Home / 002807.SZ : SHZ

AI Analysis Fundamentals Valuation Video Analysis Similar

AI Analysis

How does 002807.SZ make money? Does 002807.SZ have pricing power? What's the Earnings Whisper? Will 002807.SZ profit more as the business scales? What is 002807.SZ's management track record? Is 002807.SZ's current price justified?

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.

¥4.23 +$0.08 (+1.93%)

SHZ · 15 Sep 2026 07:04 UTC

Previous Close

¥4.29

Day Range

¥4.21¥4.3

Year Range

¥3.65¥4.9

Market Cap

11.44B

AVG Volume

36.99M

Trailing/Forward PE

5.22/5.35

PEG ratio

2.01

Dividend Yield

4.99%

Next Earnings Date

2026-11-04

Primary Exchange

Shenzhen Stock Exchange

Revenue (CNY) · TTM

002807.SZ Revenue (CNY) · TTM by quarter
Period	Revenue (CNY) · TTM
26 Q2	5.62B
26 Q1	6.21B
25 Q4	6.2B
25 Q3	6.31B
25 Q2	7.11B
25 Q1	7.01B
24 Q4	6.99B
24 Q3	7.03B
24 Q2	7.16B
24 Q1	7.08B

Net Income (CNY) · TTM

002807.SZ Net Income (CNY) · TTM by quarter
Period	Net Income (CNY) · TTM
26 Q2	2.07B
26 Q1	2.06B
25 Q4	2.05B
25 Q3	2.19B
25 Q2	2.16B
25 Q1	2.04B
24 Q4	2.04B
24 Q3	1.96B
24 Q2	1.96B
24 Q1	1.93B

Operating Income (CNY) · TTM

002807.SZ Operating Income (CNY) · TTM by quarter
Period	Operating Income (CNY) · TTM
26 Q2	2.38B
26 Q1	2.35B
25 Q4	2.34B
25 Q3	2.49B
25 Q2	2.44B
25 Q1	2.24B
24 Q4	2.17B
24 Q3	2.14B
24 Q2	2.13B
24 Q1	2.13B

EBITDA (CNY) · TTM

002807.SZ EBITDA (CNY) · TTM by quarter
Period	EBITDA (CNY) · TTM
26 Q2	2.55B
26 Q1	1.88B
25 Q4	1.86B
25 Q3	2.02B
25 Q2	2.44B
25 Q1	2.24B
24 Q4	2.17B
24 Q3	2.18B
24 Q2	2.17B
24 Q1	2.21B

Cash Flows (CNY) · TTM

002807.SZ Cash Flows (CNY) · TTM by quarter
Period	Cash Flows (CNY) · TTM
26 Q2	10.56B
26 Q1	994.99M
25 Q4	5.39B
25 Q3	4.29B
25 Q2	-1.62B
25 Q1	10.89B
24 Q4	3.45B
24 Q3	5.31B
24 Q2	1.45B
24 Q1	-6.14B

EPS (CNY) · TTM

002807.SZ EPS (CNY) · TTM by quarter
Period	EPS (CNY) · TTM
26 Q2	0.81
26 Q1	0.84
25 Q4	0.84
25 Q3	0.88
25 Q2	0.85
25 Q1	0.79
24 Q4	0.78
24 Q3	0.73
24 Q2	0.74
24 Q1	0.74

Expenses (CNY) · TTM

002807.SZ Expenses (CNY) · TTM by quarter
Period	Expenses (CNY) · TTM
26 Q2	405.71M
26 Q1	316.31M
25 Q4	307.23M
25 Q3	182.31M
25 Q2	615.92M
25 Q1	587.48M
24 Q4	593.46M
24 Q3	652.73M
24 Q2	571.07M
24 Q1	542.36M

Dividends (CNY)

002807.SZ Dividends (CNY) by quarter
Period	Dividends (CNY)
May 26	0.12
Dec 25	0.09
Apr 25	0.18
May 24	0.17
Jun 23	0.16
May 22	0.16
May 21	0.16
Jun 20	0.16
Apr 19	0.03
May 18	0.08

PE Ratio

002807.SZ PE Ratio by quarter
Period	PE Ratio
Sep 26	6.06
Sep 26	5.96
Sep 26	5.96
Aug 26	5.71
Aug 26	5.66
Aug 26	4.65
Aug 26	4.76
Jul 26	4.96
Jul 26	4.69
Jul 26	4.71
Jul 26	4.61
Jul 26	4.6
Jun 26	4.54
Jun 26	4.71
Jun 26	4.9
Jun 26	4.73
May 26	4.76
May 26	4.83
May 26	4.86
May 26	4.9
Apr 26	5
Apr 26	5.02
Apr 26	5.1
Apr 26	4.97
Apr 26	4.91
Mar 26	4.62
Mar 26	4.66
Mar 26	4.78
Mar 26	4.66
Feb 26	4.69
Feb 26	4.7
Feb 26	4.78
Jan 26	4.67
Jan 26	4.62
Jan 26	4.56
Jan 26	4.67
Dec 25	4.67
Dec 25	4.83
Dec 25	4.89
Dec 25	4.77
Dec 25	4.95
Nov 25	5
Nov 25	4.97
Nov 25	5.19
Nov 25	5.2
Oct 25	4.93
Oct 25	5.21
Oct 25	5.05
Oct 25	4.64
Sep 25	4.62
Sep 25	4.94
Sep 25	5.03
Sep 25	5.31
Sep 25	5.25
Aug 25	5.25
Aug 25	5.43
Aug 25	5.07
Aug 25	5.18
Aug 25	5.12
Jul 25	5.18
Jul 25	5.36
Jul 25	5.44
Jul 25	5.42
Jun 25	5.22
Jun 25	5.35
Jun 25	5.11
Jun 25	5.05
May 25	4.97
May 25	4.8
May 25	4.71
May 25	4.63
Apr 25	4.51
Apr 25	4.82
Apr 25	4.76
Apr 25	4.55
Apr 25	4.93
Mar 25	4.84
Mar 25	4.81
Mar 25	4.77
Mar 25	4.72
Feb 25	4.73
Feb 25	4.81
Feb 25	4.87
Feb 25	4.92
Jan 25	4.96
Jan 25	4.89
Jan 25	4.91
Jan 25	4.71
Jan 25	4.77
Dec 24	4.99
Dec 24	4.83
Dec 24	4.94
Dec 24	4.89
Nov 24	4.8
Nov 24	4.69
Nov 24	4.72
Nov 24	4.77
Nov 24	4.59
Oct 24	4.72
Oct 24	4.79

Free Cash Flow Yield

002807.SZ Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	84.28%
Sep 26	85.68%
Sep 26	85.68%
Aug 26	89.49%
Aug 26	90.16%
Aug 26	10.39%
Aug 26	10.16%
Jul 26	9.74%
Jul 26	10.31%
Jul 26	10.26%
Jul 26	10.48%
Jul 26	10.5%
Jun 26	57.96%
Jun 26	55.89%
Jun 26	53.7%
Jun 26	55.6%
May 26	55.32%
May 26	54.5%
May 26	54.09%
May 26	53.7%
Apr 26	52.66%
Apr 26	52.41%
Apr 26	51.55%
Apr 26	52.92%
Apr 26	53.56%
Mar 26	42.4%
Mar 26	42.09%
Mar 26	41%
Mar 26	42.09%
Feb 26	41.79%
Feb 26	41.69%
Feb 26	41%
Jan 26	41.99%
Jan 26	42.4%
Jan 26	43.02%
Jan 26	41.99%
Dec 25	41.99%
Dec 25	-15.53%
Dec 25	-15.31%
Dec 25	-15.71%
Dec 25	-15.13%
Nov 25	-15%
Nov 25	-15.06%
Nov 25	-14.44%
Nov 25	-14.4%
Oct 25	-15.2%
Oct 25	-14.37%
Oct 25	-14.83%
Oct 25	-16.14%
Sep 25	-16.22%
Sep 25	107.89%
Sep 25	105.82%
Sep 25	100.31%
Sep 25	101.46%
Aug 25	101.46%
Aug 25	98.08%
Aug 25	105.07%
Aug 25	102.87%
Aug 25	104.08%
Jul 25	102.87%
Jul 25	99.4%
Jul 25	97.86%
Jul 25	98.3%
Jun 25	32.47%
Jun 25	31.67%
Jun 25	33.16%
Jun 25	33.55%
May 25	34.11%
May 25	35.31%
May 25	35.93%
May 25	36.58%
Apr 25	37.55%
Apr 25	35.13%
Apr 25	35.57%
Apr 25	37.26%
Apr 25	34.36%
Mar 25	56%
Mar 25	56.3%
Mar 25	56.74%
Mar 25	57.35%
Feb 25	57.19%
Feb 25	56.3%
Feb 25	55.57%
Feb 25	55%
Jan 25	54.59%
Jan 25	55.43%
Jan 25	55.15%
Jan 25	57.5%
Jan 25	56.74%
Dec 24	14.89%
Dec 24	15.39%
Dec 24	15.04%
Dec 24	15.19%
Nov 24	15.47%
Nov 24	15.84%
Nov 24	15.76%
Nov 24	15.59%
Nov 24	16.19%
Oct 24	15.76%
Oct 24	15.51%

Price to Sales

002807.SZ Price to Sales by quarter
Period	Price to Sales
Sep 26	2.23
Sep 26	2.2
Sep 26	2.2
Aug 26	2.1
Aug 26	2.09
Aug 26	1.54
Aug 26	1.58
Jul 26	1.64
Jul 26	1.55
Jul 26	1.56
Jul 26	1.53
Jul 26	1.53
Jun 26	1.5
Jun 26	1.56
Jun 26	1.62
Jun 26	1.56
May 26	1.57
May 26	1.6
May 26	1.61
May 26	1.62
Apr 26	1.65
Apr 26	1.66
Apr 26	1.69
Apr 26	1.64
Apr 26	1.62
Mar 26	1.6
Mar 26	1.61
Mar 26	1.66
Mar 26	1.61
Feb 26	1.63
Feb 26	1.63
Feb 26	1.66
Jan 26	1.62
Jan 26	1.6
Jan 26	1.58
Jan 26	1.62
Dec 25	1.62
Dec 25	1.46
Dec 25	1.48
Dec 25	1.45
Dec 25	1.5
Nov 25	1.52
Nov 25	1.51
Nov 25	1.57
Nov 25	1.58
Oct 25	1.5
Oct 25	1.58
Oct 25	1.53
Oct 25	1.41
Sep 25	1.4
Sep 25	1.44
Sep 25	1.47
Sep 25	1.55
Sep 25	1.53
Aug 25	1.53
Aug 25	1.58
Aug 25	1.48
Aug 25	1.51
Aug 25	1.49
Jul 25	1.51
Jul 25	1.56
Jul 25	1.59
Jul 25	1.58
Jun 25	1.52
Jun 25	1.56
Jun 25	1.49
Jun 25	1.47
May 25	1.45
May 25	1.4
May 25	1.37
May 25	1.35
Apr 25	1.31
Apr 25	1.4
Apr 25	1.39
Apr 25	1.32
Apr 25	1.44
Mar 25	1.35
Mar 25	1.34
Mar 25	1.33
Mar 25	1.32
Feb 25	1.32
Feb 25	1.34
Feb 25	1.36
Feb 25	1.37
Jan 25	1.38
Jan 25	1.36
Jan 25	1.37
Jan 25	1.31
Jan 25	1.33
Dec 24	1.37
Dec 24	1.32
Dec 24	1.35
Dec 24	1.34
Nov 24	1.31
Nov 24	1.28
Nov 24	1.29
Nov 24	1.3
Nov 24	1.26
Oct 24	1.29
Oct 24	1.31

EV/EBITDA

002807.SZ EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	12.55
Sep 26	12.47
Sep 26	12.47
Aug 26	12.26
Aug 26	12.23
Aug 26	-15.54
Aug 26	-15.42
Jul 26	-15.2
Jul 26	-15.5
Jul 26	-15.48
Jul 26	-15.58
Jul 26	-15.59
Jun 26	-16.39
Jun 26	-16.2
Jun 26	-15.99
Jun 26	-16.17
May 26	-16.15
May 26	-16.07
May 26	-16.03
May 26	-15.99
Apr 26	-15.88
Apr 26	-15.86
Apr 26	-15.76
Apr 26	-15.91
Apr 26	-15.98
Mar 26	9.96
Mar 26	10
Mar 26	10.13
Mar 26	10
Feb 26	10.04
Feb 26	10.05
Feb 26	10.13
Jan 26	10.01
Jan 26	9.96
Jan 26	9.89
Jan 26	10.01
Dec 25	10.01
Dec 25	10.33
Dec 25	10.39
Dec 25	10.28
Dec 25	10.44
Nov 25	10.48
Nov 25	10.46
Nov 25	10.65
Nov 25	10.66
Oct 25	10.42
Oct 25	10.67
Oct 25	10.53
Oct 25	10.17
Sep 25	10.15
Sep 25	1.51
Sep 25	1.59
Sep 25	1.85
Sep 25	1.79
Aug 25	1.79
Aug 25	1.96
Aug 25	1.63
Aug 25	1.73
Aug 25	1.67
Jul 25	1.73
Jul 25	1.89
Jul 25	1.97
Jul 25	1.95
Jun 25	2.04
Jun 25	2.16
Jun 25	1.94
Jun 25	1.88
May 25	1.8
May 25	1.65
May 25	1.57
May 25	1.49
Apr 25	1.38
Apr 25	1.67
Apr 25	1.61
Apr 25	1.41
Apr 25	1.77
Mar 25	8.08
Mar 25	8.06
Mar 25	8.02
Mar 25	7.98
Feb 25	7.99
Feb 25	8.06
Feb 25	8.12
Feb 25	8.16
Jan 25	8.19
Jan 25	8.13
Jan 25	8.15
Jan 25	7.97
Jan 25	8.02
Dec 24	3.14
Dec 24	2.99
Dec 24	3.09
Dec 24	3.05
Nov 24	2.97
Nov 24	2.87
Nov 24	2.89
Nov 24	2.94
Nov 24	2.78
Oct 24	2.89
Oct 24	2.96

Price/Operating Cashflow

002807.SZ Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	1.16
Sep 26	1.14
Sep 26	1.14
Aug 26	1.09
Aug 26	1.08
Aug 26	7.37
Aug 26	7.54
Jul 26	7.86
Jul 26	7.43
Jul 26	7.47
Jul 26	7.32
Jul 26	7.3
Jun 26	1.63
Jun 26	1.69
Jun 26	1.76
Jun 26	1.7
May 26	1.71
May 26	1.74
May 26	1.75
May 26	1.76
Apr 26	1.8
Apr 26	1.8
Apr 26	1.83
Apr 26	1.79
Apr 26	1.77
Mar 26	2.24
Mar 26	2.25
Mar 26	2.31
Mar 26	2.25
Feb 26	2.27
Feb 26	2.28
Feb 26	2.31
Jan 26	2.26
Jan 26	2.24
Jan 26	2.21
Jan 26	2.26
Dec 25	2.26
Sep 25	0.91
Sep 25	0.93
Sep 25	0.98
Sep 25	0.97
Aug 25	0.97
Aug 25	1
Aug 25	0.93
Aug 25	0.95
Aug 25	0.94
Jul 25	0.95
Jul 25	0.99
Jul 25	1
Jul 25	1
Jun 25	2.88
Jun 25	2.96
Jun 25	2.82
Jun 25	2.79
May 25	2.74
May 25	2.65
May 25	2.61
May 25	2.56
Apr 25	2.49
Apr 25	2.67
Apr 25	2.63
Apr 25	2.51
Apr 25	2.72
Mar 25	1.7
Mar 25	1.69
Mar 25	1.68
Mar 25	1.66
Feb 25	1.67
Feb 25	1.69
Feb 25	1.71
Feb 25	1.73
Jan 25	1.74
Jan 25	1.72
Jan 25	1.73
Jan 25	1.66
Jan 25	1.68
Dec 24	5.91
Dec 24	5.72
Dec 24	5.85
Dec 24	5.79
Nov 24	5.69
Nov 24	5.56
Nov 24	5.59
Nov 24	5.65
Nov 24	5.44
Oct 24	5.59
Oct 24	5.68
Oct 24	5.5
Sep 24	5.79
Sep 23	93.95
Sep 23	92.87
Sep 23	92.33
Sep 23	91.25
Aug 23	94.48
Aug 23	95.83
Aug 23	96.37
Aug 23	99.06
Jul 23	95.56
Jul 23	91.79
Jul 23	90.99

Price to Book

002807.SZ Price to Book by quarter
Period	Price to Book
Sep 26	0.62
Sep 26	0.61
Sep 26	0.61
Aug 26	0.58
Aug 26	0.58
Aug 26	0.48
Aug 26	0.49
Jul 26	0.51
Jul 26	0.48
Jul 26	0.48
Jul 26	0.47
Jul 26	0.47
Jun 26	0.47
Jun 26	0.49
Jun 26	0.51
Jun 26	0.49
May 26	0.49
May 26	0.5
May 26	0.5
May 26	0.51
Apr 26	0.52
Apr 26	0.52
Apr 26	0.53
Apr 26	0.51
Apr 26	0.51
Mar 26	0.52
Mar 26	0.53
Mar 26	0.54
Mar 26	0.53
Feb 26	0.53
Feb 26	0.53
Feb 26	0.54
Jan 26	0.53
Jan 26	0.52
Jan 26	0.51
Jan 26	0.53
Dec 25	0.53
Dec 25	0.54
Dec 25	0.55
Dec 25	0.54
Dec 25	0.56
Nov 25	0.56
Nov 25	0.56
Nov 25	0.58
Nov 25	0.58
Oct 25	0.55
Oct 25	0.59
Oct 25	0.57
Oct 25	0.52
Sep 25	0.52
Sep 25	0.53
Sep 25	0.54
Sep 25	0.57
Sep 25	0.56
Aug 25	0.56
Aug 25	0.58
Aug 25	0.54
Aug 25	0.55
Aug 25	0.55
Jul 25	0.55
Jul 25	0.57
Jul 25	0.58
Jul 25	0.58
Jun 25	0.56
Jun 25	0.58
Jun 25	0.55
Jun 25	0.55
May 25	0.54
May 25	0.52
May 25	0.51
May 25	0.5
Apr 25	0.49
Apr 25	0.52
Apr 25	0.51
Apr 25	0.49
Apr 25	0.53
Mar 25	0.53
Mar 25	0.53
Mar 25	0.52
Mar 25	0.52
Feb 25	0.52
Feb 25	0.53
Feb 25	0.53
Feb 25	0.54
Jan 25	0.54
Jan 25	0.53
Jan 25	0.54
Jan 25	0.52
Jan 25	0.52
Dec 24	0.56
Dec 24	0.54
Dec 24	0.55
Dec 24	0.55
Nov 24	0.54
Nov 24	0.52
Nov 24	0.53
Nov 24	0.53
Nov 24	0.51
Oct 24	0.53
Oct 24	0.53

No video analysis for this stock yet. Request one from our team.

AI Analysis

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.

Video analysis: 002807.SZ

Similar companies