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How does OMASP.HE make money? Does OMASP.HE have pricing power? What's the Earnings Whisper? Will OMASP.HE profit more as the business scales? What is OMASP.HE's management track record? Is OMASP.HE's current price justified?

Oma Säästöpankki Oyj

€17.12 +$4.68 (+37.62%)

HEL · 15 Sep 2026 15:29 UTC

Previous Close

€17.02

Day Range

€17.1€17.14

Year Range

€10.3€17.14

Market Cap

568.78M

AVG Volume

20.57K

Trailing/Forward PE

14.27/12.68

PEG ratio

2.26

Dividend Yield

2.92%

Next Earnings Date

2026-11-05

Primary Exchange

NASDAQ Helsinki

Revenue (EUR)

OMASP.HE Revenue (EUR) by quarter
Period	Revenue (EUR)
26 Q2	44.26M
26 Q1	72.64M
25 Q4	75.08M
25 Q3	67.51M
25 Q2	83.53M
25 Q1	88.5M
24 Q4	97.58M
24 Q3	99.42M
24 Q2	102.22M
24 Q1	107.59M

Net Income (EUR)

OMASP.HE Net Income (EUR) by quarter
Period	Net Income (EUR)
26 Q2	6.51M
26 Q1	11.1M
25 Q4	10.07M
25 Q3	12.26M
25 Q2	14.71M
25 Q1	2.43M
24 Q4	17.89M
24 Q3	18.32M
24 Q2	3.44M
24 Q1	19.9M

Operating Income (EUR)

OMASP.HE Operating Income (EUR) by quarter
Period	Operating Income (EUR)
26 Q2	8.22M
26 Q1	13.9M
25 Q4	12M
25 Q3	15.52M
25 Q2	18.61M
25 Q1	3.11M
24 Q4	22.58M
24 Q3	22.84M
24 Q2	4.5M
24 Q1	24.67M

EBITDA (EUR)

OMASP.HE EBITDA (EUR) by quarter
Period	EBITDA (EUR)
26 Q2	8.25M
26 Q1	16.6M
25 Q4	12.2M
25 Q3	16.1M
25 Q2	20.75M
25 Q1	5.22M
24 Q4	24.81M
24 Q3	25.13M
24 Q2	6.66M
24 Q1	26.84M

Cash Flows (EUR)

OMASP.HE Cash Flows (EUR) by quarter
Period	Cash Flows (EUR)
26 Q2	50.67M
26 Q1	4.64M
25 Q4	-4.63M
25 Q3	42.25M
25 Q2	309.8M
25 Q1	-17.45M
24 Q4	118.2M
24 Q3	125.56M
24 Q2	-51.02M
24 Q1	-3.46M

EPS (EUR)

OMASP.HE EPS (EUR) by quarter
Period	EPS (EUR)
26 Q2	0.2
26 Q1	0.33
25 Q4	0.3
25 Q3	0.37
25 Q2	0.44
25 Q1	0.07
24 Q4	0.53
24 Q3	0.55
24 Q2	0.1
24 Q1	0.6

Expenses (EUR)

OMASP.HE Expenses (EUR) by quarter
Period	Expenses (EUR)
26 Q2	17.19M
26 Q1	16.28M
25 Q4	18.03M
25 Q3	13.79M
25 Q2	4.38M
25 Q1	2.87M
24 Q4	2.79M
24 Q3	2.88M
24 Q2	1.57M
24 Q1	894K

Cash & Debt (EUR)

OMASP.HE Cash & Debt (EUR) by quarter
Period	Cash & Debt (EUR)
26 Q2	857.89M
26 Q1	796.83M
25 Q4	1.04B
25 Q3	660.36M
25 Q2	742.33M
25 Q1	655.16M
24 Q4	395.61M
24 Q3	630.26M
24 Q2	601.25M
24 Q1	778.16M

Debt ratios

OMASP.HE Debt ratios by quarter
Period	Debt ratios
26 Q2	34.91
26 Q1	29.27
25 Q4	31.86
25 Q3	33.34
25 Q2	24.14
25 Q1	34.21
24 Q4	28.65
24 Q3	22.48
24 Q2	19.57
24 Q1	14.68

Margins

OMASP.HE Margins by quarter
Period	Margins
26 Q2	117.12%
26 Q1	69.74%
25 Q4	65.25%
25 Q3	67.09%
25 Q2	71.1%
25 Q1	67.95%
24 Q4	66.06%
24 Q3	64.51%
24 Q2	66%
24 Q1	69.02%

Return on Capital

OMASP.HE Return on Capital by quarter
Period	Return on Capital
26 Q2	1.05%
26 Q1	1.77%
25 Q4	1.63%
25 Q3	2.03%
25 Q2	2.49%
25 Q1	0.42%
24 Q4	3.1%
24 Q3	3.28%
24 Q2	0.64%
24 Q1	3.77%

Shares Outstanding

OMASP.HE Shares Outstanding by quarter
Period	Shares Outstanding
26 Q2	32.56M
26 Q1	33.2M
25 Q4	33.57M
25 Q3	33.18M
25 Q2	33.43M
25 Q1	34.77M
24 Q4	33.13M
24 Q3	33.31M
24 Q2	33.14M
24 Q1	33.11M

Dividends (EUR)

OMASP.HE Dividends (EUR) by quarter
Period	Dividends (EUR)
Apr 26	0.5
Apr 25	0.36
Mar 24	1
Mar 23	0.4
Mar 22	0.5
Sep 21	0.3
Jan 21	0.13
Apr 19	0.14

Book Value Per Share (EUR)

OMASP.HE Book Value Per Share (EUR) by quarter
Period	Book Value Per Share (EUR)
26 Q2	19.14
26 Q1	18.94
25 Q4	18.43
25 Q3	18.24
25 Q2	17.67
25 Q1	16.77
24 Q4	17.39
24 Q3	16.75
24 Q2	16.09
24 Q1	15.93

Total Assets (EUR)

OMASP.HE Total Assets (EUR) by quarter
Period	Total Assets (EUR)
26 Q2	7.23B
26 Q1	7.22B
25 Q4	7.47B
25 Q3	7.54B
25 Q2	7.37B
25 Q1	7.52B
24 Q4	7.71B
24 Q3	7.78B
24 Q2	7.28B
24 Q1	7.53B

PE Ratio

OMASP.HE PE Ratio by quarter
Period	PE Ratio
Sep 26	11.73
Sep 26	11.71
Sep 26	11.68
Aug 26	11.68
Aug 26	11.64
Aug 26	11.65
Aug 26	11.65
Jul 26	11.67
Jul 26	11.62
Jul 26	11.62
Jul 26	11.6
Jul 26	8.04
Jun 26	9.85
Jun 26	9.81
Jun 26	10.03
Jun 26	10
May 26	10.53
May 26	9.91
May 26	9.97
May 26	9.81
Apr 26	10.14
Apr 26	9.64
Apr 26	9.74
Apr 26	10.75
Apr 26	10.7
Mar 26	8.38
Mar 26	8.34
Mar 26	8.38
Mar 26	8.28
Feb 26	8.57
Feb 26	8.8
Feb 26	8.6
Feb 26	9.19
Jan 26	9
Jan 26	9.21
Jan 26	9.33
Jan 26	9.16
Jan 26	8.73
Dec 25	7.47
Dec 25	6.93
Dec 25	6.74
Dec 25	6.81
Nov 25	6.77
Nov 25	6.71
Nov 25	6.78
Nov 25	6.74
Oct 25	6.87
Oct 25	7.29
Oct 25	7.14
Oct 25	7.16
Oct 25	7.14
Sep 25	9.49
Sep 25	9.3
Sep 25	8.73
Sep 25	8.21
Aug 25	7.79
Aug 25	8.21
Aug 25	7.92
Aug 25	7.68
Aug 25	7.35
Jul 25	7.23
Jul 25	7.07
Jul 25	7.25
Jul 25	7.03
Jun 25	4.68
Jun 25	4.62
Jun 25	4.84
Jun 25	4.81
May 25	4.87
May 25	5.01
May 25	4.89
May 25	4.88
May 25	5.17
Apr 25	4.7
Apr 25	4.71
Apr 25	4.31
Apr 25	4.66
Mar 25	4.32
Mar 25	4.54
Mar 25	4.53
Mar 25	4.52
Feb 25	4.44
Feb 25	4.55
Feb 25	4.68
Feb 25	5.32
Jan 25	5.33
Jan 25	5.48
Jan 25	5.28
Jan 25	5.05
Jan 25	5.2
Dec 24	4.05
Dec 24	4.07
Dec 24	4.12
Dec 24	4.27
Nov 24	4.35
Nov 24	4.46
Nov 24	4.43
Nov 24	4.7
Nov 24	4.62
Oct 24	5.42

Free Cash Flow Yield

OMASP.HE Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	62.31%
Sep 26	62.46%
Sep 26	62.61%
Aug 26	62.61%
Aug 26	62.83%
Aug 26	62.76%
Aug 26	62.76%
Jul 26	62.68%
Jul 26	62.9%
Jul 26	62.9%
Jul 26	63.05%
Jul 26	90.96%
Jun 26	84.88%
Jun 26	85.18%
Jun 26	83.3%
Jun 26	83.59%
May 26	79.4%
May 26	84.3%
May 26	83.87%
May 26	85.18%
Apr 26	82.46%
Apr 26	86.68%
Apr 26	85.77%
Apr 26	77.77%
Apr 26	78.14%
Mar 26	114.28%
Mar 26	114.86%
Mar 26	114.28%
Mar 26	115.63%
Feb 26	111.66%
Feb 26	108.81%
Feb 26	111.3%
Feb 26	104.16%
Jan 26	106.43%
Jan 26	104%
Jan 26	102.59%
Jan 26	104.48%
Jan 26	109.69%
Dec 25	134.52%
Dec 25	144.98%
Dec 25	149.03%
Dec 25	147.65%
Nov 25	148.47%
Nov 25	149.86%
Nov 25	148.2%
Nov 25	149.03%
Oct 25	146.31%
Oct 25	137.76%
Oct 25	140.66%
Oct 25	140.41%
Oct 25	140.66%
Sep 25	43.92%
Sep 25	44.77%
Sep 25	47.74%
Sep 25	50.72%
Aug 25	53.46%
Aug 25	50.72%
Aug 25	52.57%
Aug 25	54.27%
Aug 25	56.65%
Jul 25	57.62%
Jul 25	58.9%
Jul 25	57.49%
Jul 25	59.24%
Jun 25	67.95%
Jun 25	68.85%
Jun 25	65.68%
Jun 25	66.14%
May 25	65.23%
May 25	63.49%
May 25	65.01%
May 25	65.16%
May 25	61.51%
Apr 25	67.7%
Apr 25	67.46%
Apr 25	73.83%
Apr 25	68.27%
Mar 25	26.73%
Mar 25	25.43%
Mar 25	25.49%
Mar 25	25.54%
Feb 25	25.98%
Feb 25	25.33%
Feb 25	24.63%
Feb 25	21.67%
Jan 25	21.64%
Jan 25	21.03%
Jan 25	21.83%
Jan 25	22.86%
Jan 25	22.19%
Dec 24	-14.64%
Dec 24	-14.55%
Dec 24	-14.39%
Dec 24	-13.88%
Nov 24	-13.63%
Nov 24	-13.29%
Nov 24	-13.36%
Nov 24	-12.62%
Nov 24	-12.81%
Oct 24	-10.93%

Price to Sales

OMASP.HE Price to Sales by quarter
Period	Price to Sales
Sep 26	1.89
Sep 26	1.89
Sep 26	1.88
Aug 26	1.88
Aug 26	1.88
Aug 26	1.88
Aug 26	1.88
Jul 26	1.88
Jul 26	1.87
Jul 26	1.87
Jul 26	1.87
Jul 26	1.3
Jun 26	1.24
Jun 26	1.23
Jun 26	1.26
Jun 26	1.25
May 26	1.32
May 26	1.24
May 26	1.25
May 26	1.23
Apr 26	1.27
Apr 26	1.21
Apr 26	1.22
Apr 26	1.35
Apr 26	1.34
Mar 26	1.18
Mar 26	1.17
Mar 26	1.18
Mar 26	1.16
Feb 26	1.2
Feb 26	1.23
Feb 26	1.21
Feb 26	1.29
Jan 26	1.26
Jan 26	1.29
Jan 26	1.31
Jan 26	1.29
Jan 26	1.22
Dec 25	1.08
Dec 25	1
Dec 25	0.97
Dec 25	0.98
Nov 25	0.98
Nov 25	0.97
Nov 25	0.98
Nov 25	0.97
Oct 25	0.99
Oct 25	1.05
Oct 25	1.03
Oct 25	1.03
Oct 25	1.03
Sep 25	1.03
Sep 25	1.01
Sep 25	0.95
Sep 25	0.89
Aug 25	0.85
Aug 25	0.89
Aug 25	0.86
Aug 25	0.83
Aug 25	0.8
Jul 25	0.78
Jul 25	0.77
Jul 25	0.79
Jul 25	0.76
Jun 25	0.68
Jun 25	0.68
Jun 25	0.71
Jun 25	0.7
May 25	0.71
May 25	0.73
May 25	0.72
May 25	0.71
May 25	0.76
Apr 25	0.69
Apr 25	0.69
Apr 25	0.63
Apr 25	0.68
Mar 25	0.72
Mar 25	0.76
Mar 25	0.76
Mar 25	0.75
Feb 25	0.74
Feb 25	0.76
Feb 25	0.78
Feb 25	0.89
Jan 25	0.89
Jan 25	0.92
Jan 25	0.88
Jan 25	0.84
Jan 25	0.87
Dec 24	0.81
Dec 24	0.81
Dec 24	0.82
Dec 24	0.85
Nov 24	0.87
Nov 24	0.89
Nov 24	0.88
Nov 24	0.94
Nov 24	0.92
Oct 24	1.08

EV/EBITDA

OMASP.HE EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	37.88
Sep 26	37.86
Sep 26	37.83
Aug 26	37.83
Aug 26	37.8
Aug 26	37.81
Aug 26	37.81
Jul 26	37.82
Jul 26	37.79
Jul 26	37.79
Jul 26	37.77
Jul 26	35.17
Jun 26	39.02
Jun 26	38.99
Jun 26	39.16
Jun 26	39.13
May 26	39.51
May 26	39.07
May 26	39.11
May 26	38.99
Apr 26	39.23
Apr 26	38.87
Apr 26	38.95
Apr 26	39.68
Apr 26	39.64
Mar 26	39.26
Mar 26	39.23
Mar 26	39.26
Mar 26	39.19
Feb 26	39.4
Feb 26	39.56
Feb 26	39.42
Feb 26	39.84
Jan 26	39.7
Jan 26	39.85
Jan 26	39.94
Jan 26	39.82
Jan 26	39.51
Dec 25	29.39
Dec 25	29.01
Dec 25	28.88
Dec 25	28.92
Nov 25	28.89
Nov 25	28.85
Nov 25	28.9
Nov 25	28.88
Oct 25	28.96
Oct 25	29.26
Oct 25	29.16
Oct 25	29.17
Oct 25	29.16
Sep 25	40.66
Sep 25	40.54
Sep 25	40.15
Sep 25	39.8
Aug 25	39.51
Aug 25	39.8
Aug 25	39.6
Aug 25	39.43
Aug 25	39.21
Jul 25	39.13
Jul 25	39.02
Jul 25	39.14
Jul 25	38.99
Jun 25	31.99
Jun 25	31.95
Jun 25	32.11
Jun 25	32.08
May 25	32.13
May 25	32.22
May 25	32.14
May 25	32.13
May 25	32.34
Apr 25	32
Apr 25	32.01
Apr 25	31.72
Apr 25	31.97
Mar 25	25.6
Mar 25	25.76
Mar 25	25.76
Mar 25	25.75
Feb 25	25.69
Feb 25	25.78
Feb 25	25.87
Feb 25	26.33
Jan 25	26.34
Jan 25	26.45
Jan 25	26.31
Jan 25	26.13
Jan 25	26.24
Dec 24	22.55
Dec 24	22.56
Dec 24	22.6
Dec 24	22.71
Nov 24	22.77
Nov 24	22.85
Nov 24	22.83
Nov 24	23.02
Nov 24	22.97
Oct 24	23.56

Price/Operating Cashflow

OMASP.HE Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	1.52
Sep 26	1.51
Sep 26	1.51
Aug 26	1.51
Aug 26	1.5
Aug 26	1.51
Aug 26	1.51
Jul 26	1.51
Jul 26	1.5
Jul 26	1.5
Jul 26	1.5
Jul 26	1.04
Jun 26	1.12
Jun 26	1.11
Jun 26	1.14
Jun 26	1.13
May 26	1.19
May 26	1.12
May 26	1.13
May 26	1.11
Apr 26	1.15
Apr 26	1.09
Apr 26	1.1
Apr 26	1.22
Apr 26	1.21
Mar 26	0.85
Mar 26	0.84
Mar 26	0.85
Mar 26	0.84
Feb 26	0.87
Feb 26	0.89
Feb 26	0.87
Feb 26	0.93
Jan 26	0.91
Jan 26	0.93
Jan 26	0.95
Jan 26	0.93
Jan 26	0.88
Dec 25	0.73
Dec 25	0.67
Dec 25	0.66
Dec 25	0.66
Nov 25	0.66
Nov 25	0.65
Nov 25	0.66
Nov 25	0.66
Oct 25	0.67
Oct 25	0.71
Oct 25	0.69
Oct 25	0.7
Oct 25	0.69
Sep 25	2.15
Sep 25	2.11
Sep 25	1.98
Sep 25	1.86
Aug 25	1.77
Aug 25	1.86
Aug 25	1.8
Aug 25	1.74
Aug 25	1.67
Jul 25	1.64
Jul 25	1.61
Jul 25	1.64
Jul 25	1.6
Jun 25	1.41
Jun 25	1.39
Jun 25	1.46
Jun 25	1.45
May 25	1.47
May 25	1.51
May 25	1.47
May 25	1.47
May 25	1.56
Apr 25	1.42
Apr 25	1.42
Apr 25	1.3
Apr 25	1.4
Mar 25	3.45
Mar 25	3.63
Mar 25	3.62
Mar 25	3.61
Feb 25	3.55
Feb 25	3.64
Feb 25	3.74
Feb 25	4.25
Jan 25	4.26
Jan 25	4.38
Jan 25	4.22
Jan 25	4.03
Jan 25	4.16
Mar 19	4.9
Mar 19	4.95
Mar 19	5.02
Mar 19	5.06
Mar 19	5.13
Feb 19	5.19
Feb 19	5.13
Feb 19	4.99
Feb 19	5.03
Jan 19	5.03

Price to Book

OMASP.HE Price to Book by quarter
Period	Price to Book
Sep 26	0.9
Sep 26	0.9
Sep 26	0.89
Aug 26	0.89
Aug 26	0.89
Aug 26	0.89
Aug 26	0.89
Jul 26	0.89
Jul 26	0.89
Jul 26	0.89
Jul 26	0.89
Jul 26	0.62
Jun 26	0.63
Jun 26	0.63
Jun 26	0.64
Jun 26	0.64
May 26	0.67
May 26	0.63
May 26	0.64
May 26	0.63
Apr 26	0.65
Apr 26	0.62
Apr 26	0.62
Apr 26	0.69
Apr 26	0.68
Mar 26	0.65
Mar 26	0.65
Mar 26	0.65
Mar 26	0.65
Feb 26	0.67
Feb 26	0.69
Feb 26	0.67
Feb 26	0.72
Jan 26	0.7
Jan 26	0.72
Jan 26	0.73
Jan 26	0.72
Jan 26	0.68
Dec 25	0.67
Dec 25	0.63
Dec 25	0.61
Dec 25	0.61
Nov 25	0.61
Nov 25	0.61
Nov 25	0.61
Nov 25	0.61
Oct 25	0.62
Oct 25	0.66
Oct 25	0.65
Oct 25	0.65
Oct 25	0.65
Sep 25	0.68
Sep 25	0.67
Sep 25	0.63
Sep 25	0.59
Aug 25	0.56
Aug 25	0.59
Aug 25	0.57
Aug 25	0.55
Aug 25	0.53
Jul 25	0.52
Jul 25	0.51
Jul 25	0.52
Jul 25	0.51
Jun 25	0.48
Jun 25	0.48
Jun 25	0.5
Jun 25	0.5
May 25	0.5
May 25	0.52
May 25	0.51
May 25	0.5
May 25	0.53
Apr 25	0.49
Apr 25	0.49
Apr 25	0.45
Apr 25	0.48
Mar 25	0.54
Mar 25	0.57
Mar 25	0.57
Mar 25	0.57
Feb 25	0.56
Feb 25	0.57
Feb 25	0.59
Feb 25	0.67
Jan 25	0.67
Jan 25	0.69
Jan 25	0.66
Jan 25	0.63
Jan 25	0.65
Dec 24	0.64
Dec 24	0.64
Dec 24	0.65
Dec 24	0.67
Nov 24	0.68
Nov 24	0.7
Nov 24	0.7
Nov 24	0.74
Nov 24	0.73
Oct 24	0.85

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