3.05
Nov 24	3.04
Oct 24	3.04
Oct 24	3

Price/Operating Cashflow

BKZHF Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Sep 26	21.17
Sep 26	21.17
Aug 26	21.39
Aug 26	21.07
Aug 26	21.24
Aug 26	21.22
Jul 26	21.32
Jul 26	21.66
Jul 26	21.65
Jul 26	21.63
Jul 26	21.4
Jun 26	5.3
Jun 26	5.23
Jun 26	5.16
Jun 26	5.18
May 26	5.1
May 26	5.14
May 26	5.14
May 26	5.05
May 26	5.09
Apr 26	5.09
Apr 26	5.05
Apr 26	5.09
Apr 26	5.21
Mar 26	1.04
Mar 26	1.04
Mar 26	1.05
Mar 26	1.03
Feb 26	1
Feb 26	1.02
Feb 26	0.27
Feb 26	0.27
Jan 26	0.27
Jan 26	0.27
Jan 26	0.28
Jan 26	0.28
Jan 26	0.27
Dec 25	1.61
Dec 25	1.62
Dec 25	1.62
Dec 25	1.64
Nov 25	1.65
Nov 25	1.66
Nov 25	1.64
Nov 25	1.65
Oct 25	1.66
Oct 25	1.65
Oct 25	1.64
Oct 25	1.65
Oct 25	1.63
Sep 25	1.55
Sep 25	1.54
Sep 25	1.54
Sep 25	1.54
Aug 25	1.55
Aug 25	1.54
Aug 25	1.54
Aug 25	1.55
Aug 25	1.57
Jul 25	1.53
Jul 25	1.55
Jul 25	1.55
Jul 25	1.53
Jun 25	5.25
Jun 25	5.37
Jun 25	5.36
Jun 25	5.46
May 25	5.44
May 25	5.43
May 25	5.54
May 25	5.46
May 25	5.48
Apr 25	5.45
Apr 25	5.46
Apr 25	5.47
Apr 25	5.64
Dec 24	2.6
Dec 24	2.59
Dec 24	2.58
Dec 24	2.56
Nov 24	2.58
Nov 24	2.64
Nov 24	2.6
Nov 24	2.56
Nov 24	2.56
Oct 24	2.55
Oct 24	2.52
Oct 24	2.49
Oct 24	2.5
Sep 24	1.45
Sep 24	1.45
Sep 24	1.47
Sep 24	1.47
Aug 24	1.47
Aug 24	1.45
Aug 24	1.47
Aug 24	1.5
Aug 24	1.49
Jul 24	1.49
Jul 24	1.49

Price to Book

BKZHF Price to Book by year
Period	Price to Book
Sep 26	1.77
Sep 26	1.77
Aug 26	1.79
Aug 26	1.76
Aug 26	1.77
Aug 26	1.77
Jul 26	1.78
Jul 26	1.81
Jul 26	1.81
Jul 26	1.81
Jul 26	1.79
Jun 26	1.81
Jun 26	1.79
Jun 26	1.77
Jun 26	1.77
May 26	1.75
May 26	1.76
May 26	1.76
May 26	1.73
May 26	1.74
Apr 26	1.74
Apr 26	1.73
Apr 26	1.74
Apr 26	1.78
Mar 26	0.49
Mar 26	0.49
Mar 26	0.5
Mar 26	0.49
Feb 26	0.48
Feb 26	0.48
Feb 26	0.13
Feb 26	0.13
Jan 26	0.13
Jan 26	0.13
Jan 26	0.13
Jan 26	0.13
Jan 26	0.13
Dec 25	0.5
Dec 25	0.5
Dec 25	0.5
Dec 25	0.51
Nov 25	0.51
Nov 25	0.52
Nov 25	0.51
Nov 25	0.51
Oct 25	0.52
Oct 25	0.51
Oct 25	0.51
Oct 25	0.51
Oct 25	0.51
Sep 25	0.46
Sep 25	0.46
Sep 25	0.46
Sep 25	0.46
Aug 25	0.46
Aug 25	0.46
Aug 25	0.46
Aug 25	0.46
Aug 25	0.47
Jul 25	0.46
Jul 25	0.46
Jul 25	0.46
Jul 25	0.46
Jun 25	0.49
Jun 25	0.5
Jun 25	0.5
Jun 25	0.51
May 25	0.51
May 25	0.51
May 25	0.52
May 25	0.51
May 25	0.51
Apr 25	0.51
Apr 25	0.51
Apr 25	0.51
Apr 25	0.52
Mar 25	0.53
Mar 25	0.53
Mar 25	0.53
Mar 25	0.53
Feb 25	0.55
Feb 25	0.54
Feb 25	0.54
Feb 25	0.56
Jan 25	0.56
Jan 25	0.55
Jan 25	0.57
Jan 25	0.57
Jan 25	0.57
Dec 24	0.61
Dec 24	0.61
Dec 24	0.6
Dec 24	0.6
Nov 24	0.61
Nov 24	0.62
Nov 24	0.61
Nov 24	0.6
Nov 24	0.6
Oct 24	0.6
Oct 24	0.59

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News: BKZHF

seekingalpha.com · 1 Aug 2026

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Erste Bank Polska S.A.

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Erste Bank Polska S.A. (BKZHF) Q2 2026 Earnings Call Transcript

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