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Ballston Spa Bancorp, Inc.

$80.2 +$12.70 (+18.81%)

OTC · 11 Sep 2026 20:00 UTC

Previous Close

$80.2

Day Range

$80.2 - $80.2

Year Range

$65.08$82.92

Market Cap

59.56M

AVG Volume

245

Trailing/Forward PE

33.7/-

PEG ratio

-0.51

Dividend Yield

1.65%

Next Earnings Date

Primary Exchange

Other OTC

Revenue (USD)

BSPA Revenue (USD) by quarter
Period	Revenue (USD)
26 Q2	11.28M
26 Q1	10.43M
25 Q4	9.43M
25 Q3	11.93M
25 Q2	11.34M
25 Q1	11.1M
24 Q4	11.38M
24 Q3	11.02M
24 Q2	10.72M
24 Q1	10.37M

Net Income (USD)

BSPA Net Income (USD) by quarter
Period	Net Income (USD)
26 Q2	-711K
26 Q1	244K
25 Q4	555K
25 Q3	1.45M
25 Q2	1.24M
25 Q1	1.3M
24 Q4	1.29M
24 Q3	1.46M
24 Q2	1.26M
24 Q1	1.23M

Operating Income (USD)

BSPA Operating Income (USD) by quarter
Period	Operating Income (USD)
26 Q2	-1.12M
26 Q1	477K
25 Q4	686K
25 Q3	1.79M
25 Q2	1.52M
25 Q1	1.61M
24 Q4	1.59M
24 Q3	1.8M
24 Q2	1.56M
24 Q1	1.52M

EBITDA (USD)

BSPA EBITDA (USD) by quarter
Period	EBITDA (USD)
26 Q2	-1.12M
26 Q1	665K
25 Q4	686K
25 Q3	1.79M
25 Q2	1.52M
25 Q1	1.61M
24 Q4	1.59M
24 Q3	1.8M
24 Q2	1.56M
24 Q1	1.52M

Cash Flows (USD)

BSPA Cash Flows (USD) by quarter
Period	Cash Flows (USD)
26 Q2	498K
26 Q1	-1.42M
25 Q4	892K
25 Q3	0
25 Q2	0
25 Q1	0
24 Q4	0
24 Q2	0
24 Q1	0
23 Q4	0

EPS (USD)

BSPA EPS (USD) by quarter
Period	EPS (USD)
26 Q2	-0.65
26 Q1	0.33
25 Q4	0.75
25 Q3	1.95
25 Q2	1.66
25 Q1	1.75
24 Q4	1.73
24 Q3	1.96
24 Q2	1.7
24 Q1	1.65

Expenses (USD)

BSPA Expenses (USD) by quarter
Period	Expenses (USD)
23 Q4	0
26 Q2	953K
26 Q1	5.42M
25 Q4	5.18M
25 Q3	321K
25 Q2	281K
25 Q1	370K
24 Q4	605K
24 Q3	243K
24 Q2	371K
24 Q1	283K

Cash & Debt (USD)

BSPA Cash & Debt (USD) by quarter
Period	Cash & Debt (USD)
26 Q2	93.14M
26 Q1	7.59M
25 Q4	7.38M
25 Q3	20.44M
25 Q2	23.64M
25 Q1	25.49M
24 Q4	25.74M
24 Q3	24.6M
24 Q2	21.95M
24 Q1	24.33M

Debt ratios

BSPA Debt ratios by quarter
Period	Debt ratios
26 Q2	-17.76
26 Q1	9.78
25 Q4	13.34
25 Q3	1.12
25 Q2	15.1
25 Q1	8.71
24 Q4	15.24
24 Q3	2.42
24 Q2	12.1
24 Q1	4.36

Margins

BSPA Margins by quarter
Period	Margins
26 Q2	41.56%
26 Q1	58.46%
25 Q4	53.14%
25 Q3	62.21%
25 Q2	62.99%
25 Q1	64.4%
24 Q4	61.81%
24 Q3	61.59%
24 Q2	62.95%
24 Q1	65.22%

Return on Capital

BSPA Return on Capital by quarter
Period	Return on Capital
26 Q2	-0.75%
26 Q1	0.35%
25 Q4	0.78%
25 Q3	2.11%
25 Q2	1.83%
25 Q1	1.97%
24 Q4	2%
24 Q3	2.29%
24 Q2	2.06%
24 Q1	2.03%

Shares Outstanding

BSPA Shares Outstanding by quarter
Period	Shares Outstanding
26 Q2	1.1M
26 Q1	742.66K
25 Q4	742.66K
25 Q3	742.66K
25 Q2	742.66K
25 Q1	743.43K
24 Q4	742.66K
24 Q3	742.66K
24 Q2	742.66K
24 Q1	742.66K

Dividends (USD)

BSPA Dividends (USD) by quarter
Period	Dividends (USD)
Sep 26	0.33
Jun 26	0.33
Mar 26	0.33
Dec 25	0.33
Sep 25	0.33
Jun 25	0.33
Mar 25	0.33
Dec 24	0.33
Sep 24	0.33
Jun 24	0.33

Book Value Per Share (USD)

BSPA Book Value Per Share (USD) by quarter
Period	Book Value Per Share (USD)
26 Q2	86.26
26 Q1	95.15
25 Q4	95.79
25 Q3	92.57
25 Q2	90.68
25 Q1	88.88
24 Q4	86.84
24 Q3	85.45
24 Q2	82.61
24 Q1	81.56

Total Assets (USD)

BSPA Total Assets (USD) by quarter
Period	Total Assets (USD)
26 Q2	1.36B
26 Q1	941.57M
25 Q4	928.5M
25 Q3	914.21M
25 Q2	912.61M
25 Q1	895.64M
24 Q4	898.12M
24 Q3	878.9M
24 Q2	860.2M
24 Q1	850.62M

PE Ratio

BSPA PE Ratio by quarter
Period	PE Ratio
Sep 26	57.44
Sep 26	57.44
Aug 26	59.39
Aug 26	59.39
Aug 26	59.39
Aug 26	17.06
Jul 26	16.69
Jul 26	16.38
Jul 26	16.38
Jul 26	16
Jul 26	16.42
Jun 26	15.97
Jun 26	16.02
Jun 26	16.19
Jun 26	16
May 26	16
May 26	16
May 26	16.53
May 26	12.27
May 26	12.27
Apr 26	12.06
Apr 26	11.62
Apr 26	11.62
Apr 26	11.62
Mar 26	10
Mar 26	10
Mar 26	10.71
Mar 26	10.71
Feb 26	10.71
Feb 26	10.71
Feb 26	10.04
Feb 26	9.63
Jan 26	9.63
Jan 26	9.63
Jan 26	9.63
Jan 26	9.63
Jan 26	9.51
Dec 25	9.5
Dec 25	9.5
Dec 25	9.5
Dec 25	9.5
Nov 25	9.43
Nov 25	9.43
Nov 25	9.43
Nov 25	9.22
Oct 25	10.76
Oct 25	10.76
Oct 25	10.76
Oct 25	10.03
Oct 25	10.03
Sep 25	9.98
Sep 25	9.56
Sep 25	9.56
Sep 25	8.71
Aug 25	8.79
Aug 25	8.79
Aug 25	8.79
Aug 25	8.79
Aug 25	8.79
Jul 25	8.79
Jul 25	8.79
Jul 25	8.79
Jul 25	8.62
Jun 25	8.73
Jun 25	8.73
Jun 25	8.87
Jun 25	8.87
May 25	8.87
May 25	8.75
May 25	8.94
May 25	8.94
May 25	8.94
Apr 25	8.94
Apr 25	9.08
Apr 25	9.08
Apr 25	9.22
Mar 25	10.42
Mar 25	10.42
Mar 25	10.42
Mar 25	10.02
Feb 25	10.02
Feb 25	10.02
Feb 25	9.58
Feb 25	9.32
Jan 25	9.32
Jan 25	9.32
Jan 25	9.32
Jan 25	9.32
Jan 25	9.32
Dec 24	9.64
Dec 24	9.64
Dec 24	9.93
Dec 24	9.49
Nov 24	9.47
Nov 24	9.47
Nov 24	9.47
Nov 24	9.47
Nov 24	9.47
Oct 24	9.47
Oct 24	9.47

Free Cash Flow Yield

BSPA Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	-0.04%
Sep 26	-0.04%
Aug 26	-0.04%
Aug 26	-0.04%
Aug 26	-0.04%
Aug 26	-0.9%
Jul 26	-0.92%
Jul 26	-0.93%
Jul 26	-0.93%
Jul 26	-0.96%
Jul 26	-0.93%
Jun 26	-0.96%
Jun 26	-0.95%
Jun 26	-0.94%
Jun 26	-0.96%
May 26	-0.96%
May 26	-0.96%
May 26	-0.92%
May 26	1.6%
May 26	1.6%
Apr 26	1.63%
Apr 26	1.69%
Apr 26	1.69%
Apr 26	1.69%
Mar 26	0%
Mar 26	0%
Mar 26	0%
Mar 26	0%
Feb 26	0%
Feb 26	0%
Feb 26	0%
Feb 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Jan 26	0%
Dec 24	0%
Dec 24	0%
Dec 24	0%
Dec 24	0%
Nov 24	0%
Nov 24	0%
Nov 24	0%
Nov 24	0%
Nov 24	0%
Oct 24	0%
Oct 24	0%
Oct 24	0%
Oct 24	0%
Sep 24	0%
Sep 24	0%
Sep 24	0%
Sep 24	0%
Aug 24	0%
Aug 24	0%
Aug 24	0%
Aug 24	0%
Aug 24	0%
Jul 24	0%
Jul 24	0%
Jul 24	0%
Jul 24	0%
Jun 24	0%
Jun 24	0%
Jun 24	0%
Jun 24	0%
May 24	0%
May 24	0%
May 24	0%
May 24	0%
May 24	0%
Apr 24	0%
Apr 24	0%
Apr 24	0%
Apr 24	0%
Mar 24	0%
Mar 24	0%
Mar 24	0%
Mar 24	0%
Mar 24	0%
Feb 24	0%
Feb 24	0%
Feb 24	0%
Feb 24	0%
Jan 24	0%
Jan 24	0%
Jan 24	0%
Jan 24	0%
Dec 23	0%
Dec 23	0%
Dec 23	0%
Dec 23	0%
Dec 23	0%
Nov 23	0%
Nov 23	0%
Nov 23	0%
Nov 23	0%
Oct 23	0%
Oct 23	0%

Price to Sales

BSPA Price to Sales by quarter
Period	Price to Sales
Sep 26	2.05
Sep 26	2.05
Aug 26	2.12
Aug 26	2.12
Aug 26	2.12
Aug 26	1.38
Jul 26	1.35
Jul 26	1.32
Jul 26	1.32
Jul 26	1.29
Jul 26	1.33
Jun 26	1.29
Jun 26	1.29
Jun 26	1.31
Jun 26	1.29
May 26	1.29
May 26	1.29
May 26	1.33
May 26	1.27
May 26	1.27
Apr 26	1.25
Apr 26	1.2
Apr 26	1.2
Apr 26	1.2
Mar 26	1.15
Mar 26	1.15
Mar 26	1.23
Mar 26	1.23
Feb 26	1.23
Feb 26	1.23
Feb 26	1.16
Feb 26	1.11
Jan 26	1.11
Jan 26	1.11
Jan 26	1.11
Jan 26	1.11
Jan 26	1.1
Dec 25	1.12
Dec 25	1.12
Dec 25	1.12
Dec 25	1.12
Nov 25	1.11
Nov 25	1.11
Nov 25	1.11
Nov 25	1.09
Oct 25	1.27
Oct 25	1.27
Oct 25	1.27
Oct 25	1.18
Oct 25	1.18
Sep 25	1.2
Sep 25	1.15
Sep 25	1.15
Sep 25	1.05
Aug 25	1.05
Aug 25	1.05
Aug 25	1.05
Aug 25	1.05
Aug 25	1.05
Jul 25	1.05
Jul 25	1.05
Jul 25	1.05
Jul 25	1.03
Jun 25	1.05
Jun 25	1.05
Jun 25	1.07
Jun 25	1.07
May 25	1.07
May 25	1.05
May 25	1.08
May 25	1.08
May 25	1.08
Apr 25	1.08
Apr 25	1.09
Apr 25	1.09
Apr 25	1.11
Mar 25	1.16
Mar 25	1.16
Mar 25	1.16
Mar 25	1.12
Feb 25	1.12
Feb 25	1.12
Feb 25	1.07
Feb 25	1.04
Jan 25	1.04
Jan 25	1.04
Jan 25	1.04
Jan 25	1.04
Jan 25	1.04
Dec 24	1.09
Dec 24	1.09
Dec 24	1.12
Dec 24	1.07
Nov 24	1.07
Nov 24	1.07
Nov 24	1.07
Nov 24	1.07
Nov 24	1.07
Oct 24	1.07
Oct 24	1.07

EV/EBITDA

BSPA EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	25.87
Sep 26	25.87
Aug 26	27.35
Aug 26	27.35
Aug 26	27.35
Aug 26	22.52
Jul 26	22.24
Jul 26	22.01
Jul 26	22.01
Jul 26	21.73
Jul 26	22.04
Jun 26	21.7
Jun 26	21.75
Jun 26	21.87
Jun 26	21.73
May 26	21.73
May 26	21.73
May 26	22.12
May 26	23.28
May 26	23.28
Apr 26	23.11
Apr 26	22.75
Apr 26	22.75
Apr 26	22.75
Mar 26	9.23
Mar 26	9.23
Mar 26	9.8
Mar 26	9.8
Feb 26	9.8
Feb 26	9.8
Feb 26	9.26
Feb 26	8.93
Jan 26	8.93
Jan 26	8.93
Jan 26	8.93
Jan 26	8.93
Jan 26	8.83
Dec 25	22.8
Dec 25	22.8
Dec 25	22.8
Dec 25	22.8
Nov 25	22.74
Nov 25	22.74
Nov 25	22.74
Nov 25	22.57
Oct 25	23.82
Oct 25	23.82
Oct 25	23.82
Oct 25	23.22
Oct 25	23.22
Sep 25	16.79
Sep 25	16.45
Sep 25	16.45
Sep 25	15.77
Aug 25	15.83
Aug 25	15.83
Aug 25	15.83
Aug 25	15.83
Aug 25	15.83
Jul 25	15.83
Jul 25	15.83
Jul 25	15.83
Jul 25	15.69
Jun 25	22.31
Jun 25	22.31
Jun 25	22.43
Jun 25	22.43
May 25	22.43
May 25	22.33
May 25	22.48
May 25	22.48
May 25	22.48
Apr 25	22.48
Apr 25	22.6
Apr 25	22.6
Apr 25	22.71
Mar 25	11.31
Mar 25	11.31
Mar 25	11.31
Mar 25	10.97
Feb 25	10.97
Feb 25	10.97
Feb 25	10.59
Feb 25	10.37
Jan 25	10.37
Jan 25	10.37
Jan 25	10.37
Jan 25	10.37
Jan 25	10.37
Dec 24	20.33
Dec 24	20.33
Dec 24	20.58
Dec 24	20.21
Nov 24	20.18
Nov 24	20.18
Nov 24	20.18
Nov 24	20.18
Nov 24	20.18
Oct 24	20.18
Oct 24	20.18

Price/Operating Cashflow

BSPA Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	38.53
Sep 26	38.53
Aug 26	39.83
Aug 26	39.83
Aug 26	39.83
Aug 26	52.02
Jul 26	50.89
Jul 26	49.94
Jul 26	49.94
Jul 26	48.77
Jul 26	50.07
Jun 26	48.68
Jun 26	48.86
Jun 26	49.36
Jun 26	48.77
May 26	48.77
May 26	48.77
May 26	50.4
May 26	32.19
May 26	32.19
Apr 26	31.63
Apr 26	30.48
Apr 26	30.48
Apr 26	30.48

Price to Book

BSPA Price to Book by quarter
Period	Price to Book
Sep 26	0.93
Sep 26	0.93
Aug 26	0.96
Aug 26	0.96
Aug 26	0.96
Aug 26	0.84
Jul 26	0.82
Jul 26	0.81
Jul 26	0.81
Jul 26	0.79
Jul 26	0.81
Jun 26	0.79
Jun 26	0.79
Jun 26	0.8
Jun 26	0.79
May 26	0.79
May 26	0.79
May 26	0.81
May 26	0.78
May 26	0.78
Apr 26	0.77
Apr 26	0.74
Apr 26	0.74
Apr 26	0.74
Mar 26	0.77
Mar 26	0.77
Mar 26	0.82
Mar 26	0.82
Feb 26	0.82
Feb 26	0.82
Feb 26	0.77
Feb 26	0.74
Jan 26	0.74
Jan 26	0.74
Jan 26	0.74
Jan 26	0.74
Jan 26	0.73
Dec 25	0.74
Dec 25	0.74
Dec 25	0.74
Dec 25	0.74
Nov 25	0.74
Nov 25	0.74
Nov 25	0.74
Nov 25	0.72
Oct 25	0.84
Oct 25	0.84
Oct 25	0.84
Oct 25	0.79
Oct 25	0.79
Sep 25	0.8
Sep 25	0.77
Sep 25	0.77
Sep 25	0.7
Aug 25	0.71
Aug 25	0.71
Aug 25	0.71
Aug 25	0.71
Aug 25	0.71
Jul 25	0.71
Jul 25	0.71
Jul 25	0.71
Jul 25	0.69
Jun 25	0.71
Jun 25	0.71
Jun 25	0.72
Jun 25	0.72
May 25	0.72
May 25	0.71
May 25	0.73
May 25	0.73
May 25	0.73
Apr 25	0.73
Apr 25	0.74
Apr 25	0.74
Apr 25	0.75
Mar 25	0.76
Mar 25	0.76
Mar 25	0.76
Mar 25	0.73
Feb 25	0.73
Feb 25	0.73
Feb 25	0.7
Feb 25	0.68
Jan 25	0.68
Jan 25	0.68
Jan 25	0.68
Jan 25	0.68
Jan 25	0.68
Dec 24	0.7
Dec 24	0.7
Dec 24	0.73
Dec 24	0.69
Nov 24	0.69
Nov 24	0.69
Nov 24	0.69
Nov 24	0.69
Nov 24	0.69
Oct 24	0.69
Oct 24	0.69

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Ballston Spa Bancorp, Inc.

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