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AmeriServ Financial, Inc.

$4.89 +$1.61 (+49.09%)
NASDAQ · 11 Sep 2026 20:00 UTC
Previous Close
$4.95
Day Range
$4.81$5.06
Year Range
$2.83$5.38
Market Cap
82.96M
AVG Volume
16.61K
Trailing/Forward PE
9.64/-
PEG ratio
0.08
Dividend Yield
2.45%
Next Earnings Date
2026-10-20
Primary Exchange
NASDAQUS
Revenue (USD)
025M50M75M100M2016201720182019202020212022202320242025
ASRV Revenue (USD) by year
PeriodRevenue (USD)
202588.34M
202484.48M
202377.25M
202265.75M
202164.43M
202063.16M
201964.54M
201861.32M
201759M
201656.51M
Net Income (USD)
-5M05M10M2016201720182019202020212022202320242025
ASRV Net Income (USD) by year
PeriodNet Income (USD)
20255.61M
20243.6M
2023-3.35M
20227.45M
20217.07M
20204.6M
20196.03M
20187.77M
20173.29M
20162.31M
Operating Income (USD)
-5M05M10M2016201720182019202020212022202320242025
ASRV Operating Income (USD) by year
PeriodOperating Income (USD)
20256.8M
20244.4M
2023-4.39M
20229.2M
20218.77M
20205.81M
20197.6M
20189.42M
20178.64M
20163.21M
EBITDA (USD)
-5M05M10M15M2016201720182019202020212022202320242025
ASRV EBITDA (USD) by year
PeriodEBITDA (USD)
20258.89M
20246.48M
2023-2.31M
202211.3M
202110.81M
20207.81M
20199.47M
201810.95M
201710.3M
20165.01M
Cash Flows (USD)
-5M05M10M2016201720182019202020212022202320242025
ASRV Cash Flows (USD) by year
PeriodCash Flows (USD)
20252.06M
2024976K
20234.91M
20223.13M
20218.7M
2020-2.7M
20192.07M
20185.81M
20174.98M
20165.29M
EPS (USD)
-0.200.20.40.62016201720182019202020212022202320242025
ASRV EPS (USD) by year
PeriodEPS (USD)
20250.34
20240.21
2023-0.19
20220.44
20210.41
20200.26
20190.35
20180.44
20170.17
20160.12
Expenses (USD)
010M20M30M40MSG&ACapex2016201720182019202020212022202320242025
ASRV Expenses (USD) by year
PeriodExpenses (USD)
202518.5M
202431.12M
202331.72M
202231.26M
202130.41M
202029.91M
201928.95M
201827.73M
201727.95M
201626.83M
Cash & Debt (USD)
0100M200M300MCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
ASRV Cash & Debt (USD) by year
PeriodCash & Debt (USD)
202568.99M
2024173.37M
2023179.74M
2022202.47M
2021204.27M
2020175.67M
2019163.92M
2018181.62M
2017163.33M
2016161.14M
Debt ratios
-4-3-2-10120182019202020212022202320242025
ASRV Debt ratios by year
PeriodDebt ratios
20250.26
2024-2.73
2023-2.33
2022-1.63
2021-3.37
2020-1.6
2019-1.77
2018-2.02
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
ASRV Margins by year
PeriodMargins
202562.41%
202462.9%
202358.23%
202287%
202186.52%
202079.59%
201976.56%
201882.06%
201783.74%
201679.32%
Return on Capital
-5%0%5%10%2016201720182019202020212022202320242025
ASRV Return on Capital by year
PeriodReturn on Capital
20254.7%
20243.36%
2023-3.27%
20227.01%
20216.07%
20204.4%
20196.11%
20187.93%
20173.46%
20162.42%
Shares Outstanding
05M10M15M20M2016201720182019202020212022202320242025
ASRV Shares Outstanding by year
PeriodShares Outstanding
202516.52M
202416.52M
202317.15M
202217.11M
202117.08M
202017.06M
201917.11M
201817.7M
201718.23M
201618.9M
Dividends (USD)
00.050.10.152017201820192020202120222023202420252026
ASRV Dividends (USD) by year
PeriodDividends (USD)
20260.09
20250.12
20240.12
20230.12
20220.11
20210.1
20200.1
20190.1
20180.08
20170.06
Employee Count
01002003004002016201720182019202020212022202320242025
ASRV Employee Count by year
PeriodEmployee Count
2025311
2024313
2023323
2022329
2021319
2020314
2019328
2018321
2017321
2016326
Book Value Per Share (USD)
024682016201720182019202020212022202320242025
ASRV Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
20257.22
20246.49
20235.96
20226.2
20216.82
20206.12
20195.76
20185.54
20175.22
20165.05
Total Assets (USD)
0500M1B1.5B2016201720182019202020212022202320242025
ASRV Total Assets (USD) by year
PeriodTotal Assets (USD)
20251.45B
20241.42B
20231.39B
20221.36B
20211.34B
20201.28B
20191.17B
20181.16B
20171.17B
20161.15B
PE Ratio
7.51012.51517.520med 12.41Dec 23Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ASRV PE Ratio by year
PeriodPE Ratio
Sep 269.74
Sep 2610.08
Aug 269.56
Aug 2610
Aug 269.98
Aug 2615.15
Jul 2614.07
Jul 2613.36
Jul 2612.01
Jul 2611.79
Jul 2611.95
Jun 2612.01
Jun 2611.98
Jun 2611.73
Jun 2611.51
May 2611.39
May 2612.1
May 2611.79
May 2610.75
May 2611.69
Apr 2611.45
Apr 2611.6
Apr 2610.92
Apr 2610.92
Mar 2610.66
Mar 2610.77
Mar 2612.47
Mar 2612.21
Feb 2612.41
Feb 2612.57
Feb 2611.46
Feb 2612.47
Jan 2610.78
Jan 2610.74
Jan 2610.51
Jan 2610.68
Jan 2610.71
Dec 2510.35
Dec 259.86
Dec 2510.06
Dec 2510.35
Nov 2510.15
Nov 2510.15
Nov 259.89
Nov 2513.58
Oct 2513.62
Oct 2514.38
Oct 2513.45
Oct 2513.09
Oct 2513.09
Sep 2513.09
Sep 2512.86
Sep 2512.82
Sep 2512.82
Aug 2513.31
Aug 2513.4
Aug 2513.27
Aug 2513.29
Aug 2513.43
Jul 2513.2
Jul 2514.11
Jul 2514.39
Jul 2514.07
Jun 2513.61
Jun 2513.47
Jun 2512.42
Jun 2513.7
May 2512.88
May 2512.01
May 2511.46
May 2511.06
May 2511.19
Apr 2511.1
Apr 2510.78
Apr 259.82
Apr 2510.6
Mar 2511.19
Mar 2511.01
Mar 2416.02
Mar 2415.32
Mar 2415.37
Mar 2415.61
Feb 2416.78
Feb 2417.08
Feb 2417.25
Feb 2418.37
Jan 2418.54
Jan 2418.43
Jan 2418.48
Jan 2418.9
Dec 2319.01
Dec 2317.66
Dec 2317.31
Dec 2317.6
Dec 2317.66
Nov 2317.6
Nov 2315.73
Nov 2315.43
Nov 2310.22
Oct 239.99
Free Cash Flow Yield
-5%0%5%10%15%med 3.19%Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ASRV Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 261.09%
Sep 261.06%
Aug 261.12%
Aug 261.07%
Aug 261.07%
Aug 261.71%
Jul 261.84%
Jul 261.93%
Jul 262.15%
Jul 262.19%
Jul 262.16%
Jun 262.15%
Jun 262.16%
Jun 262.2%
Jun 262.24%
May 262.27%
May 262.13%
May 262.19%
May 263.42%
May 263.15%
Apr 263.21%
Apr 263.17%
Apr 263.37%
Apr 263.37%
Mar 263.45%
Mar 263.41%
Mar 267.77%
Mar 267.94%
Feb 267.81%
Feb 267.71%
Feb 268.46%
Feb 267.77%
Jan 269%
Jan 269.02%
Jan 269.22%
Jan 269.08%
Jan 269.05%
Dec 259.36%
Dec 259.83%
Dec 259.64%
Dec 259.36%
Nov 259.55%
Nov 259.55%
Nov 259.8%
Nov 255.93%
Oct 255.91%
Oct 255.6%
Oct 255.99%
Oct 256.16%
Oct 256.16%
Sep 256.16%
Sep 256.26%
Sep 256.29%
Sep 256.29%
Aug 256.05%
Aug 256.01%
Aug 256.07%
Aug 259.11%
Aug 259.02%
Jul 259.18%
Jul 258.58%
Jul 258.42%
Jul 258.61%
Jun 258.9%
Jun 258.99%
Jun 259.75%
Jun 258.84%
May 259.4%
May 2510.09%
May 2510.57%
May 252.45%
May 252.42%
Apr 252.44%
Apr 252.51%
Apr 252.76%
Apr 252.56%
Mar 252.42%
Mar 252.46%
Mar 25-4.68%
Mar 25-4.48%
Feb 25-4.41%
Feb 25-4.46%
Feb 25-4.41%
Feb 25-4.23%
Jan 25-4.23%
Jan 25-4.23%
Jan 25-4.17%
Jan 25-4.25%
Jan 25-4.25%
Dec 24-4.45%
Dec 24-4.2%
Dec 24-3.98%
Dec 24-3.93%
Nov 24-4%
Nov 24-3.98%
Nov 24-3.88%
Nov 242.91%
Nov 243.09%
Oct 243.03%
Oct 242.8%
Price to Sales
0.40.60.81med 0.59Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ASRV Price to Sales by year
PeriodPrice to Sales
Sep 260.93
Sep 260.96
Aug 260.91
Aug 260.95
Aug 260.95
Aug 260.94
Jul 260.87
Jul 260.83
Jul 260.74
Jul 260.73
Jul 260.74
Jun 260.74
Jun 260.74
Jun 260.73
Jun 260.71
May 260.71
May 260.75
May 260.73
May 260.68
May 260.74
Apr 260.73
Apr 260.74
Apr 260.69
Apr 260.69
Mar 260.68
Mar 260.68
Mar 260.72
Mar 260.71
Feb 260.72
Feb 260.73
Feb 260.66
Feb 260.72
Jan 260.62
Jan 260.62
Jan 260.61
Jan 260.62
Jan 260.62
Dec 250.6
Dec 250.57
Dec 250.58
Dec 250.6
Nov 250.59
Nov 250.59
Nov 250.57
Nov 250.59
Oct 250.59
Oct 250.62
Oct 250.58
Oct 250.57
Oct 250.57
Sep 250.57
Sep 250.56
Sep 250.56
Sep 250.56
Aug 250.58
Aug 250.58
Aug 250.57
Aug 250.57
Aug 250.57
Jul 250.56
Jul 250.6
Jul 250.61
Jul 250.6
Jun 250.58
Jun 250.58
Jun 250.53
Jun 250.58
May 250.55
May 250.51
May 250.49
May 250.47
May 250.48
Apr 250.47
Apr 250.46
Apr 250.42
Apr 250.45
Mar 250.48
Mar 250.47
Mar 250.5
Mar 250.52
Feb 250.53
Feb 250.52
Feb 250.53
Feb 250.55
Jan 250.55
Jan 250.55
Jan 250.56
Jan 250.55
Jan 250.55
Dec 240.52
Dec 240.55
Dec 240.58
Dec 240.59
Nov 240.58
Nov 240.58
Nov 240.6
Nov 240.61
Nov 240.57
Oct 240.59
Oct 240.63
EV/EBITDA
-1001020med 7.71Dec 23Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ASRV EV/EBITDA by year
PeriodEV/EBITDA
Sep 2611.34
Sep 2611.59
Aug 2611.22
Aug 2611.53
Aug 2611.51
Aug 2616.19
Jul 2615.51
Jul 2615.07
Jul 2614.22
Jul 2614.08
Jul 2614.18
Jun 2614.22
Jun 2614.2
Jun 2614.04
Jun 2613.91
May 2613.83
May 2614.27
May 2614.08
May 267.49
May 268.09
Apr 267.94
Apr 268.03
Apr 267.6
Apr 267.6
Mar 267.43
Mar 267.51
Mar 269.23
Mar 269.07
Feb 269.19
Feb 269.29
Feb 268.62
Feb 269.23
Jan 268.2
Jan 268.18
Jan 268.04
Jan 268.14
Jan 268.16
Dec 257.94
Dec 257.64
Dec 257.76
Dec 257.94
Nov 257.82
Nov 257.82
Nov 257.66
Nov 259.32
Oct 259.34
Oct 259.77
Oct 259.24
Oct 259.04
Oct 259.04
Sep 259.04
Sep 258.92
Sep 258.89
Sep 258.89
Aug 259.17
Aug 259.22
Aug 259.14
Aug 25-7.06
Aug 25-6.99
Jul 25-7.12
Jul 25-6.61
Jul 25-6.45
Jul 25-6.63
Jun 25-6.89
Jun 25-6.96
Jun 25-7.55
Jun 25-6.84
May 25-7.29
May 25-7.78
May 25-8.08
May 25-4.92
May 25-4.84
Apr 25-4.89
Apr 25-5.07
Apr 25-5.6
Apr 25-5.17
Mar 25-4.84
Mar 25-4.94
Mar 24-4.43
Mar 24-4.8
Mar 24-4.77
Mar 24-4.65
Feb 24-4.03
Feb 24-3.88
Feb 24-3.79
Feb 24-3.21
Jan 24-3.11
Jan 24-3.17
Jan 24-3.14
Jan 24-2.93
Dec 23-2.87
Dec 23-3.57
Dec 23-3.76
Dec 23-3.6
Dec 23-3.57
Nov 23-3.6
Nov 23-4.59
Nov 23-4.74
Nov 23-5.38
Oct 23-5.52
Price/Operating Cashflow
050100150med 14.71Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ASRV Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 2625.02
Sep 2625.89
Aug 2624.56
Aug 2625.69
Aug 2625.64
Aug 2628.29
Jul 2626.28
Jul 2624.95
Jul 2622.42
Jul 2622.02
Jul 2622.31
Jun 2622.42
Jun 2622.37
Jun 2621.91
Jun 2621.5
May 2621.27
May 2622.6
May 2622.02
May 2618.92
May 2620.58
Apr 2620.17
Apr 2620.42
Apr 2619.23
Apr 2619.23
Mar 2618.77
Mar 2618.97
Mar 2611.88
Mar 2611.63
Feb 2611.81
Feb 2611.97
Feb 2610.91
Feb 2611.88
Jan 2610.26
Jan 2610.23
Jan 2610.01
Jan 2610.17
Jan 2610.2
Dec 259.86
Dec 259.39
Dec 259.58
Dec 259.86
Nov 259.67
Nov 259.67
Nov 259.42
Nov 2513.67
Oct 2513.71
Oct 2514.48
Oct 2513.53
Oct 2513.17
Oct 2513.17
Sep 2513.17
Sep 2512.95
Sep 2512.9
Sep 2512.9
Aug 2513.4
Aug 2513.49
Aug 2513.35
Aug 258.81
Aug 258.9
Jul 258.75
Jul 259.36
Jul 259.54
Jul 259.33
Jun 259.02
Jun 258.93
Jun 258.23
Jun 259.08
May 258.54
May 257.96
May 257.59
May 2514.82
May 2515
Apr 2514.88
Apr 2514.45
Apr 2513.16
Apr 2514.2
Mar 2515
Mar 2514.75
Mar 2595.23
Mar 2599.5
Feb 25101.06
Feb 2599.89
Feb 25101.06
Feb 25105.33
Jan 25105.33
Jan 25105.33
Jan 25106.89
Jan 25104.94
Jan 25104.94
Dec 24100.28
Dec 24106.11
Dec 24111.94
Dec 24113.5
Nov 24111.55
Nov 24111.94
Nov 24115.05
Nov 2414.67
Nov 2413.8
Oct 2414.11
Oct 2415.23
Price to Book
0.30.40.50.60.7med 0.45Dec 24Apr 25Jul 25Oct 25Feb 26May 26Sep 26
ASRV Price to Book by year
PeriodPrice to Book
Sep 260.67
Sep 260.7
Aug 260.66
Aug 260.69
Aug 260.69
Aug 260.69
Jul 260.64
Jul 260.61
Jul 260.55
Jul 260.54
Jul 260.54
Jun 260.55
Jun 260.55
Jun 260.53
Jun 260.52
May 260.52
May 260.55
May 260.54
May 260.51
May 260.55
Apr 260.54
Apr 260.55
Apr 260.51
Apr 260.51
Mar 260.5
Mar 260.51
Mar 260.55
Mar 260.54
Feb 260.55
Feb 260.56
Feb 260.51
Feb 260.55
Jan 260.48
Jan 260.47
Jan 260.46
Jan 260.47
Jan 260.47
Dec 250.46
Dec 250.44
Dec 250.44
Dec 250.46
Nov 250.45
Nov 250.45
Nov 250.44
Nov 250.45
Oct 250.45
Oct 250.48
Oct 250.45
Oct 250.44
Oct 250.44
Sep 250.44
Sep 250.43
Sep 250.43
Sep 250.43
Aug 250.44
Aug 250.45
Aug 250.44
Aug 250.43
Aug 250.44
Jul 250.43
Jul 250.46
Jul 250.47
Jul 250.46
Jun 250.44
Jun 250.44
Jun 250.4
Jun 250.45
May 250.42
May 250.39
May 250.37
May 250.37
May 250.38
Apr 250.37
Apr 250.36
Apr 250.33
Apr 250.36
Mar 250.38
Mar 250.37
Mar 250.37
Mar 250.39
Feb 250.4
Feb 250.39
Feb 250.4
Feb 250.41
Jan 250.41
Jan 250.41
Jan 250.42
Jan 250.41
Jan 250.41
Dec 240.39
Dec 240.42
Dec 240.44
Dec 240.45
Nov 240.44
Nov 240.44
Nov 240.45
Nov 240.47
Nov 240.45
Oct 240.46
Oct 240.49
AmeriServ Financial, Inc.
ASRV
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