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Arrow Financial Corporation

$38.93 +$7.63 (+24.38%)
NASDAQ · 14 Sep 2026 20:00 UTC
Previous Close
$39.15
Day Range
$38.91$39.39
Year Range
$25.88$42.7
Market Cap
643.47M
AVG Volume
90.18K
Trailing/Forward PE
12.48/9.04
PEG ratio
0.55
Dividend Yield
3.06%
Next Earnings Date
2026-10-29
Primary Exchange
NASDAQUS
Revenue (USD)
0100M200M300M2016201720182019202020212022202320242025
AROW Revenue (USD) by year
PeriodRevenue (USD)
2025242.58M
2024223.07M
2023191.68M
2022160.55M
2021147.92M
2020144.55M
2019138.31M
2018125.45M
2017112.3M
2016104.75M
Net Income (USD)
020M40M60M2016201720182019202020212022202320242025
AROW Net Income (USD) by year
PeriodNet Income (USD)
202543.95M
202429.71M
202330.07M
202248.8M
202149.86M
202040.83M
201937.48M
201836.28M
201729.33M
201626.53M
Operating Income (USD)
020M40M60M80M2016201720182019202020212022202320242025
AROW Operating Income (USD) by year
PeriodOperating Income (USD)
202555.39M
202437.36M
202337.52M
202262.91M
202164.4M
202051.86M
201947.08M
201845.3M
201739.86M
201637.75M
EBITDA (USD)
020M40M60M80M2016201720182019202020212022202320242025
AROW EBITDA (USD) by year
PeriodEBITDA (USD)
202560.81M
202442.72M
202344.24M
202270.46M
202172.23M
202058.73M
201952.58M
201850.06M
201745.25M
201643.69M
Cash Flows (USD)
020M40M60M80M2016201720182019202020212022202320242025
AROW Cash Flows (USD) by year
PeriodCash Flows (USD)
202536.19M
202428.87M
202313.5M
202245.46M
202161.07M
202037.18M
201936.16M
201836.87M
201735.23M
201633.25M
EPS (USD)
01232016201720182019202020212022202320242025
AROW EPS (USD) by year
PeriodEPS (USD)
20252.66
20241.77
20231.76
20222.92
20213
20202.48
20192.28
20182.24
20171.81
20161.64
Expenses (USD)
020M40M60M80MSG&ACapex2016201720182019202020212022202320242025
AROW Expenses (USD) by year
PeriodExpenses (USD)
202570.36M
202462.33M
202357.97M
202263.62M
202155.83M
202051.07M
201949.47M
201854.14M
201749.7M
201645.46M
Cash & Debt (USD)
0500M1B1.5BCashLong Term DebtShort Term Debt2016201720182019202020212022202320242025
AROW Cash & Debt (USD) by year
PeriodCash & Debt (USD)
202529.13M
2024617.66M
2023640.3M
2022638.15M
20211.02B
2020746.28M
2019427.56M
2018401.77M
2017373.04M
2016404.35M
Debt ratios
-6-4-20220182019202020212022202320242025
AROW Debt ratios by year
PeriodDebt ratios
20250
2024-2.54
2023-2.32
2022-2.09
2021-4.05
2020-3.19
2019-0.32
20181.03
Margins
0%25%50%75%100%2016201720182019202020212022202320242025
AROW Margins by year
PeriodMargins
202565.27%
202460.35%
202368.12%
202289.97%
202196.3%
202084.77%
201982.8%
201887.97%
201791.33%
201692.95%
Return on Capital
0%5%10%15%2016201720182019202020212022202320242025
AROW Return on Capital by year
PeriodReturn on Capital
202510.18%
20247.41%
20237.92%
202213.8%
202113.43%
202012.21%
201912.42%
201813.46%
201711.75%
201611.4%
Shares Outstanding
05M10M15M20M2016201720182019202020212022202320242025
AROW Shares Outstanding by year
PeriodShares Outstanding
202516.39M
202416.72M
202317M
202217.03M
202116.51M
202016.44M
201916.37M
201816.27M
201716.12M
201616.05M
Dividends (USD)
00.511.52017201820192020202120222023202420252026
AROW Dividends (USD) by year
PeriodDividends (USD)
20260.9
20251.14
20241.09
20231.08
20221.06
20211.01
20201.01
20190.99
20180.94
20170.9
Employee Count
02004006002016201720182019202020212022202320242025
AROW Employee Count by year
PeriodEmployee Count
2025578
2024554
2023537
2022502
2021512
2020517
201951
201858
201765
201662
Book Value Per Share (USD)
01020302016201720182019202020212022202320242025
AROW Book Value Per Share (USD) by year
PeriodBook Value Per Share (USD)
202526.35
202423.98
202322.34
202220.76
202122.48
202020.34
201918.44
201816.57
201715.48
201614.51
Total Assets (USD)
02B4B6B2016201720182019202020212022202320242025
AROW Total Assets (USD) by year
PeriodTotal Assets (USD)
20254.45B
20244.31B
20234.17B
20223.97B
20214.03B
20203.69B
20193.18B
20182.99B
20172.76B
20162.61B
PE Ratio
1012141618med 14.45Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
AROW PE Ratio by year
PeriodPE Ratio
Sep 2612.46
Sep 2612.53
Sep 2612.66
Aug 2612.21
Aug 2612.31
Aug 2612.56
Aug 2612.61
Jul 2612.77
Jul 2612.64
Jul 2613.32
Jul 2613.01
Jul 2613.23
Jun 2613.15
Jun 2612.43
Jun 2612.77
Jun 2612
May 2611.76
May 2611.8
May 2611.28
May 2611.9
May 2613.85
Apr 2613.45
Apr 2613.94
Apr 2613.58
Apr 2612.73
Mar 2612.31
Mar 2611.99
Mar 2612.11
Mar 2612.47
Feb 2615.88
Feb 2616.74
Feb 2616.53
Feb 2617.18
Jan 2616.12
Jan 2615.58
Jan 2615.57
Jan 2615.41
Jan 2614.92
Dec 2515
Dec 2515.22
Dec 2515.35
Dec 2514.57
Nov 2514.37
Nov 2514.45
Nov 2514.65
Nov 2514.32
Oct 2515.1
Oct 2514.92
Oct 2514.15
Oct 2514.12
Oct 2514.94
Sep 2515.64
Sep 2515.9
Sep 2515.7
Sep 2515.86
Aug 2516.1
Aug 2515.91
Aug 2515.03
Aug 2514.87
Aug 2515.37
Jul 2515.78
Jul 2515.72
Jul 2515.91
Jul 2516.47
Jun 2515.71
Jun 2514.74
Jun 2514.88
Jun 2515.28
May 2515.13
May 2515.06
May 2515.54
May 2515.36
May 2514.27
Apr 2513.92
Apr 2513.36
Apr 2513.58
Apr 2513.57
Mar 2515
Mar 2514.46
Mar 2514.8
Mar 2513.38
Feb 2513.7
Feb 2513.29
Feb 2513.67
Feb 2513.63
Jan 2513.49
Jan 2513.79
Jan 2513.89
Jan 2513
Jan 2514.04
Dec 2414.44
Dec 2414.7
Dec 2415.78
Dec 2416.22
Nov 2416.72
Nov 2416.96
Nov 2417.06
Nov 2416.73
Nov 2415.15
Oct 2414.81
Free Cash Flow Yield
0%2%4%6%8%med 6.42%Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
AROW Free Cash Flow Yield by year
PeriodFree Cash Flow Yield
Sep 266.99%
Sep 266.95%
Sep 266.88%
Aug 267.13%
Aug 267.07%
Aug 266.93%
Aug 266.91%
Jul 266.33%
Jul 266.4%
Jul 266.07%
Jul 266.21%
Jul 266.11%
Jun 266.15%
Jun 266.5%
Jun 266.33%
Jun 266.74%
May 266.88%
May 266.85%
May 267.17%
May 266.79%
May 265.95%
Apr 266.12%
Apr 265.91%
Apr 266.06%
Apr 266.47%
Mar 266.69%
Mar 266.87%
Mar 266.8%
Mar 266.6%
Feb 266.49%
Feb 266.16%
Feb 266.24%
Feb 266%
Jan 266.4%
Jan 266.61%
Jan 266.62%
Jan 266.69%
Jan 266.91%
Dec 256.87%
Dec 256.77%
Dec 256.72%
Dec 257.07%
Nov 257.17%
Nov 257.13%
Nov 257.04%
Nov 257.2%
Oct 256.34%
Oct 256.41%
Oct 256.76%
Oct 256.77%
Oct 256.4%
Sep 256.12%
Sep 256.02%
Sep 256.09%
Sep 256.03%
Aug 255.94%
Aug 256.01%
Aug 256.36%
Aug 256.43%
Aug 256.53%
Jul 256.36%
Jul 256.39%
Jul 256.31%
Jul 256.1%
Jun 256.39%
Jun 256.81%
Jun 256.75%
Jun 256.57%
May 256.64%
May 256.67%
May 256.46%
May 256.54%
May 256.81%
Apr 256.98%
Apr 257.27%
Apr 257.16%
Apr 257.16%
Mar 256.48%
Mar 256.72%
Mar 256.57%
Mar 251.78%
Feb 251.73%
Feb 251.79%
Feb 251.74%
Feb 251.74%
Jan 251.76%
Jan 251.72%
Jan 251.71%
Jan 251.83%
Jan 251.69%
Dec 241.65%
Dec 241.62%
Dec 241.51%
Dec 241.47%
Nov 241.42%
Nov 241.4%
Nov 241.39%
Nov 241.42%
Nov 241.99%
Oct 242.04%
Price to Sales
1.522.533.5med 2.17Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
AROW Price to Sales by year
PeriodPrice to Sales
Sep 263.02
Sep 263.03
Sep 263.06
Aug 262.96
Aug 262.98
Aug 263.04
Aug 263.05
Jul 262.64
Jul 262.62
Jul 262.76
Jul 262.69
Jul 262.74
Jun 262.72
Jun 262.58
Jun 262.65
Jun 262.49
May 262.44
May 262.44
May 262.34
May 262.47
May 262.51
Apr 262.44
Apr 262.52
Apr 262.46
Apr 262.31
Mar 262.23
Mar 262.17
Mar 262.19
Mar 262.26
Feb 262.33
Feb 262.45
Feb 262.42
Feb 262.52
Jan 262.36
Jan 262.28
Jan 262.28
Jan 262.26
Jan 262.19
Dec 252.2
Dec 252.23
Dec 252.25
Dec 252.14
Nov 252.11
Nov 252.12
Nov 252.15
Nov 252.1
Oct 252.01
Oct 251.98
Oct 251.88
Oct 251.88
Oct 251.98
Sep 252.08
Sep 252.11
Sep 252.09
Sep 252.11
Aug 252.14
Aug 252.11
Aug 252
Aug 251.98
Aug 251.92
Jul 251.97
Jul 251.97
Jul 251.99
Jul 252.06
Jun 251.97
Jun 251.84
Jun 251.86
Jun 251.91
May 251.89
May 251.88
May 251.94
May 251.92
May 251.9
Apr 251.85
Apr 251.78
Apr 251.81
Apr 251.81
Mar 252
Mar 251.93
Mar 251.97
Mar 252.01
Feb 252.06
Feb 251.99
Feb 252.05
Feb 252.04
Jan 252.02
Jan 252.07
Jan 252.08
Jan 251.95
Jan 252.11
Dec 242.17
Dec 242.21
Dec 242.37
Dec 242.43
Nov 242.51
Nov 242.54
Nov 242.56
Nov 242.51
Nov 242.26
Oct 242.21
EV/EBITDA
-100102030med -4.68Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
AROW EV/EBITDA by year
PeriodEV/EBITDA
Sep 2625.42
Sep 2625.52
Sep 2625.7
Aug 2625.08
Aug 2625.22
Aug 2625.56
Aug 2625.63
Jul 269.39
Jul 269.3
Jul 269.79
Jul 269.57
Jul 269.73
Jun 269.67
Jun 269.14
Jun 269.39
Jun 268.83
May 268.65
May 268.68
May 268.3
May 268.76
May 2610.01
Apr 269.72
Apr 2610.07
Apr 269.82
Apr 269.2
Mar 268.9
Mar 268.67
Mar 268.76
Mar 269.02
Feb 26-7.01
Feb 26-6.41
Feb 26-6.56
Feb 26-6.1
Jan 26-6.84
Jan 26-7.22
Jan 26-7.22
Jan 26-7.34
Jan 26-7.68
Dec 25-7.62
Dec 25-7.47
Dec 25-7.38
Dec 25-7.92
Nov 25-8.06
Nov 25-8
Nov 25-7.87
Nov 25-8.09
Oct 25-5.01
Oct 25-5.14
Oct 25-5.67
Oct 25-5.69
Oct 25-5.12
Sep 25-4.64
Sep 25-4.46
Sep 25-4.6
Sep 25-4.48
Aug 25-4.32
Aug 25-4.45
Aug 25-5.06
Aug 25-5.17
Aug 25-6.78
Jul 25-6.49
Jul 25-6.54
Jul 25-6.41
Jul 25-6.02
Jun 25-6.54
Jun 25-7.21
Jun 25-7.12
Jun 25-6.84
May 25-6.94
May 25-7
May 25-6.66
May 25-6.79
May 25-3.75
Apr 25-3.99
Apr 25-4.38
Apr 25-4.23
Apr 25-4.24
Mar 25-3.24
Mar 25-3.62
Mar 25-3.38
Mar 25-6.4
Feb 25-6.17
Feb 25-6.46
Feb 25-6.19
Feb 25-6.22
Jan 25-6.32
Jan 25-6.11
Jan 25-6.05
Jan 25-6.66
Jan 25-5.94
Dec 24-5.66
Dec 24-5.48
Dec 24-4.72
Dec 24-4.42
Nov 24-4.07
Nov 24-3.9
Nov 24-3.83
Nov 24-4.06
Nov 24-3.05
Oct 24-3.29
Price/Operating Cashflow
1020304050med 13.09Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
AROW Price/Operating Cashflow by year
PeriodPrice/Operating Cashflow
Sep 2612.29
Sep 2612.36
Sep 2612.49
Aug 2612.05
Aug 2612.15
Aug 2612.39
Aug 2612.44
Jul 2614.05
Jul 2613.91
Jul 2614.66
Jul 2614.32
Jul 2614.56
Jun 2614.48
Jun 2613.68
Jun 2614.06
Jun 2613.21
May 2612.94
May 2612.98
May 2612.41
May 2613.1
May 2614.75
Apr 2614.32
Apr 2614.84
Apr 2614.46
Apr 2613.55
Mar 2613.11
Mar 2612.77
Mar 2612.9
Mar 2613.28
Feb 2613.33
Feb 2614.05
Feb 2613.87
Feb 2614.42
Jan 2613.53
Jan 2613.08
Jan 2613.07
Jan 2612.93
Jan 2612.52
Dec 2512.59
Dec 2512.77
Dec 2512.88
Dec 2512.23
Nov 2512.06
Nov 2512.13
Nov 2512.29
Nov 2512.02
Oct 2513.04
Oct 2512.88
Oct 2512.22
Oct 2512.2
Oct 2512.9
Sep 2513.51
Sep 2513.73
Sep 2513.56
Sep 2513.7
Aug 2513.9
Aug 2513.74
Aug 2512.98
Aug 2512.84
Aug 2512.75
Jul 2513.09
Jul 2513.04
Jul 2513.19
Jul 2513.66
Jun 2513.03
Jun 2512.23
Jun 2512.34
Jun 2512.67
May 2512.55
May 2512.49
May 2512.89
May 2512.74
May 2512.3
Apr 2512
Apr 2511.52
Apr 2511.7
Apr 2511.69
Mar 2512.93
Mar 2512.46
Mar 2512.76
Mar 2535.22
Feb 2536.06
Feb 2534.98
Feb 2535.98
Feb 2535.87
Jan 2535.5
Jan 2536.3
Jan 2536.54
Jan 2534.22
Jan 2536.96
Dec 2438.01
Dec 2438.69
Dec 2441.53
Dec 2442.68
Nov 2444
Nov 2444.63
Nov 2444.89
Nov 2444.03
Nov 2433.61
Oct 2432.84
Price to Book
0.811.21.41.6med 1.22Dec 24Apr 25Jul 25Nov 25Feb 26Jun 26Sep 26
AROW Price to Book by year
PeriodPrice to Book
Sep 261.43
Sep 261.44
Sep 261.45
Aug 261.4
Aug 261.41
Aug 261.44
Aug 261.45
Jul 261.48
Jul 261.47
Jul 261.55
Jul 261.51
Jul 261.54
Jun 261.53
Jun 261.44
Jun 261.48
Jun 261.39
May 261.37
May 261.37
May 261.31
May 261.38
May 261.41
Apr 261.37
Apr 261.42
Apr 261.38
Apr 261.3
Mar 261.25
Mar 261.22
Mar 261.23
Mar 261.27
Feb 261.31
Feb 261.38
Feb 261.36
Feb 261.42
Jan 261.33
Jan 261.28
Jan 261.28
Jan 261.27
Jan 261.23
Dec 251.24
Dec 251.25
Dec 251.26
Dec 251.2
Nov 251.18
Nov 251.19
Nov 251.21
Nov 251.18
Oct 251.13
Oct 251.12
Oct 251.06
Oct 251.06
Oct 251.12
Sep 251.17
Sep 251.19
Sep 251.17
Sep 251.19
Aug 251.2
Aug 251.19
Aug 251.12
Aug 251.11
Aug 251.08
Jul 251.11
Jul 251.1
Jul 251.12
Jul 251.15
Jun 251.1
Jun 251.03
Jun 251.04
Jun 251.07
May 251.06
May 251.06
May 251.09
May 251.08
May 251.06
Apr 251.03
Apr 250.99
Apr 251.01
Apr 251.01
Mar 251.11
Mar 251.07
Mar 251.1
Mar 251.12
Feb 251.15
Feb 251.11
Feb 251.15
Feb 251.14
Jan 251.13
Jan 251.16
Jan 251.16
Jan 251.09
Jan 251.18
Dec 241.21
Dec 241.23
Dec 241.32
Dec 241.36
Nov 241.4
Nov 241.42
Nov 241.43
Nov 241.4
Nov 241.26
Oct 241.23
Arrow Financial Corporation
AROW
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News: AROW

Arrow Financial Corp (AROW) Stock Up 3.8% but GF Value Says Overvalued -- GF Score: 69/100

gurufocus.com · 2 Sep 2026

Arrow Financial Corp (AROW) Stock Up 3.8% but GF Value Says Overvalued -- GF Score: 69/100

On September 02, 2026, Arrow Financial Corp (AROW) shares rose 3.8%, reaching a current price of $38.82. This price is situated within a 52-week trading range o

This Arrow Financial Analyst Begins Coverage On A Bullish Note; Here Are Top 5 Initiations For Wednesday

benzinga.com · 2 Sep 2026

This Arrow Financial Analyst Begins Coverage On A Bullish Note; Here Are Top 5 Initiations For Wednesday

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades, downgrades and initiations, please see our analyst ratings page.

Arrow Financial Corporation (NASDAQ:AROW) Receives $40.83 Consensus Target Price from Analysts

defenseworld.net · 17 Aug 2026

Arrow Financial Corporation (NASDAQ:AROW) Receives $40.83 Consensus Target Price from Analysts

Shares of Arrow Financial Corporation (NASDAQ: AROW - Get Free Report) have earned an average recommendation of "Hold" from the five analysts that are presently covering the company, MarketBeat.com reports. Three research analysts have rated the stock with a hold recommendation and two have assigned a buy recommendation to the company. The average 1 year price

5 Stocks to Buy This Week If You Want Dividend Income in August

247wallst.com · 6 Aug 2026

5 Stocks to Buy This Week If You Want Dividend Income in August

Five dividends are about to close their payout windows. Arrow Financial (NASDAQ:AROW), Cheesecake Factory (NASDAQ:CAKE), PC Connection (NASDAQ:CNXN), and Willis Lease Finance (NASDAQ:WLFC) all go ex-dividend on August 11, 2026, while Columbia Financial (NASDAQ:CLBK) reaches its cutoff one day later, on August 12.

Why Arrow Financial (AROW) is a Great Dividend Stock Right Now

zacks.com · 5 Aug 2026

Why Arrow Financial (AROW) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Arrow Financial (AROW) have what it takes?

Why Arrow Financial (AROW) is a Top Dividend Stock for Your Portfolio

zacks.com · 20 Jul 2026

Why Arrow Financial (AROW) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Arrow Financial (AROW) have what it takes?

Arrow Financial (AROW) is a Top Dividend Stock Right Now: Should You Buy?

zacks.com · 2 Jul 2026

Arrow Financial (AROW) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Arrow Financial (AROW) have what it takes?

Arrow Financial Corporation Completes Strategic Acquisition of Adirondack Bancorp, Inc.

prnewswire.com · 1 Jul 2026

Arrow Financial Corporation Completes Strategic Acquisition of Adirondack Bancorp, Inc.

GLENS FALLS, N.Y., July 1, 2026 /PRNewswire/ -- Arrow Financial Corporation (NASDAQGS: AROW) ("Arrow" or "AROW"), the parent company of Arrow Bank National Association, today announced the completion of the previously announced strategic acquisition of Adirondack Bancorp, Inc. ("Adirondack") and its banking subsidiary Adirondack Bank, which was merged with and into Arrow Bank.

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