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How does 002958.SZ make money? Does 002958.SZ have pricing power? What's the Earnings Whisper? Will 002958.SZ profit more as the business scales? What is 002958.SZ's management track record? Is 002958.SZ's current price justified?

Qingdao Rural Commercial Bank Co., Ltd.

¥2.98 -$0.11 (-3.56%)

SHZ · 15 Sep 2026 07:04 UTC

Previous Close

¥3.04

Day Range

¥2.96¥3.08

Year Range

¥2.72¥3.33

Market Cap

16.56B

AVG Volume

63.14M

Trailing/Forward PE

5.56/4.89

PEG ratio

1.64

Dividend Yield

4.03%

Next Earnings Date

Primary Exchange

Shenzhen Stock Exchange

Revenue (CNY)

002958.SZ Revenue (CNY) by quarter
Period	Revenue (CNY)
26 Q2	4.1B
26 Q1	4.5B
25 Q4	3.91B
25 Q3	4.55B
25 Q2	4.71B
25 Q1	5.07B
24 Q4	4.68B
24 Q3	4.75B
24 Q2	5.01B
24 Q1	5.29B

Net Income (CNY)

002958.SZ Net Income (CNY) by quarter
Period	Net Income (CNY)
26 Q2	946.89M
26 Q1	1.25B
25 Q4	-189.36M
25 Q3	1.18B
25 Q2	952.56M
25 Q1	1.18B
24 Q4	-346.76M
24 Q3	1.17B
24 Q2	933.86M
24 Q1	1.09B

Operating Income (CNY)

002958.SZ Operating Income (CNY) by quarter
Period	Operating Income (CNY)
26 Q2	1.04B
26 Q1	1.47B
25 Q4	-632.58M
25 Q3	1.36B
25 Q2	1.01B
25 Q1	1.29B
24 Q4	-768.69M
24 Q3	1.25B
24 Q2	868.86M
24 Q1	1.13B

EBITDA (CNY)

002958.SZ EBITDA (CNY) by quarter
Period	EBITDA (CNY)
26 Q2	1.04B
26 Q1	1.47B
25 Q4	-632.58M
25 Q3	1.36B
25 Q2	1.01B
25 Q1	1.29B
24 Q4	-768.69M
24 Q3	1.25B
24 Q2	868.86M
24 Q1	1.13B

Cash Flows (CNY)

002958.SZ Cash Flows (CNY) by quarter
Period	Cash Flows (CNY)
26 Q2	1.74B
26 Q1	1.49B
25 Q4	1.65B
25 Q3	9.27B
25 Q2	-14.01B
25 Q1	14.72B
24 Q4	4.46B
24 Q3	-6.92B
24 Q2	4.09B
24 Q1	4.72B

EPS (CNY)

002958.SZ EPS (CNY) by quarter
Period	EPS (CNY)
26 Q2	0.14
26 Q1	0.17
25 Q4	-0.03
25 Q3	0.18
25 Q2	0.14
25 Q1	0.17
24 Q4	-0.05
24 Q3	0.18
24 Q2	0.14
24 Q1	0.15

Expenses (CNY)

002958.SZ Expenses (CNY) by quarter
Period	Expenses (CNY)
26 Q2	-400.72M
26 Q1	759.92M
25 Q4	30.74M
25 Q3	786.01M
25 Q2	738.39M
25 Q1	740.76M
24 Q4	-713.38M
24 Q3	802.36M
24 Q2	-70.1M
24 Q1	697.62M

Cash & Debt (CNY)

002958.SZ Cash & Debt (CNY) by quarter
Period	Cash & Debt (CNY)
26 Q2	26.78B
26 Q1	30.5B
25 Q4	23.9B
25 Q3	28.2B
25 Q2	50.31B
25 Q1	101.05B
24 Q4	94.11B
24 Q3	43.13B
24 Q2	91.8B
24 Q1	39.87B

Debt ratios

002958.SZ Debt ratios by quarter
Period	Debt ratios
26 Q2	26.1
26 Q1	26.53
25 Q4	31.71
25 Q3	36.39
25 Q2	13.37
25 Q1	-5.74
24 Q4	-4.05
24 Q3	34.11
24 Q2	-4.4
24 Q1	34.28

Margins

002958.SZ Margins by quarter
Period	Margins
26 Q2	45.56%
26 Q1	50.1%
25 Q4	23.03%
25 Q3	58.16%
25 Q2	57.17%
25 Q1	59.49%
24 Q4	55.27%
24 Q3	53.97%
24 Q2	55.56%
24 Q1	57.13%

Return on Capital

002958.SZ Return on Capital by quarter
Period	Return on Capital
26 Q2	2.44%
26 Q1	3.26%
25 Q4	-0.51%
25 Q3	3.18%
25 Q2	2.27%
25 Q1	2.85%
24 Q4	-0.84%
24 Q3	2.82%
24 Q2	2.3%
24 Q1	2.73%

Shares Outstanding

002958.SZ Shares Outstanding by quarter
Period	Shares Outstanding
26 Q2	5.56B
26 Q1	5.56B
25 Q4	5.56B
25 Q3	5.56B
25 Q2	5.91B
25 Q1	5.91B
24 Q4	5.56B
24 Q3	5.6B
24 Q2	5.56B
24 Q1	5.56B

Dividends (CNY)

002958.SZ Dividends (CNY) by quarter
Period	Dividends (CNY)
Jul 26	0.12
Jul 25	0.12
Jul 24	0.1
Jul 22	0.1
Jul 21	0.15
Jun 20	0.15
Jun 19	0.15

Book Value Per Share (CNY)

002958.SZ Book Value Per Share (CNY) by quarter
Period	Book Value Per Share (CNY)
26 Q2	6.98
26 Q1	6.9
25 Q4	6.68
25 Q3	6.69
25 Q2	7.09
25 Q1	7.02
24 Q4	7.4
24 Q3	7.44
24 Q2	7.31
24 Q1	7.22

Total Assets (CNY)

002958.SZ Total Assets (CNY) by quarter
Period	Total Assets (CNY)
26 Q2	506.04B
26 Q1	508.92B
25 Q4	502.78B
25 Q3	509.92B
25 Q2	505.25B
25 Q1	511.57B
24 Q4	495.03B
24 Q3	479.01B
24 Q2	475.41B
24 Q1	473.86B

PE Ratio

002958.SZ PE Ratio by quarter
Period	PE Ratio
Sep 26	5.29
Sep 26	5.22
Sep 26	5.23
Aug 26	5.08
Aug 26	5.06
Aug 26	5.1
Aug 26	5.22
Jul 26	5.51
Jul 26	5.17
Jul 26	5.2
Jul 26	4.85
Jul 26	4.92
Jun 26	4.92
Jun 26	5.01
Jun 26	5.26
Jun 26	5.19
May 26	5.1
May 26	5.11
May 26	5.22
May 26	5.38
Apr 26	5.4
Apr 26	5.38
Apr 26	5.31
Apr 26	5.31
Apr 26	5.31
Mar 26	5.74
Mar 26	5.82
Mar 26	5.93
Mar 26	5.8
Feb 26	5.91
Feb 26	5.85
Feb 26	5.89
Jan 26	5.87
Jan 26	5.87
Jan 26	5.74
Jan 26	5.8
Dec 25	5.8
Dec 25	6.24
Dec 25	6.3
Dec 25	6.24
Dec 25	6.38
Nov 25	6.26
Nov 25	6.32
Nov 25	6.5
Nov 25	6.52
Oct 25	6.42
Oct 25	6.52
Oct 25	6.46
Oct 25	6.32
Sep 25	6.2
Sep 25	6.32
Sep 25	6.36
Sep 25	6.58
Sep 25	6.56
Aug 25	6.86
Aug 25	7.06
Aug 25	6.92
Aug 25	7.1
Aug 25	7
Jul 25	7.15
Jul 25	7.39
Jul 25	7.57
Jul 25	7.57
Jun 25	7.14
Jun 25	7.25
Jun 25	6.94
Jun 25	6.85
May 25	6.73
May 25	6.5
May 25	6.55
May 25	6.53
Apr 25	6.09
Apr 25	6.11
Apr 25	5.83
Apr 25	5.7
Apr 25	6.17
Mar 25	6.26
Mar 25	6.26
Mar 25	6.14
Mar 25	6.12
Feb 25	6.12
Feb 25	6.18
Feb 25	6.18
Feb 25	6.16
Jan 25	6.14
Jan 25	6.08
Jan 25	6.06
Jan 25	5.93
Jan 25	5.95
Dec 24	6.37
Dec 24	6.22
Dec 24	6.37
Dec 24	6.53
Nov 24	6.39
Nov 24	6.25
Nov 24	6.37
Nov 24	6.39
Nov 24	5.98
Oct 24	5.9
Oct 24	6

Free Cash Flow Yield

002958.SZ Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	-9.51%
Sep 26	-9.64%
Sep 26	-9.6%
Aug 26	-9.9%
Aug 26	-9.93%
Aug 26	-9.87%
Aug 26	-9.64%
Jul 26	-9.12%
Jul 26	-9.73%
Jul 26	-9.67%
Jul 26	-10.36%
Jul 26	-10.22%
Jun 26	75.54%
Jun 26	74.2%
Jun 26	70.69%
Jun 26	71.66%
May 26	72.91%
May 26	72.65%
May 26	71.17%
May 26	69.06%
Apr 26	68.83%
Apr 26	69.06%
Apr 26	69.98%
Apr 26	69.98%
Apr 26	69.98%
Mar 26	84.68%
Mar 26	83.59%
Mar 26	82.01%
Mar 26	83.86%
Feb 26	82.27%
Feb 26	83.06%
Feb 26	82.53%
Jan 26	82.79%
Jan 26	82.79%
Jan 26	84.68%
Jan 26	83.86%
Dec 25	83.86%
Dec 25	-9.48%
Dec 25	-9.39%
Dec 25	-9.48%
Dec 25	-9.27%
Nov 25	-9.45%
Nov 25	-9.36%
Nov 25	-9.1%
Nov 25	-9.07%
Oct 25	-9.21%
Oct 25	-9.07%
Oct 25	-9.16%
Oct 25	-9.36%
Sep 25	-9.54%
Sep 25	87.84%
Sep 25	87.29%
Sep 25	84.36%
Sep 25	84.62%
Aug 25	80.91%
Aug 25	78.61%
Aug 25	80.2%
Aug 25	78.17%
Aug 25	79.28%
Jul 25	77.73%
Jul 25	75.19%
Jul 25	73.4%
Jul 25	73.4%
Jun 25	31.14%
Jun 25	30.64%
Jun 25	32.02%
Jun 25	32.47%
May 25	33.03%
May 25	34.22%
May 25	33.92%
May 25	34.02%
Apr 25	36.52%
Apr 25	36.4%
Apr 25	38.1%
Apr 25	39.01%
Apr 25	36.06%
Mar 25	-16.03%
Mar 25	-16.03%
Mar 25	-16.35%
Mar 25	-16.4%
Feb 25	-16.4%
Feb 25	-16.24%
Feb 25	-16.24%
Feb 25	-16.29%
Jan 25	-16.35%
Jan 25	-16.51%
Jan 25	-16.57%
Jan 25	-16.91%
Jan 25	-16.86%
Dec 24	45.54%
Dec 24	46.59%
Dec 24	45.54%
Dec 24	44.39%
Nov 24	45.39%
Nov 24	46.43%
Nov 24	45.54%
Nov 24	45.39%
Nov 24	48.51%
Oct 24	49.18%
Oct 24	48.34%

Price to Sales

002958.SZ Price to Sales by quarter
Period	Price to Sales
Sep 26	0.96
Sep 26	0.94
Sep 26	0.95
Aug 26	0.92
Aug 26	0.91
Aug 26	0.92
Aug 26	0.94
Jul 26	1
Jul 26	0.93
Jul 26	0.94
Jul 26	0.88
Jul 26	0.89
Jun 26	0.84
Jun 26	0.86
Jun 26	0.9
Jun 26	0.89
May 26	0.87
May 26	0.88
May 26	0.89
May 26	0.92
Apr 26	0.93
Apr 26	0.92
Apr 26	0.91
Apr 26	0.91
Apr 26	0.91
Mar 26	0.9
Mar 26	0.91
Mar 26	0.93
Mar 26	0.91
Feb 26	0.92
Feb 26	0.91
Feb 26	0.92
Jan 26	0.92
Jan 26	0.92
Jan 26	0.9
Jan 26	0.91
Dec 25	0.91
Dec 25	0.96
Dec 25	0.97
Dec 25	0.96
Dec 25	0.98
Nov 25	0.97
Nov 25	0.97
Nov 25	1
Nov 25	1.01
Oct 25	0.99
Oct 25	1.01
Oct 25	1
Oct 25	0.97
Sep 25	0.96
Sep 25	0.95
Sep 25	0.96
Sep 25	0.99
Sep 25	0.99
Aug 25	1.04
Aug 25	1.07
Aug 25	1.04
Aug 25	1.07
Aug 25	1.06
Jul 25	1.08
Jul 25	1.11
Jul 25	1.14
Jul 25	1.14
Jun 25	1.03
Jun 25	1.05
Jun 25	1.01
Jun 25	0.99
May 25	0.97
May 25	0.94
May 25	0.95
May 25	0.95
Apr 25	0.88
Apr 25	0.88
Apr 25	0.84
Apr 25	0.83
Apr 25	0.89
Mar 25	0.88
Mar 25	0.88
Mar 25	0.86
Mar 25	0.86
Feb 25	0.86
Feb 25	0.87
Feb 25	0.87
Feb 25	0.86
Jan 25	0.86
Jan 25	0.85
Jan 25	0.85
Jan 25	0.83
Jan 25	0.83
Dec 24	0.88
Dec 24	0.86
Dec 24	0.88
Dec 24	0.9
Nov 24	0.88
Nov 24	0.86
Nov 24	0.88
Nov 24	0.88
Nov 24	0.82
Oct 24	0.81
Oct 24	0.83

EV/EBITDA

002958.SZ EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	31.81
Sep 26	31.74
Sep 26	31.75
Aug 26	31.6
Aug 26	31.58
Aug 26	31.61
Aug 26	31.74
Jul 26	32.03
Jul 26	31.68
Jul 26	31.72
Jul 26	31.37
Jul 26	31.44
Jun 26	36.8
Jun 26	36.89
Jun 26	37.15
Jun 26	37.07
May 26	36.98
May 26	37
May 26	37.11
May 26	37.27
Apr 26	37.29
Apr 26	37.27
Apr 26	37.2
Apr 26	37.2
Apr 26	37.2
Mar 26	42.29
Mar 26	42.37
Mar 26	42.48
Mar 26	42.35
Feb 26	42.46
Feb 26	42.41
Feb 26	42.45
Jan 26	42.43
Jan 26	42.43
Jan 26	42.29
Jan 26	42.35
Dec 25	42.35
Dec 25	20
Dec 25	20.07
Dec 25	20
Dec 25	20.15
Nov 25	20.02
Nov 25	20.09
Nov 25	20.28
Nov 25	20.3
Oct 25	20.19
Oct 25	20.3
Oct 25	20.24
Oct 25	20.09
Sep 25	19.96
Sep 25	1.29
Sep 25	1.33
Sep 25	1.58
Sep 25	1.55
Aug 25	1.89
Aug 25	2.11
Aug 25	1.96
Aug 25	2.16
Aug 25	2.04
Jul 25	2.2
Jul 25	2.47
Jul 25	2.67
Jul 25	2.67
Jun 25	4.15
Jun 25	4.28
Jun 25	3.92
Jun 25	3.81
May 25	3.68
May 25	3.41
May 25	3.48
May 25	3.45
Apr 25	2.94
Apr 25	2.96
Apr 25	2.65
Apr 25	2.49
Apr 25	3.03
Mar 25	41.45
Mar 25	41.45
Mar 25	41.31
Mar 25	41.28
Feb 25	41.28
Feb 25	41.36
Feb 25	41.36
Feb 25	41.33
Jan 25	41.31
Jan 25	41.24
Jan 25	41.21
Jan 25	41.07
Jan 25	41.09
Dec 24	3.04
Dec 24	2.87
Dec 24	3.04
Dec 24	3.23
Nov 24	3.07
Nov 24	2.9
Nov 24	3.04
Nov 24	3.07
Nov 24	2.59
Oct 24	2.49
Oct 24	2.61

Price/Operating Cashflow

002958.SZ Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Jun 26	1.31
Jun 26	1.34
Jun 26	1.4
Jun 26	1.38
May 26	1.36
May 26	1.37
May 26	1.39
May 26	1.44
Apr 26	1.44
Apr 26	1.44
Apr 26	1.42
Apr 26	1.42
Apr 26	1.42
Mar 26	1.17
Mar 26	1.19
Mar 26	1.21
Mar 26	1.18
Feb 26	1.21
Feb 26	1.19
Feb 26	1.2
Jan 26	1.2
Jan 26	1.2
Jan 26	1.17
Jan 26	1.18
Dec 25	1.18
Sep 25	1.13
Sep 25	1.14
Sep 25	1.18
Sep 25	1.17
Aug 25	1.23
Aug 25	1.26
Aug 25	1.24
Aug 25	1.27
Aug 25	1.25
Jul 25	1.28
Jul 25	1.32
Jul 25	1.35
Jul 25	1.35
Jun 25	3.15
Jun 25	3.2
Jun 25	3.06
Jun 25	3.02
May 25	2.97
May 25	2.87
May 25	2.89
May 25	2.88
Apr 25	2.69
Apr 25	2.69
Apr 25	2.57
Apr 25	2.51
Apr 25	2.72
Dec 24	2.17
Dec 24	2.12
Dec 24	2.17
Dec 24	2.23
Nov 24	2.18
Nov 24	2.13
Nov 24	2.17
Nov 24	2.18
Nov 24	2.04
Oct 24	2.01
Oct 24	2.05
Oct 24	2.01
Sep 24	2.1
Sep 24	1.71
Sep 24	1.48
Sep 24	1.48
Sep 24	1.53
Aug 24	1.56
Aug 24	1.61
Aug 24	1.61
Aug 24	1.61
Aug 24	1.63
Jul 24	1.59
Jul 24	1.65
Jul 24	1.66
Jul 24	1.69
Jun 24	0.93
Jun 24	0.91
Jun 24	0.93
Jun 24	0.95
May 24	0.98
May 24	1
May 24	1.01
May 24	0.99
Apr 24	0.98
Apr 24	0.96
Apr 24	0.96
Apr 24	0.92
Apr 24	0.95
Mar 24	0.64
Mar 24	0.63
Mar 24	0.65
Mar 24	0.65
Mar 24	0.65
Feb 24	0.66
Feb 24	0.64
Feb 24	0.61
Jan 24	0.65
Jan 24	0.63

Price to Book

002958.SZ Price to Book by quarter
Period	Price to Book
Sep 26	0.44
Sep 26	0.43
Sep 26	0.44
Aug 26	0.42
Aug 26	0.42
Aug 26	0.42
Aug 26	0.43
Jul 26	0.46
Jul 26	0.43
Jul 26	0.43
Jul 26	0.4
Jul 26	0.41
Jun 26	0.41
Jun 26	0.42
Jun 26	0.44
Jun 26	0.44
May 26	0.43
May 26	0.43
May 26	0.44
May 26	0.45
Apr 26	0.46
Apr 26	0.45
Apr 26	0.45
Apr 26	0.45
Apr 26	0.45
Mar 26	0.46
Mar 26	0.46
Mar 26	0.47
Mar 26	0.46
Feb 26	0.47
Feb 26	0.47
Feb 26	0.47
Jan 26	0.47
Jan 26	0.47
Jan 26	0.46
Jan 26	0.46
Dec 25	0.46
Dec 25	0.44
Dec 25	0.45
Dec 25	0.44
Dec 25	0.45
Nov 25	0.44
Nov 25	0.45
Nov 25	0.46
Nov 25	0.46
Oct 25	0.45
Oct 25	0.46
Oct 25	0.46
Oct 25	0.45
Sep 25	0.44
Sep 25	0.45
Sep 25	0.45
Sep 25	0.47
Sep 25	0.47
Aug 25	0.49
Aug 25	0.5
Aug 25	0.49
Aug 25	0.5
Aug 25	0.5
Jul 25	0.51
Jul 25	0.52
Jul 25	0.54
Jul 25	0.54
Jun 25	0.5
Jun 25	0.5
Jun 25	0.48
Jun 25	0.48
May 25	0.47
May 25	0.45
May 25	0.46
May 25	0.45
Apr 25	0.42
Apr 25	0.42
Apr 25	0.41
Apr 25	0.4
Apr 25	0.43
Mar 25	0.41
Mar 25	0.41
Mar 25	0.4
Mar 25	0.4
Feb 25	0.4
Feb 25	0.4
Feb 25	0.4
Feb 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.4
Jan 25	0.39
Jan 25	0.39
Dec 24	0.42
Dec 24	0.41
Dec 24	0.42
Dec 24	0.44
Nov 24	0.43
Nov 24	0.42
Nov 24	0.42
Nov 24	0.43
Nov 24	0.4
Oct 24	0.39
Oct 24	0.4

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Qingdao Rural Commercial Bank Co., Ltd.

Video analysis: 002958.SZ

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