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BayFirst Financial Corp.

$8.75 +$0.88 (+11.18%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$8.18
Day Range
$8.26$8.75
Year Range
$4.26$11.34
Market Cap
35.94M
AVG Volume
37.08K
Trailing/Forward PE
-0.59/-
PEG ratio
0.01
Dividend Yield
-
Next Earnings Date
2026-11-05
Primary Exchange
NASDAQUS
Revenue (USD)
050M100M150M2019202020212022202320242025
BAFN Revenue (USD) by year
PeriodRevenue (USD)
202597.32M
2024125.24M
2023110.85M
202266.41M
2021136.25M
2020113.21M
201967.71M
Net Income (USD)
-40M-20M020M40M2019202020212022202320242025
BAFN Net Income (USD) by year
PeriodNet Income (USD)
2025-22.94M
202412.6M
20235.7M
2022-349K
202124.62M
202012.7M
20194.48M
Operating Income (USD)
-40M-20M020M40M2019202020212022202320242025
BAFN Operating Income (USD) by year
PeriodOperating Income (USD)
2025-30.83M
202416.99M
20238.03M
20227.04M
202129.02M
202015.78M
20196.3M
EBITDA (USD)
-40M-20M020M40M2019202020212022202320242025
BAFN EBITDA (USD) by year
PeriodEBITDA (USD)
2025-21.71M
202425.71M
202314.79M
202212.01M
202133.73M
202018.35M
20196.3M
Cash Flows (USD)
-200M0200M400M600M2019202020212022202320242025
BAFN Cash Flows (USD) by year
PeriodCash Flows (USD)
2025285M
2024388.77M
2023447.21M
2022432.19M
202187.98M
2020-94.77M
2019659.35K
EPS (USD)
-10-505102019202020212022202320242025
BAFN EPS (USD) by year
PeriodEPS (USD)
2025-5.91
20242.52
20231.15
2022-0.3
20215.67
20203.37
20191.29
Expenses (USD)
050M100M150MSG&ACapex2019202020212022202320242025
BAFN Expenses (USD) by year
PeriodExpenses (USD)
202533.51M
202441.43M
202349.79M
202238.98M
2021104.52M
202062.64M
201937.43M
Cash & Debt (USD)
0100M200M300MCashLong Term Debt2019202020212022202320242025
BAFN Cash & Debt (USD) by year
PeriodCash & Debt (USD)
2025206.98M
202488.94M
2023102.61M
2022113.28M
2021143M
202057.76M
2019112.96M
Debt ratios
-8-6-4-202022202320242025
BAFN Debt ratios by year
PeriodDebt ratios
2025-6.05
2024-0.77
2023-1.04
2022-1.08
Margins
0%25%50%75%100%2019202020212022202320242025
BAFN Margins by year
PeriodMargins
202533.63%
202452.48%
202361.63%
202288.15%
202197.21%
202075.99%
201974.69%
Return on Capital
-40%-20%0%20%40%2019202020212022202320242025
BAFN Return on Capital by year
PeriodReturn on Capital
2025-26.19%
202411.36%
20235.66%
2022-0.38%
202125.57%
202017.87%
20198.74%
Shares Outstanding
02M4M6M2019202020212022202320242025
BAFN Shares Outstanding by year
PeriodShares Outstanding
20254.13M
20244.14M
20234.11M
20223.98M
20213.94M
20203.47M
20193.18M
Dividends (USD)
00.10.20.30.42016201720182019202020212022202320242025
BAFN Dividends (USD) by year
PeriodDividends (USD)
20250.16
20240.32
20230.32
20220.32
20210.28
20200.27
20190.27
20180.25
20170.24
20160.13
Employee Count
020040060080020212022202320242025
BAFN Employee Count by year
PeriodEmployee Count
2025144
2024298
2023304
2022289
2021617
Book Value Per Share (USD)
01020302019202020212022202320242025
BAFN Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202521.21
202426.81
202324.53
202223.09
202124.41
202020.48
201916.14
Total Assets (USD)
0500M1B1.5B2B2019202020212022202320242025
BAFN Total Assets (USD) by year
PeriodTotal Assets (USD)
20251.3B
20241.29B
20231.12B
2022938.89M
2021917.1M
20201.54B
2019531.24M
PE Ratio
05101520med 9.19Feb 24May 24Sep 24Dec 24Apr 25Jul 25Nov 25
BAFN PE Ratio by year
PeriodPE Ratio
Nov 253.67
Oct 253.93
Oct 254.16
Oct 254.2
Oct 254.34
Oct 254.59
Sep 253.93
Sep 253.76
Sep 253.74
Sep 253.98
Aug 253.99
Aug 253.66
Aug 254.09
Aug 254.29
Aug 254.69
Jul 255.23
Jul 255.25
Jul 255.18
Jul 255.24
Jun 255.16
Jun 255
Jun 255.43
Jun 255.52
May 255.88
May 255.43
May 255.4
May 255.19
May 254.91
Apr 254.81
Apr 254.63
Apr 254.53
Apr 254.89
Mar 255.96
Mar 2517.71
Mar 2517.32
Mar 2517.06
Feb 2517.21
Feb 2517.09
Feb 2515.85
Feb 2515.84
Jan 2514.34
Jan 2514.03
Jan 2512.82
Jan 2512.02
Jan 2512.19
Dec 2412.57
Dec 2412.5
Dec 2412.32
Dec 2412.3
Nov 2412.35
Nov 2412.21
Nov 2412.8
Nov 2410.37
Nov 2410.18
Oct 249.85
Oct 2410.42
Oct 249.56
Oct 2410.04
Sep 2410.23
Sep 2410.11
Sep 249.63
Sep 2410.24
Aug 2410.52
Aug 2410.66
Aug 249.95
Aug 248.72
Aug 248.79
Jul 248.96
Jul 248.94
Jul 248.92
Jul 248.27
Jun 248.01
Jun 247.89
Jun 247.72
Jun 247.88
May 247.77
May 248.13
May 248.52
May 249.22
May 249.22
Apr 249.29
Apr 249.19
Apr 249.18
Apr 249.2
Mar 249.33
Mar 249.92
Mar 249.6
Mar 249.93
Mar 2410.02
Feb 249.69
Feb 249.75
Feb 249.88
Feb 2410.28
Jan 248.68
Jan 248.79
Jan 249.76
Jan 249.73
Dec 239.98
Dec 239.56
Dec 239.25
Free Cash Flow Yield
250%500%750%1000%1250%med 809.41%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BAFN Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 26412.2%
Sep 26530.4%
Aug 26545.65%
Aug 26493.4%
Aug 26562.67%
Aug 26799.39%
Jul 26764.42%
Jul 26840.48%
Jul 26886.03%
Jul 26935.07%
Jul 26940.28%
Jun 261015.65%
Jun 261021.8%
Jun 26999.63%
Jun 26938.54%
May 26816.12%
May 26793.13%
May 26780.91%
May 26997.44%
May 261083.56%
Apr 26862.78%
Apr 26882.64%
Apr 261006.16%
Apr 261021.05%
Mar 261088.69%
Mar 261165.36%
Mar 261217.29%
Mar 261080.54%
Feb 261031.57%
Feb 261011.7%
Feb 26909.32%
Feb 261010.21%
Jan 261002.79%
Jan 261019.25%
Jan 261132.5%
Jan 26925.34%
Jan 26867.72%
Dec 25875.51%
Dec 25875.51%
Dec 25843.09%
Dec 25853.62%
Nov 25861.16%
Nov 25858.99%
Nov 25817.84%
Nov 25947.6%
Oct 25884.78%
Oct 25836.83%
Oct 25828.03%
Oct 25802.71%
Oct 25758.63%
Sep 25884.78%
Sep 25926.42%
Sep 25931.9%
Sep 25874.95%
Aug 25873.01%
Aug 25949.89%
Aug 25851.3%
Aug 25692.77%
Aug 25634.15%
Jul 25568.55%
Jul 25566.6%
Jul 25573.69%
Jul 25567.77%
Jun 25576.91%
Jun 25595.23%
Jun 25548.14%
Jun 25538.82%
May 25505.77%
May 25548.14%
May 25550.33%
May 25594.78%
May 25628.18%
Apr 25641.47%
Apr 25666.49%
Apr 25681.47%
Apr 25631.13%
Mar 25517.77%
Mar 25525.54%
Mar 25537.42%
Mar 25545.64%
Feb 25540.91%
Feb 25544.75%
Feb 25587.37%
Feb 25587.72%
Jan 25649.24%
Jan 25663.47%
Jan 25726.2%
Jan 25774.05%
Jan 25763.4%
Dec 24740.2%
Dec 24744.61%
Dec 24755.32%
Dec 24756.46%
Nov 24753.61%
Nov 24762.24%
Nov 24727.26%
Nov 24844.3%
Nov 24860%
Oct 24889.11%
Oct 24840.62%
Price to Sales
0.20.40.60.8med 0.34Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BAFN Price to Sales by year
PeriodPrice to Sales
Sep 260.55
Sep 260.43
Aug 260.42
Aug 260.46
Aug 260.4
Aug 260.3
Jul 260.31
Jul 260.29
Jul 260.27
Jul 260.26
Jul 260.26
Jun 260.24
Jun 260.24
Jun 260.24
Jun 260.26
May 260.29
May 260.3
May 260.31
May 260.29
May 260.27
Apr 260.34
Apr 260.33
Apr 260.29
Apr 260.29
Mar 260.27
Mar 260.22
Mar 260.21
Mar 260.24
Feb 260.25
Feb 260.26
Feb 260.29
Feb 260.26
Jan 260.26
Jan 260.26
Jan 260.23
Jan 260.28
Jan 260.3
Dec 250.3
Dec 250.3
Dec 250.31
Dec 250.31
Nov 250.3
Nov 250.3
Nov 250.32
Nov 250.28
Oct 250.3
Oct 250.32
Oct 250.32
Oct 250.33
Oct 250.35
Sep 250.3
Sep 250.29
Sep 250.28
Sep 250.3
Aug 250.3
Aug 250.28
Aug 250.31
Aug 250.4
Aug 250.44
Jul 250.49
Jul 250.49
Jul 250.49
Jul 250.49
Jun 250.48
Jun 250.47
Jun 250.51
Jun 250.52
May 250.55
May 250.51
May 250.51
May 250.52
May 250.49
Apr 250.48
Apr 250.47
Apr 250.46
Apr 250.49
Mar 250.6
Mar 250.64
Mar 250.62
Mar 250.61
Feb 250.62
Feb 250.62
Feb 250.57
Feb 250.57
Jan 250.52
Jan 250.51
Jan 250.46
Jan 250.43
Jan 250.44
Dec 240.45
Dec 240.45
Dec 240.44
Dec 240.44
Nov 240.44
Nov 240.44
Nov 240.46
Nov 240.44
Nov 240.44
Oct 240.42
Oct 240.45
EV/EBITDA
-7.5-5-2.502.5med -0.54Feb 24May 24Sep 24Dec 24Apr 25Jul 25Nov 25
BAFN EV/EBITDA by year
PeriodEV/EBITDA
Nov 250.61
Oct 250.72
Oct 250.82
Oct 250.84
Oct 250.89
Oct 251
Sep 250.72
Sep 250.64
Sep 250.64
Sep 250.74
Aug 250.74
Aug 250.61
Aug 250.79
Aug 250.8
Aug 250.98
Jul 251.24
Jul 251.25
Jul 251.22
Jul 251.24
Jun 251.2
Jun 251.13
Jun 251.33
Jun 251.37
May 251.54
May 251.33
May 251.32
May 25-0.05
May 25-0.18
Apr 25-0.23
Apr 25-0.32
Apr 25-0.37
Apr 25-0.19
Mar 250.33
Mar 25-0.34
Mar 25-0.47
Mar 25-0.55
Feb 25-0.5
Feb 25-0.54
Feb 25-0.92
Feb 25-0.92
Jan 25-1.39
Jan 25-1.48
Jan 25-1.86
Jan 25-2.11
Jan 25-2.05
Dec 24-1.94
Dec 24-1.96
Dec 24-2.01
Dec 24-2.02
Nov 24-2
Nov 24-2.05
Nov 24-1.87
Nov 241.22
Nov 241.16
Oct 241.04
Oct 241.24
Oct 240.94
Oct 241.11
Sep 241.17
Sep 241.13
Sep 240.96
Sep 241.17
Aug 241.27
Aug 241.32
Aug 241.07
Aug 24-1.73
Aug 24-1.71
Jul 24-1.65
Jul 24-1.65
Jul 24-1.66
Jul 24-1.91
Jun 24-2
Jun 24-2.05
Jun 24-2.11
Jun 24-2.05
May 24-2.1
May 24-1.96
May 24-1.81
May 24-1.96
May 24-1.97
Apr 24-1.94
Apr 24-1.98
Apr 24-1.98
Apr 24-1.98
Mar 24-1.93
Mar 24-6.24
Mar 24-6.36
Mar 24-6.24
Mar 24-6.21
Feb 24-6.33
Feb 24-6.31
Feb 24-6.26
Feb 24-6.12
Jan 24-6.7
Jan 24-6.65
Jan 24-6.3
Jan 24-6.32
Dec 23-6.22
Dec 23-6.38
Dec 23-6.49
Price/Operating Cashflow
0.050.10.150.20.25med 0.12Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BAFN Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 260.25
Sep 260.19
Aug 260.19
Aug 260.21
Aug 260.18
Aug 260.12
Jul 260.13
Jul 260.12
Jul 260.11
Jul 260.11
Jul 260.11
Jun 260.1
Jun 260.1
Jun 260.1
Jun 260.11
May 260.12
May 260.13
May 260.13
May 260.1
May 260.09
Apr 260.12
Apr 260.11
Apr 260.1
Apr 260.1
Mar 260.09
Mar 260.09
Mar 260.08
Mar 260.09
Feb 260.1
Feb 260.1
Feb 260.11
Feb 260.1
Jan 260.1
Jan 260.1
Jan 260.09
Jan 260.11
Jan 260.12
Dec 250.11
Dec 250.11
Dec 250.12
Dec 250.12
Nov 250.12
Nov 250.12
Nov 250.12
Nov 250.11
Oct 250.11
Oct 250.12
Oct 250.12
Oct 250.12
Oct 250.13
Sep 250.11
Sep 250.11
Sep 250.11
Sep 250.11
Aug 250.11
Aug 250.11
Aug 250.12
Aug 250.14
Aug 250.16
Jul 250.18
Jul 250.18
Jul 250.17
Jul 250.18
Jun 250.17
Jun 250.17
Jun 250.18
Jun 250.19
May 250.2
May 250.18
May 250.18
May 250.17
May 250.16
Apr 250.16
Apr 250.15
Apr 250.15
Apr 250.16
Mar 250.19
Mar 250.19
Mar 250.18
Mar 250.18
Feb 250.18
Feb 250.18
Feb 250.17
Feb 250.17
Jan 250.15
Jan 250.15
Jan 250.14
Jan 250.13
Jan 250.13
Dec 240.13
Dec 240.13
Dec 240.13
Dec 240.13
Nov 240.13
Nov 240.13
Nov 240.14
Nov 240.12
Nov 240.12
Oct 240.11
Oct 240.12
Price to Book
0.20.40.60.8med 0.37Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
BAFN Price to Book by year
PeriodPrice to Book
Sep 260.31
Sep 260.24
Aug 260.23
Aug 260.26
Aug 260.23
Aug 260.32
Jul 260.33
Jul 260.3
Jul 260.29
Jul 260.27
Jul 260.27
Jun 260.25
Jun 260.25
Jun 260.25
Jun 260.27
May 260.31
May 260.32
May 260.32
May 260.33
May 260.3
Apr 260.38
Apr 260.37
Apr 260.32
Apr 260.32
Mar 260.3
Mar 260.27
Mar 260.26
Mar 260.29
Feb 260.3
Feb 260.31
Feb 260.35
Feb 260.31
Jan 260.31
Jan 260.31
Jan 260.28
Jan 260.34
Jan 260.36
Dec 250.36
Dec 250.36
Dec 250.37
Dec 250.37
Nov 250.36
Nov 250.37
Nov 250.38
Nov 250.32
Oct 250.34
Oct 250.36
Oct 250.36
Oct 250.37
Oct 250.4
Sep 250.34
Sep 250.32
Sep 250.32
Sep 250.34
Aug 250.34
Aug 250.32
Aug 250.35
Aug 250.45
Aug 250.49
Jul 250.54
Jul 250.55
Jul 250.54
Jul 250.54
Jun 250.54
Jun 250.52
Jun 250.56
Jun 250.57
May 250.61
May 250.56
May 250.56
May 250.59
May 250.56
Apr 250.55
Apr 250.53
Apr 250.51
Apr 250.56
Mar 250.68
Mar 250.78
Mar 250.76
Mar 250.75
Feb 250.75
Feb 250.75
Feb 250.69
Feb 250.69
Jan 250.63
Jan 250.61
Jan 250.56
Jan 250.53
Jan 250.53
Dec 240.55
Dec 240.55
Dec 240.54
Dec 240.54
Nov 240.54
Nov 240.54
Nov 240.56
Nov 240.54
Nov 240.53
Oct 240.51
Oct 240.54
BayFirst Financial Corp.
BAFN
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News: BAFN

BayFirst Financial Corp. Launches Rights Offering

globenewswire.com · 1 Sep 2026

BayFirst Financial Corp. Launches Rights Offering

ST. PETERSBURG, Fla., Sept. 01, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank announced that on August 31, 2026, the Securities and Exchange Commission (the “SEC”) issued a Notice of Effectiveness for the Company's Form S-1 Registration.

BlackRock Inc. Makes New $127.54 Million Investment in BayFirst Financial Corp. $BAFN

defenseworld.net · 29 Aug 2026

BlackRock Inc. Makes New $127.54 Million Investment in BayFirst Financial Corp. $BAFN

BlackRock Inc. bought a new stake in BayFirst Financial Corp. (NASDAQ: BAFN) in the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The institutional investor bought 1,646,928 shares of the company's stock, valued at approximately $127,538,000. BlackRock Inc. owned approximately 40.10% of BayFirst

BayFirst Q2 Loss Widens Y/Y on Asset Resolution Costs

zacks.com · 20 Aug 2026

BayFirst Q2 Loss Widens Y/Y on Asset Resolution Costs

BAFN's Q2 loss per share widens year over year due to asset resolution costs and sharply higher credit-loss provisions, while lower loans and deposits offset improved capital ratios and underlying margin trends.

BayFirst Financial Corp. (BAFN) Q2 2026 Earnings Call Transcript

seekingalpha.com · 14 Aug 2026

BayFirst Financial Corp. (BAFN) Q2 2026 Earnings Call Transcript

BayFirst Financial Corp. (BAFN) Q2 2026 Earnings Call Transcript

BayFirst Financial Corp. Reports Second Quarter 2026 Results

globenewswire.com · 13 Aug 2026

BayFirst Financial Corp. Reports Second Quarter 2026 Results

ST. PETERSBURG, Fla., Aug. 13, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) reported a net loss of $32.7 million, or $8.05 per common share and diluted common share, for the second quarter of 2026, compared to a restated net loss of $5.9 million, or $1.54 per common share and diluted common share, in the first quarter of 2026. The current quarter's net loss was driven by expenses related to the Company's asset resolution plan of $41.5 million.

BayFirst Reschedules Date for Second Quarter 2026 Conference Call and Webcast

globenewswire.com · 28 Jul 2026

BayFirst Reschedules Date for Second Quarter 2026 Conference Call and Webcast

ST. PETERSBURG, Fla., July 28, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today announced that it has changed the date for reporting its second quarter results to after the market close on August 13, 2026.

BAFN vs. CLST: Which Community Bank Stock is the Better Buy?

zacks.com · 22 Jul 2026

BAFN vs. CLST: Which Community Bank Stock is the Better Buy?

U.S. community banks continue to operate in a resilient yet cautious environment, supported by steady loan demand across commercial, consumer, agricultural and residential segments despite elevated interest rates and broader economic uncertainty. Stable economic activity, relationship-based lending and ongoing digital investments are helping sustain business growth, while regulators are pursuing more proportionate rules that could ease compliance burdens and expand lending capacity.

BayFirst Rallies 16% in a Month: Should You Buy the Stock?

zacks.com · 17 Jul 2026

BayFirst Rallies 16% in a Month: Should You Buy the Stock?

BAFN's fresh capital, lower funding costs and cleanup of legacy credit issues position the bank to accelerate relationship-based growth and restore profitability in Florida's attractive banking market.

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Disclaimer: The historical data presented on this platform is provided by Financial Modeling Prep. Stock Picker is a platform for informational purposes only and does not provide financial advice. Users are encouraged to conduct their own research and consult with a qualified financial advisor before making investment decisions.