Home / ALPHA.AT : ATH

AI Analysis Fundamentals Valuation Video Analysis Similar

AI Analysis

How does ALPHA.AT make money? Does ALPHA.AT have pricing power? What's the Earnings Whisper? Will ALPHA.AT profit more as the business scales? What is ALPHA.AT's management track record? Is ALPHA.AT's current price justified?

Alpha Bank S.A.

€4.82 +$1.12 (+30.38%)

ATH · 15 Sep 2026 14:19 UTC

Previous Close

€4.89

Day Range

€4.79€4.89

Year Range

€2.95€4.93

Market Cap

11.13B

AVG Volume

7.16M

Trailing/Forward PE

12.95/9.87

PEG ratio

0.79

Dividend Yield

2.37%

Next Earnings Date

2026-11-05

Primary Exchange

Athens Stock Exchange

Revenue (EUR)

ALPHA.AT Revenue (EUR) by quarter
Period	Revenue (EUR)
26 Q2	1.16B
26 Q1	1.14B
25 Q4	582.7M
25 Q3	1.11B
25 Q2	1.17B
25 Q1	1.19B
24 Q4	1.27B
24 Q3	1.27B
24 Q2	1.25B
24 Q1	1.18B

Net Income (EUR)

ALPHA.AT Net Income (EUR) by quarter
Period	Net Income (EUR)
26 Q2	316M
26 Q1	181M
25 Q4	235.9M
25 Q3	186M
25 Q2	294M
25 Q1	223M
24 Q4	164.97M
24 Q3	166.67M
24 Q2	110M
24 Q1	212M

Operating Income (EUR)

ALPHA.AT Operating Income (EUR) by quarter
Period	Operating Income (EUR)
26 Q2	249M
26 Q1	249M
25 Q4	312.1M
25 Q3	241M
25 Q2	62M
25 Q1	286M
24 Q4	195.46M
24 Q3	212.88M
24 Q2	140M
24 Q1	268M

EBITDA (EUR)

ALPHA.AT EBITDA (EUR) by quarter
Period	EBITDA (EUR)
26 Q2	241M
26 Q1	290M
25 Q4	312.1M
25 Q3	228M
25 Q2	95M
25 Q1	321M
24 Q4	272.24M
24 Q3	259.3M
24 Q2	181M
24 Q1	307M

Cash Flows (EUR)

ALPHA.AT Cash Flows (EUR) by quarter
Period	Cash Flows (EUR)
26 Q2	479M
26 Q1	262M
25 Q4	2.29B
25 Q3	-1.76B
25 Q2	503M
25 Q1	1.23B
24 Q4	-621.95M
24 Q3	-902.79M
24 Q2	106K
24 Q1	-101.27M

EPS (EUR)

ALPHA.AT EPS (EUR) by quarter
Period	EPS (EUR)
26 Q2	0.14
26 Q1	0.06
25 Q4	0.1
25 Q3	0.07
25 Q2	0.13
25 Q1	0.08
24 Q4	0.09
24 Q3	0.06
24 Q2	0.05
24 Q1	0.08

Expenses (EUR)

ALPHA.AT Expenses (EUR) by quarter
Period	Expenses (EUR)
26 Q2	118M
26 Q1	225M
25 Q4	201.7M
25 Q3	162M
25 Q2	150M
25 Q1	59M
24 Q4	117.26M
24 Q3	54.87M
24 Q2	62.55M
24 Q1	54.68M

Cash & Debt (EUR)

ALPHA.AT Cash & Debt (EUR) by quarter
Period	Cash & Debt (EUR)
26 Q2	3.8B
26 Q1	4.24B
25 Q4	3.4B
25 Q3	3.38B
25 Q2	3.17B
25 Q1	3.56B
24 Q4	3.28B
24 Q3	4.9B
24 Q2	4.82B
24 Q1	5.16B

Debt ratios

ALPHA.AT Debt ratios by quarter
Period	Debt ratios
26 Q2	6.83
26 Q1	8.31
25 Q4	7.6
25 Q3	7.31
25 Q2	0.21
25 Q1	-0.11
24 Q4	0.4
24 Q3	-1.2
24 Q2	-1.14
24 Q1	-1.4

Margins

ALPHA.AT Margins by quarter
Period	Margins
26 Q2	44.28%
26 Q1	45.69%
25 Q4	89.45%
25 Q3	43.76%
25 Q2	46.89%
25 Q1	46.75%
24 Q4	44.54%
24 Q3	42.71%
24 Q2	43.53%
24 Q1	46.85%

Return on Capital

ALPHA.AT Return on Capital by quarter
Period	Return on Capital
26 Q2	3.78%
26 Q1	2.21%
25 Q4	2.9%
25 Q3	2.31%
25 Q2	3.41%
25 Q1	2.66%
24 Q4	2.01%
24 Q3	2.09%
24 Q2	1.45%
24 Q1	2.82%

Shares Outstanding

ALPHA.AT Shares Outstanding by quarter
Period	Shares Outstanding
26 Q2	2.25B
26 Q1	2.27B
25 Q4	2.31B
25 Q3	2.22B
25 Q2	2.25B
25 Q1	2.28B
24 Q4	2.31B
24 Q3	2.31B
24 Q2	2.33B
24 Q1	2.35B

Dividends (EUR)

ALPHA.AT Dividends (EUR) by quarter
Period	Dividends (EUR)
Jul 26	0.07
Dec 25	0.05
May 25	0.03
Jul 24	0.03
Apr 08	22.66
Apr 07	18.88
Apr 06	21.14
Apr 05	18.12
Mar 04	15.1
May 03	10.07

Book Value Per Share (EUR)

ALPHA.AT Book Value Per Share (EUR) by quarter
Period	Book Value Per Share (EUR)
26 Q2	3.71
26 Q1	3.6
25 Q4	3.51
25 Q3	3.63
25 Q2	3.84
25 Q1	3.67
24 Q4	3.54
24 Q3	3.46
24 Q2	3.26
24 Q1	3.2

Total Assets (EUR)

ALPHA.AT Total Assets (EUR) by quarter
Period	Total Assets (EUR)
26 Q2	82.01B
26 Q1	79.33B
25 Q4	77.46B
25 Q3	74.52B
25 Q2	73.48B
25 Q1	73.15B
24 Q4	72.08B
24 Q3	74.63B
24 Q2	74.74B
24 Q1	74.38B

PE Ratio

ALPHA.AT PE Ratio by quarter
Period	PE Ratio
Sep 26	12.22
Sep 26	12.45
Sep 26	11.89
Aug 26	11.59
Aug 26	11.43
Aug 26	11.84
Aug 26	11.53
Jul 26	10.82
Jul 26	9.94
Jul 26	9.76
Jul 26	10.42
Jul 26	10.34
Jun 26	9.61
Jun 26	10.13
Jun 26	9.74
Jun 26	9.14
May 26	9.64
May 26	8.72
May 26	8.8
May 26	9.05
Apr 26	8.38
Apr 26	8.82
Apr 26	9.69
Apr 26	8.97
Apr 26	8.28
Mar 26	7.81
Mar 26	7.89
Mar 26	8.55
Mar 26	8.76
Feb 26	9.5
Feb 26	9.55
Feb 26	9.88
Feb 26	11.31
Jan 26	10.34
Jan 26	9.93
Jan 26	10.16
Jan 26	9.85
Jan 26	9.45
Dec 25	9.66
Dec 25	9.24
Dec 25	9.1
Dec 25	9.13
Nov 25	9.29
Nov 25	9.53
Nov 25	9.32
Nov 25	9.05
Oct 25	9
Oct 25	9.5
Oct 25	8.92
Oct 25	9.98
Oct 25	9.92
Sep 25	12.22
Sep 25	11.53
Sep 25	12.08
Sep 25	12.08
Aug 25	11.64
Aug 25	12.22
Aug 25	12.25
Aug 25	12.05
Aug 25	11.29
Jul 25	10.98
Jul 25	11.5
Jul 25	11.12
Jul 25	10.81
Jun 25	10.58
Jun 25	9.66
Jun 25	9.59
Jun 25	9.7
May 25	10.02
May 25	9.2
May 25	9.2
May 25	8.64
May 25	7.89
Apr 25	7.75
Apr 25	7.33
Apr 25	7.01
Apr 25	7.22
Mar 25	8.87
Mar 25	8.64
Mar 25	8.49
Mar 25	7.77
Feb 25	7.39
Feb 25	7.16
Feb 25	7.09
Feb 25	6.67
Jan 25	6.74
Jan 25	6.59
Jan 25	6.74
Jan 25	6.52
Jan 25	6.25
Dec 24	5.84
Dec 24	5.84
Dec 24	5.99
Dec 24	6.06
Nov 24	5.43
Nov 24	5.65
Nov 24	5.84
Nov 24	5.54
Nov 24	5.17
Oct 24	5.17

Free Cash Flow Yield

ALPHA.AT Free Cash Flow Yield by quarter
Period	Free Cash Flow Yield
Sep 26	11.8%
Sep 26	11.58%
Sep 26	12.13%
Aug 26	12.44%
Aug 26	12.61%
Aug 26	12.18%
Aug 26	12.5%
Jul 26	13.32%
Jul 26	14.51%
Jul 26	14.77%
Jul 26	13.84%
Jul 26	13.94%
Jun 26	25.05%
Jun 26	23.77%
Jun 26	24.74%
Jun 26	26.34%
May 26	24.99%
May 26	27.6%
May 26	27.37%
May 26	26.62%
Apr 26	28.74%
Apr 26	27.29%
Apr 26	24.86%
Apr 26	26.84%
Apr 26	29.08%
Mar 26	-9.6%
Mar 26	-9.51%
Mar 26	-8.77%
Mar 26	-8.56%
Feb 26	-7.9%
Feb 26	-7.85%
Feb 26	-7.59%
Feb 26	-6.63%
Jan 26	-7.25%
Jan 26	-7.55%
Jan 26	-7.38%
Jan 26	-7.61%
Jan 26	-7.94%
Dec 25	2.54%
Dec 25	2.66%
Dec 25	2.7%
Dec 25	2.69%
Nov 25	2.64%
Nov 25	2.58%
Nov 25	2.63%
Nov 25	2.71%
Oct 25	2.73%
Oct 25	2.58%
Oct 25	2.75%
Oct 25	2.46%
Oct 25	2.47%
Sep 25	-3.63%
Sep 25	-3.84%
Sep 25	-3.67%
Sep 25	-3.67%
Aug 25	-3.81%
Aug 25	-3.63%
Aug 25	-3.62%
Aug 25	-3.68%
Aug 25	-3.93%
Jul 25	-4.04%
Jul 25	-3.86%
Jul 25	-3.99%
Jul 25	-4.1%
Jun 25	-23.5%
Jun 25	-25.74%
Jun 25	-25.93%
Jun 25	-25.65%
May 25	-24.83%
May 25	-27.03%
May 25	-27.03%
May 25	-28.8%
May 25	-31.51%
Apr 25	-32.09%
Apr 25	-33.95%
Apr 25	-35.49%
Apr 25	-34.45%
Mar 25	-18.65%
Mar 25	-19.14%
Mar 25	-19.48%
Mar 25	-21.29%
Feb 25	-22.38%
Feb 25	-23.09%
Feb 25	-23.34%
Feb 25	-24.8%
Jan 25	-24.52%
Jan 25	-25.08%
Jan 25	-24.52%
Jan 25	-25.37%
Jan 25	-26.45%
Dec 24	31.35%
Dec 24	31.35%
Dec 24	30.57%
Dec 24	30.2%
Nov 24	33.69%
Nov 24	32.37%
Nov 24	31.35%
Nov 24	33.02%
Nov 24	35.38%
Oct 24	35.38%

Price to Sales

ALPHA.AT Price to Sales by quarter
Period	Price to Sales
Sep 26	2.74
Sep 26	2.79
Sep 26	2.66
Aug 26	2.59
Aug 26	2.56
Aug 26	2.65
Aug 26	2.58
Jul 26	2.42
Jul 26	2.23
Jul 26	2.19
Jul 26	2.33
Jul 26	2.32
Jun 26	2.23
Jun 26	2.35
Jun 26	2.25
Jun 26	2.12
May 26	2.23
May 26	2.02
May 26	2.04
May 26	2.1
Apr 26	1.94
Apr 26	2.04
Apr 26	2.24
Apr 26	2.08
Apr 26	1.92
Mar 26	1.43
Mar 26	1.44
Mar 26	1.56
Mar 26	1.6
Feb 26	1.74
Feb 26	1.75
Feb 26	1.81
Feb 26	2.07
Jan 26	1.89
Jan 26	1.82
Jan 26	1.86
Jan 26	1.8
Jan 26	1.73
Dec 25	1.67
Dec 25	1.6
Dec 25	1.58
Dec 25	1.58
Nov 25	1.61
Nov 25	1.65
Nov 25	1.61
Nov 25	1.57
Oct 25	1.56
Oct 25	1.64
Oct 25	1.54
Oct 25	1.73
Oct 25	1.72
Sep 25	1.63
Sep 25	1.54
Sep 25	1.61
Sep 25	1.61
Aug 25	1.55
Aug 25	1.63
Aug 25	1.64
Aug 25	1.61
Aug 25	1.51
Jul 25	1.47
Jul 25	1.54
Jul 25	1.49
Jul 25	1.44
Jun 25	1.39
Jun 25	1.27
Jun 25	1.26
Jun 25	1.28
May 25	1.32
May 25	1.21
May 25	1.21
May 25	1.14
May 25	1.04
Apr 25	1.02
Apr 25	0.96
Apr 25	0.92
Apr 25	0.95
Mar 25	1.18
Mar 25	1.15
Mar 25	1.13
Mar 25	1.03
Feb 25	0.98
Feb 25	0.95
Feb 25	0.94
Feb 25	0.89
Jan 25	0.9
Jan 25	0.88
Jan 25	0.9
Jan 25	0.87
Jan 25	0.83
Dec 24	0.94
Dec 24	0.94
Dec 24	0.97
Dec 24	0.98
Nov 24	0.88
Nov 24	0.91
Nov 24	0.94
Nov 24	0.9
Nov 24	0.84
Oct 24	0.84

EV/EBITDA

ALPHA.AT EV/EBITDA by quarter
Period	EV/EBITDA
Sep 26	20.15
Sep 26	20.37
Sep 26	19.83
Aug 26	19.54
Aug 26	19.39
Aug 26	19.78
Aug 26	19.49
Jul 26	18.8
Jul 26	17.94
Jul 26	17.77
Jul 26	18.41
Jul 26	18.33
Jun 26	17.04
Jun 26	17.55
Jun 26	17.17
Jun 26	16.58
May 26	17.07
May 26	16.17
May 26	16.25
May 26	16.49
Apr 26	15.83
Apr 26	16.27
Apr 26	17.12
Apr 26	16.41
Apr 26	15.74
Mar 26	14.71
Mar 26	14.78
Mar 26	15.41
Mar 26	15.6
Feb 26	16.3
Feb 26	16.35
Feb 26	16.67
Feb 26	18.02
Jan 26	17.1
Jan 26	16.72
Jan 26	16.93
Jan 26	16.64
Jan 26	16.26
Dec 25	8.86
Dec 25	8.48
Dec 25	8.36
Dec 25	8.38
Nov 25	8.53
Nov 25	8.74
Nov 25	8.55
Nov 25	8.31
Oct 25	8.27
Oct 25	8.72
Oct 25	8.19
Oct 25	9.14
Oct 25	9.1
Sep 25	7.74
Sep 25	7.3
Sep 25	7.65
Sep 25	7.65
Aug 25	7.37
Aug 25	7.74
Aug 25	7.77
Aug 25	7.63
Aug 25	7.15
Jul 25	6.95
Jul 25	7.28
Jul 25	7.04
Jul 25	6.84
Jun 25	7.18
Jun 25	6.59
Jun 25	6.55
Jun 25	6.62
May 25	6.82
May 25	6.3
May 25	6.3
May 25	5.94
May 25	5.46
Apr 25	5.37
Apr 25	5.1
Apr 25	4.89
Apr 25	5.03
Mar 25	5.11
Mar 25	4.94
Mar 25	4.84
Mar 25	4.32
Feb 25	4.05
Feb 25	3.89
Feb 25	3.84
Feb 25	3.54
Jan 25	3.6
Jan 25	3.49
Jan 25	3.6
Jan 25	3.43
Jan 25	3.25
Dec 24	2.93
Dec 24	2.93
Dec 24	3.04
Dec 24	3.09
Nov 24	2.65
Nov 24	2.81
Nov 24	2.93
Nov 24	2.73
Nov 24	2.47
Oct 24	2.47

Price/Operating Cashflow

ALPHA.AT Price/Operating Cashflow by quarter
Period	Price/Operating Cashflow
Sep 26	6.7
Sep 26	6.83
Sep 26	6.52
Aug 26	6.36
Aug 26	6.27
Aug 26	6.49
Aug 26	6.33
Jul 26	5.94
Jul 26	5.45
Jul 26	5.35
Jul 26	5.72
Jul 26	5.67
Jun 26	3.59
Jun 26	3.79
Jun 26	3.64
Jun 26	3.42
May 26	3.6
May 26	3.26
May 26	3.29
May 26	3.38
Apr 26	3.13
Apr 26	3.3
Apr 26	3.62
Apr 26	3.35
Apr 26	3.1
Dec 25	17.32
Dec 25	16.56
Dec 25	16.33
Dec 25	16.37
Nov 25	16.66
Nov 25	17.09
Nov 25	16.71
Nov 25	16.23
Oct 25	16.14
Oct 25	17.04
Oct 25	15.99
Oct 25	17.89
Oct 25	17.8
Dec 24	2.97
Dec 24	2.97
Dec 24	3.05
Dec 24	3.08
Nov 24	2.76
Nov 24	2.88
Nov 24	2.97
Nov 24	2.82
Nov 24	2.63
Oct 24	2.63
Oct 24	2.88
Oct 24	2.76
Oct 24	2.84
Jun 23	1.2
Jun 23	1.2
Jun 23	1.24
Jun 23	1.1
May 23	1.13
May 23	0.94
May 23	0.94
May 23	0.91
Apr 23	0.89
Apr 23	0.95
Apr 23	0.92
Apr 23	0.9
Mar 23	0.88
Mar 23	1.2
Mar 23	1.17
Mar 23	1.32
Mar 23	1.59
Feb 23	1.58
Feb 23	1.53
Feb 23	1.42
Feb 23	1.38
Jan 23	1.32
Jan 23	1.28
Jan 23	1.26
Jan 23	1.18
Dec 22	1.1
Dec 22	1.23
Dec 22	1.22
Dec 22	1.25
Dec 22	1.25
Nov 22	1.29
Nov 22	1.16
Nov 22	1.2
Nov 22	1.19
Oct 22	1.15
Oct 22	1.14
Oct 22	1.1
Oct 22	1.07
Sep 22	1
Sep 22	1.08
Sep 22	1.15
Sep 22	1.17
Sep 22	1.15
Aug 22	1.26
Aug 22	1.26
Aug 22	1.2
Aug 22	1.12
Jul 22	1.1
Jul 22	1.02

Price to Book

ALPHA.AT Price to Book by quarter
Period	Price to Book
Sep 26	1.34
Sep 26	1.36
Sep 26	1.3
Aug 26	1.27
Aug 26	1.25
Aug 26	1.3
Aug 26	1.26
Jul 26	1.19
Jul 26	1.09
Jul 26	1.07
Jul 26	1.14
Jul 26	1.13
Jun 26	1.11
Jun 26	1.17
Jun 26	1.13
Jun 26	1.06
May 26	1.11
May 26	1.01
May 26	1.02
May 26	1.05
Apr 26	0.97
Apr 26	1.02
Apr 26	1.12
Apr 26	1.04
Apr 26	0.96
Mar 26	0.84
Mar 26	0.85
Mar 26	0.92
Mar 26	0.95
Feb 26	1.02
Feb 26	1.03
Feb 26	1.07
Feb 26	1.22
Jan 26	1.12
Jan 26	1.07
Jan 26	1.1
Jan 26	1.06
Jan 26	1.02
Dec 25	0.95
Dec 25	0.91
Dec 25	0.9
Dec 25	0.9
Nov 25	0.91
Nov 25	0.94
Nov 25	0.92
Nov 25	0.89
Oct 25	0.89
Oct 25	0.93
Oct 25	0.88
Oct 25	0.98
Oct 25	0.98
Sep 25	0.97
Sep 25	0.92
Sep 25	0.96
Sep 25	0.96
Aug 25	0.92
Aug 25	0.97
Aug 25	0.97
Aug 25	0.96
Aug 25	0.9
Jul 25	0.87
Jul 25	0.91
Jul 25	0.88
Jul 25	0.86
Jun 25	0.84
Jun 25	0.77
Jun 25	0.77
Jun 25	0.77
May 25	0.8
May 25	0.73
May 25	0.73
May 25	0.69
May 25	0.63
Apr 25	0.62
Apr 25	0.58
Apr 25	0.56
Apr 25	0.58
Mar 25	0.68
Mar 25	0.66
Mar 25	0.65
Mar 25	0.59
Feb 25	0.56
Feb 25	0.55
Feb 25	0.54
Feb 25	0.51
Jan 25	0.51
Jan 25	0.5
Jan 25	0.51
Jan 25	0.5
Jan 25	0.48
Dec 24	0.48
Dec 24	0.48
Dec 24	0.5
Dec 24	0.5
Nov 24	0.45
Nov 24	0.47
Nov 24	0.48
Nov 24	0.46
Nov 24	0.43
Oct 24	0.43

No video analysis for this stock yet. Request one from our team.

AI Analysis

Alpha Bank S.A.

Video analysis: ALPHA.AT

Similar companies