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How does 002958.SZ make money? Does 002958.SZ have pricing power? What's the Earnings Whisper? Will 002958.SZ profit more as the business scales? What is 002958.SZ's management track record? Is 002958.SZ's current price justified?

Qingdao Rural Commercial Bank Co., Ltd.

¥2.98 -$0.11 (-3.56%)

SHZ · 15 Sep 2026 07:04 UTC

Previous Close

¥3.04

Day Range

¥2.96¥3.08

Year Range

¥2.72¥3.33

Market Cap

16.56B

AVG Volume

63.14M

Trailing/Forward PE

5.56/4.89

PEG ratio

1.64

Dividend Yield

4.03%

Next Earnings Date

Primary Exchange

Shenzhen Stock Exchange

Revenue (CNY)

002958.SZ Revenue (CNY) by year
Period	Revenue (CNY)
2025	18.25B
2024	19.73B
2023	19.41B
2022	18.69B
2021	18.87B
2020	16.69B
2019	15.04B
2018	13.01B
2017	4.91B

Net Income (CNY)

002958.SZ Net Income (CNY) by year
Period	Net Income (CNY)
2025	3.13B
2024	2.86B
2023	2.57B
2022	2.32B
2021	3.07B
2020	2.96B
2019	2.82B
2018	2.29B
2017	2.14B

Operating Income (CNY)

002958.SZ Operating Income (CNY) by year
Period	Operating Income (CNY)
2025	3.03B
2024	2.49B
2023	2.23B
2022	2.07B
2021	3.31B
2020	3.11B
2019	3.11B
2018	3.01B
2017	1.43B

EBITDA (CNY)

002958.SZ EBITDA (CNY) by year
Period	EBITDA (CNY)
2025	3.03B
2024	2.49B
2023	2.23B
2022	2.07B
2021	3.31B
2020	3.11B
2019	3.11B
2018	3.17B
2017	1.43B

Cash Flows (CNY)

002958.SZ Cash Flows (CNY) by year
Period	Cash Flows (CNY)
2025	11.62B
2024	6.35B
2023	15.93B
2022	1.72B
2021	443.81M
2020	5.9B
2019	-5.13B
2018	-2.61B
2017	-1.34B

EPS (CNY)

002958.SZ EPS (CNY) by year
Period	EPS (CNY)
2025	0.46
2024	0.42
2023	0.36
2022	0.34
2021	0.49
2020	0.52
2019	0.53
2018	0.47
2017	0.43

Expenses (CNY)

002958.SZ Expenses (CNY) by year
Period	Expenses (CNY)
2025	2.3B
2024	716.5M
2023	762.05M
2022	814.2M
2021	2.05B
2020	808.38M
2019	1.64B
2018	1.27B
2017	914.17M

Cash & Debt (CNY)

002958.SZ Cash & Debt (CNY) by year
Period	Cash & Debt (CNY)
2025	23.9B
2024	94.11B
2023	38.93B
2022	39.54B
2021	43.02B
2020	40.51B
2019	39.37B
2018	40.46B
2017	36.96B

Debt ratios

002958.SZ Debt ratios by year
Period	Debt ratios
2025	9.78
2024	-1
2023	7.93
2022	3.96
2021	4.04
2020	7.75

Margins

002958.SZ Margins by year
Period	Margins
2025	50.75%
2024	55.53%
2023	53.06%
2022	53.19%
2021	54.57%
2020	57.38%
2019	57.93%
2018	57.47%
2017	58.38%

Return on Capital

002958.SZ Return on Capital by year
Period	Return on Capital
2025	8.43%
2024	6.95%
2023	6.58%
2022	6.35%
2021	8.75%
2020	9.96%
2019	11.18%
2018	10.92%
2017	11.92%

Shares Outstanding

002958.SZ Shares Outstanding by year
Period	Shares Outstanding
2025	5.56B
2024	5.56B
2023	5.56B
2022	5.56B
2021	5.49B
2020	5.56B
2019	5.54B
2018	4.88B
2017	4.96B

Dividends (CNY)

002958.SZ Dividends (CNY) by year
Period	Dividends (CNY)
2026	0.12
2025	0.12
2024	0.1
2022	0.1
2021	0.15
2020	0.15
2019	0.15

Book Value Per Share (CNY)

002958.SZ Book Value Per Share (CNY) by year
Period	Book Value Per Share (CNY)
2025	6.68
2024	7.4
2023	7.03
2022	6.57
2021	6.38
2020	5.35
2019	4.56
2018	4.3
2017	3.61

Total Assets (CNY)

002958.SZ Total Assets (CNY) by year
Period	Total Assets (CNY)
2025	502.78B
2024	495.03B
2023	467.94B
2022	434.79B
2021	430.44B
2020	406.81B
2019	341.67B
2018	293.96B
2017	251.05B

PE Ratio

002958.SZ PE Ratio by year
Period	PE Ratio
Sep 26	5.29
Sep 26	5.22
Sep 26	5.23
Aug 26	5.08
Aug 26	5.06
Aug 26	5.1
Aug 26	5.22
Jul 26	5.51
Jul 26	5.17
Jul 26	5.2
Jul 26	4.85
Jul 26	4.92
Jun 26	4.92
Jun 26	5.01
Jun 26	5.26
Jun 26	5.19
May 26	5.1
May 26	5.11
May 26	5.22
May 26	5.38
Apr 26	5.4
Apr 26	5.38
Apr 26	5.31
Apr 26	5.31
Apr 26	5.31
Mar 26	5.74
Mar 26	5.82
Mar 26	5.93
Mar 26	5.8
Feb 26	5.91
Feb 26	5.85
Feb 26	5.89
Jan 26	5.87
Jan 26	5.87
Jan 26	5.74
Jan 26	5.8
Dec 25	5.8
Dec 25	6.24
Dec 25	6.3
Dec 25	6.24
Dec 25	6.38
Nov 25	6.26
Nov 25	6.32
Nov 25	6.5
Nov 25	6.52
Oct 25	6.42
Oct 25	6.52
Oct 25	6.46
Oct 25	6.32
Sep 25	6.2
Sep 25	6.32
Sep 25	6.36
Sep 25	6.58
Sep 25	6.56
Aug 25	6.86
Aug 25	7.06
Aug 25	6.92
Aug 25	7.1
Aug 25	7
Jul 25	7.15
Jul 25	7.39
Jul 25	7.57
Jul 25	7.57
Jun 25	7.14
Jun 25	7.25
Jun 25	6.94
Jun 25	6.85
May 25	6.73
May 25	6.5
May 25	6.55
May 25	6.53
Apr 25	6.09
Apr 25	6.11
Apr 25	5.83
Apr 25	5.7
Apr 25	6.17
Mar 25	6.26
Mar 25	6.26
Mar 25	6.14
Mar 25	6.12
Feb 25	6.12
Feb 25	6.18
Feb 25	6.18
Feb 25	6.16
Jan 25	6.14
Jan 25	6.08
Jan 25	6.06
Jan 25	5.93
Jan 25	5.95
Dec 24	6.37
Dec 24	6.22
Dec 24	6.37
Dec 24	6.53
Nov 24	6.39
Nov 24	6.25
Nov 24	6.37
Nov 24	6.39
Nov 24	5.98
Oct 24	5.9
Oct 24	6

Free Cash Flow Yield

002958.SZ Free Cash Flow Yield by year
Period	Free Cash Flow Yield
Sep 26	-9.51%
Sep 26	-9.64%
Sep 26	-9.6%
Aug 26	-9.9%
Aug 26	-9.93%
Aug 26	-9.87%
Aug 26	-9.64%
Jul 26	-9.12%
Jul 26	-9.73%
Jul 26	-9.67%
Jul 26	-10.36%
Jul 26	-10.22%
Jun 26	75.54%
Jun 26	74.2%
Jun 26	70.69%
Jun 26	71.66%
May 26	72.91%
May 26	72.65%
May 26	71.17%
May 26	69.06%
Apr 26	68.83%
Apr 26	69.06%
Apr 26	69.98%
Apr 26	69.98%
Apr 26	69.98%
Mar 26	84.68%
Mar 26	83.59%
Mar 26	82.01%
Mar 26	83.86%
Feb 26	82.27%
Feb 26	83.06%
Feb 26	82.53%
Jan 26	82.79%
Jan 26	82.79%
Jan 26	84.68%
Jan 26	83.86%
Dec 25	83.86%
Dec 25	-9.48%
Dec 25	-9.39%
Dec 25	-9.48%
Dec 25	-9.27%
Nov 25	-9.45%
Nov 25	-9.36%
Nov 25	-9.1%
Nov 25	-9.07%
Oct 25	-9.21%
Oct 25	-9.07%
Oct 25	-9.16%
Oct 25	-9.36%
Sep 25	-9.54%
Sep 25	87.84%
Sep 25	87.29%
Sep 25	84.36%
Sep 25	84.62%
Aug 25	80.91%
Aug 25	78.61%
Aug 25	80.2%
Aug 25	78.17%
Aug 25	79.28%
Jul 25	77.73%
Jul 25	75.19%
Jul 25	73.4%
Jul 25	73.4%
Jun 25	31.14%
Jun 25	30.64%
Jun 25	32.02%
Jun 25	32.47%
May 25	33.03%
May 25	34.22%
May 25	33.92%
May 25	34.02%
Apr 25	36.52%
Apr 25	36.4%
Apr 25	38.1%
Apr 25	39.01%
Apr 25	36.06%
Mar 25	-16.03%
Mar 25	-16.03%
Mar 25	-16.35%
Mar 25	-16.4%
Feb 25	-16.4%
Feb 25	-16.24%
Feb 25	-16.24%
Feb 25	-16.29%
Jan 25	-16.35%
Jan 25	-16.51%
Jan 25	-16.57%
Jan 25	-16.91%
Jan 25	-16.86%
Dec 24	45.54%
Dec 24	46.59%
Dec 24	45.54%
Dec 24	44.39%
Nov 24	45.39%
Nov 24	46.43%
Nov 24	45.54%
Nov 24	45.39%
Nov 24	48.51%
Oct 24	49.18%
Oct 24	48.34%

Price to Sales

002958.SZ Price to Sales by year
Period	Price to Sales
Sep 26	0.96
Sep 26	0.94
Sep 26	0.95
Aug 26	0.92
Aug 26	0.91
Aug 26	0.92
Aug 26	0.94
Jul 26	1
Jul 26	0.93
Jul 26	0.94
Jul 26	0.88
Jul 26	0.89
Jun 26	0.84
Jun 26	0.86
Jun 26	0.9
Jun 26	0.89
May 26	0.87
May 26	0.88
May 26	0.89
May 26	0.92
Apr 26	0.93
Apr 26	0.92
Apr 26	0.91
Apr 26	0.91
Apr 26	0.91
Mar 26	0.9
Mar 26	0.91
Mar 26	0.93
Mar 26	0.91
Feb 26	0.92
Feb 26	0.91
Feb 26	0.92
Jan 26	0.92
Jan 26	0.92
Jan 26	0.9
Jan 26	0.91
Dec 25	0.91
Dec 25	0.96
Dec 25	0.97
Dec 25	0.96
Dec 25	0.98
Nov 25	0.97
Nov 25	0.97
Nov 25	1
Nov 25	1.01
Oct 25	0.99
Oct 25	1.01
Oct 25	1
Oct 25	0.97
Sep 25	0.96
Sep 25	0.95
Sep 25	0.96
Sep 25	0.99
Sep 25	0.99
Aug 25	1.04
Aug 25	1.07
Aug 25	1.04
Aug 25	1.07
Aug 25	1.06
Jul 25	1.08
Jul 25	1.11
Jul 25	1.14
Jul 25	1.14
Jun 25	1.03
Jun 25	1.05
Jun 25	1.01
Jun 25	0.99
May 25	0.97
May 25	0.94
May 25	0.95
May 25	0.95
Apr 25	0.88
Apr 25	0.88
Apr 25	0.84
Apr 25	0.83
Apr 25	0.89
Mar 25	0.88
Mar 25	0.88
Mar 25	0.86
Mar 25	0.86
Feb 25	0.86
Feb 25	0.87
Feb 25	0.87
Feb 25	0.86
Jan 25	0.86
Jan 25	0.85
Jan 25	0.85
Jan 25	0.83
Jan 25	0.83
Dec 24	0.88
Dec 24	0.86
Dec 24	0.88
Dec 24	0.9
Nov 24	0.88
Nov 24	0.86
Nov 24	0.88
Nov 24	0.88
Nov 24	0.82
Oct 24	0.81
Oct 24	0.83

EV/EBITDA

002958.SZ EV/EBITDA by year
Period	EV/EBITDA
Sep 26	31.81
Sep 26	31.74
Sep 26	31.75
Aug 26	31.6
Aug 26	31.58
Aug 26	31.61
Aug 26	31.74
Jul 26	32.03
Jul 26	31.68
Jul 26	31.72
Jul 26	31.37
Jul 26	31.44
Jun 26	36.8
Jun 26	36.89
Jun 26	37.15
Jun 26	37.07
May 26	36.98
May 26	37
May 26	37.11
May 26	37.27
Apr 26	37.29
Apr 26	37.27
Apr 26	37.2
Apr 26	37.2
Apr 26	37.2
Mar 26	42.29
Mar 26	42.37
Mar 26	42.48
Mar 26	42.35
Feb 26	42.46
Feb 26	42.41
Feb 26	42.45
Jan 26	42.43
Jan 26	42.43
Jan 26	42.29
Jan 26	42.35
Dec 25	42.35
Dec 25	20
Dec 25	20.07
Dec 25	20
Dec 25	20.15
Nov 25	20.02
Nov 25	20.09
Nov 25	20.28
Nov 25	20.3
Oct 25	20.19
Oct 25	20.3
Oct 25	20.24
Oct 25	20.09
Sep 25	19.96
Sep 25	1.29
Sep 25	1.33
Sep 25	1.58
Sep 25	1.55
Aug 25	1.89
Aug 25	2.11
Aug 25	1.96
Aug 25	2.16
Aug 25	2.04
Jul 25	2.2
Jul 25	2.47
Jul 25	2.67
Jul 25	2.67
Jun 25	4.15
Jun 25	4.28
Jun 25	3.92
Jun 25	3.81
May 25	3.68
May 25	3.41
May 25	3.48
May 25	3.45
Apr 25	2.94
Apr 25	2.96
Apr 25	2.65
Apr 25	2.49
Apr 25	3.03
Mar 25	41.45
Mar 25	41.45
Mar 25	41.31
Mar 25	41.28
Feb 25	41.28
Feb 25	41.36
Feb 25	41.36
Feb 25	41.33
Jan 25	41.31
Jan 25	41.24
Jan 25	41.21
Jan 25	41.07
Jan 25	41.09
Dec 24	3.04
Dec 24	2.87
Dec 24	3.04
Dec 24	3.23
Nov 24	3.07
Nov 24	2.9
Nov 24	3.04
Nov 24	3.07
Nov 24	2.59
Oct 24	2.49
Oct 24	2.61

Price/Operating Cashflow

002958.SZ Price/Operating Cashflow by year
Period	Price/Operating Cashflow
Jun 26	1.31
Jun 26	1.34
Jun 26	1.4
Jun 26	1.38
May 26	1.36
May 26	1.37
May 26	1.39
May 26	1.44
Apr 26	1.44
Apr 26	1.44
Apr 26	1.42
Apr 26	1.42
Apr 26	1.42
Mar 26	1.17
Mar 26	1.19
Mar 26	1.21
Mar 26	1.18
Feb 26	1.21
Feb 26	1.19
Feb 26	1.2
Jan 26	1.2
Jan 26	1.2
Jan 26	1.17
Jan 26	1.18
Dec 25	1.18
Sep 25	1.13
Sep 25	1.14
Sep 25	1.18
Sep 25	1.17
Aug 25	1.23
Aug 25	1.26
Aug 25	1.24
Aug 25	1.27
Aug 25	1.25
Jul 25	1.28
Jul 25	1.32
Jul 25	1.35
Jul 25	1.35
Jun 25	3.15
Jun 25	3.2
Jun 25	3.06
Jun 25	3.02
May 25	2.97
May 25	2.87
May 25	2.89
May 25	2.88
Apr 25	2.69
Apr 25	2.69
Apr 25	2.57
Apr 25	2.51
Apr 25	2.72
Dec 24	2.17
Dec 24	2.12
Dec 24	2.17
Dec 24	2.23
Nov 24	2.18
Nov 24	2.13
Nov 24	2.17
Nov 24	2.18
Nov 24	2.04
Oct 24	2.01
Oct 24	2.05
Oct 24	2.01
Sep 24	2.1
Sep 24	1.71
Sep 24	1.48
Sep 24	1.48
Sep 24	1.53
Aug 24	1.56
Aug 24	1.61
Aug 24	1.61
Aug 24	1.61
Aug 24	1.63
Jul 24	1.59
Jul 24	1.65
Jul 24	1.66
Jul 24	1.69
Jun 24	0.93
Jun 24	0.91
Jun 24	0.93
Jun 24	0.95
May 24	0.98
May 24	1
May 24	1.01
May 24	0.99
Apr 24	0.98
Apr 24	0.96
Apr 24	0.96
Apr 24	0.92
Apr 24	0.95
Mar 24	0.64
Mar 24	0.63
Mar 24	0.65
Mar 24	0.65
Mar 24	0.65
Feb 24	0.66
Feb 24	0.64
Feb 24	0.61
Jan 24	0.65
Jan 24	0.63

Price to Book

002958.SZ Price to Book by year
Period	Price to Book
Sep 26	0.44
Sep 26	0.43
Sep 26	0.44
Aug 26	0.42
Aug 26	0.42
Aug 26	0.42
Aug 26	0.43
Jul 26	0.46
Jul 26	0.43
Jul 26	0.43
Jul 26	0.4
Jul 26	0.41
Jun 26	0.41
Jun 26	0.42
Jun 26	0.44
Jun 26	0.44
May 26	0.43
May 26	0.43
May 26	0.44
May 26	0.45
Apr 26	0.46
Apr 26	0.45
Apr 26	0.45
Apr 26	0.45
Apr 26	0.45
Mar 26	0.46
Mar 26	0.46
Mar 26	0.47
Mar 26	0.46
Feb 26	0.47
Feb 26	0.47
Feb 26	0.47
Jan 26	0.47
Jan 26	0.47
Jan 26	0.46
Jan 26	0.46
Dec 25	0.46
Dec 25	0.44
Dec 25	0.45
Dec 25	0.44
Dec 25	0.45
Nov 25	0.44
Nov 25	0.45
Nov 25	0.46
Nov 25	0.46
Oct 25	0.45
Oct 25	0.46
Oct 25	0.46
Oct 25	0.45
Sep 25	0.44
Sep 25	0.45
Sep 25	0.45
Sep 25	0.47
Sep 25	0.47
Aug 25	0.49
Aug 25	0.5
Aug 25	0.49
Aug 25	0.5
Aug 25	0.5
Jul 25	0.51
Jul 25	0.52
Jul 25	0.54
Jul 25	0.54
Jun 25	0.5
Jun 25	0.5
Jun 25	0.48
Jun 25	0.48
May 25	0.47
May 25	0.45
May 25	0.46
May 25	0.45
Apr 25	0.42
Apr 25	0.42
Apr 25	0.41
Apr 25	0.4
Apr 25	0.43
Mar 25	0.41
Mar 25	0.41
Mar 25	0.4
Mar 25	0.4
Feb 25	0.4
Feb 25	0.4
Feb 25	0.4
Feb 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.39
Jan 25	0.39
Dec 24	0.42
Dec 24	0.41
Dec 24	0.42
Dec 24	0.44
Nov 24	0.43
Nov 24	0.42
Nov 24	0.42
Nov 24	0.43
Nov 24	0.4
Oct 24	0.39
Oct 24	0.4

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Qingdao Rural Commercial Bank Co., Ltd.

Video analysis: 002958.SZ

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