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How does BCDRF make money? Does BCDRF have pricing power? What's the Earnings Whisper? Will BCDRF profit more as the business scales? What is BCDRF's management track record? Is BCDRF's current price justified?

Banco Santander, S.A.

$14.48 +$2.95 (+25.59%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$14.8

Day Range

$14.3$14.48

Year Range

$9.46$15.65

Market Cap

206.83B

AVG Volume

438.02K

Trailing/Forward PE

11.45/11.39

PEG ratio

0.49

Dividend Yield

1.89%

Next Earnings Date

2026-10-28

Primary Exchange

Other OTC

Revenue (EUR)

BCDRF Revenue (EUR) by quarter
Period	Revenue (EUR)
26 Q2	12.47B
26 Q1	12.16B
25 Q4	14.98B
25 Q3	12.1B
25 Q2	14.75B
25 Q1	12.5B
24 Q4	14.15B
24 Q3	12.17B
24 Q2	11.91B
24 Q1	12.56B

Net Income (EUR)

BCDRF Net Income (EUR) by quarter
Period	Net Income (EUR)
26 Q2	3.51B
26 Q1	5.48B
25 Q4	3.76B
25 Q3	2.99B
25 Q2	3.43B
25 Q1	3.4B
24 Q4	3.27B
24 Q3	3.25B
24 Q2	3.21B
24 Q1	2.85B

Operating Income (EUR)

BCDRF Operating Income (EUR) by quarter
Period	Operating Income (EUR)
26 Q2	6.33B
26 Q1	5.05B
25 Q4	4.92B
25 Q3	3.98B
25 Q2	4.44B
25 Q1	4.69B
24 Q4	7.93B
24 Q3	5.56B
24 Q2	4.92B
24 Q1	4.58B

EBITDA (EUR)

BCDRF EBITDA (EUR) by quarter
Period	EBITDA (EUR)
26 Q2	5.77B
26 Q1	5.86B
25 Q4	5.68B
25 Q3	4.66B
25 Q2	4.27B
25 Q1	4.53B
24 Q4	5.42B
24 Q3	5.73B
24 Q2	5.75B
24 Q1	5.41B

Cash Flows (EUR)

BCDRF Cash Flows (EUR) by quarter
Period	Cash Flows (EUR)
26 Q2	0
26 Q1	-19.71B
25 Q4	78.25B
25 Q3	0
25 Q2	19.49B
25 Q1	-20.08B
24 Q4	20.69B
24 Q3	11.57B
24 Q2	-15.41B
24 Q1	-49.5B

EPS (EUR)

BCDRF EPS (EUR) by quarter
Period	EPS (EUR)
26 Q2	0.21
26 Q1	0.36
25 Q4	0.24
25 Q3	0.19
25 Q2	0.22
25 Q1	0.21
24 Q4	0.2
24 Q3	0.2
24 Q2	0.2
24 Q1	0.17

Expenses (EUR)

BCDRF Expenses (EUR) by quarter
Period	Expenses (EUR)
26 Q2	3.56B
26 Q1	6.01B
25 Q4	8.23B
25 Q3	4.46B
25 Q2	6.83B
25 Q1	7.26B
24 Q4	7.88B
24 Q3	6.68B
24 Q2	7.39B
24 Q1	7.97B

Cash & Debt (EUR)

BCDRF Cash & Debt (EUR) by quarter
Period	Cash & Debt (EUR)
26 Q2	337.16B
26 Q1	329.01B
25 Q4	332.5B
25 Q3	293.24B
25 Q2	351.61B
25 Q1	376.15B
24 Q4	270.96B
24 Q3	362.75B
24 Q2	229.24B
24 Q1	368.72B

Debt ratios

BCDRF Debt ratios by quarter
Period	Debt ratios
26 Q2	0.5
26 Q1	5.2
25 Q4	8.58
25 Q3	-1.21
25 Q2	-1.99
25 Q1	-2.7
24 Q4	-1.39
24 Q3	-1.97
24 Q2	4.29
24 Q1	-2.97

Margins

BCDRF Margins by quarter
Period	Margins
26 Q2	103.99%
26 Q1	105.18%
25 Q4	78.81%
25 Q3	79.91%
25 Q2	66.86%
25 Q1	100%
24 Q4	100%
24 Q3	100%
24 Q2	100%
24 Q1	100%

Return on Capital

BCDRF Return on Capital by quarter
Period	Return on Capital
26 Q2	3.04%
26 Q1	4.85%
25 Q4	3.34%
25 Q3	3.19%
25 Q2	3.15%
25 Q1	3.08%
24 Q4	3.04%
24 Q3	3.09%
24 Q2	3.09%
24 Q1	2.72%

Shares Outstanding

BCDRF Shares Outstanding by quarter
Period	Shares Outstanding
26 Q2	16.76B
26 Q1	16.96B
25 Q4	15.68B
25 Q3	14.87B
25 Q2	15.6B
25 Q1	16.33B
24 Q4	16.32B
24 Q3	16.25B
24 Q2	15.2B
24 Q1	15.53B

Dividends (EUR)

BCDRF Dividends (EUR) by quarter
Period	Dividends (EUR)
May 26	0.15
Oct 25	0.13
Apr 25	0.12
Oct 24	0.11
Apr 24	0.1
Oct 23	0.09
Apr 23	0.07
Oct 22	0.06
Apr 22	0.05
Oct 21	0.06

Employee Count

BCDRF Employee Count by quarter
Period	Employee Count
2025	198.4K
2024	206.75K
2023	212.76K
2022	206.46K
2021	197.07K
2020	191K
2019	196.42K
2018	202K
2017	202.25K
2016	188.49K

Book Value Per Share (EUR)

BCDRF Book Value Per Share (EUR) by quarter
Period	Book Value Per Share (EUR)
26 Q2	6.9
26 Q1	6.66
25 Q4	7.19
25 Q3	6.31
25 Q2	6.99
25 Q1	6.77
24 Q4	6.57
24 Q3	6.47
24 Q2	6.82
24 Q1	6.76

Total Assets (EUR)

BCDRF Total Assets (EUR) by quarter
Period	Total Assets (EUR)
26 Q2	1.95T
26 Q1	1.86T
25 Q4	1.87T
25 Q3	1.57T
25 Q2	1.82T
25 Q1	1.85T
24 Q4	1.84T
24 Q3	1.8T
24 Q2	1.79T
24 Q1	1.8T

PE Ratio

BCDRF PE Ratio by quarter
Period	PE Ratio
Sep 26	12.93
Sep 26	13.03
Aug 26	13.56
Aug 26	12.52
Aug 26	13.31
Aug 26	13.69
Jul 26	12.26
Jul 26	12.2
Jul 26	12.92
Jul 26	13.16
Jul 26	13.85
Jun 26	12.63
Jun 26	13.01
Jun 26	11.83
Jun 26	11.81
May 26	11.83
May 26	11.76
May 26	10.88
May 26	11.74
May 26	11.41
Apr 26	12.02
Apr 26	12.84
Apr 26	11.84
Apr 26	11.08
Mar 26	11.5
Mar 26	10.77
Mar 26	11.21
Mar 26	11.54
Feb 26	12.37
Feb 26	12.64
Feb 26	11.9
Feb 26	12.48
Jan 26	12.27
Jan 26	12.33
Jan 26	12.23
Jan 26	12.1
Jan 26	11.33
Dec 25	11.6
Dec 25	11.71
Dec 25	11.48
Dec 25	11.17
Nov 25	10.77
Nov 25	10.5
Nov 25	11
Nov 25	10.61
Oct 25	10.11
Oct 25	10.47
Oct 25	10.31
Oct 25	10.49
Oct 25	11.28
Sep 25	11.28
Sep 25	11.09
Sep 25	10.27
Sep 25	10.23
Aug 25	10.25
Aug 25	10.39
Aug 25	10.2
Aug 25	9.75
Aug 25	9.05
Jul 25	9.42
Jul 25	9.33
Jul 25	8.99
Jul 25	8.99
Jun 25	8.92
Jun 25	8.51
Jun 25	8.78
Jun 25	9.05
May 25	8.74
May 25	8.62
May 25	8.75
May 25	8.34
May 25	7.87
Apr 25	8.04
Apr 25	7.99
Apr 25	7.42
Apr 25	7.03
Mar 25	8.42
Mar 25	8.35
Mar 25	8.1
Mar 25	8.3
Feb 25	7.97
Feb 25	7.56
Feb 25	7.77
Feb 25	7.32
Jan 25	6.87
Jan 25	6.6
Jan 25	6.27
Jan 25	6.35
Jan 25	6.09
Dec 24	5.31
Dec 24	5.34
Dec 24	6.26
Dec 24	5.84
Nov 24	5.49
Nov 24	5.58
Nov 24	5.66
Nov 24	5.76
Nov 24	5.75
Oct 24	5.92
Oct 24	5.57

Free Cash Flow Yield

BCDRF Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	37.29%
Sep 26	36.99%
Aug 26	35.55%
Aug 26	38.5%
Aug 26	36.22%
Aug 26	35.22%
Jul 26	39.32%
Jul 26	39.54%
Jul 26	38.56%
Jul 26	37.85%
Jul 26	35.97%
Jun 26	39.45%
Jun 26	38.31%
Jun 26	42.12%
Jun 26	42.18%
May 26	42.1%
May 26	42.37%
May 26	45.77%
May 26	42.44%
May 26	43.67%
Apr 26	47.54%
Apr 26	44.51%
Apr 26	48.27%
Apr 26	51.59%
Mar 26	13.35%
Mar 26	14.25%
Mar 26	13.7%
Mar 26	13.3%
Feb 26	12.41%
Feb 26	12.14%
Feb 26	12.9%
Feb 26	12.3%
Jan 26	7.69%
Jan 26	7.65%
Jan 26	7.71%
Jan 26	7.79%
Jan 26	8.33%
Dec 25	8.13%
Dec 25	8.06%
Dec 25	8.22%
Dec 25	8.45%
Nov 25	8.75%
Nov 25	8.98%
Nov 25	8.58%
Nov 25	8.89%
Oct 25	9.33%
Oct 25	-2.35%
Oct 25	-2.39%
Oct 25	-2.35%
Oct 25	-2.18%
Sep 25	-2.18%
Sep 25	-2.22%
Sep 25	-2.4%
Sep 25	-2.41%
Aug 25	-2.4%
Aug 25	-2.37%
Aug 25	-2.41%
Aug 25	-2.52%
Aug 25	-2.72%
Jul 25	-2.61%
Jul 25	-2.64%
Jul 25	-2.74%
Jul 25	-2.74%
Jun 25	-2.76%
Jun 25	-2.89%
Jun 25	-2.8%
Jun 25	-2.72%
May 25	-2.82%
May 25	-2.85%
May 25	-2.81%
May 25	-2.95%
May 25	-3.13%
Apr 25	-32.3%
Apr 25	-32.49%
Apr 25	-34.98%
Apr 25	-36.91%
Mar 25	-30.85%
Mar 25	-31.09%
Mar 25	-32.04%
Mar 25	-31.27%
Feb 25	-32.58%
Feb 25	-52.88%
Feb 25	-51.47%
Feb 25	-54.58%
Jan 25	-58.21%
Jan 25	-60.55%
Jan 25	-63.78%
Jan 25	-62.98%
Jan 25	-65.65%
Dec 24	-93.34%
Dec 24	-92.75%
Dec 24	-79.08%
Dec 24	-84.83%
Nov 24	-90.14%
Nov 24	-88.8%
Nov 24	-87.52%
Nov 24	-86.05%
Nov 24	-86.14%
Oct 24	-83.73%
Oct 24	-88.9%

Price to Sales

BCDRF Price to Sales by quarter
Period	Price to Sales
Sep 26	3.85
Sep 26	3.88
Aug 26	4.04
Aug 26	3.73
Aug 26	3.96
Aug 26	4.08
Jul 26	3.65
Jul 26	3.63
Jul 26	3.75
Jul 26	3.82
Jul 26	4.02
Jun 26	3.66
Jun 26	3.77
Jun 26	3.43
Jun 26	3.43
May 26	3.43
May 26	3.41
May 26	3.16
May 26	3.41
May 26	3.31
Apr 26	3.01
Apr 26	3.21
Apr 26	2.96
Apr 26	2.77
Mar 26	2.81
Mar 26	2.63
Mar 26	2.74
Mar 26	2.82
Feb 26	3.03
Feb 26	3.09
Feb 26	2.91
Feb 26	3.05
Jan 26	3.11
Jan 26	3.12
Jan 26	3.1
Jan 26	3.07
Jan 26	2.87
Dec 25	2.94
Dec 25	2.97
Dec 25	2.91
Dec 25	2.83
Nov 25	2.73
Nov 25	2.66
Nov 25	2.79
Nov 25	2.69
Oct 25	2.56
Oct 25	2.71
Oct 25	2.67
Oct 25	2.71
Oct 25	2.92
Sep 25	2.92
Sep 25	2.87
Sep 25	2.66
Sep 25	2.65
Aug 25	2.65
Aug 25	2.69
Aug 25	2.64
Aug 25	2.52
Aug 25	2.34
Jul 25	2.44
Jul 25	2.41
Jul 25	2.33
Jul 25	2.33
Jun 25	2.31
Jun 25	2.2
Jun 25	2.27
Jun 25	2.34
May 25	2.26
May 25	2.23
May 25	2.26
May 25	2.16
May 25	2.04
Apr 25	1.99
Apr 25	1.98
Apr 25	1.84
Apr 25	1.74
Mar 25	2.08
Mar 25	2.07
Mar 25	2.01
Mar 25	2.06
Feb 25	1.97
Feb 25	1.9
Feb 25	1.95
Feb 25	1.84
Jan 25	1.72
Jan 25	1.66
Jan 25	1.57
Jan 25	1.59
Jan 25	1.53
Dec 24	1.31
Dec 24	1.32
Dec 24	1.54
Dec 24	1.44
Nov 24	1.35
Nov 24	1.37
Nov 24	1.39
Nov 24	1.42
Nov 24	1.42
Oct 24	1.46
Oct 24	1.37

EV/EBITDA

BCDRF EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	10.2
Sep 26	10.28
Aug 26	10.68
Aug 26	9.9
Aug 26	10.49
Aug 26	10.78
Jul 26	9.7
Jul 26	9.65
Jul 26	15.09
Jul 26	15.28
Jul 26	15.81
Jun 26	14.87
Jun 26	15.16
Jun 26	14.26
Jun 26	14.25
May 26	14.26
May 26	14.21
May 26	13.54
May 26	14.19
May 26	13.94
Apr 26	17.12
Apr 26	17.7
Apr 26	16.99
Apr 26	16.45
Mar 26	5.87
Mar 26	5.37
Mar 26	5.67
Mar 26	5.91
Feb 26	6.48
Feb 26	6.66
Feb 26	6.15
Feb 26	6.56
Jan 26	6.66
Jan 26	6.7
Jan 26	6.64
Jan 26	6.56
Jan 26	6.06
Dec 25	6.24
Dec 25	6.3
Dec 25	6.16
Dec 25	5.96
Nov 25	5.71
Nov 25	5.54
Nov 25	5.86
Nov 25	5.61
Oct 25	5.29
Oct 25	3.71
Oct 25	3.61
Oct 25	3.72
Oct 25	4.2
Sep 25	4.2
Sep 25	4.09
Sep 25	3.58
Sep 25	3.56
Aug 25	3.57
Aug 25	3.66
Aug 25	3.54
Aug 25	3.27
Aug 25	2.84
Jul 25	3.07
Jul 25	3.01
Jul 25	2.8
Jul 25	2.8
Jun 25	2.76
Jun 25	2.51
Jun 25	2.67
Jun 25	2.84
May 25	2.65
May 25	2.58
May 25	2.65
May 25	2.4
May 25	2.12
Apr 25	3.14
Apr 25	3.11
Apr 25	2.79
Apr 25	2.58
Mar 25	3.35
Mar 25	3.32
Mar 25	3.18
Mar 25	3.29
Feb 25	3.1
Feb 25	2.5
Feb 25	2.62
Feb 25	2.36
Jan 25	2.09
Jan 25	1.93
Jan 25	1.74
Jan 25	1.78
Jan 25	1.63
Dec 24	7.58
Dec 24	7.6
Dec 24	8.17
Dec 24	7.9
Nov 24	7.69
Nov 24	7.74
Nov 24	7.79
Nov 24	7.85
Nov 24	7.85
Oct 24	7.95
Oct 24	7.74

Price/Operating Cashflow

BCDRF Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	2.52
Sep 26	2.54
Aug 26	2.65
Aug 26	2.44
Aug 26	2.6
Aug 26	2.67
Jul 26	2.39
Jul 26	2.38
Jul 26	2.44
Jul 26	2.49
Jul 26	2.62
Jun 26	2.39
Jun 26	2.46
Jun 26	2.23
Jun 26	2.23
May 26	2.24
May 26	2.22
May 26	2.06
May 26	2.22
May 26	2.15
Apr 26	1.96
Apr 26	2.09
Apr 26	1.93
Apr 26	1.8
Mar 26	5.88
Mar 26	5.51
Mar 26	5.73
Mar 26	5.91
Feb 26	6.33
Feb 26	6.47
Feb 26	6.09
Feb 26	6.39
Jan 26	8.85
Jan 26	8.89
Jan 26	8.82
Jan 26	8.73
Jan 26	8.17
Dec 25	8.37
Dec 25	8.44
Dec 25	8.28
Dec 25	8.05
Nov 25	7.77
Nov 25	7.57
Nov 25	7.93
Nov 25	7.65
Oct 25	7.29
Oct 25	29.6
Oct 25	29.15
Oct 25	29.64
Oct 25	31.89
Sep 25	31.89
Sep 25	31.35
Sep 25	29.02
Sep 25	28.92
Aug 25	28.98
Aug 25	29.36
Aug 25	28.84
Aug 25	27.55
Aug 25	25.59
Jul 25	26.63
Jul 25	26.38
Jul 25	25.42
Jul 25	25.42
Jun 25	25.21
Jun 25	24.05
Jun 25	24.81
Jun 25	25.59
May 25	24.69
May 25	24.38
May 25	24.73
May 25	23.57
May 25	22.25
Jun 24	5.29
Jun 24	5.1
Jun 24	4.95
Jun 24	5.3
May 24	5.57
May 24	5.57
May 24	5.38
May 24	5.4
May 24	5.49
Apr 24	5.96
Apr 24	5.46
Apr 24	5.47
Apr 24	5.5
Mar 24	5.32
Mar 24	4.71
Mar 24	4.83
Mar 24	4.54
Mar 24	4.49
Feb 24	4.32
Feb 24	8.44
Feb 24	8.97
Feb 24	10.06
Jan 24	9.19
Jan 24	8.57
Jan 24	9.64
Jan 24	9.14
Dec 23	9.06
Dec 23	9.63

Price to Book

BCDRF Price to Book by quarter
Period	Price to Book
Sep 26	1.81
Sep 26	1.82
Aug 26	1.9
Aug 26	1.75
Aug 26	1.86
Aug 26	1.91
Jul 26	1.71
Jul 26	1.71
Jul 26	1.79
Jul 26	1.82
Jul 26	1.92
Jun 26	1.75
Jun 26	1.8
Jun 26	1.64
Jun 26	1.64
May 26	1.64
May 26	1.63
May 26	1.51
May 26	1.63
May 26	1.58
Apr 26	1.45
Apr 26	1.55
Apr 26	1.43
Apr 26	1.34
Mar 26	1.38
Mar 26	1.29
Mar 26	1.35
Mar 26	1.39
Feb 26	1.49
Feb 26	1.52
Feb 26	1.43
Feb 26	1.5
Jan 26	1.69
Jan 26	1.7
Jan 26	1.68
Jan 26	1.67
Jan 26	1.56
Dec 25	1.6
Dec 25	1.61
Dec 25	1.58
Dec 25	1.54
Nov 25	1.48
Nov 25	1.44
Nov 25	1.51
Nov 25	1.46
Oct 25	1.39
Oct 25	1.24
Oct 25	1.22
Oct 25	1.25
Oct 25	1.34
Sep 25	1.34
Sep 25	1.32
Sep 25	1.22
Sep 25	1.22
Aug 25	1.22
Aug 25	1.23
Aug 25	1.21
Aug 25	1.16
Aug 25	1.07
Jul 25	1.12
Jul 25	1.11
Jul 25	1.07
Jul 25	1.07
Jun 25	1.06
Jun 25	1.01
Jun 25	1.04
Jun 25	1.07
May 25	1.04
May 25	1.02
May 25	1.04
May 25	0.99
May 25	0.93
Apr 25	0.94
Apr 25	0.94
Apr 25	0.87
Apr 25	0.82
Mar 25	0.99
Mar 25	0.98
Mar 25	0.95
Mar 25	0.97
Feb 25	0.93
Feb 25	0.88
Feb 25	0.9
Feb 25	0.85
Jan 25	0.8
Jan 25	0.77
Jan 25	0.73
Jan 25	0.74
Jan 25	0.71
Dec 24	0.61
Dec 24	0.61
Dec 24	0.72
Dec 24	0.67
Nov 24	0.63
Nov 24	0.64
Nov 24	0.65
Nov 24	0.66
Nov 24	0.66
Oct 24	0.68
Oct 24	0.64

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Banco Santander, S.A.

Video analysis: BCDRF

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